Citizens Business Bank

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Citizens Business Bank reported 147 stock positions worth $599.2 million. Its top holding was iShares Russell Mid-Cap ETF (IWR) at 10.5% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 9.1%) and Nvidia (NVDA, 5.6%). Compared with Q2 2025, it opened 51 new positions, sold out of 5, added to 68 and reduced 16. The biggest buy was a new position in Progressive (PGR) and the biggest sale Palantir Technologies Class A (PLTR, shares −32%).

Most Recent 13F
Q2 2026
Location
ONTARIO, CA
CIK
0001948632
Portfolio Value
$599.2M (Q3 2025)
SEC Filing
0001948632-25-000002 ↗ filed Nov 12, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $479.8M Q1 2024 Q2 2024: $472.9M Q2 2024 Q3 2024: $495.5M Q3 2024 Q4 2024: $419.8M Q4 2024 Q1 2025: $461.0M Q1 2025 Q2 2025: $514.6M Q2 2025 Q3 2025: $599.2M $599.2M Q3 2025 Q4 2025: $605.3M Q4 2025 Q1 2026: $610.3M Q1 2026 Q2 2026: $664.1M Q2 2026

Holdings 147 stocks · $599.2M
IWR iShares Russell Mid-Cap ETF 10.50% 651,577 $62.9M Add +1.0%
VEA Vanguard Ftse Developed ETF 9.11% 910,632 $54.6M Add +1.0%
NVDA Nvidia Corp. 5.59% 179,393 $33.5M Add +5.1%
AVGO Broadcom Inc. 3.50% 63,655 $21.0M Add +10.0%
AAPL Apple Inc. 3.19% 74,964 $19.1M Add +5.3%
MSFT Microsoft Corp. 2.91% 33,684 $17.4M Add +33.7%
PLTR Palantir Technologies Inc. Class A 2.88% 94,544 $17.2M Reduce -31.9%
PWR Quanta Services Inc. 2.41% 34,875 $14.5M Add +2.7%
CVBF CVB Financial Corp. 2.16% 342,861 $13.0M Reduce -0.5%
JBND JPMorgan Active Bond ETF 1.89% 208,653 $11.3M Add +4.5%
AMZN Amazon.com Inc. 1.85% 50,600 $11.1M Add +16.5%
JPM JPMorgan Chase & Co. 1.68% 31,875 $10.1M Add +2.8%
VOO Vanguard S&P 500 ETF 1.64% 16,058 $9.8M Add +3.8%
EFA iShares MSCI Eafe ETF 1.62% 104,228 $9.7M Add +1.8%
SPY SS SPDR S&P 500 ETF Trust-US 1.60% 14,428 $9.6M Add +0.1%
IWM iShares Russell 2000 ETF 1.60% 39,714 $9.6M Add +15.9%
EMXC iShares MSCI Emr MRK Ex Chna 1.49% 132,583 $9.0M Add +1.1%
GS Goldman Sachs Group Inc. 1.47% 11,083 $8.8M Add +0.4%
LNG Cheniere Energy Inc. 1.42% 36,227 $8.5M Add +3.0%
GOOGL Alphabet Inc. Class A 1.41% 34,787 $8.5M Add +8.7%
UBER Uber Technologies Inc. 1.37% 84,038 $8.2M Add +10.6%
ABBV Abbvie Inc. 1.25% 32,296 $7.5M Add +2.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 1.19% 138,342 $7.1M Add +1.7%
IJR iShares Core S&P Small-Cap E 1.13% 56,745 $6.7M Reduce -0.1%
SCHW Schwab (charles) Corp. 1.12% 70,165 $6.7M Add +1.5%
TRV The Travelers Cos Inc. 1.06% 22,652 $6.3M Add +2.4%
HD Home Depot Inc. 1.04% 15,356 $6.2M Add +88.1%
EXPE Expedia Group Inc. 1.04% 29,089 $6.2M Add +2.9%
FCAL First Trust California Munic 1.01% 124,520 $6.1M Reduce -0.9%
WMT Walmart Inc. 1.01% 58,597 $6.0M Add +1.3%
MSI Motorola Solutions Inc. 1.01% 13,190 $6.0M Add +3.4%
FANG Diamondback Energy Inc. 1.00% 42,040 $6.0M Add +1.2%
CVX Chevron Corp. 0.93% 34,701 $5.6M Add +6.9%
PANW Palo Alto Networks Inc. 0.91% 26,854 $5.5M Add +2.7%
D Dominion Energy Inc. 0.91% 89,232 $5.5M Add +1.9%
TMO Thermo Fisher Scientific Inc. 0.91% 11,250 $5.5M Add +79.9%
MA Mastercard Inc. Class A 0.89% 9,366 $5.3M Add +5.4%
SNOW Snowflake Inc. 0.88% 23,412 $5.3M Add +12.4%
DELL Dell Technologies -C 0.79% 33,266 $4.7M Add +2.4%
UNP Union Pacific Corp. 0.78% 19,853 $4.7M Add +1.1%
CL Colgate-Palmolive Co. 0.77% 57,912 $4.6M Add +97.7%
USB US Bancorp 0.77% 95,173 $4.6M Add +3.9%
PGR Progressive Corp. 0.76% 18,403 $4.5M New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.71% 37,408 $4.3M Add +8.9%
XOM Exxon Mobil Corp. 0.67% 26,679 $4.0M Reduce -9.1%
ULTA Ulta Beauty Inc. 0.65% 7,138 $3.9M Add +1.8%
MCD McDonald's Corp. 0.65% 12,725 $3.9M Add +1.3%
DHR Danaher Corp. 0.65% 19,496 $3.9M Add +11.3%
MRK Merck & Co. Inc. 0.63% 45,115 $3.8M Add +1.9%
MRVL Marvell Technology Inc. 0.61% 43,441 $3.7M Add +1.2%
VLTO Veralto Corp. 0.60% 33,945 $3.6M Add +3.7%
REGN Regeneron Pharmaceuticals 0.57% 6,119 $3.4M Reduce -0.1%
GOOG Alphabet Inc. Class C 0.53% 12,986 $3.2M Add +64.6%
EOG EOG Resources Inc. 0.51% 27,487 $3.1M Add +3.3%
IR Ingersoll-Rand Inc. 0.51% 37,092 $3.1M Add +0.8%
VZ Verizon Communications Inc. 0.50% 67,641 $3.0M Add +1.9%
QCOM Qualcomm Inc. 0.46% 16,602 $2.8M Reduce -0.7%
EW Edwards Lifesciences Corp. 0.40% 30,476 $2.4M Add +1.7%
LYB Lyondellbasell Indu Class A 0.38% 46,779 $2.3M Reduce -1.2%
IJH iShares Core S&P Midcap ETF 0.32% 28,994 $1.9M Reduce -0.1%
BRK.A Berkshire Hathaway Inc. Class A 0.25% 2 $1.5M No change
NEM Newmont Corp. 0.25% 17,506 $1.5M Add +1.3%
CATY Cathay General Bancorp 0.23% 14,520 $1.4M No change
V Visa Inc. Class A 0.23% 4,005 $1.4M New
CSCO Cisco Systems Inc. 0.21% 18,804 $1.3M Add +94.4%
IVV iShares Core S&P 500 ETF 0.20% 1,776 $1.2M No change
JNJ Johnson & Johnson 0.19% 6,241 $1.2M Add +11.9%
COST Costco Wholesale Corp. 0.17% 1,115 $1.0M Add +74.8%
ETR Entergy Corp. 0.16% 10,557 $984K Add +18.3%
GLW Corning Inc. 0.16% 11,430 $938K Reduce -3.1%
MEDP Medpace Holdings Inc. 0.15% 1,790 $920K New
SNPS Synopsys Inc. 0.15% 1,857 $916K New
NOW ServiceNow Inc. 0.15% 967 $890K New
PG The Procter & Gamble Co. 0.15% 5,659 $870K Reduce -0.1%
GILD Gilead Sciences Inc. 0.14% 7,687 $853K Add +16.7%
CMI Cummins Inc. 0.14% 2,009 $849K Add +0.8%
SFM Sprouts Farmers Market Inc. 0.14% 7,750 $843K New
BKR Baker Hughes Co. 0.14% 17,110 $834K Add +1.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.14% 2,936 $828K Add +3.2%
IP International Paper Co. 0.14% 17,713 $822K Reduce -0.5%
BWXT BWX Technologies Inc. 0.14% 4,432 $817K Add +0.0%
CAT Caterpillar Inc. 0.13% 1,666 $795K Reduce -1.2%
KMB Kimberly-Clark Corp. 0.13% 3,366 $792K Add +12.0%
ETN Eaton Corp. PLC 0.13% 2,117 $792K Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,524 $766K Add +193.1%
NE Noble Corp. PLC 0.13% 27,045 $765K New
SO The Southern Co. 0.13% 8,011 $759K Add +30.4%
ADBE Adobe Inc. 0.13% 2,135 $753K Add +300.6%
MET Metlife Inc. 0.12% 8,918 $735K Reduce -24.1%
LLY Eli Lilly & Co. 0.12% 928 $708K New
META Meta Platforms Inc. Class A 0.11% 926 $680K New
FAST Fastenal Co. 0.11% 13,611 $667K New
SDY SS SPDR S&P Dividend ETF 0.10% 4,273 $598K New
HEI Heico Corp. 0.10% 1,773 $572K New
AMGN Amgen Inc. 0.09% 2,007 $566K No change
WFC Wells Fargo & Co. 0.09% 6,650 $557K Add +66.7%
DUK Duke Energy Corp. 0.09% 4,469 $553K Reduce -0.3%
CCI Crown Castle Inc. 0.09% 5,419 $523K Add +5.1%
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.09% 15,850 $517K New
NFLX Netflix Inc. 0.08% 406 $487K New
PM Philip Morris International 0.08% 2,825 $458K New
ISRG Intuitive Surgical Inc. 0.07% 948 $424K New
NSC Norfolk Southern Corp. 0.07% 1,395 $419K New
TGT Target Corp. 0.07% 4,593 $412K Reduce -3.5%
KEYS Keysight Technologies Inc. 0.07% 2,351 $411K New
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.07% 3,939 $402K Add +3.7%
ADI Analog Devices Inc. 0.07% 1,619 $398K New
EFV iShares MSCI Eafe Value ETF 0.07% 5,756 $390K No change
TEL Te Connectivity PLC 0.07% 1,775 $390K New
APD Air Products & Chemicals Inc. 0.07% 1,427 $389K New
GE General Electric filed as GE AEROSPACE 0.06% 1,274 $383K New
PAYC Paycom Software Inc. 0.06% 1,826 $380K New
BLK BlackRock Inc. 0.06% 312 $364K New
TSLA Tesla Inc. 0.06% 800 $356K New
VIGI Vanguard Int Div App Indx FD 0.06% 3,965 $355K No change
TYL Tyler Technologies Inc. 0.06% 662 $346K New
CSGP Costar Group Inc. 0.06% 4,053 $342K New
SPGI S&P Global Inc. 0.06% 700 $341K New
MRSH Marsh & McLennan Cos 0.06% 890 $340K No change
LOPE Grand Canyon Education Inc. 0.06% 1,513 $332K New
MLM Martin Marietta Materials 0.05% 493 $311K New
SYK Stryker Corp. 0.05% 836 $309K New
RBA RB Global Inc. 0.05% 2,809 $304K New
VEEV Veeva Systems Inc. Class A 0.05% 1,008 $300K New
ROL Rollins Inc. 0.05% 4,984 $293K New
BSX Boston Scientific Corp. 0.05% 2,909 $284K New
MDY State Street SPDR S&P Midcap 0.05% 475 $283K No change
FISV Fiserv Inc. 0.05% 2,156 $278K New
CB Chubb Ltd. 0.05% 974 $275K New
IBKR Interactive Brokers Gro Class A 0.05% 3,984 $274K New
TT Trane Technologies PLC 0.05% 647 $273K New
IQV Iqvia Holdings Inc. 0.05% 1,427 $271K New
ENSG The Ensign Group Inc. 0.04% 1,531 $265K New
EQIX Equinix Inc. 0.04% 332 $260K New
IEMG iShares Core MSCI Emerging 0.04% 3,801 $251K No change
NEE Nextera Energy Inc. 0.04% 3,275 $247K No change
ASML ASML Holding NV-NY Reg SHS 0.04% 255 $247K New
TXN Texas Instruments Inc. 0.04% 1,323 $243K New
EEM iShares MSCI Emerging Market 0.04% 4,536 $242K No change
SBUX Starbucks Corp. 0.04% 2,843 $241K New
IXN iShares Global Tech ETF 0.04% 2,317 $239K No change
WST West Pharmaceutical Services 0.04% 903 $237K New
NEU Newmarket Corp. 0.04% 284 $235K New
LOW Lowe's Cos Inc. 0.04% 894 $225K New
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.04% 1,506 $218K New
FTNT Fortinet Inc. 0.03% 2,468 $208K New
CTAS Cintas Corp. 0.03% 1,003 $206K New

Portfolio Sells Q2 2025 → Q3 2025
PLTR Palantir Technologies Inc. Class A Reduce -31.9% 2.88% −0.80
TAP Molson Coors Beverage Co. Class B Sold out 0.00% −0.52
LMT Lockheed Martin Corp. Sold out 0.00% −0.51
UNH Unitedhealth Group Inc. Sold out 0.00% −0.51
CVBF CVB Financial Corp. Reduce -0.5% 2.16% −0.49
FCAL First Trust California Munic Reduce -0.9% 1.01% −0.16
LYB Lyondellbasell Indu Class A Reduce -1.2% 0.38% −0.15
XOM Exxon Mobil Corp. Reduce -9.1% 0.67% −0.13
PFE Pfizer Inc. Sold out 0.00% −0.09
IJR iShares Core S&P Small-Cap E Reduce -0.1% 1.13% −0.08
MET Metlife Inc. Reduce -24.1% 0.12% −0.06
QCOM Qualcomm Inc. Reduce -0.7% 0.46% −0.06
REGN Regeneron Pharmaceuticals Reduce -0.1% 0.57% −0.05
VCIT Vanguard Int-Term Corporate Sold out 0.00% −0.04
IJH iShares Core S&P Midcap ETF Reduce -0.1% 0.32% −0.03
PG The Procter & Gamble Co. Reduce -0.1% 0.15% −0.03
IP International Paper Co. Reduce -0.5% 0.14% −0.02
TGT Target Corp. Reduce -3.5% 0.07% −0.02
DUK Duke Energy Corp. Reduce -0.3% 0.09% −0.01
CAT Caterpillar Inc. Reduce -1.2% 0.13% +0.01
GLW Corning Inc. Reduce -3.1% 0.16% +0.04

Portfolio Buys Q2 2025 → Q3 2025
PGR Progressive Corp. New 0.76% +0.76
MSFT Microsoft Corp. Add +33.7% 2.91% +0.48
HD Home Depot Inc. Add +88.1% 1.04% +0.46
TMO Thermo Fisher Scientific Inc. Add +79.9% 0.91% +0.42
AVGO Broadcom Inc. Add +10.0% 3.50% +0.40
AAPL Apple Inc. Add +5.3% 3.19% +0.35
NVDA Nvidia Corp. Add +5.1% 5.59% +0.34
GOOGL Alphabet Inc. Class A Add +8.7% 1.41% +0.32
GOOG Alphabet Inc. Class C Add +64.6% 0.53% +0.26
CL Colgate-Palmolive Co. Add +97.7% 0.77% +0.26
V Visa Inc. Class A New 0.23% +0.23
IWM iShares Russell 2000 ETF Add +15.9% 1.60% +0.17
MEDP Medpace Holdings Inc. New 0.15% +0.15
SNPS Synopsys Inc. New 0.15% +0.15
NOW ServiceNow Inc. New 0.15% +0.15
SFM Sprouts Farmers Market Inc. New 0.14% +0.14
NE Noble Corp. PLC New 0.13% +0.13
LLY Eli Lilly & Co. New 0.12% +0.12
ABBV Abbvie Inc. Add +2.7% 1.25% +0.11
META Meta Platforms Inc. Class A New 0.11% +0.11
FAST Fastenal Co. New 0.11% +0.11
EXPE Expedia Group Inc. Add +2.9% 1.04% +0.11
SDY SS SPDR S&P Dividend ETF New 0.10% +0.10
HEI Heico Corp. New 0.10% +0.10
VICI Vici Properties Inc. New 0.09% +0.09
ADBE Adobe Inc. Add +300.6% 0.13% +0.09
CSCO Cisco Systems Inc. Add +94.4% 0.21% +0.08
NFLX Netflix Inc. New 0.08% +0.08
BRK.B Berkshire Hathaway Inc. Class B Add +193.1% 0.13% +0.08
PM Philip Morris International New 0.08% +0.08
ISRG Intuitive Surgical Inc. New 0.07% +0.07
NSC Norfolk Southern Corp. New 0.07% +0.07
KEYS Keysight Technologies Inc. New 0.07% +0.07
ADI Analog Devices Inc. New 0.07% +0.07
APD Air Products & Chemicals Inc. New 0.07% +0.07
TEL Te Connectivity PLC New 0.07% +0.07
GE General Electric New 0.06% +0.06
PAYC Paycom Software Inc. New 0.06% +0.06
BLK BlackRock Inc. New 0.06% +0.06
TSLA Tesla Inc. New 0.06% +0.06
TYL Tyler Technologies Inc. New 0.06% +0.06
CSGP Costar Group Inc. New 0.06% +0.06
SPGI S&P Global Inc. New 0.06% +0.06
LOPE Grand Canyon Education Inc. New 0.06% +0.06
MLM Martin Marietta Materials New 0.05% +0.05
SYK Stryker Corp. New 0.05% +0.05
RBA RB Global Inc. New 0.05% +0.05
NEM Newmont Corp. Add +1.3% 0.25% +0.05
VEEV Veeva Systems Inc. Class A New 0.05% +0.05
COST Costco Wholesale Corp. Add +74.8% 0.17% +0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$664.1MIWR, VEA, NVDA, AVGO, AAPL
Q1 2026 135$610.3MIWR, VEA, NVDA, AVGO, AAPL
Q4 2025 134$605.3MIWR, VEA, NVDA, AVGO, AAPL
Q3 2025 147$599.2MIWR, VEA, NVDA, AVGO, AAPL
Q2 2025 101$514.6MIWR, VEA, NVDA, PLTR, AVGO
Q1 2025 100$461.0MIWR, VEA, NVDA, FPEI, AAPL
Q4 2024 104$419.8MIWR, VEA, NVDA, PWR, SPY
Q3 2024Amended 107$495.5MIWR, VEA, NVDA, FPEI, AAPL
Q2 2024 102$472.9MIWR, VEA, NVDA, FPEI, AAPL
Q1 2024 107$479.8MIWR, VEA, FPEI, NVDA, CVBF