Citizens Business Bank
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Citizens Business Bank reported 134 stock positions worth $605.3 million. Its top holding was iShares Russell Mid-Cap ETF (IWR) at 10.4% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 9.5%) and Nvidia (NVDA, 5.6%). Compared with Q3 2025, it opened 6 new positions, sold out of 19, added to 48 and reduced 42. The biggest buy was a new position in Dutch Bros Class A (BROS) and the biggest sale an exit from First Trust California Munic (FCAL).
- Most Recent 13F
- Q2 2026
- Location
- ONTARIO, CA
- CIK
- 0001948632
- Portfolio Value
- $605.3M (Q4 2025)
- SEC Filing
- 0001948632-26-000001 ↗ filed Feb 2, 2026
Holdings Value
Holdings 134 stocks · $605.3M
| IWR iShares Russell Mid-Cap ETF | 10.41% | 654,638 | $63.0M | Add +0.5% |
| VEA Vanguard Ftse Developed ETF | 9.50% | 920,192 | $57.5M | Add +1.1% |
| NVDA Nvidia Corp. | 5.60% | 181,656 | $33.9M | Add +1.3% |
| AVGO Broadcom Inc. | 3.70% | 64,665 | $22.4M | Add +1.6% |
| AAPL Apple Inc. | 3.41% | 75,907 | $20.6M | Add +1.3% |
| PLTR Palantir Technologies Inc. Class A | 2.85% | 96,960 | $17.2M | Add +2.6% |
| MSFT Microsoft Corp. | 2.73% | 34,184 | $16.5M | Add +1.5% |
| CVBF CVB Financial Corp. | 2.11% | 342,861 | $12.8M | No change |
| PWR Quanta Services Inc. | 1.97% | 28,307 | $11.9M | Reduce -18.8% |
| AMZN Amazon.com Inc. | 1.96% | 51,506 | $11.9M | Add +1.8% |
| JBND JPMorgan Active Bond ETF | 1.87% | 209,053 | $11.3M | Add +0.2% |
| GOOGL Alphabet Inc. Class A | 1.81% | 35,030 | $11.0M | Add +0.7% |
| JPM JPMorgan Chase & Co. | 1.74% | 32,700 | $10.5M | Add +2.6% |
| GS Goldman Sachs Group Inc. | 1.67% | 11,529 | $10.1M | Add +4.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.67% | 14,783 | $10.1M | Add +2.5% |
| EFA iShares MSCI Eafe ETF | 1.66% | 104,444 | $10.0M | Add +0.2% |
| IWM iShares Russell 2000 ETF | 1.64% | 40,441 | $10.0M | Add +1.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 1.58% | 131,972 | $9.6M | Reduce -0.5% |
| VOO Vanguard S&P 500 ETF | 1.55% | 14,947 | $9.4M | Reduce -6.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.32% | 145,355 | $8.0M | Add +5.1% |
| LNG Cheniere Energy Inc. | 1.23% | 38,165 | $7.4M | Add +5.3% |
| ABBV Abbvie Inc. | 1.22% | 32,412 | $7.4M | Add +0.4% |
| SCHW Schwab (charles) Corp. | 1.17% | 71,091 | $7.1M | Add +1.3% |
| UBER Uber Technologies Inc. | 1.15% | 85,459 | $7.0M | Add +1.7% |
| IJR iShares Core S&P Small-Cap E | 1.10% | 55,414 | $6.7M | Reduce -2.4% |
| TMO Thermo Fisher Scientific Inc. | 1.10% | 11,478 | $6.7M | Add +2.0% |
| TRV The Travelers Cos Inc. | 1.10% | 22,919 | $6.6M | Add +1.2% |
| WMT Walmart Inc. | 1.09% | 59,330 | $6.6M | Add +1.3% |
| EXPE Expedia Group Inc. | 1.03% | 22,095 | $6.3M | Reduce -24.0% |
| FANG Diamondback Energy Inc. | 1.03% | 41,432 | $6.2M | Reduce -1.4% |
| CVX Chevron Corp. | 0.92% | 35,249 | $5.6M | Add +1.6% |
| D Dominion Energy Inc. | 0.90% | 92,984 | $5.4M | Add +4.2% |
| MA Mastercard Inc. Class A | 0.90% | 9,526 | $5.4M | Add +1.7% |
| HD Home Depot Inc. | 0.90% | 15,800 | $5.4M | Add +2.9% |
| BROS Dutch Bros Inc. Class A | 0.87% | 86,332 | $5.3M | New |
| SNOW Snowflake Inc. | 0.87% | 23,995 | $5.3M | Add +2.5% |
| USB US Bancorp | 0.86% | 97,388 | $5.2M | Add +2.3% |
| MRK Merck & Co. Inc. | 0.85% | 49,077 | $5.2M | Add +8.8% |
| BWXT BWX Technologies Inc. | 0.84% | 29,292 | $5.1M | Add +560.9% |
| PANW Palo Alto Networks Inc. | 0.84% | 27,462 | $5.1M | Add +2.3% |
| VEEV Veeva Systems Inc. Class A | 0.80% | 21,647 | $4.8M | Add +2047.5% |
| REGN Regeneron Pharmaceuticals | 0.79% | 6,182 | $4.8M | Add +1.0% |
| UNP Union Pacific Corp. | 0.77% | 20,215 | $4.7M | Add +1.8% |
| ULTA Ulta Beauty Inc. | 0.75% | 7,459 | $4.5M | Add +4.5% |
| DHR Danaher Corp. | 0.74% | 19,620 | $4.5M | Add +0.6% |
| CL Colgate-Palmolive Co. | 0.74% | 56,676 | $4.5M | Reduce -2.1% |
| DELL Dell Technologies -C | 0.73% | 34,926 | $4.4M | Add +5.0% |
| ORCL Oracle Corp. | 0.71% | 22,144 | $4.3M | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.71% | 37,807 | $4.3M | Add +1.1% |
| PGR Progressive Corp. | 0.70% | 18,504 | $4.2M | Add +0.6% |
| XOM Exxon Mobil Corp. | 0.70% | 25,985 | $4.2M | Reduce -2.6% |
| GOOG Alphabet Inc. Class C | 0.67% | 12,986 | $4.1M | No change |
| MCD McDonald's Corp. | 0.66% | 13,118 | $4.0M | Add +3.1% |
| MRVL Marvell Technology Inc. | 0.61% | 43,280 | $3.7M | Reduce -0.4% |
| VLTO Veralto Corp. | 0.58% | 35,084 | $3.5M | Add +3.4% |
| IR Ingersoll-Rand Inc. | 0.50% | 37,886 | $3.0M | Add +2.1% |
| VZ Verizon Communications Inc. | 0.46% | 67,784 | $2.8M | Add +0.2% |
| EW Edwards Lifesciences Corp. | 0.44% | 31,024 | $2.6M | Add +1.8% |
| IJH iShares Core S&P Midcap ETF | 0.30% | 27,826 | $1.8M | Reduce -4.0% |
| CSCO Cisco Systems Inc. | 0.24% | 18,798 | $1.4M | Reduce -0.0% |
| CATY Cathay General Bancorp | 0.23% | 14,520 | $1.4M | No change |
| JNJ Johnson & Johnson | 0.21% | 6,239 | $1.3M | Reduce -0.0% |
| AMGN Amgen Inc. | 0.21% | 3,864 | $1.3M | Add +92.5% |
| V Visa Inc. Class A | 0.21% | 3,599 | $1.3M | Reduce -10.1% |
| IVV iShares Core S&P 500 ETF | 0.20% | 1,776 | $1.2M | No change |
| NEM Newmont Corp. | 0.18% | 10,807 | $1.1M | Reduce -38.3% |
| COST Costco Wholesale Corp. | 0.17% | 1,200 | $1.0M | Add +7.6% |
| CMI Cummins Inc. | 0.17% | 2,009 | $1.0M | No change |
| MEDP Medpace Holdings Inc. | 0.17% | 1,790 | $1.0M | No change |
| GLW Corning Inc. | 0.17% | 11,420 | $1000K | Reduce -0.1% |
| ETR Entergy Corp. | 0.16% | 10,553 | $975K | Reduce -0.0% |
| CAT Caterpillar Inc. | 0.16% | 1,663 | $953K | Reduce -0.2% |
| GILD Gilead Sciences Inc. | 0.15% | 7,641 | $938K | Reduce -0.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.14% | 2,933 | $869K | Reduce -0.1% |
| PG The Procter & Gamble Co. | 0.13% | 5,659 | $811K | No change |
| BKR Baker Hughes Co. | 0.13% | 17,110 | $779K | No change |
| NE Noble Corp. PLC | 0.13% | 27,032 | $763K | Reduce -0.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.12% | 1 | $755K | Reduce -50.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.12% | 1,499 | $753K | Reduce -1.6% |
| MET Metlife Inc. | 0.12% | 8,913 | $704K | Reduce -0.1% |
| SO The Southern Co. | 0.12% | 7,985 | $696K | Reduce -0.3% |
| ETN Eaton Corp. PLC | 0.11% | 2,112 | $673K | Reduce -0.2% |
| MDY State Street SPDR S&P Midcap | 0.10% | 1,041 | $628K | Add +119.2% |
| WFC Wells Fargo & Co. | 0.10% | 6,625 | $617K | Reduce -0.4% |
| SFM Sprouts Farmers Market Inc. | 0.10% | 7,750 | $617K | No change |
| KMB Kimberly-Clark Corp. | 0.10% | 3,006 | $607K | Reduce -10.7% |
| CVS CVS Health Corp. | 0.10% | 7,376 | $585K | New |
| HEI Heico Corp. | 0.09% | 1,773 | $574K | No change |
| NOW ServiceNow Inc. | 0.09% | 3,725 | $571K | Reduce -23.0% |
| FAST Fastenal Co. | 0.09% | 13,611 | $546K | No change |
| ISRG Intuitive Surgical Inc. | 0.09% | 948 | $537K | No change |
| META Meta Platforms Inc. Class A | 0.09% | 801 | $529K | Reduce -13.5% |
| DUK Duke Energy Corp. | 0.09% | 4,468 | $524K | Reduce -0.0% |
| CCI Crown Castle Inc. | 0.08% | 5,419 | $482K | No change |
| KEYS Keysight Technologies Inc. | 0.08% | 2,351 | $478K | No change |
| PM Philip Morris International | 0.07% | 2,825 | $453K | No change |
| VICI Vici Properties Inc. filed as VICI PPTYS INC | 0.07% | 15,837 | $445K | Reduce -0.1% |
| ADI Analog Devices Inc. | 0.07% | 1,619 | $439K | No change |
| SNPS Synopsys Inc. | 0.07% | 887 | $417K | Reduce -52.2% |
| EFV iShares MSCI Eafe Value ETF | 0.07% | 5,756 | $411K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| FCAL First Trust California Munic | Sold out | 0.00% | −1.01 |
| MSI Motorola Solutions Inc. | Sold out | 0.00% | −1.01 |
| EOG EOG Resources Inc. | Sold out | 0.00% | −0.51 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.46 |
| PWR Quanta Services Inc. | Reduce -18.8% | 1.97% | −0.44 |
| LYB Lyondellbasell Indu Class A | Sold out | 0.00% | −0.38 |
| IP International Paper Co. | Sold out | 0.00% | −0.14 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -50.0% | 0.12% | −0.13 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.13 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.12 |
| VOO Vanguard S&P 500 ETF | Reduce -6.9% | 1.55% | −0.09 |
| SNPS Synopsys Inc. | Reduce -52.2% | 0.07% | −0.08 |
| TGT Target Corp. | Sold out | 0.00% | −0.07 |
| NEM Newmont Corp. | Reduce -38.3% | 0.18% | −0.07 |
| APD Air Products & Chemicals Inc. | Sold out | 0.00% | −0.07 |
| NOW ServiceNow Inc. | Reduce -23.0% | 0.09% | −0.05 |
| SDY SS SPDR S&P Dividend ETF | Reduce -49.5% | 0.05% | −0.05 |
| BSX Boston Scientific Corp. | Sold out | 0.00% | −0.05 |
| FISV Fiserv Inc. | Sold out | 0.00% | −0.05 |
| CB Chubb Ltd. | Sold out | 0.00% | −0.05 |
| TT Trane Technologies PLC | Sold out | 0.00% | −0.05 |
| SBUX Starbucks Corp. | Sold out | 0.00% | −0.04 |
| IXN iShares Global Tech ETF | Sold out | 0.00% | −0.04 |
| NEU Newmarket Corp. | Sold out | 0.00% | −0.04 |
| FTNT Fortinet Inc. | Sold out | 0.00% | −0.03 |
| CTAS Cintas Corp. | Sold out | 0.00% | −0.03 |
| CL Colgate-Palmolive Co. | Reduce -2.1% | 0.74% | −0.03 |
| KMB Kimberly-Clark Corp. | Reduce -10.7% | 0.10% | −0.03 |
| IRM Iron Mountain Inc. | Reduce -27.7% | 0.04% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -13.5% | 0.09% | −0.03 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.4% | 1.10% | −0.03 |
| ETN Eaton Corp. PLC | Reduce -0.2% | 0.11% | −0.02 |
| V Visa Inc. Class A | Reduce -10.1% | 0.21% | −0.02 |
| CSGP Costar Group Inc. | Reduce -6.0% | 0.04% | −0.01 |
| VICI Vici Properties Inc. | Reduce -0.1% | 0.07% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -4.0% | 0.30% | −0.01 |
| SO The Southern Co. | Reduce -0.3% | 0.12% | −0.01 |
| IQV Iqvia Holdings Inc. | Reduce -35.6% | 0.03% | −0.01 |
| BLK BlackRock Inc. | Reduce -1.6% | 0.05% | −0.01 |
| MET Metlife Inc. | Reduce -0.1% | 0.12% | −0.01 |
| DUK Duke Energy Corp. | Reduce -0.0% | 0.09% | −0.01 |
| TSLA Tesla Inc. | Reduce -7.5% | 0.06% | −0.00 |
| EXPE Expedia Group Inc. | Reduce -24.0% | 1.03% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.6% | 0.12% | −0.00 |
| ETR Entergy Corp. | Reduce -0.0% | 0.16% | −0.00 |
| TXN Texas Instruments Inc. | Reduce -1.1% | 0.04% | −0.00 |
| MRVL Marvell Technology Inc. | Reduce -0.4% | 0.61% | −0.00 |
| NEE Nextera Energy Inc. | Reduce -9.2% | 0.04% | −0.00 |
| NE Noble Corp. PLC | Reduce -0.1% | 0.13% | −0.00 |
| EEM iShares MSCI Emerging Market | Reduce -0.4% | 0.04% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| BROS Dutch Bros Inc. Class A | New | 0.87% | +0.87 |
| VEEV Veeva Systems Inc. Class A | Add +2047.5% | 0.80% | +0.75 |
| ORCL Oracle Corp. | New | 0.71% | +0.71 |
| BWXT BWX Technologies Inc. | Add +560.9% | 0.84% | +0.70 |
| GOOGL Alphabet Inc. Class A | Add +0.7% | 1.81% | +0.40 |
| VEA Vanguard Ftse Developed ETF | Add +1.1% | 9.50% | +0.39 |
| AAPL Apple Inc. | Add +1.3% | 3.41% | +0.22 |
| MRK Merck & Co. Inc. | Add +8.8% | 0.85% | +0.22 |
| REGN Regeneron Pharmaceuticals | Add +1.0% | 0.79% | +0.21 |
| GS Goldman Sachs Group Inc. | Add +4.0% | 1.67% | +0.20 |
| AVGO Broadcom Inc. | Add +1.6% | 3.70% | +0.19 |
| TMO Thermo Fisher Scientific Inc. | Add +2.0% | 1.10% | +0.19 |
| BAC Bank of America Corp. | Add +5.1% | 1.32% | +0.13 |
| AMGN Amgen Inc. | Add +92.5% | 0.21% | +0.11 |
| AMZN Amazon.com Inc. | Add +1.8% | 1.96% | +0.11 |
| DHR Danaher Corp. | Add +0.6% | 0.74% | +0.10 |
| CVS CVS Health Corp. | New | 0.10% | +0.10 |
| ULTA Ulta Beauty Inc. | Add +4.5% | 0.75% | +0.09 |
| USB US Bancorp | Add +2.3% | 0.86% | +0.09 |
| WMT Walmart Inc. | Add +1.3% | 1.09% | +0.08 |
| IWD iShares Russell 1000 Value E | New | 0.06% | +0.06 |
| JPM JPMorgan Chase & Co. | Add +2.6% | 1.74% | +0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +2.5% | 1.67% | +0.06 |
| MDY State Street SPDR S&P Midcap | Add +119.2% | 0.10% | +0.06 |
| SCHW Schwab (charles) Corp. | Add +1.3% | 1.17% | +0.06 |
| TRV The Travelers Cos Inc. | Add +1.2% | 1.10% | +0.04 |
| EW Edwards Lifesciences Corp. | Add +1.8% | 0.44% | +0.04 |
| IWM iShares Russell 2000 ETF | Add +1.8% | 1.64% | +0.04 |
| PEP Pepsico Inc. | New | 0.04% | +0.04 |
| IDXX Idexx Laboratories Inc. | New | 0.03% | +0.03 |
| EFA iShares MSCI Eafe ETF | Add +0.2% | 1.66% | +0.03 |
| MCD McDonald's Corp. | Add +3.1% | 0.66% | +0.02 |
| NVDA Nvidia Corp. | Add +1.3% | 5.60% | +0.01 |
| MA Mastercard Inc. Class A | Add +1.7% | 0.90% | +0.01 |
| COST Costco Wholesale Corp. | Add +7.6% | 0.17% | −0.00 |
| DIS The Walt Disney Co. | Add +1.1% | 0.71% | −0.00 |
| UNP Union Pacific Corp. | Add +1.8% | 0.77% | −0.01 |
| D Dominion Energy Inc. | Add +4.2% | 0.90% | −0.01 |
| SNOW Snowflake Inc. | Add +2.5% | 0.87% | −0.01 |
| CVX Chevron Corp. | Add +1.6% | 0.92% | −0.01 |
| IR Ingersoll-Rand Inc. | Add +2.1% | 0.50% | −0.02 |
| JBND JPMorgan Active Bond ETF | Add +0.2% | 1.87% | −0.02 |
| ABBV Abbvie Inc. | Add +0.4% | 1.22% | −0.02 |
| VLTO Veralto Corp. | Add +3.4% | 0.58% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +2.6% | 2.85% | −0.03 |
| VZ Verizon Communications Inc. | Add +0.2% | 0.46% | −0.04 |
| DELL Dell Technologies -C | Add +5.0% | 0.73% | −0.06 |
| PGR Progressive Corp. | Add +0.6% | 0.70% | −0.06 |
| PANW Palo Alto Networks Inc. | Add +2.3% | 0.84% | −0.08 |
| IWR iShares Russell Mid-Cap ETF | Add +0.5% | 10.41% | −0.09 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 139 | $664.1M | IWR, VEA, NVDA, AVGO, AAPL |
| Q1 2026 | 135 | $610.3M | IWR, VEA, NVDA, AVGO, AAPL |
| Q4 2025 | 134 | $605.3M | IWR, VEA, NVDA, AVGO, AAPL |
| Q3 2025 | 147 | $599.2M | IWR, VEA, NVDA, AVGO, AAPL |
| Q2 2025 | 101 | $514.6M | IWR, VEA, NVDA, PLTR, AVGO |
| Q1 2025 | 100 | $461.0M | IWR, VEA, NVDA, FPEI, AAPL |
| Q4 2024 | 104 | $419.8M | IWR, VEA, NVDA, PWR, SPY |
| Q3 2024Amended | 107 | $495.5M | IWR, VEA, NVDA, FPEI, AAPL |
| Q2 2024 | 102 | $472.9M | IWR, VEA, NVDA, FPEI, AAPL |
| Q1 2024 | 107 | $479.8M | IWR, VEA, FPEI, NVDA, CVBF |