Citizens Business Bank

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Citizens Business Bank reported 134 stock positions worth $605.3 million. Its top holding was iShares Russell Mid-Cap ETF (IWR) at 10.4% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 9.5%) and Nvidia (NVDA, 5.6%). Compared with Q3 2025, it opened 6 new positions, sold out of 19, added to 48 and reduced 42. The biggest buy was a new position in Dutch Bros Class A (BROS) and the biggest sale an exit from First Trust California Munic (FCAL).

Most Recent 13F
Q2 2026
Location
ONTARIO, CA
CIK
0001948632
Portfolio Value
$605.3M (Q4 2025)
SEC Filing
0001948632-26-000001 ↗ filed Feb 2, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $479.8M Q1 2024 Q2 2024: $472.9M Q2 2024 Q3 2024: $495.5M Q3 2024 Q4 2024: $419.8M Q4 2024 Q1 2025: $461.0M Q1 2025 Q2 2025: $514.6M Q2 2025 Q3 2025: $599.2M Q3 2025 Q4 2025: $605.3M $605.3M Q4 2025 Q1 2026: $610.3M Q1 2026 Q2 2026: $664.1M Q2 2026

Holdings 134 stocks · $605.3M
IWR iShares Russell Mid-Cap ETF 10.41% 654,638 $63.0M Add +0.5%
VEA Vanguard Ftse Developed ETF 9.50% 920,192 $57.5M Add +1.1%
NVDA Nvidia Corp. 5.60% 181,656 $33.9M Add +1.3%
AVGO Broadcom Inc. 3.70% 64,665 $22.4M Add +1.6%
AAPL Apple Inc. 3.41% 75,907 $20.6M Add +1.3%
PLTR Palantir Technologies Inc. Class A 2.85% 96,960 $17.2M Add +2.6%
MSFT Microsoft Corp. 2.73% 34,184 $16.5M Add +1.5%
CVBF CVB Financial Corp. 2.11% 342,861 $12.8M No change
PWR Quanta Services Inc. 1.97% 28,307 $11.9M Reduce -18.8%
AMZN Amazon.com Inc. 1.96% 51,506 $11.9M Add +1.8%
JBND JPMorgan Active Bond ETF 1.87% 209,053 $11.3M Add +0.2%
GOOGL Alphabet Inc. Class A 1.81% 35,030 $11.0M Add +0.7%
JPM JPMorgan Chase & Co. 1.74% 32,700 $10.5M Add +2.6%
GS Goldman Sachs Group Inc. 1.67% 11,529 $10.1M Add +4.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.67% 14,783 $10.1M Add +2.5%
EFA iShares MSCI Eafe ETF 1.66% 104,444 $10.0M Add +0.2%
IWM iShares Russell 2000 ETF 1.64% 40,441 $10.0M Add +1.8%
EMXC iShares MSCI Emr MRK Ex Chna 1.58% 131,972 $9.6M Reduce -0.5%
VOO Vanguard S&P 500 ETF 1.55% 14,947 $9.4M Reduce -6.9%
BAC Bank of America Corp. filed as BANK AMERICA CORP 1.32% 145,355 $8.0M Add +5.1%
LNG Cheniere Energy Inc. 1.23% 38,165 $7.4M Add +5.3%
ABBV Abbvie Inc. 1.22% 32,412 $7.4M Add +0.4%
SCHW Schwab (charles) Corp. 1.17% 71,091 $7.1M Add +1.3%
UBER Uber Technologies Inc. 1.15% 85,459 $7.0M Add +1.7%
IJR iShares Core S&P Small-Cap E 1.10% 55,414 $6.7M Reduce -2.4%
TMO Thermo Fisher Scientific Inc. 1.10% 11,478 $6.7M Add +2.0%
TRV The Travelers Cos Inc. 1.10% 22,919 $6.6M Add +1.2%
WMT Walmart Inc. 1.09% 59,330 $6.6M Add +1.3%
EXPE Expedia Group Inc. 1.03% 22,095 $6.3M Reduce -24.0%
FANG Diamondback Energy Inc. 1.03% 41,432 $6.2M Reduce -1.4%
CVX Chevron Corp. 0.92% 35,249 $5.6M Add +1.6%
D Dominion Energy Inc. 0.90% 92,984 $5.4M Add +4.2%
MA Mastercard Inc. Class A 0.90% 9,526 $5.4M Add +1.7%
HD Home Depot Inc. 0.90% 15,800 $5.4M Add +2.9%
BROS Dutch Bros Inc. Class A 0.87% 86,332 $5.3M New
SNOW Snowflake Inc. 0.87% 23,995 $5.3M Add +2.5%
USB US Bancorp 0.86% 97,388 $5.2M Add +2.3%
MRK Merck & Co. Inc. 0.85% 49,077 $5.2M Add +8.8%
BWXT BWX Technologies Inc. 0.84% 29,292 $5.1M Add +560.9%
PANW Palo Alto Networks Inc. 0.84% 27,462 $5.1M Add +2.3%
VEEV Veeva Systems Inc. Class A 0.80% 21,647 $4.8M Add +2047.5%
REGN Regeneron Pharmaceuticals 0.79% 6,182 $4.8M Add +1.0%
UNP Union Pacific Corp. 0.77% 20,215 $4.7M Add +1.8%
ULTA Ulta Beauty Inc. 0.75% 7,459 $4.5M Add +4.5%
DHR Danaher Corp. 0.74% 19,620 $4.5M Add +0.6%
CL Colgate-Palmolive Co. 0.74% 56,676 $4.5M Reduce -2.1%
DELL Dell Technologies -C 0.73% 34,926 $4.4M Add +5.0%
ORCL Oracle Corp. 0.71% 22,144 $4.3M New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.71% 37,807 $4.3M Add +1.1%
PGR Progressive Corp. 0.70% 18,504 $4.2M Add +0.6%
XOM Exxon Mobil Corp. 0.70% 25,985 $4.2M Reduce -2.6%
GOOG Alphabet Inc. Class C 0.67% 12,986 $4.1M No change
MCD McDonald's Corp. 0.66% 13,118 $4.0M Add +3.1%
MRVL Marvell Technology Inc. 0.61% 43,280 $3.7M Reduce -0.4%
VLTO Veralto Corp. 0.58% 35,084 $3.5M Add +3.4%
IR Ingersoll-Rand Inc. 0.50% 37,886 $3.0M Add +2.1%
VZ Verizon Communications Inc. 0.46% 67,784 $2.8M Add +0.2%
EW Edwards Lifesciences Corp. 0.44% 31,024 $2.6M Add +1.8%
IJH iShares Core S&P Midcap ETF 0.30% 27,826 $1.8M Reduce -4.0%
CSCO Cisco Systems Inc. 0.24% 18,798 $1.4M Reduce -0.0%
CATY Cathay General Bancorp 0.23% 14,520 $1.4M No change
JNJ Johnson & Johnson 0.21% 6,239 $1.3M Reduce -0.0%
AMGN Amgen Inc. 0.21% 3,864 $1.3M Add +92.5%
V Visa Inc. Class A 0.21% 3,599 $1.3M Reduce -10.1%
IVV iShares Core S&P 500 ETF 0.20% 1,776 $1.2M No change
NEM Newmont Corp. 0.18% 10,807 $1.1M Reduce -38.3%
COST Costco Wholesale Corp. 0.17% 1,200 $1.0M Add +7.6%
CMI Cummins Inc. 0.17% 2,009 $1.0M No change
MEDP Medpace Holdings Inc. 0.17% 1,790 $1.0M No change
GLW Corning Inc. 0.17% 11,420 $1000K Reduce -0.1%
ETR Entergy Corp. 0.16% 10,553 $975K Reduce -0.0%
CAT Caterpillar Inc. 0.16% 1,663 $953K Reduce -0.2%
GILD Gilead Sciences Inc. 0.15% 7,641 $938K Reduce -0.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.14% 2,933 $869K Reduce -0.1%
PG The Procter & Gamble Co. 0.13% 5,659 $811K No change
BKR Baker Hughes Co. 0.13% 17,110 $779K No change
NE Noble Corp. PLC 0.13% 27,032 $763K Reduce -0.1%
BRK.A Berkshire Hathaway Inc. Class A 0.12% 1 $755K Reduce -50.0%
BRK.B Berkshire Hathaway Inc. Class B 0.12% 1,499 $753K Reduce -1.6%
MET Metlife Inc. 0.12% 8,913 $704K Reduce -0.1%
SO The Southern Co. 0.12% 7,985 $696K Reduce -0.3%
ETN Eaton Corp. PLC 0.11% 2,112 $673K Reduce -0.2%
MDY State Street SPDR S&P Midcap 0.10% 1,041 $628K Add +119.2%
WFC Wells Fargo & Co. 0.10% 6,625 $617K Reduce -0.4%
SFM Sprouts Farmers Market Inc. 0.10% 7,750 $617K No change
KMB Kimberly-Clark Corp. 0.10% 3,006 $607K Reduce -10.7%
CVS CVS Health Corp. 0.10% 7,376 $585K New
HEI Heico Corp. 0.09% 1,773 $574K No change
NOW ServiceNow Inc. 0.09% 3,725 $571K Reduce -23.0%
FAST Fastenal Co. 0.09% 13,611 $546K No change
ISRG Intuitive Surgical Inc. 0.09% 948 $537K No change
META Meta Platforms Inc. Class A 0.09% 801 $529K Reduce -13.5%
DUK Duke Energy Corp. 0.09% 4,468 $524K Reduce -0.0%
CCI Crown Castle Inc. 0.08% 5,419 $482K No change
KEYS Keysight Technologies Inc. 0.08% 2,351 $478K No change
PM Philip Morris International 0.07% 2,825 $453K No change
VICI Vici Properties Inc. filed as VICI PPTYS INC 0.07% 15,837 $445K Reduce -0.1%
ADI Analog Devices Inc. 0.07% 1,619 $439K No change
SNPS Synopsys Inc. 0.07% 887 $417K Reduce -52.2%
EFV iShares MSCI Eafe Value ETF 0.07% 5,756 $411K No change
NSC Norfolk Southern Corp. 0.07% 1,395 $403K No change
TEL Te Connectivity PLC 0.07% 1,760 $400K Reduce -0.8%
GE General Electric filed as GE AEROSPACE 0.06% 1,274 $392K No change
IWD iShares Russell 1000 Value E 0.06% 1,825 $384K New
NFLX Netflix Inc. 0.06% 4,060 $381K No change
SPGI S&P Global Inc. 0.06% 700 $366K No change
VIGI Vanguard Int Div App Indx FD 0.06% 3,965 $363K No change
TSLA Tesla Inc. 0.06% 740 $333K Reduce -7.5%
BLK BlackRock Inc. 0.05% 307 $329K Reduce -1.6%
MRSH Marsh & McLennan Cos 0.05% 890 $313K No change
MLM Martin Marietta Materials 0.05% 493 $307K No change
TYL Tyler Technologies Inc. 0.05% 662 $301K No change
SDY SS SPDR S&P Dividend ETF 0.05% 2,157 $300K Reduce -49.5%
ROL Rollins Inc. 0.05% 4,984 $299K No change
SYK Stryker Corp. 0.05% 836 $294K No change
PAYC Paycom Software Inc. 0.05% 1,826 $291K No change
RBA RB Global Inc. 0.05% 2,809 $289K No change
ASML ASML Holding NV-NY Reg SHS 0.05% 255 $273K No change
ENSG The Ensign Group Inc. 0.04% 1,531 $267K No change
CSGP Costar Group Inc. 0.04% 3,812 $256K Reduce -6.0%
IBKR Interactive Brokers Gro Class A 0.04% 3,984 $256K No change
IEMG iShares Core MSCI Emerging 0.04% 3,801 $256K No change
EQIX Equinix Inc. 0.04% 332 $254K No change
LOPE Grand Canyon Education Inc. 0.04% 1,513 $252K No change
WST West Pharmaceutical Services 0.04% 903 $248K No change
EEM iShares MSCI Emerging Market 0.04% 4,518 $247K Reduce -0.4%
NEE Nextera Energy Inc. 0.04% 2,975 $239K Reduce -9.2%
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.04% 2,849 $236K Reduce -27.7%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.04% 1,506 $231K No change
TXN Texas Instruments Inc. 0.04% 1,308 $227K Reduce -1.1%
PEP Pepsico Inc. 0.04% 1,523 $219K New
LOW Lowe's Cos Inc. 0.04% 894 $216K No change
IDXX Idexx Laboratories Inc. 0.03% 312 $211K New
IQV Iqvia Holdings Inc. 0.03% 919 $207K Reduce -35.6%

Portfolio Sells Q3 2025 → Q4 2025
FCAL First Trust California Munic Sold out 0.00% −1.01
MSI Motorola Solutions Inc. Sold out 0.00% −1.01
EOG EOG Resources Inc. Sold out 0.00% −0.51
QCOM Qualcomm Inc. Sold out 0.00% −0.46
PWR Quanta Services Inc. Reduce -18.8% 1.97% −0.44
LYB Lyondellbasell Indu Class A Sold out 0.00% −0.38
IP International Paper Co. Sold out 0.00% −0.14
BRK.A Berkshire Hathaway Inc. Class A Reduce -50.0% 0.12% −0.13
ADBE Adobe Inc. Sold out 0.00% −0.13
LLY Eli Lilly & Co. Sold out 0.00% −0.12
VOO Vanguard S&P 500 ETF Reduce -6.9% 1.55% −0.09
SNPS Synopsys Inc. Reduce -52.2% 0.07% −0.08
TGT Target Corp. Sold out 0.00% −0.07
NEM Newmont Corp. Reduce -38.3% 0.18% −0.07
APD Air Products & Chemicals Inc. Sold out 0.00% −0.07
NOW ServiceNow Inc. Reduce -23.0% 0.09% −0.05
SDY SS SPDR S&P Dividend ETF Reduce -49.5% 0.05% −0.05
BSX Boston Scientific Corp. Sold out 0.00% −0.05
FISV Fiserv Inc. Sold out 0.00% −0.05
CB Chubb Ltd. Sold out 0.00% −0.05
TT Trane Technologies PLC Sold out 0.00% −0.05
SBUX Starbucks Corp. Sold out 0.00% −0.04
IXN iShares Global Tech ETF Sold out 0.00% −0.04
NEU Newmarket Corp. Sold out 0.00% −0.04
FTNT Fortinet Inc. Sold out 0.00% −0.03
CTAS Cintas Corp. Sold out 0.00% −0.03
CL Colgate-Palmolive Co. Reduce -2.1% 0.74% −0.03
KMB Kimberly-Clark Corp. Reduce -10.7% 0.10% −0.03
IRM Iron Mountain Inc. Reduce -27.7% 0.04% −0.03
META Meta Platforms Inc. Class A Reduce -13.5% 0.09% −0.03
IJR iShares Core S&P Small-Cap E Reduce -2.4% 1.10% −0.03
ETN Eaton Corp. PLC Reduce -0.2% 0.11% −0.02
V Visa Inc. Class A Reduce -10.1% 0.21% −0.02
CSGP Costar Group Inc. Reduce -6.0% 0.04% −0.01
VICI Vici Properties Inc. Reduce -0.1% 0.07% −0.01
IJH iShares Core S&P Midcap ETF Reduce -4.0% 0.30% −0.01
SO The Southern Co. Reduce -0.3% 0.12% −0.01
IQV Iqvia Holdings Inc. Reduce -35.6% 0.03% −0.01
BLK BlackRock Inc. Reduce -1.6% 0.05% −0.01
MET Metlife Inc. Reduce -0.1% 0.12% −0.01
DUK Duke Energy Corp. Reduce -0.0% 0.09% −0.01
TSLA Tesla Inc. Reduce -7.5% 0.06% −0.00
EXPE Expedia Group Inc. Reduce -24.0% 1.03% −0.00
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.6% 0.12% −0.00
ETR Entergy Corp. Reduce -0.0% 0.16% −0.00
TXN Texas Instruments Inc. Reduce -1.1% 0.04% −0.00
MRVL Marvell Technology Inc. Reduce -0.4% 0.61% −0.00
NEE Nextera Energy Inc. Reduce -9.2% 0.04% −0.00
NE Noble Corp. PLC Reduce -0.1% 0.13% −0.00
EEM iShares MSCI Emerging Market Reduce -0.4% 0.04% +0.00

Portfolio Buys Q3 2025 → Q4 2025
BROS Dutch Bros Inc. Class A New 0.87% +0.87
VEEV Veeva Systems Inc. Class A Add +2047.5% 0.80% +0.75
ORCL Oracle Corp. New 0.71% +0.71
BWXT BWX Technologies Inc. Add +560.9% 0.84% +0.70
GOOGL Alphabet Inc. Class A Add +0.7% 1.81% +0.40
VEA Vanguard Ftse Developed ETF Add +1.1% 9.50% +0.39
AAPL Apple Inc. Add +1.3% 3.41% +0.22
MRK Merck & Co. Inc. Add +8.8% 0.85% +0.22
REGN Regeneron Pharmaceuticals Add +1.0% 0.79% +0.21
GS Goldman Sachs Group Inc. Add +4.0% 1.67% +0.20
AVGO Broadcom Inc. Add +1.6% 3.70% +0.19
TMO Thermo Fisher Scientific Inc. Add +2.0% 1.10% +0.19
BAC Bank of America Corp. Add +5.1% 1.32% +0.13
AMGN Amgen Inc. Add +92.5% 0.21% +0.11
AMZN Amazon.com Inc. Add +1.8% 1.96% +0.11
DHR Danaher Corp. Add +0.6% 0.74% +0.10
CVS CVS Health Corp. New 0.10% +0.10
ULTA Ulta Beauty Inc. Add +4.5% 0.75% +0.09
USB US Bancorp Add +2.3% 0.86% +0.09
WMT Walmart Inc. Add +1.3% 1.09% +0.08
IWD iShares Russell 1000 Value E New 0.06% +0.06
JPM JPMorgan Chase & Co. Add +2.6% 1.74% +0.06
SPY SS SPDR S&P 500 ETF Trust-US Add +2.5% 1.67% +0.06
MDY State Street SPDR S&P Midcap Add +119.2% 0.10% +0.06
SCHW Schwab (charles) Corp. Add +1.3% 1.17% +0.06
TRV The Travelers Cos Inc. Add +1.2% 1.10% +0.04
EW Edwards Lifesciences Corp. Add +1.8% 0.44% +0.04
IWM iShares Russell 2000 ETF Add +1.8% 1.64% +0.04
PEP Pepsico Inc. New 0.04% +0.04
IDXX Idexx Laboratories Inc. New 0.03% +0.03
EFA iShares MSCI Eafe ETF Add +0.2% 1.66% +0.03
MCD McDonald's Corp. Add +3.1% 0.66% +0.02
NVDA Nvidia Corp. Add +1.3% 5.60% +0.01
MA Mastercard Inc. Class A Add +1.7% 0.90% +0.01
COST Costco Wholesale Corp. Add +7.6% 0.17% −0.00
DIS The Walt Disney Co. Add +1.1% 0.71% −0.00
UNP Union Pacific Corp. Add +1.8% 0.77% −0.01
D Dominion Energy Inc. Add +4.2% 0.90% −0.01
SNOW Snowflake Inc. Add +2.5% 0.87% −0.01
CVX Chevron Corp. Add +1.6% 0.92% −0.01
IR Ingersoll-Rand Inc. Add +2.1% 0.50% −0.02
JBND JPMorgan Active Bond ETF Add +0.2% 1.87% −0.02
ABBV Abbvie Inc. Add +0.4% 1.22% −0.02
VLTO Veralto Corp. Add +3.4% 0.58% −0.03
PLTR Palantir Technologies Inc. Class A Add +2.6% 2.85% −0.03
VZ Verizon Communications Inc. Add +0.2% 0.46% −0.04
DELL Dell Technologies -C Add +5.0% 0.73% −0.06
PGR Progressive Corp. Add +0.6% 0.70% −0.06
PANW Palo Alto Networks Inc. Add +2.3% 0.84% −0.08
IWR iShares Russell Mid-Cap ETF Add +0.5% 10.41% −0.09

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$664.1MIWR, VEA, NVDA, AVGO, AAPL
Q1 2026 135$610.3MIWR, VEA, NVDA, AVGO, AAPL
Q4 2025 134$605.3MIWR, VEA, NVDA, AVGO, AAPL
Q3 2025 147$599.2MIWR, VEA, NVDA, AVGO, AAPL
Q2 2025 101$514.6MIWR, VEA, NVDA, PLTR, AVGO
Q1 2025 100$461.0MIWR, VEA, NVDA, FPEI, AAPL
Q4 2024 104$419.8MIWR, VEA, NVDA, PWR, SPY
Q3 2024Amended 107$495.5MIWR, VEA, NVDA, FPEI, AAPL
Q2 2024 102$472.9MIWR, VEA, NVDA, FPEI, AAPL
Q1 2024 107$479.8MIWR, VEA, FPEI, NVDA, CVBF