Citizens National Bank Trust Department
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Citizens National Bank Trust Department reported 365 stock positions worth $579.7 million. Its top holding was Apple (AAPL) at 6.1% of the portfolio, followed by Alphabet Class C (GOOG, 5.3%) and Broadcom (AVGO, 4.8%). Compared with Q3 2025, it opened 4 new positions, sold out of 23, added to 50 and reduced 114. The biggest buy was a new position in iShares 0-3 Month Treasury B (SGOV) and the biggest sale Oracle (ORCL, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- MERIDIAN, MS
- CIK
- 0001806425
- Portfolio Value
- $579.7M (Q4 2025)
- SEC Filing
- 0001806425-26-000001 ↗ filed Jan 30, 2026
Holdings Value
Holdings 365 stocks · $579.7M
| AAPL Apple Inc. | 6.13% | 130,762 | $35.5M | Reduce -0.5% |
| GOOG Alphabet Inc. Class C | 5.32% | 98,226 | $30.8M | Reduce -2.9% |
| AVGO Broadcom Inc. | 4.76% | 79,666 | $27.6M | Reduce -2.7% |
| MSFT Microsoft Corp. | 3.05% | 36,540 | $17.7M | Add +0.1% |
| AMZN Amazon.com Inc. | 2.88% | 72,278 | $16.7M | Add +0.7% |
| JPM JPMorgan Chase & Co. | 2.25% | 40,517 | $13.1M | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.04% | 23,559 | $11.8M | Add +1.2% |
| CAT Caterpillar Inc. | 2.03% | 20,518 | $11.8M | Reduce -2.4% |
| JNJ Johnson & Johnson | 1.93% | 54,114 | $11.2M | Reduce -1.0% |
| PM Philip Morris International | 1.76% | 63,737 | $10.2M | Add +0.6% |
| NVDA Nvidia Corp. | 1.76% | 54,639 | $10.2M | Add +0.1% |
| XOM Exxon Mobil Corp. | 1.71% | 82,553 | $9.9M | Reduce -0.5% |
| RTX RTX Corp. | 1.65% | 52,141 | $9.6M | Reduce -1.4% |
| ABBV Abbvie Inc. | 1.63% | 41,382 | $9.5M | Add +0.8% |
| AMAT Applied Materials Inc. | 1.55% | 34,994 | $9.0M | Reduce -2.2% |
| IJH iShares Core S&P Midcap ETF | 1.52% | 133,211 | $8.8M | Add +0.9% |
| CVX Chevron Corp. | 1.50% | 57,027 | $8.7M | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 1.46% | 70,651 | $8.5M | Reduce -2.1% |
| ETN Eaton Corp. PLC | 1.46% | 26,628 | $8.5M | Reduce -0.7% |
| AFL Aflac Inc. | 1.46% | 76,838 | $8.5M | Reduce -0.9% |
| WMT Walmart Inc. | 1.36% | 70,586 | $7.9M | No change |
| V Visa Inc. Class A | 1.35% | 22,305 | $7.8M | Add +0.1% |
| PG The Procter & Gamble Co. | 1.16% | 47,113 | $6.8M | Reduce -1.7% |
| NEE Nextera Energy Inc. | 1.15% | 83,239 | $6.7M | Add +0.1% |
| LOW Lowe's Cos Inc. | 1.13% | 27,074 | $6.5M | Reduce -0.3% |
| KO The Coca-Cola Co. | 1.04% | 86,229 | $6.0M | Add +0.0% |
| PEP Pepsico Inc. | 1.01% | 40,643 | $5.8M | Add +0.2% |
| UNH Unitedhealth Group Inc. | 1.00% | 17,532 | $5.8M | Reduce -2.7% |
| INTF iShares International Equity | 0.86% | 131,416 | $5.0M | Reduce -1.3% |
| CB Chubb Ltd. | 0.85% | 15,814 | $4.9M | Reduce -2.9% |
| TSM Taiwan Semiconductor-SP ADR | 0.84% | 16,080 | $4.9M | Reduce -2.4% |
| META Meta Platforms Inc. Class A | 0.82% | 7,167 | $4.7M | Add +6.2% |
| MRK Merck & Co. Inc. | 0.79% | 43,440 | $4.6M | Reduce -0.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.79% | 40,152 | $4.6M | Reduce -1.1% |
| DGRW Wisdomtree U.S. Quality Divi | 0.75% | 48,575 | $4.3M | Reduce -0.8% |
| MU Micron Technology Inc. | 0.72% | 14,682 | $4.2M | Reduce -6.5% |
| AEM Agnico Eagle Mines Ltd. | 0.72% | 24,537 | $4.2M | Add +2.4% |
| HD Home Depot Inc. | 0.70% | 11,782 | $4.1M | Reduce -0.9% |
| ORCL Oracle Corp. | 0.69% | 20,544 | $4.0M | Reduce -5.2% |
| MO Altria Group Inc. | 0.67% | 66,861 | $3.9M | Add +5.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.65% | 5 | $3.8M | No change |
| FCX Freeport-McMoran Inc. | 0.64% | 72,586 | $3.7M | Add +9.1% |
| NOW ServiceNow Inc. | 0.62% | 23,526 | $3.6M | Add +4.1% |
| NSC Norfolk Southern Corp. | 0.61% | 12,185 | $3.5M | Reduce -0.2% |
| PSX Phillips 66 | 0.58% | 26,057 | $3.4M | Reduce -0.5% |
| MCD McDonald's Corp. | 0.56% | 10,599 | $3.2M | No change |
| AMGN Amgen Inc. | 0.55% | 9,791 | $3.2M | Add +0.0% |
| UNP Union Pacific Corp. | 0.54% | 13,624 | $3.2M | Add +3.4% |
| AEP American Electric Power | 0.54% | 27,204 | $3.1M | Reduce -0.6% |
| TMO Thermo Fisher Scientific Inc. | 0.54% | 5,403 | $3.1M | Add +0.0% |
| FDX FedEx Corp. | 0.53% | 10,705 | $3.1M | Reduce -0.5% |
| AXP American Express Co. | 0.53% | 8,348 | $3.1M | Reduce -3.8% |
| VIG Vanguard Dividend Apprec ETF | 0.51% | 13,439 | $3.0M | Reduce -0.5% |
| QCOM Qualcomm Inc. | 0.50% | 16,815 | $2.9M | Reduce -2.0% |
| DELL Dell Technologies -C | 0.49% | 22,524 | $2.8M | Reduce -2.9% |
| IAU iShares Gold Trust | 0.47% | 33,675 | $2.7M | Add +12.5% |
| ICE Intercontinental Exchange Inc. | 0.45% | 16,254 | $2.6M | Add +16.0% |
| JPIE JPMorgan Income ETF | 0.45% | 56,615 | $2.6M | Add +162.3% |
| JAAA Janus Henderson Aaa Clo ETF | 0.45% | 51,376 | $2.6M | Reduce -10.1% |
| SO The Southern Co. | 0.45% | 29,671 | $2.6M | No change |
| NOC Northrop Grumman Corp. | 0.42% | 4,294 | $2.4M | Reduce -0.9% |
| CSX CSX Corp. | 0.42% | 67,260 | $2.4M | Reduce -0.3% |
| AZN Astrazeneca PLC-Spons ADR | 0.42% | 26,368 | $2.4M | Reduce -2.1% |
| GD General Dynamics Corp. | 0.41% | 7,134 | $2.4M | Reduce -0.3% |
| BTI British American Tob-SP ADR | 0.41% | 41,924 | $2.4M | Add +0.8% |
| TMUS T-Mobile US Inc. | 0.40% | 11,538 | $2.3M | Add +1.7% |
| VST Vistra Corp. | 0.40% | 14,287 | $2.3M | Add +12.2% |
| AMD Advanced Micro Devices | 0.39% | 10,424 | $2.2M | Reduce -6.4% |
| VYM Vanguard High DVD Yield ETF | 0.38% | 15,264 | $2.2M | Reduce -1.9% |
| HON Honeywell International Inc. | 0.38% | 11,170 | $2.2M | Add +23.1% |
| WFC Wells Fargo & Co. | 0.37% | 23,117 | $2.2M | No change |
| SCHI Schwab 5-10 Year Corporate B | 0.37% | 93,489 | $2.1M | Reduce -1.1% |
| VGT Vanguard Info Tech ETF | 0.37% | 2,833 | $2.1M | Reduce -1.1% |
| GS Goldman Sachs Group Inc. | 0.37% | 2,426 | $2.1M | Reduce -1.0% |
| CSCO Cisco Systems Inc. | 0.37% | 27,520 | $2.1M | Reduce -2.9% |
| TSCO Tractor Supply Company | 0.35% | 40,951 | $2.0M | Reduce -1.6% |
| SGOV iShares 0-3 Month Treasury B | 0.35% | 20,250 | $2.0M | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.35% | 6,785 | $2.0M | No change |
| AER Aercap Holdings NV | 0.35% | 13,977 | $2.0M | Reduce -2.6% |
| BA The Boeing Co. | 0.35% | 9,247 | $2.0M | Reduce -4.9% |
| LHX L3HARRIS Technologies Inc. | 0.34% | 6,706 | $2.0M | Reduce -2.0% |
| ADP Automatic Data Processing | 0.34% | 7,650 | $2.0M | No change |
| VOO Vanguard S&P 500 ETF | 0.33% | 3,040 | $1.9M | Reduce -5.9% |
| ABT Abbott Laboratories | 0.32% | 14,850 | $1.9M | No change |
| GLW Corning Inc. | 0.32% | 21,200 | $1.9M | Reduce -1.7% |
| LLY Eli Lilly & Co. | 0.32% | 1,716 | $1.8M | Add +0.6% |
| C Citigroup Inc. | 0.32% | 15,802 | $1.8M | Reduce -2.4% |
| MDLZ Mondelez International Inc. Class A | 0.31% | 33,718 | $1.8M | Add +4.2% |
| GDX Vaneck Gold Miners ETF | 0.30% | 20,596 | $1.8M | Add +13.1% |
| UBER Uber Technologies Inc. | 0.30% | 21,272 | $1.7M | Add +2.9% |
| ADC Agree Realty Corp. | 0.30% | 23,879 | $1.7M | Add +1.1% |
| ADBE Adobe Inc. | 0.28% | 4,628 | $1.6M | Reduce -6.5% |
| MTBA Simplify MBS ETF | 0.28% | 31,749 | $1.6M | Add +16.0% |
| INTU Intuit Inc. | 0.27% | 2,353 | $1.6M | Reduce -0.6% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.26% | 21,137 | $1.5M | Reduce -1.6% |
| VLO Valero Energy Corp. | 0.25% | 9,073 | $1.5M | Reduce -0.3% |
| ANET Arista Networks Inc. | 0.24% | 10,809 | $1.4M | Add +0.6% |
| COST Costco Wholesale Corp. | 0.24% | 1,617 | $1.4M | Reduce -1.8% |
| BMY Bristol-Myers Squibb Co. | 0.23% | 25,015 | $1.3M | Reduce -2.3% |
| MDT Medtronic PLC | 0.23% | 13,708 | $1.3M | Reduce -0.3% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $33 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| VAL.WS Valaris Ltd. -CW28 | *W EXP 04/29/202 | 19 | $33 | No change |
Total filed on the 13F, all lines: $579.7M.
Portfolio Sells Q3 2025 → Q4 2025
| ORCL Oracle Corp. | Reduce -5.2% | 0.69% | −0.40 |
| ETN Eaton Corp. PLC | Reduce -0.7% | 1.46% | −0.33 |
| HD Home Depot Inc. | Reduce -0.9% | 0.70% | −0.16 |
| PG The Procter & Gamble Co. | Reduce -1.7% | 1.16% | −0.15 |
| UNH Unitedhealth Group Inc. | Reduce -2.7% | 1.00% | −0.11 |
| DELL Dell Technologies -C | Reduce -2.9% | 0.49% | −0.10 |
| LOW Lowe's Cos Inc. | Reduce -0.3% | 1.13% | −0.09 |
| CVX Chevron Corp. | Reduce -0.3% | 1.50% | −0.09 |
| AFL Aflac Inc. | Reduce -0.9% | 1.46% | −0.08 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -10.1% | 0.45% | −0.07 |
| TSCO Tractor Supply Company | Reduce -1.6% | 0.35% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.1% | 1.46% | −0.07 |
| ZTS Zoetis Inc. | Reduce -9.5% | 0.20% | −0.07 |
| AVGO Broadcom Inc. | Reduce -2.7% | 4.76% | −0.06 |
| CMCSA Comcast Corp. Class A | Reduce -13.9% | 0.22% | −0.06 |
| PSX Phillips 66 | Reduce -0.5% | 0.58% | −0.06 |
| NOC Northrop Grumman Corp. | Reduce -0.9% | 0.42% | −0.05 |
| DEO Diageo PLC-Sponsored ADR | Reduce -26.6% | 0.09% | −0.05 |
| NSC Norfolk Southern Corp. | Reduce -0.2% | 0.61% | −0.05 |
| FISV Fiserv Inc. | Reduce -1.7% | 0.04% | −0.04 |
| DIS The Walt Disney Co. | Reduce -1.1% | 0.79% | −0.04 |
| WRB WR Berkley Corp. | Reduce -1.6% | 0.26% | −0.04 |
| LHX L3HARRIS Technologies Inc. | Reduce -2.0% | 0.34% | −0.03 |
| ADBE Adobe Inc. | Reduce -6.5% | 0.28% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -1.8% | 0.24% | −0.03 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.03 |
| BA The Boeing Co. | Reduce -4.9% | 0.35% | −0.03 |
| IGV iShares Expanded Tech-Softwa | Reduce -2.1% | 0.19% | −0.03 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -0.8% | 0.75% | −0.03 |
| PFE Pfizer Inc. | Reduce -5.9% | 0.20% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -5.9% | 0.33% | −0.02 |
| NUV Nuveen Municipal Value | Reduce -6.9% | 0.22% | −0.02 |
| VLO Valero Energy Corp. | Reduce -0.3% | 0.25% | −0.02 |
| GD General Dynamics Corp. | Reduce -0.3% | 0.41% | −0.02 |
| INTU Intuit Inc. | Reduce -0.6% | 0.27% | −0.02 |
| SCHI Schwab 5-10 Year Corporate B | Reduce -1.1% | 0.37% | −0.02 |
| SCHP Schwab U.S. Tips ETF | Reduce -4.6% | 0.17% | −0.02 |
| STZ Constellation Brands Inc. Class A | Reduce -11.3% | 0.12% | −0.02 |
| INGR Ingredion Inc. | Reduce -3.4% | 0.09% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -26.9% | 0.03% | −0.01 |
| SW Smurfit Westrock PLC | Reduce -29.9% | 0.02% | −0.01 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.9% | 0.38% | −0.01 |
| T AT&T Inc. | Reduce -3.4% | 0.06% | −0.01 |
| QCOM Qualcomm Inc. | Reduce -2.0% | 0.50% | −0.01 |
| VGT Vanguard Info Tech ETF | Reduce -1.1% | 0.37% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -3.9% | 0.07% | −0.01 |
| DVY iShares Select Dividend ETF | Reduce -2.9% | 0.16% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.5% | 0.51% | −0.01 |
| TCHP T Rowe Price Blue Chip Growt | Reduce -15.5% | 0.04% | −0.01 |
| FLOT iShares Floating Rate Bond E | Sold out | 0.00% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| SGOV iShares 0-3 Month Treasury B | New | 0.35% | +0.35 |
| JPIE JPMorgan Income ETF | Add +162.3% | 0.45% | +0.27 |
| FCX Freeport-McMoran Inc. | Add +9.1% | 0.64% | +0.17 |
| FBTC Fidelity Wise Origin Bitcoin | Add +491.0% | 0.14% | +0.10 |
| LLY Eli Lilly & Co. | Add +0.6% | 0.32% | +0.09 |
| IAU iShares Gold Trust | Add +12.5% | 0.47% | +0.08 |
| TMO Thermo Fisher Scientific Inc. | Add +0.0% | 0.54% | +0.07 |
| AMZN Amazon.com Inc. | Add +0.7% | 2.88% | +0.07 |
| AMGN Amgen Inc. | Add +0.0% | 0.55% | +0.06 |
| GDX Vaneck Gold Miners ETF | Add +13.1% | 0.30% | +0.06 |
| DTE DTE Energy Company | New | 0.05% | +0.05 |
| AMRZ Amrize Ltd. | Add +42.1% | 0.14% | +0.05 |
| HON Honeywell International Inc. | Add +23.1% | 0.38% | +0.04 |
| ICE Intercontinental Exchange Inc. | Add +16.0% | 0.45% | +0.03 |
| NEE Nextera Energy Inc. | Add +0.1% | 1.15% | +0.03 |
| MTBA Simplify MBS ETF | Add +16.0% | 0.28% | +0.03 |
| ETHA iShares Ethereum Trust ETF | New | 0.03% | +0.03 |
| OKE Oneok Inc. | Add +39.1% | 0.09% | +0.02 |
| DAL Delta Air Lines Inc. | Add +2.3% | 0.12% | +0.02 |
| KO The Coca-Cola Co. | Add +0.0% | 1.04% | +0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +9.3% | 0.19% | +0.02 |
| BTI British American Tob-SP ADR | Add +0.8% | 0.41% | +0.02 |
| CRM Salesforce Inc. | Add +4.0% | 0.13% | +0.01 |
| AR Antero Resources Corp. | Add +10.8% | 0.10% | +0.01 |
| XBI SS SPDR S&P Biotech ETF | New | 0.01% | +0.01 |
| MMM 3M Co. | Add +5.1% | 0.13% | +0.01 |
| INDA iShares MSCI India ETF | Add +2.1% | 0.14% | +0.00 |
| MTUM iShares MSCI USA Momentum Fa | Add +8.0% | 0.17% | +0.00 |
| TJX TJX Companies Inc. | Add +0.4% | 0.10% | +0.00 |
| DIVB iShares Core Dividend ETF | Add +7.0% | 0.05% | +0.00 |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | Add +10.5% | 0.03% | +0.00 |
| SOLV Solventum Corp. | Add +44.4% | 0.00% | +0.00 |
| EVN Eaton Vance Muni Inc. TR | Add +11.3% | 0.01% | +0.00 |
| ADC Agree Realty Corp. | Add +1.1% | 0.30% | −0.00 |
| AEM Agnico Eagle Mines Ltd. | Add +2.4% | 0.72% | −0.00 |
| V Visa Inc. Class A | Add +0.1% | 1.35% | −0.01 |
| NFLX Netflix Inc. | Add +26.1% | 0.18% | −0.01 |
| PEP Pepsico Inc. | Add +0.2% | 1.01% | −0.01 |
| UNP Union Pacific Corp. | Add +3.4% | 0.54% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Add +0.9% | 1.52% | −0.02 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 2.25% | −0.03 |
| ANET Arista Networks Inc. | Add +0.6% | 0.24% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.2% | 2.04% | −0.05 |
| VST Vistra Corp. | Add +12.2% | 0.40% | −0.05 |
| MDLZ Mondelez International Inc. Class A | Add +4.2% | 0.31% | −0.05 |
| NVDA Nvidia Corp. | Add +0.1% | 1.76% | −0.06 |
| UBER Uber Technologies Inc. | Add +2.9% | 0.30% | −0.06 |
| ABBV Abbvie Inc. | Add +0.8% | 1.63% | −0.07 |
| META Meta Platforms Inc. Class A | Add +6.2% | 0.82% | −0.07 |
| PM Philip Morris International | Add +0.6% | 1.76% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 380 | $679.7M | AAPL, GOOG, AVGO, AMAT, CAT |
| Q1 2026 | 381 | $600.6M | AAPL, GOOG, AVGO, XOM, AMZN |
| Q4 2025 | 365 | $579.7M | AAPL, GOOG, AVGO, MSFT, AMZN |
| Q3 2025 | 382 | $560.4M | AAPL, AVGO, GOOG, MSFT, AMZN |
| Q2 2025 | 375 | $501.4M | AAPL, AVGO, GOOG, MSFT, AMZN |
| Q1 2025 | 399 | $468.1M | AAPL, GOOG, AVGO, MSFT, AMZN |
| Q4 2024 | 350 | $472.9M | AAPL, AVGO, GOOG, MSFT, AMZN |
| Q3 2024 | 343 | $475.3M | AAPL, GOOG, AVGO, MSFT, AMZN |
| Q2 2024 | 345 | $449.1M | AAPL, GOOG, MSFT, AVGO, AMZN |
| Q1 2024 | 336 | $430.9M | AAPL, GOOG, MSFT, AVGO, AMZN |