Clear Retirement Advice LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 24, 2026), Clear Retirement Advice LLC reported 53 stock positions worth $128.6 million. Its top holding was Schwab Short-Term US Treas (SCHO) at 11.2% of the portfolio, followed by Ste STR SPDR PT DW Eu ETF (SPDW, 10.3%) and iShares Core S&P Total U.S. (ITOT, 9.6%).
- Most Recent 13F
- Q2 2026
- Location
- SAN MATEO, CA
- CIK
- 0002112984
- Portfolio Value
- $128.6M (Q4 2025)
- SEC Filing
- 0002112984-26-000001 ↗ filed Feb 24, 2026
Holdings Value
Holdings 53 stocks · $128.6M
| SCHO Schwab Short-Term US Treas | 11.16% | 588,651 | $14.3M | — |
| SPDW Ste STR SPDR PT DW Eu ETF | 10.32% | 279,687 | $13.3M | — |
| ITOT iShares Core S&P Total U.S. | 9.56% | 82,006 | $12.3M | — |
| TBLL Invesco Short Term Treasury | 9.20% | 111,906 | $11.8M | — |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 5.76% | 32,436 | $7.4M | — |
| IGSB iShares 1-5Y Inv Grade Corp. | 5.46% | 132,830 | $7.0M | — |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 4.50% | 18,663 | $5.8M | — |
| SGOL Abrdn Physical Gold Shares | 4.38% | 119,652 | $5.6M | — |
| VWO Vanguard Ftse Emerging Marke | 4.27% | 97,260 | $5.5M | — |
| VTI VG Morningstar TS MKT ETF-US | 3.54% | 13,473 | $4.6M | — |
| SPYV SS SPDR P S&P 500 Value ETF | 3.53% | 77,367 | $4.5M | — |
| SPYG SS SPDR P S&P 500 Growth ETF | 2.94% | 36,322 | $3.8M | — |
| VEA Vanguard Ftse Developed ETF | 2.23% | 42,956 | $2.9M | — |
| VCSH Vanguard S/T Corp. Bond ETF | 2.02% | 32,538 | $2.6M | — |
| IAU iShares Gold Trust | 2.00% | 28,347 | $2.6M | — |
| SCHF Schwab Intl Equity ETF | 1.81% | 90,634 | $2.3M | — |
| SCHV Schwab US Large-Cap Value | 1.50% | 61,245 | $1.9M | — |
| SCHB Schwab US Broad Market ETF | 1.47% | 71,659 | $1.9M | — |
| IEMG iShares Core MSCI Emerging | 1.47% | 26,346 | $1.9M | — |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.86% | 11,214 | $1.1M | — |
| SCHG Schwab US Large-Cap Growth | 0.69% | 28,580 | $888K | — |
| AAPL Apple Inc. | 0.68% | 3,147 | $870K | — |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.64% | 8,321 | $822K | — |
| VGT Vanguard Info Tech ETF | 0.63% | 1,124 | $811K | — |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.61% | 3,851 | $784K | — |
| SHY iShares 1-3 Year Treasury Bo | 0.55% | 8,581 | $710K | — |
| VTWV Vanguard Russell 2000 Value | 0.49% | 3,646 | $636K | — |
| GOOGL Alphabet Inc. Class A | 0.49% | 1,897 | $632K | — |
| V Visa Inc. Class A | 0.49% | 1,914 | $632K | — |
| SCHH Schwab US REIT ETF | 0.48% | 28,536 | $618K | — |
| GOOG Alphabet Inc. Class C | 0.48% | 1,852 | $617K | — |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.47% | 874 | $600K | — |
| MA Mastercard Inc. Class A | 0.44% | 1,029 | $570K | — |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.39% | 1,064 | $497K | — |
| XLI SS Industrial Select Sector | 0.31% | 2,377 | $403K | — |
| XLY SS Consumer Disc Select Sect | 0.31% | 3,352 | $403K | — |
| SPEM State Street SP PTF Em ETF | 0.28% | 7,457 | $366K | — |
| ITM Vaneck Intermediate Muni ETF | 0.28% | 7,552 | $358K | — |
| XLV SS Health Care Select Sector | 0.27% | 2,236 | $349K | — |
| MUB iShares National Muni Bond E | 0.27% | 3,217 | $346K | — |
| AZO AutoZone Inc. | 0.26% | 89 | $331K | — |
| VOX Vanguard Communication Servi | 0.25% | 1,635 | $315K | — |
| RSP Invesco S&P 500 Equal Weight | 0.23% | 1,519 | $302K | — |
| XLK SS Technology Select Sector | 0.23% | 2,125 | $294K | — |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.22% | 6,652 | $287K | — |
| EFG iShares MSCI Eafe Growth ETF | 0.21% | 2,331 | $275K | — |
| FAST Fastenal Co. | 0.21% | 5,694 | $275K | — |
| XLP SS Consumer Staples Sel Sect | 0.20% | 3,000 | $261K | — |
| JNJ Johnson & Johnson | 0.20% | 1,082 | $254K | — |
| HD Home Depot Inc. | 0.19% | 642 | $249K | — |
| IWO iShares Russell 2000 Growth | 0.18% | 710 | $236K | — |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.17% | 1,433 | $221K | — |
| CB Chubb Ltd. | 0.17% | 656 | $216K | — |
Portfolio Sells Q4 2025
No earlier filing to compare with.
Portfolio Buys Q4 2025
No earlier filing to compare with.