Clearwater Capital Advisors, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), Clearwater Capital Advisors, LLC reported 163 stock positions worth $1.2 billion. Its top holding was iShares SH Dba ETF Usd (NEAR) at 12.5% of the portfolio, followed by Wisdomtree U.S. Quality Divi (DGRW, 6.7%) and iShares US Equity Factor ETF (LRGF, 6.2%). Compared with Q3 2025, it opened 5 new positions, sold out of 10, added to 36 and reduced 87. The biggest buy was iShares Flex I A ETF-Usd (BINC, shares +17880%) and the biggest sale Schwab Short-Term US Treas (SCHO, shares −79%).
- Most Recent 13F
- Q2 2026
- Location
- HOFFMAN ESTATES, IL
- CIK
- 0001690531
- Portfolio Value
- $1.2B (Q4 2025)
- SEC Filing
- 0001690531-26-000002 ↗ filed Feb 9, 2026
Holdings Value
Holdings 163 stocks · $1.2B
| NEAR iShares SH Dba ETF Usd Inc. | 12.46% | 2,924,871 | $149.5M | Add +4.3% |
| DGRW Wisdomtree U.S. Quality Divi | 6.71% | 899,720 | $80.5M | Add +1.4% |
| LRGF iShares US Equity Factor ETF | 6.18% | 1,067,964 | $74.1M | Add +0.5% |
| INTF iShares International Equity | 5.79% | 1,841,232 | $69.5M | Reduce -0.3% |
| BINC iShares Flex I A ETF-Usd Inc. | 4.84% | 1,099,096 | $58.0M | Add +17879.7% |
| BBAG JPMorgan Betabuilders US Agg | 4.29% | 1,107,784 | $51.4M | Add +6.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 4.08% | 1,103,199 | $49.0M | Reduce -0.4% |
| LMBS First Trust Low Duration Opp | 3.55% | 852,617 | $42.6M | Add +5.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 3.39% | 769,248 | $40.7M | Reduce -33.0% |
| SMLF iShares US Smallcap Equity F | 2.92% | 468,005 | $35.0M | Add +0.5% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.91% | 479,442 | $34.8M | Reduce -0.8% |
| JSI JH Securitized Income ETF | 2.60% | 599,398 | $31.2M | New |
| MBB iShares MBS ETF | 2.47% | 311,265 | $29.6M | Reduce -3.2% |
| GDX Vaneck Gold Miners ETF | 2.36% | 330,431 | $28.3M | Reduce -6.5% |
| AVXC Avantis Emg MKT Ex China ETF | 2.17% | 408,240 | $26.0M | Add +0.5% |
| SCHX Schwab US Large-Cap ETF | 2.04% | 907,465 | $24.4M | Add +0.6% |
| JMUB JPMorgan Municipal ETF | 1.55% | 369,290 | $18.6M | Add +217.4% |
| SCHA Schwab US Small-Cap ETF | 1.45% | 612,302 | $17.4M | Add +0.7% |
| AVLV Avantis US Large Cap Value | 1.39% | 219,562 | $16.6M | Add +6.9% |
| XC Wisdomtree True Emerging Mar | 1.23% | 454,235 | $14.7M | Add +0.8% |
| MUB iShares National Muni Bond E | 1.20% | 134,078 | $14.4M | Reduce -11.9% |
| CIBR First Trust Nasdaq Cybersecu | 1.19% | 199,021 | $14.2M | Add +1.0% |
| SCHM Schwab US Mid Cap ETF | 1.14% | 456,692 | $13.7M | Add +1.5% |
| SCHO Schwab Short-Term US Treas | 1.12% | 552,087 | $13.5M | Reduce -78.7% |
| BOTZ Global X Robotics & Artifici | 1.10% | 365,041 | $13.2M | Add +0.3% |
| AAPL Apple Inc. | 1.10% | 48,644 | $13.2M | Reduce -8.2% |
| EZM Wisdomtree US Midcap Fund | 1.03% | 184,395 | $12.3M | Add +2.5% |
| FIW First Trust Water ETF | 0.99% | 109,446 | $11.9M | Add +2.1% |
| ARKF ARK Blockchain & Fintech Inn | 0.90% | 226,495 | $10.8M | Add +0.3% |
| AGG iShares Core U.S. Aggregate | 0.88% | 105,505 | $10.5M | Reduce -19.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.86% | 21,110 | $10.3M | Reduce -1.0% |
| SCHC Schwab Intl Small-Cap Equity | 0.72% | 190,812 | $8.7M | Add +1.9% |
| XT Ishar Fture Exp Tech ETF-Usd | 0.72% | 123,586 | $8.6M | Reduce -2.3% |
| SUB iShares Short-Term National | 0.65% | 72,714 | $7.8M | Reduce -1.4% |
| WCLD Wisdomtree Cloud Computing | 0.64% | 218,956 | $7.7M | Add +4.3% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.62% | 334,027 | $7.5M | Reduce -41.6% |
| MSFT Microsoft Corp. | 0.58% | 14,343 | $6.9M | Reduce -4.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.40% | 62,109 | $4.8M | Reduce -1.5% |
| DLN Wisdomtree US Largecap Divid | 0.39% | 52,706 | $4.6M | Reduce -1.3% |
| SCHF Schwab Intl Equity ETF | 0.34% | 172,156 | $4.1M | Add +2.1% |
| SNSR Global X Internet of Things | 0.34% | 109,115 | $4.0M | Reduce -11.5% |
| GSLC Goldman Activebeta US LC ETF | 0.32% | 28,644 | $3.8M | Reduce -7.5% |
| IVV iShares Core S&P 500 ETF | 0.25% | 4,419 | $3.0M | No change |
| FMB First Trust Managed Municipa | 0.24% | 55,250 | $2.8M | Reduce -1.4% |
| GSIE Goldman Sachs Activebeta Int | 0.23% | 64,744 | $2.8M | Reduce -2.3% |
| NVDA Nvidia Corp. | 0.23% | 14,900 | $2.8M | Reduce -16.1% |
| AMZN Amazon.com Inc. | 0.23% | 11,819 | $2.7M | Reduce -16.8% |
| RING iShares MSCI Global Gold Min | 0.21% | 34,647 | $2.6M | Reduce -5.7% |
| ARKK ARK Innovation ETF | 0.21% | 32,976 | $2.5M | Reduce -6.1% |
| CLOU Global X Cloud Computing ETF | 0.20% | 105,999 | $2.4M | Reduce -0.6% |
| VUSB Vanguard Ultra Short Bond Et | 0.18% | 44,130 | $2.2M | Add +11.0% |
| ARKG ARK Genomic Revolution ETF | 0.18% | 72,877 | $2.1M | Reduce -5.1% |
| TBLL Invesco Short Term Treasury | 0.17% | 19,824 | $2.1M | Reduce -27.6% |
| AVDE Avantis International Equity | 0.15% | 22,552 | $1.9M | Add +0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 2,703 | $1.8M | Reduce -0.3% |
| SCHJ Schwab 1-5 YR Corp. BND ETF | 0.14% | 69,522 | $1.7M | Reduce -34.2% |
| IBRX Immunitybio Inc. | 0.14% | 845,084 | $1.7M | Reduce -0.2% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.13% | 32,167 | $1.5M | No change |
| DTD Wisdomtree US Total Dividend | 0.13% | 18,119 | $1.5M | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 18,197 | $1.5M | Reduce -49.4% |
| IJH iShares Core S&P Midcap ETF | 0.12% | 20,893 | $1.4M | Reduce -1.7% |
| JPM JPMorgan Chase & Co. | 0.11% | 4,256 | $1.4M | Reduce -3.3% |
| PLTR Palantir Technologies Inc. Class A | 0.11% | 7,433 | $1.3M | Add +9.8% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.11% | 3,116 | $1.3M | Reduce -0.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 2,038 | $1.3M | Reduce -14.6% |
| IJR iShares Core S&P Small-Cap E | 0.10% | 10,367 | $1.2M | Reduce -0.1% |
| TSLA Tesla Inc. | 0.10% | 2,654 | $1.2M | Reduce -9.9% |
| AVSF Avantis Short-Term Fixed Inc. | 0.10% | 24,909 | $1.2M | Reduce -3.0% |
| LLY Eli Lilly & Co. | 0.10% | 1,084 | $1.2M | Reduce -5.3% |
| IXN iShares Global Tech ETF | 0.09% | 10,518 | $1.1M | No change |
| TDIV FT Nasdaq Tech DVD Index FD | 0.09% | 11,098 | $1.1M | Reduce -6.3% |
| IEMG iShares Core MSCI Emerging | 0.09% | 15,988 | $1.1M | Reduce -1.3% |
| STOT SS DL St Dur TR Tact ETF | 0.09% | 22,721 | $1.1M | Reduce -0.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.09% | 3,776 | $1.1M | Reduce -0.6% |
| IDNA iShares Gen-Immunology HLTH | 0.08% | 37,825 | $991K | Reduce -14.4% |
| AVGO Broadcom Inc. | 0.08% | 2,851 | $987K | Reduce -28.0% |
| COST Costco Wholesale Corp. | 0.08% | 1,125 | $970K | Reduce -19.8% |
| META Meta Platforms Inc. Class A | 0.08% | 1,469 | $970K | Reduce -21.4% |
| FTC First Trust Large Cap Growth | 0.08% | 5,754 | $920K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.08% | 18,195 | $915K | Add +1.4% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.07% | 27,143 | $889K | Add +4.3% |
| EMGF iShares Emerging Markets Equ | 0.07% | 15,337 | $887K | Reduce -1.7% |
| HD Home Depot Inc. | 0.07% | 2,390 | $822K | Reduce -42.9% |
| SCHG Schwab US Large-Cap Growth | 0.07% | 25,041 | $817K | Reduce -30.9% |
| SPLV Invesco S&P 500 Low Volatili | 0.07% | 11,351 | $811K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.07% | 2,386 | $800K | Reduce -2.3% |
| GOOG Alphabet Inc. Class C | 0.07% | 2,548 | $800K | Reduce -5.0% |
| SHM SS SPDR N Ice St Muni ETF | 0.07% | 16,250 | $780K | Reduce -14.4% |
| GDXJ Vaneck Junior Gold Miners | 0.06% | 6,844 | $779K | Reduce -2.2% |
| DES Wisdomtree US Smallcap Divid | 0.06% | 23,002 | $769K | Reduce -0.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.06% | 1,513 | $761K | Reduce -10.4% |
| GOOGL Alphabet Inc. Class A | 0.06% | 2,410 | $754K | Reduce -33.9% |
| GBIL Goldman Sachs Access Treasur | 0.06% | 7,460 | $746K | Reduce -25.0% |
| HEDJ Wisdomtree Europe Hedged Equ | 0.06% | 13,640 | $724K | No change |
| MCD McDonald's Corp. | 0.06% | 2,360 | $721K | Add +0.9% |
| GBTC Grayscale Bitcoin Trust ETF | 0.06% | 9,773 | $668K | No change |
| VGT Vanguard Info Tech ETF | 0.05% | 871 | $657K | Reduce -2.2% |
| JNJ Johnson & Johnson | 0.05% | 3,169 | $656K | Reduce -2.0% |
| HACK Amplify Cybersecurity ETF | 0.05% | 8,047 | $647K | No change |
| XLK SS Technology Select Sector | 0.05% | 4,452 | $641K | Reduce -2.5% |
Portfolio Sells Q3 2025 → Q4 2025
| SCHO Schwab Short-Term US Treas | Reduce -78.7% | 1.12% | −4.25 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -33.0% | 3.39% | −1.80 |
| GIGB Goldman Sachs Inv GRD Corp. | Reduce -94.1% | 0.03% | −0.53 |
| SPMB SS SPDR P Mort Back Bond ETF | Reduce -41.6% | 0.62% | −0.47 |
| AGG iShares Core U.S. Aggregate | Reduce -19.1% | 0.88% | −0.24 |
| MUB iShares National Muni Bond E | Reduce -11.9% | 1.20% | −0.18 |
| IBDQ iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.15 |
| MBB iShares MBS ETF | Reduce -3.2% | 2.47% | −0.14 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -49.4% | 0.12% | −0.12 |
| MSFT Microsoft Corp. | Reduce -4.6% | 0.58% | −0.09 |
| SCHJ Schwab 1-5 YR Corp. BND ETF | Reduce -34.2% | 0.14% | −0.08 |
| HD Home Depot Inc. | Reduce -42.9% | 0.07% | −0.08 |
| SNSR Global X Internet of Things | Reduce -11.5% | 0.34% | −0.07 |
| TBLL Invesco Short Term Treasury | Reduce -27.6% | 0.17% | −0.07 |
| XT Ishar Fture Exp Tech ETF-Usd | Reduce -2.3% | 0.72% | −0.06 |
| NVDA Nvidia Corp. | Reduce -16.1% | 0.23% | −0.05 |
| AAPL Apple Inc. | Reduce -8.2% | 1.10% | −0.05 |
| SPTS SS SPDR P St Term TSY ETF | Sold out | 0.00% | −0.05 |
| ARKK ARK Innovation ETF | Reduce -6.1% | 0.21% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -16.8% | 0.23% | −0.04 |
| IBRX Immunitybio Inc. | Reduce -0.2% | 0.14% | −0.04 |
| META Meta Platforms Inc. Class A | Reduce -21.4% | 0.08% | −0.04 |
| USIG iShares Broad Usd Investment | Sold out | 0.00% | −0.03 |
| SCHG Schwab US Large-Cap Growth | Reduce -30.9% | 0.07% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -19.8% | 0.08% | −0.03 |
| AVGO Broadcom Inc. | Reduce -28.0% | 0.08% | −0.03 |
| GSLC Goldman Activebeta US LC ETF | Reduce -7.5% | 0.32% | −0.03 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -38.1% | 0.04% | −0.03 |
| FSMB First Trust Short Dur Manag | Sold out | 0.00% | −0.03 |
| SUB iShares Short-Term National | Reduce -1.4% | 0.65% | −0.02 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.02 |
| GBIL Goldman Sachs Access Treasur | Reduce -25.0% | 0.06% | −0.02 |
| BITB Bitwise Bitcoin ETF | Sold out | 0.00% | −0.02 |
| GEV GE Vernova Inc. | Sold out | 0.00% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -14.6% | 0.10% | −0.02 |
| ABT Abbott Laboratories | Sold out | 0.00% | −0.02 |
| EMR Emerson Electric Co. | Sold out | 0.00% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.02 |
| SGOV iShares 0-3 Month Treasury B | Reduce -32.2% | 0.03% | −0.01 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -14.4% | 0.07% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.0% | 0.86% | −0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -33.9% | 0.06% | −0.01 |
| RPG Invesco S&P 500 Pure Growth | Reduce -23.8% | 0.03% | −0.01 |
| TSLA Tesla Inc. | Reduce -9.9% | 0.10% | −0.01 |
| CLOU Global X Cloud Computing ETF | Reduce -0.6% | 0.20% | −0.01 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -1.5% | 0.40% | −0.01 |
| TDIV FT Nasdaq Tech DVD Index FD | Reduce -6.3% | 0.09% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.4% | 0.06% | −0.01 |
| DLN Wisdomtree US Largecap Divid | Reduce -1.3% | 0.39% | −0.01 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.6% | 0.09% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| BINC iShares Flex I A ETF-Usd Inc. | Add +17879.7% | 4.84% | +4.81 |
| JSI JH Securitized Income ETF | New | 2.60% | +2.60 |
| JMUB JPMorgan Municipal ETF | Add +217.4% | 1.55% | +1.05 |
| NEAR iShares SH Dba ETF Usd Inc. | Add +4.3% | 12.46% | +0.21 |
| BBAG JPMorgan Betabuilders US Agg | Add +6.3% | 4.29% | +0.14 |
| LMBS First Trust Low Duration Opp | Add +5.7% | 3.55% | +0.13 |
| AVLV Avantis US Large Cap Value | Add +6.9% | 1.39% | +0.12 |
| AVXC Avantis Emg MKT Ex China ETF | Add +0.5% | 2.17% | +0.10 |
| USHY iShares Broad Usd High Yield | New | 0.05% | +0.05 |
| WTFC Wintrust Financial Corp. | New | 0.02% | +0.02 |
| EPD Enterprise Products Partners | New | 0.02% | +0.02 |
| VEA Vanguard Ftse Developed ETF | New | 0.02% | +0.02 |
| EZM Wisdomtree US Midcap Fund | Add +2.5% | 1.03% | +0.02 |
| VUSB Vanguard Ultra Short Bond Et | Add +11.0% | 0.18% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +0.6% | 2.04% | +0.01 |
| SCHF Schwab Intl Equity ETF | Add +2.1% | 0.34% | +0.01 |
| WCLD Wisdomtree Cloud Computing | Add +4.3% | 0.64% | +0.01 |
| SCHM Schwab US Mid Cap ETF | Add +1.5% | 1.14% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +0.7% | 1.45% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | Add +9.8% | 0.11% | +0.00 |
| BOTZ Global X Robotics & Artifici | Add +0.3% | 1.10% | +0.00 |
| AVDE Avantis International Equity | Add +0.6% | 0.15% | +0.00 |
| CSCO Cisco Systems Inc. | Add +2.5% | 0.03% | +0.00 |
| GRID First TRST Nasd Class Edg Sgiif | Add +3.9% | 0.03% | +0.00 |
| PM Philip Morris International | Add +5.8% | 0.04% | +0.00 |
| WTAI Wisdomtree AI and Innovation | Add +3.1% | 0.02% | +0.00 |
| GEM Goldman Sachs Activebeta Em | Add +0.2% | 0.03% | +0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +4.3% | 0.07% | +0.00 |
| DUK Duke Energy Corp. | Add +6.5% | 0.02% | −0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.4% | 0.08% | −0.00 |
| MCD McDonald's Corp. | Add +0.9% | 0.06% | −0.00 |
| SCHC Schwab Intl Small-Cap Equity | Add +1.9% | 0.72% | −0.00 |
| ETHW Bitwise Ethereum ETF | Add +33.3% | 0.03% | −0.00 |
| PG The Procter & Gamble Co. | Add +3.2% | 0.05% | −0.00 |
| DGRW Wisdomtree U.S. Quality Divi | Add +1.4% | 6.71% | −0.02 |
| SMLF iShares US Smallcap Equity F | Add +0.5% | 2.92% | −0.03 |
| FIW First Trust Water ETF | Add +2.1% | 0.99% | −0.03 |
| LRGF iShares US Equity Factor ETF | Add +0.5% | 6.18% | −0.07 |
| CIBR First Trust Nasdaq Cybersecu | Add +1.0% | 1.19% | −0.09 |
| XC Wisdomtree True Emerging Mar | Add +0.8% | 1.23% | −0.10 |
| ARKF ARK Blockchain & Fintech Inn | Add +0.3% | 0.90% | −0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 189 | $1.4B | NEAR, DGRW, LRGF, INTF, BINC |
| Q1 2026 | 177 | $1.2B | NEAR, DGRW, LRGF, INTF, BINC |
| Q4 2025 | 163 | $1.2B | NEAR, DGRW, LRGF, INTF, BINC |
| Q3 2025 | 168 | $1.2B | NEAR, DGRW, LRGF, INTF, SCHO |
| Q2 2025 | 163 | $1.1B | NEAR, DGRW, LRGF, INTF, SCHO |
| Q1 2025 | 169 | $1.0B | NEAR, DGRW, LRGF, SCHO, INTF |
| Q4 2024 | 171 | $1.0B | NEAR, DGRW, LRGF, SCHO, IGSB |
| Q3 2024 | 172 | $1.0B | NEAR, DGRW, LRGF, SCHO, INTF |
| Q2 2024 | 157 | $944.1M | NEAR, SCHO, DGRW, LRGF, INTF |
| Q1 2024 | 158 | $937.6M | SCHO, NEAR, DGRW, LRGF, INTF |