Collective Family Office LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 6, 2026), Collective Family Office LLC reported 156 stock positions worth $435.9 million. Its top holding was JPMorgan Municipal ETF (JMUB) at 8.2% of the portfolio, followed by Invesco Bulletshares 2026 HY (BSJQ, 3.9%) and Dimensional Emerging Core Eq (DFAE, 3.3%). Compared with Q3 2025, it opened 2 new positions, sold out of 6, added to 64 and reduced 71. The biggest buy was JPMorgan Municipal ETF (JMUB, shares +14%) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −34%).
- Most Recent 13F
- Q2 2026
- Location
- YORK, PA
- CIK
- 0001845066
- Portfolio Value
- $435.9M (Q4 2025)
- SEC Filing
- 0001845066-26-000001 ↗ filed Jan 6, 2026
Holdings Value
Holdings 156 stocks · $435.9M
| JMUB JPMorgan Municipal ETF | 8.24% | 711,318 | $35.9M | Add +13.6% |
| BSJQ Invesco Bulletshares 2026 HY | 3.94% | 735,538 | $17.2M | Add +8.7% |
| DFAE Dimensional Emerging Core Eq | 3.32% | 444,032 | $14.5M | Add +0.3% |
| AVLV Avantis US Large Cap Value | 3.07% | 176,347 | $13.4M | Reduce -0.8% |
| AVDV Avantis Intl S/C Value ETF | 2.90% | 134,701 | $12.7M | Reduce -0.5% |
| AVUV Avantis US Small Cap Value | 2.89% | 123,468 | $12.6M | Add +1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.85% | 64,957 | $12.4M | Add +3.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 2.74% | 264,541 | $12.0M | Add +7.9% |
| PFFD Global X US Preferred ETF | 2.64% | 607,376 | $11.5M | Add +21.4% |
| FNDA Schwab Fndmntl US SM Co. ETF | 2.58% | 356,359 | $11.2M | Add +8.0% |
| DFCF Dimensional Core Fixed Inc. | 2.56% | 261,907 | $11.1M | Add +10.7% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 2.41% | 235,687 | $10.5M | Add +10.2% |
| PFF iShares Preferred & Income S | 2.34% | 329,756 | $10.2M | Add +4.2% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.12% | 339,913 | $9.2M | Add +21.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.04% | 13,054 | $8.9M | Add +4.5% |
| VOO Vanguard S&P 500 ETF | 1.93% | 13,420 | $8.4M | Reduce -6.3% |
| DISV Dimensional International SM | 1.90% | 217,485 | $8.3M | Add +1.9% |
| VIGI Vanguard Int Div App Indx FD | 1.87% | 89,297 | $8.2M | Add +7.0% |
| AVEM Avantis Emerging Markets Eq | 1.87% | 105,665 | $8.1M | Reduce -4.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.79% | 36,745 | $7.8M | Reduce -4.7% |
| DFIS Dimensional International SM | 1.78% | 235,737 | $7.8M | Reduce -3.7% |
| DFSV Dimensional US Small Cap Val | 1.54% | 203,465 | $6.7M | Reduce -1.7% |
| DFAS Dimensional US Small Cap ETF | 1.49% | 92,926 | $6.5M | Reduce -4.8% |
| DFNM Dimensional National Muni BD | 1.32% | 119,354 | $5.7M | Add +0.4% |
| BSJR Invesco Bulletshares 2027 HY | 1.25% | 241,434 | $5.5M | Add +12.1% |
| AVIV Avantis Intl LRG Cap Val ETF | 1.15% | 70,153 | $5.0M | Reduce -6.2% |
| TFI SS SPDR N Ice Muni Bond ETF | 1.14% | 108,628 | $5.0M | Add +13.3% |
| EFV iShares MSCI Eafe Value ETF | 1.09% | 66,814 | $4.8M | Reduce -5.8% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 1.09% | 26,818 | $4.8M | Add +1.5% |
| AVRE Avantis Real Estate ETF | 1.07% | 107,597 | $4.7M | Add +4.1% |
| PULS Pgim Ultra Short Bond ETF | 0.99% | 86,867 | $4.3M | Reduce -6.1% |
| VEA Vanguard Ftse Developed ETF | 0.87% | 60,661 | $3.8M | Reduce -0.4% |
| DFLV Dim US Large Cap Value ETF | 0.82% | 105,008 | $3.6M | Add +3.7% |
| AAPL Apple Inc. | 0.79% | 12,696 | $3.5M | Add +4.0% |
| MSFT Microsoft Corp. | 0.70% | 6,354 | $3.1M | Add +12.2% |
| GOOGL Alphabet Inc. Class A | 0.69% | 9,639 | $3.0M | Add +7.1% |
| SCHD Schwab US DVD Equity ETF | 0.68% | 107,995 | $3.0M | Add +8.4% |
| IXUS iShares Core Intl Stock ETF | 0.67% | 34,581 | $2.9M | Add +0.5% |
| TPL Texas Pacific Land Corp. | 0.65% | 9,933 | $2.9M | No change |
| REET iShares Global REIT ETF | 0.63% | 109,673 | $2.7M | Add +5.4% |
| DFIV Dimensional International Va | 0.62% | 54,202 | $2.7M | Add +6.4% |
| SCHQ Schwab Long-Term US Treasury | 0.61% | 84,297 | $2.7M | Add +9.8% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.59% | 28,360 | $2.6M | Reduce -5.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.58% | 28,086 | $2.5M | Reduce -33.9% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.57% | 69,098 | $2.5M | Add +3.5% |
| VYM Vanguard High DVD Yield ETF | 0.57% | 17,194 | $2.5M | Reduce -2.5% |
| VIG Vanguard Dividend Apprec ETF | 0.56% | 11,135 | $2.4M | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 0.56% | 32,171 | $2.4M | Add +0.7% |
| NVDA Nvidia Corp. | 0.55% | 12,870 | $2.4M | Add +23.4% |
| AVDE Avantis International Equity | 0.52% | 27,743 | $2.3M | Reduce -15.0% |
| IVV iShares Core S&P 500 ETF | 0.50% | 3,165 | $2.2M | Reduce -9.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.49% | 42,282 | $2.1M | No change |
| TLH iShares 10-20 Year Treasury | 0.47% | 19,944 | $2.0M | Add +11.6% |
| BKLC BNY Mellon US LRG Cap Cor | 0.46% | 15,270 | $2.0M | Add +11.0% |
| AMZN Amazon.com Inc. | 0.42% | 7,840 | $1.8M | Add +10.1% |
| HDV iShares Core High Dividend E | 0.41% | 14,555 | $1.8M | Add +12.2% |
| SCHM Schwab US Mid Cap ETF | 0.40% | 57,754 | $1.7M | Reduce -4.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.40% | 6,699 | $1.7M | Reduce -9.4% |
| MUB iShares National Muni Bond E | 0.38% | 15,476 | $1.7M | Reduce -6.0% |
| BKAG BNY Mellon Core Bond ETF | 0.36% | 37,534 | $1.6M | Add +49.5% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.35% | 18,139 | $1.5M | Add +4.8% |
| PAAA Pgim Aaa Clo ETF | 0.32% | 26,929 | $1.4M | Reduce -16.3% |
| IUSV iShares Core S&P U.S. Value | 0.31% | 13,093 | $1.3M | No change |
| VGK Vanguard Ftse Europe ETF | 0.31% | 15,968 | $1.3M | Reduce -0.0% |
| AVUS Avantis U.S. Equity ETF | 0.30% | 11,585 | $1.3M | Reduce -25.2% |
| DFAC Dimensional US Core Equity 2 | 0.29% | 32,293 | $1.3M | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.29% | 4,556 | $1.3M | Reduce -7.4% |
| IDV iShares International Select | 0.29% | 31,517 | $1.2M | No change |
| ABBV Abbvie Inc. | 0.28% | 5,422 | $1.2M | Reduce -2.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.27% | 13,152 | $1.2M | Reduce -9.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.27% | 2,388 | $1.2M | No change |
| IJH iShares Core S&P Midcap ETF | 0.27% | 17,599 | $1.2M | Add +3.1% |
| SCHA Schwab US Small-Cap ETF | 0.26% | 39,828 | $1.1M | Reduce -1.8% |
| JPM JPMorgan Chase & Co. | 0.25% | 3,339 | $1.1M | Add +1.0% |
| LLY Eli Lilly & Co. | 0.25% | 999 | $1.1M | Add +2.1% |
| IWM iShares Russell 2000 ETF | 0.24% | 4,309 | $1.1M | No change |
| VWO Vanguard Ftse Emerging Marke | 0.22% | 17,701 | $952K | Add +0.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.22% | 3,251 | $944K | Add +3.9% |
| VIS Vanguard Industrials ETF | 0.21% | 3,129 | $934K | Reduce -3.1% |
| MA Mastercard Inc. Class A | 0.21% | 1,610 | $919K | Reduce -3.4% |
| DFAI Dimensional International Co. | 0.21% | 23,655 | $902K | Add +13.3% |
| EFG iShares MSCI Eafe Growth ETF | 0.20% | 7,700 | $877K | Reduce -6.7% |
| VLO Valero Energy Corp. | 0.20% | 5,249 | $854K | Add +1.3% |
| SCHK Schwab 1000 Index ETF | 0.19% | 25,702 | $843K | Add +18.9% |
| RSP Invesco S&P 500 Equal Weight | 0.19% | 4,324 | $828K | Reduce -29.1% |
| GOOG Alphabet Inc. Class C | 0.19% | 2,592 | $813K | Reduce -13.2% |
| IWD iShares Russell 1000 Value E | 0.18% | 3,790 | $797K | Reduce -34.6% |
| EFA iShares MSCI Eafe ETF | 0.18% | 8,236 | $791K | No change |
| AVGO Broadcom Inc. | 0.18% | 2,236 | $774K | Add +18.5% |
| IJR iShares Core S&P Small-Cap E | 0.18% | 6,355 | $764K | Add +26.0% |
| SCHC Schwab Intl Small-Cap Equity | 0.17% | 16,122 | $734K | Reduce -1.4% |
| CVX Chevron Corp. | 0.17% | 4,735 | $722K | Reduce -3.3% |
| IUSG iShares Core S&P U.S. Growth | 0.16% | 4,181 | $702K | Reduce -4.6% |
| SUB iShares Short-Term National | 0.16% | 6,570 | $701K | New |
| URI United Rentals Inc. | 0.16% | 847 | $685K | Reduce -2.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.15% | 8,960 | $659K | Reduce -5.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 1,307 | $657K | Add +1.2% |
| DFUV Dimensional US Marketwide Va | 0.15% | 13,867 | $646K | No change |
| WMT Walmart Inc. | 0.15% | 5,716 | $637K | Add +3.6% |
| SCHF Schwab Intl Equity ETF | 0.14% | 26,005 | $625K | Reduce -2.6% |
Portfolio Sells Q3 2025 → Q4 2025
| IEFA iShares Core MSCI Eafe ETF | Reduce -33.9% | 0.58% | −0.31 |
| JMST JPM Ultra-Short Muni Income | Sold out | 0.00% | −0.23 |
| VOO Vanguard S&P 500 ETF | Reduce -6.3% | 1.93% | −0.18 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -4.7% | 1.79% | −0.15 |
| AVEM Avantis Emerging Markets Eq | Reduce -4.1% | 1.87% | −0.12 |
| DFAS Dimensional US Small Cap ETF | Reduce -4.8% | 1.49% | −0.12 |
| PULS Pgim Ultra Short Bond ETF | Reduce -6.1% | 0.99% | −0.12 |
| AVUS Avantis U.S. Equity ETF | Reduce -25.2% | 0.30% | −0.11 |
| IWD iShares Russell 1000 Value E | Reduce -34.6% | 0.18% | −0.10 |
| BSJP Invesco Bulletshares 2025 HY | Sold out | 0.00% | −0.10 |
| AVDE Avantis International Equity | Reduce -15.0% | 0.52% | −0.09 |
| RSP Invesco S&P 500 Equal Weight | Reduce -29.1% | 0.19% | −0.09 |
| PAAA Pgim Aaa Clo ETF | Reduce -16.3% | 0.32% | −0.08 |
| DFIS Dimensional International SM | Reduce -3.7% | 1.78% | −0.08 |
| IVV iShares Core S&P 500 ETF | Reduce -9.8% | 0.50% | −0.07 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -6.2% | 1.15% | −0.06 |
| EFV iShares MSCI Eafe Value ETF | Reduce -5.8% | 1.09% | −0.06 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.06 |
| SGOV iShares 0-3 Month Treasury B | Sold out | 0.00% | −0.06 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -7.4% | 0.29% | −0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -9.4% | 0.40% | −0.05 |
| RSPT Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.05 |
| DVY iShares Select Dividend ETF | Sold out | 0.00% | −0.05 |
| DFSV Dimensional US Small Cap Val | Reduce -1.7% | 1.54% | −0.05 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -5.4% | 0.59% | −0.05 |
| ETN Eaton Corp. PLC | Reduce -5.1% | 0.14% | −0.04 |
| URI United Rentals Inc. | Reduce -2.2% | 0.16% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -6.0% | 0.38% | −0.04 |
| VOX Vanguard Communication Servi | Reduce -27.3% | 0.10% | −0.04 |
| HD Home Depot Inc. | Reduce -4.8% | 0.13% | −0.04 |
| SCHM Schwab US Mid Cap ETF | Reduce -4.7% | 0.40% | −0.03 |
| GPIX GLDM SA S&P 500 PR in ETF-US | Reduce -16.3% | 0.13% | −0.03 |
| VYM Vanguard High DVD Yield ETF | Reduce -2.5% | 0.57% | −0.03 |
| XLK SS Technology Select Sector | Reduce -32.5% | 0.05% | −0.03 |
| ABBV Abbvie Inc. | Reduce -2.4% | 0.28% | −0.02 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -6.7% | 0.20% | −0.02 |
| IBRX Immunitybio Inc. | Reduce -2.8% | 0.07% | −0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -9.5% | 0.27% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -0.7% | 0.14% | −0.02 |
| AVLV Avantis US Large Cap Value | Reduce -0.8% | 3.07% | −0.02 |
| CVX Chevron Corp. | Reduce -3.3% | 0.17% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -3.4% | 0.21% | −0.02 |
| VIS Vanguard Industrials ETF | Reduce -3.1% | 0.21% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -3.8% | 0.12% | −0.01 |
| VPL Vanguard Ftse Pacific ETF | Reduce -17.1% | 0.05% | −0.01 |
| IUSG iShares Core S&P U.S. Growth | Reduce -4.6% | 0.16% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -5.8% | 0.15% | −0.01 |
| TT Trane Technologies PLC | Reduce -1.9% | 0.07% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -1.8% | 0.26% | −0.01 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -1.4% | 0.17% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| JMUB JPMorgan Municipal ETF | Add +13.6% | 8.24% | +0.66 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +21.9% | 2.12% | +0.36 |
| PFFD Global X US Preferred ETF | Add +21.4% | 2.64% | +0.30 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +7.9% | 2.74% | +0.22 |
| GOOGL Alphabet Inc. Class A | Add +7.1% | 0.69% | +0.17 |
| SUB iShares Short-Term National | New | 0.16% | +0.16 |
| BSJQ Invesco Bulletshares 2026 HY | Add +8.7% | 3.94% | +0.14 |
| DFCF Dimensional Core Fixed Inc. | Add +10.7% | 2.56% | +0.13 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +10.2% | 2.41% | +0.12 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +8.0% | 2.58% | +0.11 |
| BKAG BNY Mellon Core Bond ETF | Add +49.5% | 0.36% | +0.11 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +13.3% | 1.14% | +0.09 |
| NVDA Nvidia Corp. | Add +23.4% | 0.55% | +0.08 |
| VIGI Vanguard Int Div App Indx FD | Add +7.0% | 1.87% | +0.08 |
| BSJR Invesco Bulletshares 2027 HY | Add +12.1% | 1.25% | +0.08 |
| HALO Halozyme Therapeutics Inc. | New | 0.07% | +0.07 |
| DISV Dimensional International SM | Add +1.9% | 1.90% | +0.07 |
| LLY Eli Lilly & Co. | Add +2.1% | 0.25% | +0.07 |
| DFIV Dimensional International Va | Add +6.4% | 0.62% | +0.06 |
| AAPL Apple Inc. | Add +4.0% | 0.79% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +4.5% | 2.04% | +0.05 |
| AMZN Amazon.com Inc. | Add +10.1% | 0.42% | +0.04 |
| BKLC BNY Mellon US LRG Cap Cor | Add +11.0% | 0.46% | +0.03 |
| IJR iShares Core S&P Small-Cap E | Add +26.0% | 0.18% | +0.03 |
| AVGO Broadcom Inc. | Add +18.5% | 0.18% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.1% | 2.85% | +0.03 |
| SCHD Schwab US DVD Equity ETF | Add +8.4% | 0.68% | +0.03 |
| SCHK Schwab 1000 Index ETF | Add +18.9% | 0.19% | +0.03 |
| HDV iShares Core High Dividend E | Add +12.2% | 0.41% | +0.02 |
| DFAI Dimensional International Co. | Add +13.3% | 0.21% | +0.02 |
| DFLV Dim US Large Cap Value ETF | Add +3.7% | 0.82% | +0.02 |
| TLH iShares 10-20 Year Treasury | Add +11.6% | 0.47% | +0.02 |
| SCHQ Schwab Long-Term US Treasury | Add +9.8% | 0.61% | +0.02 |
| JNJ Johnson & Johnson | Add +3.8% | 0.12% | +0.01 |
| DFGR Dim Global Real Estate ETF | Add +17.7% | 0.13% | +0.01 |
| IWF iShares Russell 1000 Growth | Add +15.9% | 0.10% | +0.01 |
| WMT Walmart Inc. | Add +3.6% | 0.15% | +0.01 |
| MTB M & T Bank Corp. | Add +12.7% | 0.08% | +0.01 |
| CRM Salesforce Inc. | Add +4.9% | 0.06% | +0.01 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +4.8% | 0.35% | +0.01 |
| DVN Devon Energy Corp. | Add +8.7% | 0.07% | +0.01 |
| RTX RTX Corp. | Add +3.1% | 0.07% | +0.01 |
| XOM Exxon Mobil Corp. | Add +3.6% | 0.08% | +0.00 |
| BAC Bank of America Corp. | Add +3.1% | 0.07% | +0.00 |
| META Meta Platforms Inc. Class A | Add +19.8% | 0.10% | +0.00 |
| QCOM Qualcomm Inc. | Add +3.1% | 0.07% | +0.00 |
| MSFT Microsoft Corp. | Add +12.2% | 0.70% | +0.00 |
| YORW York Water Co. | Add +0.0% | 0.07% | 0.00 |
| IJH iShares Core S&P Midcap ETF | Add +3.1% | 0.27% | −0.00 |
| DELL Dell Technologies -C | Add +16.1% | 0.10% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 161 | $489.1M | JMUB, DFAE, AVLV, AVUV, BSJQ |
| Q1 2026 | 156 | $444.2M | JMUB, BSJQ, DFAE, AVLV, AVUV |
| Q4 2025 | 156 | $435.9M | JMUB, BSJQ, DFAE, AVLV, AVDV |
| Q3 2025 | 160 | $416.6M | JMUB, BSJQ, DFAE, AVLV, AVUV |
| Q2 2025 | 157 | $389.5M | JMUB, DFAE, AVLV, AVDV, VTV |
| Q1 2025 | 157 | $370.0M | JMUB, BSJP, DFAE, AVUV, FNDA |
| Q4 2024 | 164 | $364.5M | JMUB, BSJP, AVUV, FNDA, DFAE |
| Q3 2024 | 169 | $368.1M | JMUB, BSJP, AVUV, FNDA, DFAE |
| Q2 2024 | 173 | $339.9M | JMUB, DFAE, AVUV, FNDA, VTV |
| Q1 2024 | 176 | $308.1M | JMUB, BSJO, AVUV, PFF, VTV |