Confluence Wealth Services, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 27, 2025), Confluence Wealth Services, Inc. reported 332 stock positions worth $1.5 billion. Its top holding was Cap Group Dividend Value (CGDV) at 11.2% of the portfolio, followed by Vanguard Dividend Apprec ETF (VIG, 7.9%) and iShares Russell 1000 Growth (IWF, 6.9%). Compared with Q3 2024, it opened 16 new positions, sold out of 21, added to 157 and reduced 127. The biggest buy was a new position in Cap Group Muni High-Income (CGHM) and the biggest sale Apple (AAPL, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- MCMURRAY, PA
- CIK
- 0001910411
- Portfolio Value
- $1.5B (Q4 2024)
- SEC Filing
- 0001910411-25-000001 ↗ filed Jan 27, 2025
Holdings Value
Holdings 332 stocks · $1.5B
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 11.21% | 4,708,770 | $172.3M | Add +9.0% |
| VIG Vanguard Dividend Apprec ETF | 7.89% | 599,251 | $121.3M | Add +9.3% |
| IWF iShares Russell 1000 Growth | 6.87% | 253,197 | $105.6M | Reduce -0.5% |
| JEPI JPMorgan Equity Premium Inco | 6.09% | 1,583,959 | $93.7M | Add +11.8% |
| VYMI Vanguard Int High DVD YLD Inc. | 4.79% | 1,055,216 | $73.7M | Add +14.0% |
| DFAS Dimensional US Small Cap ETF | 3.76% | 850,527 | $57.8M | Add +12.9% |
| DFIV Dimensional International Va | 3.47% | 1,441,586 | $53.4M | Add +15.6% |
| DGRO iShares Core Dividend Growth | 3.19% | 773,539 | $49.0M | Add +10.0% |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 2.75% | 1,381,791 | $42.3M | Add +31.5% |
| AAPL Apple Inc. | 2.58% | 177,056 | $39.6M | Reduce -3.7% |
| EFA iShares MSCI Eafe ETF | 2.57% | 502,421 | $39.6M | Add +12.7% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 2.45% | 1,457,547 | $37.7M | Add +18.2% |
| DFAX Dimensional World Ex US Core | 2.27% | 1,365,020 | $34.8M | Add +12.2% |
| CGGR Cap Group Growth Equity | 2.21% | 859,190 | $34.0M | Add +32.2% |
| MSFT Microsoft Corp. | 1.61% | 55,411 | $24.8M | Reduce -0.1% |
| CGCP Cap Group Core Plus Income | 1.51% | 1,047,371 | $23.3M | Add +18.7% |
| DFAT Dimensional US Target Value | 1.27% | 339,318 | $19.6M | Add +13.2% |
| CGMU Cap Group Municipal Income | 1.09% | 624,857 | $16.8M | Add +1240.3% |
| CGHM Cap Group Muni High-Income | 1.03% | 626,087 | $15.8M | New |
| IWO iShares Russell 2000 Growth | 0.95% | 48,438 | $14.7M | Add +13.1% |
| JPM JPMorgan Chase & Co. | 0.76% | 44,041 | $11.7M | Reduce -2.1% |
| DFUV Dimensional US Marketwide Va | 0.67% | 237,906 | $10.2M | Add +35.5% |
| AVGO Broadcom Inc. | 0.64% | 41,150 | $9.9M | Reduce -0.0% |
| DFAE Dimensional Emerging Core Eq | 0.59% | 352,523 | $9.1M | Add +30.6% |
| IGRO iShares Intl Div Growth ETF | 0.56% | 124,778 | $8.7M | Add +5.1% |
| NVDA Nvidia Corp. | 0.55% | 57,731 | $8.5M | Add +6.2% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.55% | 331,258 | $8.5M | Add +37.7% |
| XOM Exxon Mobil Corp. | 0.48% | 67,709 | $7.5M | Add +0.5% |
| PG The Procter & Gamble Co. | 0.45% | 41,835 | $7.0M | Add +1.2% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.45% | 214,999 | $6.9M | Add +252.5% |
| LLY Eli Lilly & Co. | 0.44% | 8,794 | $6.7M | Add +23.4% |
| HD Home Depot Inc. | 0.42% | 15,629 | $6.5M | Add +3.3% |
| CVX Chevron Corp. | 0.42% | 41,435 | $6.5M | Add +9.0% |
| V Visa Inc. Class A | 0.42% | 19,575 | $6.4M | Add +3.5% |
| RSP Invesco S&P 500 Equal Weight | 0.40% | 33,523 | $6.1M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.39% | 12,875 | $5.9M | Add +5.0% |
| WMT Walmart Inc. | 0.38% | 62,463 | $5.9M | Reduce -1.4% |
| PNC PNC Financial Services Group | 0.38% | 29,333 | $5.8M | Reduce -1.4% |
| JNJ Johnson & Johnson | 0.38% | 39,515 | $5.8M | Reduce -1.7% |
| GOOGL Alphabet Inc. Class A | 0.37% | 28,409 | $5.6M | Add +2.7% |
| AMZN Amazon.com Inc. | 0.36% | 23,256 | $5.5M | Reduce -1.1% |
| IWD iShares Russell 1000 Value E | 0.34% | 27,114 | $5.3M | Add +2.1% |
| EEM iShares MSCI Emerging Market | 0.34% | 120,774 | $5.2M | Reduce -14.0% |
| IVV iShares Core S&P 500 ETF | 0.33% | 8,192 | $5.0M | Reduce -38.5% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.32% | 162,328 | $5.0M | Add +13.8% |
| MUB iShares National Muni Bond E | 0.31% | 44,382 | $4.7M | Add +21.2% |
| CSCO Cisco Systems Inc. | 0.30% | 73,086 | $4.5M | Reduce -1.4% |
| COST Costco Wholesale Corp. | 0.28% | 4,652 | $4.4M | Add +3.0% |
| GOOG Alphabet Inc. Class C | 0.27% | 20,939 | $4.2M | Add +18.9% |
| IEFA iShares Core MSCI Eafe ETF | 0.27% | 56,587 | $4.1M | Add +0.2% |
| MRK Merck & Co. Inc. | 0.27% | 42,660 | $4.1M | Add +2.7% |
| GLD SPDR Gold Shares | 0.25% | 15,378 | $3.9M | Add +0.8% |
| ETN Eaton Corp. PLC | 0.25% | 10,541 | $3.9M | Reduce -3.3% |
| PEP Pepsico Inc. | 0.25% | 25,865 | $3.8M | Reduce -7.3% |
| MPC Marathon Petroleum Corp. | 0.24% | 23,953 | $3.7M | Reduce -1.9% |
| UNH Unitedhealth Group Inc. | 0.24% | 6,868 | $3.6M | Add +13.0% |
| CGMS Cap Group US Multi-Sect Bond | 0.23% | 128,800 | $3.5M | Add +32.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.22% | 14,744 | $3.3M | Reduce -1.7% |
| ABT Abbott Laboratories | 0.22% | 26,881 | $3.3M | Add +80.3% |
| VYM Vanguard High DVD Yield ETF | 0.20% | 22,999 | $3.1M | Add +14.0% |
| CGIE Cap Group Intl Equity filed as CAPITAL GROUP INTERNATIONAL | 0.19% | 103,831 | $3.0M | No change |
| MCD McDonald's Corp. | 0.19% | 10,319 | $2.9M | Reduce -1.8% |
| FTCS First Trust Capital Strength | 0.18% | 20,885 | $2.8M | Add +3.5% |
| ABBV Abbvie Inc. | 0.18% | 16,508 | $2.8M | Add +10.2% |
| META Meta Platforms Inc. Class A | 0.18% | 4,406 | $2.8M | Reduce -3.7% |
| CB Chubb Ltd. | 0.18% | 10,153 | $2.7M | Reduce -4.3% |
| DKS Dick's Sporting Goods Inc. | 0.18% | 10,985 | $2.7M | No change |
| MO Altria Group Inc. | 0.17% | 50,196 | $2.6M | Add +0.8% |
| MSI Motorola Solutions Inc. | 0.17% | 5,337 | $2.5M | Reduce -5.9% |
| COP Conocophillips | 0.16% | 23,709 | $2.5M | Add +2.9% |
| MA Mastercard Inc. Class A | 0.16% | 4,567 | $2.4M | Add +5.7% |
| JVAL JPMorgan US Value Factor ETF | 0.15% | 52,670 | $2.4M | Add +0.0% |
| VZ Verizon Communications Inc. | 0.15% | 60,289 | $2.4M | Reduce -6.3% |
| NFLX Netflix Inc. | 0.15% | 2,344 | $2.3M | Reduce -0.3% |
| UNP Union Pacific Corp. | 0.14% | 8,973 | $2.2M | Add +1.1% |
| TSLA Tesla Inc. | 0.14% | 5,352 | $2.2M | Add +0.3% |
| DVN Devon Energy Corp. | 0.14% | 60,490 | $2.2M | Add +10.9% |
| IAU iShares Gold Trust | 0.14% | 42,172 | $2.2M | Add +1.9% |
| WM Waste Management Inc. | 0.14% | 10,407 | $2.2M | Reduce -12.7% |
| ORCL Oracle Corp. | 0.14% | 11,380 | $2.1M | No change |
| TPL Texas Pacific Land Corp. | 0.14% | 1,480 | $2.1M | Reduce -5.0% |
| IVW iShares S&P 500 Growth ETF | 0.13% | 18,956 | $2.0M | Reduce -1.0% |
| SUB iShares Short-Term National | 0.13% | 18,784 | $2.0M | Add +4.2% |
| TXN Texas Instruments Inc. | 0.13% | 9,753 | $2.0M | Add +10.6% |
| CTAS Cintas Corp. | 0.13% | 9,824 | $1.9M | No change |
| PFE Pfizer Inc. | 0.12% | 71,778 | $1.9M | Add +6.0% |
| JQUA JPMorgan US Quality Factor | 0.12% | 31,716 | $1.9M | Reduce -6.0% |
| MCK McKesson Corp. | 0.12% | 3,134 | $1.9M | Reduce -4.7% |
| PEG Public Service Enterprise GP | 0.12% | 20,433 | $1.8M | Add +38.9% |
| VOO Vanguard S&P 500 ETF | 0.12% | 3,175 | $1.8M | Add +8.4% |
| PM Philip Morris International | 0.11% | 13,833 | $1.7M | Reduce -6.3% |
| GE General Electric filed as GE AEROSPACE | 0.11% | 8,419 | $1.7M | Reduce -1.7% |
| DUK Duke Energy Corp. | 0.11% | 15,257 | $1.7M | Reduce -6.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 2,686 | $1.6M | Reduce -25.9% |
| OEF iShares S&P 100 ETF | 0.11% | 5,448 | $1.6M | Add +122.5% |
| TT Trane Technologies PLC | 0.10% | 3,989 | $1.6M | Add +8.9% |
| LMT Lockheed Martin Corp. | 0.10% | 3,176 | $1.6M | Add +174.0% |
| CAT Caterpillar Inc. | 0.10% | 3,883 | $1.6M | Reduce -3.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.10% | 5,143 | $1.6M | Add +4.5% |
| TMO Thermo Fisher Scientific Inc. | 0.10% | 2,636 | $1.5M | Add +0.9% |
Portfolio Sells Q3 2024 → Q4 2024
| AAPL Apple Inc. | Reduce -3.7% | 2.58% | −0.56 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -90.3% | 0.02% | −0.25 |
| IVV iShares Core S&P 500 ETF | Reduce -38.5% | 0.33% | −0.24 |
| EEM iShares MSCI Emerging Market | Reduce -14.0% | 0.34% | −0.14 |
| MSFT Microsoft Corp. | Reduce -0.1% | 1.61% | −0.13 |
| IWF iShares Russell 1000 Growth | Reduce -0.5% | 6.87% | −0.12 |
| JNJ Johnson & Johnson | Reduce -1.7% | 0.38% | −0.10 |
| PEP Pepsico Inc. | Reduce -7.3% | 0.25% | −0.10 |
| LYB Lyondellbasell Indu Class A | Sold out | 0.00% | −0.07 |
| UPS United Parcel Service Class B | Reduce -46.9% | 0.06% | −0.07 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.06 |
| VXF Vanguard Extended Market ETF | Sold out | 0.00% | −0.06 |
| RHI Robert Half Inc. | Sold out | 0.00% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -6.3% | 0.15% | −0.06 |
| GILD Gilead Sciences Inc. | Reduce -61.9% | 0.03% | −0.05 |
| MDYG SS SPDR S&P 400 MC GR ETF | Sold out | 0.00% | −0.05 |
| MPC Marathon Petroleum Corp. | Reduce -1.9% | 0.24% | −0.05 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Sold out | 0.00% | −0.05 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -75.3% | 0.01% | −0.05 |
| PPG PPG Industries Inc. | Reduce -58.0% | 0.03% | −0.05 |
| CB Chubb Ltd. | Reduce -4.3% | 0.18% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -25.9% | 0.11% | −0.05 |
| GLDM SPDR Gold Minishares Trust | Sold out | 0.00% | −0.04 |
| MCD McDonald's Corp. | Reduce -1.8% | 0.19% | −0.04 |
| SHY iShares 1-3 Year Treasury Bo | Sold out | 0.00% | −0.04 |
| HYBB iShares BB Rated Corp. Bond | Sold out | 0.00% | −0.04 |
| BBY Best Buy Co. Inc. | Reduce -8.9% | 0.08% | −0.04 |
| WM Waste Management Inc. | Reduce -12.7% | 0.14% | −0.04 |
| CL Colgate-Palmolive Co. | Sold out | 0.00% | −0.04 |
| CMCSA Comcast Corp. Class A | Reduce -16.1% | 0.07% | −0.03 |
| MDYV SS SPDR S&P 400 MC Val ETF | Sold out | 0.00% | −0.03 |
| INTC Intel Corp. | Reduce -41.4% | 0.03% | −0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Sold out | 0.00% | −0.03 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -22.4% | 0.07% | −0.03 |
| DUK Duke Energy Corp. | Reduce -6.6% | 0.11% | −0.03 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −0.03 |
| KO The Coca-Cola Co. | Reduce -6.3% | 0.07% | −0.03 |
| SO The Southern Co. | Reduce -8.2% | 0.08% | −0.03 |
| IBM Intl Business Machines Corp. | Reduce -1.7% | 0.22% | −0.03 |
| DOW Dow Inc. | Reduce -18.8% | 0.03% | −0.03 |
| JMHI JPMorgan High Yield Municpl | Sold out | 0.00% | −0.03 |
| PNC PNC Financial Services Group | Reduce -1.4% | 0.38% | −0.03 |
| CVS CVS Health Corp. | Reduce -51.3% | 0.01% | −0.02 |
| LIN Linde PLC | Reduce -20.4% | 0.04% | −0.02 |
| MCHP Microchip Technology Inc. | Reduce -0.4% | 0.04% | −0.02 |
| GD General Dynamics Corp. | Reduce -1.0% | 0.08% | −0.02 |
| JPST JPMorgan Ultra-Short Income | Reduce -16.4% | 0.06% | −0.02 |
| MSI Motorola Solutions Inc. | Reduce -5.9% | 0.17% | −0.02 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.02 |
| SYK Stryker Corp. | Reduce -15.1% | 0.09% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| CGHM Cap Group Muni High-Income | New | 1.03% | +1.03 |
| CGMU Cap Group Municipal Income | Add +1240.3% | 1.09% | +1.00 |
| CGGR Cap Group Growth Equity | Add +32.2% | 2.21% | +0.56 |
| RSP Invesco S&P 500 Equal Weight | New | 0.40% | +0.40 |
| CGDG Cap Group Dividend Growers | Add +31.5% | 2.75% | +0.39 |
| CGBL Cap Group Core Balanced | Add +252.5% | 0.45% | +0.31 |
| DFAS Dimensional US Small Cap ETF | Add +12.9% | 3.76% | +0.18 |
| DFUV Dimensional US Marketwide Va | Add +35.5% | 0.67% | +0.13 |
| ABT Abbott Laboratories | Add +80.3% | 0.22% | +0.09 |
| CGNG Cap Group New Geography Eq | Add +37.7% | 0.55% | +0.09 |
| CF CF Industries Holdings Inc. | New | 0.07% | +0.07 |
| NVDA Nvidia Corp. | Add +6.2% | 0.55% | +0.07 |
| IWO iShares Russell 2000 Growth | Add +13.1% | 0.95% | +0.06 |
| FAST Fastenal Co. | Add +363.4% | 0.08% | +0.06 |
| GOOG Alphabet Inc. Class C | Add +18.9% | 0.27% | +0.06 |
| OEF iShares S&P 100 ETF | Add +122.5% | 0.11% | +0.06 |
| DFAT Dimensional US Target Value | Add +13.2% | 1.27% | +0.06 |
| LMT Lockheed Martin Corp. | Add +174.0% | 0.10% | +0.05 |
| FTCS First Trust Capital Strength | Add +3.5% | 0.18% | +0.05 |
| DFAE Dimensional Emerging Core Eq | Add +30.6% | 0.59% | +0.05 |
| TSLA Tesla Inc. | Add +0.3% | 0.14% | +0.04 |
| V Visa Inc. Class A | Add +3.5% | 0.42% | +0.04 |
| STBA S & T Bancorp Inc. | Add +137.8% | 0.07% | +0.03 |
| CGMS Cap Group US Multi-Sect Bond | Add +32.8% | 0.23% | +0.03 |
| RJF Raymond James Financial Inc. | Add +120.4% | 0.05% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +2.7% | 0.37% | +0.03 |
| COHR Coherent Corp. | Add +75.6% | 0.06% | +0.03 |
| CGSM Cap Group Short Muni Income | Add +77.0% | 0.07% | +0.02 |
| IYW iShares Ustechnology ETF | New | 0.02% | +0.02 |
| CGCP Cap Group Core Plus Income | Add +18.7% | 1.51% | +0.02 |
| NOBL Proshares S&P 500 Dividend A | New | 0.02% | +0.02 |
| PEG Public Service Enterprise GP | Add +38.9% | 0.12% | +0.02 |
| NFG National Fuel Gas Co. | New | 0.02% | +0.02 |
| CGXU Cap Group Intl Focus | Add +18.2% | 2.45% | +0.02 |
| IJR iShares Core S&P Small-Cap E | Add +65.4% | 0.06% | +0.02 |
| SCHG Schwab US Large-Cap Growth | New | 0.02% | +0.02 |
| SCHW Schwab (charles) Corp. | New | 0.02% | +0.02 |
| MUB iShares National Muni Bond E | Add +21.2% | 0.31% | +0.02 |
| MET Metlife Inc. | Add +51.3% | 0.05% | +0.02 |
| IGV iShares Expanded Tech-Softwa | New | 0.01% | +0.01 |
| JEPQ JPM Nasdaq Equity Premium | Add +31.0% | 0.08% | +0.01 |
| STXF Strive 500 ETF | New | 0.01% | +0.01 |
| DVY iShares Select Dividend ETF | New | 0.01% | +0.01 |
| ABNB Airbnb Inc. Class A | New | 0.01% | +0.01 |
| CGUS Cap Group Core Equity | Add +63.3% | 0.04% | +0.01 |
| APO Apollo Global Management Inc. | New | 0.01% | +0.01 |
| GLW Corning Inc. | New | 0.01% | +0.01 |
| CSQ Calamos Strat TTL RTRN FND | New | 0.01% | +0.01 |
| GRMN Garmin Ltd. | Add +5.6% | 0.09% | +0.01 |
| QCOM Qualcomm Inc. | Add +25.1% | 0.09% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 476 | $3.5B | CGDV, VIG, IWF, JEPI, VYMI |
| Q1 2026 | 365 | $2.6B | CGDV, VIG, IWF, JEPI, VYMI |
| Q4 2025 | 371 | $2.4B | CGDV, VIG, IWF, JEPI, VYMI |
| Q3 2025 | 368 | $2.0B | CGDV, VIG, IWF, JEPI, VYMI |
| Q2 2025 | 359 | $1.8B | CGDV, VIG, IWF, JEPI, VYMI |
| Q1 2025 | 334 | $1.6B | CGDV, VIG, JEPI, IWF, VYMI |
| Q4 2024 | 332 | $1.5B | CGDV, VIG, IWF, JEPI, VYMI |
| Q3 2024 | 337 | $1.4B | CGDV, VIG, IWF, JEPI, VYMI |
| Q2 2024 | 360 | $1.3B | CGDV, VIG, IWF, JEPI, VYMI |
| Q1 2024 | 338 | $1.1B | CGDV, VIG, IWF, JEPI, VYMI |