Croban
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), Croban reported 82 stock positions worth $207.5 million. Its top holding was Vanguard Int High DVD YLD (VYMI) at 5.2% of the portfolio, followed by Applied Finance Valuat ETF (VSLU, 4.9%) and T Rowe Price Blue Chip Growt (TCHP, 4.5%). Compared with Q3 2025, it opened 6 new positions, sold out of 3, added to 52 and reduced 21. The biggest buy was a new position in Avantis Emerging Markets Eq (AVEM) and the biggest sale Dimensional US Core Equity M (DFAU, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- FREMONT, OH
- CIK
- 0001694663
- Portfolio Value
- $207.5M (Q4 2025)
- SEC Filing
- 0001694663-26-000001 ↗ filed Feb 13, 2026
Holdings Value
Holdings 82 stocks · $207.5M
| VYMI Vanguard Int High DVD YLD Inc. | 5.17% | 119,209 | $10.7M | Add +0.6% |
| VSLU Applied Finance Valuat ETF | 4.86% | 227,796 | $10.1M | Add +69.8% |
| TCHP T Rowe Price Blue Chip Growt | 4.50% | 187,293 | $9.3M | Add +65.9% |
| SIHY Harbor Ares Systemt Hi YD-US | 4.24% | 192,550 | $8.8M | Add +56.4% |
| IVW iShares S&P 500 Growth ETF | 4.22% | 70,984 | $8.7M | Add +69.2% |
| EFA iShares MSCI Eafe ETF | 3.65% | 78,816 | $7.6M | Add +78.7% |
| VGIT Vanguard Intermediate-Term T | 3.56% | 123,314 | $7.4M | Add +92.6% |
| GOVT iShares US Treasury Bond ETF | 3.31% | 298,315 | $6.9M | Add +86.3% |
| VYM Vanguard High DVD Yield ETF | 3.20% | 46,288 | $6.6M | Add +84.1% |
| AGG iShares Core U.S. Aggregate | 3.17% | 65,914 | $6.6M | Add +73.3% |
| AVEM Avantis Emerging Markets Eq | 3.13% | 84,460 | $6.5M | New |
| DFAU Dimensional US Core Equity M | 2.98% | 132,104 | $6.2M | Reduce -9.9% |
| IGSB iShares 1-5Y Inv Grade Corp. | 2.94% | 115,236 | $6.1M | Add +68.5% |
| GNMA iShares Gnma Bond ETF | 2.29% | 106,791 | $4.8M | Add +88.0% |
| IGLB iShares 10+ Year Inv GR Corp. | 2.27% | 93,171 | $4.7M | Add +80.3% |
| BWX SS SPDR BB Intl Treasury BD | 2.23% | 205,730 | $4.6M | Add +68.0% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 2.20% | 121,568 | $4.6M | Add +103.0% |
| FESM Fidelity Enhanced Small Cap | 2.19% | 120,267 | $4.5M | Add +88.8% |
| DFIS Dimensional International SM | 2.10% | 132,499 | $4.4M | Add +41.7% |
| DES Wisdomtree US Smallcap Divid | 1.97% | 121,964 | $4.1M | Add +2.8% |
| USMV iShares MSCI USA Min Vol Fac | 1.88% | 41,502 | $3.9M | Add +3.1% |
| IDU iShares US Utilities ETF | 1.63% | 31,295 | $3.4M | Add +1.7% |
| LVHI Franklin International Low V | 1.62% | 91,465 | $3.4M | Add +100.5% |
| VNQ Vanguard Real Estate ETF | 1.55% | 36,257 | $3.2M | Add +75.1% |
| EMB iShares JP Morgan Usd Emergi | 1.44% | 30,949 | $3.0M | Add +67.0% |
| FLMI Franklin Dynamic Municipal B | 1.25% | 104,117 | $2.6M | Add +48.0% |
| IYZ iShares US Telecommunication | 1.24% | 75,979 | $2.6M | Add +1.1% |
| MUB iShares National Muni Bond E | 1.21% | 23,500 | $2.5M | Add +47.0% |
| ICVT iShares Convertible Bond ETF | 1.08% | 22,648 | $2.2M | Add +53.5% |
| JEPI JPMorgan Equity Premium Inco | 0.99% | 35,710 | $2.0M | Reduce -0.3% |
| XLE SS Energy Select Sector | 0.88% | 40,944 | $1.8M | Add +1.3% |
| EVR Evercore Inc. Class A | 0.88% | 5,375 | $1.8M | Add +0.4% |
| MSFT Microsoft Corp. | 0.81% | 3,473 | $1.7M | Reduce -1.7% |
| R Ryder System Inc. | 0.79% | 8,599 | $1.6M | Add +1.2% |
| ABBV Abbvie Inc. | 0.76% | 6,858 | $1.6M | Add +1.1% |
| TDS Telephone and Data Systems | 0.74% | 37,526 | $1.5M | Add +1.2% |
| GD General Dynamics Corp. | 0.73% | 4,528 | $1.5M | Add +0.3% |
| ATO Atmos Energy Corp. | 0.72% | 8,879 | $1.5M | Add +1.2% |
| NEE Nextera Energy Inc. | 0.67% | 17,195 | $1.4M | Add +0.5% |
| MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E | 0.66% | 57,607 | $1.4M | Add +19.2% |
| ANDE The Andersons Inc. | 0.66% | 25,744 | $1.4M | Add +3.3% |
| AMGN Amgen Inc. | 0.62% | 3,960 | $1.3M | Add +1.9% |
| NOC Northrop Grumman Corp. | 0.61% | 2,202 | $1.3M | Add +2.1% |
| KR Kroger Co. | 0.59% | 19,652 | $1.2M | Add +1.6% |
| THG Hanover Insurance Group Inc./ | 0.59% | 6,699 | $1.2M | Add +2.4% |
| NIM Nuveen Select Maturit Muni | 0.55% | 122,746 | $1.1M | Add +33.2% |
| AXS Axis Capital Holdings Ltd. | 0.54% | 10,442 | $1.1M | Add +1.9% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.53% | 5,477 | $1.1M | New |
| UNP Union Pacific Corp. | 0.51% | 4,533 | $1.0M | Add +1.8% |
| CMS CMS Energy Corp. | 0.50% | 14,832 | $1.0M | Add +1.4% |
| BG Bunge Global SA | 0.45% | 10,544 | $939K | Add +1.7% |
| DUK Duke Energy Corp. | 0.45% | 7,942 | $931K | Add +1.5% |
| SHYD Vaneck SH Hi YLD Muni | 0.44% | 39,973 | $915K | Add +33.7% |
| NXST Nexstar Media Group Inc. | 0.44% | 4,481 | $910K | Add +1.1% |
| XEL Xcel Energy Inc. | 0.43% | 12,098 | $894K | Add +2.2% |
| USIG iShares Broad Usd Investment | 0.41% | 16,240 | $841K | Reduce -4.4% |
| JMUB JPMorgan Municipal ETF | 0.40% | 16,546 | $836K | New |
| LMT Lockheed Martin Corp. | 0.37% | 1,606 | $777K | Add +1.3% |
| EG Everest Group Ltd. | 0.37% | 2,246 | $762K | Reduce -5.0% |
| KDP Keurig Dr Pepper Inc. | 0.37% | 27,081 | $758K | Reduce -1.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.33% | 13,534 | $681K | Reduce -26.9% |
| AAPL Apple Inc. | 0.30% | 2,290 | $623K | Reduce -7.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.30% | 3,489 | $619K | Reduce -12.7% |
| HD Home Depot Inc. | 0.29% | 1,747 | $601K | Add +0.5% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.29% | 2,131 | $595K | Reduce -19.0% |
| EEM iShares MSCI Emerging Market | 0.26% | 9,914 | $542K | Reduce -74.1% |
| IDA Idacorp Inc. | 0.25% | 4,082 | $517K | New |
| BKLN Invesco Senior Loan ETF | 0.25% | 24,271 | $510K | Reduce -1.6% |
| UNH Unitedhealth Group Inc. | 0.23% | 1,431 | $472K | New |
| IWN iShares Russell 2000 Value E | 0.21% | 2,362 | $428K | Reduce -4.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.20% | 2,187 | $418K | No change |
| IWO iShares Russell 2000 Growth | 0.20% | 1,278 | $413K | Reduce -6.1% |
| ORI Old Republic Intl Corp. | 0.19% | 8,618 | $393K | Reduce -1.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 743 | $362K | No change |
| SUB iShares Short-Term National | 0.17% | 3,394 | $362K | Reduce -26.6% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.13% | 7,142 | $279K | Reduce -84.5% |
| CCEP Coca-Cola Europacific Partne | 0.13% | 3,013 | $273K | Reduce -0.7% |
| AFG American Financial Group Inc. | 0.13% | 1,946 | $266K | Reduce -4.5% |
| QCOM Qualcomm Inc. | 0.13% | 1,536 | $263K | Reduce -1.5% |
| XLSR SS US Sector Rotation | 0.11% | 3,670 | $229K | Reduce -26.5% |
| IYW iShares Ustechnology ETF | 0.11% | 1,111 | $222K | No change |
| COF Capital One Financial Corp. | 0.10% | 853 | $207K | New |
Portfolio Sells Q3 2025 → Q4 2025
| DFAU Dimensional US Core Equity M | Reduce -9.9% | 2.98% | −1.49 |
| EEM iShares MSCI Emerging Market | Reduce -74.1% | 0.26% | −1.10 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Reduce -84.5% | 0.13% | −1.03 |
| CINF Cincinnati Financial Corp. | Sold out | 0.00% | −0.74 |
| APD Air Products & Chemicals Inc. | Sold out | 0.00% | −0.55 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.41 |
| MSFT Microsoft Corp. | Reduce -1.7% | 0.81% | −0.41 |
| JEPI JPMorgan Equity Premium Inco | Reduce -0.3% | 0.99% | −0.38 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -26.9% | 0.33% | −0.29 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -19.0% | 0.29% | −0.23 |
| USIG iShares Broad Usd Investment | Reduce -4.4% | 0.41% | −0.19 |
| EG Everest Group Ltd. | Reduce -5.0% | 0.37% | −0.18 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -12.7% | 0.30% | −0.17 |
| SUB iShares Short-Term National | Reduce -26.6% | 0.17% | −0.15 |
| AAPL Apple Inc. | Reduce -7.3% | 0.30% | −0.12 |
| KDP Keurig Dr Pepper Inc. | Reduce -1.7% | 0.37% | −0.10 |
| BKLN Invesco Senior Loan ETF | Reduce -1.6% | 0.25% | −0.10 |
| IWO iShares Russell 2000 Growth | Reduce -6.1% | 0.20% | −0.09 |
| XLSR SS US Sector Rotation | Reduce -26.5% | 0.11% | −0.09 |
| IWN iShares Russell 2000 Value E | Reduce -4.3% | 0.21% | −0.08 |
| AFG American Financial Group Inc. | Reduce -4.5% | 0.13% | −0.07 |
| ORI Old Republic Intl Corp. | Reduce -1.4% | 0.19% | −0.06 |
| CCEP Coca-Cola Europacific Partne | Reduce -0.7% | 0.13% | −0.05 |
| QCOM Qualcomm Inc. | Reduce -1.5% | 0.13% | −0.05 |
Portfolio Buys Q3 2025 → Q4 2025
| AVEM Avantis Emerging Markets Eq | New | 3.13% | +3.13 |
| VSLU Applied Finance Valuat ETF | Add +69.8% | 4.86% | +1.04 |
| VGIT Vanguard Intermediate-Term T | Add +92.6% | 3.56% | +1.00 |
| EFA iShares MSCI Eafe ETF | Add +78.7% | 3.65% | +0.90 |
| GOVT iShares US Treasury Bond ETF | Add +86.3% | 3.31% | +0.84 |
| IVW iShares S&P 500 Growth ETF | Add +69.2% | 4.22% | +0.84 |
| VYM Vanguard High DVD Yield ETF | Add +84.1% | 3.20% | +0.84 |
| TCHP T Rowe Price Blue Chip Growt | Add +65.9% | 4.50% | +0.82 |
| DJP Ipath Bloomberg Commodity Inc. | Add +103.0% | 2.20% | +0.79 |
| FESM Fidelity Enhanced Small Cap | Add +88.8% | 2.19% | +0.64 |
| AGG iShares Core U.S. Aggregate | Add +73.3% | 3.17% | +0.63 |
| GNMA iShares Gnma Bond ETF | Add +88.0% | 2.29% | +0.61 |
| LVHI Franklin International Low V | Add +100.5% | 1.62% | +0.57 |
| MTB M & T Bank Corp. | New | 0.53% | +0.53 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +68.5% | 2.94% | +0.52 |
| IGLB iShares 10+ Year Inv GR Corp. | Add +80.3% | 2.27% | +0.49 |
| SIHY Harbor Ares Systemt Hi YD-US | Add +56.4% | 4.24% | +0.43 |
| JMUB JPMorgan Municipal ETF | New | 0.40% | +0.40 |
| BWX SS SPDR BB Intl Treasury BD | Add +68.0% | 2.23% | +0.36 |
| VNQ Vanguard Real Estate ETF | Add +75.1% | 1.55% | +0.28 |
| EMB iShares JP Morgan Usd Emergi | Add +67.0% | 1.44% | +0.26 |
| IDA Idacorp Inc. | New | 0.25% | +0.25 |
| UNH Unitedhealth Group Inc. | New | 0.23% | +0.23 |
| DFIS Dimensional International SM | Add +41.7% | 2.10% | +0.13 |
| COF Capital One Financial Corp. | New | 0.10% | +0.10 |
| ICVT iShares Convertible Bond ETF | Add +53.5% | 1.08% | +0.09 |
| FLMI Franklin Dynamic Municipal B | Add +48.0% | 1.25% | +0.09 |
| MUB iShares National Muni Bond E | Add +47.0% | 1.21% | +0.08 |
| ANDE The Andersons Inc. | Add +3.3% | 0.66% | −0.00 |
| SHYD Vaneck SH Hi YLD Muni | Add +33.7% | 0.44% | −0.01 |
| NIM Nuveen Select Maturit Muni | Add +33.2% | 0.55% | −0.02 |
| MMIN Nylim Mackay Muni Insured Et | Add +19.2% | 0.66% | −0.10 |
| AMGN Amgen Inc. | Add +1.9% | 0.62% | −0.11 |
| BG Bunge Global SA | Add +1.7% | 0.45% | −0.11 |
| AXS Axis Capital Holdings Ltd. | Add +1.9% | 0.54% | −0.12 |
| NXST Nexstar Media Group Inc. | Add +1.1% | 0.44% | −0.15 |
| LMT Lockheed Martin Corp. | Add +1.3% | 0.37% | −0.15 |
| HD Home Depot Inc. | Add +0.5% | 0.29% | −0.18 |
| NEE Nextera Energy Inc. | Add +0.5% | 0.67% | −0.20 |
| UNP Union Pacific Corp. | Add +1.8% | 0.51% | −0.20 |
| DUK Duke Energy Corp. | Add +1.5% | 0.45% | −0.20 |
| THG Hanover Insurance Group Inc./ | Add +2.4% | 0.59% | −0.20 |
| XEL Xcel Energy Inc. | Add +2.2% | 0.43% | −0.21 |
| CMS CMS Energy Corp. | Add +1.4% | 0.50% | −0.21 |
| TDS Telephone and Data Systems | Add +1.2% | 0.74% | −0.23 |
| NOC Northrop Grumman Corp. | Add +2.1% | 0.61% | −0.27 |
| R Ryder System Inc. | Add +1.2% | 0.79% | −0.28 |
| KR Kroger Co. | Add +1.6% | 0.59% | −0.28 |
| ATO Atmos Energy Corp. | Add +1.2% | 0.72% | −0.28 |
| GD General Dynamics Corp. | Add +0.3% | 0.73% | −0.29 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 81 | $226.9M | VGIT, VYMI, VSLU, FLHY, AVEM |
| Q1 2026 | 73 | $212.6M | VGIT, VYMI, VSLU, IVW, SIHY |
| Q4 2025 | 82 | $207.5M | VYMI, VSLU, TCHP, SIHY, IVW |
| Q3 2025 | 79 | $150.1M | VYMI, DFAU, VSLU, SIHY, TCHP |
| Q2 2025 | 74 | $117.1M | VYMI, SIHY, DES, VSLU, TCHP |
| Q1 2025 | 74 | $108.5M | VYMI, SIHY, DES, VSLU, IGSB |
| Q4 2024 | 72 | $101.9M | VYMI, HYG, DES, IDU, IGSB |