Cumberland Advisors Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 2, 2026), Cumberland Advisors Inc. reported 49 stock positions worth $263.8 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 22.7% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 10.1%) and SS SPDR S&P Aerospace Def (XAR, 7.0%). Compared with Q3 2025, it opened 1 new position, added to 8 and reduced 33. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +23%) and the biggest sale United Rentals (URI, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- SARASOTA, FL
- CIK
- 0001255435
- Portfolio Value
- $263.8M (Q4 2025)
- SEC Filing
- 0001420506-26-000128 ↗ filed Feb 2, 2026
Holdings Value
Holdings 49 stocks · $263.8M
| SPY SS SPDR S&P 500 ETF Trust-US | 22.73% | 87,943 | $60.0M | Reduce -3.3% |
| MDY State Street SPDR S&P Midcap | 10.05% | 43,947 | $26.5M | Reduce -0.8% |
| XAR SS SPDR S&P Aerospace Def | 6.95% | 76,002 | $18.3M | Reduce -4.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 5.47% | 28,699 | $14.4M | Add +2.2% |
| ACWX iShares MSCI Acwi Ex US ETF | 4.27% | 167,785 | $11.3M | Reduce -1.7% |
| IBB iShares Biotechnology ETF | 4.11% | 64,233 | $10.8M | Reduce -1.8% |
| MSFT Microsoft Corp. | 3.89% | 21,200 | $10.3M | Add +6.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.37% | 18,203 | $8.9M | Add +22.8% |
| IHI iShares U.S. Medical Devices | 3.07% | 130,475 | $8.1M | Reduce -0.4% |
| KIE SS SPDR S&P Insurance ETF | 2.80% | 122,910 | $7.4M | Reduce -0.6% |
| IJR iShares Core S&P Small-Cap E | 2.77% | 60,875 | $7.3M | Reduce -0.7% |
| URI United Rentals Inc. | 2.43% | 7,910 | $6.4M | Reduce -2.5% |
| XLI SS Industrial Select Sector | 2.33% | 39,606 | $6.1M | Add +2.3% |
| GOOG Alphabet Inc. Class C | 2.26% | 19,000 | $6.0M | Reduce -5.7% |
| CAT Caterpillar Inc. | 2.06% | 9,500 | $5.4M | Reduce -0.5% |
| AAPL Apple Inc. | 1.95% | 18,880 | $5.1M | Reduce -1.7% |
| META Meta Platforms Inc. Class A | 1.90% | 7,600 | $5.0M | Reduce -1.3% |
| FCX Freeport-McMoran Inc. | 1.74% | 90,350 | $4.6M | Reduce -1.1% |
| CMI Cummins Inc. | 1.57% | 8,125 | $4.1M | Reduce -1.5% |
| MELI MercadoLibre Inc. | 1.46% | 1,913 | $3.9M | Reduce -0.9% |
| FDX FedEx Corp. | 1.10% | 10,050 | $2.9M | Reduce -1.2% |
| EWC iShares MSCI Canada ETF | 1.05% | 51,510 | $2.8M | Reduce -3.8% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.04% | 49,900 | $2.7M | Reduce -2.5% |
| M Macy's Inc. | 0.96% | 115,010 | $2.5M | Reduce -0.4% |
| EWT iShares MSCI Taiwan ETF | 0.94% | 38,830 | $2.5M | Reduce -2.7% |
| EWJ iShares MSCI Japan ETF | 0.91% | 29,645 | $2.4M | Reduce -3.6% |
| AMZN Amazon.com Inc. | 0.83% | 9,530 | $2.2M | Reduce -3.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.67% | 15,600 | $1.8M | Reduce -1.6% |
| BND Vanguard Total Bond Market | 0.66% | 23,365 | $1.7M | Add +11.3% |
| OXY Occidental Petroleum Corp. | 0.61% | 39,000 | $1.6M | Reduce -1.3% |
| BABA Alibaba Group Holding-SP ADR | 0.50% | 8,925 | $1.3M | Reduce -2.2% |
| PFE Pfizer Inc. | 0.46% | 48,800 | $1.2M | Reduce -24.7% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.43% | 24,590 | $1.1M | Add +4.8% |
| INDA iShares MSCI India ETF | 0.35% | 17,025 | $920K | Reduce -55.3% |
| BSV Vanguard Short-Term Bond ETF | 0.33% | 10,970 | $865K | Add +8.9% |
| MAT Mattel Inc. | 0.32% | 43,000 | $853K | Reduce -45.6% |
| WFC Wells Fargo & Co. | 0.31% | 8,800 | $820K | No change |
| PST Proshares Ultrashort 7-10 YR | 0.20% | 24,240 | $537K | No change |
| GOOGL Alphabet Inc. Class A | 0.19% | 1,580 | $495K | Reduce -36.3% |
| MUB iShares National Muni Bond E | 0.13% | 3,255 | $349K | Add +5.2% |
| WMT Walmart Inc. | 0.13% | 3,000 | $334K | No change |
| JPM JPMorgan Chase & Co. | 0.12% | 1,000 | $322K | No change |
| TSLA Tesla Inc. | 0.11% | 660 | $297K | Reduce -40.5% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.11% | 4,570 | $293K | Reduce -4.2% |
| KO The Coca-Cola Co. | 0.10% | 3,661 | $256K | No change |
| VGK Vanguard Ftse Europe ETF | 0.09% | 2,760 | $231K | Reduce -4.8% |
| V Visa Inc. Class A | 0.09% | 640 | $224K | No change |
| XOM Exxon Mobil Corp. | 0.08% | 1,700 | $205K | New |
| OPK Opko Health Inc. | 0.01% | 19,500 | $25K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| URI United Rentals Inc. | Reduce -2.5% | 2.43% | −0.55 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.3% | 22.73% | −0.51 |
| INDA iShares MSCI India ETF | Reduce -55.3% | 0.35% | −0.41 |
| MELI MercadoLibre Inc. | Reduce -0.9% | 1.46% | −0.27 |
| META Meta Platforms Inc. Class A | Reduce -1.3% | 1.90% | −0.27 |
| XAR SS SPDR S&P Aerospace Def | Reduce -4.2% | 6.95% | −0.20 |
| MAT Mattel Inc. | Reduce -45.6% | 0.32% | −0.19 |
| PFE Pfizer Inc. | Reduce -24.7% | 0.46% | −0.17 |
| BABA Alibaba Group Holding-SP ADR | Reduce -2.2% | 0.50% | −0.13 |
| OXY Occidental Petroleum Corp. | Reduce -1.3% | 0.61% | −0.11 |
| MDY State Street SPDR S&P Midcap | Reduce -0.8% | 10.05% | −0.09 |
| TSLA Tesla Inc. | Reduce -40.5% | 0.11% | −0.08 |
| GOOGL Alphabet Inc. Class A | Reduce -36.3% | 0.19% | −0.04 |
| EWT iShares MSCI Taiwan ETF | Reduce -2.7% | 0.94% | −0.04 |
| EWJ iShares MSCI Japan ETF | Reduce -3.6% | 0.91% | −0.04 |
| DIS The Walt Disney Co. | Reduce -1.6% | 0.67% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.7% | 2.77% | −0.02 |
| KIE SS SPDR S&P Insurance ETF | Reduce -0.6% | 2.80% | −0.01 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -4.2% | 0.11% | −0.01 |
| VGK Vanguard Ftse Europe ETF | Reduce -4.8% | 0.09% | −0.00 |
| AMZN Amazon.com Inc. | Reduce -3.5% | 0.83% | +0.00 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -1.7% | 4.27% | +0.01 |
| EWC iShares MSCI Canada ETF | Reduce -3.8% | 1.05% | +0.01 |
| BAC Bank of America Corp. | Reduce -2.5% | 1.04% | +0.03 |
| IHI iShares U.S. Medical Devices | Reduce -0.4% | 3.07% | +0.05 |
| AAPL Apple Inc. | Reduce -1.7% | 1.95% | +0.07 |
| M Macy's Inc. | Reduce -0.4% | 0.96% | +0.17 |
| FDX FedEx Corp. | Reduce -1.2% | 1.10% | +0.18 |
| CMI Cummins Inc. | Reduce -1.5% | 1.57% | +0.23 |
| CAT Caterpillar Inc. | Reduce -0.5% | 2.06% | +0.31 |
| FCX Freeport-McMoran Inc. | Reduce -1.1% | 1.74% | +0.36 |
| GOOG Alphabet Inc. Class C | Reduce -5.7% | 2.26% | +0.38 |
| IBB iShares Biotechnology ETF | Reduce -1.8% | 4.11% | +0.49 |
Portfolio Buys Q3 2025 → Q4 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Add +22.8% | 3.37% | +0.64 |
| XOM Exxon Mobil Corp. | New | 0.08% | +0.08 |
| BND Vanguard Total Bond Market | Add +11.3% | 0.66% | +0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.2% | 5.47% | +0.05 |
| XLI SS Industrial Select Sector | Add +2.3% | 2.33% | +0.04 |
| BSV Vanguard Short-Term Bond ETF | Add +8.9% | 0.33% | +0.02 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +4.8% | 0.43% | +0.02 |
| MUB iShares National Muni Bond E | Add +5.2% | 0.13% | +0.01 |
| MSFT Microsoft Corp. | Add +6.3% | 3.89% | −0.08 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $283.8M | SPY, MDY, XAR, ACWX, IBB |
| Q1 2026 | 48 | $255.5M | SPY, MDY, XAR, ACWX, BRK.B |
| Q4 2025 | 49 | $263.8M | SPY, MDY, XAR, BRK.B, ACWX |
| Q3 2025 | 48 | $260.5M | SPY, MDY, XAR, BRK.B, ACWX |
| Q2 2025 | 49 | $237.7M | SPY, MDY, XAR, BRK.B, ACWX |
| Q1 2025 | 49 | $220.6M | SPY, MDY, XAR, BRK.B, IBB |
| Q4 2024 | 49 | $250.6M | SPY, MDY, XAR, IJR, BRK.B |
| Q3 2024 | 48 | $251.7M | SPY, MDY, XAR, IJR, BRK.B |
| Q2 2024 | 53 | $244.2M | SPY, MDY, XAR, IJR, XLE |
| Q1 2024 | 56 | $268.9M | SPY, IJR, MDY, XAR, XLE |