DBK Financial Counsel, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), DBK Financial Counsel, LLC reported 59 stock positions worth $118.9 million. Its top holding was SS Spdrb B 3-12M T-Bill ETF (BILS) at 9.4% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 8.1%) and SS SPDR S&P 500 ETF Trust-US (SPY, 6.7%). Compared with Q2 2025, it opened 6 new positions, added to 19 and reduced 19. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +31%) and the biggest sale SS Spdrb B 3-12M T-Bill ETF (BILS, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- CUYAHOGA FALLS, OH
- CIK
- 0001904822
- Portfolio Value
- $118.9M (Q3 2025)
- SEC Filing
- 0001904822-25-000005 ↗ filed Oct 22, 2025
Holdings Value
Holdings 59 stocks · $118.9M
| BILS SS Spdrb B 3-12M T-Bill ETF | 9.40% | 112,300 | $11.2M | Reduce -11.3% |
| VEA Vanguard Ftse Developed ETF | 8.12% | 161,215 | $9.7M | Reduce -1.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 6.71% | 11,974 | $8.0M | Reduce -0.6% |
| QQQ Invesco QQQ Trust Series 1 | 5.30% | 10,501 | $6.3M | Reduce -0.5% |
| VTI VG Morningstar TS MKT ETF-US | 3.90% | 14,134 | $4.6M | Reduce -0.1% |
| VOO Vanguard S&P 500 ETF | 3.72% | 7,226 | $4.4M | Add +31.1% |
| DFUS Dimensional US Eq MKT ETF | 3.66% | 60,126 | $4.4M | Add +12.5% |
| DFAI Dimensional International Co. | 3.63% | 118,791 | $4.3M | Add +5.8% |
| VWO Vanguard Ftse Emerging Marke | 3.49% | 76,627 | $4.2M | Reduce -0.2% |
| DFAS Dimensional US Small Cap ETF | 3.41% | 59,292 | $4.1M | Add +3.6% |
| BSV Vanguard Short-Term Bond ETF | 2.94% | 44,347 | $3.5M | Reduce -26.1% |
| AVUV Avantis US Small Cap Value | 2.93% | 34,961 | $3.5M | Add +7.7% |
| IJR iShares Core S&P Small-Cap E | 2.81% | 28,147 | $3.3M | Reduce -0.6% |
| SPHQ Invesco S&P 500 Quality ETF | 2.74% | 44,435 | $3.3M | Add +0.3% |
| DFLV Dim US Large Cap Value ETF | 2.34% | 84,607 | $2.8M | Add +22.7% |
| NVDA Nvidia Corp. | 2.23% | 14,242 | $2.7M | Add +3.0% |
| SCHO Schwab Short-Term US Treas | 2.20% | 107,225 | $2.6M | Reduce -26.3% |
| AVRE Avantis Real Estate ETF | 2.00% | 53,418 | $2.4M | Add +0.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.93% | 24,988 | $2.3M | Reduce -1.6% |
| IVV iShares Core S&P 500 ETF | 1.87% | 3,319 | $2.2M | Reduce -3.3% |
| IWM iShares Russell 2000 ETF | 1.75% | 8,589 | $2.1M | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.56% | 6,040 | $1.9M | No change |
| AAPL Apple Inc. | 1.33% | 6,236 | $1.6M | Reduce -0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.18% | 5,541 | $1.4M | Reduce -1.0% |
| EEM iShares MSCI Emerging Market | 1.11% | 24,687 | $1.3M | No change |
| IVE iShares S&P 500 Value ETF | 1.09% | 6,272 | $1.3M | No change |
| VIG Vanguard Dividend Apprec ETF | 1.03% | 5,704 | $1.2M | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.94% | 12,737 | $1.1M | Reduce -0.5% |
| VNQ Vanguard Real Estate ETF | 0.92% | 12,005 | $1.1M | Add +3.5% |
| DFAE Dimensional Emerging Core Eq | 0.91% | 34,462 | $1.1M | Add +9.8% |
| AVEM Avantis Emerging Markets Eq | 0.90% | 14,248 | $1.1M | Add +15.2% |
| GLD SPDR Gold Shares | 0.80% | 2,686 | $955K | Add +2.3% |
| MSFT Microsoft Corp. | 0.79% | 1,812 | $939K | Reduce -1.0% |
| IEMG iShares Core MSCI Emerging | 0.70% | 12,647 | $834K | No change |
| AVUS Avantis U.S. Equity ETF | 0.69% | 7,590 | $825K | Add +3.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.67% | 1,659 | $796K | Add +165.0% |
| DFIS Dimensional International SM | 0.63% | 23,755 | $751K | Add +34.6% |
| GOOG Alphabet Inc. Class C | 0.62% | 3,035 | $739K | No change |
| DFSV Dimensional US Small Cap Val | 0.61% | 22,941 | $730K | Add +30.7% |
| DISV Dimensional International SM | 0.54% | 17,994 | $642K | Add +6.2% |
| DFAR Dimensional US Real Est ETF | 0.52% | 25,770 | $615K | Reduce -14.9% |
| AVES Avantis Emerging Markets Val | 0.47% | 9,830 | $564K | No change |
| BIV Vanguard Intermediate-Term B | 0.44% | 6,740 | $526K | Reduce -12.1% |
| AMZN Amazon.com Inc. | 0.43% | 2,305 | $506K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.41% | 5,105 | $493K | No change |
| GDXJ Vaneck Junior Gold Miners | 0.41% | 4,911 | $486K | No change |
| EFA iShares MSCI Eafe ETF | 0.38% | 4,898 | $457K | Reduce -2.2% |
| IAU iShares Gold Trust | 0.37% | 6,086 | $443K | New |
| DFAT Dimensional US Target Value | 0.35% | 7,150 | $416K | No change |
| BSVO EA Bridgeway Omni Sm-Cp Val | 0.29% | 15,175 | $344K | No change |
| DFIC Dimensional International Co. | 0.25% | 8,892 | $292K | New |
| AVDV Avantis Intl S/C Value ETF | 0.24% | 3,195 | $284K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.20% | 7,249 | $242K | Reduce -12.0% |
| GOOGL Alphabet Inc. Class A | 0.20% | 965 | $235K | New |
| ANET Arista Networks Inc. | 0.20% | 1,600 | $233K | New |
| DFIV Dimensional International Va | 0.20% | 5,045 | $233K | No change |
| AVSC Avantis US Small Cap Equity | 0.18% | 3,724 | $213K | New |
| CSCO Cisco Systems Inc. | 0.18% | 3,079 | $211K | Add +0.6% |
| TSLA Tesla Inc. | 0.17% | 450 | $200K | New |
Portfolio Sells Q2 2025 → Q3 2025
| BILS SS Spdrb B 3-12M T-Bill ETF | Reduce -11.3% | 9.40% | −1.98 |
| BSV Vanguard Short-Term Bond ETF | Reduce -26.1% | 2.94% | −1.33 |
| SCHO Schwab Short-Term US Treas | Reduce -26.3% | 2.20% | −1.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.8% | 8.12% | −0.34 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -1.6% | 1.93% | −0.18 |
| DFAR Dimensional US Real Est ETF | Reduce -14.9% | 0.52% | −0.13 |
| BIV Vanguard Intermediate-Term B | Reduce -12.1% | 0.44% | −0.09 |
| IVV iShares Core S&P 500 ETF | Reduce -3.3% | 1.87% | −0.06 |
| MSFT Microsoft Corp. | Reduce -1.0% | 0.79% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.5% | 0.94% | −0.03 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -12.0% | 0.20% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.6% | 6.71% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -2.2% | 0.38% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.0% | 1.18% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.1% | 3.90% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.6% | 2.81% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.5% | 5.30% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.2% | 3.49% | +0.06 |
| AAPL Apple Inc. | Reduce -0.3% | 1.33% | +0.18 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +31.1% | 3.72% | +0.89 |
| DFUS Dimensional US Eq MKT ETF | Add +12.5% | 3.66% | +0.42 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +165.0% | 0.67% | +0.42 |
| DFLV Dim US Large Cap Value ETF | Add +22.7% | 2.34% | +0.41 |
| IAU iShares Gold Trust | New | 0.37% | +0.37 |
| NVDA Nvidia Corp. | Add +3.0% | 2.23% | +0.26 |
| AVUV Avantis US Small Cap Value | Add +7.7% | 2.93% | +0.25 |
| DFIC Dimensional International Co. | New | 0.25% | +0.25 |
| GOOGL Alphabet Inc. Class A | New | 0.20% | +0.20 |
| ANET Arista Networks Inc. | New | 0.20% | +0.20 |
| AVSC Avantis US Small Cap Equity | New | 0.18% | +0.18 |
| TSLA Tesla Inc. | New | 0.17% | +0.17 |
| DFIS Dimensional International SM | Add +34.6% | 0.63% | +0.16 |
| DFSV Dimensional US Small Cap Val | Add +30.7% | 0.61% | +0.15 |
| AVEM Avantis Emerging Markets Eq | Add +15.2% | 0.90% | +0.13 |
| DFAI Dimensional International Co. | Add +5.8% | 3.63% | +0.12 |
| DFAS Dimensional US Small Cap ETF | Add +3.6% | 3.41% | +0.12 |
| DFAE Dimensional Emerging Core Eq | Add +9.8% | 0.91% | +0.09 |
| GLD SPDR Gold Shares | Add +2.3% | 0.80% | +0.08 |
| DISV Dimensional International SM | Add +6.2% | 0.54% | +0.04 |
| AVUS Avantis U.S. Equity ETF | Add +3.0% | 0.69% | +0.02 |
| VNQ Vanguard Real Estate ETF | Add +3.5% | 0.92% | −0.01 |
| CSCO Cisco Systems Inc. | Add +0.6% | 0.18% | −0.01 |
| SPHQ Invesco S&P 500 Quality ETF | Add +0.3% | 2.74% | −0.12 |
| AVRE Avantis Real Estate ETF | Add +0.2% | 2.00% | −0.13 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 56 | $119.2M | BILS, SPY, VEA, QQQ, DFUS |
| Q1 2026 | 59 | $132.1M | BILS, VEA, SPY, QQQ, DFUS |
| Q4 2025 | 59 | $130.2M | BILS, VEA, SPY, QQQ, DFUS |
| Q3 2025 | 59 | $118.9M | BILS, VEA, SPY, QQQ, VTI |
| Q2 2025 | 53 | $110.6M | BILS, VEA, SPY, QQQ, BSV |
| Q1 2025 | 50 | $99.8M | BILS, VEA, SPY, QQQ, BSV |
| Q4 2024 | 51 | $99.3M | BIL, VEA, SPY, QQQ, BSV |
| Q3 2024 | 48 | $99.0M | BIL, VEA, SPY, QQQ, BSV |
| Q2 2024 | 49 | $91.8M | BIL, VEA, SPY, QQQ, BSV |
| Q1 2024 | 49 | $95.4M | BIL, VEA, SPY, BSV, QQQ |