Decker Retirement Planning Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 24, 2025), Decker Retirement Planning Inc. reported 210 stock positions worth $160.6 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 50.6% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 7.4%) and Vaneck Gold Miners ETF (GDX, 5.2%). Compared with Q4 2024, it opened 42 new positions, sold out of 427, added to 43 and reduced 71. The biggest buy was a new position in iShares 0-3 Month Treasury B (SGOV) and the biggest sale SS SPDR S&P 500 ETF Trust-US (SPY, shares −56%).

Most Recent 13F
Q2 2026
Location
LEVI, UT
CIK
0001975700
Portfolio Value
$160.6M (Q1 2025)
SEC Filing
0001975700-25-000003 ↗ filed Apr 24, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q4 2024: $172.3M Q4 2024 Q1 2025: $160.6M $160.6M Q1 2025 Q2 2025: $172.6M Q2 2025 Q3 2025: $181.8M Q3 2025 Q4 2025: $201.1M Q4 2025 Q1 2026: $220.7M Q1 2026 Q2 2026: $293.7M Q2 2026

Holdings 210 stocks · $160.6M
SGOV iShares 0-3 Month Treasury B 50.57% 806,565 $81.2M New
SPY SS SPDR S&P 500 ETF Trust-US 7.40% 21,238 $11.9M Reduce -55.6%
GDX Vaneck Gold Miners ETF 5.19% 181,357 $8.3M Add +35252.2%
XLF SS Financial Select Sector 5.08% 163,725 $8.2M Add +2.5%
GILD Gilead Sciences Inc. 3.01% 43,158 $4.8M Add +13471.7%
TSLA Tesla Inc. 2.08% 12,911 $3.3M Add +15.1%
TPR Tapestry Inc. 2.06% 46,918 $3.3M Reduce -10.8%
ACIW Aci Worldwide Inc. 2.03% 59,658 $3.3M New
AXON Axon Enterprise Inc. 2.02% 6,156 $3.2M Add +22.6%
VTI VG Morningstar TS MKT ETF-US 2.02% 11,771 $3.2M Reduce -11.0%
TPL Texas Pacific Land Corp. 1.70% 2,060 $2.7M New
SNEX Stonex Group Inc. 1.64% 34,395 $2.6M New
AGO Assured Guaranty Ltd. 1.59% 28,970 $2.6M New
ANIP Ani Pharmaceuticals Inc. 1.12% 26,953 $1.8M New
VST Vistra Corp. 1.12% 15,257 $1.8M Reduce -36.2%
UAL United Airlines Holdings Inc. 1.11% 25,762 $1.8M Add +38.8%
PLTR Palantir Technologies Inc. Class A 1.10% 21,019 $1.8M Reduce -53.2%
AVLV Avantis US Large Cap Value 0.79% 19,384 $1.3M Add +7.3%
IWY iShares Russell Top 200 Grow 0.74% 5,602 $1.2M Add +21.7%
BND Vanguard Total Bond Market 0.64% 13,912 $1.0M Reduce -1.4%
IWX iShares Russell Top 200 Valu 0.49% 9,483 $779K Add +22.2%
AVDE Avantis International Equity 0.37% 8,915 $591K Add +7.6%
AMZN Amazon.com Inc. 0.33% 2,823 $537K Reduce -58.8%
BOND PIMCO Active Bond Exchange-T 0.32% 5,535 $512K Add +2.7%
EFV iShares MSCI Eafe Value ETF 0.30% 8,273 $488K Add +37.6%
CTA Simplify Managed Futures St 0.27% 14,655 $434K Add +348.7%
EFG iShares MSCI Eafe Growth ETF 0.26% 4,117 $412K Add +22.8%
VMBS Vanguard Mortgage-Backed Sec 0.25% 8,533 $395K Add +0.2%
MSFT Microsoft Corp. 0.23% 988 $371K Reduce -91.9%
IWS iShares Russell Mid-Cap Valu 0.21% 2,699 $340K Add +23.9%
BUCK Simplify Treasury Option Inc. 0.21% 13,710 $338K Add +335.0%
SVOL Simplify Volatility Premium 0.21% 18,440 $335K Add +424.8%
AVUV Avantis US Small Cap Value 0.20% 3,640 $317K Add +7.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.19% 1,230 $306K Reduce -31.9%
AVEM Avantis Emerging Markets Eq 0.18% 4,821 $290K Reduce -3.5%
BIL SS SPDR BB 1-3M T-Bill ETF 0.17% 3,020 $277K No change
IEMG iShares Core MSCI Emerging 0.17% 5,118 $276K Add +20.5%
HIGH Simplify Enhanced Income ETF 0.13% 9,762 $214K Add +279.3%
SPLB SS SPDR P Long Term C ETF 0.12% 8,721 $197K Add +3.8%
VGLT Vanguard Long-Term Treasury 0.12% 3,398 $196K Add +3.7%
VGIT Vanguard Intermediate-Term T 0.12% 3,275 $195K Add +61.2%
IWP iShares Russell Mid-Cap Grow 0.12% 1,645 $193K Add +8.8%
NVDA Nvidia Corp. 0.11% 1,691 $183K Reduce -84.8%
AAPL Apple Inc. 0.11% 788 $175K Reduce -97.8%
USIG iShares Broad Usd Investment 0.11% 3,314 $169K Add +1.2%
VGSH Vanguard Short-Term Treasury 0.10% 2,669 $157K Add +48.1%
LLY Eli Lilly & Co. 0.08% 154 $127K Reduce -37.1%
VTWO Vanguard Russell 2000 ETF 0.08% 1,525 $123K Add +13.7%
RFIX Simplify Bond Bull ETF 0.06% 1,867 $100K New
VIOV Vanguard S&P Small-Cap 600 V 0.04% 769 $65K New
META Meta Platforms Inc. Class A 0.04% 110 $63K Reduce -93.0%
SPBO SS SPDR P Corp. Bond ETF 0.04% 2,047 $59K No change
ILTB iShares Core 10+ Year Usd Bo 0.04% 1,133 $57K No change
HYGV NT HY Val-SCRD BD ETF 0.03% 1,231 $50K No change
VTIP Vanguard Short-Term Tips 0.03% 900 $45K New
SPDW Ste STR SPDR PT DW Eu ETF 0.03% 1,223 $45K Add +5459.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.03% 254 $44K Reduce -27.4%
BRK.B Berkshire Hathaway Inc. Class B 0.03% 82 $44K Reduce -83.6%
GOVT iShares US Treasury Bond ETF 0.03% 1,881 $43K No change
JOBY Joby Aviation Inc. 0.03% 7,000 $42K Add +250.0%
D Dominion Energy Inc. 0.03% 724 $41K Reduce -55.7%
VNQI Vanguard GLBL Ex-US Real Est 0.02% 977 $40K Add +198.8%
AHR American Healthcare REIT Inc. 0.02% 1,288 $39K No change
GE General Electric filed as GE AEROSPACE 0.02% 189 $38K Reduce -58.5%
JPM JPMorgan Chase & Co. 0.02% 151 $37K Reduce -63.9%
VNQ Vanguard Real Estate ETF 0.02% 405 $37K Add +36.4%
XOM Exxon Mobil Corp. 0.02% 303 $36K Reduce -82.1%
MPC Marathon Petroleum Corp. 0.02% 241 $35K Add +1621.4%
SCHD Schwab US DVD Equity ETF 0.02% 1,219 $34K Reduce -62.1%
FMAT Fidelity MSCI Materials Indx 0.02% 689 $33K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.02% 490 $32K Reduce -22.4%
FCOM Fidelity MSCI Comm Serv Indx 0.02% 573 $32K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.02% 167 $31K Reduce -58.1%
NFLX Netflix Inc. 0.02% 33 $31K Reduce -31.3%
FDIS Fidelity MSCI Cons Discr Ind 0.02% 364 $31K No change
FIDU Fidelity MSCI Indust Indx 0.02% 434 $30K No change
FNCL Fidelity MSCI Financial Indx 0.02% 423 $29K No change
CMBS iShares CMBS ETF 0.02% 601 $29K No change
EMR Emerson Electric Co. 0.02% 257 $28K Reduce -61.2%
GOOGL Alphabet Inc. Class A 0.02% 178 $28K Reduce -79.3%
SCHP Schwab U.S. Tips ETF 0.02% 989 $27K Reduce -43.3%
SIXO Allian US Equ 6 Mon BU10-Usd 0.02% 812 $26K Reduce -0.7%
VSS Vanguard Ftse All Wo X-US SC 0.02% 214 $25K New
GOOG Alphabet Inc. Class C 0.02% 156 $24K Reduce -93.4%
T AT&T Inc. 0.01% 832 $24K Reduce -6.3%
VYMI Vanguard Int High DVD YLD Inc. 0.01% 317 $23K Reduce -20.9%
SBUX Starbucks Corp. 0.01% 231 $23K Add +13.8%
XLE SS Energy Select Sector 0.01% 230 $21K New
PVH PVH Corp. 0.01% 332 $21K New
SPGM State Street SPDR Portfolio 0.01% 339 $21K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 194 $19K Add +106.4%
FHLC Fidelity MSCI Health Care 0.01% 277 $19K No change
DECW Alianzim US Eq BFR20 Dec-Usd 0.01% 631 $19K No change
JANW Alianzim US Eq BFR20 Jan-Usd 0.01% 556 $18K No change
VYM Vanguard High DVD Yield ETF 0.01% 142 $18K Reduce -53.4%
ESGU iShares ESG Aware MSCI USA 0.01% 145 $18K No change
FREL Fidelity MSCI RL Est Indx 0.01% 638 $18K No change
FLRN SS SPDR BB Ig Float RT ETF 0.01% 520 $16K Reduce -36.2%
BBVA Banco Bilbao Vizcaya-SP ADR 0.01% 1,122 $15K Add +221.5%
TUA Sim St Treas Fut Strat ETF filed as SIMPLIFY EXCHANGE TRADED FUN 0.01% 693 $15K Add +42.9%

Show all 210 holdings

Lines left out (4) · $55 — a value with no share or principal amount
SecurityClassSharesValue
SBR Sabine Royalty Trust UNIT BEN INT0$23
DWX State Street SPDR S&P Intern ST S&P INTL ETF0$16
VWO Vanguard Ftse Emerging Marke FTSE EMR MKT ETF0$10
BSV Vanguard Short-Term Bond ETF SHORT TRM BOND0$6

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $160.6M.

Portfolio Sells Q4 2024 → Q1 2025
SPY SS SPDR S&P 500 ETF Trust-US Reduce -55.6% 7.40% −8.86
AAL American Airlines Group Inc. Sold out 0.00% −5.50
AAPL Apple Inc. Reduce -97.8% 0.11% −5.02
XLY SS Consumer Disc Select Sect Reduce -100.0% 0.00% −4.72
XLK SS Technology Select Sector Sold out 0.00% −4.59
QQQ Invesco QQQ Trust Series 1 Reduce -100.0% 0.00% −3.71
ZIM Zim Integrated Shipping Serv Sold out 0.00% −3.20
FTNT Fortinet Inc. Sold out 0.00% −2.80
MSFT Microsoft Corp. Reduce -91.9% 0.23% −2.75
CNK Cinemark Holdings Inc. Sold out 0.00% −2.74
ALL Allstate Corp. Sold out 0.00% −2.73
DASH DoorDash Inc. Class A Sold out 0.00% −2.65
TEAM Atlassian Corp. Class A Reduce -100.0% 0.00% −2.54
TMUS T-Mobile US Inc. Sold out 0.00% −2.53
CCL Carnival Corp. Sold out 0.00% −2.01
ABT Abbott Laboratories Reduce -99.6% 0.01% −1.31
PLTR Palantir Technologies Inc. Class A Reduce -53.2% 1.10% −0.87
VST Vistra Corp. Reduce -36.2% 1.12% −0.80
NVDA Nvidia Corp. Reduce -84.8% 0.11% −0.76
PCAR Paccar Inc. Sold out 0.00% −0.64
AMZN Amazon.com Inc. Reduce -58.8% 0.33% −0.54
UNH Unitedhealth Group Inc. Sold out 0.00% −0.52
META Meta Platforms Inc. Class A Reduce -93.0% 0.04% −0.50
ABBV Abbvie Inc. Sold out 0.00% −0.32
ORCL Oracle Corp. Sold out 0.00% −0.28
BMY Bristol-Myers Squibb Co. Sold out 0.00% −0.28
MA Mastercard Inc. Class A Sold out 0.00% −0.27
GOOG Alphabet Inc. Class C Reduce -93.4% 0.02% −0.25
BAC Bank of America Corp. Sold out 0.00% −0.21
VOO Vanguard S&P 500 ETF Reduce -96.7% 0.01% −0.21
VTI VG Morningstar TS MKT ETF-US Reduce -11.0% 2.02% −0.21
WPM Wheaton Precious Metals Corp. Sold out 0.00% −0.16
BA The Boeing Co. Sold out 0.00% −0.14
MCD McDonald's Corp. Reduce -95.8% 0.01% −0.13
QCOM Qualcomm Inc. Sold out 0.00% −0.12
AVGO Broadcom Inc. Reduce -97.4% 0.00% −0.11
BRK.B Berkshire Hathaway Inc. Class B Reduce -83.6% 0.03% −0.10
MMM 3M Co. Sold out 0.00% −0.10
HD Home Depot Inc. Sold out 0.00% −0.10
COST Costco Wholesale Corp. Sold out 0.00% −0.09
CMG Chipotle Mexican Grill Inc. Sold out 0.00% −0.09
JNJ Johnson & Johnson Sold out 0.00% −0.09
VCSH Vanguard S/T Corp. Bond ETF Sold out 0.00% −0.08
ITOT iShares Core S&P Total U.S. Sold out 0.00% −0.08
XOM Exxon Mobil Corp. Reduce -82.1% 0.02% −0.08
AFL Aflac Inc. Sold out 0.00% −0.08
MS Morgan Stanley Sold out 0.00% −0.08
GOOGL Alphabet Inc. Class A Reduce -79.3% 0.02% −0.08
AMGN Amgen Inc. Sold out 0.00% −0.07
KO The Coca-Cola Co. Sold out 0.00% −0.07

Portfolio Buys Q4 2024 → Q1 2025
SGOV iShares 0-3 Month Treasury B New 50.57% +50.57
GDX Vaneck Gold Miners ETF Add +35252.2% 5.19% +5.18
GILD Gilead Sciences Inc. Add +13471.7% 3.01% +2.99
ACIW Aci Worldwide Inc. New 2.03% +2.03
TPL Texas Pacific Land Corp. New 1.70% +1.70
SNEX Stonex Group Inc. New 1.64% +1.64
AGO Assured Guaranty Ltd. New 1.59% +1.59
ANIP Ani Pharmaceuticals Inc. New 1.12% +1.12
XLF SS Financial Select Sector Add +2.5% 5.08% +0.60
AXON Axon Enterprise Inc. Add +22.6% 2.02% +0.28
CTA Simplify Managed Futures St Add +348.7% 0.27% +0.22
SVOL Simplify Volatility Premium Add +424.8% 0.21% +0.17
BUCK Simplify Treasury Option Inc. Add +335.0% 0.21% +0.17
IWX iShares Russell Top 200 Valu Add +22.2% 0.49% +0.13
EFV iShares MSCI Eafe Value ETF Add +37.6% 0.30% +0.12
IWY iShares Russell Top 200 Grow Add +21.7% 0.74% +0.11
HIGH Simplify Enhanced Income ETF Add +279.3% 0.13% +0.10
AVLV Avantis US Large Cap Value Add +7.3% 0.79% +0.09
AVDE Avantis International Equity Add +7.6% 0.37% +0.07
EFG iShares MSCI Eafe Growth ETF Add +22.8% 0.26% +0.07
RFIX Simplify Bond Bull ETF New 0.06% +0.06
UAL United Airlines Holdings Inc. Add +38.8% 1.11% +0.06
VGIT Vanguard Intermediate-Term T Add +61.2% 0.12% +0.05
IWS iShares Russell Mid-Cap Valu Add +23.9% 0.21% +0.05
IEMG iShares Core MSCI Emerging Add +20.5% 0.17% +0.04
VIOV Vanguard S&P Small-Cap 600 V New 0.04% +0.04
VGSH Vanguard Short-Term Treasury Add +48.1% 0.10% +0.04
BOND PIMCO Active Bond Exchange-T Add +2.7% 0.32% +0.04
VTIP Vanguard Short-Term Tips New 0.03% +0.03
SPDW Ste STR SPDR PT DW Eu ETF Add +5459.1% 0.03% +0.03
VMBS Vanguard Mortgage-Backed Sec Add +0.2% 0.25% +0.02
MPC Marathon Petroleum Corp. Add +1621.4% 0.02% +0.02
VNQI Vanguard GLBL Ex-US Real Est Add +198.8% 0.02% +0.02
JOBY Joby Aviation Inc. Add +250.0% 0.03% +0.02
VGLT Vanguard Long-Term Treasury Add +3.7% 0.12% +0.02
VSS Vanguard Ftse All Wo X-US SC New 0.02% +0.02
SPLB SS SPDR P Long Term C ETF Add +3.8% 0.12% +0.01
PVH PVH Corp. New 0.01% +0.01
XLE SS Energy Select Sector New 0.01% +0.01
SPGM State Street SPDR Portfolio New 0.01% +0.01
USIG iShares Broad Usd Investment Add +1.2% 0.11% +0.01
IWP iShares Russell Mid-Cap Grow Add +8.8% 0.12% +0.01
AVUV Avantis US Small Cap Value Add +7.9% 0.20% +0.01
COIN Coinbase Global Inc. Class A New 0.01% +0.01
BBVA Banco Bilbao Vizcaya-SP ADR Add +221.5% 0.01% +0.01
VNQ Vanguard Real Estate ETF Add +36.4% 0.02% +0.01
VTWO Vanguard Russell 2000 ETF Add +13.7% 0.08% +0.01
GLD SPDR Gold Shares New 0.01% +0.01
K Kellanova New 0.01% +0.01
DIS The Walt Disney Co. Add +106.4% 0.01% +0.01

Notes & Other Activity Q4 2024 → Q1 2025
MSI Motorola Solutions Inc. COM NEW Sold out 0 $108before exit
DWX State Street SPDR S&P Intern ST S&P INTL ETF New 0 $16
VWO Vanguard Ftse Emerging Marke FTSE EMR MKT ETF Reduce -100.0% 0 $10
BSV Vanguard Short-Term Bond ETF SHORT TRM BOND New 0 $6

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 440$293.7MSGOV, TAN, XLE, JEPI, ESGU
Q1 2026 283$220.7MSGOV, XLE, MU, TAN, LRCX
Q4 2025 230$201.1MSGOV, XME, INTC, WBD, GDX
Q3 2025 217$181.8MSGOV, PLTR, APP, COIN, ESGU
Q2 2025 303$172.6MSGOV, XME, SMH, IWM, GDX
Q1 2025 210$160.6MSGOV, SPY, GDX, XLF, GILD
Q4 2024 595$172.3MSPY, AAL, AAPL, XLY, XLK