Downshift Financial, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 13, 2026), Downshift Financial, LLC reported 659 stock positions worth $220.3 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 11.9% of the portfolio, followed by Schwab Intl Equity ETF (SCHF, 10.1%) and VG Morningstar TS MKT ETF-US (VTI, 8.6%). Compared with Q1 2026, it opened 584 new positions, sold out of 2, added to 21 and reduced 27. The biggest buy was Schwab US Broad Market ETF (SCHB, shares +30%) and the biggest sale Schwab US Large-Cap ETF (SCHX, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- BOULDER, CO
- CIK
- 0002118380
- Portfolio Value
- $220.3M (Q2 2026)
- SEC Filing
- 0002118380-26-000003 ↗ filed Aug 13, 2026
Holdings Value
Holdings 659 stocks · $220.3M
| SCHB Schwab US Broad Market ETF | 11.94% | 908,685 | $26.3M | Add +29.7% |
| SCHF Schwab Intl Equity ETF | 10.12% | 804,823 | $22.3M | Add +8.3% |
| VTI VG Morningstar TS MKT ETF-US | 8.57% | 51,044 | $18.9M | Add +3.7% |
| SCHR Schwab Intermediate-Term US | 8.13% | 726,438 | $17.9M | Add +7.1% |
| SCHX Schwab US Large-Cap ETF | 7.42% | 555,541 | $16.3M | Reduce -15.9% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 4.89% | 31,347 | $10.8M | Add +0.1% |
| VXUS Vanguard Total Intl Stock | 4.30% | 110,746 | $9.5M | Add +3.8% |
| SCHM Schwab US Mid Cap ETF | 2.67% | 159,804 | $5.9M | Reduce -17.9% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 2.61% | 65,506 | $5.8M | Add +2.3% |
| VGIT Vanguard Intermediate-Term T | 2.45% | 91,481 | $5.4M | Reduce -17.4% |
| IXUS iShares Core Intl Stock ETF | 2.22% | 51,274 | $4.9M | Add +1.4% |
| SPTI SS SPDR P Int Term TSY ETF | 2.04% | 158,490 | $4.5M | Add +59.8% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.84% | 80,647 | $4.1M | Add +3.6% |
| SCHG Schwab US Large-Cap Growth | 1.63% | 106,320 | $3.6M | Reduce -0.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.60% | 43,857 | $3.5M | Reduce -75.0% |
| SCHA Schwab US Small-Cap ETF | 1.58% | 96,403 | $3.5M | Reduce -15.7% |
| VOO Vanguard S&P 500 ETF | 1.53% | 4,924 | $3.4M | Reduce -1.7% |
| NVDA Nvidia Corp. | 1.17% | 12,875 | $2.6M | No change |
| IVV iShares Core S&P 500 ETF | 1.14% | 3,343 | $2.5M | Add +0.2% |
| VEA Vanguard Ftse Developed ETF | 1.12% | 34,709 | $2.5M | Reduce -3.0% |
| AAUA Alpha Architect US Equ 3 ETF | 0.91% | 35,307 | $2.0M | New |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.89% | 28,928 | $2.0M | Add +2.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.85% | 6,187 | $1.9M | Reduce -0.8% |
| VT Vanguard Tot World STK ETF | 0.82% | 11,468 | $1.8M | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.60% | 6,053 | $1.3M | Add +0.3% |
| VWO Vanguard Ftse Emerging Marke | 0.50% | 18,282 | $1.1M | Reduce -1.3% |
| ITOT iShares Core S&P Total U.S. | 0.47% | 6,298 | $1.0M | Add +0.0% |
| SPTS SS SPDR P St Term TSY ETF | 0.43% | 32,799 | $952K | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 0.43% | 16,427 | $947K | Reduce -1.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.42% | 10,712 | $923K | Reduce -82.4% |
| VONE Vanguard Russell 1000 | 0.40% | 2,633 | $892K | No change |
| SCHO Schwab Short-Term US Treas | 0.40% | 36,519 | $882K | Add +2.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.34% | 3,106 | $755K | Add +0.3% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.33% | 13,720 | $724K | Add +0.0% |
| SCHQ Schwab Long-Term US Treasury | 0.33% | 23,079 | $722K | Add +9.7% |
| MUB iShares National Muni Bond E | 0.31% | 6,362 | $685K | No change |
| GOVT iShares US Treasury Bond ETF | 0.28% | 27,389 | $624K | Reduce -2.2% |
| GOOGL Alphabet Inc. Class A | 0.28% | 1,732 | $619K | No change |
| AAPL Apple Inc. | 0.28% | 2,113 | $611K | No change |
| GOOG Alphabet Inc. Class C | 0.27% | 1,671 | $590K | Reduce -13.1% |
| BALL Ball Corp. | 0.26% | 9,265 | $578K | No change |
| SCHD Schwab US DVD Equity ETF | 0.26% | 17,896 | $567K | Reduce -0.4% |
| IJH iShares Core S&P Midcap ETF | 0.25% | 7,074 | $545K | Reduce -0.2% |
| CRDO Credo Technology Group Holdi | 0.25% | 2,000 | $544K | No change |
| SCHZ Schwab US Aggregate Bond ETF | 0.24% | 22,873 | $529K | No change |
| ESGV Vanguard ESG US Stock ETF | 0.23% | 3,786 | $501K | Add +0.2% |
| IEFA iShares Core MSCI Eafe ETF | 0.22% | 4,989 | $482K | No change |
| TSLA Tesla Inc. | 0.21% | 1,104 | $464K | No change |
| IJR iShares Core S&P Small-Cap E | 0.20% | 3,003 | $445K | Reduce -0.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.20% | 595 | $438K | No change |
| VXF Vanguard Extended Market ETF | 0.19% | 1,734 | $427K | Reduce -6.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.19% | 566 | $422K | No change |
| SCHP Schwab U.S. Tips ETF | 0.18% | 15,174 | $402K | No change |
| EFA iShares MSCI Eafe ETF | 0.18% | 3,831 | $398K | No change |
| IEMG iShares Core MSCI Emerging | 0.18% | 4,779 | $396K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 786 | $393K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.18% | 1,654 | $391K | No change |
| MSFT Microsoft Corp. | 0.17% | 1,001 | $373K | Reduce -13.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.17% | 4,677 | $370K | No change |
| AMZN Amazon.com Inc. | 0.17% | 1,547 | $369K | No change |
| IWM iShares Russell 2000 ETF | 0.16% | 1,186 | $356K | No change |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.16% | 6,791 | $356K | No change |
| NSC Norfolk Southern Corp. | 0.15% | 1,047 | $329K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.14% | 8,692 | $315K | Add +0.1% |
| SCHH Schwab US REIT ETF | 0.13% | 12,375 | $293K | Reduce -2.6% |
| VGT Vanguard Info Tech ETF | 0.13% | 2,447 | $293K | Reduce -87.5% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.13% | 4,310 | $290K | Reduce -1.2% |
| COST Costco Wholesale Corp. | 0.13% | 306 | $286K | No change |
| PDBC Invesco Optimum Yield Divers | 0.11% | 15,685 | $249K | No change |
| GS Goldman Sachs Group Inc. | 0.10% | 223 | $225K | Add +0.5% |
| EEM iShares MSCI Emerging Market | 0.10% | 3,278 | $224K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.10% | 791 | $222K | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.10% | 4,338 | $219K | Reduce -7.1% |
| RTX RTX Corp. | 0.10% | 1,134 | $215K | New |
| VSGX Vanguard ESG Intl Stock ETF | 0.10% | 2,584 | $213K | New |
| TSM Taiwan Semiconductor-SP ADR | 0.09% | 433 | $207K | New |
| IWB iShares Russell 1000 ETF | 0.09% | 502 | $206K | New |
| QUAL iShares MSCI USA Quality Fac | 0.09% | 926 | $203K | New |
| CAT Caterpillar Inc. | 0.09% | 182 | $194K | New |
| BND Vanguard Total Bond Market | 0.09% | 2,631 | $193K | Reduce -44.5% |
| IVW iShares S&P 500 Growth ETF | 0.09% | 1,384 | $190K | New |
| JPM JPMorgan Chase & Co. | 0.08% | 566 | $185K | New |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.08% | 2,235 | $179K | New |
| VBIL Vanguard 0-3M T-Bill ETF | 0.08% | 2,350 | $178K | New |
| FISV Fiserv Inc. | 0.07% | 3,309 | $162K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.07% | 817 | $161K | New |
| VYMI Vanguard Int High DVD YLD Inc. | 0.07% | 1,641 | $161K | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.07% | 1,791 | $157K | New |
| NEE Nextera Energy Inc. | 0.06% | 1,619 | $142K | New |
| AVGO Broadcom Inc. | 0.06% | 367 | $139K | New |
| ESGU iShares ESG Aware MSCI USA | 0.06% | 847 | $139K | New |
| XLF SS Financial Select Sector | 0.06% | 2,493 | $134K | New |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.06% | 1,435 | $130K | New |
| VNQ Vanguard Real Estate ETF | 0.06% | 1,327 | $128K | Reduce -5.2% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.06% | 2,634 | $126K | New |
| XLI SS Industrial Select Sector | 0.06% | 668 | $124K | New |
| SCHY Schwab International DVD ETF | 0.06% | 3,848 | $122K | New |
| AOR iShares Core 60/40 Balanced | 0.06% | 1,754 | $122K | New |
| SGOV iShares 0-3 Month Treasury B | 0.05% | 1,202 | $121K | Reduce -74.0% |
| TTWO Take-Two Interactive Softwre | 0.05% | 476 | $119K | New |
Options reported separately and not counted above: NVDA puts ($1.7M), TSLA puts ($421K), RTX puts ($95K), PLTR calls ($70K), TTWO calls ($50K), ECHO calls ($41K), ON calls ($38K), SMCI calls ($15K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $1 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| XRXDW Xerox Holdings Corp. | *W EXP 02/11/202 | 2 | $1 | New |
Total filed on the 13F, all lines: $220.3M.
Portfolio Sells Q1 2026 → Q2 2026
| SCHX Schwab US Large-Cap ETF | Reduce -15.9% | 7.42% | −2.14 |
| AAUS Alpha Architect US Eqy ETF | Sold out | 0.00% | −0.99 |
| VGIT Vanguard Intermediate-Term T | Reduce -17.4% | 2.45% | −0.96 |
| SCHM Schwab US Mid Cap ETF | Reduce -17.9% | 2.67% | −0.67 |
| SCHA Schwab US Small-Cap ETF | Reduce -15.7% | 1.58% | −0.31 |
| SGOV iShares 0-3 Month Treasury B | Reduce -74.0% | 0.05% | −0.19 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.3% | 1.63% | −0.17 |
| VOO Vanguard S&P 500 ETF | Reduce -1.7% | 1.53% | −0.16 |
| MELI MercadoLibre Inc. | Reduce -92.0% | 0.01% | −0.15 |
| IBMO iShares Ibonds Dec 2026 Term | Sold out | 0.00% | −0.15 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.0% | 1.12% | −0.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -75.0% | 1.60% | −0.12 |
| BND Vanguard Total Bond Market | Reduce -44.5% | 0.09% | −0.09 |
| MSFT Microsoft Corp. | Reduce -13.1% | 0.17% | −0.08 |
| GOOG Alphabet Inc. Class C | Reduce -13.1% | 0.27% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.3% | 0.50% | −0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.8% | 0.85% | −0.05 |
| VNQ Vanguard Real Estate ETF | Reduce -5.2% | 0.06% | −0.05 |
| GOVT iShares US Treasury Bond ETF | Reduce -2.2% | 0.28% | −0.05 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.4% | 0.26% | −0.03 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -1.4% | 0.43% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -7.1% | 0.10% | −0.02 |
| VXF Vanguard Extended Market ETF | Reduce -6.5% | 0.19% | −0.02 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -1.2% | 0.13% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -2.6% | 0.13% | −0.02 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.2% | 0.25% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -82.4% | 0.42% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.2% | 0.20% | −0.01 |
| VGT Vanguard Info Tech ETF | Reduce -87.5% | 0.13% | +0.00 |
Portfolio Buys Q1 2026 → Q2 2026
| SCHB Schwab US Broad Market ETF | Add +29.7% | 11.94% | +2.01 |
| AAUA Alpha Architect US Equ 3 ETF | New | 0.91% | +0.91 |
| VT Vanguard Tot World STK ETF | New | 0.82% | +0.82 |
| SPTI SS SPDR P Int Term TSY ETF | Add +59.8% | 2.04% | +0.57 |
| IBM Intl Business Machines Corp. | New | 0.10% | +0.10 |
| RTX RTX Corp. | New | 0.10% | +0.10 |
| VSGX Vanguard ESG Intl Stock ETF | New | 0.10% | +0.10 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.09% | +0.09 |
| IWB iShares Russell 1000 ETF | New | 0.09% | +0.09 |
| QUAL iShares MSCI USA Quality Fac | New | 0.09% | +0.09 |
| CAT Caterpillar Inc. | New | 0.09% | +0.09 |
| IVW iShares S&P 500 Growth ETF | New | 0.09% | +0.09 |
| JPM JPMorgan Chase & Co. | New | 0.08% | +0.08 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | New | 0.08% | +0.08 |
| VBIL Vanguard 0-3M T-Bill ETF | New | 0.08% | +0.08 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | New | 0.07% | +0.07 |
| VYMI Vanguard Int High DVD YLD Inc. | New | 0.07% | +0.07 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.07% | +0.07 |
| SCHF Schwab Intl Equity ETF | Add +8.3% | 10.12% | +0.07 |
| NEE Nextera Energy Inc. | New | 0.06% | +0.06 |
| AVGO Broadcom Inc. | New | 0.06% | +0.06 |
| ESGU iShares ESG Aware MSCI USA | New | 0.06% | +0.06 |
| XLF SS Financial Select Sector | New | 0.06% | +0.06 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.06% | +0.06 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | New | 0.06% | +0.06 |
| XLI SS Industrial Select Sector | New | 0.06% | +0.06 |
| SCHY Schwab International DVD ETF | New | 0.06% | +0.06 |
| AOR iShares Core 60/40 Balanced | New | 0.06% | +0.06 |
| TTWO Take-Two Interactive Softwre | New | 0.05% | +0.05 |
| ORCL Oracle Corp. | New | 0.05% | +0.05 |
| XLK SS Technology Select Sector | New | 0.05% | +0.05 |
| INTC Intel Corp. | New | 0.05% | +0.05 |
| IWN iShares Russell 2000 Value E | New | 0.05% | +0.05 |
| HD Home Depot Inc. | New | 0.05% | +0.05 |
| VGK Vanguard Ftse Europe ETF | New | 0.05% | +0.05 |
| WMT Walmart Inc. | New | 0.05% | +0.05 |
| FBTC Fidelity Wise Origin Bitcoin | New | 0.05% | +0.05 |
| LLY Eli Lilly & Co. | New | 0.04% | +0.04 |
| NFLX Netflix Inc. | New | 0.04% | +0.04 |
| TMO Thermo Fisher Scientific Inc. | New | 0.04% | +0.04 |
| UNH Unitedhealth Group Inc. | New | 0.04% | +0.04 |
| IAU iShares Gold Trust | New | 0.04% | +0.04 |
| SPEM State Street SP PTF Em ETF | New | 0.04% | +0.04 |
| XOM Exxon Mobil Corp. | New | 0.04% | +0.04 |
| XLY SS Consumer Disc Select Sect | New | 0.04% | +0.04 |
| VPL Vanguard Ftse Pacific ETF | New | 0.04% | +0.04 |
| GE General Electric | New | 0.04% | +0.04 |
| IXN iShares Global Tech ETF | New | 0.04% | +0.04 |
| GWW WW Grainger Inc. | New | 0.04% | +0.04 |
| IUSG iShares Core S&P U.S. Growth | New | 0.04% | +0.04 |
Options Activity Q1 2026 → Q2 2026
| NVDA Nvidia Corp. | put | New | 8,300 | $1.7M |
| TSLA Tesla Inc. | put | New | 1,000 | $421K |
| RTX RTX Corp. | put | New | 500 | $95K |
| PLTR Palantir Technologies Inc. Class A | call | New | 600 | $70K |
| TTWO Take-Two Interactive Softwre | call | New | 200 | $50K |
| ECHO Echostar Corp. Class A | call | New | 400 | $41K |
| ON On Semiconductor | call | New | 400 | $38K |
| SMCI Super Micro Computer Inc. | call | New | 500 | $15K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q1 2026 → Q2 2026
| XRXDW Xerox Holdings Corp. | *W EXP 02/11/202 | New | 2 | $1 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.