Dravo Bay LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Dravo Bay LLC reported 51 stock positions worth $240.7 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 16.5% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 15.8%) and Vanguard Ftse Developed ETF (VEA, 9.6%). Compared with Q3 2025, it opened 5 new positions, sold out of 2, added to 28 and reduced 15. The biggest buy was a new position in Darden Restaurants (DRI) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- REHOBOTH BEACH, DE
- CIK
- 0001910389
- Portfolio Value
- $240.7M (Q4 2025)
- SEC Filing
- 0001951757-26-000312 ↗ filed Jan 27, 2026
Holdings Value
Holdings 51 stocks · $240.7M
| SCHG Schwab US Large-Cap Growth | 16.45% | 1,213,888 | $39.6M | Add +2.6% |
| SCHV Schwab US Large-Cap Value | 15.81% | 1,284,821 | $38.0M | Add +4.4% |
| VEA Vanguard Ftse Developed ETF | 9.59% | 369,314 | $23.1M | Add +1.7% |
| DFCF Dimensional Core Fixed Inc. | 5.65% | 319,513 | $13.6M | Add +11.2% |
| DFSD Dimensional Short Duration | 5.48% | 274,861 | $13.2M | Add +12.1% |
| DGCB Dimensional Global Credit | 5.44% | 241,207 | $13.1M | Add +11.1% |
| DISV Dimensional International SM | 4.35% | 275,198 | $10.5M | Add +4.0% |
| DFAS Dimensional US Small Cap ETF | 4.12% | 142,178 | $9.9M | Add +7.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.05% | 19,979 | $9.7M | Reduce -0.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.47% | 43,753 | $8.4M | Add +6.4% |
| VWO Vanguard Ftse Emerging Marke | 2.83% | 126,632 | $6.8M | Add +3.0% |
| IDEV iShares Core MSCI Dev MKTS | 2.70% | 78,703 | $6.5M | Add +3.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.63% | 125,979 | $6.3M | Reduce -12.0% |
| MUB iShares National Muni Bond E | 2.02% | 45,377 | $4.9M | Add +2.9% |
| IEMG iShares Core MSCI Emerging | 1.85% | 66,220 | $4.5M | Reduce -1.5% |
| DUSB Dimension Ultrashort Fi ETF | 1.81% | 86,232 | $4.4M | Add +4.9% |
| DFEV Dimensional Emrg MRKT Val | 1.55% | 110,651 | $3.7M | Add +6.0% |
| IEFA iShares Core MSCI Eafe ETF | 1.22% | 32,809 | $2.9M | Add +0.9% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.68% | 65,910 | $1.6M | Reduce -11.2% |
| HYD Vaneck High Yield Muni ETF | 0.63% | 29,770 | $1.5M | Reduce -4.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.61% | 33,053 | $1.5M | Reduce -0.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.60% | 4,740 | $1.4M | Add +1.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.59% | 6,665 | $1.4M | Add +1.9% |
| SCHX Schwab US Large-Cap ETF | 0.44% | 39,562 | $1.1M | Reduce -11.3% |
| DRI Darden Restaurants Inc. | 0.41% | 5,323 | $980K | New |
| SUB iShares Short-Term National | 0.40% | 8,939 | $954K | Add +7.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.39% | 9,947 | $937K | Add +3.2% |
| AAPL Apple Inc. | 0.39% | 3,423 | $931K | Reduce -2.9% |
| BND Vanguard Total Bond Market | 0.35% | 11,249 | $833K | Add +2.3% |
| IWN iShares Russell 2000 Value E | 0.33% | 4,362 | $790K | Reduce -6.4% |
| IVV iShares Core S&P 500 ETF | 0.26% | 913 | $625K | Add +35.5% |
| IWO iShares Russell 2000 Growth | 0.25% | 1,883 | $608K | Add +0.5% |
| SPEM State Street SP PTF Em ETF | 0.24% | 12,103 | $567K | Add +16.1% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.20% | 7,316 | $493K | Reduce -8.3% |
| EBND State Street SPDR Bloomberg | 0.18% | 20,564 | $439K | Reduce -8.5% |
| VYM Vanguard High DVD Yield ETF | 0.17% | 2,814 | $404K | Reduce -1.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.16% | 3,615 | $386K | New |
| NVDA Nvidia Corp. | 0.16% | 2,037 | $380K | Add +9.3% |
| SCHF Schwab Intl Equity ETF | 0.16% | 15,623 | $376K | New |
| BSV Vanguard Short-Term Bond ETF | 0.15% | 4,538 | $358K | Add +9.4% |
| MSFT Microsoft Corp. | 0.14% | 693 | $335K | Add +12.5% |
| SCHB Schwab US Broad Market ETF | 0.14% | 12,411 | $326K | No change |
| SPYV SS SPDR P S&P 500 Value ETF | 0.13% | 5,601 | $318K | New |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.12% | 3,319 | $286K | Add +6.3% |
| AMZN Amazon.com Inc. | 0.12% | 1,225 | $283K | Add +18.7% |
| EMB iShares JP Morgan Usd Emergi | 0.11% | 2,812 | $271K | Reduce -9.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 389 | $265K | No change |
| EMLC Vaneck JPM Em Local Curr BND | 0.10% | 9,535 | $246K | Reduce -8.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.10% | 940 | $242K | Reduce -1.3% |
| GOOGL Alphabet Inc. Class A | 0.10% | 770 | $241K | New |
| DE Deere & Co. | 0.09% | 470 | $219K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -12.0% | 2.63% | −0.53 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.4% | 4.05% | −0.20 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.15 |
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -11.2% | 0.68% | −0.13 |
| IEMG iShares Core MSCI Emerging | Reduce -1.5% | 1.85% | −0.11 |
| SCHA Schwab US Small-Cap ETF | Sold out | 0.00% | −0.10 |
| SCHX Schwab US Large-Cap ETF | Reduce -11.3% | 0.44% | −0.08 |
| HYD Vaneck High Yield Muni ETF | Reduce -4.7% | 0.63% | −0.07 |
| IWN iShares Russell 2000 Value E | Reduce -6.4% | 0.33% | −0.04 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -8.3% | 0.20% | −0.03 |
| EBND State Street SPDR Bloomberg | Reduce -8.5% | 0.18% | −0.03 |
| EMB iShares JP Morgan Usd Emergi | Reduce -9.9% | 0.11% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.3% | 0.61% | −0.02 |
| EMLC Vaneck JPM Em Local Curr BND | Reduce -8.1% | 0.10% | −0.01 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.8% | 0.17% | −0.01 |
| AAPL Apple Inc. | Reduce -2.9% | 0.39% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.3% | 0.10% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| DRI Darden Restaurants Inc. | New | 0.41% | +0.41 |
| DFSD Dimensional Short Duration | Add +12.1% | 5.48% | +0.26 |
| DFCF Dimensional Core Fixed Inc. | Add +11.2% | 5.65% | +0.22 |
| DISV Dimensional International SM | Add +4.0% | 4.35% | +0.17 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.16% | +0.16 |
| SCHF Schwab Intl Equity ETF | New | 0.16% | +0.16 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.13% | +0.13 |
| DGCB Dimensional Global Credit | Add +11.1% | 5.44% | +0.12 |
| DFAS Dimensional US Small Cap ETF | Add +7.3% | 4.12% | +0.11 |
| GOOGL Alphabet Inc. Class A | New | 0.10% | +0.10 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +6.4% | 3.47% | +0.09 |
| DFEV Dimensional Emrg MRKT Val | Add +6.0% | 1.55% | +0.08 |
| IVV iShares Core S&P 500 ETF | Add +35.5% | 0.26% | +0.06 |
| SPEM State Street SP PTF Em ETF | Add +16.1% | 0.24% | +0.02 |
| AMZN Amazon.com Inc. | Add +18.7% | 0.12% | +0.02 |
| IDEV iShares Core MSCI Dev MKTS | Add +3.6% | 2.70% | +0.01 |
| SUB iShares Short-Term National | Add +7.5% | 0.40% | +0.00 |
| NVDA Nvidia Corp. | Add +9.3% | 0.16% | +0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +9.4% | 0.15% | +0.00 |
| EFAV iShares MSCI Eafe Min Vol Fa | Add +6.3% | 0.12% | +0.00 |
| MSFT Microsoft Corp. | Add +12.5% | 0.14% | −0.00 |
| SCHV Schwab US Large-Cap Value | Add +4.4% | 15.81% | −0.01 |
| IWO iShares Russell 2000 Growth | Add +0.5% | 0.25% | −0.01 |
| BND Vanguard Total Bond Market | Add +2.3% | 0.35% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Add +3.2% | 0.39% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.9% | 0.59% | −0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +1.0% | 0.60% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Add +1.7% | 9.59% | −0.02 |
| DUSB Dimension Ultrashort Fi ETF | Add +4.9% | 1.81% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.9% | 1.22% | −0.03 |
| MUB iShares National Muni Bond E | Add +2.9% | 2.02% | −0.05 |
| VWO Vanguard Ftse Emerging Marke | Add +3.0% | 2.83% | −0.11 |
| SCHG Schwab US Large-Cap Growth | Add +2.6% | 16.45% | −0.22 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 51 | $289.0M | SCHV, SCHG, VEA, DFCF, DGCB |
| Q1 2026 | 54 | $246.1M | SCHV, SCHG, VEA, DFCF, DFSD |
| Q4 2025 | 51 | $240.7M | SCHG, SCHV, VEA, DFCF, DFSD |
| Q3 2025 | 48 | $226.4M | SCHG, SCHV, VEA, DFCF, DGCB |
| Q2 2025 | 48 | $206.7M | SCHG, SCHV, VEA, DFCF, DGCB |
| Q1 2025 | 46 | $188.7M | SCHV, SCHG, VEA, DFCF, DFSD |
| Q4 2024 | 51 | $206.3M | SCHG, SCHV, VEA, DFCF, DFSD |
| Q3 2024 | 45 | $194.4M | SCHV, SCHG, VEA, DFCF, DGCB |
| Q2 2024 | 49 | $180.0M | SCHX, VEA, BND, VWO, VUG |
| Q1 2024 | 48 | $168.1M | VEA, SCHX, BND, VWO, VUG |