eCIO, Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 8, 2025), eCIO, Inc. reported 71 stock positions worth $237.2 million. Its top holding was Schwab S&P 500 Index-Sel (SWPPX) at 24.5% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 16.0%) and Schwab US DVD Equity ETF (SCHD, 9.9%). Compared with Q1 2025, it opened 7 new positions, sold out of 340, added to 25 and reduced 30. The biggest buy was iShares ESG Optimized MSCI U (SUSA, shares +96%) and the biggest sale an exit from Treasury Bill (b 0 04/22/25).

Most Recent 13F
Q2 2026
Location
MADISON, WI
CIK
0001830823
Portfolio Value
$237.2M (Q2 2025)
SEC Filing
0001830823-25-000003 ↗ filed Aug 8, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2025: $249.7M Q1 2025 Q2 2025: $237.2M $237.2M Q2 2025 Q3 2025: $267.9M Q3 2025 Q4 2025: $214.7M Q4 2025 Q1 2026: $227.6M Q1 2026 Q2 2026: $355.9M Q2 2026

Holdings 71 stocks · $237.2M
SWPPX Schwab S&P 500 Index-Sel 24.54% 607,029 $58.2M Reduce -0.2%
AGG iShares Core U.S. Aggregate 15.98% 381,936 $37.9M Add +3.4%
SCHD Schwab US DVD Equity ETF 9.87% 882,954 $23.4M Add +8.4%
SCHF Schwab Intl Equity ETF 6.96% 747,027 $16.5M Reduce -1.6%
BSV Vanguard Short-Term Bond ETF 5.48% 165,220 $13.0M Add +5.4%
SWMCX Schwab US Mid-Cap Index 5.31% 180,874 $12.6M Add +6.3%
IJR iShares Core S&P Small-Cap E 4.25% 92,270 $10.1M Add +6.0%
SUSA iShares ESG Optimized MSCI U 3.11% 58,174 $7.4M Add +95.7%
EAGG iShares ESG Aware US Aggrega 2.73% 136,232 $6.5M Add +44.7%
JAAA Janus Henderson Aaa Clo ETF 2.43% 113,515 $5.8M Add +9.4%
SCOXX Schwab Trsry Obl MNY-Ult 2.09% 4,961,286 $5.0M Reduce -2.8%
CCLFX Cliffwater Corp. Lndng-I 1.45% 318,851 $3.4M Add +24.8%
IEMG iShares Core MSCI Emerging 1.38% 54,545 $3.3M Add +1.1%
ESML iShares ESG Aware MSCI USA S 1.17% 67,340 $2.8M Add +83.2%
ISTB iShares Core 1-5 Year Usd Bo 1.11% 53,961 $2.6M Add +1.0%
SNPD Xtrackers S&P Dividend Arist 1.05% 95,142 $2.5M Add +66.4%
SNOXX Schwab Trsry Obl MNY-Inv 0.95% 2,247,693 $2.2M Reduce -42.8%
ESGD iShares Trust iShares ESG Aw 0.92% 24,512 $2.2M Add +68.6%
VBIL Vanguard 0-3M T-Bill ETF 0.75% 23,668 $1.8M New
VGSH Vanguard Short-Term Treasury 0.51% 20,600 $1.2M Add +35.0%
SPYX SS SPDR S&P 500 Foss FL ETF 0.50% 23,356 $1.2M Add +0.3%
NUDV Nuveen ESG Dividend ETF 0.48% 40,371 $1.1M New
SUSB iShares ESG Aware 1-5 Year U 0.45% 42,298 $1.1M Add +41.7%
SUTXX Schwab US Treasury Money-Ult 0.43% 1,021,551 $1.0M Add +0.0%
BND Vanguard Total Bond Market 0.40% 13,009 $958K Add +9.2%
SCHC Schwab Intl Small-Cap Equity 0.38% 20,879 $889K Reduce -16.9%
VOO Vanguard S&P 500 ETF 0.34% 1,436 $816K New
VTI VG Morningstar TS MKT ETF-US 0.32% 2,529 $769K Reduce -2.1%
XONE Bondbloxx BBG 1 Dur US Treas 0.32% 15,147 $752K New
USXF iShares ESG Advance MSCI USA 0.30% 13,053 $704K New
LLY Eli Lilly & Co. 0.29% 886 $691K No change
ESGE iShares Inc. iShares ESG Awar 0.25% 14,991 $587K Add +76.5%
SCHR Schwab Intermediate-Term US 0.20% 19,149 $479K Reduce -2.7%
TXN Texas Instruments Inc. 0.19% 2,141 $445K Add +11.3%
AMZN Amazon.com Inc. 0.16% 1,769 $388K Reduce -0.4%
GOOG Alphabet Inc. Class C 0.16% 2,142 $380K Reduce -21.4%
CPEFX Cascade Private Capital-I 0.16% 19,757 $373K No change
EFAX State Street SPDR MSCI Eafe 0.15% 7,315 $346K Add +0.5%
MSFT Microsoft Corp. 0.14% 663 $330K Reduce -3.4%
LOW Lowe's Cos Inc. 0.13% 1,341 $298K Reduce -0.8%
ACGL Arch Capital Group Ltd. 0.12% 3,156 $287K Reduce -0.8%
SNVXX Schwab Govt MNY FND-Inv 0.11% 271,222 $271K New
BLK BlackRock Inc. 0.11% 245 $257K Reduce -0.8%
NEE Nextera Energy Inc. 0.11% 3,665 $254K Reduce -0.9%
ADP Automatic Data Processing 0.10% 793 $245K Reduce -12.3%
CME Cme Group Inc. 0.10% 880 $243K Reduce -1.1%
ADI Analog Devices Inc. 0.10% 1,007 $240K Reduce -19.0%
JPM JPMorgan Chase & Co. 0.10% 809 $235K Reduce -0.6%
HD Home Depot Inc. 0.10% 637 $234K Reduce -1.1%
VT Vanguard Tot World STK ETF 0.10% 1,814 $233K Add +0.5%
IGSB iShares 1-5Y Inv Grade Corp. 0.10% 4,404 $232K Reduce -8.4%
HON Honeywell International Inc. 0.10% 987 $230K Reduce -0.7%
MRSH Marsh & McLennan Cos 0.10% 1,043 $228K Reduce -0.7%
VTIP Vanguard Short-Term Tips 0.09% 4,443 $223K Add +0.7%
VEU Vanguard Ftse All-World Ex-U 0.09% 3,242 $218K Reduce -11.8%
ELV Elevance Health Inc. 0.09% 550 $214K Reduce -0.7%
SNSXX Schwab US Treasury Money-Inv 0.09% 210,606 $211K Reduce -47.6%
V Visa Inc. Class A 0.09% 588 $209K Reduce -0.7%
JNJ Johnson & Johnson 0.09% 1,338 $204K Reduce -0.9%
FAST Fastenal Co. 0.09% 4,824 $203K Reduce -0.6%
MS Morgan Stanley 0.08% 1,427 $201K Reduce -0.8%
SWVXX Schwa Prime Adv Money FD-Inv filed as SCHWAB PRIME ADVANTAGE MONEY INVESTOR 0.04% 92,069 $92K Reduce -35.0%
JPMORGAN CHASE & CO (JPM 7.75 07/15/25) filed as BANC ONE CORP 0.02% 50,000 $50K No change
DELL INT LLC / EMC CORP (DELL 4.35 02/01/30) 0.02% 47,000 $47K Add +88.0%
WELLS FARGO & COMPANY (WFC V5.557 07/25/34 MTN) 0.02% 40,000 $41K No change
AMAZON.COM INC (AMZN 4.55 12/01/27) 0.01% 35,000 $35K No change
JPMORGAN CHASE & CO (JPM V6.07 10/22/27) 0.01% 25,000 $26K No change
CITIGROUP INC (C V4.658 05/24/28) 0.01% 20,000 $20K No change
T-MOBILE USA INC (TMUS 5.375 04/15/27) 0.01% 20,000 $20K No change
DUKE ENERGY CORP (DUK 4.85 01/05/27) 0.01% 15,000 $15K No change
SYSCO CORPORATION (SYY 5.1 09/23/30) 0.01% 13,000 $13K New

Portfolio Sells Q1 2025 → Q2 2025
TREASURY BILL (B 0 04/22/25) Sold out 0.00% −3.62
BRK.B Berkshire Hathaway Inc. Class B Sold out 0.00% −2.00
TREASURY BILL (B 0 06/26/25) Sold out 0.00% −1.30
TREASURY BILL (B 0 04/15/25) Sold out 0.00% −0.91
SNOXX Schwab Trsry Obl MNY-Inv Reduce -42.8% 0.95% −0.63
TREASURY BILL (B 0 08/07/25) Sold out 0.00% −0.41
TREASURY BILL (B 0 05/22/25) Sold out 0.00% −0.27
SCHM Schwab US Mid Cap ETF Sold out 0.00% −0.23
TREASURY BILL (B 0 04/17/25) Sold out 0.00% −0.23
TREASURY BILL (B 0 06/20/25) Sold out 0.00% −0.17
TREASURY BILL (B 0 05/15/25) Sold out 0.00% −0.12
TREASURY BILL (B 0 12/26/25) Sold out 0.00% −0.11
TREASURY BILL (B 0 07/17/25) Sold out 0.00% −0.11
FISV Fiserv Inc. Sold out 0.00% −0.10
TREASURY BILL (B 0 08/21/25) Sold out 0.00% −0.10
TREASURY BILL (B 0 04/10/25) Sold out 0.00% −0.09
SPY SS SPDR S&P 500 ETF Trust-US Sold out 0.00% −0.09
MDT Medtronic PLC Sold out 0.00% −0.09
FNDX Schwab Fndmntl US LRG Co. ETF Sold out 0.00% −0.09
PGR Progressive Corp. Sold out 0.00% −0.08
ACN Accenture PLC Class A Sold out 0.00% −0.08
EOG EOG Resources Inc. Sold out 0.00% −0.08
TREASURY BILL (B 0 06/05/25) Sold out 0.00% −0.08
VFIAX Vanguard 500 Index-Adm Sold out 0.00% −0.07
BRO Brown & Brown Inc. Sold out 0.00% −0.07
ABBV Abbvie Inc. Sold out 0.00% −0.07
CVX Chevron Corp. Sold out 0.00% −0.07
SNSXX Schwab US Treasury Money-Inv Reduce -47.6% 0.09% −0.07
UNP Union Pacific Corp. Sold out 0.00% −0.07
PCAR Paccar Inc. Sold out 0.00% −0.07
SBUX Starbucks Corp. Sold out 0.00% −0.07
CPRT Copart Inc. Sold out 0.00% −0.07
IWS iShares Russell Mid-Cap Valu Sold out 0.00% −0.07
AMT American Tower Corp. Sold out 0.00% −0.07
CMCSA Comcast Corp. Class A Sold out 0.00% −0.07
ESGU iShares ESG Aware MSCI USA Sold out 0.00% −0.07
ALC Alcon Inc. Sold out 0.00% −0.06
IT Gartner Inc. Sold out 0.00% −0.06
ABT Abbott Laboratories Sold out 0.00% −0.06
KEYS Keysight Technologies Inc. Sold out 0.00% −0.06
EXAS Exact Sciences Corp. Sold out 0.00% −0.06
VAIPX Vanguard Infl Proct Sec-Adm Sold out 0.00% −0.06
BAC Bank of America Corp. Sold out 0.00% −0.06
TREASURY BILL (B 0 07/31/25) Sold out 0.00% −0.06
ROST Ross Stores Inc. Sold out 0.00% −0.06
PEP Pepsico Inc. Sold out 0.00% −0.06
FERG Ferguson Enterprises Inc. Sold out 0.00% −0.05
PH Parker Hannifin Corp. Sold out 0.00% −0.05
XOM Exxon Mobil Corp. Sold out 0.00% −0.05
DHR Danaher Corp. Sold out 0.00% −0.05

Portfolio Buys Q1 2025 → Q2 2025
SUSA iShares ESG Optimized MSCI U Add +95.7% 3.11% +1.74
AGG iShares Core U.S. Aggregate Add +3.4% 15.98% +1.34
EAGG iShares ESG Aware US Aggrega Add +44.7% 2.73% +0.94
SWMCX Schwab US Mid-Cap Index Add +6.3% 5.31% +0.93
VBIL Vanguard 0-3M T-Bill ETF New 0.75% +0.75
SCHD Schwab US DVD Equity ETF Add +8.4% 9.87% +0.74
ESML iShares ESG Aware MSCI USA S Add +83.2% 1.17% +0.61
IJR iShares Core S&P Small-Cap E Add +6.0% 4.25% +0.60
BSV Vanguard Short-Term Bond ETF Add +5.4% 5.48% +0.57
NUDV Nuveen ESG Dividend ETF New 0.48% +0.48
SNPD Xtrackers S&P Dividend Arist Add +66.4% 1.05% +0.45
ESGD iShares Trust iShares ESG Aw Add +68.6% 0.92% +0.45
CCLFX Cliffwater Corp. Lndng-I Add +24.8% 1.45% +0.34
VOO Vanguard S&P 500 ETF New 0.34% +0.34
JAAA Janus Henderson Aaa Clo ETF Add +9.4% 2.43% +0.32
XONE Bondbloxx BBG 1 Dur US Treas New 0.32% +0.32
USXF iShares ESG Advance MSCI USA New 0.30% +0.30
IEMG iShares Core MSCI Emerging Add +1.1% 1.38% +0.21
VGSH Vanguard Short-Term Treasury Add +35.0% 0.51% +0.15
SUSB iShares ESG Aware 1-5 Year U Add +41.7% 0.45% +0.15
ESGE iShares Inc. iShares ESG Awar Add +76.5% 0.25% +0.13
SNVXX Schwab Govt MNY FND-Inv New 0.11% +0.11
SPYX SS SPDR S&P 500 Foss FL ETF Add +0.3% 0.50% +0.07
ISTB iShares Core 1-5 Year Usd Bo Add +1.0% 1.11% +0.07
BND Vanguard Total Bond Market Add +9.2% 0.40% +0.05
TXN Texas Instruments Inc. Add +11.3% 0.19% +0.05
SUTXX Schwab US Treasury Money-Ult Add +0.0% 0.43% +0.02
EFAX State Street SPDR MSCI Eafe Add +0.5% 0.15% +0.02
VT Vanguard Tot World STK ETF Add +0.5% 0.10% +0.01
DELL INT LLC / EMC CORP (DELL 4.35 02/01/30) Add +88.0% 0.02% +0.01
VTIP Vanguard Short-Term Tips Add +0.7% 0.09% +0.01
SYSCO CORPORATION (SYY 5.1 09/23/30) New 0.01% +0.01

Notes & Other Activity Q1 2025 → Q2 2025
US TREASURY N/B (T 2.25 11/15/25) TREASURY Sold out 6,003,000 $5.9Mbefore exit
US TREASURY N/B (T 1.625 02/15/26) Bond Sold out 5,235,000 $5.1Mbefore exit
US TREASURY N/B (T 2.875 06/15/25) FIX Sold out 3,462,000 $3.5Mbefore exit
US TREASURY N/B (T 0.25 05/31/25) FIX Sold out 2,757,000 $2.7Mbefore exit
US TREASURY N/B (T 0.375 12/31/25) FIX Sold out 2,393,000 $2.3Mbefore exit
US TREASURY N/B (T 4.625 02/28/26) NOT Sold out 2,305,000 $2.3Mbefore exit
US TREASURY N/B (T 0.5 02/28/26) FIXED Sold out 1,882,000 $1.8Mbefore exit
US TREASURY N/B (T 0.375 11/30/25) FIX Sold out 1,778,000 $1.7Mbefore exit
US TREASURY N/B (T 4.25 05/31/25) FIX Sold out 1,574,000 $1.6Mbefore exit
US TREASURY N/B (T 0.25 08/31/25) FIX Sold out 1,464,000 $1.4Mbefore exit
US TREASURY N/B (T 2 08/15/25) FIX Sold out 1,393,000 $1.4Mbefore exit
US TREASURY N/B (T 0.25 06/30/25) FIX Sold out 1,278,000 $1.3Mbefore exit
US TREASURY N/B (T 5 08/31/25) FIX Sold out 1,246,000 $1.2Mbefore exit
US TREASURY N/B (T 3 07/15/25) FIXED Sold out 1,197,000 $1.2Mbefore exit
US TREASURY N/B (T 0.25 09/30/25) FIX Sold out 1,132,000 $1.1Mbefore exit
US TREASURY N/B (T 3.5 09/15/25) FIX Sold out 1,089,000 $1.1Mbefore exit
US TREASURY N/B (T 5 09/30/25) FIX Sold out 977,000 $981Kbefore exit
US TREASURY N/B (T 2.875 07/31/25) FIX Sold out 900,000 $896Kbefore exit
US TREASURY N/B (T 4.25 01/31/26) Fixed Income Sold out 799,000 $800Kbefore exit
US TREASURY N/B (T 4.25 12/31/25) US Government Note/Bond Sold out 751,000 $752Kbefore exit
US TREASURY N/B (T 2.875 05/31/25) FIX Sold out 745,000 $743Kbefore exit
US TREASURY N/B (T 3 09/30/25) US Government Note/Bond Sold out 699,000 $695Kbefore exit
US TREASURY N/B (T 4.75 07/31/25) FIX Sold out 680,000 $681Kbefore exit
US TREASURY N/B (T 4.625 06/30/25) FIX Sold out 635,000 $635Kbefore exit
US TREASURY N/B (T 0.375 01/31/26) Fixed Income Sold out 639,000 $620Kbefore exit
US TREASURY N/B (T 4.25 10/15/25) TREASURY Sold out 606,000 $606Kbefore exit
US TREASURY N/B (T 4.5 11/15/25) FIX Sold out 557,000 $558Kbefore exit
US TREASURY N/B (T 2.875 11/30/25) #N/A Sold out 496,000 $492Kbefore exit
US TREASURY N/B (T 4.875 11/30/25) FIX Sold out 446,000 $448Kbefore exit
US TREASURY N/B (T 2.75 05/15/25) FIX Sold out 446,000 $445Kbefore exit
US TREASURY N/B (T 0.375 04/30/25) FIX Sold out 411,000 $410Kbefore exit
US TREASURY N/B (T 3.125 08/15/25) FIX Sold out 399,000 $397Kbefore exit
US TREASURY N/B (T 2.625 04/15/25) COM Sold out 368,000 $368Kbefore exit
US TREASURY N/B (T 2.75 08/31/25) FIXED Sold out 298,000 $296Kbefore exit
US TREASURY N/B (T 5 10/31/25) FIX Sold out 260,000 $261Kbefore exit
US TREASURY N/B (T 3.875 04/30/25) FIX Sold out 246,000 $246Kbefore exit
US TREASURY N/B (T 2.125 05/15/25) COM Sold out 220,000 $219Kbefore exit
US TREASURY N/B (T 4 12/15/25) #N/A Sold out 179,000 $179Kbefore exit
US TREASURY N/B (T 1.875 02/28/29) NOT Sold out 129,000 $119Kbefore exit
US TREASURY N/B (T 2.625 12/31/25) #N/A Sold out 113,000 $112Kbefore exit
US TREASURY N/B (T 4.125 11/15/32) TREASURY Sold out 107,000 $107Kbefore exit
US TREASURY N/B (T 4 02/15/34) TREASURY Sold out 101,000 $100Kbefore exit
US TREASURY N/B (T 3.375 05/15/33) NOT Sold out 96,000 $91Kbefore exit
US TREASURY N/B (T 2.875 04/30/25) FIX Sold out 83,000 $83Kbefore exit
US TREASURY N/B (T 2.375 05/15/27) Bond Sold out 78,000 $76Kbefore exit
US TREASURY N/B (T 4.25 02/28/31) FIX Sold out 71,000 $72Kbefore exit
US TREASURY N/B (T 4.5 11/15/33) NOT Sold out 68,000 $70Kbefore exit
US TREASURY N/B (T 1.375 11/15/31) NOT Sold out 81,000 $68Kbefore exit
US TREASURY N/B (T 4 02/29/28) TREASURY Sold out 68,000 $68Kbefore exit
US TREASURY N/B (T 0.75 04/30/26) FIX Sold out 70,000 $68Kbefore exit

Showing the first 50 of 96.

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 46$355.9MSWPPX, AGG, SCHD, SCHF, BSV
Q1 2026 42$227.6MAGG, SCHD, SCHF, BSV, VMBS
Q4 2025 190$214.7MAGG, SCHD, SCHF, BSV, SWMCX
Q3 2025 70$267.9MSWPPX, AGG, SCHD, SCHF, BSV
Q2 2025 71$237.2MSWPPX, AGG, SCHD, SCHF, BSV
Q1 2025 404$249.7MSWPPX, AGG, SCHD, SCHF, BSV