Embree Financial Group
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 9, 2025), Embree Financial Group reported 226 stock positions worth $745.5 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 9.2% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 7.5%) and Schwab US Large-Cap ETF (SCHX, 5.7%). Compared with Q2 2025, it opened 24 new positions, sold out of 11, added to 99 and reduced 91. The biggest buy was Ishrs US E F R A ETF-Usd (DYNF, shares +738%) and the biggest sale SS SPDR S&P 500 ETF Trust-US (SPY, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- Chicago, IL
- CIK
- 0002020860
- Portfolio Value
- $745.5M (Q3 2025)
- SEC Filing
- 0002085853-25-000037 ↗ filed Oct 9, 2025
Holdings Value
Holdings 226 stocks · $745.5M
| QQQ Invesco QQQ Trust Series 1 | 9.24% | 114,767 | $68.9M | Reduce -2.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 7.53% | 84,302 | $56.2M | Reduce -10.7% |
| SCHX Schwab US Large-Cap ETF | 5.65% | 1,599,473 | $42.1M | Reduce -8.4% |
| AAPL Apple Inc. | 4.62% | 135,175 | $34.4M | Add +0.2% |
| MSFT Microsoft Corp. | 3.73% | 53,676 | $27.8M | Add +0.6% |
| IWV iShares Russell 3000 ETF | 3.62% | 71,188 | $27.0M | Reduce -0.8% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 2.41% | 303,124 | $17.9M | Add +738.3% |
| NVDA Nvidia Corp. | 2.35% | 94,044 | $17.5M | Add +3.5% |
| GOOGL Alphabet Inc. Class A | 2.08% | 63,684 | $15.5M | Add +0.2% |
| JPM JPMorgan Chase & Co. | 2.05% | 48,374 | $15.3M | Add +0.8% |
| DBEF Xtrackers MSCI Eafe Hedged E | 2.02% | 324,116 | $15.0M | Reduce -14.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.94% | 28,827 | $14.5M | Add +20.8% |
| PVAL Putnam Focused LRG Cap Value | 1.93% | 337,583 | $14.4M | Add +21.9% |
| DFIV Dimensional International Va | 1.89% | 305,841 | $14.1M | Add +59.1% |
| CME Cme Group Inc. | 1.74% | 47,942 | $13.0M | Reduce -0.6% |
| PULS Pgim Ultra Short Bond ETF | 1.60% | 238,875 | $11.9M | Add +34.9% |
| BX Blackstone Inc. | 1.48% | 64,504 | $11.0M | Add +0.3% |
| IJR iShares Core S&P Small-Cap E | 1.36% | 85,567 | $10.2M | Reduce -12.2% |
| IVV iShares Core S&P 500 ETF | 1.26% | 14,002 | $9.4M | Add +48.9% |
| CBOE Cboe Global Markets Inc. | 1.23% | 37,354 | $9.2M | Add +32.2% |
| VOO Vanguard S&P 500 ETF | 1.18% | 14,387 | $8.8M | Reduce -5.0% |
| SCHB Schwab US Broad Market ETF | 1.11% | 322,009 | $8.3M | Reduce -6.8% |
| AMZN Amazon.com Inc. | 1.06% | 36,043 | $7.9M | Add +3.7% |
| IWF iShares Russell 1000 Growth | 0.97% | 15,450 | $7.2M | Reduce -0.6% |
| VYM Vanguard High DVD Yield ETF | 0.88% | 46,624 | $6.6M | Add +2.0% |
| FWD AB Disruptors ETF filed as AB ACTIVE ETFS INC | 0.87% | 64,297 | $6.5M | Add +15.5% |
| BLK BlackRock Inc. | 0.81% | 5,180 | $6.0M | Reduce -0.1% |
| THRO iShares U.S. Thematic Rotati | 0.80% | 156,856 | $5.9M | Add +2136.3% |
| DFUV Dimensional US Marketwide Va | 0.73% | 121,015 | $5.4M | Reduce -17.9% |
| SCHV Schwab US Large-Cap Value | 0.65% | 165,749 | $4.8M | Reduce -0.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.64% | 92,810 | $4.8M | Add +1.2% |
| RYAN Ryan Specialty Holdings Inc. | 0.62% | 82,645 | $4.7M | Add +1.1% |
| IVW iShares S&P 500 Growth ETF | 0.62% | 38,283 | $4.6M | Add +358.1% |
| SCHG Schwab US Large-Cap Growth | 0.60% | 140,883 | $4.5M | Reduce -1.2% |
| PLTR Palantir Technologies Inc. Class A | 0.60% | 24,416 | $4.5M | Add +0.2% |
| JCPB JPMorgan Core Plus Bond ETF | 0.58% | 91,001 | $4.3M | Add +156.6% |
| ABBV Abbvie Inc. | 0.58% | 18,673 | $4.3M | Reduce -7.6% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.57% | 80,352 | $4.3M | Add +17.5% |
| CSCO Cisco Systems Inc. | 0.57% | 62,484 | $4.3M | Add +1.9% |
| HDV iShares Core High Dividend E | 0.57% | 34,656 | $4.2M | Reduce -9.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.57% | 12,869 | $4.2M | Reduce -1.3% |
| QUAL iShares MSCI USA Quality Fac | 0.55% | 21,063 | $4.1M | Add +487.2% |
| JNJ Johnson & Johnson | 0.53% | 21,170 | $3.9M | Add +0.8% |
| SCHA Schwab US Small-Cap ETF | 0.52% | 139,916 | $3.9M | Reduce -4.1% |
| VIG Vanguard Dividend Apprec ETF | 0.52% | 17,996 | $3.9M | Reduce -1.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.50% | 7,836 | $3.8M | Add +0.1% |
| XLV SS Health Care Select Sector | 0.50% | 26,806 | $3.7M | Reduce -24.1% |
| XOM Exxon Mobil Corp. | 0.47% | 31,280 | $3.5M | Reduce -0.3% |
| IJH iShares Core S&P Midcap ETF | 0.47% | 53,147 | $3.5M | Reduce -8.6% |
| ABT Abbott Laboratories | 0.45% | 25,131 | $3.4M | Reduce -9.0% |
| OSEA Harbor Intl Compounders ETF | 0.44% | 111,705 | $3.3M | Reduce -0.8% |
| GOOG Alphabet Inc. Class C | 0.43% | 13,283 | $3.2M | Reduce -15.8% |
| DE Deere & Co. | 0.40% | 6,600 | $3.0M | Add +0.1% |
| SCHF Schwab Intl Equity ETF | 0.40% | 129,557 | $3.0M | Add +0.5% |
| BITB Bitwise Bitcoin ETF | 0.40% | 47,359 | $2.9M | Reduce -8.7% |
| VTHR Vanguard Russell 3000 | 0.38% | 9,599 | $2.8M | Reduce -2.8% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.34% | 69,060 | $2.5M | Add +258.4% |
| IDMO Invesco S&P International DE | 0.32% | 44,216 | $2.4M | Add +14.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.32% | 70,382 | $2.3M | Reduce -9.2% |
| VFLO Victoryshares Free Cash Flow | 0.31% | 61,647 | $2.3M | Reduce -29.4% |
| GD General Dynamics Corp. | 0.31% | 6,776 | $2.3M | Add +1.9% |
| EFA iShares MSCI Eafe ETF | 0.31% | 24,500 | $2.3M | Add +3.5% |
| BXSL Blackstone Secured Lending F | 0.31% | 87,710 | $2.3M | Reduce -52.9% |
| EFG iShares MSCI Eafe Growth ETF | 0.31% | 19,987 | $2.3M | Reduce -12.7% |
| DFAS Dimensional US Small Cap ETF | 0.30% | 32,924 | $2.3M | Reduce -26.3% |
| VONG Vanguard Russell 1000 Growth | 0.30% | 18,305 | $2.2M | Reduce -0.9% |
| VONV Vanguard Russell 1000 Value | 0.29% | 24,274 | $2.2M | No change |
| MCD McDonald's Corp. | 0.27% | 6,607 | $2.0M | Add +1.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.27% | 4,316 | $2.0M | Add +0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.26% | 7,758 | $2.0M | Reduce -11.8% |
| PG The Procter & Gamble Co. | 0.25% | 12,097 | $1.9M | Reduce -0.3% |
| SCHC Schwab Intl Small-Cap Equity | 0.25% | 40,579 | $1.8M | Reduce -16.7% |
| IYR iShares US Real Estate ETF | 0.24% | 18,431 | $1.8M | Reduce -14.4% |
| MA Mastercard Inc. Class A | 0.24% | 3,102 | $1.8M | Add +180.7% |
| VGT Vanguard Info Tech ETF | 0.23% | 2,329 | $1.7M | Add +0.0% |
| META Meta Platforms Inc. Class A | 0.23% | 2,344 | $1.7M | Add +9.7% |
| IEFA iShares Core MSCI Eafe ETF | 0.23% | 19,691 | $1.7M | Reduce -0.2% |
| MDY State Street SPDR S&P Midcap | 0.23% | 2,821 | $1.7M | Reduce -9.2% |
| RTX RTX Corp. | 0.23% | 10,037 | $1.7M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 0.23% | 61,518 | $1.7M | Reduce -6.7% |
| BAI Ishrs AI in and Tech Act ETF | 0.22% | 48,572 | $1.7M | New |
| SCHM Schwab US Mid Cap ETF | 0.22% | 55,952 | $1.7M | Reduce -3.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.21% | 8,571 | $1.6M | Reduce -1.4% |
| SCHW Schwab (charles) Corp. | 0.21% | 16,679 | $1.6M | Add +0.9% |
| WMT Walmart Inc. | 0.21% | 15,289 | $1.6M | Add +3.3% |
| CVX Chevron Corp. | 0.21% | 10,070 | $1.6M | Reduce -0.5% |
| VHT Vanguard Health Care ETF | 0.19% | 5,464 | $1.4M | Reduce -7.2% |
| SCHY Schwab International DVD ETF | 0.18% | 47,432 | $1.3M | Add +4.2% |
| HEI Heico Corp. | 0.18% | 4,103 | $1.3M | Add +1.9% |
| FISV Fiserv Inc. | 0.18% | 10,244 | $1.3M | Add +1.1% |
| CRM Salesforce Inc. | 0.17% | 5,389 | $1.3M | Reduce -8.1% |
| VGSH Vanguard Short-Term Treasury | 0.17% | 21,350 | $1.3M | Reduce -16.6% |
| DVY iShares Select Dividend ETF | 0.16% | 8,524 | $1.2M | Reduce -2.5% |
| GS Goldman Sachs Group Inc. | 0.16% | 1,494 | $1.2M | Add +2.0% |
| GLD SPDR Gold Shares | 0.16% | 3,284 | $1.2M | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.16% | 12,080 | $1.2M | Add +0.1% |
| AXP American Express Co. | 0.15% | 3,396 | $1.1M | Reduce -0.0% |
| CMCSA Comcast Corp. Class A | 0.15% | 35,312 | $1.1M | Reduce -36.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.15% | 13,864 | $1.1M | Add +0.2% |
| COST Costco Wholesale Corp. | 0.15% | 1,173 | $1.1M | Add +6.9% |
Options reported separately and not counted above: BAC calls ($387K), EOSE calls ($65K), JPM calls ($63K), ENVX calls ($45K), AAPL calls ($25K), GOOGL calls ($24K), PCT calls ($13K).
Portfolio Sells Q2 2025 → Q3 2025
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -10.7% | 7.53% | −1.26 |
| SCHX Schwab US Large-Cap ETF | Reduce -8.4% | 5.65% | −0.78 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.8% | 9.24% | −0.57 |
| BXSL Blackstone Secured Lending F | Reduce -52.9% | 0.31% | −0.56 |
| DBEF Xtrackers MSCI Eafe Hedged E | Reduce -14.3% | 2.02% | −0.47 |
| CME Cme Group Inc. | Reduce -0.6% | 1.74% | −0.26 |
| IJR iShares Core S&P Small-Cap E | Reduce -12.2% | 1.36% | −0.24 |
| XLV SS Health Care Select Sector | Reduce -24.1% | 0.50% | −0.22 |
| DFUV Dimensional US Marketwide Va | Reduce -17.9% | 0.73% | −0.21 |
| IWV iShares Russell 3000 ETF | Reduce -0.8% | 3.62% | −0.18 |
| VFLO Victoryshares Free Cash Flow | Reduce -29.4% | 0.31% | −0.15 |
| CMCSA Comcast Corp. Class A | Reduce -36.2% | 0.15% | −0.15 |
| SCHB Schwab US Broad Market ETF | Reduce -6.8% | 1.11% | −0.13 |
| DFAS Dimensional US Small Cap ETF | Reduce -26.3% | 0.30% | −0.13 |
| XLE SS Energy Select Sector | Reduce -48.7% | 0.11% | −0.12 |
| ABT Abbott Laboratories | Reduce -9.0% | 0.45% | −0.11 |
| VOO Vanguard S&P 500 ETF | Reduce -5.0% | 1.18% | −0.11 |
| USFR Wisdomtree Floating Rate Tre | Reduce -55.9% | 0.07% | −0.11 |
| HDV iShares Core High Dividend E | Reduce -9.2% | 0.57% | −0.10 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.09 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -12.7% | 0.31% | −0.08 |
| IJH iShares Core S&P Midcap ETF | Reduce -8.6% | 0.47% | −0.08 |
| PGHY Invesco Global Ex US High Yi | Reduce -59.4% | 0.04% | −0.08 |
| MLPX Global X MLP & Energy Infras | Reduce -39.8% | 0.08% | −0.07 |
| CGGO Cap Group Global Growth | Sold out | 0.00% | −0.07 |
| CRM Salesforce Inc. | Reduce -8.1% | 0.17% | −0.07 |
| NEAR iShares SH Dba ETF Usd Inc. | Reduce -33.5% | 0.10% | −0.07 |
| IYR iShares US Real Estate ETF | Reduce -14.4% | 0.24% | −0.07 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -16.7% | 0.25% | −0.06 |
| BITB Bitwise Bitcoin ETF | Reduce -8.7% | 0.40% | −0.06 |
| VGSH Vanguard Short-Term Treasury | Reduce -16.6% | 0.17% | −0.06 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.06 |
| OSEA Harbor Intl Compounders ETF | Reduce -0.8% | 0.44% | −0.05 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -11.8% | 0.26% | −0.05 |
| SCHV Schwab US Large-Cap Value | Reduce -0.5% | 0.65% | −0.05 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.9% | 0.52% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -0.3% | 0.25% | −0.04 |
| XBI SS SPDR S&P Biotech ETF | Sold out | 0.00% | −0.04 |
| TFLO iShares Treasury Floating Ra | Sold out | 0.00% | −0.04 |
| MDY State Street SPDR S&P Midcap | Reduce -9.2% | 0.23% | −0.04 |
| SCHD Schwab US DVD Equity ETF | Reduce -6.7% | 0.23% | −0.04 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -9.2% | 0.32% | −0.04 |
| XOM Exxon Mobil Corp. | Reduce -0.3% | 0.47% | −0.04 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.04 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.04 |
| IWD iShares Russell 1000 Value E | Reduce -15.1% | 0.13% | −0.03 |
| SYK Stryker Corp. | Sold out | 0.00% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -4.1% | 0.52% | −0.03 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Reduce -26.1% | 0.06% | −0.03 |
Portfolio Buys Q2 2025 → Q3 2025
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +738.3% | 2.41% | +2.11 |
| THRO iShares U.S. Thematic Rotati | Add +2136.3% | 0.80% | +0.76 |
| DFIV Dimensional International Va | Add +59.1% | 1.89% | +0.65 |
| IVW iShares S&P 500 Growth ETF | Add +358.1% | 0.62% | +0.48 |
| QUAL iShares MSCI USA Quality Fac | Add +487.2% | 0.55% | +0.45 |
| AAPL Apple Inc. | Add +0.2% | 4.62% | +0.45 |
| GOOGL Alphabet Inc. Class A | Add +0.2% | 2.08% | +0.39 |
| IVV iShares Core S&P 500 ETF | Add +48.9% | 1.26% | +0.38 |
| JCPB JPMorgan Core Plus Bond ETF | Add +156.6% | 0.58% | +0.33 |
| PULS Pgim Ultra Short Bond ETF | Add +34.9% | 1.60% | +0.27 |
| PVAL Putnam Focused LRG Cap Value | Add +21.9% | 1.93% | +0.26 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +258.4% | 0.34% | +0.24 |
| CBOE Cboe Global Markets Inc. | Add +32.2% | 1.23% | +0.24 |
| BAI Ishrs AI in and Tech Act ETF | New | 0.22% | +0.22 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +20.8% | 1.94% | +0.20 |
| NVDA Nvidia Corp. | Add +3.5% | 2.35% | +0.19 |
| MA Mastercard Inc. Class A | Add +180.7% | 0.24% | +0.14 |
| CORO Ish Intl CTRY Rot Act ETF | New | 0.13% | +0.13 |
| FWD AB Disruptors ETF | Add +15.5% | 0.87% | +0.12 |
| CNEQ Alger Concentrated Eqty ETF | New | 0.12% | +0.12 |
| SHLD Global X Defense Tech ETF | New | 0.11% | +0.11 |
| PLTR Palantir Technologies Inc. Class A | Add +0.2% | 0.60% | +0.10 |
| MBS Angel Oak Mortg-Bcked SE ETF | New | 0.09% | +0.09 |
| IAU iShares Gold Trust | Add +149.5% | 0.14% | +0.08 |
| TLH iShares 10-20 Year Treasury | New | 0.07% | +0.07 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.06% | +0.06 |
| HYDB iShares High Yield Systemati | New | 0.06% | +0.06 |
| CGSM Cap Group Short Muni Income | New | 0.05% | +0.05 |
| SMH Vaneck Semiconductor ETF | New | 0.05% | +0.05 |
| JNJ Johnson & Johnson | Add +0.8% | 0.53% | +0.04 |
| ASCE Allspring Smid Core ETF | New | 0.04% | +0.04 |
| TLT iShares 20+ Year Treasury BD | New | 0.04% | +0.04 |
| NOC Northrop Grumman Corp. | New | 0.03% | +0.03 |
| URI United Rentals Inc. | New | 0.03% | +0.03 |
| SHW The Sherwin-Williams Co. | New | 0.03% | +0.03 |
| ORLY O'reilly Automotive Inc. | New | 0.03% | +0.03 |
| BX Blackstone Inc. | Add +0.3% | 1.48% | +0.03 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +17.5% | 0.57% | +0.03 |
| IUSG iShares Core S&P U.S. Growth | New | 0.03% | +0.03 |
| QLTA iShares Aaa - A Rated Corpor | New | 0.03% | +0.03 |
| PSX Phillips 66 | New | 0.03% | +0.03 |
| ITA iShares U.S. Aerospace & Def | New | 0.03% | +0.03 |
| HSY The Hershey Co. | New | 0.03% | +0.03 |
| FSS Federal Signal Corp. | New | 0.03% | +0.03 |
| TSLA Tesla Inc. | Add +7.2% | 0.09% | +0.02 |
| AVGO Broadcom Inc. | Add +16.2% | 0.11% | +0.02 |
| IDMO Invesco S&P International DE | Add +14.0% | 0.32% | +0.02 |
| GD General Dynamics Corp. | Add +1.9% | 0.31% | +0.02 |
| ORCL Oracle Corp. | Add +2.6% | 0.11% | +0.02 |
| ENVX Enovix Corp. | New | 0.02% | +0.02 |
Options Activity Q2 2025 → Q3 2025
| BAC Bank of America Corp. | call | Add +7.1% | 7,500 | $387K |
| EOSE Eos Energy Enterprises Inc. | call | New | 5,700 | $65K |
| JPM JPMorgan Chase & Co. | call | New | 200 | $63K |
| ENVX Enovix Corp. | call | New | 4,500 | $45K |
| AAPL Apple Inc. | call | New | 100 | $25K |
| DIS The Walt Disney Co. | call | Sold out | 200 | $25Kbefore exit |
| GOOGL Alphabet Inc. Class A | call | New | 100 | $24K |
| PCT Purecycle Technologies Inc. | call | New | 1,000 | $13K |
| IBIT iShares Bitcoin Trust ETF | call | Sold out | 200 | $12Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 283 | $998.3M | QQQ, DYNF, SPY, IVV, AAPL |
| Q1 2026 | 261 | $849.1M | QQQ, SPY, DYNF, AAPL, PVAL |
| Q4 2025 | 233 | $813.3M | QQQ, SPY, SCHX, AAPL, DYNF |
| Q3 2025 | 226 | $745.5M | QQQ, SPY, SCHX, AAPL, MSFT |
| Q2 2025 | 213 | $663.8M | QQQ, SPY, SCHX, AAPL, MSFT |
| Q1 2025 | 201 | $597.0M | QQQ, SPY, SCHX, AAPL, IWV |
| Q4 2024 | 193 | $585.5M | QQQ, SPY, SCHX, AAPL, IWV |
| Q3 2024 | 195 | $561.5M | QQQ, SPY, SCHX, AAPL, IWV |
| Q2 2024 | 182 | $520.0M | QQQ, SPY, SCHX, AAPL, IWV |
| Q1 2024 | 186 | $509.7M | QQQ, SPY, SCHX, AAPL, IWV |