Envision Financial Planning, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Envision Financial Planning, LLC reported 45 stock positions worth $235.8 million. Its top holding was Dimensional US Core Equity M (DFAU) at 9.9% of the portfolio, followed by iShares Ibonds Dec 2033 (IBDY, 8.8%) and iShares US Treasury Bond ETF (GOVT, 8.4%). Compared with Q2 2025, it sold out of 4, added to 30 and reduced 8. The biggest buy was Cap Group Municipal Income (CGMU, shares +81%) and the biggest sale an exit from Vanguard Tax-Exempt Bond ETF (VTEB).
- Most Recent 13F
- Q2 2026
- Location
- MEMPHIS, TN
- CIK
- 0001964460
- Portfolio Value
- $235.8M (Q3 2025)
- SEC Filing
- 0001964460-25-000006 ↗ filed Nov 14, 2025
Holdings Value
Holdings 45 stocks · $235.8M
| DFAU Dimensional US Core Equity M | 9.91% | 510,893 | $23.4M | Add +3.6% |
| IBDY iShares Ibonds Dec 2033 Corp. | 8.77% | 788,095 | $20.7M | Add +16.3% |
| GOVT iShares US Treasury Bond ETF | 8.36% | 852,309 | $19.7M | Add +18.9% |
| IBDW iShares Ibonds Dec 2031 Corp. | 7.61% | 845,902 | $18.0M | Add +16.9% |
| DUHP Dimensional US High Profi Et | 6.91% | 431,668 | $16.3M | Add +6.3% |
| DFAE Dimensional Emerging Core Eq | 6.37% | 476,250 | $15.0M | Add +1.1% |
| DFAI Dimensional International Co. | 6.24% | 404,919 | $14.7M | Add +2.5% |
| IBDU iShares Ibonds Dec 2029 Term | 5.89% | 592,058 | $13.9M | Add +15.6% |
| DIHP Dimensional International Hi | 5.34% | 414,421 | $12.6M | Add +6.3% |
| DFUS Dimensional US Eq MKT ETF | 4.83% | 157,296 | $11.4M | Add +1.1% |
| DFAS Dimensional US Small Cap ETF | 4.08% | 140,447 | $9.6M | Add +4.4% |
| AVMC Avantis US Mid Cap Eq ETF | 3.90% | 132,228 | $9.2M | Add +6.6% |
| CGMU Cap Group Municipal Income | 2.49% | 215,557 | $5.9M | Add +81.2% |
| FBND Fidelity Total Bond ETF | 2.08% | 105,886 | $4.9M | Add +15.1% |
| CGCV Cap Group Conservative Eq filed as CAPITAL GROUP CONSERVATIVE E | 1.81% | 141,704 | $4.3M | Add +35.3% |
| DFLV Dim US Large Cap Value ETF | 1.26% | 90,391 | $3.0M | Add +4.8% |
| XLV SS Health Care Select Sector | 1.25% | 21,239 | $3.0M | Add +2.4% |
| BSMW Invesco Bulletshares 2032 MB | 1.13% | 107,008 | $2.7M | Add +93.8% |
| BSMY Invesco Bulletshares 2034 MB | 1.11% | 107,278 | $2.6M | Add +467.0% |
| BSSX Invesco Bulletshares 2033 MB | 1.06% | 97,982 | $2.5M | Add +110.0% |
| BSMV Invesco Bulletshares 2031 MB | 0.93% | 104,308 | $2.2M | Add +105.6% |
| BSV Vanguard Short-Term Bond ETF | 0.83% | 24,761 | $2.0M | Add +86.8% |
| DFIC Dimensional International Co. | 0.82% | 59,316 | $1.9M | Reduce -1.4% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.79% | 6,343 | $1.9M | Reduce -0.2% |
| BSMU Invesco Bulletshares 2030 MB | 0.71% | 76,736 | $1.7M | Add +13.6% |
| IBMR iShares Ibonds Dec 2029 M BD | 0.50% | 46,471 | $1.2M | Reduce -14.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.50% | 3,983 | $1.2M | Add +0.0% |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.50% | 10,580 | $1.2M | Add +13.7% |
| IBMQ iShares Ibonds Dec 2028 Muni | 0.47% | 43,652 | $1.1M | Reduce -48.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.41% | 2,925 | $960K | No change |
| DEHP Dimensional Emrg MRK Hi Prof | 0.38% | 29,651 | $906K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.35% | 3,977 | $830K | No change |
| DFAW Dimensional World Eqty ETF | 0.29% | 9,646 | $693K | Add +3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.27% | 3,476 | $648K | No change |
| IBMP iShares Ibonds Dec 2027 Term | 0.25% | 23,448 | $597K | Reduce -63.5% |
| NUE Nucor Corp. | 0.24% | 4,264 | $577K | Reduce -0.2% |
| DFSU Dimensional US Sus CORE1 ETF | 0.22% | 12,229 | $519K | Add +11.6% |
| AAPL Apple Inc. | 0.19% | 1,768 | $450K | Add +16.8% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.17% | 9,730 | $409K | Add +0.3% |
| MSFT Microsoft Corp. | 0.16% | 727 | $377K | Reduce -1.8% |
| DFSI Dimensional Int Sus COR1 ETF | 0.16% | 9,049 | $371K | Add +4.4% |
| QUAL iShares MSCI USA Quality Fac | 0.15% | 1,844 | $359K | No change |
| IAU iShares Gold Trust | 0.14% | 4,632 | $337K | No change |
| DFNM Dimensional National Muni BD | 0.12% | 5,754 | $276K | Reduce -11.8% |
| IBRX Immunitybio Inc. | 0.01% | 10,450 | $26K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −3.67 |
| MUB iShares National Muni Bond E | Sold out | 0.00% | −1.27 |
| IBMQ iShares Ibonds Dec 2028 Muni | Reduce -48.3% | 0.47% | −0.53 |
| IBMP iShares Ibonds Dec 2027 Term | Reduce -63.5% | 0.25% | −0.51 |
| IBMR iShares Ibonds Dec 2029 M BD | Reduce -14.6% | 0.50% | −0.14 |
| VGSH Vanguard Short-Term Treasury | Sold out | 0.00% | −0.10 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.09 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.2% | 0.79% | −0.05 |
| DFIC Dimensional International Co. | Reduce -1.4% | 0.82% | −0.05 |
| DFNM Dimensional National Muni BD | Reduce -11.8% | 0.12% | −0.03 |
| NUE Nucor Corp. | Reduce -0.2% | 0.24% | −0.01 |
| MSFT Microsoft Corp. | Reduce -1.8% | 0.16% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| CGMU Cap Group Municipal Income | Add +81.2% | 2.49% | +1.01 |
| BSMY Invesco Bulletshares 2034 MB | Add +467.0% | 1.11% | +0.90 |
| GOVT iShares US Treasury Bond ETF | Add +18.9% | 8.36% | +0.65 |
| IBDY iShares Ibonds Dec 2033 Corp. | Add +16.3% | 8.77% | +0.56 |
| BSSX Invesco Bulletshares 2033 MB | Add +110.0% | 1.06% | +0.51 |
| BSMW Invesco Bulletshares 2032 MB | Add +93.8% | 1.13% | +0.50 |
| IBDW iShares Ibonds Dec 2031 Corp. | Add +16.9% | 7.61% | +0.49 |
| BSMV Invesco Bulletshares 2031 MB | Add +105.6% | 0.93% | +0.44 |
| CGCV Cap Group Conservative Eq | Add +35.3% | 1.81% | +0.41 |
| BSV Vanguard Short-Term Bond ETF | Add +86.8% | 0.83% | +0.34 |
| IBDU iShares Ibonds Dec 2029 Term | Add +15.6% | 5.89% | +0.31 |
| DUHP Dimensional US High Profi Et | Add +6.3% | 6.91% | +0.16 |
| DFAU Dimensional US Core Equity M | Add +3.6% | 9.91% | +0.15 |
| FBND Fidelity Total Bond ETF | Add +15.1% | 2.08% | +0.11 |
| DFAS Dimensional US Small Cap ETF | Add +4.4% | 4.08% | +0.07 |
| AVMC Avantis US Mid Cap Eq ETF | Add +6.6% | 3.90% | +0.06 |
| AAPL Apple Inc. | Add +16.8% | 0.19% | +0.05 |
| IVOO Vanguard S&P Mid-Cap 400 ETF | Add +13.7% | 0.50% | +0.04 |
| BSMU Invesco Bulletshares 2030 MB | Add +13.6% | 0.71% | +0.03 |
| DFSU Dimensional US Sus CORE1 ETF | Add +11.6% | 0.22% | +0.02 |
| DFLV Dim US Large Cap Value ETF | Add +4.8% | 1.26% | +0.01 |
| DFAW Dimensional World Eqty ETF | Add +3.7% | 0.29% | +0.00 |
| DFSI Dimensional Int Sus COR1 ETF | Add +4.4% | 0.16% | −0.00 |
| CGDV Cap Group Dividend Value | Add +0.3% | 0.17% | −0.01 |
| DFAE Dimensional Emerging Core Eq | Add +1.1% | 6.37% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.0% | 0.50% | −0.03 |
| DIHP Dimensional International Hi | Add +6.3% | 5.34% | −0.04 |
| DFUS Dimensional US Eq MKT ETF | Add +1.1% | 4.83% | −0.05 |
| XLV SS Health Care Select Sector | Add +2.4% | 1.25% | −0.05 |
| DFAI Dimensional International Co. | Add +2.5% | 6.24% | −0.15 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 55 | $307.3M | FBND, DFAU, CGCV, DUHP, GOVT |
| Q1 2026 | 51 | $276.4M | FBND, DFAU, IBDY, GOVT, CGCV |
| Q4 2025 | 47 | $264.5M | DFAU, FBND, IBDY, GOVT, CGCV |
| Q3 2025 | 45 | $235.8M | DFAU, IBDY, GOVT, IBDW, DUHP |
| Q2 2025 | 49 | $213.9M | DFAU, IBDY, GOVT, IBDW, DUHP |
| Q1 2025 | 41 | $196.2M | DFAU, IBDY, GOVT, IBDW, DUHP |
| Q4 2024 | 46 | $193.5M | DFAU, IBDY, GOVT, DUHP, IBDW |
| Q3 2024 | 36 | $190.0M | DFAU, IBDY, GOVT, IBDW, DUHP |
| Q2 2024 | 30 | $130.7M | DFAU, IBDY, IBDW, DFAE, IBDU |
| Q1 2024 | 28 | $123.6M | DFAU, IBDY, IBDW, DFAE, IBDU |