Family CFO Inc
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 28, 2025), Family CFO Inc reported 34 stock positions worth $217.2 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 23.5% of the portfolio, followed by Vanguard Dividend Apprec ETF (VIG, 10.3%) and Vanguard Total Intl Stock (VXUS, 9.3%). Compared with Q2 2025, it sold out of 56, added to 16 and reduced 9. The biggest buy was Vanguard Int-Term Corporate (VCIT, shares +14%) and the biggest sale Vanguard 0-3M T-Bill ETF (VBIL, shares −43%).
- Most Recent 13F
- Q2 2026
- Location
- LOS ALTOS, CA
- CIK
- 0001911695
- Portfolio Value
- $217.2M (Q3 2025)
- SEC Filing
- 0001911695-25-000006 ↗ filed Oct 28, 2025
Holdings Value
Holdings 34 stocks · $217.2M
| VTI VG Morningstar TS MKT ETF-US | 23.48% | 155,388 | $51.0M | Add +1.0% |
| VIG Vanguard Dividend Apprec ETF | 10.31% | 103,746 | $22.4M | Add +0.9% |
| VXUS Vanguard Total Intl Stock | 9.28% | 274,443 | $20.2M | Add +0.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 7.38% | 76,761 | $16.0M | Add +1.3% |
| VMBS Vanguard Mortgage-Backed Sec | 6.43% | 297,194 | $14.0M | Add +8.1% |
| VSS Vanguard Ftse All Wo X-US SC | 5.63% | 85,717 | $12.2M | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 5.44% | 19,290 | $11.8M | Add +0.2% |
| VCIT Vanguard Int-Term Corporate | 4.53% | 117,047 | $9.8M | Add +13.6% |
| BE Bloom Energy Corp. Class A | 4.06% | 104,173 | $8.8M | Reduce -26.2% |
| VTIP Vanguard Short-Term Tips | 3.54% | 151,984 | $7.7M | Reduce -1.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.22% | 37,451 | $7.0M | Add +2.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.61% | 11,825 | $5.7M | No change |
| VWO Vanguard Ftse Emerging Marke | 1.80% | 71,997 | $3.9M | Add +0.0% |
| VXF Vanguard Extended Market ETF | 1.44% | 14,959 | $3.1M | Add +0.5% |
| DFIV Dimensional International Va | 1.36% | 64,168 | $3.0M | Add +2.1% |
| DFUV Dimensional US Marketwide Va | 1.14% | 55,422 | $2.5M | Add +4.2% |
| VEA Vanguard Ftse Developed ETF | 1.07% | 38,810 | $2.3M | Add +1.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.95% | 28,834 | $2.1M | Reduce -4.2% |
| VNQ Vanguard Real Estate ETF | 0.85% | 20,180 | $1.8M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.78% | 3,369 | $1.7M | Reduce -7.4% |
| DUSB Dimension Ultrashort Fi ETF | 0.60% | 25,795 | $1.3M | Add +66.8% |
| TSLA Tesla Inc. | 0.57% | 2,783 | $1.2M | Reduce -12.6% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.53% | 15,254 | $1.2M | Reduce -43.4% |
| VSGX Vanguard ESG Intl Stock ETF | 0.53% | 16,610 | $1.2M | Reduce -5.5% |
| ESGV Vanguard ESG US Stock ETF | 0.51% | 9,364 | $1.1M | Reduce -4.6% |
| VUSB Vanguard Ultra Short Bond Et | 0.38% | 16,416 | $821K | Add +42.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.36% | 3,094 | $787K | No change |
| ORCL Oracle Corp. | 0.34% | 2,632 | $740K | No change |
| DFEV Dimensional Emrg MRKT Val | 0.25% | 17,336 | $553K | Add +12.5% |
| AAPL Apple Inc. | 0.18% | 1,507 | $384K | No change |
| DFSV Dimensional US Small Cap Val | 0.16% | 10,643 | $339K | No change |
| DFLV Dim US Large Cap Value ETF | 0.10% | 6,904 | $227K | No change |
| DISV Dimensional International SM | 0.10% | 6,297 | $225K | No change |
| AMZN Amazon.com Inc. | 0.09% | 912 | $200K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| VBIL Vanguard 0-3M T-Bill ETF | Reduce -43.4% | 0.53% | −0.49 |
| VTIP Vanguard Short-Term Tips | Reduce -1.4% | 3.54% | −0.34 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -0.2% | 5.63% | −0.15 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -7.4% | 0.78% | −0.11 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.09 |
| WCCB West Coast Community Bancorp | Sold out | 0.00% | −0.09 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.09 |
| VCSH Vanguard S/T Corp. Bond ETF | Sold out | 0.00% | −0.09 |
| CSCO Cisco Systems Inc. | Sold out | 0.00% | −0.08 |
| VNQI Vanguard GLBL Ex-US Real Est | Sold out | 0.00% | −0.08 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.08 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.08 |
| AMGN Amgen Inc. | Sold out | 0.00% | −0.07 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -4.2% | 0.95% | −0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Sold out | 0.00% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Sold out | 0.00% | −0.06 |
| WFC Wells Fargo & Co. | Sold out | 0.00% | −0.05 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.05 |
| A Agilent Technologies Inc. | Sold out | 0.00% | −0.05 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -5.5% | 0.53% | −0.05 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.04 |
| KEYS Keysight Technologies Inc. | Sold out | 0.00% | −0.04 |
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −0.03 |
| GSIE Goldman Sachs Activebeta Int | Sold out | 0.00% | −0.03 |
| ESGV Vanguard ESG US Stock ETF | Reduce -4.6% | 0.51% | −0.03 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.03 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.02 |
| ZS Zscaler Inc. | Sold out | 0.00% | −0.02 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.02 |
| XBI SS SPDR S&P Biotech ETF | Sold out | 0.00% | −0.02 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.02 |
| CHTR Charter Communications Inc. Class A | Sold out | 0.00% | −0.02 |
| T AT&T Inc. | Sold out | 0.00% | −0.01 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.01 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.01 |
| RTX RTX Corp. | Sold out | 0.00% | −0.01 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.01 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.01 |
| FTCS First Trust Capital Strength | Sold out | 0.00% | −0.01 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.01 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.01 |
| VRSN Verisign Inc. | Sold out | 0.00% | −0.01 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.01 |
| SBUX Starbucks Corp. | Sold out | 0.00% | −0.01 |
| HPQ HP Inc. | Sold out | 0.00% | −0.00 |
| OTIS Otis Worldwide Corp. | Sold out | 0.00% | −0.00 |
| AMAT Applied Materials Inc. | Sold out | 0.00% | −0.00 |
| HPE Hewlett Packard Enterprise | Sold out | 0.00% | −0.00 |
| NVDA Nvidia Corp. | Sold out | 0.00% | −0.00 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| VCIT Vanguard Int-Term Corporate | Add +13.6% | 4.53% | +0.26 |
| DUSB Dimension Ultrashort Fi ETF | Add +66.8% | 0.60% | +0.21 |
| VUSB Vanguard Ultra Short Bond Et | Add +42.2% | 0.38% | +0.09 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.0% | 23.48% | +0.06 |
| VMBS Vanguard Mortgage-Backed Sec | Add +8.1% | 6.43% | +0.05 |
| DFEV Dimensional Emrg MRKT Val | Add +12.5% | 0.25% | +0.02 |
| DFIV Dimensional International Va | Add +2.1% | 1.36% | +0.01 |
| DFUV Dimensional US Marketwide Va | Add +4.2% | 1.14% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +0.0% | 1.80% | +0.01 |
| VXF Vanguard Extended Market ETF | Add +0.5% | 1.44% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.5% | 3.22% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Add +1.2% | 1.07% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.3% | 7.38% | −0.03 |
| VOO Vanguard S&P 500 ETF | Add +0.2% | 5.44% | −0.04 |
| VXUS Vanguard Total Intl Stock | Add +0.9% | 9.28% | −0.13 |
| VIG Vanguard Dividend Apprec ETF | Add +0.9% | 10.31% | −0.23 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 47 | $259.9M | VTI, VIG, VXUS, BE, VBR |
| Q1 2026 | 41 | $223.3M | VTI, VIG, VXUS, VBR, VMBS |
| Q4 2025 | 87 | $223.6M | VTI, VIG, VXUS, VBR, VMBS |
| Q3 2025 | 34 | $217.2M | VTI, VIG, VXUS, VBR, VMBS |
| Q2 2025 | 90 | $199.7M | VTI, VIG, VXUS, VBR, VMBS |
| Q1 2025 | 65 | $182.3M | VTI, VIG, VXUS, VBR, VMBS |
| Q4 2024 | 92 | $181.6M | VTI, VIG, VXUS, VBR, VMBS |
| Q3 2024 | 73 | $177.3M | VTI, VIG, VXUS, VBR, VMBS |
| Q2 2024 | 64 | $162.5M | VTI, VIG, VXUS, VBR, VMBS |
| Q1 2024 | 64 | $161.4M | VTI, VIG, VXUS, VBR, VMBS |