FFG Retirement Advisors LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), FFG Retirement Advisors LLC reported 44 stock positions worth $161.2 million. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 5.3% of the portfolio, followed by Ste STR SPDR PT S&P 500 ETF (SPYM, 4.9%) and Ishr CR Unvrse Usd BD ETF-Ui (IUSB, 4.9%). Compared with Q3 2025, it sold out of 1, added to 17 and reduced 25. The biggest buy was Invesco S&P 500 Top 50 ETF (XLG, shares +43%) and the biggest sale iShares MSCI Eafe Value ETF (EFV, shares −27%).
- Most Recent 13F
- Q2 2026
- Location
- CENTENNIAL, CO
- CIK
- 0001966438
- Portfolio Value
- $161.2M (Q4 2025)
- SEC Filing
- 0001951757-26-000046 ↗ filed Jan 12, 2026
Holdings Value
Holdings 44 stocks · $161.2M
| SCHZ Schwab US Aggregate Bond ETF | 5.30% | 365,927 | $8.6M | Reduce -0.9% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.94% | 99,309 | $8.0M | Add +1.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 4.89% | 169,464 | $7.9M | Reduce -1.5% |
| JHMB John Hancock Mortgage-Backed | 4.48% | 325,944 | $7.2M | Add +0.4% |
| VYM Vanguard High DVD Yield ETF | 4.13% | 46,361 | $6.7M | Reduce -1.2% |
| XTEN Bondbloxx BBG 10Y US TSY ETF | 4.05% | 141,451 | $6.5M | Add +0.8% |
| DTD Wisdomtree US Total Dividend | 3.98% | 75,562 | $6.4M | Reduce -1.7% |
| DGRW Wisdomtree U.S. Quality Divi | 3.79% | 68,317 | $6.1M | Add +0.0% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 3.60% | 95,543 | $5.8M | Add +3.5% |
| BINC iShares Flex I A ETF-Usd Inc. | 3.40% | 104,010 | $5.5M | Add +1.4% |
| QUAL iShares MSCI USA Quality Fac | 3.40% | 27,612 | $5.5M | Reduce -15.6% |
| IVW iShares S&P 500 Growth ETF | 3.31% | 43,287 | $5.3M | Add +1.8% |
| XLG Invesco S&P 500 Top 50 ETF | 3.12% | 84,754 | $5.0M | Add +42.6% |
| IVE iShares S&P 500 Value ETF | 2.81% | 21,351 | $4.5M | Add +0.7% |
| DHS Wisdomtree US High Dividend | 2.69% | 42,653 | $4.3M | Reduce -0.9% |
| EFV iShares MSCI Eafe Value ETF | 2.69% | 60,779 | $4.3M | Reduce -26.7% |
| DDWM Wisdomtree DY Inter Eq FD-US | 2.66% | 98,335 | $4.3M | Reduce -1.9% |
| IAGG iShares Intl Aggregate Bond | 2.50% | 80,615 | $4.0M | Add +0.9% |
| JHPI John Hancock Preferred Incom | 2.41% | 170,131 | $3.9M | Reduce -0.4% |
| IEMG iShares Core MSCI Emerging | 2.16% | 51,794 | $3.5M | Reduce -10.4% |
| GOVT iShares US Treasury Bond ETF | 2.03% | 142,132 | $3.3M | Add +0.1% |
| GHM Graham Corp. | 1.99% | 50,000 | $3.2M | No change |
| BGDV Bahl & Gaynor Dividend ETF | 1.97% | 116,044 | $3.2M | Reduce -1.4% |
| STIP iShares 0-5 Year Tips Bond E | 1.67% | 26,348 | $2.7M | Add +0.2% |
| SIO Touchstone Strtg in ETF-Iusd | 1.67% | 103,761 | $2.7M | Reduce -0.4% |
| THRO iShares U.S. Thematic Rotati | 1.64% | 68,656 | $2.6M | Add +1.5% |
| VPU Vanguard Utilities ETF | 1.60% | 13,937 | $2.6M | Reduce -3.3% |
| VDC Vanguard Consumer Staple ETF | 1.46% | 11,164 | $2.4M | Reduce -0.8% |
| BAI Ishrs AI in and Tech Act ETF | 1.46% | 70,446 | $2.3M | Add +51.0% |
| EMB iShares JP Morgan Usd Emergi | 1.40% | 23,405 | $2.3M | Add +0.4% |
| ICVT iShares Convertible Bond ETF | 1.39% | 22,819 | $2.2M | Reduce -0.5% |
| DGS Wisdomtree Em Small Cap | 1.21% | 34,127 | $2.0M | Reduce -1.4% |
| JHMD John Hancock MF Dev Intl ETF | 1.18% | 45,919 | $1.9M | Reduce -1.9% |
| DEM Wisdomtree Emerging Markets | 1.18% | 40,630 | $1.9M | Reduce -1.1% |
| DON Wisdomtree US Midcap Dividen | 1.11% | 34,826 | $1.8M | Reduce -0.1% |
| FEOE First Eagle Overseas Eq ETF | 1.04% | 34,734 | $1.7M | Reduce -1.5% |
| DES Wisdomtree US Smallcap Divid | 1.03% | 49,719 | $1.7M | Reduce -0.3% |
| SPMO Invesco S&P 500 Momentum ETF | 1.01% | 13,628 | $1.6M | Reduce -0.4% |
| TUSI Touchstone Ultra Short Incom | 0.94% | 59,664 | $1.5M | Reduce -1.0% |
| SHLD Global X Defense Tech ETF | 0.89% | 22,095 | $1.4M | Add +194.9% |
| PHYL Pgim Active High Yield Bond | 0.70% | 31,842 | $1.1M | Reduce -0.4% |
| AVEM Avantis Emerging Markets Eq | 0.61% | 12,669 | $976K | Add +188.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.30% | 4,282 | $488K | Reduce -72.4% |
| BIV Vanguard Intermediate-Term B | 0.19% | 3,961 | $308K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| EFV iShares MSCI Eafe Value ETF | Reduce -26.7% | 2.69% | −0.80 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -72.4% | 0.30% | −0.79 |
| IYW iShares Ustechnology ETF | Sold out | 0.00% | −0.68 |
| QUAL iShares MSCI USA Quality Fac | Reduce -15.6% | 3.40% | −0.55 |
| IEMG iShares Core MSCI Emerging | Reduce -10.4% | 2.16% | −0.20 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -1.5% | 4.89% | −0.09 |
| VPU Vanguard Utilities ETF | Reduce -3.3% | 1.60% | −0.09 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -0.9% | 5.30% | −0.07 |
| JHPI John Hancock Preferred Incom | Reduce -0.4% | 2.41% | −0.05 |
| SIO Touchstone Strtg in ETF-Iusd | Reduce -0.4% | 1.67% | −0.03 |
| VDC Vanguard Consumer Staple ETF | Reduce -0.8% | 1.46% | −0.03 |
| ICVT iShares Convertible Bond ETF | Reduce -0.5% | 1.39% | −0.03 |
| DTD Wisdomtree US Total Dividend | Reduce -1.7% | 3.98% | −0.03 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -0.4% | 1.01% | −0.02 |
| DON Wisdomtree US Midcap Dividen | Reduce -0.1% | 1.11% | −0.02 |
| DGS Wisdomtree Em Small Cap | Reduce -1.4% | 1.21% | −0.02 |
| TUSI Touchstone Ultra Short Incom | Reduce -1.0% | 0.94% | −0.01 |
| DES Wisdomtree US Smallcap Divid | Reduce -0.3% | 1.03% | −0.01 |
| PHYL Pgim Active High Yield Bond | Reduce -0.4% | 0.70% | −0.01 |
| DHS Wisdomtree US High Dividend | Reduce -0.9% | 2.69% | +0.00 |
| DEM Wisdomtree Emerging Markets | Reduce -1.1% | 1.18% | +0.00 |
| BGDV Bahl & Gaynor Dividend ETF | Reduce -1.4% | 1.97% | +0.01 |
| JHMD John Hancock MF Dev Intl ETF | Reduce -1.9% | 1.18% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.2% | 4.13% | +0.02 |
| FEOE First Eagle Overseas Eq ETF | Reduce -1.5% | 1.04% | +0.03 |
| DDWM Wisdomtree DY Inter Eq FD-US | Reduce -1.9% | 2.66% | +0.06 |
Portfolio Buys Q3 2025 → Q4 2025
| XLG Invesco S&P 500 Top 50 ETF | Add +42.6% | 3.12% | +1.00 |
| SHLD Global X Defense Tech ETF | Add +194.9% | 0.89% | +0.56 |
| BAI Ishrs AI in and Tech Act ETF | Add +51.0% | 1.46% | +0.47 |
| AVEM Avantis Emerging Markets Eq | Add +188.1% | 0.61% | +0.40 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +3.5% | 3.60% | +0.21 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +1.4% | 4.94% | +0.18 |
| IVW iShares S&P 500 Growth ETF | Add +1.8% | 3.31% | +0.13 |
| IVE iShares S&P 500 Value ETF | Add +0.7% | 2.81% | +0.09 |
| THRO iShares U.S. Thematic Rotati | Add +1.5% | 1.64% | +0.05 |
| JHMB John Hancock Mortgage-Backed | Add +0.4% | 4.48% | +0.02 |
| EMB iShares JP Morgan Usd Emergi | Add +0.4% | 1.40% | +0.02 |
| DGRW Wisdomtree U.S. Quality Divi | Add +0.0% | 3.79% | +0.02 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +1.4% | 3.40% | +0.02 |
| XTEN Bondbloxx BBG 10Y US TSY ETF | Add +0.8% | 4.05% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Add +0.1% | 2.03% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +0.2% | 1.67% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Add +0.9% | 2.50% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 43 | $188.9M | SPYM, GOVT, SCHZ, XTEN, JHMB |
| Q1 2026 | 43 | $171.8M | JHMB, SCHZ, IVE, XTEN, SPYM |
| Q4 2025 | 44 | $161.2M | SCHZ, SPYM, IUSB, JHMB, VYM |
| Q3 2025 | 45 | $161.2M | SCHZ, IUSB, SPYM, JHMB, VYM |
| Q2 2025 | 45 | $159.6M | SPYM, SCHZ, IUSB, JHMB, XTEN |
| Q1 2025 | 43 | $146.9M | SCHZ, IUSB, SPYM, JHMB, DTD |
| Q4 2024 | 44 | $153.1M | IUSB, SPYM, SCHZ, MBB, IVW |
| Q3 2024 | 46 | $153.5M | SPYM, SCHZ, IUSB, MBB, IVW |
| Q2 2024 | 46 | $143.5M | SPYM, SCHZ, IUSB, MBB, DGRW |
| Q1 2024 | 45 | $142.0M | SPYM, SCHZ, IUSB, MBB, TFLO |