Financial Architects, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Financial Architects, LLC reported 30 stock positions worth $185.9 million. Its top holding was Schwab U.S. Tips ETF (SCHP) at 20.4% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 14.6%) and Vanguard Total Bond Market (BND, 10.0%). Compared with Q3 2025, it opened 6 new positions, sold out of 4, added to 16 and reduced 2. The biggest buy was a new position in Vanguard Intermediate-Term T (VGIT) and the biggest sale an exit from SS SPDR P High Yield ETF (SPHY).
- Most Recent 13F
- Q2 2026
- Location
- WOODSTOCK, GA
- CIK
- 0002008540
- Portfolio Value
- $185.9M (Q4 2025)
- SEC Filing
- 0002008540-26-000001 ↗ filed Jan 21, 2026
Holdings Value
Holdings 30 stocks · $185.9M
| SCHP Schwab U.S. Tips ETF | 20.44% | 1,434,570 | $38.0M | Add +7.9% |
| VTI VG Morningstar TS MKT ETF-US | 14.57% | 80,806 | $27.1M | Reduce -1.8% |
| BND Vanguard Total Bond Market | 9.96% | 250,044 | $18.5M | Add +6.4% |
| BNDX Vanguard Total Intl Bond ETF | 8.91% | 343,006 | $16.6M | Add +7.8% |
| GSSC Goldman Sachs Activebeta US | 7.19% | 176,790 | $13.4M | Add +2.4% |
| VGIT Vanguard Intermediate-Term T | 5.81% | 180,335 | $10.8M | New |
| DFSV Dimensional US Small Cap Val | 5.68% | 320,990 | $10.6M | Add +5.5% |
| DISV Dimensional International SM | 5.06% | 247,530 | $9.4M | Add +1.7% |
| DFEV Dimensional Emrg MRKT Val | 4.82% | 265,840 | $9.0M | Add +2.2% |
| MTUM iShares MSCI USA Momentum Fa | 4.42% | 32,825 | $8.2M | Add +2.7% |
| EUSA iShares MSCI USA Equal Weigh | 4.27% | 76,810 | $7.9M | Add +6.3% |
| VXUS Vanguard Total Intl Stock | 2.97% | 73,263 | $5.5M | Add +1.5% |
| ITOT iShares Core S&P Total U.S. | 1.22% | 15,280 | $2.3M | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.86% | 31,680 | $1.6M | Add +1.0% |
| AVUV Avantis US Small Cap Value | 0.59% | 10,750 | $1.1M | No change |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.48% | 28,225 | $889K | Add +9.3% |
| TIP iShares Tips Bond ETF | 0.32% | 5,450 | $599K | New |
| AAPL Apple Inc. | 0.26% | 1,785 | $485K | Reduce -4.3% |
| SPMO Invesco S&P 500 Momentum ETF | 0.25% | 3,900 | $465K | No change |
| HD Home Depot Inc. | 0.25% | 1,342 | $462K | New |
| SHV iShares 0-1 Year Treasury Bo | 0.18% | 2,985 | $329K | Add +1.0% |
| SCHO Schwab Short-Term US Treas | 0.18% | 13,490 | $329K | Add +0.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.18% | 3,595 | $329K | Add +1.0% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.18% | 4,355 | $328K | Add +0.8% |
| IXUS iShares Core Intl Stock ETF | 0.18% | 3,880 | $328K | New |
| RSP Invesco S&P 500 Equal Weight | 0.17% | 1,625 | $311K | No change |
| IAGG iShares Intl Aggregate Bond | 0.16% | 6,005 | $300K | New |
| AGG iShares Core U.S. Aggregate | 0.16% | 3,005 | $300K | New |
| AVES Avantis Emerging Markets Val | 0.15% | 4,710 | $275K | No change |
| AVDV Avantis Intl S/C Value ETF | 0.14% | 2,760 | $259K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| SPHY SS SPDR P High Yield ETF | Sold out | 0.00% | −2.86 |
| HYEM Vaneck Emrg MKTS Hi YLD | Sold out | 0.00% | −2.85 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.8% | 14.57% | −0.79 |
| IDYN iShares Inte Equ Fac R A ETF | Sold out | 0.00% | −0.19 |
| VTEI Vanguard Int Tax-Exempt Bond | Sold out | 0.00% | −0.11 |
| AAPL Apple Inc. | Reduce -4.3% | 0.26% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VGIT Vanguard Intermediate-Term T | New | 5.81% | +5.81 |
| TIP iShares Tips Bond ETF | New | 0.32% | +0.32 |
| HD Home Depot Inc. | New | 0.25% | +0.25 |
| IXUS iShares Core Intl Stock ETF | New | 0.18% | +0.18 |
| DFSV Dimensional US Small Cap Val | Add +5.5% | 5.68% | +0.17 |
| IAGG iShares Intl Aggregate Bond | New | 0.16% | +0.16 |
| AGG iShares Core U.S. Aggregate | New | 0.16% | +0.16 |
| DISV Dimensional International SM | Add +1.7% | 5.06% | +0.12 |
| DFEV Dimensional Emrg MRKT Val | Add +2.2% | 4.82% | +0.11 |
| SCHP Schwab U.S. Tips ETF | Add +7.9% | 20.44% | +0.08 |
| EUSA iShares MSCI USA Equal Weigh | Add +6.3% | 4.27% | +0.04 |
| BND Vanguard Total Bond Market | Add +6.4% | 9.96% | +0.03 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +9.3% | 0.48% | +0.02 |
| SHV iShares 0-1 Year Treasury Bo | Add +1.0% | 0.18% | −0.01 |
| SCHO Schwab Short-Term US Treas | Add +0.8% | 0.18% | −0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +1.0% | 0.18% | −0.01 |
| VBIL Vanguard 0-3M T-Bill ETF | Add +0.8% | 0.18% | −0.01 |
| BNDX Vanguard Total Intl Bond ETF | Add +7.8% | 8.91% | −0.03 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.0% | 0.86% | −0.04 |
| VXUS Vanguard Total Intl Stock | Add +1.5% | 2.97% | −0.04 |
| GSSC Goldman Sachs Activebeta US | Add +2.4% | 7.19% | −0.16 |
| MTUM iShares MSCI USA Momentum Fa | Add +2.7% | 4.42% | −0.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 24 | $208.5M | SCHP, VTI, BND, BNDX, GSSC |
| Q1 2026 | 25 | $189.6M | SCHP, VTI, BND, BNDX, GSSC |
| Q4 2025 | 30 | $185.9M | SCHP, VTI, BND, BNDX, GSSC |
| Q3 2025 | 28 | $175.9M | SCHP, VTI, BND, BNDX, GSSC |
| Q2 2025 | 27 | $164.6M | SCHP, VTI, BND, BNDX, GSSC |
| Q1 2025 | 21 | $156.7M | SCHP, VTI, BND, BNDX, GSSC |
| Q4 2024 | 22 | $156.1M | SCHP, VTI, BND, BNDX, GSSC |
| Q3 2024 | 21 | $155.2M | SCHP, VTI, BND, BNDX, GSSC |
| Q2 2024 | 21 | $147.1M | SCHP, VTI, BND, BNDX, GSSC |
| Q1 2024 | 23 | $144.5M | SCHP, VTI, BND, BNDX, GSSC |