Financially Speaking Inc

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 6, 2025), Financially Speaking Inc reported 169 stock positions worth $152.2 million. Its top holding was Schwab Trsry Obl MNY-Inv (SNOXX) at 12.5% of the portfolio, followed by JPMorgan US Tech Leaders (JTEK, 10.3%) and Icon Flexible Bond Fund-Inv (IOBAX, 8.5%). Compared with Q2 2025, it opened 20 new positions, sold out of 14, added to 20 and reduced 20. The biggest buy was SS Technology Select Sector (XLK, shares +149429%) and the biggest sale Schwab Trsry Obl MNY-Inv (SNOXX, shares −67%).

Most Recent 13F
Q2 2026
Location
GREENWOOD VILLAGE, CO
CIK
0002040901
Portfolio Value
$152.2M (Q3 2025)
SEC Filing
0001398344-25-020442 ↗ filed Nov 6, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $147.2M Q4 2024 Q1 2025: $135.6M Q1 2025 Q2 2025: $152.0M Q2 2025 Q3 2025: $152.2M $152.2M Q3 2025 Q4 2025: $154.6M Q4 2025 Q1 2026: $20.6M Q1 2026 Q2 2026: $20.6M Q2 2026

Holdings 169 stocks · $152.2M
SNOXX Schwab Trsry Obl MNY-Inv 12.46% 18,961,696 $19.0M Reduce -66.8%
JTEK JPMorgan US Tech Leaders 10.29% 170,333 $15.7M Reduce -14.6%
IOBAX Icon Flexible Bond Fund-Inv 8.47% 1,515,003 $12.9M Add +2.8%
XLK SS Technology Select Sector 6.64% 35,887 $10.1M Add +149429.2%
SPMO Invesco S&P 500 Momentum ETF 5.70% 71,652 $8.7M New
SCHG Schwab US Large-Cap Growth 5.61% 267,875 $8.5M Add +8.4%
JPST JPMorgan Ultra-Short Income 4.51% 135,454 $6.9M Reduce -26.0%
GDXJ Vaneck Junior Gold Miners 4.37% 67,238 $6.7M New
XME SS SPDR S&P Metals Mining 4.30% 70,282 $6.5M New
SHLD Global X Defense Tech ETF 3.72% 80,523 $5.7M Reduce -9.1%
FLDR Fidelity Low Durat Fact ETF 3.55% 107,784 $5.4M Reduce -41.8%
SCHC Schwab Intl Small-Cap Equity 3.41% 113,953 $5.2M New
RNMBY Rheinmetall AG-Unsp ADR 3.26% 10,649 $5.0M Add +50609.5%
GDX Vaneck Gold Miners ETF 3.09% 61,600 $4.7M New
SILJ Amplify Junior Silver Miners 2.89% 190,340 $4.4M New
BRK.B Berkshire Hathaway Inc. Class B 2.26% 6,838 $3.4M Add +6603.9%
SIL Global X Silver Miners ETF 2.12% 45,097 $3.2M New
SCOXX Schwab Trsry Obl MNY-Ult 1.65% 2,508,034 $2.5M Reduce -0.4%
RYCEY Rolls-Royce Holdings-SP ADR 1.19% 111,578 $1.8M New
EWP iShares MSCI Spain ETF 1.17% 35,964 $1.8M New
VNM Vaneck Vietnam ETF 1.15% 98,475 $1.8M New
PLTR Palantir Technologies Inc. Class A 1.15% 9,592 $1.7M Reduce -12.2%
URA Global X Uranium ETF 1.12% 35,722 $1.7M New
SNSXX Schwab US Treasury Money-Inv 0.63% 962,791 $963K Add +0.9%
NVDA Nvidia Corp. 0.63% 5,138 $959K Reduce -8.6%
MCK McKesson Corp. 0.41% 800 $618K No change
XLU St Sr Utl SL SE SPDR ETF-Usd 0.35% 6,063 $529K New
SDY SS SPDR S&P Dividend ETF 0.31% 3,343 $468K Add +0.2%
ANCFX Amer FND Fndmntl Invst-A filed as AMERICAN FUNDS FUNDAMENTAL INVS A 0.24% 3,959 $370K No change
XEL Xcel Energy Inc. 0.20% 3,804 $307K Add +0.1%
MDT Medtronic PLC 0.15% 2,468 $235K No change
XOM Exxon Mobil Corp. 0.15% 2,052 $231K No change
SWVXX Schwa Prime Adv Money FD-Inv filed as SCHWAB PRIME ADVANTAGE MONEY INVESTOR 0.14% 218,272 $218K Add +1.0%
COST Costco Wholesale Corp. 0.13% 207 $192K Add +13.7%
MO Altria Group Inc. 0.12% 2,850 $188K No change
RTX RTX Corp. 0.11% 1,027 $172K No change
JNJ Johnson & Johnson 0.11% 891 $165K No change
GOOGL Alphabet Inc. Class A 0.09% 578 $141K Add +9.5%
PCONX Putnam Convert Sec-A 0.09% 4,833 $137K Add +0.9%
AMZN Amazon.com Inc. 0.08% 587 $129K Add +7.3%
NET Cloudflare Inc. Class A 0.08% 550 $118K Reduce -21.4%
OXY Occidental Petroleum Corp. 0.07% 2,322 $110K Add +0.5%
AWSHX Amer FND Wash MTL Inv-A filed as AMERICAN FUNDS WASHINGTON MUTUAL A 0.07% 1,631 $109K Reduce -8.3%
USB US Bancorp 0.07% 2,208 $107K No change
META Meta Platforms Inc. Class A 0.06% 125 $92K Add +25.0%
MCD McDonald's Corp. 0.06% 292 $89K No change
VEIPX Vanguard Equity Income-Inv 0.06% 1,824 $85K No change
AAPL Apple Inc. 0.06% 334 $85K No change
TT Trane Technologies PLC 0.06% 200 $84K No change
VWINX Vanguard Wellesley Inc.-Inv 0.05% 2,921 $77K No change
BA The Boeing Co. 0.05% 350 $76K Reduce -16.1%
LII Lennox International Inc. 0.05% 133 $70K No change
LIN Linde PLC 0.04% 140 $67K No change
SPLV Invesco S&P 500 Low Volatili 0.04% 826 $61K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 509 $58K No change
PSX Phillips 66 0.04% 428 $58K Add +0.7%
PG The Procter & Gamble Co. 0.04% 362 $56K Add +0.3%
PWRD TCW Transform Systems ETF 0.04% 552 $54K Reduce -6.0%
VZ Verizon Communications Inc. 0.04% 1,220 $54K No change
DEMZ Democratic Large Cap Core 0.04% 1,274 $53K No change
NOC Northrop Grumman Corp. 0.03% 83 $51K No change
SWPPX Schwab S&P 500 Index-Sel 0.03% 2,923 $50K No change
T AT&T Inc. 0.03% 1,730 $49K No change
TMO Thermo Fisher Scientific Inc. 0.03% 100 $49K No change
KMB Kimberly-Clark Corp. 0.03% 377 $47K No change
NVDL Granitesh 2X LNG Nvda ETF 0.03% 500 $47K No change
NPSAX Nuveen Preferred Securit-A 0.03% 2,897 $47K No change
CRWD CrowdStrike Holdings Inc. Class A 0.03% 95 $47K Add +26.7%
ROST Ross Stores Inc. 0.03% 284 $43K No change
PNC PNC Financial Services Group 0.03% 200 $40K No change
MKC McCormick & Co.-Non VTG SHRS 0.03% 580 $39K No change
AMD Advanced Micro Devices 0.02% 233 $38K No change
SYK Stryker Corp. 0.02% 100 $37K No change
UBER Uber Technologies Inc. 0.02% 350 $34K Reduce -10.3%
SBUX Starbucks Corp. 0.02% 404 $34K No change
HD Home Depot Inc. 0.02% 77 $31K New
DTCAX BNYM Sustain US Eqty-A filed as BNY MELLON SUST US EQUITY A 0.02% 1,485 $31K No change
CELH Celsius Holdings Inc. 0.02% 500 $29K No change
RIVN Rivian Automotive Inc. Class A 0.02% 1,837 $27K No change
ITA iShares U.S. Aerospace & Def 0.02% 126 $26K Reduce -99.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 497 $26K Add +0.6%
GBTC Grayscale Bitcoin Trust ETF 0.02% 275 $25K No change
MSFT Microsoft Corp. 0.01% 44 $23K No change
NDSN Nordson Corp. 0.01% 100 $23K No change
GILD Gilead Sciences Inc. 0.01% 182 $20K No change
ALV Autoliv Inc. 0.01% 162 $20K No change
IOT Samsara Inc. Class A 0.01% 500 $19K No change
SMTC Semtech Corp. 0.01% 250 $18K No change
FKINX Franklin Income Fund-A1 0.01% 6,779 $17K No change
QCOM Qualcomm Inc. 0.01% 100 $17K No change
AVGO Broadcom Inc. 0.01% 50 $16K New
SOFI Sofi Technologies Inc. 0.01% 600 $16K No change
CMPAX Calvert Small/Mid-Cap-A 0.01% 630 $16K New
BMNR Bitmine Immersion Technologi 0.01% 300 $16K New
LOW Lowe's Cos Inc. 0.01% 61 $15K Reduce -69.5%
MRK Merck & Co. Inc. 0.01% 176 $15K No change
SLV iShares Silver Trust 0.01% 334 $14K No change
PM Philip Morris International 0.01% 85 $14K No change
EQT Eqt Corp. 0.01% 250 $14K No change
INTC Intel Corp. 0.01% 403 $14K No change
CCI Crown Castle Inc. 0.01% 126 $12K No change
APA Apa Corp. 0.01% 497 $12K No change
SOUN Soundhound AI Inc. Class A 0.01% 750 $12K No change
COIN Coinbase Global Inc. Class A 0.01% 35 $12K No change
ALLE Allegion PLC 0.01% 66 $12K No change
JMIA Jumia Technologies AG-ADR 0.01% 1,000 $12K No change
BP BP PLC-Spons ADR 0.01% 330 $11K No change
SPOT Spotify Technology SA 0.01% 16 $11K No change
ATO Atmos Energy Corp. 0.01% 63 $11K Add +1.6%
EXOPF Tryptamine Therapeutics Ltd. 0.01% 361,600 $10K No change
NFLX Netflix Inc. 0.01% 7 $8K No change
GS Goldman Sachs Group Inc. 0.01% 10 $8K New
GEVO Gevo Inc. 0.00% 3,500 $7K No change
SHOP Shopify Inc. Class A 0.00% 44 $7K No change
BBAI Bigbear.ai Holdings Inc. 0.00% 1,000 $7K No change
CLF Cleveland-Cliffs Inc. 0.00% 500 $6K No change
SWISX Schwab Intl Indx 0.00% 211 $6K No change
HIMS Hims & Hers Health Inc. 0.00% 100 $6K No change
GEF Greif Inc. Class A 0.00% 89 $5K No change
BWA Borgwarner Inc. 0.00% 120 $5K No change
GOOG Alphabet Inc. Class C 0.00% 21 $5K No change
MSOS Advisorshares Pure US Cann 0.00% 1,000 $5K No change
JPM JPMorgan Chase & Co. 0.00% 15 $5K No change
UUUU Energy Fuels Inc. 0.00% 300 $5K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.00% 16 $5K No change
LCTU iShares U.S. Carbon Transiti 0.00% 60 $4K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.00% 74 $4K No change
IVW iShares S&P 500 Growth ETF 0.00% 34 $4K No change
GE General Electric filed as GE AEROSPACE 0.00% 13 $4K No change
PGR Progressive Corp. 0.00% 14 $3K No change
XLC SS Comm Select Sector SPDR 0.00% 28 $3K Reduce -99.9%
AIOAX Columbia Income Opport-A 0.00% 354 $3K No change
V Visa Inc. Class A 0.00% 9 $3K No change
ZETA Zeta Global Holdings Corp. Class A 0.00% 151 $3K Reduce -6.2%
AMC AMC Entertainment HLDS Class A 0.00% 1,000 $3K No change
CCL Carnival Corp. 0.00% 100 $3K No change
XLY SS Consumer Disc Select Sect 0.00% 12 $3K No change
WMICX Wasatch Micro Cap Fund-Inv 0.00% 328 $3K No change
BTC Grayscale Bitcoin Mini ETF 0.00% 55 $3K No change
DHX Dhi Group Inc. 0.00% 950 $3K Reduce -72.9%
CRM Salesforce Inc. 0.00% 11 $3K No change
OPEN Opendoor Technologies Inc. 0.00% 319 $3K New
NCLH Norwegian Cruise Line Holdin 0.00% 100 $2K No change
PXWEX Imp Glob Women Leader FD-Inv filed as IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV 0.00% 67 $2K No change
FSLR First Solar Inc. 0.00% 10 $2K No change
GM General Motors Co. 0.00% 31 $2K No change
GEV GE Vernova Inc. 0.00% 3 $2K No change
WBD Warner Bros Discovery Inc. 0.00% 93 $2K No change
F Ford Motor Co. filed as FORD MTR CO 0.00% 140 $2K Reduce -78.1%
NNDM Nano Dimension Ltd. - ADR 0.00% 1,000 $2K No change
ENTG Entegris Inc. 0.00% 15 $1K No change
UNH Unitedhealth Group Inc. 0.00% 4 $1K No change
PHIN Phinia Inc. 0.00% 24 $1K No change
LUV Southwest Airlines Co. 0.00% 38 $1K No change
ETH Grayscale Ethereum Staking M 0.00% 27 $1K No change
HRL Hormel Foods Corp. 0.00% 42 $1K No change
NEE Nextera Energy Inc. 0.00% 13 $981 No change
PYPL PayPal Holdings Inc. 0.00% 10 $671 No change
DVN Devon Energy Corp. 0.00% 16 $561 No change
JPIN JPM Diversified Ret Intl Eq filed as J P MORGAN EXCHANGE TRADED F 0.00% 6 $400 Reduce -100.0%
IEV iShares Europe ETF 0.00% 6 $393 No change
WVVI Willamette Valley Vineyards 0.00% 100 $364 No change
BMBL Bumble Inc. Class A 0.00% 50 $305 No change
GEHC GE Healthcare Technology 0.00% 4 $300 No change
OKLO Oklo Inc. 0.00% 2 $223 New
COTY Coty Inc. Class A 0.00% 30 $121 No change
MBOT Microbot Medical Inc. 0.00% 1 $3 No change
GCI LIBERTY INC XXX SUBMITTED FOR ESCROW CL A filed as ESC GCI LIBERTY INC SHS 0.00% 38 $0 No change
WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR 0.00% 200 $0 No change

Portfolio Sells Q2 2025 → Q3 2025
SNOXX Schwab Trsry Obl MNY-Inv Reduce -66.8% 12.46% −25.09
JPIN JPM Diversified Ret Intl Eq Reduce -100.0% 0.00% −4.44
TKAMY Thyssenkrupp AG-Spon ADR Sold out 0.00% −3.65
XLC SS Comm Select Sector SPDR Reduce -99.9% 0.00% −3.31
ITA iShares U.S. Aerospace & Def Reduce -99.5% 0.02% −3.30
FLDR Fidelity Low Durat Fact ETF Reduce -41.8% 3.55% −2.55
JPST JPMorgan Ultra-Short Income Reduce -26.0% 4.51% −1.59
JTEK JPMorgan US Tech Leaders Reduce -14.6% 10.29% −0.79
LOW Lowe's Cos Inc. Reduce -69.5% 0.01% −0.02
NET Cloudflare Inc. Class A Reduce -21.4% 0.08% −0.01
CCAFX Calvert Mid-Cap Fund-A Sold out 0.00% −0.01
SCOXX Schwab Trsry Obl MNY-Ult Reduce -0.4% 1.65% −0.01
WMB Williams Cos Inc. Sold out 0.00% −0.01
BA The Boeing Co. Reduce -16.1% 0.05% −0.01
HNRG Hallador Energy Co. Sold out 0.00% −0.01
CVX Chevron Corp. Sold out 0.00% −0.01
DHX Dhi Group Inc. Reduce -72.9% 0.00% −0.01
MDHAX Nylim Mackay S/D Hi Inc. Class A Sold out 0.00% −0.00
ETHE Grayscale Ethereum Staking E Sold out 0.00% −0.00
VGENX Vangrd Enrgy Opprty FD-Invst Sold out 0.00% −0.00
AMAT Applied Materials Inc. Sold out 0.00% −0.00
F Ford Motor Co. Reduce -78.1% 0.00% −0.00
AWSHX Amer FND Wash MTL Inv-A Reduce -8.3% 0.07% −0.00
ITAAX Transam SHRT-TRM BND-A Sold out 0.00% −0.00
AUR Aurora Innovation Inc. Sold out 0.00% −0.00
WCEAX Nomura Core Equity Fund-A Sold out 0.00% −0.00
UBER Uber Technologies Inc. Reduce -10.3% 0.02% −0.00
UTES Virtus Reaves Utilities ETF Sold out 0.00% −0.00
MRBIX MFS Total Return Bond-I Sold out 0.00% 0.00
ZETA Zeta Global Holdings Corp. Class A Reduce -6.2% 0.00% +0.00
PWRD TCW Transform Systems ETF Reduce -6.0% 0.04% +0.00
NVDA Nvidia Corp. Reduce -8.6% 0.63% +0.05
PLTR Palantir Technologies Inc. Class A Reduce -12.2% 1.15% +0.17
SHLD Global X Defense Tech ETF Reduce -9.1% 3.72% +0.20

Portfolio Buys Q2 2025 → Q3 2025
XLK SS Technology Select Sector Add +149429.2% 6.64% +6.64
SPMO Invesco S&P 500 Momentum ETF New 5.70% +5.70
GDXJ Vaneck Junior Gold Miners New 4.37% +4.37
XME SS SPDR S&P Metals Mining New 4.30% +4.30
SCHC Schwab Intl Small-Cap Equity New 3.41% +3.41
RNMBY Rheinmetall AG-Unsp ADR Add +50609.5% 3.26% +3.25
GDX Vaneck Gold Miners ETF New 3.09% +3.09
SILJ Amplify Junior Silver Miners New 2.89% +2.89
BRK.B Berkshire Hathaway Inc. Class B Add +6603.9% 2.26% +2.23
SIL Global X Silver Miners ETF New 2.12% +2.12
RYCEY Rolls-Royce Holdings-SP ADR New 1.19% +1.19
EWP iShares MSCI Spain ETF New 1.17% +1.17
VNM Vaneck Vietnam ETF New 1.15% +1.15
URA Global X Uranium ETF New 1.12% +1.12
SCHG Schwab US Large-Cap Growth Add +8.4% 5.61% +0.86
XLU St Sr Utl SL SE SPDR ETF-Usd New 0.35% +0.35
IOBAX Icon Flexible Bond Fund-Inv Add +2.8% 8.47% +0.21
GOOGL Alphabet Inc. Class A Add +9.5% 0.09% +0.03
XEL Xcel Energy Inc. Add +0.1% 0.20% +0.03
HD Home Depot Inc. New 0.02% +0.02
META Meta Platforms Inc. Class A Add +25.0% 0.06% +0.01
AVGO Broadcom Inc. New 0.01% +0.01
CMPAX Calvert Small/Mid-Cap-A New 0.01% +0.01
BMNR Bitmine Immersion Technologi New 0.01% +0.01
SDY SS SPDR S&P Dividend ETF Add +0.2% 0.31% +0.01
OXY Occidental Petroleum Corp. Add +0.5% 0.07% +0.01
COST Costco Wholesale Corp. Add +13.7% 0.13% +0.01
AMZN Amazon.com Inc. Add +7.3% 0.08% +0.01
CRWD CrowdStrike Holdings Inc. Class A Add +26.7% 0.03% +0.01
GS Goldman Sachs Group Inc. New 0.01% +0.01
PCONX Putnam Convert Sec-A Add +0.9% 0.09% +0.01
PSX Phillips 66 Add +0.7% 0.04% +0.00
SNSXX Schwab US Treasury Money-Inv Add +0.9% 0.63% +0.00
UUUU Energy Fuels Inc. New 0.00% +0.00
OPEN Opendoor Technologies Inc. New 0.00% +0.00
BAC Bank of America Corp. Add +0.6% 0.02% +0.00
SWVXX Schwa Prime Adv Money FD-Inv Add +1.0% 0.14% +0.00
ATO Atmos Energy Corp. Add +1.6% 0.01% +0.00
OKLO Oklo Inc. New 0.00% +0.00
PG The Procter & Gamble Co. Add +0.3% 0.04% −0.00

Notes & Other Activity Q2 2025 → Q3 2025
JLGMX JPMorgan Large Cap Grow-R6 LARGE CAP GWT R6 Sold out 0 $6before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$20.6MJPST, FLDR, PLTR, SDY, NVDA
Q1 2026 114$20.6MJPST, FLDR, PLTR, SDY, NVDA
Q4 2025 168$154.6MRSP, SPY, SNOXX, FLDR, IOBAX
Q3 2025 169$152.2MSNOXX, JTEK, IOBAX, XLK, SPMO
Q2 2025 163$152.0MSNOXX, JTEK, IOBAX, FLDR, JPST
Q1 2025 77$135.6MSNOXX, IOBAX, MDHAX, RNMBY, BRK.B
Q4 2024 180$147.2MJEPQ, IOBAX, SCHG, LCTU, XLK