Financially Speaking Inc

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Financially Speaking Inc reported 168 stock positions worth $154.6 million. Its top holding was Invesco S&P 500 Equal Weight (RSP) at 20.4% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 18.0%) and Schwab Trsry Obl MNY-Inv (SNOXX, 12.0%). Compared with Q3 2025, it opened 19 new positions, sold out of 20, added to 23 and reduced 21. The biggest buy was a new position in Invesco S&P 500 Equal Weight (RSP) and the biggest sale JPMorgan US Tech Leaders (JTEK, shares −99%).

Most Recent 13F
Q2 2026
Location
GREENWOOD VILLAGE, CO
CIK
0002040901
Portfolio Value
$154.6M (Q4 2025)
SEC Filing
0001398344-26-002600 ↗ filed Feb 10, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $147.2M Q4 2024 Q1 2025: $135.6M Q1 2025 Q2 2025: $152.0M Q2 2025 Q3 2025: $152.2M Q3 2025 Q4 2025: $154.6M $154.6M Q4 2025 Q1 2026: $20.6M Q1 2026 Q2 2026: $20.6M Q2 2026

Holdings 168 stocks · $154.6M
RSP Invesco S&P 500 Equal Weight 20.37% 164,337 $31.5M New
SPY SS SPDR S&P 500 ETF Trust-US 18.04% 40,887 $27.9M New
SNOXX Schwab Trsry Obl MNY-Inv 12.02% 18,585,490 $18.6M Reduce -2.0%
FLDR Fidelity Low Durat Fact ETF 11.34% 349,000 $17.5M Add +223.8%
IOBAX Icon Flexible Bond Fund-Inv 10.46% 1,910,301 $16.2M Add +26.1%
SCHG Schwab US Large-Cap Growth 4.90% 232,243 $7.6M Reduce -13.3%
JPST JPMorgan Ultra-Short Income 4.32% 131,890 $6.7M Reduce -2.6%
EQWL Invesco S&P 100 Equal Weight 3.16% 41,290 $4.9M New
SCOXX Schwab Trsry Obl MNY-Ult 1.62% 2,496,289 $2.5M Reduce -0.5%
RNMBY Rheinmetall AG-Unsp ADR 1.40% 5,906 $2.2M Reduce -44.5%
XLV SS Health Care Select Sector 1.12% 11,184 $1.7M New
XME SS SPDR S&P Metals Mining 0.91% 13,550 $1.4M Reduce -80.7%
SIL Global X Silver Miners ETF 0.91% 16,765 $1.4M Reduce -62.8%
GDX Vaneck Gold Miners ETF 0.90% 16,170 $1.4M Reduce -73.8%
PLTR Palantir Technologies Inc. Class A 0.81% 7,006 $1.2M Reduce -27.0%
PPLT Abrdn Physical Platinum SHRS 0.80% 6,656 $1.2M New
SNSXX Schwab US Treasury Money-Inv 0.63% 971,700 $972K Add +0.9%
NVDA Nvidia Corp. 0.61% 5,066 $945K Reduce -1.4%
SILJ Amplify Junior Silver Miners 0.59% 32,990 $913K Reduce -82.7%
GDXJ Vaneck Junior Gold Miners 0.58% 7,917 $901K Reduce -88.2%
MCK McKesson Corp. 0.42% 800 $656K No change
SDY SS SPDR S&P Dividend ETF 0.29% 3,241 $451K Reduce -3.0%
ANCFX Amer FND Fndmntl Invst-A filed as AMERICAN FUNDS FUNDAMENTAL INVS A 0.24% 3,959 $364K No change
XEL Xcel Energy Inc. 0.18% 3,806 $281K Add +0.1%
XOM Exxon Mobil Corp. 0.16% 2,052 $247K No change
MDT Medtronic PLC 0.15% 2,468 $237K No change
SWVXX Schwa Prime Adv Money FD-Inv filed as SCHWAB PRIME ADVANTAGE MONEY INVESTOR 0.14% 220,398 $220K Add +1.0%
RTX RTX Corp. 0.12% 1,027 $188K No change
JNJ Johnson & Johnson 0.12% 891 $184K No change
GOOGL Alphabet Inc. Class A 0.12% 578 $181K No change
COST Costco Wholesale Corp. 0.11% 205 $177K Reduce -1.0%
MO Altria Group Inc. 0.11% 2,850 $164K No change
AMZN Amazon.com Inc. 0.10% 637 $147K Add +8.5%
PCONX Putnam Convert Sec-A 0.09% 5,048 $137K Add +4.5%
USB US Bancorp 0.08% 2,208 $118K No change
META Meta Platforms Inc. Class A 0.07% 170 $112K Add +36.0%
AWSHX Amer FND Wash MTL Inv-A filed as AMERICAN FUNDS WASHINGTON MUTUAL A 0.07% 1,713 $112K Add +5.0%
NET Cloudflare Inc. Class A 0.07% 550 $108K No change
OXY Occidental Petroleum Corp. 0.06% 2,335 $96K Add +0.6%
AAPL Apple Inc. 0.06% 335 $91K Add +0.3%
MCD McDonald's Corp. 0.06% 292 $89K No change
JTEK JPMorgan US Tech Leaders 0.06% 980 $88K Reduce -99.4%
BA The Boeing Co. 0.06% 400 $87K Add +14.3%
VEIPX Vanguard Equity Income-Inv 0.05% 1,824 $81K No change
TT Trane Technologies PLC 0.05% 200 $78K No change
VWINX Vanguard Wellesley Inc.-Inv 0.05% 2,921 $74K No change
CRWD CrowdStrike Holdings Inc. Class A 0.05% 150 $70K Add +57.9%
LII Lennox International Inc. 0.04% 133 $65K No change
BRK.B Berkshire Hathaway Inc. Class B 0.04% 128 $64K Reduce -98.1%
LIN Linde PLC 0.04% 140 $60K No change
SPLV Invesco S&P 500 Low Volatili 0.04% 826 $59K No change
TMO Thermo Fisher Scientific Inc. 0.04% 100 $58K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 509 $58K No change
PSX Phillips 66 0.04% 432 $56K Add +0.9%
DEMZ Democratic Large Cap Core 0.04% 1,274 $54K No change
PWRD TCW Transform Systems ETF 0.03% 552 $53K No change
PG The Procter & Gamble Co. 0.03% 363 $52K Add +0.3%
SWPPX Schwab S&P 500 Index-Sel 0.03% 2,954 $52K Add +1.1%
ROST Ross Stores Inc. 0.03% 284 $51K No change
GOLDMAN SACHS BANK USA (GS 4.2 04/01/26) 0.03% 50,000 $50K New
BANK OF NEW YORK MELLON (BNY 3.75 12/22/26) filed as THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US 0.03% 50,000 $50K New
GOLDMAN SACHS BANK USA (GS 3.75 06/23/26 0000) 0.03% 50,000 $50K New
VZ Verizon Communications Inc. 0.03% 1,220 $50K No change
AMD Advanced Micro Devices 0.03% 226 $48K Reduce -3.0%
NPSAX Nuveen Preferred Securit-A 0.03% 2,897 $47K No change
NVDL Granitesh 2X LNG Nvda ETF 0.03% 500 $44K No change
T AT&T Inc. 0.03% 1,730 $43K No change
PNC PNC Financial Services Group 0.03% 200 $42K No change
BANK OF AMERICA NA (BAC 3.7 08/19/26) 0.03% 40,000 $40K New
BARCLAYS BANK/DELAWARE (BACR 3.75 05/19/26) 0.03% 40,000 $40K New
MKC McCormick & Co.-Non VTG SHRS 0.03% 580 $40K No change
KMB Kimberly-Clark Corp. 0.02% 377 $38K No change
RIVN Rivian Automotive Inc. Class A 0.02% 1,837 $36K No change
SYK Stryker Corp. 0.02% 100 $35K No change
GEV GE Vernova Inc. 0.02% 53 $35K Add +1666.7%
SBUX Starbucks Corp. 0.02% 400 $34K Reduce -1.0%
DTCAX BNYM Sustain US Eqty-A filed as BNY MELLON SUST US EQUITY A 0.02% 1,647 $31K Add +10.9%
NOC Northrop Grumman Corp. 0.02% 53 $30K Reduce -36.1%
WELLS FARGO BANK NA (WFC 4.15 02/17/26) 0.02% 30,000 $30K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 499 $27K Add +0.4%
HD Home Depot Inc. 0.02% 77 $26K No change
INTC Intel Corp. 0.02% 682 $25K Add +69.2%
NDSN Nordson Corp. 0.02% 100 $24K No change
TQQQ Proshares Ultrapro QQQ 0.02% 450 $24K New
CELH Celsius Holdings Inc. 0.01% 500 $23K No change
GILD Gilead Sciences Inc. 0.01% 182 $22K No change
SLV iShares Silver Trust 0.01% 334 $22K No change
MSFT Microsoft Corp. 0.01% 44 $21K No change
ALV Autoliv Inc. 0.01% 162 $19K No change
GBTC Grayscale Bitcoin Trust ETF 0.01% 275 $19K No change
MRK Merck & Co. Inc. 0.01% 176 $19K No change
SMTC Semtech Corp. 0.01% 250 $18K No change
IOT Samsara Inc. Class A 0.01% 500 $18K No change
QCOM Qualcomm Inc. 0.01% 100 $17K No change
FKINX Franklin Income Fund-A1 0.01% 6,779 $17K No change
SOFI Sofi Technologies Inc. 0.01% 600 $16K No change
CMPAX Calvert Small/Mid-Cap-A 0.01% 657 $15K Add +4.3%
LOW Lowe's Cos Inc. 0.01% 61 $15K No change
PM Philip Morris International 0.01% 85 $14K No change
EQT Eqt Corp. 0.01% 250 $13K No change

Show all 168 holdings

Portfolio Sells Q3 2025 → Q4 2025
JTEK JPMorgan US Tech Leaders Reduce -99.4% 0.06% −10.23
XLK SS Technology Select Sector Sold out 0.00% −6.64
SPMO Invesco S&P 500 Momentum ETF Reduce -100.0% 0.00% −5.69
GDXJ Vaneck Junior Gold Miners Reduce -88.2% 0.58% −3.79
SHLD Global X Defense Tech ETF Sold out 0.00% −3.72
SCHC Schwab Intl Small-Cap Equity Sold out 0.00% −3.41
XME SS SPDR S&P Metals Mining Reduce -80.7% 0.91% −3.39
SILJ Amplify Junior Silver Miners Reduce -82.7% 0.59% −2.30
BRK.B Berkshire Hathaway Inc. Class B Reduce -98.1% 0.04% −2.22
GDX Vaneck Gold Miners ETF Reduce -73.8% 0.90% −2.19
RNMBY Rheinmetall AG-Unsp ADR Reduce -44.5% 1.40% −1.86
SIL Global X Silver Miners ETF Reduce -62.8% 0.91% −1.22
RYCEY Rolls-Royce Holdings-SP ADR Sold out 0.00% −1.19
EWP iShares MSCI Spain ETF Sold out 0.00% −1.17
VNM Vaneck Vietnam ETF Sold out 0.00% −1.15
URA Global X Uranium ETF Reduce -99.8% 0.00% −1.12
SCHG Schwab US Large-Cap Growth Reduce -13.3% 4.90% −0.71
SNOXX Schwab Trsry Obl MNY-Inv Reduce -2.0% 12.02% −0.43
XLU St Sr Utl SL SE SPDR ETF-Usd Sold out 0.00% −0.35
PLTR Palantir Technologies Inc. Class A Reduce -27.0% 0.81% −0.34
JPST JPMorgan Ultra-Short Income Reduce -2.6% 4.32% −0.20
SCOXX Schwab Trsry Obl MNY-Ult Reduce -0.5% 1.62% −0.03
UBER Uber Technologies Inc. Sold out 0.00% −0.02
NVDA Nvidia Corp. Reduce -1.4% 0.61% −0.02
ITA iShares U.S. Aerospace & Def Sold out 0.00% −0.02
SDY SS SPDR S&P Dividend ETF Reduce -3.0% 0.29% −0.02
NOC Northrop Grumman Corp. Reduce -36.1% 0.02% −0.01
COST Costco Wholesale Corp. Reduce -1.0% 0.11% −0.01
AVGO Broadcom Inc. Sold out 0.00% −0.01
EXOPF Tryptamine Therapeutics Ltd. Sold out 0.00% −0.01
GEVO Gevo Inc. Sold out 0.00% −0.00
LCTU iShares U.S. Carbon Transiti Sold out 0.00% −0.00
JEPQ JPM Nasdaq Equity Premium Sold out 0.00% −0.00
IVW iShares S&P 500 Growth ETF Sold out 0.00% −0.00
XLC SS Comm Select Sector SPDR Sold out 0.00% −0.00
CCL Carnival Corp. Sold out 0.00% −0.00
XLY SS Consumer Disc Select Sect Sold out 0.00% −0.00
OPEN Opendoor Technologies Inc. Sold out 0.00% −0.00
NCLH Norwegian Cruise Line Holdin Sold out 0.00% −0.00
SBUX Starbucks Corp. Reduce -1.0% 0.02% −0.00
AMD Advanced Micro Devices Reduce -3.0% 0.03% +0.01

Portfolio Buys Q3 2025 → Q4 2025
RSP Invesco S&P 500 Equal Weight New 20.37% +20.37
SPY SS SPDR S&P 500 ETF Trust-US New 18.04% +18.04
FLDR Fidelity Low Durat Fact ETF Add +223.8% 11.34% +7.79
EQWL Invesco S&P 100 Equal Weight New 3.16% +3.16
IOBAX Icon Flexible Bond Fund-Inv Add +26.1% 10.46% +1.99
XLV SS Health Care Select Sector New 1.12% +1.12
PPLT Abrdn Physical Platinum SHRS New 0.80% +0.80
BANK OF NEW YORK MELLON (BNY 3.75 12/22/26) New 0.03% +0.03
GOLDMAN SACHS BANK USA (GS 4.2 04/01/26) New 0.03% +0.03
GOLDMAN SACHS BANK USA (GS 3.75 06/23/26 0000) New 0.03% +0.03
BANK OF AMERICA NA (BAC 3.7 08/19/26) New 0.03% +0.03
BARCLAYS BANK/DELAWARE (BACR 3.75 05/19/26) New 0.03% +0.03
GEV GE Vernova Inc. Add +1666.7% 0.02% +0.02
WELLS FARGO BANK NA (WFC 4.15 02/17/26) New 0.02% +0.02
TQQQ Proshares Ultrapro QQQ New 0.02% +0.02
CRWD CrowdStrike Holdings Inc. Class A Add +57.9% 0.05% +0.01
META Meta Platforms Inc. Class A Add +36.0% 0.07% +0.01
AMZN Amazon.com Inc. Add +8.5% 0.10% +0.01
INTC Intel Corp. Add +69.2% 0.02% +0.01
BA The Boeing Co. Add +14.3% 0.06% +0.01
DETX Liberty Defense Hldgs F New 0.00% +0.00
ORCL Oracle Corp. New 0.00% +0.00
AAPL Apple Inc. Add +0.3% 0.06% +0.00
LOCL Local Bounti Corp. New 0.00% +0.00
BAC Bank of America Corp. Add +0.4% 0.02% +0.00
AWSHX Amer FND Wash MTL Inv-A Add +5.0% 0.07% +0.00
IBIT iShares Bitcoin Trust ETF New 0.00% +0.00
SWPPX Schwab S&P 500 Index-Sel Add +1.1% 0.03% +0.00
CRML Critical Metals Corp. New 0.00% +0.00
DTCAX BNYM Sustain US Eqty-A Add +10.9% 0.02% +0.00
BLTH American Battery Materials I New 0.00% +0.00
SWISX Schwab Intl Indx Add +3.3% 0.00% +0.00
PXWEX Imp Glob Women Leader FD-Inv Add +9.0% 0.00% 0.00
WPWR Well Power Inc. New 0.00% 0.00
CMPAX Calvert Small/Mid-Cap-A Add +4.3% 0.01% −0.00
SWVXX Schwa Prime Adv Money FD-Inv Add +1.0% 0.14% −0.00
PCONX Putnam Convert Sec-A Add +4.5% 0.09% −0.00
PSX Phillips 66 Add +0.9% 0.04% −0.00
PG The Procter & Gamble Co. Add +0.3% 0.03% −0.00
SNSXX Schwab US Treasury Money-Inv Add +0.9% 0.63% −0.00
OXY Occidental Petroleum Corp. Add +0.6% 0.06% −0.01
XEL Xcel Energy Inc. Add +0.1% 0.18% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 103$20.6MJPST, FLDR, PLTR, SDY, NVDA
Q1 2026 114$20.6MJPST, FLDR, PLTR, SDY, NVDA
Q4 2025 168$154.6MRSP, SPY, SNOXX, FLDR, IOBAX
Q3 2025 169$152.2MSNOXX, JTEK, IOBAX, XLK, SPMO
Q2 2025 163$152.0MSNOXX, JTEK, IOBAX, FLDR, JPST
Q1 2025 77$135.6MSNOXX, IOBAX, MDHAX, RNMBY, BRK.B
Q4 2024 180$147.2MJEPQ, IOBAX, SCHG, LCTU, XLK