Finer Wealth Management, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 4, 2025), Finer Wealth Management, Inc. reported 86 stock positions worth $200.7 million. Its top holding was Apple (AAPL) at 8.7% of the portfolio, followed by Nvidia (NVDA, 7.9%) and Microsoft (MSFT, 7.6%). Compared with Q2 2025, it opened 3 new positions, sold out of 3, added to 25 and reduced 41. The biggest buy was Apple (AAPL, shares +1%) and the biggest sale Eli Lilly (LLY, shares −1%).

Most Recent 13F
Q2 2026
Location
SALEM, MA
CIK
0001929071
Portfolio Value
$200.7M (Q3 2025)
SEC Filing
0001929071-25-000002 ↗ filed Nov 4, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $152.3M Q1 2024 Q2 2024: $155.0M Q2 2024 Q3 2024: $162.0M Q3 2024 Q4 2024: $174.5M Q4 2024 Q1 2025: $166.9M Q1 2025 Q2 2025: $187.1M Q2 2025 Q3 2025: $200.7M $200.7M Q3 2025 Q4 2025: $206.7M Q4 2025 Q1 2026: $198.2M Q1 2026 Q2 2026: $223.8M Q2 2026

Holdings 86 stocks · $200.7M
AAPL Apple Inc. 8.65% 68,202 $17.4M Add +1.1%
NVDA Nvidia Corp. 7.95% 85,482 $15.9M Reduce -0.3%
MSFT Microsoft Corp. 7.64% 29,588 $15.3M Add +0.3%
LLY Eli Lilly & Co. 5.48% 14,410 $11.0M Reduce -1.1%
META Meta Platforms Inc. Class A 5.00% 13,674 $10.0M Reduce -0.1%
AMZN Amazon.com Inc. 4.83% 44,099 $9.7M Add +0.3%
GOOGL Alphabet Inc. Class A 4.45% 36,755 $8.9M Reduce -0.3%
MSTR Strategy Inc. 3.57% 22,248 $7.2M No change
JPM JPMorgan Chase & Co. 3.33% 21,203 $6.7M Add +0.3%
WMT Walmart Inc. 2.50% 48,757 $5.0M Reduce -0.3%
CAT Caterpillar Inc. 2.42% 10,162 $4.8M Add +1.2%
PG The Procter & Gamble Co. 1.94% 25,334 $3.9M Add +1.6%
MRK Merck & Co. Inc. 1.83% 43,834 $3.7M Add +2.5%
T AT&T Inc. 1.82% 129,407 $3.7M Reduce -2.3%
AMD Advanced Micro Devices 1.82% 22,568 $3.7M Add +3.3%
TSM Taiwan Semiconductor-SP ADR 1.61% 11,550 $3.2M Reduce -1.3%
VZ Verizon Communications Inc. 1.53% 69,934 $3.1M Reduce -2.1%
SCHW Schwab (charles) Corp. 1.52% 32,004 $3.1M Add +0.2%
ET Energy Transfer LP 1.51% 176,913 $3.0M Reduce -4.1%
MCD McDonald's Corp. 1.51% 9,990 $3.0M Add +3.8%
CRM Salesforce Inc. 1.50% 12,716 $3.0M Add +2.6%
IBIT iShares Bitcoin Trust ETF 1.45% 44,624 $2.9M Add +12.5%
XOM Exxon Mobil Corp. 1.41% 25,130 $2.8M Reduce -1.3%
TSLA Tesla Inc. 1.36% 6,116 $2.7M Add +11.3%
PLTR Palantir Technologies Inc. Class A 1.29% 14,138 $2.6M Add +27.0%
GBTC Grayscale Bitcoin Trust ETF 1.28% 28,652 $2.6M No change
PEP Pepsico Inc. 1.25% 17,921 $2.5M Add +2.7%
CVX Chevron Corp. 1.21% 15,601 $2.4M Reduce -1.1%
LMT Lockheed Martin Corp. 0.92% 3,695 $1.8M Reduce -1.8%
KO The Coca-Cola Co. 0.88% 26,719 $1.8M No change
ASML ASML Holding NV-NY Reg SHS 0.82% 1,693 $1.6M No change
SUN Sunoco LP 0.77% 30,780 $1.5M Reduce -6.6%
GOOG Alphabet Inc. Class C 0.69% 5,677 $1.4M Reduce -0.3%
MO Altria Group Inc. 0.68% 20,760 $1.4M Reduce -3.1%
IBB iShares Biotechnology ETF 0.67% 9,380 $1.4M Add +2.7%
GLD SPDR Gold Shares 0.64% 3,590 $1.3M Add +3.4%
AVGO Broadcom Inc. 0.61% 3,723 $1.2M Add +0.0%
CSCO Cisco Systems Inc. 0.55% 16,021 $1.1M No change
RTX RTX Corp. 0.47% 5,662 $947K Reduce -2.2%
ETHE Grayscale Ethereum Staking E 0.47% 27,498 $942K Add +12.8%
KHC The Kraft Heinz Co. 0.45% 34,924 $909K Reduce -15.1%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.44% 17,209 $888K Reduce -10.9%
TXN Texas Instruments Inc. 0.44% 4,807 $883K Reduce -9.3%
XEL Xcel Energy Inc. 0.44% 10,942 $882K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.42% 1,267 $844K Reduce -1.7%
SCHA Schwab US Small-Cap ETF 0.42% 29,953 $836K Reduce -15.0%
BTI British American Tob-SP ADR 0.41% 15,583 $827K Reduce -1.7%
JNJ Johnson & Johnson 0.38% 4,125 $765K Reduce -8.2%
CMS CMS Energy Corp. 0.33% 9,000 $659K No change
GS Goldman Sachs Group Inc. 0.32% 801 $638K Reduce -0.7%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.31% 5,625 $627K Reduce -2.4%
ES Eversource Energy 0.31% 8,689 $618K Reduce -0.3%
DE Deere & Co. 0.28% 1,245 $569K Reduce -5.3%
NFLX Netflix Inc. 0.28% 462 $554K Reduce -1.1%
HD Home Depot Inc. 0.27% 1,314 $532K Reduce -0.6%
INTC Intel Corp. 0.26% 15,817 $531K Reduce -13.1%
IVV iShares Core S&P 500 ETF 0.23% 693 $464K Add +0.3%
MU Micron Technology Inc. 0.23% 2,761 $462K No change
VIG Vanguard Dividend Apprec ETF 0.22% 2,000 $432K No change
CNP Centerpoint Energy Inc. 0.21% 11,049 $429K No change
SCHG Schwab US Large-Cap Growth 0.20% 12,717 $406K Reduce -6.6%
KMB Kimberly-Clark Corp. 0.19% 3,135 $390K Reduce -28.5%
LAES Sealsq Corp. 0.19% 100,000 $374K No change
BTC Grayscale Bitcoin Mini ETF 0.18% 7,101 $360K Add +24.9%
UNH Unitedhealth Group Inc. 0.18% 1,041 $359K Add +34.5%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.16% 2,839 $325K No change
EPD Enterprise Products Partners 0.16% 10,204 $319K Add +0.1%
WKEY Wisekey Intl Holdings-ADR 0.16% 49,497 $315K No change
ISRG Intuitive Surgical Inc. 0.15% 692 $309K Reduce -8.1%
BMY Bristol-Myers Squibb Co. 0.14% 6,405 $289K Reduce -41.8%
V Visa Inc. Class A 0.14% 843 $288K Reduce -7.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.14% 1,004 $283K Add +0.7%
APD Air Products & Chemicals Inc. 0.14% 1,035 $282K Reduce -28.1%
PFF iShares Preferred & Income S 0.14% 8,620 $273K Reduce -8.6%
WFC Wells Fargo & Co. 0.13% 3,230 $271K Reduce -1.0%
SCHD Schwab US DVD Equity ETF 0.13% 9,841 $269K Reduce -9.2%
ETH Grayscale Ethereum Staking M 0.13% 6,705 $263K New
SO The Southern Co. 0.12% 2,604 $247K Reduce -1.1%
ABBV Abbvie Inc. 0.12% 1,022 $237K New
TIDAL TRUST II 0.12% 16,666 $233K Add +12.1%
DEFT Defi Technologies Inc. 0.11% 102,000 $215K No change
USO United States Oil Fund LP 0.10% 2,825 $208K Reduce -0.7%
PFE Pfizer Inc. 0.10% 8,051 $205K New
PM Philip Morris International 0.10% 1,258 $204K No change
BRR Columbus Circle Capital Co. Class A 0.05% 10,000 $101K No change
TLRY Tilray Brands Inc. 0.01% 14,647 $25K No change

Portfolio Sells Q2 2025 → Q3 2025
LLY Eli Lilly & Co. Reduce -1.1% 5.48% −0.59
META Meta Platforms Inc. Class A Reduce -0.1% 5.00% −0.40
ET Energy Transfer LP Reduce -4.1% 1.51% −0.27
T AT&T Inc. Reduce -2.3% 1.82% −0.23
EBC Eastern Bankshares Inc. Sold out 0.00% −0.22
SUN Sunoco LP Reduce -6.6% 0.77% −0.18
TXN Texas Instruments Inc. Reduce -9.3% 0.44% −0.15
RCL Royal Caribbean Cruises Ltd. Sold out 0.00% −0.14
BMY Bristol-Myers Squibb Co. Reduce -41.8% 0.14% −0.13
VZ Verizon Communications Inc. Reduce -2.1% 1.53% −0.12
KHC The Kraft Heinz Co. Reduce -15.1% 0.45% −0.11
KMB Kimberly-Clark Corp. Reduce -28.5% 0.19% −0.11
APD Air Products & Chemicals Inc. Reduce -28.1% 0.14% −0.08
DE Deere & Co. Reduce -5.3% 0.28% −0.07
ISRG Intuitive Surgical Inc. Reduce -8.1% 0.15% −0.06
SCHA Schwab US Small-Cap ETF Reduce -15.0% 0.42% −0.06
NFLX Netflix Inc. Reduce -1.1% 0.28% −0.06
DDC DDC Enterprise Ltd. Class A Sold out 0.00% −0.06
XOM Exxon Mobil Corp. Reduce -1.3% 1.41% −0.06
WMT Walmart Inc. Reduce -0.3% 2.50% −0.05
BAC Bank of America Corp. Reduce -10.9% 0.44% −0.05
V Visa Inc. Class A Reduce -7.2% 0.14% −0.03
LQD Ishr Ibx Usd Invgd CB ETF-Ui Reduce -2.4% 0.31% −0.03
SCHD Schwab US DVD Equity ETF Reduce -9.2% 0.13% −0.02
PFF iShares Preferred & Income S Reduce -8.6% 0.14% −0.02
LMT Lockheed Martin Corp. Reduce -1.8% 0.92% −0.01
SCHG Schwab US Large-Cap Growth Reduce -6.6% 0.20% −0.01
USO United States Oil Fund LP Reduce -0.7% 0.10% −0.01
SO The Southern Co. Reduce -1.1% 0.12% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.7% 0.42% −0.01
WFC Wells Fargo & Co. Reduce -1.0% 0.13% −0.00
CVX Chevron Corp. Reduce -1.1% 1.21% −0.00
HD Home Depot Inc. Reduce -0.6% 0.27% +0.01
BTI British American Tob-SP ADR Reduce -1.7% 0.41% +0.01
ES Eversource Energy Reduce -0.3% 0.31% +0.01
MO Altria Group Inc. Reduce -3.1% 0.68% +0.01
GS Goldman Sachs Group Inc. Reduce -0.7% 0.32% +0.01
JNJ Johnson & Johnson Reduce -8.2% 0.38% +0.01
RTX RTX Corp. Reduce -2.2% 0.47% +0.02
INTC Intel Corp. Reduce -13.1% 0.26% +0.05
GOOG Alphabet Inc. Class C Reduce -0.3% 0.69% +0.15
TSM Taiwan Semiconductor-SP ADR Reduce -1.3% 1.61% +0.19
NVDA Nvidia Corp. Reduce -0.3% 7.95% +0.70
GOOGL Alphabet Inc. Class A Reduce -0.3% 4.45% +0.98

Portfolio Buys Q2 2025 → Q3 2025
AAPL Apple Inc. Add +1.1% 8.65% +1.25
PLTR Palantir Technologies Inc. Class A Add +27.0% 1.29% +0.47
TSLA Tesla Inc. Add +11.3% 1.36% +0.42
CAT Caterpillar Inc. Add +1.2% 2.42% +0.33
ETHE Grayscale Ethereum Staking E Add +12.8% 0.47% +0.20
AMD Advanced Micro Devices Add +3.3% 1.82% +0.16
IBIT iShares Bitcoin Trust ETF Add +12.5% 1.45% +0.15
ETH Grayscale Ethereum Staking M New 0.13% +0.13
ABBV Abbvie Inc. New 0.12% +0.12
PFE Pfizer Inc. New 0.10% +0.10
GLD SPDR Gold Shares Add +3.4% 0.64% +0.07
AVGO Broadcom Inc. Add +0.0% 0.61% +0.06
IBB iShares Biotechnology ETF Add +2.7% 0.67% +0.06
JPM JPMorgan Chase & Co. Add +0.3% 3.33% +0.06
UNH Unitedhealth Group Inc. Add +34.5% 0.18% +0.05
BTC Grayscale Bitcoin Mini ETF Add +24.9% 0.18% +0.03
MRK Merck & Co. Inc. Add +2.5% 1.83% +0.02
PEP Pepsico Inc. Add +2.7% 1.25% +0.02
MCD McDonald's Corp. Add +3.8% 1.51% +0.01
IVV iShares Core S&P 500 ETF Add +0.3% 0.23% +0.00
EPD Enterprise Products Partners Add +0.1% 0.16% −0.01
IBM Intl Business Machines Corp. Add +0.7% 0.14% −0.02
SCHW Schwab (charles) Corp. Add +0.2% 1.52% −0.04
TIDAL TRUST II Add +12.1% 0.12% −0.06
PG The Procter & Gamble Co. Add +1.6% 1.94% −0.18
MSFT Microsoft Corp. Add +0.3% 7.64% −0.21
CRM Salesforce Inc. Add +2.6% 1.50% −0.31
AMZN Amazon.com Inc. Add +0.3% 4.83% −0.33

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 88$223.8MAAPL, NVDA, LLY, AMD, GOOGL
Q1 2026 86$198.2MAAPL, NVDA, LLY, MSFT, GOOGL
Q4 2025 83$206.7MAAPL, MSFT, NVDA, LLY, GOOGL
Q3 2025 86$200.7MAAPL, NVDA, MSFT, LLY, META
Q2 2025 86$187.1MMSFT, AAPL, NVDA, LLY, META
Q1 2025 86$166.9MAAPL, LLY, MSFT, NVDA, AMZN
Q4 2024 82$174.5MAAPL, MSFT, LLY, NVDA, AMZN
Q3 2024 79$162.0MAAPL, LLY, MSFT, NVDA, AMZN
Q2 2024 73$155.0MLLY, AAPL, MSFT, NVDA, AMZN
Q1 2024 77$152.3MLLY, MSFT, AAPL, AMZN, NVDA