Fingerlakes Wealth Management, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Fingerlakes Wealth Management, Inc. reported 98 stock positions worth $153.3 million. Its top holding was Vngrd Mrgstr MG CP GR ETF-Ui (MGK) at 7.9% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 5.7%) and Apple (AAPL, 5.3%). Compared with Q2 2025, it opened 9 new positions, sold out of 3, added to 52 and reduced 33. The biggest buy was Microsoft (MSFT, shares +75%) and the biggest sale Invesco QQQ Trust Series 1 (QQQ, shares −1%).

Most Recent 13F
Q2 2026
Location
ITHACA, NY
CIK
0001910248
Portfolio Value
$153.3M (Q3 2025)
SEC Filing
0001910248-25-000002 ↗ filed Oct 24, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $103.6M Q1 2024 Q2 2024: $111.5M Q2 2024 Q3 2024: $120.3M Q3 2024 Q4 2024: $123.9M Q4 2024 Q1 2025: $117.6M Q1 2025 Q2 2025: $134.0M Q2 2025 Q3 2025: $153.3M $153.3M Q3 2025 Q4 2025: $157.3M Q4 2025 Q1 2026: $150.8M Q1 2026 Q2 2026: $185.8M Q2 2026

Holdings 98 stocks · $153.3M
MGK Vngrd Mrgstr MG CP GR ETF-Ui 7.86% 29,937 $12.0M Add +2.5%
QQQ Invesco QQQ Trust Series 1 5.65% 14,442 $8.7M Reduce -0.7%
AAPL Apple Inc. 5.34% 32,164 $8.2M Reduce -0.8%
SCHG Schwab US Large-Cap Growth 4.54% 218,248 $7.0M Add +11.9%
XLK SS Technology Select Sector 4.54% 24,678 $7.0M Add +8.3%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 4.23% 47,143 $6.5M Add +15.3%
VGT Vanguard Info Tech ETF 3.67% 7,529 $5.6M Reduce -0.9%
VTI VG Morningstar TS MKT ETF-US 3.15% 14,720 $4.8M Reduce -0.5%
MSFT Microsoft Corp. 3.01% 8,923 $4.6M Add +74.8%
FTEC Fidelity MSCI Info Tech Indx 2.90% 20,027 $4.4M Reduce -1.9%
QWLD State Street SPDR MSCI World 2.61% 28,529 $4.0M Add +6.3%
BBUS JPMorgan Betabuilders US Equ 2.21% 28,100 $3.4M Add +9.6%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 2.15% 7,099 $3.3M Add +0.2%
QQMG Invesco ESG Nasdaq 100 1.87% 69,208 $2.9M Add +1.6%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.85% 9,656 $2.8M Add +2.4%
BRK.B Berkshire Hathaway Inc. Class B 1.68% 5,121 $2.6M Reduce -0.1%
ESGU iShares ESG Aware MSCI USA 1.67% 17,583 $2.6M Reduce -0.6%
ESGV Vanguard ESG US Stock ETF 1.67% 21,596 $2.6M Add +0.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.61% 8,382 $2.5M Reduce -1.0%
SPTM SS SPDR P S&P 1500 Comp ETF 1.58% 30,050 $2.4M Reduce -1.8%
DSI iShares ESG MSCI KLD 400 ETF 1.57% 19,168 $2.4M Add +1.5%
SUSA iShares ESG Optimized MSCI U 1.56% 17,579 $2.4M Add +2.1%
USSG Xtrackers MSCI USA Sele Eqty 1.42% 35,463 $2.2M Add +1.4%
IVV iShares Core S&P 500 ETF 1.35% 3,093 $2.1M Add +0.3%
DGRO iShares Core Dividend Growth 1.27% 28,671 $2.0M Add +14.0%
IWY iShares Russell Top 200 Grow 1.26% 7,079 $1.9M Add +26.4%
VT Vanguard Tot World STK ETF 1.26% 13,995 $1.9M Reduce -0.3%
LOW Lowe's Cos Inc. 1.12% 6,862 $1.7M Reduce -2.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.11% 2,546 $1.7M Add +0.3%
SPMD SS SPDR P S&P 400 Midcap ETF 0.87% 23,211 $1.3M Reduce -1.1%
NEE Nextera Energy Inc. 0.80% 16,215 $1.2M Add +0.8%
VOO Vanguard S&P 500 ETF 0.80% 1,993 $1.2M Add +0.1%
SPYG SS SPDR P S&P 500 Growth ETF 0.79% 11,652 $1.2M Reduce -0.1%
HD Home Depot Inc. 0.79% 2,980 $1.2M Add +11.9%
SPYM Ste STR SPDR PT S&P 500 ETF 0.75% 14,738 $1.2M Reduce -7.1%
AMAT Applied Materials Inc. 0.74% 5,567 $1.1M Add +0.2%
GOOGL Alphabet Inc. Class A 0.73% 4,626 $1.1M Reduce -0.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.69% 2,218 $1.1M Add +3.3%
GOOG Alphabet Inc. Class C 0.65% 4,081 $994K Reduce -1.7%
CSX CSX Corp. 0.63% 27,188 $965K Reduce -1.3%
VEA Vanguard Ftse Developed ETF 0.60% 15,429 $925K Add +31.2%
AMZN Amazon.com Inc. 0.55% 3,864 $848K No change
VNQ Vanguard Real Estate ETF 0.53% 8,875 $811K Reduce -4.9%
LLY Eli Lilly & Co. 0.51% 1,034 $789K Reduce -6.2%
ESML iShares ESG Aware MSCI USA S 0.51% 17,387 $784K Reduce -0.3%
VYM Vanguard High DVD Yield ETF 0.48% 5,176 $730K Add +0.1%
NUMV Nuveen ESG Mid-Cap Value ETF 0.47% 18,596 $719K Add +0.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.46% 2,368 $705K Add +6.2%
QTEC First Trust Nasdq 100 Tech I 0.45% 2,998 $688K Reduce -2.8%
VB Vanguard Most SM-Cap ETF-Usd 0.43% 2,598 $661K Reduce -0.7%
NVDA Nvidia Corp. 0.40% 3,313 $618K Reduce -2.4%
IWP iShares Russell Mid-Cap Grow 0.38% 4,119 $587K Add +0.1%
CAT Caterpillar Inc. 0.37% 1,193 $569K Add +0.4%
SPSM SS SPDR P S&P 600 Small Cap 0.37% 12,200 $565K Reduce -2.2%
RPV Invesco S&P 500 Pure Value E 0.36% 5,588 $555K Add +0.8%
FREL Fidelity MSCI RL Est Indx 0.36% 19,709 $548K Add +16.1%
MCD McDonald's Corp. 0.35% 1,783 $542K Add +0.5%
MTUM iShares MSCI USA Momentum Fa 0.34% 2,055 $527K Reduce -0.6%
NZAC State Street SPDR MSCI Acwi 0.34% 12,178 $516K Reduce -1.4%
SHE SS SPDR MSCI U Gend Div ETF 0.32% 3,881 $495K Add +0.3%
VIG Vanguard Dividend Apprec ETF 0.32% 2,269 $490K Add +0.4%
SLYG SS SPDR S&P 600 SC GR ETF 0.31% 5,054 $477K Reduce -1.6%
ORCL Oracle Corp. 0.31% 1,669 $470K Add +0.2%
JNJ Johnson & Johnson 0.30% 2,514 $466K Add +7.9%
NUMG Nuveen ESG Mid-Cap Grow ETF 0.28% 8,870 $432K Add +1.3%
XOM Exxon Mobil Corp. 0.28% 3,826 $431K Add +0.2%
NULG Nuveen ESG LRG-Cap GRW ETF 0.28% 4,285 $426K Add +6.9%
ESGD iShares Trust iShares ESG Aw 0.26% 4,322 $402K Add +0.3%
SPHB Invesco S&P 500 High Beta Et 0.26% 3,562 $391K No change
XLI SS Industrial Select Sector 0.25% 2,484 $383K Add +0.4%
USRT iShares Core US REIT ETF 0.25% 6,452 $379K Reduce -4.7%
COST Costco Wholesale Corp. 0.23% 388 $359K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.23% 1,262 $356K Add +3.3%
LMT Lockheed Martin Corp. 0.23% 708 $353K Reduce -9.9%
SCHM Schwab US Mid Cap ETF 0.23% 11,810 $350K Reduce -0.6%
EQIX Equinix Inc. 0.23% 447 $350K Reduce -3.7%
IJH iShares Core S&P Midcap ETF 0.22% 5,214 $340K Add +3.0%
MDLZ Mondelez International Inc. Class A 0.21% 5,042 $315K Add +0.7%
CSCO Cisco Systems Inc. 0.20% 4,538 $310K Add +0.5%
BND Vanguard Total Bond Market 0.20% 4,032 $300K New
AIVL Wisdomtree US AI Enhanced Va 0.19% 2,495 $285K Reduce -8.1%
BTI British American Tob-SP ADR 0.16% 4,751 $252K No change
IUSV iShares Core S&P U.S. Value 0.16% 2,463 $246K Add +7.5%
IUSG iShares Core S&P U.S. Growth 0.16% 1,474 $242K Add +7.0%
PG The Procter & Gamble Co. 0.16% 1,568 $241K Add +14.9%
FNDX Schwab Fndmntl US LRG Co. ETF 0.15% 9,040 $238K New
VSGX Vanguard ESG Intl Stock ETF 0.15% 3,354 $233K Add +0.5%
GLD SPDR Gold Shares 0.15% 635 $226K New
WM Waste Management Inc. 0.14% 976 $215K Add +8.7%
IMCB iShares Morningstar Mid-Cap 0.14% 2,573 $214K Reduce -1.7%
IWR iShares Russell Mid-Cap ETF 0.14% 2,194 $212K Add +0.2%
DRI Darden Restaurants Inc. 0.13% 1,072 $204K New
SCZ iShares MSCI Eafe Small-Cap 0.13% 2,636 $202K New
MDYG SS SPDR S&P 400 MC GR ETF 0.13% 2,208 $202K New
XEADX Allspring Income Opport 0.10% 21,452 $150K New
PL Planet Labs PBC 0.08% 10,000 $130K No change
VTN Invesco TR for Invest GRD NY 0.07% 10,099 $111K New
XNROX Neu Re Est Sec Inc. FD Inc.-US filed as NEUBERGER BERMAN REAL ESTATE 0.03% 13,144 $42K Add +0.9%

Portfolio Sells Q2 2025 → Q3 2025
QQQ Invesco QQQ Trust Series 1 Reduce -0.7% 5.65% −0.33
VTI VG Morningstar TS MKT ETF-US Reduce -0.5% 3.15% −0.20
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.1% 1.68% −0.18
XLP SS Consumer Staples Sel Sect Sold out 0.00% −0.17
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.0% 1.61% −0.16
SPDW Ste STR SPDR PT DW Eu ETF Sold out 0.00% −0.15
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -1.8% 1.58% −0.13
LLY Eli Lilly & Co. Reduce -6.2% 0.51% −0.13
ESGU iShares ESG Aware MSCI USA Reduce -0.6% 1.67% −0.12
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -7.1% 0.75% −0.11
FTEC Fidelity MSCI Info Tech Indx Reduce -1.9% 2.90% −0.10
VGT Vanguard Info Tech ETF Reduce -0.9% 3.67% −0.09
VNQ Vanguard Real Estate ETF Reduce -4.9% 0.53% −0.09
VT Vanguard Tot World STK ETF Reduce -0.3% 1.26% −0.09
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -1.1% 0.87% −0.09
EQIX Equinix Inc. Reduce -3.7% 0.23% −0.05
AIVL Wisdomtree US AI Enhanced Va Reduce -8.1% 0.19% −0.04
CSX CSX Corp. Reduce -1.3% 0.63% −0.04
LMT Lockheed Martin Corp. Reduce -9.9% 0.23% −0.04
QTEC First Trust Nasdq 100 Tech I Reduce -2.8% 0.45% −0.04
OXFORD LANE CAP CORP Sold out 0.00% −0.04
USRT iShares Core US REIT ETF Reduce -4.7% 0.25% −0.04
SPYG SS SPDR P S&P 500 Growth ETF Reduce -0.1% 0.79% −0.04
LOW Lowe's Cos Inc. Reduce -2.0% 1.12% −0.03
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.7% 0.43% −0.03
SLYG SS SPDR S&P 600 SC GR ETF Reduce -1.6% 0.31% −0.03
SPSM SS SPDR P S&P 600 Small Cap Reduce -2.2% 0.37% −0.03
NZAC State Street SPDR MSCI Acwi Reduce -1.4% 0.34% −0.03
MTUM iShares MSCI USA Momentum Fa Reduce -0.6% 0.34% −0.03
ESML iShares ESG Aware MSCI USA S Reduce -0.3% 0.51% −0.03
SCHM Schwab US Mid Cap ETF Reduce -0.6% 0.23% −0.02
IMCB iShares Morningstar Mid-Cap Reduce -1.7% 0.14% −0.02
NVDA Nvidia Corp. Reduce -2.4% 0.40% +0.00
GOOG Alphabet Inc. Class C Reduce -1.7% 0.65% +0.10
GOOGL Alphabet Inc. Class A Reduce -0.3% 0.73% +0.12
AAPL Apple Inc. Reduce -0.8% 5.34% +0.38

Portfolio Buys Q2 2025 → Q3 2025
MSFT Microsoft Corp. Add +74.8% 3.01% +1.12
SCHG Schwab US Large-Cap Growth Add +11.9% 4.54% +0.29
COST Costco Wholesale Corp. New 0.23% +0.23
IWY iShares Russell Top 200 Grow Add +26.4% 1.26% +0.23
MGV Vngrd Mrgstr MG CP VL ETF-Ui Add +15.3% 4.23% +0.23
XLK SS Technology Select Sector Add +8.3% 4.54% +0.23
BND Vanguard Total Bond Market New 0.20% +0.20
FNDX Schwab Fndmntl US LRG Co. ETF New 0.15% +0.15
GLD SPDR Gold Shares New 0.15% +0.15
DRI Darden Restaurants Inc. New 0.13% +0.13
SCZ iShares MSCI Eafe Small-Cap New 0.13% +0.13
MDYG SS SPDR S&P 400 MC GR ETF New 0.13% +0.13
VEA Vanguard Ftse Developed ETF Add +31.2% 0.60% +0.10
XEADX Allspring Income Opport New 0.10% +0.10
VTN Invesco TR for Invest GRD NY New 0.07% +0.07
DGRO iShares Core Dividend Growth Add +14.0% 1.27% +0.07
BBUS JPMorgan Betabuilders US Equ Add +9.6% 2.21% +0.07
HD Home Depot Inc. Add +11.9% 0.79% +0.06
JNJ Johnson & Johnson Add +7.9% 0.30% +0.04
ORCL Oracle Corp. Add +0.2% 0.31% +0.03
CAT Caterpillar Inc. Add +0.4% 0.37% +0.03
FREL Fidelity MSCI RL Est Indx Add +16.1% 0.36% +0.01
IUSG iShares Core S&P U.S. Growth Add +7.0% 0.16% +0.00
IUSV iShares Core S&P U.S. Value Add +7.5% 0.16% −0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Add +6.2% 0.46% −0.00
NULG Nuveen ESG LRG-Cap GRW ETF Add +6.9% 0.28% −0.00
XNROX Neu Re Est Sec Inc. FD Inc.-US Add +0.9% 0.03% −0.00
PG The Procter & Gamble Co. Add +14.9% 0.16% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Add +3.3% 0.69% −0.01
VSGX Vanguard ESG Intl Stock ETF Add +0.5% 0.15% −0.01
IWR iShares Russell Mid-Cap ETF Add +0.2% 0.14% −0.01
IJH iShares Core S&P Midcap ETF Add +3.0% 0.22% −0.01
WM Waste Management Inc. Add +8.7% 0.14% −0.01
AMAT Applied Materials Inc. Add +0.2% 0.74% −0.02
XLI SS Industrial Select Sector Add +0.4% 0.25% −0.02
ESGD iShares Trust iShares ESG Aw Add +0.3% 0.26% −0.03
RPV Invesco S&P 500 Pure Value E Add +0.8% 0.36% −0.03
VIG Vanguard Dividend Apprec ETF Add +0.4% 0.32% −0.03
XOM Exxon Mobil Corp. Add +0.2% 0.28% −0.03
NUMV Nuveen ESG Mid-Cap Value ETF Add +0.9% 0.47% −0.03
CSCO Cisco Systems Inc. Add +0.5% 0.20% −0.03
MCD McDonald's Corp. Add +0.5% 0.35% −0.03
NUMG Nuveen ESG Mid-Cap Grow ETF Add +1.3% 0.28% −0.04
NEE Nextera Energy Inc. Add +0.8% 0.80% −0.04
IBM Intl Business Machines Corp. Add +3.3% 0.23% −0.04
SHE SS SPDR MSCI U Gend Div ETF Add +0.3% 0.32% −0.04
VYM Vanguard High DVD Yield ETF Add +0.1% 0.48% −0.04
IWP iShares Russell Mid-Cap Grow Add +0.1% 0.38% −0.04
MDLZ Mondelez International Inc. Class A Add +0.7% 0.21% −0.05
VOO Vanguard S&P 500 ETF Add +0.1% 0.80% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$185.8MMGK, QQQ, MGV, SCHG, AAPL
Q1 2026 97$150.8MMGK, MGV, QQQ, AAPL, SCHG
Q4 2025 97$157.3MMGK, QQQ, AAPL, SCHG, MGV
Q3 2025 98$153.3MMGK, QQQ, AAPL, SCHG, XLK
Q2 2025 92$134.0MMGK, QQQ, AAPL, XLK, SCHG
Q1 2025 86$117.6MMGK, AAPL, QQQ, XLK, VGT
Q4 2024 86$123.9MMGK, AAPL, QQQ, VGT, VTI
Q3 2024 89$120.3MAAPL, MGK, QQQ, VGT, VTI
Q2 2024 89$111.5MAAPL, QQQ, MGK, VGT, VTI
Q1 2024 90$103.6MQQQ, AAPL, MGK, VGT, VTI