First United Bank & Trust
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), First United Bank & Trust reported 377 stock positions worth $275.3 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 6.8% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 4.9%) and Apple (AAPL, 3.6%). Compared with Q3 2024, it opened 14 new positions, sold out of 17, added to 50 and reduced 138. The biggest buy was Fidelity Total Bond ETF (FBND, shares +46%) and the biggest sale an exit from Arista Networks (ANET).
- Most Recent 13F
- Q2 2026
- Location
- OAKLAND, MD
- CIK
- 0001214183
- Portfolio Value
- $275.3M (Q4 2024)
- SEC Filing
- 0001104659-25-004190 ↗ filed Jan 16, 2025
Holdings Value
Holdings 377 stocks · $275.3M
| QQQ Invesco QQQ Trust Series 1 | 6.79% | 36,575 | $18.7M | Reduce -3.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.87% | 79,128 | $13.4M | Add +0.3% |
| AAPL Apple Inc. | 3.57% | 39,275 | $9.8M | Reduce -1.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.49% | 23,434 | $9.6M | Reduce -1.0% |
| VOO Vanguard S&P 500 ETF | 3.46% | 17,674 | $9.5M | Reduce -0.6% |
| MSFT Microsoft Corp. | 2.65% | 17,316 | $7.3M | Reduce -0.7% |
| DVY iShares Select Dividend ETF | 2.65% | 55,537 | $7.3M | Add +3.5% |
| RSP Invesco S&P 500 Equal Weight | 2.24% | 35,190 | $6.2M | Add +18.3% |
| SPGP Invesco S&P 500 Garp ETF | 1.86% | 48,891 | $5.1M | Add +7.5% |
| ESG NT Stoxx US ESG ETF | 1.74% | 34,820 | $4.8M | Reduce -8.7% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.73% | 18,805 | $4.8M | Add +1.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.66% | 17,313 | $4.6M | Add +6.7% |
| GOOGL Alphabet Inc. Class A | 1.65% | 24,002 | $4.5M | Reduce -1.5% |
| NVDA Nvidia Corp. | 1.63% | 33,413 | $4.5M | Reduce -2.0% |
| JPM JPMorgan Chase & Co. | 1.59% | 18,208 | $4.4M | Reduce -0.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 1.56% | 26,600 | $4.3M | Add +3.6% |
| ERIE Erie Indemnity Company Class A | 1.50% | 10,000 | $4.1M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.43% | 6,718 | $3.9M | Reduce -2.1% |
| IVV iShares Core S&P 500 ETF | 1.41% | 6,575 | $3.9M | Add +0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.41% | 16,107 | $3.9M | Add +4.2% |
| FBND Fidelity Total Bond ETF | 1.33% | 81,461 | $3.7M | Add +45.5% |
| LOW Lowe's Cos Inc. | 1.28% | 14,332 | $3.5M | Reduce -2.5% |
| IEFA iShares Core MSCI Eafe ETF | 1.24% | 48,654 | $3.4M | Reduce -1.3% |
| HYGV NT HY Val-SCRD BD ETF | 1.15% | 77,525 | $3.2M | Add +23.8% |
| IWF iShares Russell 1000 Growth | 1.14% | 7,840 | $3.1M | Reduce -1.7% |
| MCD McDonald's Corp. | 1.08% | 10,222 | $3.0M | Reduce -1.4% |
| DHR Danaher Corp. | 1.04% | 12,418 | $2.9M | Reduce -1.1% |
| IYW iShares Ustechnology ETF | 1.01% | 17,483 | $2.8M | Reduce -0.8% |
| IWR iShares Russell Mid-Cap ETF | 0.98% | 30,634 | $2.7M | No change |
| HON Honeywell International Inc. | 0.96% | 11,750 | $2.7M | Reduce -1.4% |
| AMZN Amazon.com Inc. | 0.92% | 11,602 | $2.5M | Reduce -0.4% |
| PG The Procter & Gamble Co. | 0.90% | 14,760 | $2.5M | Reduce -0.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.87% | 12,064 | $2.4M | Add +2.1% |
| PNC PNC Financial Services Group | 0.87% | 12,359 | $2.4M | Reduce -0.1% |
| COST Costco Wholesale Corp. | 0.85% | 2,562 | $2.3M | Reduce -1.1% |
| CVX Chevron Corp. | 0.83% | 15,735 | $2.3M | Add +15.2% |
| MA Mastercard Inc. Class A | 0.82% | 4,269 | $2.2M | Reduce -1.9% |
| CSX CSX Corp. | 0.81% | 68,995 | $2.2M | Reduce -1.8% |
| PULS Pgim Ultra Short Bond ETF | 0.80% | 44,302 | $2.2M | Add +42.3% |
| BX Blackstone Inc. | 0.78% | 12,502 | $2.2M | Reduce -1.4% |
| BND Vanguard Total Bond Market | 0.77% | 29,588 | $2.1M | Add +49.4% |
| IEMG iShares Core MSCI Emerging | 0.76% | 39,856 | $2.1M | Reduce -14.6% |
| JNJ Johnson & Johnson | 0.75% | 14,276 | $2.1M | Reduce -4.9% |
| ISRG Intuitive Surgical Inc. | 0.70% | 3,693 | $1.9M | Add +1.4% |
| FTNT Fortinet Inc. | 0.67% | 19,560 | $1.8M | Reduce -0.4% |
| PEP Pepsico Inc. | 0.67% | 12,056 | $1.8M | Reduce -3.0% |
| ABT Abbott Laboratories | 0.65% | 15,929 | $1.8M | Reduce -1.5% |
| SO The Southern Co. | 0.64% | 21,241 | $1.7M | Add +4.1% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.59% | 8,600 | $1.6M | Reduce -1.8% |
| FLOT iShares Floating Rate Bond E | 0.58% | 31,657 | $1.6M | Add +14.1% |
| MCHP Microchip Technology Inc. | 0.57% | 27,421 | $1.6M | Reduce -5.0% |
| AMGN Amgen Inc. | 0.55% | 5,858 | $1.5M | Reduce -6.4% |
| CRM Salesforce Inc. | 0.55% | 4,539 | $1.5M | Add +1.7% |
| CSCO Cisco Systems Inc. | 0.53% | 24,416 | $1.4M | Reduce -4.8% |
| IBIT iShares Bitcoin Trust ETF | 0.51% | 26,495 | $1.4M | Add +12.7% |
| HYD Vaneck High Yield Muni ETF | 0.50% | 26,689 | $1.4M | Add +19.2% |
| ITW Illinois Tool Works | 0.50% | 5,397 | $1.4M | Reduce -0.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.48% | 2,904 | $1.3M | No change |
| XLK SS Technology Select Sector | 0.46% | 5,465 | $1.3M | Reduce -3.4% |
| ROP Roper Technologies Inc. | 0.45% | 2,378 | $1.2M | Reduce -0.8% |
| AMD Advanced Micro Devices | 0.43% | 9,893 | $1.2M | Reduce -0.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.41% | 4,066 | $1.1M | Add +1.9% |
| VZ Verizon Communications Inc. | 0.39% | 27,191 | $1.1M | Reduce -4.5% |
| HD Home Depot Inc. | 0.38% | 2,683 | $1.0M | Reduce -0.7% |
| XOM Exxon Mobil Corp. | 0.36% | 9,288 | $999K | Add +0.5% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.36% | 13,130 | $999K | Reduce -20.7% |
| VLO Valero Energy Corp. | 0.36% | 8,107 | $994K | Reduce -0.8% |
| DLR Digital Realty Trust Inc. | 0.33% | 5,094 | $903K | Add +10.9% |
| BDX Becton Dickinson and Co. | 0.33% | 3,974 | $902K | Reduce -2.2% |
| ECL Ecolab Inc. | 0.32% | 3,729 | $874K | Add +0.2% |
| IWP iShares Russell Mid-Cap Grow | 0.30% | 6,525 | $827K | Reduce -0.5% |
| CME Cme Group Inc. | 0.30% | 3,505 | $814K | Add +3.1% |
| WMT Walmart Inc. | 0.29% | 8,967 | $810K | Add +4.8% |
| CMCSA Comcast Corp. Class A | 0.29% | 21,324 | $800K | Reduce -4.4% |
| IWD iShares Russell 1000 Value E | 0.28% | 4,152 | $769K | Reduce -0.8% |
| NOW ServiceNow Inc. | 0.28% | 722 | $765K | Add +53.6% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.28% | 18,135 | $759K | Reduce -5.1% |
| ZTS Zoetis Inc. | 0.27% | 4,495 | $732K | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.26% | 10,141 | $727K | Reduce -2.0% |
| LLY Eli Lilly & Co. | 0.26% | 936 | $723K | Reduce -5.0% |
| TSLA Tesla Inc. | 0.26% | 1,776 | $717K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.26% | 3,248 | $714K | Reduce -0.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.25% | 6,255 | $696K | Reduce -13.0% |
| META Meta Platforms Inc. Class A | 0.25% | 1,166 | $683K | No change |
| XLC SS Comm Select Sector SPDR | 0.24% | 6,710 | $650K | Reduce -5.0% |
| GPC Genuine Parts Co. | 0.23% | 5,472 | $639K | Reduce -15.8% |
| PWR Quanta Services Inc. | 0.23% | 1,979 | $625K | Add +67.0% |
| XLY SS Consumer Disc Select Sect | 0.23% | 2,765 | $620K | Reduce -3.5% |
| GOOG Alphabet Inc. Class C | 0.22% | 3,205 | $610K | No change |
| EOG EOG Resources Inc. | 0.22% | 4,975 | $610K | Add +0.2% |
| PANW Palo Alto Networks Inc. | 0.21% | 3,208 | $584K | Add +57.9% |
| UPS United Parcel Service Class B | 0.20% | 4,405 | $555K | Reduce -19.2% |
| ABBV Abbvie Inc. | 0.20% | 3,110 | $553K | Reduce -0.8% |
| PRU Prudential Financial Inc. | 0.19% | 4,417 | $524K | Reduce -1.6% |
| DD Dupont DE Nemours Inc. | 0.19% | 6,763 | $516K | Add +23.6% |
| PZA Invesco National Amt-Free Mu | 0.19% | 21,796 | $515K | Add +22.9% |
| IWS iShares Russell Mid-Cap Valu | 0.18% | 3,911 | $506K | Reduce -0.6% |
| RSG Republic Services Inc. | 0.18% | 2,465 | $496K | Reduce -0.8% |
| SHOP Shopify Inc. Class A | 0.18% | 4,590 | $488K | Add +2.2% |
| BKLN Invesco Senior Loan ETF | 0.17% | 22,267 | $469K | Add +64.2% |
Portfolio Sells Q3 2024 → Q4 2024
| ANET Arista Networks Inc. | Sold out | 0.00% | −1.68 |
| MCHP Microchip Technology Inc. | Reduce -5.0% | 0.57% | −0.26 |
| DHR Danaher Corp. | Reduce -1.1% | 1.04% | −0.22 |
| IEMG iShares Core MSCI Emerging | Reduce -14.6% | 0.76% | −0.21 |
| AMGN Amgen Inc. | Reduce -6.4% | 0.55% | −0.17 |
| AMD Advanced Micro Devices | Reduce -0.3% | 0.43% | −0.15 |
| LOW Lowe's Cos Inc. | Reduce -2.5% | 1.28% | −0.14 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.3% | 1.24% | −0.14 |
| JNJ Johnson & Johnson | Reduce -4.9% | 0.75% | −0.12 |
| ESG NT Stoxx US ESG ETF | Reduce -8.7% | 1.74% | −0.12 |
| AMT American Tower Corp. | Reduce -65.7% | 0.04% | −0.11 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -42.9% | 0.12% | −0.11 |
| DOW Dow Inc. | Reduce -35.7% | 0.09% | −0.10 |
| GPC Genuine Parts Co. | Reduce -15.8% | 0.23% | −0.09 |
| PEP Pepsico Inc. | Reduce -3.0% | 0.67% | −0.09 |
| NUE Nucor Corp. | Reduce -38.9% | 0.08% | −0.09 |
| MRK Merck & Co. Inc. | Reduce -29.9% | 0.13% | −0.08 |
| UPS United Parcel Service Class B | Reduce -19.2% | 0.20% | −0.07 |
| VZ Verizon Communications Inc. | Reduce -4.5% | 0.39% | −0.06 |
| CSX CSX Corp. | Reduce -1.8% | 0.81% | −0.06 |
| ONEQ Fidelity Nasdaq Comp Indx | Reduce -20.7% | 0.36% | −0.06 |
| MCD McDonald's Corp. | Reduce -1.4% | 1.08% | −0.06 |
| ZTS Zoetis Inc. | Reduce -1.1% | 0.27% | −0.05 |
| LLY Eli Lilly & Co. | Reduce -5.0% | 0.26% | −0.05 |
| NEE Nextera Energy Inc. | Reduce -2.0% | 0.26% | −0.05 |
| MSFT Microsoft Corp. | Reduce -0.7% | 2.65% | −0.04 |
| CMCSA Comcast Corp. Class A | Reduce -4.4% | 0.29% | −0.04 |
| KO The Coca-Cola Co. | Reduce -15.6% | 0.12% | −0.04 |
| PFE Pfizer Inc. | Reduce -27.9% | 0.08% | −0.04 |
| VLO Valero Energy Corp. | Reduce -0.8% | 0.36% | −0.04 |
| BLK BlackRock Finance Inc. | Sold out | 0.00% | −0.03 |
| XLRE SS Real Estate Select Sector | Reduce -16.9% | 0.10% | −0.03 |
| ROP Roper Technologies Inc. | Reduce -0.8% | 0.45% | −0.03 |
| D Dominion Energy Inc. | Reduce -13.6% | 0.12% | −0.03 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -13.8% | 0.15% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -0.7% | 0.90% | −0.03 |
| PGX Invesco Preferred ETF | Reduce -22.6% | 0.07% | −0.03 |
| BDX Becton Dickinson and Co. | Reduce -2.2% | 0.33% | −0.02 |
| LRCX Lam Research Corp. | Sold out | 0.00% | −0.02 |
| ABBV Abbvie Inc. | Reduce -0.8% | 0.20% | −0.02 |
| CVS CVS Health Corp. | Reduce -51.7% | 0.01% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -1.4% | 0.13% | −0.02 |
| VLTO Veralto Corp. | Reduce -37.9% | 0.03% | −0.02 |
| IHI iShares U.S. Medical Devices | Reduce -39.4% | 0.03% | −0.02 |
| IYH iShares U.S. Healthcare ETF | Reduce -2.4% | 0.13% | −0.02 |
| XLP SS Consumer Staples Sel Sect | Reduce -12.0% | 0.09% | −0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -9.5% | 0.10% | −0.02 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -11.3% | 0.11% | −0.01 |
| XJH Ishare ESG SS S&P Midcap ETF | Reduce -5.1% | 0.28% | −0.01 |
| HD Home Depot Inc. | Reduce -0.7% | 0.38% | −0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| FBND Fidelity Total Bond ETF | Add +45.5% | 1.33% | +0.39 |
| RSP Invesco S&P 500 Equal Weight | Add +18.3% | 2.24% | +0.33 |
| PULS Pgim Ultra Short Bond ETF | Add +42.3% | 0.80% | +0.24 |
| BND Vanguard Total Bond Market | Add +49.4% | 0.77% | +0.24 |
| HYGV NT HY Val-SCRD BD ETF | Add +23.8% | 1.15% | +0.21 |
| IBIT iShares Bitcoin Trust ETF | Add +12.7% | 0.51% | +0.21 |
| SPGP Invesco S&P 500 Garp ETF | Add +7.5% | 1.86% | +0.15 |
| NOW ServiceNow Inc. | Add +53.6% | 0.28% | +0.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +6.7% | 1.66% | +0.12 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +1.8% | 1.73% | +0.12 |
| CRM Salesforce Inc. | Add +1.7% | 0.55% | +0.11 |
| CVX Chevron Corp. | Add +15.2% | 0.83% | +0.10 |
| PWR Quanta Services Inc. | Add +67.0% | 0.23% | +0.10 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +4.2% | 1.41% | +0.09 |
| PANW Palo Alto Networks Inc. | Add +57.9% | 0.21% | +0.09 |
| FLOT iShares Floating Rate Bond E | Add +14.1% | 0.58% | +0.08 |
| HYD Vaneck High Yield Muni ETF | Add +19.2% | 0.50% | +0.08 |
| BKLN Invesco Senior Loan ETF | Add +64.2% | 0.17% | +0.07 |
| DLR Digital Realty Trust Inc. | Add +10.9% | 0.33% | +0.06 |
| IEI iShares 3-7 Year Treasury Bo | Add +61.0% | 0.17% | +0.06 |
| ISRG Intuitive Surgical Inc. | Add +1.4% | 0.70% | +0.06 |
| SHOP Shopify Inc. Class A | Add +2.2% | 0.18% | +0.05 |
| IVV iShares Core S&P 500 ETF | Add +0.2% | 1.41% | +0.05 |
| WMT Walmart Inc. | Add +4.8% | 0.29% | +0.05 |
| DVY iShares Select Dividend ETF | Add +3.5% | 2.65% | +0.04 |
| PZA Invesco National Amt-Free Mu | Add +22.9% | 0.19% | +0.03 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +1.9% | 0.41% | +0.03 |
| QCOM Qualcomm Inc. | Add +52.6% | 0.10% | +0.03 |
| CME Cme Group Inc. | Add +3.1% | 0.30% | +0.03 |
| SW Smurfit Westrock PLC | New | 0.02% | +0.02 |
| VNT Vontier Corp. | Add +5.3% | 0.14% | +0.02 |
| IBDQ iShares Ibonds Dec 2025 Term | New | 0.02% | +0.02 |
| IBDR iShares Ibonds Dec 2026 Term | New | 0.02% | +0.02 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | New | 0.02% | +0.02 |
| IBDT iShares Ibonds Dec 2028 ETF | New | 0.02% | +0.02 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.02% | +0.02 |
| IBDW iShares Ibonds Dec 2031 Corp. | New | 0.02% | +0.02 |
| IBDV iShares Ibonds Dec 2030 Corp. | New | 0.02% | +0.02 |
| IBDX iShares Ibonds Dec 2032 TC | New | 0.02% | +0.02 |
| IBDY iShares Ibonds Dec 2033 Corp. | New | 0.02% | +0.02 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +3.6% | 1.56% | +0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +2.1% | 0.87% | +0.02 |
| PYPL PayPal Holdings Inc. | Add +10.9% | 0.08% | +0.02 |
| DD Dupont DE Nemours Inc. | Add +23.6% | 0.19% | +0.01 |
| VCIT Vanguard Int-Term Corporate | Add +10.9% | 0.17% | +0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +19.2% | 0.07% | +0.01 |
| BAC Bank of America Corp. | Add +0.2% | 0.09% | +0.01 |
| SIRI Sirius XM Holdings Inc. | New | 0.01% | +0.01 |
| COP Conocophillips | Add +25.7% | 0.03% | +0.00 |
| FBCG Fidelity Blue Chip Grow ETF | New | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 419 | $347.6M | QQQ, VTV, VOO, DVY, VO |
| Q1 2026 | 394 | $307.9M | QQQ, VTV, DVY, VOO, VO |
| Q4 2025 | 393 | $313.3M | QQQ, VTV, VOO, VUG, AAPL |
| Q3 2025 | 419 | $308.1M | QQQ, VTV, VOO, VUG, AAPL |
| Q2 2025 | 388 | $286.9M | QQQ, VTV, VOO, VUG, MSFT |
| Q1 2025 | 402 | $267.7M | QQQ, VTV, VOO, AAPL, DVY |
| Q4 2024 | 377 | $275.3M | QQQ, VTV, AAPL, VUG, VOO |
| Q3 2024 | 380 | $278.3M | QQQ, VTV, VOO, AAPL, VUG |
| Q2 2024 | 402 | $268.7M | QQQ, VTV, AAPL, VUG, VOO |
| Q1 2024 | 415 | $270.1M | QQQ, VTV, AAPL, VOO, VUG |