Five Pine Wealth Management
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Five Pine Wealth Management reported 42 stock positions worth $155.9 million. Its top holding was Vanguard Total Bond Market (BND) at 14.8% of the portfolio, followed by Vanguard Ftse All-World Ex-U (VEU, 13.2%) and Vanguard Mrngstar GR ETF-Sui (VUG, 10.2%). Compared with Q3 2025, it added to 27 and reduced 14. The biggest buy was Vanguard Intermediate-Term T (VGIT, shares +17%) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −41%).
- Most Recent 13F
- Q2 2026
- Location
- COEUR D ALENE, ID
- CIK
- 0002041807
- Portfolio Value
- $155.9M (Q4 2025)
- SEC Filing
- 0001754960-26-000103 ↗ filed Jan 21, 2026
Holdings Value
Holdings 42 stocks · $155.9M
| BND Vanguard Total Bond Market | 14.75% | 310,491 | $23.0M | Add +5.0% |
| VEU Vanguard Ftse All-World Ex-U | 13.16% | 278,892 | $20.5M | Add +4.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 10.22% | 32,669 | $15.9M | Reduce -1.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 7.84% | 64,028 | $12.2M | Add +1.2% |
| VOO Vanguard S&P 500 ETF | 6.95% | 17,270 | $10.8M | Reduce -0.4% |
| VGIT Vanguard Intermediate-Term T | 6.08% | 158,199 | $9.5M | Add +17.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 5.42% | 32,750 | $8.4M | Add +1.3% |
| VTI VG Morningstar TS MKT ETF-US | 3.92% | 18,216 | $6.1M | Add +10.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.42% | 18,370 | $5.3M | Add +4.8% |
| RDVY First Trust Rising Dividend | 3.32% | 74,521 | $5.2M | Reduce -1.9% |
| BNDX Vanguard Total Intl Bond ETF | 3.30% | 106,442 | $5.1M | Add +21.7% |
| BNDW Vanguard Total World Bond Et | 2.72% | 61,682 | $4.2M | Add +13.2% |
| BUFR FT Vest Lad Buffervetf-Usd I | 2.47% | 112,179 | $3.8M | Reduce -3.2% |
| IAU iShares Gold Trust | 1.79% | 34,460 | $2.8M | Reduce -0.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.71% | 33,452 | $2.7M | Add +9.0% |
| VXF Vanguard Extended Market ETF | 1.63% | 12,148 | $2.5M | Add +0.5% |
| VIGI Vanguard Int Div App Indx FD | 1.37% | 23,332 | $2.1M | Add +2.2% |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 1.01% | 55,735 | $1.6M | Add +34.3% |
| MEAR Ishrs Short Mat Muni Act ETF | 1.00% | 30,892 | $1.6M | Add +16.0% |
| VNQ Vanguard Real Estate ETF | 0.95% | 16,790 | $1.5M | Add +27.7% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.74% | 12,602 | $1.2M | Reduce -40.7% |
| VT Vanguard Tot World STK ETF | 0.68% | 7,536 | $1.1M | Add +0.7% |
| BIV Vanguard Intermediate-Term B | 0.64% | 12,752 | $993K | Add +7.5% |
| SCHM Schwab US Mid Cap ETF | 0.63% | 32,835 | $987K | Add +0.3% |
| VGSH Vanguard Short-Term Treasury | 0.56% | 14,805 | $870K | Add +9.7% |
| FBTC Fidelity Wise Origin Bitcoin | 0.47% | 9,614 | $733K | Add +31.9% |
| ESGV Vanguard ESG US Stock ETF | 0.28% | 3,602 | $436K | Add +0.3% |
| AG First Majestic Silver Corp. | 0.28% | 26,078 | $434K | Reduce -2.6% |
| COST Costco Wholesale Corp. | 0.27% | 487 | $420K | Add +0.2% |
| YSEP FT VST Int Eq MB ETF-Usd Inc. | 0.26% | 15,554 | $405K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.25% | 4,173 | $393K | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.24% | 763 | $369K | Reduce -0.1% |
| SLV iShares Silver Trust | 0.21% | 5,185 | $334K | Add +7.7% |
| SUSC iShares ESG Aware Usd Corpor | 0.20% | 13,031 | $305K | Add +0.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.19% | 4,155 | $298K | Add +0.5% |
| DJUL FT Vest US Equity Deep Buffe | 0.18% | 5,851 | $278K | Reduce -0.3% |
| AVGO Broadcom Inc. | 0.17% | 753 | $261K | Add +0.3% |
| BIBL Inspire 100 ETF | 0.16% | 5,541 | $250K | Add +0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.15% | 4,425 | $238K | Reduce -2.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.14% | 724 | $219K | Reduce -0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 425 | $214K | Reduce -6.8% |
| MINT PIMCO Enhanced Short Maturit | 0.14% | 2,111 | $212K | Reduce -4.6% |
Portfolio Sells Q3 2025 → Q4 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -40.7% | 0.74% | −0.58 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.9% | 10.22% | −0.57 |
| VOO Vanguard S&P 500 ETF | Reduce -0.4% | 6.95% | −0.23 |
| BUFR FT Vest Lad Buffervetf-Usd I | Reduce -3.2% | 2.47% | −0.15 |
| RDVY First Trust Rising Dividend | Reduce -1.9% | 3.32% | −0.13 |
| MSFT Microsoft Corp. | Reduce -0.1% | 0.24% | −0.03 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.7% | 0.25% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.8% | 0.14% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.3% | 0.15% | −0.01 |
| DJUL FT Vest US Equity Deep Buffe | Reduce -0.3% | 0.18% | −0.01 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.3% | 0.14% | −0.01 |
| MINT PIMCO Enhanced Short Maturit | Reduce -4.6% | 0.14% | −0.00 |
| AG First Majestic Silver Corp. | Reduce -2.6% | 0.28% | +0.06 |
| IAU iShares Gold Trust | Reduce -0.9% | 1.79% | +0.08 |
Portfolio Buys Q3 2025 → Q4 2025
| VGIT Vanguard Intermediate-Term T | Add +17.0% | 6.08% | +0.59 |
| BNDX Vanguard Total Intl Bond ETF | Add +21.7% | 3.30% | +0.38 |
| VEU Vanguard Ftse All-World Ex-U | Add +4.5% | 13.16% | +0.28 |
| VTI VG Morningstar TS MKT ETF-US | Add +10.2% | 3.92% | +0.25 |
| BUFD FT VST Lad Deep Buf ETF-Usdi | Add +34.3% | 1.01% | +0.23 |
| BNDW Vanguard Total World Bond Et | Add +13.2% | 2.72% | +0.15 |
| VNQ Vanguard Real Estate ETF | Add +27.7% | 0.95% | +0.14 |
| MEAR Ishrs Short Mat Muni Act ETF | Add +16.0% | 1.00% | +0.09 |
| SLV iShares Silver Trust | Add +7.7% | 0.21% | +0.08 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +9.0% | 1.71% | +0.05 |
| BIV Vanguard Intermediate-Term B | Add +7.5% | 0.64% | +0.03 |
| VGSH Vanguard Short-Term Treasury | Add +9.7% | 0.56% | +0.02 |
| AVGO Broadcom Inc. | Add +0.3% | 0.17% | −0.00 |
| VSGX Vanguard ESG Intl Stock ETF | Add +0.5% | 0.19% | −0.00 |
| BIBL Inspire 100 ETF | Add +0.2% | 0.16% | −0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +0.3% | 0.28% | −0.01 |
| SUSC iShares ESG Aware Usd Corpor | Add +0.3% | 0.20% | −0.01 |
| VIGI Vanguard Int Div App Indx FD | Add +2.2% | 1.37% | −0.01 |
| VT Vanguard Tot World STK ETF | Add +0.7% | 0.68% | −0.02 |
| FBTC Fidelity Wise Origin Bitcoin | Add +31.9% | 0.47% | −0.02 |
| SCHM Schwab US Mid Cap ETF | Add +0.3% | 0.63% | −0.02 |
| COST Costco Wholesale Corp. | Add +0.2% | 0.27% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.8% | 3.42% | −0.06 |
| VXF Vanguard Extended Market ETF | Add +0.5% | 1.63% | −0.08 |
| BND Vanguard Total Bond Market | Add +5.0% | 14.75% | −0.11 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.2% | 7.84% | −0.13 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.3% | 5.42% | −0.14 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 51 | $176.7M | BND, VEU, VUG, VTV, VOO |
| Q1 2026 | 47 | $160.9M | BND, VEU, VUG, VTV, VOO |
| Q4 2025 | 42 | $155.9M | BND, VEU, VUG, VTV, VOO |
| Q3 2025 | 42 | $147.9M | BND, VEU, VUG, VTV, VOO |
| Q2 2025 | 40 | $135.1M | BND, VEU, VUG, VTV, VOO |
| Q1 2025 | 38 | $122.8M | BND, VEU, VUG, VTV, VOO |
| Q4 2024 | 40 | $118.6M | BND, VEU, VUG, VOO, VTV |