Harbor Asset Planning, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 17, 2025), Harbor Asset Planning, Inc. reported 408 stock positions worth $111.7 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 4.7% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 4.7%) and iShares Core S&P 500 ETF (IVV, 4.1%). Compared with Q2 2025, it opened 2 new positions, sold out of 3, added to 137 and reduced 26. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +1%) and the biggest sale iShares 0-3 Month Treasury B (SGOV, shares −4%).

Most Recent 13F
Q2 2026
Location
BELMONT, MA
CIK
0002077050
Portfolio Value
$111.7M (Q3 2025)
SEC Filing
0001398344-25-019249 ↗ filed Oct 17, 2025

Holdings Value

0$50.0M$100.0M$150.0M Q2 2025: $104.7M Q2 2025 Q3 2025: $111.7M $111.7M Q3 2025 Q4 2025: $117.0M Q4 2025 Q1 2026: $118.9M Q1 2026 Q2 2026: $133.2M Q2 2026

Holdings 408 stocks · $111.7M
VTI VG Morningstar TS MKT ETF-US 4.67% 15,894 $5.2M Add +0.0%
SCHG Schwab US Large-Cap Growth 4.65% 162,915 $5.2M Add +1.4%
IVV iShares Core S&P 500 ETF 4.13% 6,903 $4.6M Reduce -0.1%
VTV Vanguard Mrngstr Val ETF-Aui 3.89% 23,303 $4.3M Reduce -0.1%
RWL Invesco S&P 500 Revenue ETF 3.28% 33,105 $3.7M Add +0.5%
GSIE Goldman Sachs Activebeta Int 2.98% 80,978 $3.3M Add +6.3%
RSPN Invesco S&P 500 Equal Weight 2.50% 49,758 $2.8M Add +0.8%
VGT Vanguard Info Tech ETF 2.41% 3,595 $2.7M Add +0.0%
XMHQ Invesco S&P Midcap Qual ETF 2.34% 24,878 $2.6M Reduce -4.2%
SMLF iShares US Smallcap Equity F 2.30% 34,575 $2.6M Add +3.3%
SCHX Schwab US Large-Cap ETF 2.28% 96,805 $2.5M Add +0.3%
DFAI Dimensional International Co. 2.24% 68,778 $2.5M Add +8.2%
DIVO Amplify CWP Enhan Divid ETF 2.05% 51,461 $2.3M Reduce -5.8%
SGOV iShares 0-3 Month Treasury B 1.98% 21,916 $2.2M Reduce -4.2%
FNCL Fidelity MSCI Financial Indx 1.96% 28,642 $2.2M Add +1.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.74% 6,522 $1.9M Reduce -1.2%
XLI SS Industrial Select Sector 1.65% 11,934 $1.8M Add +0.4%
FNDX Schwab Fndmntl US LRG Co. ETF 1.58% 67,174 $1.8M Reduce -10.3%
VHT Vanguard Health Care ETF 1.44% 6,185 $1.6M Reduce -5.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.37% 4,974 $1.5M Add +0.2%
AAPL Apple Inc. 1.22% 5,367 $1.4M No change
SCHD Schwab US DVD Equity ETF 1.22% 49,983 $1.4M Add +0.9%
VUG Vanguard Mrngstar GR ETF-Sui 1.12% 2,613 $1.3M Add +5.0%
IWF iShares Russell 1000 Growth 1.12% 2,673 $1.3M Add +0.1%
IWB iShares Russell 1000 ETF 1.11% 3,385 $1.2M Add +0.3%
FLOT iShares Floating Rate Bond E 1.08% 23,621 $1.2M Add +2.5%
DFUS Dimensional US Eq MKT ETF 1.03% 15,935 $1.2M Add +1.9%
MGC Vngrd Mrngstr MG Cap ETF-Usd 1.03% 4,710 $1.1M Reduce -1.5%
GOOGL Alphabet Inc. Class A 0.98% 4,505 $1.1M No change
AVUV Avantis US Small Cap Value 0.97% 10,947 $1.1M Add +0.3%
VYMI Vanguard Int High DVD YLD Inc. 0.96% 12,612 $1.1M Reduce -13.0%
MSFT Microsoft Corp. 0.89% 1,919 $994K No change
FNDA Schwab Fndmntl US SM Co. ETF 0.88% 31,700 $988K Add +0.3%
COWZ Pacer US Cash Cows 100 ETF 0.81% 15,773 $907K Add +0.3%
IWR iShares Russell Mid-Cap ETF 0.79% 9,142 $883K Add +0.3%
FLTR Vaneck Ig Floating Rate ETF 0.77% 33,462 $856K Add +20.0%
FMDE Fidelity Enhanced Mid Cap Co. 0.72% 22,167 $801K Add +15.1%
IWD iShares Russell 1000 Value E 0.68% 3,754 $764K Add +0.3%
HD Home Depot Inc. 0.68% 1,863 $755K No change
JEPI JPMorgan Equity Premium Inco 0.65% 12,635 $722K Reduce -8.7%
DSI iShares ESG MSCI KLD 400 ETF 0.64% 5,648 $711K Reduce -5.5%
PRF Invesco Rafi US 1000 ETF 0.63% 15,554 $703K Add +0.4%
FELV Fidelity Enh LRG Cap Val ETF 0.61% 20,416 $685K Add +0.4%
QQQ Invesco QQQ Trust Series 1 0.60% 1,115 $669K Add +0.3%
JHMM John Hancock Multi Fact Mid 0.58% 10,064 $651K No change
SPHQ Invesco S&P 500 Quality ETF 0.56% 8,542 $626K Add +0.3%
IYG iShares U.S. Financial Servi 0.53% 6,644 $595K Add +3.3%
ADSK Autodesk Inc. 0.51% 1,782 $566K No change
SOXX iShares Semiconductor ETF 0.50% 2,063 $560K Add +1.4%
RSPH Invesco S&P 500 Equal Weight 0.50% 18,963 $557K Reduce -1.5%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.50% 8,746 $555K No change
SDY SS SPDR S&P Dividend ETF 0.49% 3,941 $552K Add +0.6%
XLK SS Technology Select Sector 0.47% 1,846 $521K Add +0.1%
SCHB Schwab US Broad Market ETF 0.45% 19,649 $505K Reduce -11.2%
QUAL iShares MSCI USA Quality Fac 0.45% 2,575 $501K Add +0.2%
FELC Fidelity Enh LRG Cap Cor ETF 0.43% 12,889 $480K Add +0.2%
SPLV Invesco S&P 500 Low Volatili 0.43% 6,525 $479K Add +0.5%
RSPF Invesco S&P 500 Equal Weight 0.36% 5,196 $404K Add +0.4%
XLF SS Financial Select Sector 0.36% 7,486 $403K Add +0.3%
VDC Vanguard Consumer Staple ETF 0.35% 1,809 $387K Add +0.5%
VIG Vanguard Dividend Apprec ETF 0.34% 1,777 $383K Add +0.4%
IJR iShares Core S&P Small-Cap E 0.33% 3,138 $373K Add +0.3%
BRK.B Berkshire Hathaway Inc. Class B 0.33% 737 $371K No change
VB Vanguard Most SM-Cap ETF-Usd 0.33% 1,432 $364K Add +0.3%
VPU Vanguard Utilities ETF 0.31% 1,832 $347K Add +0.6%
ESGV Vanguard ESG US Stock ETF 0.30% 2,813 $333K Add +0.3%
PAVE Global X US Infrastructure 0.29% 6,832 $325K Add +0.2%
VOX Vanguard Communication Servi 0.29% 1,702 $319K Reduce -9.2%
DVY iShares Select Dividend ETF 0.27% 2,107 $299K Add +0.9%
FTCS First Trust Capital Strength 0.27% 3,185 $298K Add +0.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.26% 1,410 $294K Reduce -7.4%
IWY iShares Russell Top 200 Grow 0.26% 1,053 $288K No change
XLC SS Comm Select Sector SPDR 0.26% 2,433 $288K Add +0.3%
AVDE Avantis International Equity 0.25% 3,555 $280K Reduce -0.1%
ATNI Atn International Inc. 0.24% 18,204 $273K Add +1.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.24% 403 $269K No change
QGRO American Century US Quality 0.23% 2,290 $262K Add +206.6%
AMZN Amazon.com Inc. 0.22% 1,136 $249K No change
PHM Pultegroup Inc. 0.22% 1,886 $249K No change
PWB Invesco Large Cap Growth ETF 0.22% 1,918 $241K No change
SCHV Schwab US Large-Cap Value 0.21% 8,216 $239K Add +0.5%
FDVV Fidelity High Dividend ETF 0.21% 4,184 $233K Add +0.7%
XMMO Invesco S&P Midcap Momentum 0.20% 1,652 $223K Add +0.2%
ED Consolidated Edison Inc. 0.20% 2,211 $222K No change
VFMF Vanguard US Multifactor ETF 0.20% 1,538 $222K Add +0.3%
FIDU Fidelity MSCI Indust Indx 0.20% 2,687 $220K Add +0.3%
VEA Vanguard Ftse Developed ETF 0.19% 3,615 $217K Add +11.3%
ORCL Oracle Corp. 0.19% 750 $211K No change
SUSA iShares ESG Optimized MSCI U 0.19% 1,553 $211K Reduce -16.5%
DGRW Wisdomtree U.S. Quality Divi 0.17% 2,118 $188K Add +0.3%
EQWL Invesco S&P 100 Equal Weight 0.17% 1,635 $188K Add +0.4%
AIQ Global X Art Intel & Tech 0.17% 3,793 $187K Add +0.1%
FNDB Schwab Fndmntl US BRD Mr ETF 0.16% 6,938 $179K Add +0.4%
NUSC Nuveen ESG Small-Cap ETF 0.16% 3,993 $176K Reduce -39.4%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.16% 4,046 $174K No change
JNJ Johnson & Johnson 0.15% 928 $172K No change
PWV Invesco Large Cap Value ETF 0.15% 2,589 $169K Add +0.5%
JPST JPMorgan Ultra-Short Income 0.15% 3,298 $167K Add +1.1%
IVW iShares S&P 500 Growth ETF 0.15% 1,348 $163K Add +0.1%
POWR iShares US Power Infrastruct 0.15% 6,469 $162K No change

Show all 408 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $42 (not counted above)
SecurityClassShares / PrincipalValueChange
DSX.WS Diana Shipping Inc.-28 *W EXP 12/14/202 434$42No change

Total filed on the 13F, all lines: $111.7M.

Portfolio Sells Q2 2025 → Q3 2025
SGOV iShares 0-3 Month Treasury B Reduce -4.2% 1.98% −0.23
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -10.3% 1.58% −0.17
DIVO Amplify CWP Enhan Divid ETF Reduce -5.8% 2.05% −0.17
VYMI Vanguard Int High DVD YLD Inc. Reduce -13.0% 0.96% −0.15
VHT Vanguard Health Care ETF Reduce -5.7% 1.44% −0.12
JEPI JPMorgan Equity Premium Inco Reduce -8.7% 0.65% −0.11
XMHQ Invesco S&P Midcap Qual ETF Reduce -4.2% 2.34% −0.10
NUSC Nuveen ESG Small-Cap ETF Reduce -39.4% 0.16% −0.10
SCHB Schwab US Broad Market ETF Reduce -11.2% 0.45% −0.05
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.1% 3.89% −0.05
RSPH Invesco S&P 500 Equal Weight Reduce -1.5% 0.50% −0.04
SUSA iShares ESG Optimized MSCI U Reduce -16.5% 0.19% −0.04
NUDM Nuveen ESG Intl Devel MRK Eq Reduce -52.9% 0.03% −0.03
BOAT Sonicshares Global Shipping Reduce -18.4% 0.14% −0.03
DSI iShares ESG MSCI KLD 400 ETF Reduce -5.5% 0.64% −0.03
VOX Vanguard Communication Servi Reduce -9.2% 0.29% −0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -7.4% 0.26% −0.02
VCSH Vanguard S/T Corp. Bond ETF Reduce -10.0% 0.08% −0.01
IXJ iShares Global Healthcare Et Reduce -9.3% 0.09% −0.01
ICSH iShares Ultra Short Duration Reduce -24.7% 0.03% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -1.2% 1.74% −0.01
LYB Lyondellbasell Indu Class A Sold out 0.00% −0.01
IHF iShares U.S. Healthcare Prov Reduce -12.9% 0.02% −0.00
AVDE Avantis International Equity Reduce -0.1% 0.25% −0.00
C Citigroup Inc. Sold out 0.00% −0.00
OCEANPAL INC Sold out 0.00% −0.00
CNF Cnfinance Holdings Ltd. Reduce -3.9% 0.00% 0.00
MGC Vngrd Mrngstr MG Cap ETF-Usd Reduce -1.5% 1.03% +0.00
IVV iShares Core S&P 500 ETF Reduce -0.1% 4.13% +0.04

Portfolio Buys Q2 2025 → Q3 2025
SCHG Schwab US Large-Cap Growth Add +1.4% 4.65% +0.17
QGRO American Century US Quality Add +206.6% 0.23% +0.16
DFAI Dimensional International Co. Add +8.2% 2.24% +0.14
VGT Vanguard Info Tech ETF Add +0.0% 2.41% +0.13
SMLF iShares US Smallcap Equity F Add +3.3% 2.30% +0.13
GSIE Goldman Sachs Activebeta Int Add +6.3% 2.98% +0.10
FLTR Vaneck Ig Floating Rate ETF Add +20.0% 0.77% +0.09
FMDE Fidelity Enhanced Mid Cap Co. Add +15.1% 0.72% +0.08
VUG Vanguard Mrngstar GR ETF-Sui Add +5.0% 1.12% +0.08
VTI VG Morningstar TS MKT ETF-US Add +0.0% 4.67% +0.06
FESM Fidelity Enhanced Small Cap New 0.05% +0.05
IWF iShares Russell 1000 Growth Add +0.1% 1.12% +0.04
SOXX iShares Semiconductor ETF Add +1.4% 0.50% +0.04
DFUS Dimensional US Eq MKT ETF Add +1.9% 1.03% +0.03
SCHX Schwab US Large-Cap ETF Add +0.3% 2.28% +0.03
AVUV Avantis US Small Cap Value Add +0.3% 0.97% +0.03
VFMO Vanguard US Momentum Factor Add +17.7% 0.12% +0.02
XLK SS Technology Select Sector Add +0.1% 0.47% +0.02
FNDA Schwab Fndmntl US SM Co. ETF Add +0.3% 0.88% +0.02
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.2% 1.37% +0.02
VEA Vanguard Ftse Developed ETF Add +11.3% 0.19% +0.02
VFH Vanguard Financials ETF Add +21.9% 0.09% +0.01
IWB iShares Russell 1000 ETF Add +0.3% 1.11% +0.01
QQQ Invesco QQQ Trust Series 1 Add +0.3% 0.60% +0.01
AIQ Global X Art Intel & Tech Add +0.1% 0.17% +0.01
PAVE Global X US Infrastructure Add +0.2% 0.29% +0.01
IJR iShares Core S&P Small-Cap E Add +0.3% 0.33% +0.01
IYG iShares U.S. Financial Servi Add +3.3% 0.53% +0.01
XLC SS Comm Select Sector SPDR Add +0.3% 0.26% +0.01
FELC Fidelity Enh LRG Cap Cor ETF Add +0.2% 0.43% +0.01
LIT Global X Lithium & Battery T Add +0.2% 0.02% +0.01
IJS iShares S&P Small-Cap 600 Va Add +0.6% 0.12% +0.01
ESGV Vanguard ESG US Stock ETF Add +0.3% 0.30% +0.00
PRF Invesco Rafi US 1000 ETF Add +0.4% 0.63% +0.00
IVW iShares S&P 500 Growth ETF Add +0.1% 0.15% +0.00
PSI Invesco Semiconductors ETF Add +0.1% 0.04% +0.00
VPU Vanguard Utilities ETF Add +0.6% 0.31% +0.00
CALF PCR US SM CP CSH CWS ETF-Usd Add +0.3% 0.10% +0.00
DVY iShares Select Dividend ETF Add +0.9% 0.27% +0.00
PRFZ Inv Rafi US 1500 SM-Usd Inc. Add +0.3% 0.06% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +0.3% 0.33% +0.00
RSPT Invesco S&P 500 Equal Weight Add +0.1% 0.10% +0.00
FDVV Fidelity High Dividend ETF Add +0.7% 0.21% +0.00
SCHA Schwab US Small-Cap ETF Add +0.3% 0.05% +0.00
VFMF Vanguard US Multifactor ETF Add +0.3% 0.20% +0.00
FNDB Schwab Fndmntl US BRD Mr ETF Add +0.4% 0.16% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Add +0.6% 0.08% +0.00
DYNF Ishrs US E F R A ETF-Usd Inc. Add +0.3% 0.06% +0.00
XSVM Invesco S&P Smallcap Value W Add +0.7% 0.05% +0.00
DISV Dimensional International SM Add +0.5% 0.05% +0.00

Notes & Other Activity Q2 2025 → Q3 2025
FBND Fidelity Total Bond ETF TOTAL BD ETF Sold out 0 $0before exit
NULV Nuveen ESG Large-Cap Val ETF NUVEEN ESG LRGVL Sold out 0 $0before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 414$133.2MVTI, SCHG, VTV, IVV, RWL
Q1 2026 419$118.9MVTI, SCHG, VTV, IVV, RWL
Q4 2025 441$117.0MSCHG, VTI, IVV, VTV, RWL
Q3 2025 408$111.7MVTI, SCHG, IVV, VTV, RWL
Q2 2025 409$104.7MVTI, SCHG, IVV, VTV, RWL