Harbor Group, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Harbor Group, Inc. reported 92 stock positions worth $445.0 million. Its top holding was JPMorgan Core Plus Bond ETF (JCPB) at 9.3% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 9.3%) and Vaneck Morningstar Wide Moat (MOAT, 8.0%). Compared with Q3 2024, it opened 8 new positions, sold out of 5, added to 41 and reduced 27. The biggest buy was Putnam Focused LRG Cap Value (PVAL, shares +87%) and the biggest sale iShares Core S&P Midcap ETF (IJH, shares −13%).
- Most Recent 13F
- Q2 2026
- Location
- BEDFORD, NH
- CIK
- 0001840486
- Portfolio Value
- $445.0M (Q4 2024)
- SEC Filing
- 0001085146-25-000213 ↗ filed Jan 15, 2025
Holdings Value
Holdings 92 stocks · $445.0M
| JCPB JPMorgan Core Plus Bond ETF | 9.27% | 894,973 | $41.2M | Add +4.3% |
| FBND Fidelity Total Bond ETF | 9.26% | 918,090 | $41.2M | Add +3.9% |
| MOAT Vaneck Morningstar Wide Moat | 7.96% | 381,873 | $35.4M | Add +3.6% |
| BKCI BNY Mellon Concentrated Intl | 7.37% | 689,384 | $32.8M | Add +4.9% |
| IJH iShares Core S&P Midcap ETF | 6.73% | 480,745 | $30.0M | Reduce -13.2% |
| IJR iShares Core S&P Small-Cap E | 5.38% | 207,833 | $23.9M | Reduce -2.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 5.10% | 443,828 | $22.7M | Add +2.3% |
| SCHG Schwab US Large-Cap Growth | 5.05% | 805,950 | $22.5M | Reduce -2.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 3.79% | 191,719 | $16.9M | Reduce -1.3% |
| TCHP T Rowe Price Blue Chip Growt | 3.56% | 376,022 | $15.8M | Add +1.3% |
| IVV iShares Core S&P 500 ETF | 3.45% | 26,049 | $15.3M | Add +0.7% |
| AVUV Avantis US Small Cap Value | 3.39% | 156,433 | $15.1M | Add +64.3% |
| FLQM Franklin U.S. Mid Cap Multif | 3.11% | 255,148 | $13.9M | Add +67.1% |
| SCHM Schwab US Mid Cap ETF | 3.03% | 485,841 | $13.5M | Reduce -1.3% |
| PVAL Putnam Focused LRG Cap Value | 2.94% | 352,556 | $13.1M | Add +86.5% |
| MUB iShares National Muni Bond E | 2.03% | 84,850 | $9.0M | Reduce -0.5% |
| SCHV Schwab US Large-Cap Value | 1.98% | 337,175 | $8.8M | Reduce -0.3% |
| RLY SS Multi-Asset Real Ret ETF | 1.91% | 314,790 | $8.5M | Add +4.8% |
| SCHX Schwab US Large-Cap ETF | 1.53% | 294,425 | $6.8M | Reduce -0.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.91% | 41,666 | $4.0M | Reduce -0.1% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.84% | 145,857 | $3.7M | Add +0.9% |
| EFV iShares MSCI Eafe Value ETF | 0.68% | 57,655 | $3.0M | Add +0.4% |
| DFAX Dimensional World Ex US Core | 0.67% | 119,944 | $3.0M | Add +1.1% |
| SCHA Schwab US Small-Cap ETF | 0.66% | 112,778 | $2.9M | Reduce -0.9% |
| IQLT iShares MSCI International Q | 0.57% | 68,596 | $2.5M | New |
| AAPL Apple Inc. | 0.52% | 9,313 | $2.3M | Reduce -0.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.45% | 7,638 | $2.0M | Add +8.8% |
| CAT Caterpillar Inc. | 0.40% | 4,856 | $1.8M | Reduce -2.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.38% | 7,078 | $1.7M | Reduce -3.3% |
| AOR iShares Core 60/40 Balanced | 0.36% | 28,058 | $1.6M | Add +0.4% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.34% | 64,162 | $1.5M | Reduce -1.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.32% | 3,458 | $1.4M | Reduce -0.3% |
| V Visa Inc. Class A | 0.25% | 3,579 | $1.1M | No change |
| ADI Analog Devices Inc. | 0.23% | 4,894 | $1.0M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.22% | 2,187 | $991K | Add +4.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.22% | 1,914 | $979K | Add +1.5% |
| JPM JPMorgan Chase & Co. | 0.21% | 3,988 | $956K | Add +0.0% |
| SCZ iShares MSCI Eafe Small-Cap | 0.21% | 15,611 | $948K | Reduce -0.1% |
| VOO Vanguard S&P 500 ETF | 0.19% | 1,601 | $863K | Add +51.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.19% | 2,954 | $856K | Reduce -2.6% |
| INTU Intuit Inc. | 0.19% | 1,329 | $835K | No change |
| MSFT Microsoft Corp. | 0.18% | 1,854 | $781K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.16% | 9,922 | $697K | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 1,143 | $670K | Reduce -1.8% |
| REET iShares Global REIT ETF | 0.15% | 26,930 | $646K | Reduce -42.8% |
| IWB iShares Russell 1000 ETF | 0.14% | 1,942 | $626K | Reduce -1.6% |
| RTX RTX Corp. | 0.12% | 4,604 | $533K | No change |
| GE General Electric filed as GE AEROSPACE | 0.12% | 3,174 | $529K | Add +0.0% |
| T AT&T Inc. | 0.12% | 22,977 | $523K | Add +0.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.12% | 11,374 | $514K | Reduce -15.0% |
| DFAC Dimensional US Core Equity 2 | 0.11% | 14,677 | $508K | Reduce -0.3% |
| ITOT iShares Core S&P Total U.S. | 0.11% | 3,938 | $506K | Reduce -5.9% |
| XOM Exxon Mobil Corp. | 0.11% | 4,652 | $500K | Add +0.1% |
| IWF iShares Russell 1000 Growth | 0.11% | 1,203 | $483K | Reduce -3.1% |
| CSX CSX Corp. | 0.11% | 14,558 | $470K | Reduce -19.9% |
| ESML iShares ESG Aware MSCI USA S | 0.10% | 10,312 | $434K | Add +8.3% |
| AMZN Amazon.com Inc. | 0.10% | 1,940 | $426K | No change |
| SUSA iShares ESG Optimized MSCI U | 0.09% | 3,457 | $420K | Add +2.7% |
| MA Mastercard Inc. Class A | 0.09% | 781 | $411K | No change |
| EEM iShares MSCI Emerging Market | 0.09% | 9,631 | $403K | Reduce -6.0% |
| COST Costco Wholesale Corp. | 0.09% | 413 | $378K | No change |
| LMT Lockheed Martin Corp. | 0.08% | 749 | $364K | Add +0.3% |
| AMD Advanced Micro Devices | 0.08% | 2,969 | $359K | No change |
| VEA Vanguard Ftse Developed ETF | 0.08% | 7,205 | $345K | Add +34.6% |
| VZ Verizon Communications Inc. | 0.07% | 7,927 | $317K | Add +0.4% |
| NVDA Nvidia Corp. | 0.07% | 2,348 | $315K | Add +0.8% |
| SUB iShares Short-Term National | 0.07% | 2,885 | $304K | Add +5.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.07% | 1,741 | $295K | Add +0.5% |
| ELV Elevance Health Inc. | 0.07% | 792 | $292K | No change |
| AXP American Express Co. | 0.06% | 958 | $284K | Add +0.2% |
| TXN Texas Instruments Inc. | 0.06% | 1,514 | $284K | No change |
| ABBV Abbvie Inc. | 0.06% | 1,565 | $278K | Add +1.6% |
| FELV Fidelity Enh LRG Cap Val ETF | 0.06% | 8,830 | $269K | Add +0.0% |
| IVW iShares S&P 500 Growth ETF | 0.06% | 2,640 | $268K | Add +0.1% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.06% | 5,191 | $263K | Add +0.8% |
| ECL Ecolab Inc. | 0.06% | 1,109 | $260K | No change |
| KO The Coca-Cola Co. | 0.06% | 4,091 | $255K | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.06% | 595 | $253K | No change |
| GEV GE Vernova Inc. | 0.06% | 766 | $252K | New |
| JNJ Johnson & Johnson | 0.05% | 1,672 | $242K | Add +0.1% |
| AGG iShares Core U.S. Aggregate | 0.05% | 2,445 | $237K | New |
| HD Home Depot Inc. | 0.05% | 607 | $236K | No change |
| XLK SS Technology Select Sector | 0.05% | 1,010 | $235K | Add +0.1% |
| DFAT Dimensional US Target Value | 0.05% | 4,147 | $231K | Reduce -6.8% |
| TSLA Tesla Inc. | 0.05% | 549 | $222K | New |
| SCHD Schwab US DVD Equity ETF | 0.05% | 8,027 | $219K | New |
| GOOG Alphabet Inc. Class C | 0.05% | 1,135 | $216K | New |
| CRM Salesforce Inc. | 0.05% | 633 | $212K | New |
| EBTC Enterprise Bancorp Inc. | 0.05% | 5,138 | $203K | New |
| UNH Unitedhealth Group Inc. | 0.05% | 400 | $202K | Add +0.3% |
| GRPM Invesco S&P Midcap 400 Garp | 0.05% | 1,780 | $201K | Add +0.2% |
| CXM Sprinklr Inc. Class A | 0.02% | 10,875 | $92K | No change |
Options reported separately and not counted above: UAA calls ($466K).
Portfolio Sells Q3 2024 → Q4 2024
| IJH iShares Core S&P Midcap ETF | Reduce -13.2% | 6.73% | −1.25 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.2% | 5.38% | −0.37 |
| REET iShares Global REIT ETF | Reduce -42.8% | 0.15% | −0.15 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -0.1% | 0.91% | −0.13 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.3% | 3.03% | −0.13 |
| SCHV Schwab US Large-Cap Value | Reduce -0.3% | 1.98% | −0.12 |
| MUB iShares National Muni Bond E | Reduce -0.5% | 2.03% | −0.11 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.05 |
| CAT Caterpillar Inc. | Reduce -2.0% | 0.40% | −0.05 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.05 |
| ESGD iShares Trust iShares ESG Aw | Sold out | 0.00% | −0.05 |
| CSX CSX Corp. | Reduce -19.9% | 0.11% | −0.04 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -0.1% | 0.21% | −0.03 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -15.0% | 0.12% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.9% | 0.66% | −0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -1.6% | 0.34% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.3% | 0.38% | −0.02 |
| EEM iShares MSCI Emerging Market | Reduce -6.0% | 0.09% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.6% | 1.53% | −0.02 |
| ITOT iShares Core S&P Total U.S. | Reduce -5.9% | 0.11% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.6% | 0.19% | −0.01 |
| MMKT Texas Cap Govt MNY MRKT ETF | Sold out | 0.00% | −0.01 |
| DFAT Dimensional US Target Value | Reduce -6.8% | 0.05% | −0.01 |
| SCTXX Schwab Amt Tax FR MNY-Ultra | Sold out | 0.00% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.8% | 0.15% | −0.00 |
| IWB iShares Russell 1000 ETF | Reduce -1.6% | 0.14% | −0.00 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.3% | 0.11% | −0.00 |
| IWF iShares Russell 1000 Growth | Reduce -3.1% | 0.11% | +0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 0.32% | +0.01 |
| AAPL Apple Inc. | Reduce -0.7% | 0.52% | +0.02 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.3% | 3.79% | +0.06 |
| SCHG Schwab US Large-Cap Growth | Reduce -2.7% | 5.05% | +0.06 |
Portfolio Buys Q3 2024 → Q4 2024
| PVAL Putnam Focused LRG Cap Value | Add +86.5% | 2.94% | +1.28 |
| AVUV Avantis US Small Cap Value | Add +64.3% | 3.39% | +1.28 |
| FLQM Franklin U.S. Mid Cap Multif | Add +67.1% | 3.11% | +1.15 |
| IQLT iShares MSCI International Q | New | 0.57% | +0.57 |
| TCHP T Rowe Price Blue Chip Growt | Add +1.3% | 3.56% | +0.15 |
| VOO Vanguard S&P 500 ETF | Add +51.6% | 0.19% | +0.07 |
| GEV GE Vernova Inc. | New | 0.06% | +0.06 |
| AGG iShares Core U.S. Aggregate | New | 0.05% | +0.05 |
| TSLA Tesla Inc. | New | 0.05% | +0.05 |
| SCHD Schwab US DVD Equity ETF | New | 0.05% | +0.05 |
| GOOG Alphabet Inc. Class C | New | 0.05% | +0.05 |
| CRM Salesforce Inc. | New | 0.05% | +0.05 |
| EBTC Enterprise Bancorp Inc. | New | 0.05% | +0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +8.8% | 0.45% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +0.0% | 0.21% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Add +34.6% | 0.08% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.5% | 0.22% | +0.01 |
| NVDA Nvidia Corp. | Add +0.8% | 0.07% | +0.01 |
| ESML iShares ESG Aware MSCI USA S | Add +8.3% | 0.10% | +0.01 |
| AXP American Express Co. | Add +0.2% | 0.06% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Add +0.1% | 0.06% | +0.00 |
| SUB iShares Short-Term National | Add +5.7% | 0.07% | +0.00 |
| T AT&T Inc. | Add +0.1% | 0.12% | +0.00 |
| SUSA iShares ESG Optimized MSCI U | Add +2.7% | 0.09% | +0.00 |
| XLK SS Technology Select Sector | Add +0.1% | 0.05% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +4.1% | 0.22% | −0.00 |
| JMST JPM Ultra-Short Muni Income | Add +0.8% | 0.06% | −0.00 |
| FELV Fidelity Enh LRG Cap Val ETF | Add +0.0% | 0.06% | −0.00 |
| GRPM Invesco S&P Midcap 400 Garp | Add +0.2% | 0.05% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.5% | 0.07% | −0.00 |
| IVV iShares Core S&P 500 ETF | Add +0.7% | 3.45% | −0.00 |
| ABBV Abbvie Inc. | Add +1.6% | 0.06% | −0.01 |
| JNJ Johnson & Johnson | Add +0.1% | 0.05% | −0.01 |
| UNH Unitedhealth Group Inc. | Add +0.3% | 0.05% | −0.01 |
| VZ Verizon Communications Inc. | Add +0.4% | 0.07% | −0.01 |
| XOM Exxon Mobil Corp. | Add +0.1% | 0.11% | −0.01 |
| LMT Lockheed Martin Corp. | Add +0.3% | 0.08% | −0.02 |
| GE General Electric | Add +0.0% | 0.12% | −0.02 |
| AOR iShares Core 60/40 Balanced | Add +0.4% | 0.36% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.4% | 0.16% | −0.02 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +0.9% | 0.84% | −0.04 |
| DFAX Dimensional World Ex US Core | Add +1.1% | 0.67% | −0.07 |
| EFV iShares MSCI Eafe Value ETF | Add +0.4% | 0.68% | −0.08 |
| RLY SS Multi-Asset Real Ret ETF | Add +4.8% | 1.91% | −0.08 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +2.3% | 5.10% | −0.20 |
| FBND Fidelity Total Bond ETF | Add +3.9% | 9.26% | −0.29 |
| JCPB JPMorgan Core Plus Bond ETF | Add +4.3% | 9.27% | −0.30 |
| MOAT Vaneck Morningstar Wide Moat | Add +3.6% | 7.96% | −0.30 |
| BKCI BNY Mellon Concentrated Intl | Add +4.9% | 7.37% | −0.78 |
Options Activity Q3 2024 → Q4 2024
| UAA Under Armour Inc. Class A | call | Reduce -6.4% | 19,945 | $466K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 115 | $851.3M | TPR, FLQM, BKCI, MOAT, JCPB |
| Q1 2026 | 115 | $692.0M | JCPB, FBND, FLQM, BKCI, MOAT |
| Q4 2025 | 114 | $667.7M | MOAT, BKCI, JCPB, FBND, FLQM |
| Q3 2025 | 104 | $628.6M | JCPB, BKCI, FBND, MOAT, FLQM |
| Q2 2025 | 99 | $564.0M | BKCI, JCPB, FBND, MOAT, FLQM |
| Q1 2025 | 95 | $500.4M | JCPB, FBND, BKCI, MOAT, PVAL |
| Q4 2024 | 92 | $445.0M | JCPB, FBND, MOAT, BKCI, IJH |
| Q3 2024 | 89 | $432.5M | JCPB, FBND, MOAT, BKCI, IJH |
| Q2 2024 | 85 | $390.5M | JCPB, FBND, IJH, BKCI, MOAT |
| Q1 2024 | 82 | $379.2M | IJH, JCPB, FBND, MOAT, BKCI |