Harbor Group, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Harbor Group, Inc. reported 114 stock positions worth $667.7 million. Its top holding was Vaneck Morningstar Wide Moat (MOAT) at 7.3% of the portfolio, followed by BNY Mellon Concentrated Intl (BKCI, 7.3%) and JPMorgan Core Plus Bond ETF (JCPB, 7.2%). Compared with Q3 2025, it opened 10 new positions, added to 61 and reduced 35. The biggest buy was JPMorgan Municipal ETF (JMUB, shares +349%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −6%).

Most Recent 13F
Q2 2026
Location
BEDFORD, NH
CIK
0001840486
Portfolio Value
$667.7M (Q4 2025)
SEC Filing
0001840486-26-000001 ↗ filed Jan 12, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $379.2M Q1 2024 Q2 2024: $390.5M Q2 2024 Q3 2024: $432.5M Q3 2024 Q4 2024: $445.0M Q4 2024 Q1 2025: $500.4M Q1 2025 Q2 2025: $564.0M Q2 2025 Q3 2025: $628.6M Q3 2025 Q4 2025: $667.7M $667.7M Q4 2025 Q1 2026: $692.0M Q1 2026 Q2 2026: $851.3M Q2 2026

Holdings 114 stocks · $667.7M
MOAT Vaneck Morningstar Wide Moat 7.32% 471,886 $48.9M Add +5.3%
BKCI BNY Mellon Concentrated Intl 7.29% 944,276 $48.7M Add +4.2%
JCPB JPMorgan Core Plus Bond ETF 7.21% 1,016,099 $48.1M Add +2.8%
FBND Fidelity Total Bond ETF 7.11% 1,031,304 $47.5M Add +2.2%
FLQM Franklin U.S. Mid Cap Multif 6.97% 826,653 $46.5M Add +13.9%
PVAL Putnam Focused LRG Cap Value 5.79% 848,271 $38.7M Add +2.6%
IQLT iShares MSCI International Q 5.70% 837,479 $38.1M Add +2.9%
SPYV SS SPDR P S&P 500 Value ETF 4.18% 490,726 $27.9M Add +2.8%
TCHP T Rowe Price Blue Chip Growt 3.65% 488,615 $24.4M Add +3.4%
SCHG Schwab US Large-Cap Growth 3.60% 737,190 $24.0M Reduce -5.9%
AVUV Avantis US Small Cap Value 3.49% 228,392 $23.3M Reduce -6.2%
IJH iShares Core S&P Midcap ETF 3.45% 349,202 $23.0M Reduce -1.0%
IVV iShares Core S&P 500 ETF 3.23% 31,489 $21.6M Add +0.9%
IJR iShares Core S&P Small-Cap E 3.11% 172,733 $20.8M Reduce -2.3%
SPYG SS SPDR P S&P 500 Growth ETF 3.08% 192,812 $20.6M Add +0.3%
HTAX Nomura National High-Yield M 2.51% 687,889 $16.7M Add +4.9%
SCHM Schwab US Mid Cap ETF 2.16% 478,872 $14.4M Add +0.0%
SCHV Schwab US Large-Cap Value 1.47% 332,195 $9.8M Reduce -0.1%
MUB iShares National Muni Bond E 1.40% 87,012 $9.3M Reduce -0.2%
RLY SS Multi-Asset Real Ret ETF 1.38% 293,727 $9.2M Reduce -0.6%
SCHX Schwab US Large-Cap ETF 1.14% 283,218 $7.6M Reduce -1.1%
JMUB JPMorgan Municipal ETF 1.12% 148,083 $7.5M Add +349.1%
EFV iShares MSCI Eafe Value ETF 0.72% 67,391 $4.8M Reduce -1.3%
EFG iShares MSCI Eafe Growth ETF 0.67% 39,490 $4.5M Add +1.1%
AVDV Avantis Intl S/C Value ETF 0.64% 45,439 $4.3M Add +30.1%
VPLS Vanguard Core-Plus Bond ETF 0.63% 53,871 $4.2M Add +40.1%
TCAF T Rowe PRC Cap Appreciation 0.58% 101,436 $3.9M Add +25.5%
DFAX Dimensional World Ex US Core 0.57% 115,973 $3.8M Add +0.1%
AVIV Avantis Intl LRG Cap Val ETF 0.56% 52,928 $3.8M Add +27.4%
AVEM Avantis Emerging Markets Eq 0.54% 46,609 $3.6M Add +21.0%
HYMB SS SPDR N Ice HY Muni ETF 0.44% 118,880 $3.0M Add +0.5%
SCHA Schwab US Small-Cap ETF 0.43% 99,913 $2.8M Reduce -3.4%
CAT Caterpillar Inc. 0.42% 4,870 $2.8M Add +0.3%
AAPL Apple Inc. 0.38% 9,375 $2.5M Add +2.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.28% 6,542 $1.9M Add +0.5%
AOR iShares Core 60/40 Balanced 0.27% 27,941 $1.8M Add +0.8%
VUG Vanguard Mrngstar GR ETF-Sui 0.27% 3,691 $1.8M Reduce -1.7%
FNDX Schwab Fndmntl US LRG Co. ETF 0.26% 64,981 $1.8M Add +0.9%
SPYM Ste STR SPDR PT S&P 500 ETF 0.23% 18,995 $1.5M Add +96.9%
QQQ Invesco QQQ Trust Series 1 0.22% 2,385 $1.5M Add +1.2%
VB Vanguard Most SM-Cap ETF-Usd 0.21% 5,344 $1.4M Reduce -3.5%
ADI Analog Devices Inc. 0.20% 4,849 $1.3M No change
V Visa Inc. Class A 0.19% 3,539 $1.2M Reduce -0.1%
JPM JPMorgan Chase & Co. 0.18% 3,783 $1.2M Add +0.5%
MSFT Microsoft Corp. 0.18% 2,450 $1.2M Add +22.4%
VSDM Vanguard Short Tax-Ex Bond 0.16% 13,639 $1.0M Add +35.6%
VTI VG Morningstar TS MKT ETF-US 0.15% 3,009 $1.0M Reduce -4.2%
BRK.B Berkshire Hathaway Inc. Class B 0.14% 1,887 $949K Reduce -15.0%
GE General Electric filed as GE AEROSPACE 0.14% 3,018 $930K Add +0.1%
INTU Intuit Inc. 0.13% 1,329 $880K No change
IWF iShares Russell 1000 Growth 0.13% 1,846 $874K Add +28.4%
IEFA iShares Core MSCI Eafe ETF 0.13% 9,721 $870K Add +1.5%
IWB iShares Russell 1000 ETF 0.12% 2,218 $828K Reduce -0.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.11% 1,095 $747K Reduce -1.1%
SCZ iShares MSCI Eafe Small-Cap 0.11% 9,531 $739K Reduce -14.8%
UNH Unitedhealth Group Inc. 0.11% 2,221 $733K Reduce -2.4%
RTX RTX Corp. 0.10% 3,744 $687K No change
REET iShares Global REIT ETF 0.10% 27,519 $687K Add +1.0%
VOO Vanguard S&P 500 ETF 0.10% 1,080 $677K Add +0.5%
AMD Advanced Micro Devices 0.09% 2,869 $614K No change
GIB Cgi Inc. 0.09% 6,275 $579K Reduce -14.8%
XOM Exxon Mobil Corp. 0.09% 4,775 $575K Add +0.1%
T AT&T Inc. 0.09% 23,083 $573K Add +0.2%
ITOT iShares Core S&P Total U.S. 0.08% 3,767 $560K Reduce -0.2%
CSX CSX Corp. 0.08% 14,654 $531K Add +0.2%
DFAC Dimensional US Core Equity 2 0.08% 13,337 $528K Reduce -3.5%
SUSA iShares ESG Optimized MSCI U 0.08% 3,694 $515K Add +0.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.08% 2,687 $513K Add +1.0%
GEV GE Vernova Inc. 0.07% 727 $475K Add +0.1%
VEA Vanguard Ftse Developed ETF 0.07% 7,546 $471K Add +0.3%
COST Costco Wholesale Corp. 0.07% 538 $464K Add +48.2%
MDY State Street SPDR S&P Midcap 0.07% 760 $458K New
IWD iShares Russell 1000 Value E 0.07% 2,114 $445K Add +88.6%
ESGD iShares Trust iShares ESG Aw 0.06% 4,414 $420K Add +6.0%
LMT Lockheed Martin Corp. 0.06% 841 $407K Add +0.5%
AMZN Amazon.com Inc. 0.06% 1,700 $392K Reduce -5.1%
USMV iShares MSCI USA Min Vol Fac 0.06% 3,937 $371K New
ORCL Oracle Corp. 0.06% 1,885 $367K Add +102.7%
MA Mastercard Inc. Class A 0.05% 611 $349K Reduce -21.8%
AXP American Express Co. 0.05% 941 $348K Reduce -9.9%
GOOG Alphabet Inc. Class C 0.05% 1,070 $336K Reduce -6.1%
NVDA Nvidia Corp. 0.05% 1,780 $332K Reduce -25.8%
ABBV Abbvie Inc. 0.05% 1,450 $331K Reduce -1.6%
VZ Verizon Communications Inc. 0.05% 8,093 $330K Add +0.6%
CVX Chevron Corp. 0.05% 2,113 $322K New
IVW iShares S&P 500 Growth ETF 0.05% 2,539 $313K Reduce -1.7%
ECL Ecolab Inc. 0.05% 1,169 $307K No change
GOOGL Alphabet Inc. Class A 0.04% 960 $301K New
HD Home Depot Inc. 0.04% 869 $299K Add +22.7%
FELV Fidelity Enh LRG Cap Val ETF 0.04% 8,610 $298K Reduce -3.0%
TD Toronto-Dominion Bank 0.04% 3,152 $297K New
XLK SS Technology Select Sector 0.04% 2,026 $292K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.04% 599 $288K Add +0.5%
ESML iShares ESG Aware MSCI USA S 0.04% 6,078 $279K Reduce -4.9%
JNJ Johnson & Johnson 0.04% 1,342 $278K Add +0.1%
RSP Invesco S&P 500 Equal Weight 0.04% 1,425 $273K Add +26.1%
TSLA Tesla Inc. 0.04% 603 $271K No change
LLY Eli Lilly & Co. 0.04% 251 $270K New
ELV Elevance Health Inc. 0.04% 737 $258K Add +0.6%
AVGO Broadcom Inc. 0.04% 738 $255K New
SDY SS SPDR S&P Dividend ETF 0.04% 1,801 $251K New
HDV iShares Core High Dividend E 0.04% 2,029 $247K New
TXN Texas Instruments Inc. 0.04% 1,421 $247K Reduce -6.8%
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.04% 4,711 $240K Reduce -4.5%
ABT Abbott Laboratories 0.03% 1,833 $230K Add +0.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 766 $227K Add +0.1%
INDB Independent Bank Corp. 0.03% 3,084 $225K Add +0.0%
KO The Coca-Cola Co. 0.03% 3,201 $224K Add +0.3%
GRPM Invesco S&P Midcap 400 Garp 0.03% 1,802 $216K Add +0.2%
SCHD Schwab US DVD Equity ETF 0.03% 7,848 $215K Reduce -6.7%
EXAS Exact Sciences Corp. 0.03% 2,074 $211K New
DFAT Dimensional US Target Value 0.03% 3,484 $207K Add +0.4%
JPST JPMorgan Ultra-Short Income 0.03% 4,001 $202K Reduce -25.6%
CXM Sprinklr Inc. Class A 0.01% 10,875 $85K No change

Options reported separately and not counted above: UAA calls ($503K).

Portfolio Sells Q3 2025 → Q4 2025
SCHG Schwab US Large-Cap Growth Reduce -5.9% 3.60% −0.37
AVUV Avantis US Small Cap Value Reduce -6.2% 3.49% −0.36
IJR iShares Core S&P Small-Cap E Reduce -2.3% 3.11% −0.23
IJH iShares Core S&P Midcap ETF Reduce -1.0% 3.45% −0.21
MUB iShares National Muni Bond E Reduce -0.2% 1.40% −0.08
RLY SS Multi-Asset Real Ret ETF Reduce -0.6% 1.38% −0.07
SCHV Schwab US Large-Cap Value Reduce -0.1% 1.47% −0.07
SCHX Schwab US Large-Cap ETF Reduce -1.1% 1.14% −0.06
BRK.B Berkshire Hathaway Inc. Class B Reduce -15.0% 0.14% −0.04
SCHA Schwab US Small-Cap ETF Reduce -3.4% 0.43% −0.03
SCZ iShares MSCI Eafe Small-Cap Reduce -14.8% 0.11% −0.03
NVDA Nvidia Corp. Reduce -25.8% 0.05% −0.02
MA Mastercard Inc. Class A Reduce -21.8% 0.05% −0.02
GIB Cgi Inc. Reduce -14.8% 0.09% −0.02
VB Vanguard Most SM-Cap ETF-Usd Reduce -3.5% 0.21% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.7% 0.27% −0.02
EFV iShares MSCI Eafe Value ETF Reduce -1.3% 0.72% −0.02
UNH Unitedhealth Group Inc. Reduce -2.4% 0.11% −0.02
JPST JPMorgan Ultra-Short Income Reduce -25.6% 0.03% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -4.2% 0.15% −0.01
TXN Texas Instruments Inc. Reduce -6.8% 0.04% −0.01
V Visa Inc. Class A Reduce -0.1% 0.19% −0.01
DFAC Dimensional US Core Equity 2 Reduce -3.5% 0.08% −0.01
IWB iShares Russell 1000 ETF Reduce -0.6% 0.12% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.1% 0.11% −0.01
ABBV Abbvie Inc. Reduce -1.6% 0.05% −0.00
SCHD Schwab US DVD Equity ETF Reduce -6.7% 0.03% −0.00
JMST JPM Ultra-Short Muni Income Reduce -4.5% 0.04% −0.00
ESML iShares ESG Aware MSCI USA S Reduce -4.9% 0.04% −0.00
AMZN Amazon.com Inc. Reduce -5.1% 0.06% −0.00
ITOT iShares Core S&P Total U.S. Reduce -0.2% 0.08% −0.00
AXP American Express Co. Reduce -9.9% 0.05% −0.00
IVW iShares S&P 500 Growth ETF Reduce -1.7% 0.05% −0.00
FELV Fidelity Enh LRG Cap Val ETF Reduce -3.0% 0.04% −0.00
GOOG Alphabet Inc. Class C Reduce -6.1% 0.05% +0.01

Portfolio Buys Q3 2025 → Q4 2025
JMUB JPMorgan Municipal ETF Add +349.1% 1.12% +0.86
FLQM Franklin U.S. Mid Cap Multif Add +13.9% 6.97% +0.45
MOAT Vaneck Morningstar Wide Moat Add +5.3% 7.32% +0.26
PVAL Putnam Focused LRG Cap Value Add +2.6% 5.79% +0.17
VPLS Vanguard Core-Plus Bond ETF Add +40.1% 0.63% +0.15
AVDV Avantis Intl S/C Value ETF Add +30.1% 0.64% +0.14
AVIV Avantis Intl LRG Cap Val ETF Add +27.4% 0.56% +0.12
SPYM Ste STR SPDR PT S&P 500 ETF Add +96.9% 0.23% +0.11
TCAF T Rowe PRC Cap Appreciation Add +25.5% 0.58% +0.10
AVEM Avantis Emerging Markets Eq Add +21.0% 0.54% +0.08
MDY State Street SPDR S&P Midcap New 0.07% +0.07
USMV iShares MSCI USA Min Vol Fac New 0.06% +0.06
CAT Caterpillar Inc. Add +0.3% 0.42% +0.05
CVX Chevron Corp. New 0.05% +0.05
GOOGL Alphabet Inc. Class A New 0.04% +0.04
TD Toronto-Dominion Bank New 0.04% +0.04
LLY Eli Lilly & Co. New 0.04% +0.04
AVGO Broadcom Inc. New 0.04% +0.04
SDY SS SPDR S&P Dividend ETF New 0.04% +0.04
HDV iShares Core High Dividend E New 0.04% +0.04
VSDM Vanguard Short Tax-Ex Bond Add +35.6% 0.16% +0.03
EXAS Exact Sciences Corp. New 0.03% +0.03
IWD iShares Russell 1000 Value E Add +88.6% 0.07% +0.03
IWF iShares Russell 1000 Growth Add +28.4% 0.13% +0.02
COST Costco Wholesale Corp. Add +48.2% 0.07% +0.02
ORCL Oracle Corp. Add +102.7% 0.06% +0.01
MSFT Microsoft Corp. Add +22.4% 0.18% +0.01
AAPL Apple Inc. Add +2.3% 0.38% +0.01
RSP Invesco S&P 500 Equal Weight Add +26.1% 0.04% +0.01
JNJ Johnson & Johnson Add +0.1% 0.04% +0.00
ESGD iShares Trust iShares ESG Aw Add +6.0% 0.06% +0.00
ELV Elevance Health Inc. Add +0.6% 0.04% +0.00
XOM Exxon Mobil Corp. Add +0.1% 0.09% +0.00
GEV GE Vernova Inc. Add +0.1% 0.07% +0.00
KO The Coca-Cola Co. Add +0.3% 0.03% −0.00
INDB Independent Bank Corp. Add +0.0% 0.03% −0.00
IBM Intl Business Machines Corp. Add +0.1% 0.03% −0.00
HD Home Depot Inc. Add +22.7% 0.04% −0.00
DIA SS SPDR Dow Jones Indus Avg Add +0.5% 0.04% −0.00
DFAT Dimensional US Target Value Add +0.4% 0.03% −0.00
VEA Vanguard Ftse Developed ETF Add +0.3% 0.07% −0.00
GRPM Invesco S&P Midcap 400 Garp Add +0.2% 0.03% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +1.0% 0.08% −0.00
SUSA iShares ESG Optimized MSCI U Add +0.1% 0.08% −0.00
IEFA iShares Core MSCI Eafe ETF Add +1.5% 0.13% −0.00
CSX CSX Corp. Add +0.2% 0.08% −0.00
VOO Vanguard S&P 500 ETF Add +0.5% 0.10% −0.00
ABT Abbott Laboratories Add +0.4% 0.03% −0.00
FNDX Schwab Fndmntl US LRG Co. ETF Add +0.9% 0.26% −0.00
GE General Electric Add +0.1% 0.14% −0.01

Options Activity Q3 2025 → Q4 2025
UAA Under Armour Inc. Class A call Add +9900.0% 1,828,600 $503K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 115$851.3MTPR, FLQM, BKCI, MOAT, JCPB
Q1 2026 115$692.0MJCPB, FBND, FLQM, BKCI, MOAT
Q4 2025 114$667.7MMOAT, BKCI, JCPB, FBND, FLQM
Q3 2025 104$628.6MJCPB, BKCI, FBND, MOAT, FLQM
Q2 2025 99$564.0MBKCI, JCPB, FBND, MOAT, FLQM
Q1 2025 95$500.4MJCPB, FBND, BKCI, MOAT, PVAL
Q4 2024 92$445.0MJCPB, FBND, MOAT, BKCI, IJH
Q3 2024 89$432.5MJCPB, FBND, MOAT, BKCI, IJH
Q2 2024 85$390.5MJCPB, FBND, IJH, BKCI, MOAT
Q1 2024 82$379.2MIJH, JCPB, FBND, MOAT, BKCI