In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 24, 2026), JCSD Capital, LLC reported 22 stock positions worth $64.2 million . Its top holding was iShares Core S&P 500 ETF (IVV) at 31.0% of the portfolio, followed by Coastal Financial (CCB, 16.6% ) and FFB Bancorp (FFBB, 15.9% ). Compared with Q4 2025, it opened 9 new positions, sold out of 5, added to 4 and reduced 6. The biggest buy was a new position in Capital One Financial (COF) and the biggest sale an exit from Prime Meridian (PMHG).
Location Walnut Creek, CA
CIK 0001444055
Portfolio Value $64.2M (Q1 2026) Holdings 22 stocks · $64.2M Holdings quarter Q2 2026 Q1 2026 Q4 2025 Q3 2025 Q2 2025
Stock % Of Portfolio ▼ Shares Held Total Value Change vs Q4 2025 IVV iShares Core S&P 500 ETF 30,450 $19.9M No change CCB Coastal Financial Corp. 140,140 $10.7M Add +8.6% FFBB FFB Bancorp 119,002 $10.2M Reduce -0.8% EGBN Eagle Bancorp Inc. 182,900 $4.5M Add +223.7% NTB Bank of N.T. Butterfield&son 77,800 $4.1M Reduce -1.3% COF Capital One Financial Corp. 20,100 $3.7M New EWBC East West Bancorp Inc. 26,123 $2.8M Reduce -34.9% GDOT Green Dot Corp. Class A 205,500 $2.3M Add +20450.0% OSBC Old Second Bancorp Inc. 74,100 $1.5M No change BPOP Popular Inc. 10,000 $1.3M Reduce -56.7% CHYM Chime Financial Inc. Class A 51,000 $955K Add +13.8% FIGR Figure Technology Solut Class A 23,100 $784K New NLY Annaly Capital Management Inc. 35,000 $740K No change FNB FNB Corp. 30,000 $502K New HYZD Wisdomtree Interest Rate Hed 3,220 $71K New PFFA Virtus Infracap US Pref STCK 2,000 $41K New KRE SS SPDR S&P Regional Bank 600 $39K New FOUR SHIFT4 Payments Inc. Class A 509 $22K Reduce -94.2% UWMC Uwm Holdings Corp. 1,799 $7K Reduce -99.2% VLY Valley National Bancorp 500 $6K New TCBX Third Coast Bancshares Inc. 154 $6K New WSFS WSFS Financial Corp. 35 $2K New
Options reported separately and not counted above: XLF calls ($24.7M), FIGR calls ($3.1M), COF calls ($912K), FLG puts ($540K), BCBP puts ($539K), CHYM calls ($375K), UWMC calls ($163K).
Portfolio Sells Q4 2025 → Q1 2026 Portfolio Sells quarter Q2 2026 Q1 2026 Q4 2025 Q3 2025 Q2 2025
Stock Change vs Q4 2025 % Of Portfolio Change To Portfolio ▲ PMHG Prime Meridian Holding Co. Sold out 0.00% −9.49 GBFH Gbank Financial Holdings Inc. Sold out 0.00% −2.95 EWBC East West Bancorp Inc. Reduce -34.9% 4.35% −1.90 BPOP Popular Inc. Reduce -56.7% 2.09% −1.89 UWMC Uwm Holdings Corp. Reduce -99.2% 0.01% −1.30 FOUR SHIFT4 Payments Inc. Class A Reduce -94.2% 0.03% −0.72 WAL Western Alliance Bancorp Sold out 0.00% −0.02 MCHB Mechanics Bancorp Class A Sold out 0.00% −0.01 COLB Columbia Banking System Inc. Sold out 0.00% −0.00 NTB Bank of N.T. Butterfield&son Reduce -1.3% 6.36% +0.93 FFBB FFB Bancorp Reduce -0.8% 15.89% +1.78
Portfolio Buys Q4 2025 → Q1 2026 Portfolio Buys quarter Q2 2026 Q1 2026 Q4 2025 Q3 2025 Q2 2025
Stock Change vs Q4 2025 % Of Portfolio Change To Portfolio ▼ COF Capital One Financial Corp. New 5.72% +5.72 EGBN Eagle Bancorp Inc. Add +223.7% 7.09% +5.42 GDOT Green Dot Corp. Class A Add +20450.0% 3.59% +3.58 FIGR Figure Technology Solut Class A New 1.22% +1.22 FNB FNB Corp. New 0.78% +0.78 HYZD Wisdomtree Interest Rate Hed New 0.11% +0.11 PFFA Virtus Infracap US Pref STCK New 0.06% +0.06 KRE SS SPDR S&P Regional Bank New 0.06% +0.06 VLY Valley National Bancorp New 0.01% +0.01 TCBX Third Coast Bancshares Inc. New 0.01% +0.01 WSFS WSFS Financial Corp. New 0.00% +0.00 CHYM Chime Financial Inc. Class A Add +13.8% 1.49% −0.07 CCB Coastal Financial Corp. Add +8.6% 16.62% −3.85
Options Activity Q4 2025 → Q1 2026 Security Type Change vs Q4 2025 Underlying Shares Value ▼ XLF SS Financial Select Sector call New 500,000 $24.7M FIGR Figure Technology Solut Class A call New 92,600 $3.1M EGBN Eagle Bancorp Inc. call Sold out 131,400 $2.8Mbefore exit GDOT Green Dot Corp. Class A call Sold out 157,800 $2.0Mbefore exit LOB Live Oak Bancshares Inc. put Sold out 53,300 $1.8Mbefore exit KRE SS SPDR S&P Regional Bank call Sold out 25,000 $1.6Mbefore exit TFIN Triumph Financial Inc. put Sold out 18,600 $1.2Mbefore exit COF Capital One Financial Corp. call New 5,000 $912K VLY Valley National Bancorp put Sold out 63,000 $736Kbefore exit FLG Flagstar Bank NA put Reduce -50.5% 41,000 $540K BCBP BCB Bancorp Inc. put Reduce -17.8% 60,000 $539K CHYM Chime Financial Inc. Class A call New 20,000 $375K MVBF MVB Financial Corp. put Sold out 10,000 $258Kbefore exit UWMC Uwm Holdings Corp. call Reduce -30.8% 45,000 $163K FULT Fulton Financial Corp. put Sold out 5,000 $97Kbefore exit
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings Quarter Positions 13F Reported Value Top Holdings Q2 2026 16 $67.2M IVV, CCB, FFBB, NTB, EGBN Q1 2026 22 $64.2M IVV, CCB, FFBB, EGBN, NTB Q4 2025 18 $72.2M IVV, CCB, FFBB, PMHG, EWBC Q3 2025 17 $56.3M IVV, CCB, EWBC, NTB, BPOP Q2 2025 Amended 16 $51.4M IVV, CCB, EWBC, NTB, BPOP