Kentucky Trust Co
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Kentucky Trust Co reported 303 stock positions worth $188.6 million. Its top holding was Microsoft (MSFT) at 4.6% of the portfolio, followed by US Bancorp (USB, 4.5%) and Apple (AAPL, 4.4%). Compared with Q3 2025, it opened 14 new positions, sold out of 6, added to 36 and reduced 84. The biggest buy was Ishrs US E F R A ETF-Usd (DYNF, shares +1430%) and the biggest sale Microsoft (MSFT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- DANVILLE, KY
- CIK
- 0002054100
- Portfolio Value
- $188.6M (Q4 2025)
- SEC Filing
- 0002054100-26-000001 ↗ filed Jan 21, 2026
Holdings Value
Holdings 303 stocks · $188.6M
| MSFT Microsoft Corp. | 4.59% | 17,879 | $8.6M | Reduce -1.2% |
| USB US Bancorp | 4.52% | 159,606 | $8.5M | Add +0.8% |
| AAPL Apple Inc. | 4.37% | 30,334 | $8.2M | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 3.67% | 21,486 | $6.9M | Reduce -1.4% |
| DNP DNP Select Income Fund Inc. | 3.49% | 659,350 | $6.6M | Add +1.4% |
| PFF iShares Preferred & Income S | 3.12% | 190,071 | $5.9M | Add +1.6% |
| GOOG Alphabet Inc. Class C | 2.58% | 15,474 | $4.9M | Reduce -1.5% |
| JNJ Johnson & Johnson | 2.32% | 21,167 | $4.4M | Reduce -0.3% |
| SO The Southern Co. | 2.28% | 49,398 | $4.3M | Reduce -2.0% |
| PG The Procter & Gamble Co. | 2.10% | 27,602 | $4.0M | Reduce -0.6% |
| RTX RTX Corp. | 2.03% | 20,820 | $3.8M | Reduce -0.9% |
| ENB Enbridge Inc. | 1.96% | 77,083 | $3.7M | Add +1.3% |
| PNC PNC Financial Services Group | 1.90% | 17,197 | $3.6M | Reduce -1.3% |
| AMZN Amazon.com Inc. | 1.85% | 15,117 | $3.5M | Add +0.5% |
| CAT Caterpillar Inc. | 1.77% | 5,838 | $3.3M | Reduce -2.4% |
| NVDA Nvidia Corp. | 1.64% | 16,568 | $3.1M | Reduce -5.4% |
| WMT Walmart Inc. | 1.53% | 25,967 | $2.9M | Reduce -1.6% |
| CVX Chevron Corp. | 1.52% | 18,757 | $2.9M | Reduce -0.6% |
| XOM Exxon Mobil Corp. | 1.47% | 22,995 | $2.8M | Add +0.9% |
| QQQ Invesco QQQ Trust Series 1 | 1.46% | 4,483 | $2.8M | Reduce -2.4% |
| ATO Atmos Energy Corp. | 1.46% | 16,394 | $2.7M | Reduce -0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.46% | 5,458 | $2.7M | No change |
| NSC Norfolk Southern Corp. | 1.42% | 9,295 | $2.7M | Reduce -2.3% |
| SPHQ Invesco S&P 500 Quality ETF | 1.40% | 35,215 | $2.6M | Reduce -0.3% |
| DUK Duke Energy Corp. | 1.38% | 22,181 | $2.6M | Reduce -0.8% |
| EMR Emerson Electric Co. | 1.37% | 19,448 | $2.6M | Reduce -1.9% |
| T AT&T Inc. | 1.25% | 94,886 | $2.4M | Reduce -0.0% |
| AMAT Applied Materials Inc. | 1.14% | 8,365 | $2.1M | No change |
| MMM 3M Co. | 1.06% | 12,481 | $2.0M | Reduce -3.9% |
| LOW Lowe's Cos Inc. | 1.05% | 8,180 | $2.0M | Reduce -1.6% |
| CRM Salesforce Inc. | 1.04% | 7,385 | $2.0M | Add +0.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 1.02% | 31,593 | $1.9M | Add +1429.9% |
| TFC Truist Financial Corp. | 1.00% | 38,131 | $1.9M | Reduce -3.3% |
| KO The Coca-Cola Co. | 0.94% | 25,350 | $1.8M | Add +0.5% |
| NVS Novartis AG-Sponsored ADR | 0.89% | 12,137 | $1.7M | Reduce -0.8% |
| PEP Pepsico Inc. | 0.84% | 11,073 | $1.6M | Add +1.8% |
| VTR Ventas Inc. | 0.84% | 20,500 | $1.6M | Reduce -3.5% |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.84% | 19,065 | $1.6M | Reduce -1.1% |
| PFE Pfizer Inc. | 0.83% | 63,191 | $1.6M | Add +2.0% |
| CSCO Cisco Systems Inc. | 0.82% | 20,081 | $1.5M | Add +0.3% |
| AMGN Amgen Inc. | 0.82% | 4,701 | $1.5M | Reduce -1.1% |
| MDT Medtronic PLC | 0.81% | 15,907 | $1.5M | Reduce -1.3% |
| ABBV Abbvie Inc. | 0.80% | 6,640 | $1.5M | Reduce -2.9% |
| AEE Ameren Corporation | 0.78% | 14,759 | $1.5M | Add +0.7% |
| V Visa Inc. Class A | 0.65% | 3,506 | $1.2M | Reduce -0.3% |
| LLY Eli Lilly & Co. | 0.61% | 1,063 | $1.1M | Add +2.2% |
| CVS CVS Health Corp. | 0.58% | 13,872 | $1.1M | No change |
| VZ Verizon Communications Inc. | 0.58% | 26,923 | $1.1M | Add +1.9% |
| FITB Fifth Third Bancorp | 0.58% | 23,344 | $1.1M | No change |
| HD Home Depot Inc. | 0.58% | 3,169 | $1.1M | Reduce -1.6% |
| GLW Corning Inc. | 0.56% | 12,047 | $1.1M | Reduce -1.9% |
| WFC Wells Fargo & Co. | 0.55% | 11,175 | $1.0M | Reduce -1.8% |
| MRK Merck & Co. Inc. | 0.55% | 9,864 | $1.0M | Reduce -0.5% |
| SDY SS SPDR S&P Dividend ETF | 0.52% | 7,005 | $975K | Reduce -4.0% |
| GD General Dynamics Corp. | 0.51% | 2,853 | $960K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.50% | 8,242 | $938K | Reduce -1.2% |
| NEE Nextera Energy Inc. | 0.50% | 11,637 | $934K | Reduce -0.1% |
| OGE Oge Energy Corp. | 0.49% | 21,591 | $922K | Add +0.9% |
| SYY Sysco Corp. | 0.44% | 11,182 | $824K | Add +0.9% |
| MCD McDonald's Corp. | 0.42% | 2,595 | $793K | No change |
| KIM Kimco Realty Corp. | 0.40% | 37,254 | $755K | No change |
| QCOM Qualcomm Inc. | 0.40% | 4,396 | $752K | No change |
| KHC The Kraft Heinz Co. | 0.40% | 30,726 | $745K | Reduce -9.9% |
| O Realty Income Corp. | 0.40% | 13,215 | $745K | Add +7.6% |
| ABT Abbott Laboratories | 0.38% | 5,767 | $723K | No change |
| INTC Intel Corp. | 0.36% | 18,617 | $687K | Reduce -3.1% |
| PAYX Paychex Inc. | 0.36% | 6,066 | $680K | Reduce -9.9% |
| GE General Electric filed as GE AEROSPACE | 0.35% | 2,159 | $665K | Add +0.8% |
| VMC Vulcan Materials Co. | 0.33% | 2,190 | $625K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 11,117 | $611K | Reduce -0.6% |
| DOC Healthpeak Properties Inc. | 0.31% | 35,849 | $576K | Reduce -10.2% |
| PM Philip Morris International | 0.30% | 3,474 | $557K | No change |
| BMY Bristol-Myers Squibb Co. | 0.29% | 10,242 | $552K | Add +20.9% |
| GIS General Mills Inc. | 0.29% | 11,697 | $544K | Add +13.2% |
| META Meta Platforms Inc. Class A | 0.28% | 808 | $533K | Reduce -16.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.28% | 1,763 | $522K | Reduce -5.4% |
| C Citigroup Inc. | 0.27% | 4,319 | $504K | No change |
| BA The Boeing Co. | 0.26% | 2,236 | $485K | Add +1.2% |
| FTV Fortive Corp. | 0.25% | 8,480 | $468K | Reduce -4.0% |
| D Dominion Energy Inc. | 0.24% | 7,740 | $453K | Reduce -2.5% |
| CHCO City Holding Co. filed as CITY HLDG CO | 0.23% | 3,647 | $435K | Reduce -0.1% |
| KR Kroger Co. | 0.23% | 6,890 | $430K | Reduce -1.4% |
| ORCL Oracle Corp. | 0.22% | 2,148 | $419K | Reduce -3.7% |
| UPS United Parcel Service Class B | 0.22% | 4,153 | $412K | Add +5.1% |
| SNY Sanofi-ADR | 0.21% | 8,310 | $403K | Reduce -7.0% |
| CHKP Check Point Software Tech | 0.21% | 2,140 | $397K | No change |
| IDA Idacorp Inc. | 0.21% | 3,125 | $396K | Reduce -3.9% |
| GABC German American Bancorp | 0.19% | 9,000 | $353K | No change |
| GEV GE Vernova Inc. | 0.19% | 536 | $350K | No change |
| AFL Aflac Inc. | 0.18% | 3,133 | $345K | No change |
| BLK BlackRock Inc. | 0.18% | 318 | $340K | No change |
| ADP Automatic Data Processing | 0.18% | 1,300 | $334K | No change |
| EVRG Evergy Inc. | 0.18% | 4,581 | $332K | Reduce -0.1% |
| ARCC Ares Capital Corp. | 0.17% | 15,785 | $319K | Reduce -3.4% |
| SPGI S&P Global Inc. | 0.16% | 590 | $308K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.16% | 7,060 | $301K | Reduce -1.4% |
| AWK American Water Works Co. Inc. | 0.15% | 2,150 | $281K | Add +25.0% |
| NOBL Proshares S&P 500 Dividend A | 0.14% | 2,572 | $268K | No change |
| NVO Novo-Nordisk A/S-Spons ADR | 0.14% | 5,250 | $267K | Reduce -7.1% |
| EXC Exelon Corp. | 0.14% | 6,100 | $266K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $694 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 36 | $694 | No change |
Total filed on the 13F, all lines: $188.6M.
Portfolio Sells Q3 2025 → Q4 2025
| MSFT Microsoft Corp. | Reduce -1.2% | 4.59% | −0.49 |
| SO The Southern Co. | Reduce -2.0% | 2.28% | −0.30 |
| IRM Iron Mountain Inc. | Reduce -1.1% | 0.84% | −0.22 |
| PG The Procter & Gamble Co. | Reduce -0.6% | 2.10% | −0.21 |
| T AT&T Inc. | Reduce -0.0% | 1.25% | −0.20 |
| NVDA Nvidia Corp. | Reduce -5.4% | 1.64% | −0.13 |
| HD Home Depot Inc. | Reduce -1.6% | 0.58% | −0.13 |
| NSC Norfolk Southern Corp. | Reduce -2.3% | 1.42% | −0.12 |
| DUK Duke Energy Corp. | Reduce -0.8% | 1.38% | −0.12 |
| ORCL Oracle Corp. | Reduce -3.7% | 0.22% | −0.12 |
| DOC Healthpeak Properties Inc. | Reduce -10.2% | 0.31% | −0.11 |
| META Meta Platforms Inc. Class A | Reduce -16.4% | 0.28% | −0.10 |
| PAYX Paychex Inc. | Reduce -9.9% | 0.36% | −0.10 |
| KHC The Kraft Heinz Co. | Reduce -9.9% | 0.40% | −0.09 |
| LOW Lowe's Cos Inc. | Reduce -1.6% | 1.05% | −0.08 |
| CVX Chevron Corp. | Reduce -0.6% | 1.52% | −0.07 |
| ATO Atmos Energy Corp. | Reduce -0.7% | 1.46% | −0.07 |
| ABBV Abbvie Inc. | Reduce -2.9% | 0.80% | −0.05 |
| JPM JPMorgan Chase & Co. | Reduce -1.4% | 3.67% | −0.05 |
| EMR Emerson Electric Co. | Reduce -1.9% | 1.37% | −0.04 |
| HON Honeywell International Inc. | Reduce -47.5% | 0.03% | −0.04 |
| SDY SS SPDR S&P Dividend ETF | Reduce -4.0% | 0.52% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.4% | 1.46% | −0.03 |
| MMM 3M Co. | Reduce -3.9% | 1.06% | −0.03 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -7.1% | 0.14% | −0.03 |
| Q Qnity Electronics Inc. | Reduce -28.5% | 0.06% | −0.03 |
| KR Kroger Co. | Reduce -1.4% | 0.23% | −0.03 |
| TSLA Tesla Inc. | Reduce -21.4% | 0.08% | −0.02 |
| IDA Idacorp Inc. | Reduce -3.9% | 0.21% | −0.02 |
| D Dominion Energy Inc. | Reduce -2.5% | 0.24% | −0.02 |
| MDT Medtronic PLC | Reduce -1.3% | 0.81% | −0.02 |
| DIS The Walt Disney Co. | Reduce -1.2% | 0.50% | −0.02 |
| STZ Constellation Brands Inc. Class A | Reduce -16.7% | 0.09% | −0.02 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -21.8% | 0.06% | −0.02 |
| CPB The Campbell's Company | Reduce -71.4% | 0.01% | −0.02 |
| SNY Sanofi-ADR | Reduce -7.0% | 0.21% | −0.01 |
| CHCO City Holding Co. | Reduce -0.1% | 0.23% | −0.01 |
| GLD SPDR Gold Shares | Reduce -26.0% | 0.06% | −0.01 |
| UNP Union Pacific Corp. | Reduce -48.3% | 0.01% | −0.01 |
| CI The Cigna Group | Reduce -12.2% | 0.06% | −0.01 |
| EVRG Evergy Inc. | Reduce -0.1% | 0.18% | −0.01 |
| IP International Paper Co. | Reduce -10.0% | 0.04% | −0.01 |
| ABNB Airbnb Inc. Class A | Sold out | 0.00% | −0.01 |
| ARCC Ares Capital Corp. | Reduce -3.4% | 0.17% | −0.01 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -15.0% | 0.06% | −0.01 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.01 |
| NKE Nike Inc. Class B | Reduce -18.5% | 0.03% | −0.01 |
| WU Western Union Co. | Reduce -37.9% | 0.02% | −0.01 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -1.4% | 0.16% | −0.01 |
| NXPI NXP Semiconductors NV | Reduce -64.7% | 0.00% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +1429.9% | 1.02% | +0.95 |
| USB US Bancorp | Add +0.8% | 4.52% | +0.38 |
| LLY Eli Lilly & Co. | Add +2.2% | 0.61% | +0.18 |
| CRM Salesforce Inc. | Add +0.2% | 1.04% | +0.09 |
| BMY Bristol-Myers Squibb Co. | Add +20.9% | 0.29% | +0.09 |
| CSCO Cisco Systems Inc. | Add +0.3% | 0.82% | +0.08 |
| XOM Exxon Mobil Corp. | Add +0.9% | 1.47% | +0.08 |
| AMZN Amazon.com Inc. | Add +0.5% | 1.85% | +0.06 |
| UPS United Parcel Service Class B | Add +5.1% | 0.22% | +0.04 |
| GM General Motors Co. | Add +5.1% | 0.13% | +0.03 |
| KO The Coca-Cola Co. | Add +0.5% | 0.94% | +0.03 |
| CSX CSX Corp. | Add +548.3% | 0.04% | +0.03 |
| CMI Cummins Inc. | Add +27.9% | 0.08% | +0.03 |
| DASH DoorDash Inc. Class A | New | 0.02% | +0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +50.9% | 0.06% | +0.02 |
| PANW Palo Alto Networks Inc. | New | 0.02% | +0.02 |
| AWK American Water Works Co. Inc. | Add +25.0% | 0.15% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +142.9% | 0.03% | +0.02 |
| PEP Pepsico Inc. | Add +1.8% | 0.84% | +0.02 |
| TM Toyota Motor Corp. -Spon ADR | New | 0.01% | +0.01 |
| JCI Johnson Controls Internation | Add +5.3% | 0.11% | +0.01 |
| CNI Canadian Natl Railway Co. | New | 0.01% | +0.01 |
| EMN Eastman Chemical Co. | New | 0.01% | +0.01 |
| WELL Welltower Inc. | New | 0.01% | +0.01 |
| ORI Old Republic Intl Corp. | New | 0.01% | +0.01 |
| GIS General Mills Inc. | Add +13.2% | 0.29% | +0.01 |
| EQT Eqt Corp. | New | 0.01% | +0.01 |
| AZN Astrazeneca PLC-Spons ADR | New | 0.01% | +0.01 |
| NOC Northrop Grumman Corp. | New | 0.00% | +0.00 |
| GE General Electric | Add +0.8% | 0.35% | +0.00 |
| DOW Dow Inc. | Add +18.4% | 0.02% | +0.00 |
| DJT Trump Media & Technology Gro | New | 0.00% | +0.00 |
| PCT Purecycle Technologies Inc. | New | 0.00% | +0.00 |
| BKR Baker Hughes Co. | Add +100.0% | 0.00% | +0.00 |
| TSN Tyson Foods Inc. Class A | New | 0.00% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +14.9% | 0.02% | +0.00 |
| PBK Powerbank Corp. | New | 0.00% | +0.00 |
| VTRS Viatris Inc. | Add +12.1% | 0.00% | +0.00 |
| BA The Boeing Co. | Add +1.2% | 0.26% | −0.00 |
| RYN Rayonier Inc. | Add +4.3% | 0.00% | −0.00 |
| O Realty Income Corp. | Add +7.6% | 0.40% | −0.01 |
| CLX Clorox Company | Add +11.8% | 0.13% | −0.01 |
| PFE Pfizer Inc. | Add +2.0% | 0.83% | −0.02 |
| DNP DNP Select Income Fund Inc. | Add +1.4% | 3.49% | −0.03 |
| AEE Ameren Corporation | Add +0.7% | 0.78% | −0.05 |
| VZ Verizon Communications Inc. | Add +1.9% | 0.58% | −0.05 |
| OGE Oge Energy Corp. | Add +0.9% | 0.49% | −0.05 |
| SYY Sysco Corp. | Add +0.9% | 0.44% | −0.06 |
| PFF iShares Preferred & Income S | Add +1.6% | 3.12% | −0.08 |
| ENB Enbridge Inc. | Add +1.3% | 1.96% | −0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 315 | $207.9M | USB, AAPL, JPM, DNP, MSFT |
| Q1 2026 | 310 | $190.8M | USB, AAPL, DNP, MSFT, JPM |
| Q4 2025 | 303 | $188.6M | MSFT, USB, AAPL, JPM, DNP |
| Q3 2025 | 293 | $184.8M | MSFT, AAPL, USB, JPM, DNP |
| Q2 2025 | 296 | $174.4M | MSFT, USB, JPM, DNP, AAPL |
| Q1 2025 | 298 | $168.2M | MSFT, AAPL, USB, DNP, JPM |
| Q4 2024 | 303 | $170.0M | MSFT, AAPL, USB, DNP, JPM |