Laraway Financial Advisors Inc

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 14, 2025), Laraway Financial Advisors Inc reported 118 stock positions worth $129.8 million. Its top holding was Apple (AAPL) at 9.3% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 3.8%) and SS SPDR S&P 500 ETF Trust-US (SPY, 3.7%). Compared with Q3 2024, it opened 3 new positions, sold out of 1, added to 40 and reduced 38. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +3%) and the biggest sale SS Health Care Select Sector (XLV, shares −0%).

Most Recent 13F
Q2 2026
Location
SAINT CLOUD, MN
CIK
0001908275
Portfolio Value
$129.8M (Q4 2024)
SEC Filing
0001908275-25-000001 ↗ filed Feb 14, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $113.4M Q1 2024 Q2 2024: $117.1M Q2 2024 Q3 2024: $125.4M Q3 2024 Q4 2024: $129.8M $129.8M Q4 2024 Q1 2025: $125.9M Q1 2025 Q2 2025: $131.8M Q2 2025 Q3 2025: $146.5M Q3 2025 Q4 2025: $153.5M Q4 2025 Q1 2026: $142.3M Q1 2026 Q2 2026: $164.7M Q2 2026

Holdings 118 stocks · $129.8M
AAPL Apple Inc. 9.32% 48,314 $12.1M Reduce -1.0%
VUG Vanguard Mrngstar GR ETF-Sui 3.75% 11,867 $4.9M Add +3.3%
SPY SS SPDR S&P 500 ETF Trust-US 3.71% 8,207 $4.8M Add +4.9%
VTV Vanguard Mrngstr Val ETF-Aui 3.67% 28,134 $4.8M Add +4.5%
MSFT Microsoft Corp. 3.25% 10,017 $4.2M Reduce -0.7%
VEA Vanguard Ftse Developed ETF 2.74% 74,352 $3.6M Add +0.1%
NVDA Nvidia Corp. 2.70% 26,139 $3.5M Add +0.0%
VCIT Vanguard Int-Term Corporate 2.66% 4,298 $3.5M No change
XLV SS Health Care Select Sector 2.54% 24,002 $3.3M Reduce -0.3%
XLG Invesco S&P 500 Top 50 ETF 2.40% 62,356 $3.1M Add +4.5%
GOOGL Alphabet Inc. Class A 2.35% 16,120 $3.1M Reduce -0.9%
XLF SS Financial Select Sector 2.24% 60,165 $2.9M Reduce -0.8%
LLY Eli Lilly & Co. 2.21% 11,969 $2.9M Add +316.8%
BRK.B Berkshire Hathaway Inc. Class B 2.21% 6,323 $2.9M No change
XLK SS Technology Select Sector 1.83% 10,241 $2.4M Reduce -2.3%
RSP Invesco S&P 500 Equal Weight 1.71% 12,690 $2.2M Add +0.1%
AMZN Amazon.com Inc. 1.67% 9,880 $2.2M Add +0.1%
SPSB SS SPDR P St C Corp. ETF 1.59% 69,221 $2.1M Add +0.0%
NFLX Netflix Inc. 1.40% 2,033 $1.8M Reduce -0.5%
COST Costco Wholesale Corp. 1.30% 1,837 $1.7M Reduce -0.3%
SPAB SS SPDR P Agg Bond ETF 1.27% 65,763 $1.6M Reduce -1.3%
UNH Unitedhealth Group Inc. 1.26% 3,225 $1.6M Add +0.1%
XLU St Sr Utl SL SE SPDR ETF-Usd 1.22% 20,893 $1.6M Add +2.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.22% 5,985 $1.6M Reduce -0.7%
WMT Walmart Inc. 1.21% 17,394 $1.6M Add +7.0%
SLYV SS SPDR S&P 600 SC Val ETF 1.20% 17,906 $1.6M Add +0.0%
META Meta Platforms Inc. Class A 1.16% 2,562 $1.5M No change
ORCL Oracle Corp. 0.99% 7,740 $1.3M No change
TMO Thermo Fisher Scientific Inc. 0.97% 2,418 $1.3M No change
GOOG Alphabet Inc. Class C 0.96% 6,574 $1.3M Reduce -1.5%
SPLV Invesco S&P 500 Low Volatili 0.96% 17,802 $1.2M Reduce -0.3%
SCHA Schwab US Small-Cap ETF 0.95% 47,823 $1.2M Reduce -0.2%
HTRB Hartford TTL RTRN BND ETF 0.94% 36,625 $1.2M Reduce -0.6%
CWI State Street SPDR MSCI Acwi 0.84% 39,031 $1.1M Reduce -2.1%
JPST JPMorgan Ultra-Short Income 0.77% 19,755 $995K Reduce -0.4%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.73% 7,820 $945K Reduce -0.3%
FIXD First Trust Smith Opportunis 0.73% 21,952 $943K Add +4.0%
PH Parker Hannifin Corp. 0.72% 1,465 $932K No change
ERIE Erie Indemnity Company Class A 0.68% 2,135 $880K No change
JPM JPMorgan Chase & Co. 0.62% 3,373 $809K No change
LOW Lowe's Cos Inc. 0.61% 3,218 $794K Reduce -1.8%
V Visa Inc. Class A 0.61% 2,500 $790K No change
VGIT Vanguard Intermediate-Term T 0.61% 13,542 $785K Reduce -3.6%
COR Cencora Inc. 0.59% 3,399 $764K Add +3.5%
NEE Nextera Energy Inc. 0.58% 10,538 $755K Add +0.1%
JNJ Johnson & Johnson 0.57% 5,141 $744K Add +7.4%
STZ Constellation Brands Inc. Class A 0.55% 3,215 $711K Reduce -0.8%
PEP Pepsico Inc. 0.52% 4,455 $677K Add +11.8%
HD Home Depot Inc. 0.52% 1,722 $670K No change
DFS Discover Financial Services 0.51% 3,855 $668K Reduce -0.6%
LRCX Lam Research Corp. 0.51% 9,100 $657K Reduce -1.1%
ITW Illinois Tool Works 0.50% 2,550 $647K No change
VLO Valero Energy Corp. 0.49% 5,213 $639K No change
NVO Novo-Nordisk A/S-Spons ADR 0.49% 7,406 $637K No change
SCHP Schwab U.S. Tips ETF 0.48% 24,296 $628K Reduce -6.5%
CWB SS SPDR BB Conv Sec ETF 0.48% 8,000 $623K No change
PG The Procter & Gamble Co. 0.46% 3,580 $600K Add +9.5%
FDX FedEx Corp. 0.45% 2,060 $580K Reduce -0.7%
SPBO SS SPDR P Corp. Bond ETF 0.44% 20,134 $577K Reduce -2.1%
SCHZ Schwab US Aggregate Bond ETF 0.44% 25,239 $573K Reduce -1.0%
UHS Universal Health Services-B 0.44% 3,150 $565K No change
KO The Coca-Cola Co. 0.43% 9,001 $560K Add +3.5%
DKS Dick's Sporting Goods Inc. 0.43% 2,435 $557K Reduce -0.4%
XEL Xcel Energy Inc. 0.41% 7,827 $528K Add +0.1%
FLRN SS SPDR BB Ig Float RT ETF 0.40% 16,685 $513K No change
CDW CDW Corp. 0.38% 2,863 $498K No change
LMBS First Trust Low Duration Opp 0.37% 9,740 $474K Add +0.0%
CMCSA Comcast Corp. Class A 0.36% 12,285 $461K Reduce -0.2%
SCHE Schwab Emrg Mrkts Eqty ETF 0.35% 17,196 $458K Reduce -2.8%
SLYG SS SPDR S&P 600 SC GR ETF 0.35% 5,035 $455K No change
RTX RTX Corp. 0.35% 3,884 $449K Add +0.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.32% 3,671 $409K No change
NKE Nike Inc. Class B 0.31% 5,354 $405K Reduce -1.8%
CSCO Cisco Systems Inc. 0.31% 6,815 $403K No change
VGSH Vanguard Short-Term Treasury 0.31% 6,830 $397K Add +0.0%
JEPI JPMorgan Equity Premium Inco 0.30% 6,875 $396K Add +3.8%
SPMD SS SPDR P S&P 400 Midcap ETF 0.29% 6,766 $370K Reduce -0.4%
YEAR AB Ultra Short Income ETF filed as AB ACTIVE ETFS INC 0.28% 7,206 $363K No change
PYPL PayPal Holdings Inc. 0.28% 4,228 $361K No change
SCHH Schwab US REIT ETF 0.28% 17,090 $360K Reduce -1.5%
VZ Verizon Communications Inc. 0.27% 8,906 $356K Add +11.4%
PM Philip Morris International 0.27% 2,925 $352K No change
AFL Aflac Inc. 0.27% 3,400 $352K No change
SPSM SS SPDR P S&P 600 Small Cap 0.27% 7,825 $351K Add +0.1%
USB US Bancorp 0.27% 7,198 $344K No change
BND Vanguard Total Bond Market 0.26% 4,700 $338K No change
MRK Merck & Co. Inc. 0.26% 3,392 $337K No change
RDVY First Trust Rising Dividend 0.25% 5,578 $330K Add +0.0%
RIGS Alps Strategic Income Fund 0.25% 13,999 $324K Add +0.0%
SPYM Ste STR SPDR PT S&P 500 ETF 0.25% 4,657 $321K Add +37.1%
ABBV Abbvie Inc. 0.25% 1,795 $319K No change
WFC Wells Fargo & Co. 0.24% 4,429 $311K Add +0.0%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.24% 4,022 $309K No change
ADP Automatic Data Processing 0.23% 1,036 $303K No change
VYM Vanguard High DVD Yield ETF 0.23% 2,346 $299K Add +7.3%
MMM 3M Co. 0.23% 2,287 $295K Reduce -2.4%
CAT Caterpillar Inc. 0.23% 813 $295K New
BA The Boeing Co. 0.22% 1,635 $289K Reduce -8.6%
EMR Emerson Electric Co. 0.22% 2,280 $283K No change
WDC Western Digital Corp. 0.21% 4,525 $270K No change
VOO Vanguard S&P 500 ETF 0.20% 484 $261K Add +0.2%
DEO Diageo PLC-Sponsored ADR 0.20% 2,017 $256K No change
TM Toyota Motor Corp. -Spon ADR 0.19% 1,300 $253K No change
PFE Pfizer Inc. 0.19% 9,209 $244K Reduce -0.6%
SDVY First Trust Smid Cap Rising 0.19% 6,814 $244K New
SCHD Schwab US DVD Equity ETF 0.19% 8,844 $242K Add +0.1%
NVS Novartis AG-Sponsored ADR 0.18% 2,467 $240K No change
INTC Intel Corp. 0.18% 11,971 $240K Reduce -16.1%
XLE SS Energy Select Sector 0.18% 2,774 $238K Reduce -1.7%
SPYG SS SPDR P S&P 500 Growth ETF 0.18% 2,696 $237K Add +10.3%
INGR Ingredion Inc. 0.18% 1,675 $230K Add +0.1%
CAH Cardinal Health Inc. 0.17% 1,830 $216K Add +0.1%
CVX Chevron Corp. 0.16% 1,420 $206K Add +14.4%
FICO Fair Isaac Corp. 0.15% 100 $199K New
BALL Ball Corp. 0.15% 3,576 $197K No change
TOTL SS Doubleline TR Tact ETF 0.14% 4,744 $187K Add +4.4%
GIS General Mills Inc. 0.14% 2,898 $185K No change
CVS CVS Health Corp. 0.11% 3,085 $138K Reduce -7.5%

Portfolio Sells Q3 2024 → Q4 2024
XLV SS Health Care Select Sector Reduce -0.3% 2.54% −0.41
MSFT Microsoft Corp. Reduce -0.7% 3.25% −0.21
TGT Target Corp. Sold out 0.00% −0.14
CWI State Street SPDR MSCI Acwi Reduce -2.1% 0.84% −0.13
SPAB SS SPDR P Agg Bond ETF Reduce -1.3% 1.27% −0.12
STZ Constellation Brands Inc. Class A Reduce -0.8% 0.55% −0.12
LOW Lowe's Cos Inc. Reduce -1.8% 0.61% −0.10
LRCX Lam Research Corp. Reduce -1.1% 0.51% −0.09
HTRB Hartford TTL RTRN BND ETF Reduce -0.6% 0.94% −0.09
INTC Intel Corp. Reduce -16.1% 0.18% −0.08
NKE Nike Inc. Class B Reduce -1.8% 0.31% −0.07
SCHP Schwab U.S. Tips ETF Reduce -6.5% 0.48% −0.07
VGIT Vanguard Intermediate-Term T Reduce -3.6% 0.61% −0.07
SPLV Invesco S&P 500 Low Volatili Reduce -0.3% 0.96% −0.06
CVS CVS Health Corp. Reduce -7.5% 0.11% −0.06
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -2.8% 0.35% −0.06
CMCSA Comcast Corp. Class A Reduce -0.2% 0.36% −0.05
XLK SS Technology Select Sector Reduce -2.3% 1.83% −0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.7% 1.22% −0.05
SPBO SS SPDR P Corp. Bond ETF Reduce -2.1% 0.44% −0.05
SCHH Schwab US REIT ETF Reduce -1.5% 0.28% −0.04
SCHZ Schwab US Aggregate Bond ETF Reduce -1.0% 0.44% −0.04
JPST JPMorgan Ultra-Short Income Reduce -0.4% 0.77% −0.04
SCHA Schwab US Small-Cap ETF Reduce -0.2% 0.95% −0.03
MMM 3M Co. Reduce -2.4% 0.23% −0.03
PFE Pfizer Inc. Reduce -0.6% 0.19% −0.03
XLE SS Energy Select Sector Reduce -1.7% 0.18% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.4% 0.29% −0.01
TJX TJX Companies Inc. Reduce -0.3% 0.73% −0.01
FDX FedEx Corp. Reduce -0.7% 0.45% −0.01
COST Costco Wholesale Corp. Reduce -0.3% 1.30% −0.01
BA The Boeing Co. Reduce -8.6% 0.22% +0.01
DKS Dick's Sporting Goods Inc. Reduce -0.4% 0.43% +0.02
XLF SS Financial Select Sector Reduce -0.8% 2.24% +0.05
GOOG Alphabet Inc. Class C Reduce -1.5% 0.96% +0.07
DFS Discover Financial Services Reduce -0.6% 0.51% +0.08
GOOGL Alphabet Inc. Class A Reduce -0.9% 2.35% +0.20
NFLX Netflix Inc. Reduce -0.5% 1.40% +0.24
AAPL Apple Inc. Reduce -1.0% 9.32% +0.25

Portfolio Buys Q3 2024 → Q4 2024
VUG Vanguard Mrngstar GR ETF-Sui Add +3.3% 3.75% +0.23
CAT Caterpillar Inc. New 0.23% +0.23
AMZN Amazon.com Inc. Add +0.1% 1.67% +0.20
SDVY First Trust Smid Cap Rising New 0.19% +0.19
LLY Eli Lilly & Co. Add +316.8% 2.21% +0.18
NVDA Nvidia Corp. Add +0.0% 2.70% +0.17
WMT Walmart Inc. Add +7.0% 1.21% +0.16
FICO Fair Isaac Corp. New 0.15% +0.15
XLG Invesco S&P 500 Top 50 ETF Add +4.5% 2.40% +0.14
SPY SS SPDR S&P 500 ETF Trust-US Add +4.9% 3.71% +0.13
SPYM Ste STR SPDR PT S&P 500 ETF Add +37.1% 0.25% +0.06
WFC Wells Fargo & Co. Add +0.0% 0.24% +0.04
SPYG SS SPDR P S&P 500 Growth ETF Add +10.3% 0.18% +0.02
CVX Chevron Corp. Add +14.4% 0.16% +0.01
PG The Procter & Gamble Co. Add +9.5% 0.46% +0.01
VYM Vanguard High DVD Yield ETF Add +7.3% 0.23% +0.01
CAH Cardinal Health Inc. Add +0.1% 0.17% +0.01
XEL Xcel Energy Inc. Add +0.1% 0.41% +0.00
COR Cencora Inc. Add +3.5% 0.59% −0.00
VOO Vanguard S&P 500 ETF Add +0.2% 0.20% −0.00
INGR Ingredion Inc. Add +0.1% 0.18% −0.01
TOTL SS Doubleline TR Tact ETF Add +4.4% 0.14% −0.01
RDVY First Trust Rising Dividend Add +0.0% 0.25% −0.01
JEPI JPMorgan Equity Premium Inco Add +3.8% 0.30% −0.01
VZ Verizon Communications Inc. Add +11.4% 0.27% −0.01
SCHD Schwab US DVD Equity ETF Add +0.1% 0.19% −0.01
RIGS Alps Strategic Income Fund Add +0.0% 0.25% −0.01
SPSM SS SPDR P S&P 600 Small Cap Add +0.1% 0.27% −0.01
VGSH Vanguard Short-Term Treasury Add +0.0% 0.31% −0.02
LMBS First Trust Low Duration Opp Add +0.0% 0.37% −0.02
PEP Pepsico Inc. Add +11.8% 0.52% −0.02
RTX RTX Corp. Add +0.1% 0.35% −0.03
FIXD First Trust Smith Opportunis Add +4.0% 0.73% −0.04
SLYV SS SPDR S&P 600 SC Val ETF Add +0.0% 1.20% −0.04
JNJ Johnson & Johnson Add +7.4% 0.57% −0.05
KO The Coca-Cola Co. Add +3.5% 0.43% −0.07
VTV Vanguard Mrngstr Val ETF-Aui Add +4.5% 3.67% −0.08
SPSB SS SPDR P St C Corp. ETF Add +0.0% 1.59% −0.08
RSP Invesco S&P 500 Equal Weight Add +0.1% 1.71% −0.10
XLU St Sr Utl SL SE SPDR ETF-Usd Add +2.1% 1.22% −0.10
NEE Nextera Energy Inc. Add +0.1% 0.58% −0.13
UNH Unitedhealth Group Inc. Add +0.1% 1.26% −0.25
VEA Vanguard Ftse Developed ETF Add +0.1% 2.74% −0.39

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 140$164.7MAAPL, VTV, VUG, SPY, VEA
Q1 2026 129$142.3MAAPL, VTV, VUG, SPY, VEA
Q4 2025 131$153.5MAAPL, VUG, VTV, SPY, VEA
Q3 2025 125$146.5MAAPL, VUG, VTV, SPY, MSFT
Q2 2025 124$131.8MAAPL, VUG, VTV, SPY, MSFT
Q1 2025 122$125.9MAAPL, VTV, VUG, SPY, VEA
Q4 2024 118$129.8MAAPL, VUG, SPY, VTV, MSFT
Q3 2024 116$125.4MAAPL, VTV, SPY, VUG, MSFT
Q2 2024 111$117.1MAAPL, VUG, SPY, VTV, MSFT
Q1 2024 111$113.4MAAPL, VTV, VUG, SPY, MSFT