Laraway Financial Advisors Inc

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Laraway Financial Advisors Inc reported 125 stock positions worth $146.5 million. Its top holding was Apple (AAPL) at 8.2% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 4.6%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.2%). Compared with Q2 2025, it opened 3 new positions, sold out of 2, added to 61 and reduced 23. The biggest buy was Berkshire Hathaway Class B (BRK.B, shares +33%) and the biggest sale Netflix (NFLX, shares −1%).

Most Recent 13F
Q2 2026
Location
SAINT CLOUD, MN
CIK
0001908275
Portfolio Value
$146.5M (Q3 2025)
SEC Filing
0001908275-25-000005 ↗ filed Nov 14, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $113.4M Q1 2024 Q2 2024: $117.1M Q2 2024 Q3 2024: $125.4M Q3 2024 Q4 2024: $129.8M Q4 2024 Q1 2025: $125.9M Q1 2025 Q2 2025: $131.8M Q2 2025 Q3 2025: $146.5M $146.5M Q3 2025 Q4 2025: $153.5M Q4 2025 Q1 2026: $142.3M Q1 2026 Q2 2026: $164.7M Q2 2026

Holdings 125 stocks · $146.5M
AAPL Apple Inc. 8.20% 47,198 $12.0M Reduce -0.3%
VUG Vanguard Mrngstar GR ETF-Sui 4.57% 13,948 $6.7M Add +4.6%
VTV Vanguard Mrngstr Val ETF-Aui 4.17% 32,768 $6.1M Add +5.5%
SPY SS SPDR S&P 500 ETF Trust-US 3.71% 8,162 $5.4M Reduce -0.2%
MSFT Microsoft Corp. 3.45% 9,754 $5.1M Add +0.6%
NVDA Nvidia Corp. 3.22% 25,247 $4.7M Reduce -3.4%
VEA Vanguard Ftse Developed ETF 3.21% 78,568 $4.7M Add +2.3%
BRK.B Berkshire Hathaway Inc. Class B 2.87% 8,350 $4.2M Add +33.0%
XLG Invesco S&P 500 Top 50 ETF 2.66% 67,630 $3.9M Add +3.6%
GOOGL Alphabet Inc. Class A 2.63% 15,845 $3.9M Add +0.6%
XLV SS Health Care Select Sector 2.23% 23,468 $3.3M Reduce -0.0%
XLF SS Financial Select Sector 2.22% 60,442 $3.3M Add +2.0%
XLK SS Technology Select Sector 2.12% 11,030 $3.1M Add +2.6%
RSP Invesco S&P 500 Equal Weight 1.69% 13,044 $2.5M Reduce -0.1%
NFLX Netflix Inc. 1.62% 1,985 $2.4M Reduce -1.2%
AMZN Amazon.com Inc. 1.49% 9,958 $2.2M No change
ORCL Oracle Corp. 1.45% 7,570 $2.1M Reduce -0.9%
LLY Eli Lilly & Co. 1.40% 2,680 $2.0M No change
SPSB SS SPDR P St C Corp. ETF 1.38% 66,617 $2.0M Reduce -0.4%
META Meta Platforms Inc. Class A 1.32% 2,640 $1.9M Add +1.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.29% 6,451 $1.9M Add +6.3%
XLU St Sr Utl SL SE SPDR ETF-Usd 1.22% 20,539 $1.8M Add +0.3%
GOOG Alphabet Inc. Class C 1.21% 7,251 $1.8M Add +1.4%
WMT Walmart Inc. 1.19% 16,874 $1.7M Add +0.0%
COST Costco Wholesale Corp. 1.15% 1,819 $1.7M Reduce -0.2%
SPAB SS SPDR P Agg Bond ETF 1.12% 63,656 $1.6M Reduce -0.2%
SLYV SS SPDR S&P 600 SC Val ETF 1.01% 16,669 $1.5M Add +0.6%
SCHA Schwab US Small-Cap ETF 0.97% 50,959 $1.4M Add +9.3%
CWI State Street SPDR MSCI Acwi 0.90% 37,916 $1.3M Reduce -0.2%
SPLV Invesco S&P 500 Low Volatili 0.89% 17,839 $1.3M Add +0.9%
JPST JPMorgan Ultra-Short Income 0.84% 24,349 $1.2M Add +6.4%
LRCX Lam Research Corp. 0.84% 9,200 $1.2M Add +2.2%
HTRB Hartford TTL RTRN BND ETF 0.84% 35,860 $1.2M Reduce -0.4%
TMO Thermo Fisher Scientific Inc. 0.77% 2,318 $1.1M No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.77% 7,775 $1.1M No change
PH Parker Hannifin Corp. 0.76% 1,460 $1.1M No change
UNH Unitedhealth Group Inc. 0.73% 3,096 $1.1M Add +5.6%
JPM JPMorgan Chase & Co. 0.73% 3,371 $1.1M Reduce -0.1%
COR Cencora Inc. 0.69% 3,250 $1.0M Reduce -1.5%
FIXD First Trust Smith Opportunis 0.63% 20,802 $924K Add +0.3%
JNJ Johnson & Johnson 0.63% 4,963 $920K Add +0.0%
VLO Valero Energy Corp. 0.60% 5,188 $883K No change
COF Capital One Financial Corp. 0.57% 3,951 $840K No change
V Visa Inc. Class A 0.57% 2,450 $836K No change
LOW Lowe's Cos Inc. 0.57% 3,320 $834K Add +3.1%
NEE Nextera Energy Inc. 0.53% 10,330 $780K Add +0.1%
VGIT Vanguard Intermediate-Term T 0.52% 12,642 $759K Reduce -0.4%
BRK.A Berkshire Hathaway Inc. Class A 0.51% 1 $754K New
CWB SS SPDR BB Conv Sec ETF 0.47% 7,687 $696K Reduce -2.7%
RTX RTX Corp. 0.45% 3,962 $663K Add +2.0%
HD Home Depot Inc. 0.45% 1,622 $657K No change
UHS Universal Health Services-B 0.44% 3,150 $644K No change
ITW Illinois Tool Works 0.44% 2,450 $639K No change
XEL Xcel Energy Inc. 0.43% 7,855 $633K Add +0.1%
PEP Pepsico Inc. 0.43% 4,457 $626K No change
ERIE Erie Indemnity Company Class A 0.43% 1,960 $624K No change
SCHP Schwab U.S. Tips ETF 0.42% 23,080 $622K Add +0.1%
SPBO SS SPDR P Corp. Bond ETF 0.40% 19,908 $590K Add +0.3%
KO The Coca-Cola Co. 0.40% 8,805 $584K Add +0.1%
SCHE Schwab Emrg Mrkts Eqty ETF 0.39% 17,196 $574K No change
SCHZ Schwab US Aggregate Bond ETF 0.39% 24,392 $572K Reduce -0.8%
JEPI JPMorgan Equity Premium Inco 0.39% 9,936 $567K Add +21.4%
PG The Procter & Gamble Co. 0.39% 3,680 $565K No change
DKS Dick's Sporting Goods Inc. 0.37% 2,446 $544K Add +0.5%
FLRN SS SPDR BB Ig Float RT ETF 0.35% 16,685 $515K No change
WDC Western Digital Corp. 0.35% 4,275 $513K No change
VYM Vanguard High DVD Yield ETF 0.34% 3,548 $500K Add +18.8%
FDX FedEx Corp. 0.33% 2,060 $486K Add +2.5%
PM Philip Morris International 0.32% 2,925 $474K No change
CDW CDW Corp. 0.31% 2,845 $453K No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.31% 7,834 $448K Add +16.4%
SLYG SS SPDR S&P 600 SC GR ETF 0.30% 4,735 $447K No change
CSCO Cisco Systems Inc. 0.30% 6,516 $446K Add +0.0%
NVO Novo-Nordisk A/S-Spons ADR 0.30% 8,006 $444K Add +8.1%
CAT Caterpillar Inc. 0.30% 913 $436K Add +12.3%
LMBS First Trust Low Duration Opp 0.30% 8,697 $433K Reduce -4.3%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.29% 3,924 $428K No change
STZ Constellation Brands Inc. Class A 0.29% 3,165 $426K No change
SPTM SS SPDR P S&P 1500 Comp ETF 0.29% 5,239 $422K Add +37.3%
INTC Intel Corp. 0.29% 12,571 $422K No change
YEAR AB Ultra Short Income ETF filed as AB ACTIVE ETFS INC 0.29% 8,317 $421K Add +9.4%
VZ Verizon Communications Inc. 0.29% 9,584 $421K Add +7.3%
ABBV Abbvie Inc. 0.28% 1,772 $410K No change
RDVY First Trust Rising Dividend 0.28% 6,091 $410K Add +0.0%
WPC WP Carey Inc. 0.28% 6,056 $409K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.27% 5,096 $399K Reduce -0.2%
SDVY First Trust Smid Cap Rising 0.27% 10,351 $394K Add +1.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.27% 3,422 $392K No change
CMCSA Comcast Corp. Class A 0.26% 12,335 $388K Add +2.9%
AFL Aflac Inc. 0.26% 3,400 $380K No change
VCIT Vanguard Int-Term Corporate 0.26% 4,465 $376K Add +3.9%
NKE Nike Inc. Class B 0.25% 5,354 $373K No change
SCHH Schwab US REIT ETF 0.25% 16,853 $364K Reduce -0.8%
BND Vanguard Total Bond Market 0.24% 4,815 $358K Add +2.5%
MMM 3M Co. 0.24% 2,291 $356K Add +0.0%
SPSM SS SPDR P S&P 600 Small Cap 0.24% 7,670 $355K Reduce -1.3%
WFC Wells Fargo & Co. 0.24% 4,181 $350K Add +0.0%
USB US Bancorp 0.24% 7,198 $348K No change
VGSH Vanguard Short-Term Treasury 0.23% 5,619 $331K Reduce -4.5%
RIGS Alps Strategic Income Fund 0.22% 14,010 $326K Add +0.0%
NVS Novartis AG-Sponsored ADR 0.22% 2,467 $316K No change
XLE SS Energy Select Sector 0.21% 3,510 $314K Add +1.6%
VOO Vanguard S&P 500 ETF 0.21% 510 $312K Add +0.2%
CVX Chevron Corp. 0.21% 1,992 $309K Add +12.5%
SPYG SS SPDR P S&P 500 Growth ETF 0.21% 2,914 $305K Add +0.6%
EMR Emerson Electric Co. 0.20% 2,280 $299K No change
TSM Taiwan Semiconductor-SP ADR 0.20% 1,037 $290K Add +10.7%
MRK Merck & Co. Inc. 0.20% 3,443 $289K Add +9.6%
BA The Boeing Co. 0.20% 1,338 $289K No change
CAH Cardinal Health Inc. 0.20% 1,826 $287K Reduce -0.3%
ADP Automatic Data Processing 0.19% 955 $280K No change
PYPL PayPal Holdings Inc. 0.19% 4,128 $277K No change
TSLA Tesla Inc. 0.19% 621 $276K New
GS Goldman Sachs Group Inc. 0.18% 340 $271K Add +13.3%
FDL First Trust Morn DVD Lead Inc. 0.18% 5,913 $257K Add +10.5%
CVS CVS Health Corp. 0.17% 3,381 $255K Add +9.6%
SCHD Schwab US DVD Equity ETF 0.17% 9,136 $249K Add +3.1%
PFE Pfizer Inc. 0.17% 9,759 $249K Add +6.0%
TM Toyota Motor Corp. -Spon ADR 0.17% 1,300 $248K No change
HIDV AB US High Dividend ETF filed as AB ACTIVE ETFS INC 0.17% 3,133 $247K Add +1.0%
MDT Medtronic PLC 0.16% 2,494 $238K New
INGR Ingredion Inc. 0.14% 1,677 $205K Add +0.1%
BALL Ball Corp. 0.12% 3,576 $180K No change
TOTL SS Doubleline TR Tact ETF 0.12% 4,290 $174K No change
FICO Fair Isaac Corp. 0.10% 100 $150K No change

Portfolio Sells Q2 2025 → Q3 2025
NFLX Netflix Inc. Reduce -1.2% 1.62% −0.42
COST Costco Wholesale Corp. Reduce -0.2% 1.15% −0.22
XLV SS Health Care Select Sector Reduce -0.0% 2.23% −0.17
SPSB SS SPDR P St C Corp. ETF Reduce -0.4% 1.38% −0.15
DEO Diageo PLC-Sponsored ADR Sold out 0.00% −0.15
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.2% 3.71% −0.12
SPAB SS SPDR P Agg Bond ETF Reduce -0.2% 1.12% −0.12
RSP Invesco S&P 500 Equal Weight Reduce -0.1% 1.69% −0.11
GIS General Mills Inc. Sold out 0.00% −0.11
HTRB Hartford TTL RTRN BND ETF Reduce -0.4% 0.84% −0.09
VGIT Vanguard Intermediate-Term T Reduce -0.4% 0.52% −0.06
COR Cencora Inc. Reduce -1.5% 0.69% −0.06
LMBS First Trust Low Duration Opp Reduce -4.3% 0.30% −0.04
SCHZ Schwab US Aggregate Bond ETF Reduce -0.8% 0.39% −0.04
CAH Cardinal Health Inc. Reduce -0.3% 0.20% −0.04
CWI State Street SPDR MSCI Acwi Reduce -0.2% 0.90% −0.04
VGSH Vanguard Short-Term Treasury Reduce -4.5% 0.23% −0.04
SCHH Schwab US REIT ETF Reduce -0.8% 0.25% −0.02
CWB SS SPDR BB Conv Sec ETF Reduce -2.7% 0.47% −0.02
JPM JPMorgan Chase & Co. Reduce -0.1% 0.73% −0.02
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.2% 0.27% −0.01
SPSM SS SPDR P S&P 600 Small Cap Reduce -1.3% 0.24% −0.01
NVDA Nvidia Corp. Reduce -3.4% 3.22% +0.08
ORCL Oracle Corp. Reduce -0.9% 1.45% +0.19
AAPL Apple Inc. Reduce -0.3% 8.20% +0.84

Portfolio Buys Q2 2025 → Q3 2025
BRK.B Berkshire Hathaway Inc. Class B Add +33.0% 2.87% +0.55
GOOGL Alphabet Inc. Class A Add +0.6% 2.63% +0.53
BRK.A Berkshire Hathaway Inc. Class A New 0.51% +0.51
GOOG Alphabet Inc. Class C Add +1.4% 1.21% +0.24
TSLA Tesla Inc. New 0.19% +0.19
LRCX Lam Research Corp. Add +2.2% 0.84% +0.18
MDT Medtronic PLC New 0.16% +0.16
VUG Vanguard Mrngstar GR ETF-Sui Add +4.6% 4.57% +0.13
XLG Invesco S&P 500 Top 50 ETF Add +3.6% 2.66% +0.08
SCHA Schwab US Small-Cap ETF Add +9.3% 0.97% +0.08
SPTM SS SPDR P S&P 1500 Comp ETF Add +37.3% 0.29% +0.07
CAT Caterpillar Inc. Add +12.3% 0.30% +0.06
XLK SS Technology Select Sector Add +2.6% 2.12% +0.06
JNJ Johnson & Johnson Add +0.0% 0.63% +0.05
VYM Vanguard High DVD Yield ETF Add +18.8% 0.34% +0.04
TSM Taiwan Semiconductor-SP ADR Add +10.7% 0.20% +0.04
UNH Unitedhealth Group Inc. Add +5.6% 0.73% +0.04
JEPI JPMorgan Equity Premium Inco Add +21.4% 0.39% +0.03
SPMD SS SPDR P S&P 400 Midcap ETF Add +16.4% 0.31% +0.03
LOW Lowe's Cos Inc. Add +3.1% 0.57% +0.03
XEL Xcel Energy Inc. Add +0.1% 0.43% +0.03
GS Goldman Sachs Group Inc. Add +13.3% 0.18% +0.02
RTX RTX Corp. Add +2.0% 0.45% +0.02
CVX Chevron Corp. Add +12.5% 0.21% +0.02
CVS CVS Health Corp. Add +9.6% 0.17% +0.01
MRK Merck & Co. Inc. Add +9.6% 0.20% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +5.5% 4.17% +0.01
SLYV SS SPDR S&P 600 SC Val ETF Add +0.6% 1.01% +0.01
DKS Dick's Sporting Goods Inc. Add +0.5% 0.37% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +6.3% 1.29% +0.01
FDL First Trust Morn DVD Lead Inc. Add +10.5% 0.18% +0.01
PFE Pfizer Inc. Add +6.0% 0.17% +0.00
SPYG SS SPDR P S&P 500 Growth ETF Add +0.6% 0.21% −0.00
HIDV AB US High Dividend ETF Add +1.0% 0.17% −0.00
SDVY First Trust Smid Cap Rising Add +1.7% 0.27% −0.00
YEAR AB Ultra Short Income ETF Add +9.4% 0.29% −0.00
VZ Verizon Communications Inc. Add +7.3% 0.29% −0.01
VOO Vanguard S&P 500 ETF Add +0.2% 0.21% −0.01
SCHD Schwab US DVD Equity ETF Add +3.1% 0.17% −0.01
XLE SS Energy Select Sector Add +1.6% 0.21% −0.01
RDVY First Trust Rising Dividend Add +0.0% 0.28% −0.01
NEE Nextera Energy Inc. Add +0.1% 0.53% −0.01
VCIT Vanguard Int-Term Corporate Add +3.9% 0.26% −0.01
WFC Wells Fargo & Co. Add +0.0% 0.24% −0.01
FDX FedEx Corp. Add +2.5% 0.33% −0.01
BND Vanguard Total Bond Market Add +2.5% 0.24% −0.02
MMM 3M Co. Add +0.0% 0.24% −0.02
RIGS Alps Strategic Income Fund Add +0.0% 0.22% −0.02
INGR Ingredion Inc. Add +0.1% 0.14% −0.03
JPST JPMorgan Ultra-Short Income Add +6.4% 0.84% −0.04

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 140$164.7MAAPL, VTV, VUG, SPY, VEA
Q1 2026 129$142.3MAAPL, VTV, VUG, SPY, VEA
Q4 2025 131$153.5MAAPL, VUG, VTV, SPY, VEA
Q3 2025 125$146.5MAAPL, VUG, VTV, SPY, MSFT
Q2 2025 124$131.8MAAPL, VUG, VTV, SPY, MSFT
Q1 2025 122$125.9MAAPL, VTV, VUG, SPY, VEA
Q4 2024 118$129.8MAAPL, VUG, SPY, VTV, MSFT
Q3 2024 116$125.4MAAPL, VTV, SPY, VUG, MSFT
Q2 2024 111$117.1MAAPL, VUG, SPY, VTV, MSFT
Q1 2024 111$113.4MAAPL, VTV, VUG, SPY, MSFT