Level Financial Advisors
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Level Financial Advisors reported 79 stock positions worth $272.5 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 17.9% of the portfolio, followed by Vanguard Short-Term Treasury (VGSH, 8.9%) and Vanguard Ftse Developed ETF (VEA, 6.6%). Compared with Q3 2024, it opened 6 new positions, sold out of 2, added to 42 and reduced 23. The biggest buy was a new position in United Parcel Service Class B (UPS) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- EAST AMHERST, NY
- CIK
- 0001871734
- Portfolio Value
- $272.5M (Q4 2024)
- SEC Filing
- 0001871734-25-000001 ↗ filed Jan 22, 2025
Holdings Value
Holdings 79 stocks · $272.5M
| VOO Vanguard S&P 500 ETF | 17.88% | 90,409 | $48.7M | Reduce -4.0% |
| VGSH Vanguard Short-Term Treasury | 8.87% | 415,409 | $24.2M | Add +6.8% |
| VEA Vanguard Ftse Developed ETF | 6.65% | 378,711 | $18.1M | Add +10.3% |
| BSV Vanguard Short-Term Bond ETF | 5.01% | 176,557 | $13.6M | Add +2.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.57% | 159,696 | $12.5M | Add +7.0% |
| DUHP Dimensional US High Profi Et | 4.30% | 346,427 | $11.7M | Add +4.8% |
| DFGR Dim Global Real Estate ETF | 3.51% | 374,441 | $9.6M | Add +15.6% |
| VMBS Vanguard Mortgage-Backed Sec | 3.22% | 193,565 | $8.8M | Add +6.9% |
| DFUV Dimensional US Marketwide Va | 3.01% | 200,208 | $8.2M | Reduce -1.0% |
| DFIP Dimensional Inflation-Protec | 2.42% | 163,027 | $6.6M | Add +22.8% |
| AVRE Avantis Real Estate ETF | 2.35% | 153,090 | $6.4M | Reduce -3.7% |
| DFEM Dimensional Emrg MRKT Core | 2.18% | 227,227 | $6.0M | Add +25.1% |
| DFLV Dim US Large Cap Value ETF | 2.17% | 196,806 | $5.9M | Add +15.2% |
| VTI VG Morningstar TS MKT ETF-US | 2.02% | 18,959 | $5.5M | Add +0.5% |
| BNDX Vanguard Total Intl Bond ETF | 1.93% | 107,358 | $5.3M | Add +23.2% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.85% | 118,617 | $5.1M | Reduce -3.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.63% | 26,228 | $4.4M | Add +25.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.57% | 10,410 | $4.3M | Add +51.6% |
| DFAT Dimensional US Target Value | 1.48% | 72,510 | $4.0M | Reduce -1.4% |
| AVEM Avantis Emerging Markets Eq | 1.35% | 62,393 | $3.7M | Add +2.2% |
| DFIS Dimensional International SM | 1.32% | 146,784 | $3.6M | Add +23.9% |
| AVSC Avantis US Small Cap Equity | 1.16% | 58,364 | $3.2M | Add +24.9% |
| DFAE Dimensional Emerging Core Eq | 1.05% | 112,497 | $2.9M | Reduce -11.6% |
| VWO Vanguard Ftse Emerging Marke | 1.00% | 62,154 | $2.7M | Add +26.8% |
| DFSV Dimensional US Small Cap Val | 0.92% | 81,292 | $2.5M | Add +14.6% |
| AVUV Avantis US Small Cap Value | 0.88% | 24,882 | $2.4M | Reduce -14.1% |
| AAPL Apple Inc. | 0.83% | 8,982 | $2.2M | Reduce -3.0% |
| DFSU Dimensional US Sus CORE1 ETF | 0.81% | 58,485 | $2.2M | Add +23.5% |
| VSS Vanguard Ftse All Wo X-US SC | 0.81% | 19,274 | $2.2M | Reduce -10.1% |
| NYF iShares New York Muni Bond E | 0.74% | 38,094 | $2.0M | Reduce -6.0% |
| VTIP Vanguard Short-Term Tips | 0.73% | 40,922 | $2.0M | Reduce -10.4% |
| QUAL iShares MSCI USA Quality Fac | 0.69% | 10,551 | $1.9M | Reduce -1.6% |
| UPS United Parcel Service Class B | 0.57% | 12,382 | $1.6M | New |
| BIV Vanguard Intermediate-Term B | 0.55% | 19,998 | $1.5M | Add +59.5% |
| AVDE Avantis International Equity | 0.51% | 22,652 | $1.4M | Add +23.6% |
| IWC iShares Micro-Cap ETF | 0.49% | 10,175 | $1.3M | Reduce -9.5% |
| BLV Vanguard Long-Term Bond ETF | 0.47% | 18,719 | $1.3M | Add +79.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.45% | 6,220 | $1.2M | Reduce -1.7% |
| XOM Exxon Mobil Corp. | 0.45% | 11,440 | $1.2M | Reduce -30.6% |
| REET iShares Global REIT ETF | 0.45% | 50,963 | $1.2M | Reduce -1.8% |
| VCEB Vanguard ESG US Corp. Bond | 0.40% | 17,433 | $1.1M | Add +28.0% |
| MSFT Microsoft Corp. | 0.37% | 2,380 | $1.0M | Add +1.2% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.36% | 96,122 | $973K | Add +2.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.35% | 3,942 | $947K | Add +44.0% |
| SUSB iShares ESG Aware 1-5 Year U | 0.34% | 37,255 | $920K | Add +27.6% |
| DFSI Dimensional Int Sus COR1 ETF | 0.32% | 26,331 | $865K | Add +67.6% |
| AMZN Amazon.com Inc. | 0.29% | 3,607 | $791K | Add +23.6% |
| DFIV Dimensional International Va | 0.28% | 21,200 | $752K | Reduce -3.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 1,584 | $718K | Add +9.2% |
| AVDV Avantis Intl S/C Value ETF | 0.25% | 10,635 | $692K | Add +7.9% |
| ESGD iShares Trust iShares ESG Aw | 0.25% | 9,067 | $690K | No change |
| NVDA Nvidia Corp. | 0.22% | 4,369 | $587K | New |
| ESGU iShares ESG Aware MSCI USA | 0.21% | 4,433 | $571K | Reduce -2.0% |
| GOOGL Alphabet Inc. Class A | 0.20% | 2,848 | $539K | Add +0.7% |
| NEE Nextera Energy Inc. | 0.18% | 6,861 | $492K | Reduce -2.3% |
| META Meta Platforms Inc. Class A | 0.17% | 802 | $470K | Add +28.5% |
| ESGV Vanguard ESG US Stock ETF | 0.16% | 4,223 | $443K | Reduce -7.9% |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.16% | 8,504 | $433K | Add +26.4% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 3,308 | $425K | Add +21.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 720 | $422K | No change |
| MOG.B Moog Inc. Class B | 0.15% | 2,158 | $421K | New |
| JPM JPMorgan Chase & Co. | 0.15% | 1,728 | $414K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.15% | 8,216 | $412K | Add +0.2% |
| NOC Northrop Grumman Corp. | 0.14% | 805 | $378K | No change |
| NFLX Netflix Inc. | 0.13% | 384 | $342K | Add +2.1% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.12% | 1,771 | $333K | Reduce -0.2% |
| LLY Eli Lilly & Co. | 0.12% | 423 | $327K | Add +18.2% |
| GBTC Grayscale Bitcoin Trust ETF | 0.11% | 4,041 | $299K | No change |
| SUSC iShares ESG Aware Usd Corpor | 0.11% | 12,982 | $295K | Reduce -0.4% |
| AVSE Avantis Resp Emerg MKTS Eq-E | 0.10% | 5,602 | $283K | Add +0.1% |
| IAGG iShares Intl Aggregate Bond | 0.10% | 5,465 | $273K | No change |
| VSGX Vanguard ESG Intl Stock ETF | 0.10% | 4,612 | $261K | Reduce -6.4% |
| GOOG Alphabet Inc. Class C | 0.10% | 1,360 | $259K | No change |
| HD Home Depot Inc. | 0.09% | 647 | $252K | Add +6.1% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.09% | 7,354 | $244K | New |
| GNMA iShares Gnma Bond ETF | 0.09% | 5,597 | $240K | Add +0.3% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.08% | 2,292 | $230K | No change |
| TSLA Tesla Inc. | 0.08% | 532 | $215K | New |
| AVLV Avantis US Large Cap Value | 0.08% | 3,156 | $211K | New |
Portfolio Sells Q3 2024 → Q4 2024
| VOO Vanguard S&P 500 ETF | Reduce -4.0% | 17.88% | −1.09 |
| AVRE Avantis Real Estate ETF | Reduce -3.7% | 2.35% | −0.50 |
| XOM Exxon Mobil Corp. | Reduce -30.6% | 0.45% | −0.29 |
| DFAE Dimensional Emerging Core Eq | Reduce -11.6% | 1.05% | −0.28 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -10.1% | 0.81% | −0.22 |
| DFUV Dimensional US Marketwide Va | Reduce -1.0% | 3.01% | −0.21 |
| AVUV Avantis US Small Cap Value | Reduce -14.1% | 0.88% | −0.18 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -3.2% | 1.85% | −0.17 |
| VTIP Vanguard Short-Term Tips | Reduce -10.4% | 0.73% | −0.13 |
| GE General Electric | Sold out | 0.00% | −0.10 |
| NYF iShares New York Muni Bond E | Reduce -6.0% | 0.74% | −0.10 |
| REET iShares Global REIT ETF | Reduce -1.8% | 0.45% | −0.08 |
| DFAT Dimensional US Target Value | Reduce -1.4% | 1.48% | −0.08 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.08 |
| NEE Nextera Energy Inc. | Reduce -2.3% | 0.18% | −0.05 |
| DFIV Dimensional International Va | Reduce -3.9% | 0.28% | −0.04 |
| QUAL iShares MSCI USA Quality Fac | Reduce -1.6% | 0.69% | −0.04 |
| IWC iShares Micro-Cap ETF | Reduce -9.5% | 0.49% | −0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.7% | 0.45% | −0.03 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -6.4% | 0.10% | −0.02 |
| ESGV Vanguard ESG US Stock ETF | Reduce -7.9% | 0.16% | −0.02 |
| SUSC iShares ESG Aware Usd Corpor | Reduce -0.4% | 0.11% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -2.0% | 0.21% | −0.01 |
| MTB M & T Bank Corp. | Reduce -0.2% | 0.12% | +0.00 |
| AAPL Apple Inc. | Reduce -3.0% | 0.83% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| UPS United Parcel Service Class B | New | 0.57% | +0.57 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +51.6% | 1.57% | +0.56 |
| DFIP Dimensional Inflation-Protec | Add +22.8% | 2.42% | +0.28 |
| BNDX Vanguard Total Intl Bond ETF | Add +23.2% | 1.93% | +0.26 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +25.7% | 1.63% | +0.24 |
| DFEM Dimensional Emrg MRKT Core | Add +25.1% | 2.18% | +0.23 |
| NVDA Nvidia Corp. | New | 0.22% | +0.22 |
| AVSC Avantis US Small Cap Equity | Add +24.9% | 1.16% | +0.20 |
| BIV Vanguard Intermediate-Term B | Add +59.5% | 0.55% | +0.17 |
| BLV Vanguard Long-Term Bond ETF | Add +79.8% | 0.47% | +0.17 |
| DFLV Dim US Large Cap Value ETF | Add +15.2% | 2.17% | +0.16 |
| MOG.B Moog Inc. Class B | New | 0.15% | +0.15 |
| DFSU Dimensional US Sus CORE1 ETF | Add +23.5% | 0.81% | +0.14 |
| DFIS Dimensional International SM | Add +23.9% | 1.32% | +0.11 |
| VWO Vanguard Ftse Emerging Marke | Add +26.8% | 1.00% | +0.11 |
| VGSH Vanguard Short-Term Treasury | Add +6.8% | 8.87% | +0.11 |
| DFSI Dimensional Int Sus COR1 ETF | Add +67.6% | 0.32% | +0.10 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +44.0% | 0.35% | +0.10 |
| DFSE Dimensional Em Sus CORE1 ETF | New | 0.09% | +0.09 |
| DFSV Dimensional US Small Cap Val | Add +14.6% | 0.92% | +0.08 |
| AMZN Amazon.com Inc. | Add +23.6% | 0.29% | +0.08 |
| TSLA Tesla Inc. | New | 0.08% | +0.08 |
| AVLV Avantis US Large Cap Value | New | 0.08% | +0.08 |
| VCEB Vanguard ESG US Corp. Bond | Add +28.0% | 0.40% | +0.06 |
| SUSB iShares ESG Aware 1-5 Year U | Add +27.6% | 0.34% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.0% | 4.57% | +0.05 |
| AVDE Avantis International Equity | Add +23.6% | 0.51% | +0.04 |
| META Meta Platforms Inc. Class A | Add +28.5% | 0.17% | +0.04 |
| ITOT iShares Core S&P Total U.S. | Add +21.0% | 0.16% | +0.03 |
| NFLX Netflix Inc. | Add +2.1% | 0.13% | +0.02 |
| DFSB Dim GLB Sustain Fix Inc. ETF | Add +26.4% | 0.16% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +0.7% | 0.20% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +9.2% | 0.26% | +0.01 |
| LLY Eli Lilly & Co. | Add +18.2% | 0.12% | −0.00 |
| HD Home Depot Inc. | Add +6.1% | 0.09% | −0.00 |
| DUHP Dimensional US High Profi Et | Add +4.8% | 4.30% | −0.00 |
| GNMA iShares Gnma Bond ETF | Add +0.3% | 0.09% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.2% | 0.15% | −0.01 |
| AVDV Avantis Intl S/C Value ETF | Add +7.9% | 0.25% | −0.01 |
| AVSE Avantis Resp Emerg MKTS Eq-E | Add +0.1% | 0.10% | −0.01 |
| MSFT Microsoft Corp. | Add +1.2% | 0.37% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.5% | 2.02% | −0.02 |
| VGSR Vert GLB Sust Re ETF | Add +2.6% | 0.36% | −0.04 |
| VMBS Vanguard Mortgage-Backed Sec | Add +6.9% | 3.22% | −0.04 |
| DFGR Dim Global Real Estate ETF | Add +15.6% | 3.51% | −0.06 |
| AVEM Avantis Emerging Markets Eq | Add +2.2% | 1.35% | −0.16 |
| BSV Vanguard Short-Term Bond ETF | Add +2.2% | 5.01% | −0.18 |
| VEA Vanguard Ftse Developed ETF | Add +10.3% | 6.65% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 95 | $447.5M | VOO, VEA, VGSH, BSV, DUHP |
| Q1 2026 | 92 | $392.1M | VOO, VGSH, VEA, BSV, DFGR |
| Q4 2025 | 95 | $378.2M | VOO, VGSH, VEA, BSV, DUHP |
| Q3 2025 | 94 | $354.8M | VOO, VGSH, VEA, BSV, DUHP |
| Q2 2025 | 90 | $321.4M | VOO, VGSH, VEA, BSV, DUHP |
| Q1 2025 | 85 | $294.1M | VOO, VGSH, VEA, BSV, VCSH |
| Q4 2024 | 79 | $272.5M | VOO, VGSH, VEA, BSV, VCSH |
| Q3 2024 | 75 | $262.0M | VOO, VGSH, VEA, BSV, VCSH |
| Q2 2024 | 67 | $230.8M | VOO, VGSH, VEA, BSV, VCSH |
| Q1 2024 | 72 | $220.5M | VOO, VGSH, VEA, BSV, VCSH |