Lutz Financial Services LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 5, 2026), Lutz Financial Services LLC reported 112 stock positions worth $1.6 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 10.7% of the portfolio, followed by SS SPDR P S&P 500 Value ETF (SPYV, 9.2%) and iShares Core S&P Midcap ETF (IJH, 7.6%). Compared with Q1 2026, it opened 12 new positions, added to 39 and reduced 42. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +2%) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −0%).

Most Recent 13F
Q2 2026
Location
OMAHA, NE
CIK
0001737112
Portfolio Value
$1.6B (Q2 2026)
SEC Filing
0001737112-26-000005 ↗ filed Aug 5, 2026

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.1B Q1 2024 Q2 2024: $1.1B Q2 2024 Q3 2024: $1.2B Q3 2024 Q4 2024: $1.2B Q4 2024 Q1 2025: $1.2B Q1 2025 Q2 2025: $1.3B Q2 2025 Q3 2025: $1.4B Q3 2025 Q4 2025: $1.5B Q4 2025 Q1 2026: $1.5B Q1 2026 Q2 2026: $1.6B $1.6B Q2 2026

Holdings 112 stocks · $1.6B
VOO Vanguard S&P 500 ETF 10.72% 256,299 $176.0M Add +1.7%
SPYV SS SPDR P S&P 500 Value ETF 9.24% 2,496,836 $151.8M Add +2.5%
IJH iShares Core S&P Midcap ETF 7.59% 1,615,391 $124.6M Add +1.1%
BND Vanguard Total Bond Market 6.61% 1,478,462 $108.5M Add +3.3%
VTEB Vanguard Tax-Exempt Bond ETF 5.13% 1,663,916 $84.2M Add +6.0%
MDYV SS SPDR S&P 400 MC Val ETF 4.79% 829,586 $78.7M Add +2.9%
VCSH Vanguard S/T Corp. Bond ETF 4.34% 901,823 $71.3M Add +4.7%
SCHP Schwab U.S. Tips ETF 3.95% 2,445,014 $64.8M Add +4.4%
MBB iShares MBS ETF 3.79% 658,034 $62.2M Add +4.1%
SPY SS SPDR S&P 500 ETF Trust-US 3.00% 65,867 $49.2M Reduce -0.5%
DFAC Dimensional US Core Equity 2 2.51% 928,322 $41.2M Add +0.9%
MUB iShares National Muni Bond E 2.34% 357,361 $38.5M Add +1.2%
DFIC Dimensional International Co. 1.89% 833,294 $31.0M Add +5.4%
IJR iShares Core S&P Small-Cap E 1.76% 194,808 $28.9M Add +1.5%
SCHX Schwab US Large-Cap ETF 1.62% 902,154 $26.6M Add +1.3%
DUHP Dimensional US High Profi Et 1.55% 609,075 $25.4M Add +5.3%
IGSB iShares 1-5Y Inv Grade Corp. 1.53% 478,615 $25.1M Add +0.7%
SCHM Schwab US Mid Cap ETF 1.51% 672,364 $24.8M Reduce -0.9%
IVE iShares S&P 500 Value ETF 1.44% 104,312 $23.7M Reduce -1.1%
BSV Vanguard Short-Term Bond ETF 1.30% 274,930 $21.4M Add +4.1%
AGG iShares Core U.S. Aggregate 1.26% 208,958 $20.7M Reduce -0.1%
DFAS Dimensional US Small Cap ETF 1.20% 238,326 $19.6M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 1.13% 84,845 $18.5M Add +0.0%
QUAL iShares MSCI USA Quality Fac 1.08% 80,645 $17.7M Reduce -0.3%
IVV iShares Core S&P 500 ETF 1.07% 23,501 $17.6M Reduce -1.1%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.07% 88,896 $17.6M Reduce -0.9%
IJJ iShares S&P Mid-Cap 400 Valu 1.06% 118,338 $17.5M Reduce -0.4%
VOOV Vanguard S&P 500 Value ETF 0.96% 71,734 $15.7M Reduce -0.8%
AVUV Avantis US Small Cap Value 0.93% 122,961 $15.3M Add +3.8%
SLYV SS SPDR S&P 600 SC Val ETF 0.91% 136,271 $14.9M Reduce -1.6%
TIP iShares Tips Bond ETF 0.86% 129,565 $14.2M Reduce -0.7%
SCHA Schwab US Small-Cap ETF 0.86% 390,473 $14.1M Reduce -1.5%
IVOV Vanguard S&P Mid-Cap 400 Val 0.79% 114,034 $13.0M Reduce -0.7%
AVDE Avantis International Equity 0.79% 144,861 $12.9M Reduce -1.9%
MDY State Street SPDR S&P Midcap 0.78% 18,176 $12.8M Reduce -0.1%
IUSV iShares Core S&P U.S. Value 0.74% 110,245 $12.1M Reduce -1.2%
DFAT Dimensional US Target Value 0.63% 148,452 $10.4M Reduce -0.7%
DFEM Dimensional Emrg MRKT Core 0.63% 254,366 $10.3M Add +3.5%
STIP iShares 0-5 Year Tips Bond E 0.57% 91,521 $9.3M Add +2.4%
DFUV Dimensional US Marketwide Va 0.50% 148,278 $8.2M Reduce -1.5%
IEMG iShares Core MSCI Emerging 0.45% 88,309 $7.3M Reduce -0.7%
SUB iShares Short-Term National 0.36% 55,231 $5.9M Reduce -3.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.35% 23,984 $5.8M Reduce -0.2%
IJS iShares S&P Small-Cap 600 Va 0.35% 42,637 $5.8M Add +0.7%
IWV iShares Russell 3000 ETF 0.31% 11,854 $5.1M No change
VWO Vanguard Ftse Emerging Marke 0.28% 77,894 $4.6M Add +0.1%
ISTB iShares Core 1-5 Year Usd Bo 0.28% 96,229 $4.6M Add +1.4%
STPZ PIMCO 1-5 Year US Tips Index 0.25% 76,584 $4.1M No change
VTIP Vanguard Short-Term Tips 0.22% 72,601 $3.6M Reduce -4.0%
IWB iShares Russell 1000 ETF 0.17% 6,880 $2.8M Reduce -3.9%
NVDA Nvidia Corp. 0.14% 11,121 $2.2M Add +8.1%
VEA Vanguard Ftse Developed ETF 0.13% 30,620 $2.2M No change
VMBS Vanguard Mortgage-Backed Sec 0.11% 39,757 $1.9M Reduce -4.7%
AAPL Apple Inc. 0.11% 6,200 $1.8M Add +2.5%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.10% 31,486 $1.7M Reduce -0.7%
VNQ Vanguard Real Estate ETF 0.10% 16,270 $1.6M Add +0.0%
DFIV Dimensional International Va 0.10% 29,015 $1.6M Reduce -0.2%
VTI VG Morningstar TS MKT ETF-US 0.08% 3,537 $1.3M Add +2.4%
IWM iShares Russell 2000 ETF 0.08% 4,200 $1.3M No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.08% 3,628 $1.2M Reduce -1.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.07% 15,159 $1.2M Reduce -3.0%
MSFT Microsoft Corp. 0.07% 3,084 $1.2M Reduce -0.5%
IWD iShares Russell 1000 Value E 0.06% 4,010 $972K No change
VIG Vanguard Dividend Apprec ETF 0.06% 4,051 $959K No change
AMZN Amazon.com Inc. 0.05% 3,664 $873K Add +6.1%
DFSD Dimensional Short Duration 0.05% 18,253 $872K Reduce -7.8%
EFA iShares MSCI Eafe ETF 0.05% 7,979 $829K Reduce -1.6%
VB Vanguard Most SM-Cap ETF-Usd 0.05% 2,541 $770K No change
BRK.A Berkshire Hathaway Inc. Class A 0.05% 1 $749K No change
DLN Wisdomtree US Largecap Divid 0.04% 7,456 $718K No change
BRK.B Berkshire Hathaway Inc. Class B 0.04% 1,435 $718K Add +6.3%
GOOGL Alphabet Inc. Class A 0.04% 1,998 $714K Reduce -7.0%
SCHG Schwab US Large-Cap Growth 0.04% 19,349 $655K Add +0.1%
SPMD SS SPDR P S&P 400 Midcap ETF 0.04% 9,264 $626K No change
GOOG Alphabet Inc. Class C 0.04% 1,694 $599K Reduce -3.7%
MU Micron Technology Inc. 0.04% 510 $589K New
DBEF Xtrackers MSCI Eafe Hedged E 0.03% 10,469 $572K No change
AVUS Avantis U.S. Equity ETF 0.03% 4,204 $538K Reduce -0.7%
AVDV Avantis Intl S/C Value ETF 0.03% 5,170 $533K Add +1.0%
AVGO Broadcom Inc. 0.03% 1,407 $531K Add +2.5%
META Meta Platforms Inc. Class A 0.03% 918 $517K Add +16.1%
VT Vanguard Tot World STK ETF 0.03% 3,098 $486K Reduce -2.7%
DFSV Dimensional US Small Cap Val 0.03% 12,351 $479K Add +0.3%
JPM JPMorgan Chase & Co. 0.03% 1,411 $462K Reduce -0.4%
IWN iShares Russell 2000 Value E 0.03% 2,031 $449K Reduce -16.4%
DFCF Dimensional Core Fixed Inc. 0.03% 10,574 $446K Reduce -5.2%
IWR iShares Russell Mid-Cap ETF 0.03% 3,949 $436K Reduce -2.9%
SCHF Schwab Intl Equity ETF 0.03% 14,938 $414K No change
LLY Eli Lilly & Co. 0.02% 340 $408K Reduce -0.6%
QEMM State Street SPDR MSCI Emerg 0.02% 5,015 $401K No change
AVLV Avantis US Large Cap Value 0.02% 4,376 $399K Reduce -3.3%
QQQ Invesco QQQ Trust Series 1 0.02% 539 $397K No change
ILCB iShares Morningstar U.S. Equ 0.02% 3,306 $343K No change
VCIT Vanguard Int-Term Corporate 0.02% 3,686 $305K Add +2.2%
ONEY SS SPDR R1000 Yield Foc ETF 0.02% 2,295 $294K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.02% 3,369 $290K No change
SCHV Schwab US Large-Cap Value 0.02% 8,275 $288K No change
SPEM State Street SP PTF Em ETF 0.02% 5,371 $278K Add +11.3%
AVEM Avantis Emerging Markets Eq 0.02% 2,767 $267K Add +0.0%
AMD Advanced Micro Devices 0.02% 443 $257K New

Show all 112 holdings

Portfolio Sells Q1 2026 → Q2 2026
AGG iShares Core U.S. Aggregate Reduce -0.1% 1.26% −0.14
TIP iShares Tips Bond ETF Reduce -0.7% 0.86% −0.10
AVDE Avantis International Equity Reduce -1.9% 0.79% −0.06
IVE iShares S&P 500 Value ETF Reduce -1.1% 1.44% −0.05
SUB iShares Short-Term National Reduce -3.7% 0.36% −0.05
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.9% 1.07% −0.04
VOOV Vanguard S&P 500 Value ETF Reduce -0.8% 0.96% −0.03
VTIP Vanguard Short-Term Tips Reduce -4.0% 0.22% −0.03
IUSV iShares Core S&P U.S. Value Reduce -1.2% 0.74% −0.03
VMBS Vanguard Mortgage-Backed Sec Reduce -4.7% 0.11% −0.02
DFSD Dimensional Short Duration Reduce -7.8% 0.05% −0.01
DFIV Dimensional International Va Reduce -0.2% 0.10% −0.01
MSFT Microsoft Corp. Reduce -0.5% 0.07% −0.01
DFCF Dimensional Core Fixed Inc. Reduce -5.2% 0.03% −0.00
IWN iShares Russell 2000 Value E Reduce -16.4% 0.03% −0.00
FNDF Schwab Fndmn Intl LRG Co. ETF Reduce -0.7% 0.10% −0.00
EFA iShares MSCI Eafe ETF Reduce -1.6% 0.05% −0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -3.0% 0.07% −0.00
AVLV Avantis US Large Cap Value Reduce -3.3% 0.02% −0.00
IWR iShares Russell Mid-Cap ETF Reduce -2.9% 0.03% 0.00
VT Vanguard Tot World STK ETF Reduce -2.7% 0.03% 0.00
IWB iShares Russell 1000 ETF Reduce -3.9% 0.17% +0.00
JPM JPMorgan Chase & Co. Reduce -0.4% 0.03% +0.00
AVUS Avantis U.S. Equity ETF Reduce -0.7% 0.03% +0.00
GOOGL Alphabet Inc. Class A Reduce -7.0% 0.04% +0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -1.3% 0.08% +0.00
GOOG Alphabet Inc. Class C Reduce -3.7% 0.04% +0.00
LLY Eli Lilly & Co. Reduce -0.6% 0.02% +0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.2% 0.35% +0.00
DFAT Dimensional US Target Value Reduce -0.7% 0.63% +0.00
IVOV Vanguard S&P Mid-Cap 400 Val Reduce -0.7% 0.79% +0.01
DFUV Dimensional US Marketwide Va Reduce -1.5% 0.50% +0.01
IJJ iShares S&P Mid-Cap 400 Valu Reduce -0.4% 1.06% +0.01
MDY State Street SPDR S&P Midcap Reduce -0.1% 0.78% +0.02
SLYV SS SPDR S&P 600 SC Val ETF Reduce -1.6% 0.91% +0.03
IVV iShares Core S&P 500 ETF Reduce -1.1% 1.07% +0.03
IEMG iShares Core MSCI Emerging Reduce -0.7% 0.45% +0.03
QUAL iShares MSCI USA Quality Fac Reduce -0.3% 1.08% +0.03
DFAS Dimensional US Small Cap ETF Reduce -0.2% 1.20% +0.05
SCHA Schwab US Small-Cap ETF Reduce -1.5% 0.86% +0.08
SCHM Schwab US Mid Cap ETF Reduce -0.9% 1.51% +0.10
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.5% 3.00% +0.10

Portfolio Buys Q1 2026 → Q2 2026
VOO Vanguard S&P 500 ETF Add +1.7% 10.72% +0.60
IJH iShares Core S&P Midcap ETF Add +1.1% 7.59% +0.33
MDYV SS SPDR S&P 400 MC Val ETF Add +2.9% 4.79% +0.18
IJR iShares Core S&P Small-Cap E Add +1.5% 1.76% +0.16
DUHP Dimensional US High Profi Et Add +5.3% 1.55% +0.12
DFAC Dimensional US Core Equity 2 Add +0.9% 2.51% +0.11
SCHX Schwab US Large-Cap ETF Add +1.3% 1.62% +0.08
DFEM Dimensional Emrg MRKT Core Add +3.5% 0.63% +0.06
AVUV Avantis US Small Cap Value Add +3.8% 0.93% +0.05
MU Micron Technology Inc. New 0.04% +0.04
IJS iShares S&P Small-Cap 600 Va Add +0.7% 0.35% +0.02
AMD Advanced Micro Devices New 0.02% +0.02
NVDA Nvidia Corp. Add +8.1% 0.14% +0.01
WDC Western Digital Corp. New 0.01% +0.01
INTC Intel Corp. New 0.01% +0.01
DFLV Dim US Large Cap Value ETF New 0.01% +0.01
LRCX Lam Research Corp. New 0.01% +0.01
TSLA Tesla Inc. New 0.01% +0.01
CAT Caterpillar Inc. New 0.01% +0.01
AMAT Applied Materials Inc. New 0.01% +0.01
SNDK Sandisk Corp. New 0.01% +0.01
V Visa Inc. Class A New 0.01% +0.01
IVOO Vanguard S&P Mid-Cap 400 ETF New 0.01% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.0% 1.13% +0.01
AAPL Apple Inc. Add +2.5% 0.11% +0.01
VTI VG Morningstar TS MKT ETF-US Add +2.4% 0.08% +0.01
AMZN Amazon.com Inc. Add +6.1% 0.05% +0.00
AVGO Broadcom Inc. Add +2.5% 0.03% +0.00
DFIC Dimensional International Co. Add +5.4% 1.89% +0.00
SCHG Schwab US Large-Cap Growth Add +0.1% 0.04% +0.00
SPEM State Street SP PTF Em ETF Add +11.3% 0.02% +0.00
AVEM Avantis Emerging Markets Eq Add +0.0% 0.02% +0.00
META Meta Platforms Inc. Class A Add +16.1% 0.03% +0.00
VWO Vanguard Ftse Emerging Marke Add +0.1% 0.28% +0.00
BRK.B Berkshire Hathaway Inc. Class B Add +6.3% 0.04% +0.00
DFSV Dimensional US Small Cap Val Add +0.3% 0.03% +0.00
VNQ Vanguard Real Estate ETF Add +0.0% 0.10% −0.00
VCIT Vanguard Int-Term Corporate Add +2.2% 0.02% −0.00
AVDV Avantis Intl S/C Value ETF Add +1.0% 0.03% −0.00
WMT Walmart Inc. Add +0.4% 0.02% −0.00
SPYV SS SPDR P S&P 500 Value ETF Add +2.5% 9.24% −0.02
ISTB iShares Core 1-5 Year Usd Bo Add +1.4% 0.28% −0.03
STIP iShares 0-5 Year Tips Bond E Add +2.4% 0.57% −0.05
BSV Vanguard Short-Term Bond ETF Add +4.1% 1.30% −0.09
VTEB Vanguard Tax-Exempt Bond ETF Add +6.0% 5.13% −0.14
IGSB iShares 1-5Y Inv Grade Corp. Add +0.7% 1.53% −0.15
MUB iShares National Muni Bond E Add +1.2% 2.34% −0.18
SCHP Schwab U.S. Tips ETF Add +4.4% 3.95% −0.24
MBB iShares MBS ETF Add +4.1% 3.79% −0.24
VCSH Vanguard S/T Corp. Bond ETF Add +4.7% 4.34% −0.25

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 112$1.6BVOO, SPYV, IJH, BND, VTEB
Q1 2026 100$1.5BVOO, SPYV, IJH, BND, VTEB
Q4 2025 102$1.5BVOO, SPYV, IJH, BND, VTEB
Q3 2025 96$1.4BVOO, SPYV, IJH, BND, VTEB
Q2 2025 97$1.3BVOO, SPYV, IJH, BND, VTEB
Q1 2025 95$1.2BVOO, SPYV, IJH, BND, VTEB
Q4 2024 92$1.2BVOO, SPYV, IJH, BND, VTEB
Q3 2024 87$1.2BVOO, SPYV, IJH, BND, VTEB
Q2 2024 87$1.1BVOO, SPYV, IJH, BND, VTEB
Q1 2024 86$1.1BVOO, SPYV, IJH, BND, VTEB