M Wealth Management, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), M Wealth Management, LLC reported 49 stock positions worth $113.9 million. Its top holding was Dimensional US Core Equity M (DFAU) at 23.7% of the portfolio, followed by Pgim Ultra Short Bond ETF (PULS, 14.4%) and SS Doubleline TR Tact ETF (TOTL, 9.7%). Compared with Q2 2025, it opened 4 new positions, sold out of 1, added to 11 and reduced 20. The biggest buy was Dimensional US Core Equity M (DFAU, shares +1%) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- San Diego, CA
- CIK
- 0002026150
- Portfolio Value
- $113.9M (Q3 2025)
- SEC Filing
- 0001172661-25-004346 ↗ filed Oct 21, 2025
Holdings Value
Holdings 49 stocks · $113.9M
| DFAU Dimensional US Core Equity M | 23.69% | 589,523 | $27.0M | Add +1.4% |
| PULS Pgim Ultra Short Bond ETF | 14.41% | 329,202 | $16.4M | Add +2.6% |
| TOTL SS Doubleline TR Tact ETF | 9.74% | 273,342 | $11.1M | Add +1.5% |
| VXUS Vanguard Total Intl Stock | 7.63% | 118,202 | $8.7M | Add +0.4% |
| SCHP Schwab U.S. Tips ETF | 4.54% | 191,606 | $5.2M | Reduce -0.6% |
| DFAC Dimensional US Core Equity 2 | 4.28% | 126,329 | $4.9M | Reduce -5.5% |
| USFR Wisdomtree Floating Rate Tre | 3.86% | 87,496 | $4.4M | Reduce -15.7% |
| PDBC Invesco Optimum Yield Divers | 2.99% | 253,188 | $3.4M | Reduce -1.6% |
| IAUM iShares Gold Trust Micro | 2.59% | 76,528 | $2.9M | No change |
| DFAS Dimensional US Small Cap ETF | 2.24% | 37,229 | $2.5M | Reduce -1.1% |
| UYLD Angel Oak Ultrashort Income | 2.19% | 48,700 | $2.5M | Reduce -8.8% |
| AVGV Avantis All Eq MKTS Val ETF | 1.77% | 28,684 | $2.0M | Reduce -6.0% |
| DFAE Dimensional Emerging Core Eq | 1.54% | 55,691 | $1.8M | Reduce -1.0% |
| JAAA Janus Henderson Aaa Clo ETF | 1.47% | 32,995 | $1.7M | Reduce -8.8% |
| AAPL Apple Inc. | 1.41% | 6,296 | $1.6M | Reduce -24.1% |
| AVUS Avantis U.S. Equity ETF | 1.36% | 14,260 | $1.6M | Reduce -4.7% |
| DFUV Dimensional US Marketwide Va | 1.05% | 26,642 | $1.2M | No change |
| REZ Ishars Res and Multi Reales | 1.04% | 13,909 | $1.2M | Add +1.7% |
| DFAX Dimensional World Ex US Core | 0.98% | 35,704 | $1.1M | Reduce -1.3% |
| GLD SPDR Gold Shares | 0.77% | 2,468 | $877K | Reduce -5.7% |
| GDE Wisdomtree Efficient Gold PL | 0.75% | 14,860 | $853K | No change |
| MMSD Nylim Mackay Muni Short Dura filed as NEW YORK LIFE INVTS ACTIVE E | 0.74% | 33,000 | $842K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.66% | 1,244 | $747K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.61% | 1,455 | $698K | Add +0.1% |
| VDC Vanguard Consumer Staple ETF | 0.57% | 3,046 | $651K | Reduce -12.2% |
| SCHH Schwab US REIT ETF | 0.57% | 29,935 | $646K | Reduce -2.6% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.56% | 16,113 | $638K | Add +1.7% |
| AVUV Avantis US Small Cap Value | 0.53% | 6,030 | $600K | No change |
| AVDV Avantis Intl S/C Value ETF | 0.36% | 4,667 | $416K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.36% | 1,244 | $408K | Add +0.2% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.35% | 7,711 | $394K | No change |
| TSLA Tesla Inc. | 0.34% | 870 | $387K | Reduce -1.1% |
| EFA iShares MSCI Eafe ETF | 0.34% | 4,111 | $384K | No change |
| VT Vanguard Tot World STK ETF | 0.32% | 2,630 | $362K | Reduce -0.4% |
| MSFT Microsoft Corp. | 0.31% | 688 | $356K | No change |
| GLOF iShares Global Equity Factor | 0.30% | 6,571 | $339K | Reduce -2.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.29% | 493 | $328K | Add +12.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.26% | 992 | $291K | Add +0.4% |
| NVDA Nvidia Corp. | 0.25% | 1,530 | $285K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.24% | 3,290 | $279K | Reduce -17.0% |
| OUNZ Vaneck Merk Gold ETF | 0.24% | 7,373 | $274K | No change |
| EWJV iShares MSCI Japan Value ETF | 0.23% | 6,794 | $265K | No change |
| SHYM iShares Short Duration High | 0.22% | 11,200 | $250K | New |
| CGMU Cap Group Municipal Income | 0.22% | 9,109 | $249K | Reduce -12.8% |
| DISV Dimensional International SM | 0.22% | 6,935 | $248K | No change |
| INDA iShares MSCI India ETF | 0.19% | 4,250 | $221K | Add +6.3% |
| VOO Vanguard S&P 500 ETF | 0.19% | 350 | $214K | New |
| VWO Vanguard Ftse Emerging Marke | 0.18% | 3,877 | $210K | New |
| BRW Saba Capital Income & Opport | 0.07% | 10,000 | $78K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| USFR Wisdomtree Floating Rate Tre | Reduce -15.7% | 3.86% | −0.95 |
| UYLD Angel Oak Ultrashort Income | Reduce -8.8% | 2.19% | −0.33 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -8.8% | 1.47% | −0.22 |
| SCHP Schwab U.S. Tips ETF | Reduce -0.6% | 4.54% | −0.21 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.19 |
| AAPL Apple Inc. | Reduce -24.1% | 1.41% | −0.16 |
| DFAC Dimensional US Core Equity 2 | Reduce -5.5% | 4.28% | −0.14 |
| VDC Vanguard Consumer Staple ETF | Reduce -12.2% | 0.57% | −0.13 |
| PDBC Invesco Optimum Yield Divers | Reduce -1.6% | 2.99% | −0.11 |
| AVGV Avantis All Eq MKTS Val ETF | Reduce -6.0% | 1.77% | −0.06 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -17.0% | 0.24% | −0.05 |
| CGMU Cap Group Municipal Income | Reduce -12.8% | 0.22% | −0.04 |
| SCHH Schwab US REIT ETF | Reduce -2.6% | 0.57% | −0.03 |
| AVUS Avantis U.S. Equity ETF | Reduce -4.7% | 1.36% | −0.03 |
| GLOF iShares Global Equity Factor | Reduce -2.1% | 0.30% | −0.00 |
| DFAX Dimensional World Ex US Core | Reduce -1.3% | 0.98% | +0.00 |
| VT Vanguard Tot World STK ETF | Reduce -0.4% | 0.32% | +0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.1% | 2.24% | +0.03 |
| GLD SPDR Gold Shares | Reduce -5.7% | 0.77% | +0.03 |
| DFAE Dimensional Emerging Core Eq | Reduce -1.0% | 1.54% | +0.04 |
| TSLA Tesla Inc. | Reduce -1.1% | 0.34% | +0.08 |
Portfolio Buys Q2 2025 → Q3 2025
| DFAU Dimensional US Core Equity M | Add +1.4% | 23.69% | +0.99 |
| MMSD Nylim Mackay Muni Short Dura | New | 0.74% | +0.74 |
| SHYM iShares Short Duration High | New | 0.22% | +0.22 |
| VOO Vanguard S&P 500 ETF | New | 0.19% | +0.19 |
| VWO Vanguard Ftse Emerging Marke | New | 0.18% | +0.18 |
| VXUS Vanguard Total Intl Stock | Add +0.4% | 7.63% | +0.13 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +12.8% | 0.29% | +0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.1% | 0.61% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.2% | 0.36% | +0.01 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +1.7% | 0.56% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.4% | 0.26% | +0.00 |
| REZ Ishars Res and Multi Reales | Add +1.7% | 1.04% | −0.00 |
| INDA iShares MSCI India ETF | Add +6.3% | 0.19% | −0.01 |
| TOTL SS Doubleline TR Tact ETF | Add +1.5% | 9.74% | −0.22 |
| PULS Pgim Ultra Short Bond ETF | Add +2.6% | 14.41% | −0.32 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 57 | $127.3M | DFAU, PULS, TOTL, VXUS, SCHP |
| Q1 2026 | 55 | $118.8M | DFAU, PULS, TOTL, VXUS, SCHP |
| Q4 2025 | 48 | $114.9M | DFAU, PULS, TOTL, VXUS, SCHP |
| Q3 2025 | 49 | $113.9M | DFAU, PULS, TOTL, VXUS, SCHP |
| Q2 2025 | 46 | $108.4M | DFAU, PULS, TOTL, VXUS, USFR |
| Q1 2025 | 46 | $107.3M | DFAU, PULS, TOTL, VXUS, USFR |
| Q4 2024 | 44 | $109.5M | DFAU, PULS, TOTL, USFR, VXUS |