Marshall & Sterling Wealth Advisors Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Marshall & Sterling Wealth Advisors Inc. reported 643 stock positions worth $156.0 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 7.5% of the portfolio, followed by Wisdomtree U.S. Quality Divi (DGRW, 6.6%) and Vaneck Morningstar Wide Moat (MOAT, 5.5%). Compared with Q2 2025, it opened 59 new positions, sold out of 44, added to 145 and reduced 130. The biggest buy was a new position in iShares MSCI USA Quality Gar (GARP) and the biggest sale Pacer US Cash Cows 100 ETF (COWZ, shares −94%).
- Most Recent 13F
- Q2 2026
- Location
- POUGHKEEPSIE, NY
- CIK
- 0002056315
- Portfolio Value
- $156.0M (Q3 2025)
- SEC Filing
- 0002056315-25-000011 ↗ filed Nov 10, 2025
Holdings Value
Holdings 643 stocks · $156.0M
| VCIT Vanguard Int-Term Corporate | 7.50% | 139,228 | $11.7M | Add +6.5% |
| DGRW Wisdomtree U.S. Quality Divi | 6.61% | 115,956 | $10.3M | Reduce -1.3% |
| MOAT Vaneck Morningstar Wide Moat | 5.54% | 87,353 | $8.6M | Reduce -4.0% |
| RSP Invesco S&P 500 Equal Weight | 5.05% | 41,633 | $7.9M | Add +0.3% |
| VGT Vanguard Info Tech ETF | 4.79% | 10,091 | $7.5M | Add +0.2% |
| VIG Vanguard Dividend Apprec ETF | 3.85% | 27,910 | $6.0M | Reduce -2.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.13% | 10,260 | $4.9M | Reduce -7.5% |
| FDVV Fidelity High Dividend ETF | 2.88% | 80,614 | $4.5M | Reduce -2.4% |
| RWK Invesco S&P Midcap 400 Rev | 2.81% | 35,170 | $4.4M | Add +0.2% |
| QDPL Pacer Met US LRG Cap DVD 400 | 2.81% | 104,558 | $4.4M | Add +0.2% |
| GARP iShares MSCI USA Quality Gar | 2.80% | 66,533 | $4.4M | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.62% | 13,973 | $4.1M | Add +2.1% |
| HEGD Swan Hedged Equity US LG Cap | 2.59% | 162,438 | $4.0M | Add +1.4% |
| TPYP Tortoise North American Pipe | 1.94% | 83,057 | $3.0M | Add +5.2% |
| RSPU Invesco S&P 500 Equal Weight | 1.85% | 37,627 | $2.9M | Add +5.7% |
| FEZ State Street SPDR Euro Stoxx | 1.61% | 40,634 | $2.5M | Add +0.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.56% | 30,434 | $2.4M | Reduce -1.4% |
| AAPL Apple Inc. | 1.44% | 8,871 | $2.3M | Reduce -2.8% |
| ITA iShares U.S. Aerospace & Def | 1.43% | 10,733 | $2.2M | Reduce -3.2% |
| UTWO F/M US Treasury 2 Year Note | 1.41% | 45,384 | $2.2M | Add +3.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.19% | 6,577 | $1.9M | Add +0.0% |
| MSFT Microsoft Corp. | 1.07% | 3,245 | $1.7M | Reduce -4.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.03% | 3,193 | $1.6M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.96% | 2,247 | $1.5M | Reduce -8.6% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.95% | 29,683 | $1.5M | Add +2.1% |
| QUAL iShares MSCI USA Quality Fac | 0.93% | 7,472 | $1.4M | Reduce -23.7% |
| TBIL F/M US Treasury 3 Month Bill | 0.91% | 28,498 | $1.4M | Add +0.6% |
| NSC Norfolk Southern Corp. | 0.87% | 4,543 | $1.4M | Reduce -5.8% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.82% | 22,348 | $1.3M | Reduce -24.3% |
| PG The Procter & Gamble Co. | 0.70% | 7,103 | $1.1M | Reduce -3.0% |
| GLDM SPDR Gold Minishares Trust | 0.65% | 13,347 | $1.0M | Reduce -4.4% |
| NVDA Nvidia Corp. | 0.61% | 5,141 | $958K | Reduce -1.1% |
| SHY iShares 1-3 Year Treasury Bo | 0.59% | 11,137 | $924K | Add +1.0% |
| HELO JPMorgan Hedged Equity ETF | 0.58% | 13,976 | $907K | Reduce -22.5% |
| AMZN Amazon.com Inc. | 0.57% | 4,070 | $894K | Reduce -4.8% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.53% | 8,407 | $834K | Reduce -2.7% |
| OBIL F/M US Treasury 12 Month Bil | 0.50% | 15,508 | $780K | Add +8.8% |
| META Meta Platforms Inc. Class A | 0.46% | 991 | $714K | Add +250.2% |
| AVGO Broadcom Inc. | 0.46% | 2,170 | $711K | Reduce -14.1% |
| XBIL F/M US Treasury 6 Month Bill | 0.44% | 13,715 | $688K | Add +1.1% |
| HD Home Depot Inc. | 0.43% | 1,679 | $674K | Reduce -6.3% |
| GOOGL Alphabet Inc. Class A | 0.42% | 2,702 | $657K | Add +178.3% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.41% | 1,310 | $642K | Reduce -3.0% |
| SHLD Global X Defense Tech ETF | 0.41% | 9,095 | $638K | Add +241.8% |
| AMGN Amgen Inc. | 0.41% | 2,255 | $633K | Reduce -0.8% |
| AXP American Express Co. | 0.39% | 1,859 | $613K | Reduce -4.8% |
| LMT Lockheed Martin Corp. | 0.39% | 1,236 | $611K | Add +0.8% |
| CBOE Cboe Global Markets Inc. | 0.38% | 2,399 | $586K | Reduce -7.3% |
| ETN Eaton Corp. PLC | 0.37% | 1,543 | $572K | Reduce -2.3% |
| LDOS Leidos Holdings Inc. | 0.36% | 3,021 | $568K | Add +65.2% |
| NOW ServiceNow Inc. | 0.36% | 616 | $567K | Add +3.7% |
| ANET Arista Networks Inc. | 0.36% | 3,873 | $564K | Add +3588.6% |
| XAWPX Abrdn Global Premier Propert | 0.36% | 139,693 | $554K | Reduce -3.2% |
| COST Costco Wholesale Corp. | 0.35% | 608 | $550K | Add +0.5% |
| RQI Cohen & Steers Qual Inc. RLTY | 0.35% | 44,051 | $549K | Reduce -1.7% |
| WM Waste Management Inc. | 0.34% | 2,442 | $537K | Reduce -0.4% |
| RFI Cohen & Steers Tot Ret RLTY | 0.34% | 43,740 | $529K | Reduce -5.2% |
| BCPC Balchem Corp. | 0.32% | 3,376 | $506K | No change |
| NNY Nuveen New York Muni Val | 0.31% | 58,798 | $486K | Add +5.0% |
| BSY Bentley Systems Inc. Class B | 0.29% | 8,675 | $446K | Add +3054.6% |
| XLRE SS Real Estate Select Sector | 0.25% | 9,381 | $394K | Add +60.4% |
| MORT Vaneck Mortgage REIT Income | 0.24% | 35,347 | $380K | Add +0.9% |
| JPM JPMorgan Chase & Co. | 0.24% | 1,177 | $370K | Add +1.7% |
| ABBV Abbvie Inc. | 0.24% | 1,594 | $367K | Reduce -7.7% |
| COP Conocophillips | 0.21% | 3,447 | $326K | Add +1.8% |
| SCHW Schwab (charles) Corp. | 0.20% | 3,335 | $317K | Reduce -6.6% |
| GOOG Alphabet Inc. Class C | 0.20% | 1,303 | $317K | Add +0.1% |
| NUSC Nuveen ESG Small-Cap ETF | 0.20% | 7,137 | $314K | Reduce -1.5% |
| COWZ Pacer US Cash Cows 100 ETF | 0.19% | 5,276 | $303K | Reduce -93.5% |
| VYM Vanguard High DVD Yield ETF | 0.19% | 2,137 | $301K | Add +0.6% |
| IWR iShares Russell Mid-Cap ETF | 0.19% | 3,042 | $294K | No change |
| SPYI Neos S&P 500 High Income ETF | 0.19% | 5,538 | $289K | New |
| FIW First Trust Water ETF | 0.18% | 2,557 | $285K | Reduce -3.4% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.18% | 2,547 | $277K | No change |
| CARR Carrier Global Corp. | 0.18% | 4,612 | $275K | Add +1.5% |
| XOM Exxon Mobil Corp. | 0.16% | 2,203 | $248K | Reduce -11.3% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.15% | 5,417 | $237K | Reduce -5.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.15% | 2,440 | $232K | Add +0.2% |
| SYK Stryker Corp. | 0.15% | 639 | $230K | Add +25.5% |
| PSX Phillips 66 | 0.14% | 1,639 | $223K | No change |
| IWD iShares Russell 1000 Value E | 0.14% | 1,084 | $220K | Reduce -0.7% |
| WMT Walmart Inc. | 0.14% | 2,121 | $218K | Add +0.2% |
| ESGD iShares Trust iShares ESG Aw | 0.13% | 2,250 | $208K | Add +4.9% |
| VNLA Janus Henderson Short Durati | 0.13% | 4,129 | $203K | Reduce -7.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 339 | $203K | Add +438.1% |
| ROP Roper Technologies Inc. | 0.13% | 394 | $196K | No change |
| CBU Community Financial System I | 0.12% | 3,150 | $185K | No change |
| SCHP Schwab U.S. Tips ETF | 0.12% | 6,716 | $181K | Add +1.1% |
| ROM Proshares Ultra Technology | 0.12% | 1,947 | $180K | Reduce -12.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.11% | 929 | $173K | Add +0.1% |
| CIBR First Trust Nasdaq Cybersecu | 0.11% | 2,227 | $169K | Add +1066.0% |
| IWM iShares Russell 2000 ETF | 0.11% | 700 | $169K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.11% | 919 | $168K | Reduce -19.7% |
| SOXX iShares Semiconductor ETF | 0.11% | 617 | $167K | New |
| STIP iShares 0-5 Year Tips Bond E | 0.11% | 1,611 | $167K | Add +1.1% |
| CGGR Cap Group Growth Equity | 0.10% | 3,691 | $162K | Add +34.7% |
| ADP Automatic Data Processing | 0.10% | 547 | $161K | Reduce -3.2% |
| FCTR First Trust Lunt US Factor | 0.10% | 4,341 | $154K | Add +0.1% |
| LOW Lowe's Cos Inc. | 0.10% | 605 | $152K | Add +0.5% |
| SCHO Schwab Short-Term US Treas | 0.10% | 6,180 | $151K | Add +1.0% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $2K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| AIRJW Power & Digital Acq -CW24 | *W EXP 03/15/202 | 2,000 | $2K | Add +100.0% |
Total filed on the 13F, all lines: $156.0M.
Portfolio Sells Q2 2025 → Q3 2025
| COWZ Pacer US Cash Cows 100 ETF | Reduce -93.5% | 0.19% | −2.84 |
| ZTS Zoetis Inc. | Sold out | 0.00% | −0.32 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.31 |
| VOX Vanguard Communication Servi | Reduce -94.4% | 0.02% | −0.30 |
| FANG Diamondback Energy Inc. | Sold out | 0.00% | −0.30 |
| QUAL iShares MSCI USA Quality Fac | Reduce -23.7% | 0.93% | −0.28 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -24.3% | 0.82% | −0.26 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -4.0% | 5.54% | −0.23 |
| HELO JPMorgan Hedged Equity ETF | Reduce -22.5% | 0.58% | −0.18 |
| DHR Danaher Corp. | Reduce -95.4% | 0.01% | −0.15 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -7.5% | 3.13% | −0.14 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.6% | 3.85% | −0.11 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.4% | 1.56% | −0.10 |
| PG The Procter & Gamble Co. | Reduce -3.0% | 0.70% | −0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -8.6% | 0.96% | −0.07 |
| AMZN Amazon.com Inc. | Reduce -4.8% | 0.57% | −0.06 |
| MSFT Microsoft Corp. | Reduce -4.1% | 1.07% | −0.06 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -3.0% | 0.41% | −0.05 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -1.3% | 6.61% | −0.05 |
| JMTG Mortgage-Backed Securities | Reduce -87.2% | 0.01% | −0.05 |
| RFI Cohen & Steers Tot Ret RLTY | Reduce -5.2% | 0.34% | −0.04 |
| WM Waste Management Inc. | Reduce -0.4% | 0.34% | −0.03 |
| XAWPX Abrdn Global Premier Propert | Reduce -3.2% | 0.36% | −0.03 |
| CBOE Cboe Global Markets Inc. | Reduce -7.3% | 0.38% | −0.03 |
| FDVV Fidelity High Dividend ETF | Reduce -2.4% | 2.88% | −0.03 |
| IWB iShares Russell 1000 ETF | Reduce -85.1% | 0.00% | −0.03 |
| RQI Cohen & Steers Qual Inc. RLTY | Reduce -1.7% | 0.35% | −0.03 |
| AXP American Express Co. | Reduce -4.8% | 0.39% | −0.03 |
| BBJP JPMorgan Betabuilders Japan | Reduce -93.6% | 0.00% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -11.3% | 0.16% | −0.02 |
| AMGN Amgen Inc. | Reduce -0.8% | 0.41% | −0.02 |
| IHI iShares U.S. Medical Devices | Reduce -89.2% | 0.00% | −0.02 |
| TLT iShares 20+ Year Treasury BD | Reduce -19.0% | 0.07% | −0.02 |
| VNLA Janus Henderson Short Durati | Reduce -7.8% | 0.13% | −0.02 |
| BSX Boston Scientific Corp. | Reduce -17.4% | 0.04% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -61.4% | 0.01% | −0.02 |
| SCHW Schwab (charles) Corp. | Reduce -6.6% | 0.20% | −0.02 |
| CSGP Costar Group Inc. | Reduce -79.3% | 0.00% | −0.02 |
| ADP Automatic Data Processing | Reduce -3.2% | 0.10% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -37.0% | 0.03% | −0.01 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -2.7% | 0.53% | −0.01 |
| ON On Semiconductor | Reduce -77.4% | 0.00% | −0.01 |
| GL Globe Life Inc. | Reduce -55.4% | 0.01% | −0.01 |
| AVGO Broadcom Inc. | Reduce -14.1% | 0.46% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -18.6% | 0.06% | −0.01 |
| ETN Eaton Corp. PLC | Reduce -2.3% | 0.37% | −0.01 |
| MTB M & T Bank Corp. | Reduce -9.9% | 0.07% | −0.01 |
| FCX Freeport-McMoran Inc. | Reduce -64.1% | 0.00% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Reduce -8.7% | 0.07% | −0.01 |
| FIW First Trust Water ETF | Reduce -3.4% | 0.18% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| GARP iShares MSCI USA Quality Gar | New | 2.80% | +2.80 |
| ANET Arista Networks Inc. | Add +3588.6% | 0.36% | +0.35 |
| META Meta Platforms Inc. Class A | Add +250.2% | 0.46% | +0.32 |
| GOOGL Alphabet Inc. Class A | Add +178.3% | 0.42% | +0.31 |
| VGT Vanguard Info Tech ETF | Add +0.2% | 4.79% | +0.30 |
| SHLD Global X Defense Tech ETF | Add +241.8% | 0.41% | +0.30 |
| BSY Bentley Systems Inc. Class B | Add +3054.6% | 0.29% | +0.28 |
| SPYI Neos S&P 500 High Income ETF | New | 0.19% | +0.19 |
| LDOS Leidos Holdings Inc. | Add +65.2% | 0.36% | +0.17 |
| VCIT Vanguard Int-Term Corporate | Add +6.5% | 7.50% | +0.17 |
| RSPU Invesco S&P 500 Equal Weight | Add +5.7% | 1.85% | +0.14 |
| SOXX iShares Semiconductor ETF | New | 0.11% | +0.11 |
| QQQ Invesco QQQ Trust Series 1 | Add +438.1% | 0.13% | +0.11 |
| CIBR First Trust Nasdaq Cybersecu | Add +1066.0% | 0.11% | +0.10 |
| XLRE SS Real Estate Select Sector | Add +60.4% | 0.25% | +0.09 |
| AIQ Global X Art Intel & Tech | New | 0.08% | +0.08 |
| QTUM Defiance Quantum ETF | Add +11614.3% | 0.05% | +0.05 |
| HOLA JPM Intll HDG Eq LDDR Ovrly | New | 0.05% | +0.05 |
| IGM iShares Expanded Tech Sector | New | 0.05% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +0.1% | 0.20% | +0.05 |
| HEGD Swan Hedged Equity US LG Cap | Add +1.4% | 2.59% | +0.05 |
| IEF iShares 7-10 Year Treasury B | New | 0.04% | +0.04 |
| XLK SS Technology Select Sector | Add +2260.0% | 0.04% | +0.04 |
| RWK Invesco S&P Midcap 400 Rev | Add +0.2% | 2.81% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.1% | 2.62% | +0.04 |
| PRU Prudential Financial Inc. | Add +174.2% | 0.06% | +0.03 |
| DGRS Wisdomtree U.S. Smallcap Qua | Add +2.1% | 0.95% | +0.03 |
| FLEX Flex Ltd. | Add +84.4% | 0.06% | +0.03 |
| CGCB Cap Group Core Bond | Add +77.5% | 0.07% | +0.03 |
| TPYP Tortoise North American Pipe | Add +5.2% | 1.94% | +0.03 |
| CGDV Cap Group Dividend Value | Add +43.6% | 0.09% | +0.03 |
| CGGR Cap Group Growth Equity | Add +34.7% | 0.10% | +0.03 |
| CGCP Cap Group Core Plus Income | Add +85.2% | 0.06% | +0.03 |
| CGUS Cap Group Core Equity | Add +45.8% | 0.08% | +0.03 |
| XLF SS Financial Select Sector | New | 0.02% | +0.02 |
| CG The Carlyle Group Inc. | Add +563.5% | 0.03% | +0.02 |
| CGXU Cap Group Intl Focus | Add +48.7% | 0.06% | +0.02 |
| QDPL Pacer Met US LRG Cap DVD 400 | Add +0.2% | 2.81% | +0.02 |
| GPK Graphic Packaging Holding Co. | New | 0.02% | +0.02 |
| XLY SS Consumer Disc Select Sect | New | 0.02% | +0.02 |
| CRWV Coreweave Inc. Class A | New | 0.02% | +0.02 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +47.0% | 0.05% | +0.02 |
| OBIL F/M US Treasury 12 Month Bil | Add +8.8% | 0.50% | +0.02 |
| XLI SS Industrial Select Sector | New | 0.02% | +0.02 |
| INCY Incyte Corp. | New | 0.01% | +0.01 |
| SYK Stryker Corp. | Add +25.5% | 0.15% | +0.01 |
| LMT Lockheed Martin Corp. | Add +0.8% | 0.39% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +1.7% | 0.24% | +0.01 |
| XLV SS Health Care Select Sector | New | 0.01% | +0.01 |
| EZU iShares MSCI Eurozone ETF | New | 0.01% | +0.01 |
Notes & Other Activity Q2 2025 → Q3 2025
| AIRJW Power & Digital Acq -CW24 | *W EXP 03/15/202 | Add +100.0% | 2,000 | $2K |
| PTNQ Pacer Trendpilot 100 ETF | TRENDPILOT 100 | Sold out | 0 | $0before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 337 | $168.9M | VCIT, DGRW, SPYI, FDVV, VGT |
| Q1 2026 | 343 | $152.8M | VCIT, DGRW, SPYI, MOAT, FDVV |
| Q4 2025 | 337 | $151.5M | VCIT, DGRW, MOAT, VGT, VIG |
| Q3 2025 | 643 | $156.0M | VCIT, DGRW, MOAT, RSP, VGT |
| Q2 2025 | 628 | $147.7M | VCIT, DGRW, MOAT, RSP, VGT |
| Q1 2025 | 635 | $147.1M | VCIT, DGRW, MOAT, RSP, VIG |
| Q4 2024 | 358 | $144.7M | DGRW, MOAT, VUG, VCIT, RSP |