Master's Wealth Management Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Master's Wealth Management Inc. reported 65 stock positions worth $278.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 26.7% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 16.3%) and Vanguard Intermediate-Term T (VGIT, 12.6%). Compared with Q3 2025, it opened 20 new positions, sold out of 3, added to 32 and reduced 12. The biggest buy was a new position in Vanguard Intermediate-Term T (VGIT) and the biggest sale Dimensional GLBL Core PL Fix (DFGP, shares −80%).
- Most Recent 13F
- Q2 2026
- Location
- LANCASTER, PA
- CIK
- 0002056521
- Portfolio Value
- $278.1M (Q4 2025)
- SEC Filing
- 0001951757-26-000264 ↗ filed Jan 21, 2026
Holdings Value
Holdings 65 stocks · $278.1M
| DFAC Dimensional US Core Equity 2 | 26.69% | 1,874,718 | $74.2M | Add +6.2% |
| DFAX Dimensional World Ex US Core | 16.33% | 1,387,352 | $45.4M | Add +4.7% |
| VGIT Vanguard Intermediate-Term T | 12.57% | 583,422 | $35.0M | New |
| VGSH Vanguard Short-Term Treasury | 9.52% | 450,609 | $26.5M | New |
| DFAT Dimensional US Target Value | 7.75% | 362,045 | $21.6M | Add +9.3% |
| DUHP Dimensional US High Profi Et | 7.59% | 554,936 | $21.1M | Add +8.0% |
| DIHP Dimensional International Hi | 1.91% | 167,425 | $5.3M | Add +8.5% |
| DFLV Dim US Large Cap Value ETF | 1.76% | 142,810 | $4.9M | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.48% | 81,608 | $4.1M | New |
| DFGP Dimensional GLBL Core PL Fix | 1.24% | 63,993 | $3.5M | Reduce -79.8% |
| VSDM Vanguard Short Tax-Ex Bond | 1.18% | 42,826 | $3.3M | New |
| AAPL Apple Inc. | 1.18% | 12,028 | $3.3M | Add +16.3% |
| DISV Dimensional International SM | 1.14% | 83,718 | $3.2M | New |
| BWZ State Street SPDR Bloomberg | 0.69% | 69,756 | $1.9M | Reduce -76.7% |
| DFCF Dimensional Core Fixed Inc. | 0.62% | 40,777 | $1.7M | Reduce -88.2% |
| DFGR Dim Global Real Estate ETF | 0.45% | 47,704 | $1.3M | Reduce -83.2% |
| PH Parker Hannifin Corp. | 0.39% | 1,239 | $1.1M | Add +3.3% |
| DGCB Dimensional Global Credit | 0.38% | 19,596 | $1.1M | Reduce -75.7% |
| RF Regions Financial Corp. | 0.37% | 38,259 | $1.0M | Reduce -6.0% |
| PLD Prologis Inc. | 0.35% | 7,639 | $975K | Add +12.7% |
| DUSB Dimension Ultrashort Fi ETF | 0.31% | 17,155 | $869K | Reduce -88.4% |
| DFAW Dimensional World Eqty ETF | 0.30% | 11,275 | $834K | New |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.29% | 3,117 | $807K | Add +6.3% |
| HSY The Hershey Co. | 0.27% | 4,196 | $764K | Add +62.2% |
| AVGO Broadcom Inc. | 0.23% | 1,845 | $639K | Add +34.3% |
| SNA Snap-on Inc. | 0.22% | 1,809 | $623K | Add +17.5% |
| MSFT Microsoft Corp. | 0.22% | 1,274 | $616K | Add +192.2% |
| WM Waste Management Inc. | 0.21% | 2,712 | $596K | New |
| CAT Caterpillar Inc. | 0.21% | 1,035 | $593K | Add +3.1% |
| PNC PNC Financial Services Group | 0.19% | 2,507 | $523K | Reduce -5.7% |
| HD Home Depot Inc. | 0.18% | 1,477 | $508K | Add +16.4% |
| UNP Union Pacific Corp. | 0.18% | 2,125 | $492K | Reduce -0.2% |
| PG The Procter & Gamble Co. | 0.17% | 3,310 | $474K | New |
| GOOGL Alphabet Inc. Class A | 0.16% | 1,412 | $442K | New |
| NEE Nextera Energy Inc. | 0.16% | 5,468 | $439K | Add +23.6% |
| VZ Verizon Communications Inc. | 0.16% | 10,674 | $435K | Add +1.8% |
| PSX Phillips 66 | 0.15% | 3,246 | $419K | Add +15.1% |
| CME Cme Group Inc. | 0.15% | 1,519 | $415K | Add +85.0% |
| JPST JPMorgan Ultra-Short Income | 0.13% | 7,312 | $370K | Add +30.0% |
| PAYX Paychex Inc. | 0.13% | 3,223 | $362K | Reduce -28.2% |
| JPM JPMorgan Chase & Co. | 0.13% | 1,118 | $360K | New |
| VOO Vanguard S&P 500 ETF | 0.13% | 557 | $350K | Reduce -34.4% |
| COP Conocophillips | 0.12% | 3,630 | $340K | Add +5.3% |
| ASML ASML Holding NV-NY Reg SHS | 0.12% | 301 | $322K | Add +25.4% |
| KMI Kinder Morgan Inc. | 0.11% | 11,527 | $317K | Add +0.0% |
| GD General Dynamics Corp. | 0.11% | 937 | $316K | Add +15.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.11% | 1,029 | $305K | New |
| LRCX Lam Research Corp. | 0.11% | 1,772 | $303K | New |
| WEC WEC Energy Group Inc. | 0.11% | 2,811 | $296K | Add +8.5% |
| KO The Coca-Cola Co. | 0.10% | 4,149 | $290K | New |
| TSM Taiwan Semiconductor-SP ADR | 0.10% | 953 | $290K | Reduce -2.1% |
| NSC Norfolk Southern Corp. | 0.10% | 948 | $274K | Add +30.8% |
| AFL Aflac Inc. | 0.10% | 2,436 | $269K | New |
| CSX CSX Corp. | 0.10% | 7,351 | $266K | Add +2.6% |
| CSCO Cisco Systems Inc. | 0.09% | 3,180 | $245K | New |
| JNJ Johnson & Johnson | 0.09% | 1,172 | $243K | New |
| NOC Northrop Grumman Corp. | 0.09% | 420 | $240K | Add +1.9% |
| CMCSA Comcast Corp. Class A | 0.08% | 7,619 | $228K | Add +0.0% |
| PEG Public Service Enterprise GP | 0.08% | 2,771 | $223K | Add +13.0% |
| LAMR Lamar Advertising Co. Class A | 0.08% | 1,745 | $221K | Add +3.7% |
| GE General Electric filed as GE AEROSPACE | 0.08% | 711 | $219K | New |
| PNR Pentair PLC | 0.08% | 2,030 | $211K | New |
| DE Deere & Co. | 0.08% | 452 | $210K | Add +2.5% |
| MRK Merck & Co. Inc. | 0.07% | 1,956 | $206K | New |
| MNKD Mannkind Corp. | 0.02% | 12,107 | $69K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| DFGP Dimensional GLBL Core PL Fix | Reduce -79.8% | 1.24% | −6.38 |
| DFCF Dimensional Core Fixed Inc. | Reduce -88.2% | 0.62% | −5.78 |
| DUSB Dimension Ultrashort Fi ETF | Reduce -88.4% | 0.31% | −2.94 |
| BWZ State Street SPDR Bloomberg | Reduce -76.7% | 0.69% | −2.93 |
| DFGR Dim Global Real Estate ETF | Reduce -83.2% | 0.45% | −2.92 |
| DGCB Dimensional Global Credit | Reduce -75.7% | 0.38% | −1.56 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.14 |
| PAYX Paychex Inc. | Reduce -28.2% | 0.13% | −0.12 |
| ITW Illinois Tool Works | Sold out | 0.00% | −0.11 |
| VOO Vanguard S&P 500 ETF | Reduce -34.4% | 0.13% | −0.10 |
| FERG Ferguson Enterprises Inc. | Sold out | 0.00% | −0.09 |
| RF Regions Financial Corp. | Reduce -6.0% | 0.37% | −0.09 |
| PNC PNC Financial Services Group | Reduce -5.7% | 0.19% | −0.04 |
| UNP Union Pacific Corp. | Reduce -0.2% | 0.18% | −0.04 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -2.1% | 0.10% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VGIT Vanguard Intermediate-Term T | New | 12.57% | +12.57 |
| VGSH Vanguard Short-Term Treasury | New | 9.52% | +9.52 |
| DFLV Dim US Large Cap Value ETF | New | 1.76% | +1.76 |
| VTEB Vanguard Tax-Exempt Bond ETF | New | 1.48% | +1.48 |
| VSDM Vanguard Short Tax-Ex Bond | New | 1.18% | +1.18 |
| DISV Dimensional International SM | New | 1.14% | +1.14 |
| DFAW Dimensional World Eqty ETF | New | 0.30% | +0.30 |
| WM Waste Management Inc. | New | 0.21% | +0.21 |
| PG The Procter & Gamble Co. | New | 0.17% | +0.17 |
| GOOGL Alphabet Inc. Class A | New | 0.16% | +0.16 |
| JPM JPMorgan Chase & Co. | New | 0.13% | +0.13 |
| MSFT Microsoft Corp. | Add +192.2% | 0.22% | +0.12 |
| IBM Intl Business Machines Corp. | New | 0.11% | +0.11 |
| LRCX Lam Research Corp. | New | 0.11% | +0.11 |
| KO The Coca-Cola Co. | New | 0.10% | +0.10 |
| AFL Aflac Inc. | New | 0.10% | +0.10 |
| CSCO Cisco Systems Inc. | New | 0.09% | +0.09 |
| JNJ Johnson & Johnson | New | 0.09% | +0.09 |
| GE General Electric | New | 0.08% | +0.08 |
| PNR Pentair PLC | New | 0.08% | +0.08 |
| MRK Merck & Co. Inc. | New | 0.07% | +0.07 |
| HSY The Hershey Co. | Add +62.2% | 0.27% | +0.06 |
| CME Cme Group Inc. | Add +85.0% | 0.15% | +0.05 |
| AAPL Apple Inc. | Add +16.3% | 1.18% | +0.03 |
| AVGO Broadcom Inc. | Add +34.3% | 0.23% | +0.03 |
| ASML ASML Holding NV-NY Reg SHS | Add +25.4% | 0.12% | +0.01 |
| PLD Prologis Inc. | Add +12.7% | 0.35% | +0.01 |
| NEE Nextera Energy Inc. | Add +23.6% | 0.16% | +0.01 |
| JPST JPMorgan Ultra-Short Income | Add +30.0% | 0.13% | +0.01 |
| CAT Caterpillar Inc. | Add +3.1% | 0.21% | +0.01 |
| NSC Norfolk Southern Corp. | Add +30.8% | 0.10% | +0.00 |
| PH Parker Hannifin Corp. | Add +3.3% | 0.39% | −0.00 |
| GD General Dynamics Corp. | Add +15.7% | 0.11% | −0.01 |
| SNA Snap-on Inc. | Add +17.5% | 0.22% | −0.01 |
| PEG Public Service Enterprise GP | Add +13.0% | 0.08% | −0.01 |
| LAMR Lamar Advertising Co. Class A | Add +3.7% | 0.08% | −0.01 |
| DE Deere & Co. | Add +2.5% | 0.08% | −0.01 |
| CSX CSX Corp. | Add +2.6% | 0.10% | −0.01 |
| PSX Phillips 66 | Add +15.1% | 0.15% | −0.02 |
| COP Conocophillips | Add +5.3% | 0.12% | −0.02 |
| CMCSA Comcast Corp. Class A | Add +0.0% | 0.08% | −0.02 |
| WEC WEC Energy Group Inc. | Add +8.5% | 0.11% | −0.02 |
| NOC Northrop Grumman Corp. | Add +1.9% | 0.09% | −0.02 |
| KMI Kinder Morgan Inc. | Add +0.0% | 0.11% | −0.03 |
| HD Home Depot Inc. | Add +16.4% | 0.18% | −0.04 |
| VZ Verizon Communications Inc. | Add +1.8% | 0.16% | −0.04 |
| AJG Arthur J Gallagher & Co. | Add +6.3% | 0.29% | −0.10 |
| DIHP Dimensional International Hi | Add +8.5% | 1.91% | −0.13 |
| DFAT Dimensional US Target Value | Add +9.3% | 7.75% | −0.62 |
| DUHP Dimensional US High Profi Et | Add +8.0% | 7.59% | −0.84 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 91 | $332.3M | DFAC, DFAX, VGIT, VGSH, DFAT |
| Q1 2026 | 82 | $295.3M | DFAC, DFAX, VGIT, VGSH, DFAT |
| Q4 2025 | 65 | $278.1M | DFAC, DFAX, VGIT, VGSH, DFAT |
| Q3 2025 | 48 | $230.4M | DFAC, DFAX, DUHP, DFAT, DFGP |
| Q2 2025 | 45 | $214.3M | DFAC, DFAX, DUHP, DFAT, DFGP |
| Q1 2025 | 40 | $190.5M | DFAC, DFAX, DUHP, DFGP, DFAT |
| Q4 2024 | 40 | $187.3M | DFAC, DFAX, DUHP, DFAT, DFGP |