McNamara Financial Services, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), McNamara Financial Services, Inc. reported 95 stock positions worth $538.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 28.8% of the portfolio, followed by Ste STR SPDR PT DW Eu ETF (SPDW, 17.3%) and State Street SP PTF Em ETF (SPEM, 7.4%). Compared with Q2 2025, it opened 3 new positions, added to 32 and reduced 33. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +35%) and the biggest sale Ste STR SPDR PT DW Eu ETF (SPDW, shares −0%).

Most Recent 13F
Q2 2026
Location
MARSHFIELD, MA
CIK
0001622431
Portfolio Value
$538.1M (Q3 2025)
SEC Filing
0001951757-25-001442 ↗ filed Nov 14, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $467.5M Q1 2024 Q2 2024: $472.9M Q2 2024 Q3 2024: $507.7M Q3 2024 Q4 2024: $425.3M Q4 2024 Q1 2025: $464.8M Q1 2025 Q2 2025: $504.5M Q2 2025 Q3 2025: $538.1M $538.1M Q3 2025 Q4 2025: $527.2M Q4 2025 Q1 2026: $528.4M Q1 2026 Q2 2026: $579.7M Q2 2026

Holdings 95 stocks · $538.1M
IVV iShares Core S&P 500 ETF 28.77% 231,297 $154.8M Reduce -0.5%
SPDW Ste STR SPDR PT DW Eu ETF 17.28% 2,173,193 $93.0M Reduce -0.2%
SPEM State Street SP PTF Em ETF 7.45% 856,227 $40.1M Reduce -0.2%
SPAB SS SPDR P Agg Bond ETF 6.78% 1,410,771 $36.5M Add +1.8%
BIL SS SPDR BB 1-3M T-Bill ETF 5.46% 320,419 $29.4M Add +6.2%
SPSM SS SPDR P S&P 600 Small Cap 3.88% 450,315 $20.9M Add +0.9%
TOTL SS Doubleline TR Tact ETF 3.77% 499,598 $20.3M Add +1.8%
MUB iShares National Muni Bond E 3.45% 174,277 $18.6M Add +2.5%
SPYM Ste STR SPDR PT S&P 500 ETF 2.24% 153,785 $12.0M Reduce -0.4%
VIG Vanguard Dividend Apprec ETF 1.45% 36,245 $7.8M Add +1.4%
VEA Vanguard Ftse Developed ETF 1.41% 126,702 $7.6M Reduce -0.8%
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 1.36% 143,170 $7.3M Add +2.0%
VB Vanguard Most SM-Cap ETF-Usd 1.33% 28,178 $7.2M Reduce -0.7%
VTEB Vanguard Tax-Exempt Bond ETF 1.28% 137,733 $6.9M Add +1.2%
IJR iShares Core S&P Small-Cap E 1.15% 51,951 $6.2M Add +3.0%
VWO Vanguard Ftse Emerging Marke 1.04% 102,843 $5.6M Reduce -0.8%
SUB iShares Short-Term National 0.93% 46,807 $5.0M Add +0.8%
SGOV iShares 0-3 Month Treasury B 0.61% 32,780 $3.3M Add +34.7%
NVDA Nvidia Corp. 0.52% 15,018 $2.8M No change
IWB iShares Russell 1000 ETF 0.50% 7,326 $2.7M Reduce -0.8%
VYM Vanguard High DVD Yield ETF 0.45% 17,190 $2.4M Reduce -0.6%
PRF Invesco Rafi US 1000 ETF 0.36% 43,041 $1.9M Reduce -1.2%
DFIS Dimensional International SM 0.35% 59,567 $1.9M Reduce -0.0%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY 0.34% 58,356 $1.8M Add +2.2%
AAPL Apple Inc. 0.28% 6,006 $1.5M Add +0.0%
PDBC Invesco Optimum Yield Divers 0.28% 113,290 $1.5M Add +3.5%
TFLR T Rowe Price Floating RT ETF 0.28% 28,958 $1.5M Add +4.5%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.27% 6,957 $1.5M Reduce -0.5%
NUDM Nuveen ESG Intl Devel MRK Eq 0.26% 36,974 $1.4M Reduce -0.9%
DFGR Dim Global Real Estate ETF 0.26% 50,271 $1.4M Add +3.2%
TIPX SS SPDR BB 1-10YR Tips ETF 0.24% 67,238 $1.3M Add +4.3%
PEP Pepsico Inc. 0.23% 8,886 $1.2M Reduce -5.3%
IEFA iShares Core MSCI Eafe ETF 0.22% 13,642 $1.2M Reduce -0.0%
VYMI Vanguard Int High DVD YLD Inc. 0.22% 13,682 $1.2M Reduce -3.2%
VWOB Vanguard Emerg MKTS Gov BND 0.19% 15,143 $1.0M Add +4.5%
EMHC SS SPDR BB Em Usd Bond ETF 0.19% 40,189 $1.0M Add +2.2%
GE General Electric filed as GE AEROSPACE 0.19% 3,364 $1.0M No change
EBND State Street SPDR Bloomberg 0.18% 45,854 $979K Add +2.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.18% 3,296 $968K Reduce -2.3%
MINT PIMCO Enhanced Short Maturit 0.15% 7,756 $781K Add +72.6%
AVGO Broadcom Inc. 0.14% 2,348 $775K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.14% 2,495 $743K Reduce -0.4%
NUEM Nuveen ESG Emerging Markets 0.14% 20,462 $730K Reduce -0.1%
JPM JPMorgan Chase & Co. 0.13% 2,181 $688K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.13% 1,430 $686K Reduce -0.1%
SHYG iShares 0-5 YR HY Corp. Bond 0.13% 15,799 $684K Add +3.0%
IWF iShares Russell 1000 Growth 0.12% 1,379 $646K Reduce -9.2%
TT Trane Technologies PLC 0.12% 1,520 $641K No change
XOM Exxon Mobil Corp. 0.12% 5,649 $637K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.12% 3,616 $631K Reduce -0.5%
AMZN Amazon.com Inc. 0.11% 2,764 $607K No change
NYF iShares New York Muni Bond E 0.11% 11,337 $605K Add +11.0%
IEMG iShares Core MSCI Emerging 0.11% 9,039 $596K Reduce -0.5%
JMSI JPM Sus Municipal Income filed as J P MORGAN EXCHANGE TRADED F 0.11% 11,579 $581K Add +2.5%
AGGY Wisdomtree Yield Enhanced US 0.10% 12,765 $565K Add +0.1%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.10% 14,829 $515K Add +44.4%
NUAG Nuveen Enh YLD US Aggr BND 0.09% 23,922 $510K Add +0.6%
NUSC Nuveen ESG Small-Cap ETF 0.09% 11,383 $502K No change
GEV GE Vernova Inc. 0.09% 816 $502K No change
DES Wisdomtree US Smallcap Divid 0.09% 14,040 $473K Add +2.1%
IWD iShares Russell 1000 Value E 0.09% 2,300 $468K Reduce -1.1%
PG The Procter & Gamble Co. 0.09% 3,045 $468K No change
DEM Wisdomtree Emerging Markets 0.08% 9,255 $426K Reduce -0.2%
JNJ Johnson & Johnson 0.08% 2,265 $420K No change
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.08% 12,232 $418K Add +4.2%
SUSA iShares ESG Optimized MSCI U 0.07% 2,888 $392K No change
MSFT Microsoft Corp. 0.07% 734 $380K No change
GS Goldman Sachs Group Inc. 0.07% 460 $366K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.07% 1,911 $356K Reduce -2.5%
TXN Texas Instruments Inc. 0.06% 1,807 $332K Reduce -7.1%
GL Globe Life Inc. 0.06% 2,251 $322K No change
DWM Wisdomtree International Equ 0.06% 4,843 $321K No change
PANW Palo Alto Networks Inc. 0.06% 1,568 $319K No change
ADI Analog Devices Inc. 0.06% 1,272 $313K No change
VOO Vanguard S&P 500 ETF 0.06% 484 $296K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 5,722 $295K No change
IWN iShares Russell 2000 Value E 0.05% 1,657 $293K No change
MUNI PIMCO Intermediate Municipal 0.05% 5,536 $289K Reduce -4.7%
VNQ Vanguard Real Estate ETF 0.05% 3,135 $287K Add +4.5%
CGGR Cap Group Growth Equity 0.05% 6,354 $279K Reduce -3.7%
ACWI iShares MSCI Acwi ETF 0.05% 2,009 $278K Reduce -10.0%
AOA iShares Core 80/20 Aggressiv 0.05% 3,099 $273K Add +2.0%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.05% 6,251 $263K Reduce -3.7%
GOOG Alphabet Inc. Class C 0.05% 1,067 $260K New
XLK SS Technology Select Sector 0.05% 915 $258K No change
FMB First Trust Managed Municipa 0.05% 5,051 $256K Reduce -3.4%
MS Morgan Stanley 0.05% 1,600 $254K No change
DFAS Dimensional US Small Cap ETF 0.05% 3,604 $247K New
CSCO Cisco Systems Inc. 0.04% 3,500 $239K No change
T AT&T Inc. 0.04% 8,244 $233K No change
PXF Invesco Rafi Developed Marke 0.04% 3,798 $232K Reduce -3.8%
BSV Vanguard Short-Term Bond ETF 0.04% 2,784 $220K Add +1.1%
CL Colgate-Palmolive Co. 0.04% 2,576 $206K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.04% 700 $206K New
DXLG Destination XL Group Inc. 0.00% 13,867 $18K No change

Portfolio Sells Q2 2025 → Q3 2025
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.2% 17.28% −0.20
VEA Vanguard Ftse Developed ETF Reduce -0.8% 1.41% −0.03
TXN Texas Instruments Inc. Reduce -7.1% 0.06% −0.02
PEP Pepsico Inc. Reduce -5.3% 0.23% −0.01
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -2.3% 0.18% −0.01
VYMI Vanguard Int High DVD YLD Inc. Reduce -3.2% 0.22% −0.01
IWF iShares Russell 1000 Growth Reduce -9.2% 0.12% −0.01
VYM Vanguard High DVD Yield ETF Reduce -0.6% 0.45% −0.01
ACWI iShares MSCI Acwi ETF Reduce -10.0% 0.05% −0.01
MUNI PIMCO Intermediate Municipal Reduce -4.7% 0.05% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -0.0% 0.22% −0.00
NUDM Nuveen ESG Intl Devel MRK Eq Reduce -0.9% 0.26% −0.00
DEM Wisdomtree Emerging Markets Reduce -0.2% 0.08% −0.00
FMB First Trust Managed Municipa Reduce -3.4% 0.05% −0.00
PRF Invesco Rafi US 1000 ETF Reduce -1.2% 0.36% −0.00
IWD iShares Russell 1000 Value E Reduce -1.1% 0.09% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -2.5% 0.07% −0.00
DFIS Dimensional International SM Reduce -0.0% 0.35% −0.00
CGDV Cap Group Dividend Value Reduce -3.7% 0.05% −0.00
PXF Invesco Rafi Developed Marke Reduce -3.8% 0.04% −0.00
CGGR Cap Group Growth Equity Reduce -3.7% 0.05% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.7% 1.33% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.5% 0.12% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.5% 0.27% −0.00
IWB iShares Russell 1000 ETF Reduce -0.8% 0.50% +0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.4% 0.14% +0.00
NUEM Nuveen ESG Emerging Markets Reduce -0.1% 0.14% +0.00
IEMG iShares Core MSCI Emerging Reduce -0.5% 0.11% +0.00
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.1% 0.13% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.4% 2.24% +0.01
VWO Vanguard Ftse Emerging Marke Reduce -0.8% 1.04% +0.02
IVV iShares Core S&P 500 ETF Reduce -0.5% 28.77% +0.17
SPEM State Street SP PTF Em ETF Reduce -0.2% 7.45% +0.18

Portfolio Buys Q2 2025 → Q3 2025
SGOV iShares 0-3 Month Treasury B Add +34.7% 0.61% +0.13
SPSM SS SPDR P S&P 600 Small Cap Add +0.9% 3.88% +0.11
MINT PIMCO Enhanced Short Maturit Add +72.6% 0.15% +0.06
IJR iShares Core S&P Small-Cap E Add +3.0% 1.15% +0.05
GOOG Alphabet Inc. Class C New 0.05% +0.05
DFAS Dimensional US Small Cap ETF New 0.05% +0.05
AAPL Apple Inc. Add +0.0% 0.28% +0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd New 0.04% +0.04
CGBL Cap Group Core Balanced Add +44.4% 0.10% +0.03
CGNG Cap Group New Geography Eq Add +2.2% 0.34% +0.01
NYF iShares New York Muni Bond E Add +11.0% 0.11% +0.01
VIG Vanguard Dividend Apprec ETF Add +1.4% 1.45% +0.00
CGGO Cap Group Global Growth Add +4.2% 0.08% +0.00
DES Wisdomtree US Smallcap Divid Add +2.1% 0.09% +0.00
AOA iShares Core 80/20 Aggressiv Add +2.0% 0.05% +0.00
VWOB Vanguard Emerg MKTS Gov BND Add +4.5% 0.19% +0.00
VNQ Vanguard Real Estate ETF Add +4.5% 0.05% +0.00
PDBC Invesco Optimum Yield Divers Add +3.5% 0.28% −0.00
BSV Vanguard Short-Term Bond ETF Add +1.1% 0.04% −0.00
JMSI JPM Sus Municipal Income Add +2.5% 0.11% −0.00
TIPX SS SPDR BB 1-10YR Tips ETF Add +4.3% 0.24% −0.00
EMHC SS SPDR BB Em Usd Bond ETF Add +2.2% 0.19% −0.00
DFGR Dim Global Real Estate ETF Add +3.2% 0.26% −0.00
SHYG iShares 0-5 YR HY Corp. Bond Add +3.0% 0.13% −0.00
NUAG Nuveen Enh YLD US Aggr BND Add +0.6% 0.09% −0.00
AGGY Wisdomtree Yield Enhanced US Add +0.1% 0.10% −0.01
TFLR T Rowe Price Floating RT ETF Add +4.5% 0.28% −0.01
EBND State Street SPDR Bloomberg Add +2.5% 0.18% −0.01
BIL SS SPDR BB 1-3M T-Bill ETF Add +6.2% 5.46% −0.02
VTEB Vanguard Tax-Exempt Bond ETF Add +1.2% 1.28% −0.04
SUB iShares Short-Term National Add +0.8% 0.93% −0.05
JMST JPM Ultra-Short Muni Income Add +2.0% 1.36% −0.06
MUB iShares National Muni Bond E Add +2.5% 3.45% −0.07
TOTL SS Doubleline TR Tact ETF Add +1.8% 3.77% −0.14
SPAB SS SPDR P Agg Bond ETF Add +1.8% 6.78% −0.26

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 104$579.7MSPDW, IVV, SPEM, VUG, BIL
Q1 2026 99$528.4MSPDW, IVV, SPEM, BIL, VUG
Q4 2025 101$527.2MSPDW, IVV, SPEM, VUG, SPYV
Q3 2025 95$538.1MIVV, SPDW, SPEM, SPAB, BIL
Q2 2025 92$504.5MIVV, SPDW, SPEM, SPAB, BIL
Q1 2025 89$464.8MIVV, SPDW, SPAB, SPEM, BIL
Q4 2024 70$425.3MIVV, SPDW, SPAB, SPEM, SPSM
Q3 2024 86$507.7MIVV, SPDW, SPAB, SPEM, TOTL
Q2 2024 77$472.9MIVV, SPDW, SPAB, SPEM, TOTL
Q1 2024 68$467.5MIVV, SPDW, SPAB, SPEM, TOTL