Mechanics Bank Trust Department
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Mechanics Bank Trust Department reported 218 stock positions worth $750.3 million. Its top holding was Apple (AAPL) at 7.6% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 6.1%) and Microsoft (MSFT, 4.2%). Compared with Q3 2024, it opened 21 new positions, sold out of 5, added to 60 and reduced 106. The biggest buy was Amazon.com (AMZN, shares +3%) and the biggest sale Apple (AAPL, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- Walnut Creek, CA
- CIK
- 0001439743
- Portfolio Value
- $750.3M (Q4 2024)
- SEC Filing
- 0001085146-25-000253 ↗ filed Jan 16, 2025
Holdings Value
Holdings 218 stocks · $750.3M
| AAPL Apple Inc. | 7.58% | 227,229 | $56.9M | Reduce -16.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 6.05% | 77,504 | $45.4M | Reduce -2.4% |
| MSFT Microsoft Corp. | 4.19% | 74,626 | $31.5M | Add +1.2% |
| GOOGL Alphabet Inc. Class A | 3.19% | 126,393 | $23.9M | Reduce -1.1% |
| JEPI JPMorgan Equity Premium Inco | 2.58% | 336,755 | $19.4M | Add +3.0% |
| COST Costco Wholesale Corp. | 2.39% | 19,595 | $18.0M | Reduce -1.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 2.18% | 153,251 | $16.4M | Reduce -0.7% |
| QQQ Invesco QQQ Trust Series 1 | 2.02% | 29,662 | $15.2M | Reduce -1.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.02% | 36,941 | $15.2M | Reduce -3.0% |
| IWP iShares Russell Mid-Cap Grow | 1.93% | 114,495 | $14.5M | Reduce -1.4% |
| AMZN Amazon.com Inc. | 1.81% | 62,018 | $13.6M | Add +3.0% |
| ORCL Oracle Corp. | 1.67% | 75,131 | $12.5M | Reduce -1.3% |
| BKLN Invesco Senior Loan ETF | 1.66% | 592,210 | $12.5M | Add +14.2% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 1.64% | 28,839 | $12.3M | Reduce -2.9% |
| NVDA Nvidia Corp. | 1.62% | 90,610 | $12.2M | Add +1.2% |
| V Visa Inc. Class A | 1.43% | 33,859 | $10.7M | Add +3.1% |
| MCD McDonald's Corp. | 1.35% | 34,959 | $10.1M | No change |
| IYW iShares Ustechnology ETF | 1.33% | 62,584 | $10.0M | Add +0.1% |
| XOM Exxon Mobil Corp. | 1.30% | 90,814 | $9.8M | Reduce -0.1% |
| JPM JPMorgan Chase & Co. | 1.28% | 40,000 | $9.6M | Add +2.5% |
| MDY State Street SPDR S&P Midcap | 1.24% | 16,378 | $9.3M | Reduce -3.2% |
| PG The Procter & Gamble Co. | 1.23% | 55,199 | $9.3M | Reduce -0.2% |
| CVX Chevron Corp. | 1.21% | 62,722 | $9.1M | Reduce -0.4% |
| ABT Abbott Laboratories | 1.15% | 76,356 | $8.6M | Reduce -0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.08% | 17,831 | $8.1M | Reduce -0.8% |
| JNJ Johnson & Johnson | 1.05% | 54,615 | $7.9M | Reduce -5.1% |
| IJK iShares S&P Mid-Cap 400 Grow | 1.02% | 84,126 | $7.6M | Reduce -0.5% |
| USHY iShares Broad Usd High Yield | 1.02% | 207,780 | $7.6M | Add +1.3% |
| HD Home Depot Inc. | 1.00% | 19,264 | $7.5M | Reduce -1.1% |
| WMT Walmart Inc. | 1.00% | 82,812 | $7.5M | Reduce -1.4% |
| XLK SS Technology Select Sector | 0.93% | 30,007 | $7.0M | Reduce -0.8% |
| IWO iShares Russell 2000 Growth | 0.91% | 23,698 | $6.8M | Reduce -2.5% |
| ADP Automatic Data Processing | 0.90% | 23,157 | $6.8M | Reduce -1.2% |
| TLT iShares 20+ Year Treasury BD | 0.84% | 72,212 | $6.3M | Reduce -25.3% |
| XLF SS Financial Select Sector | 0.84% | 129,718 | $6.3M | Add +3.4% |
| GOOG Alphabet Inc. Class C | 0.82% | 32,360 | $6.2M | Add +11.2% |
| DVY iShares Select Dividend ETF | 0.73% | 41,694 | $5.5M | Reduce -3.3% |
| ROST Ross Stores Inc. | 0.71% | 35,058 | $5.3M | Add +4.2% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.69% | 18,449 | $5.2M | Add +9.1% |
| RSG Republic Services Inc. | 0.67% | 25,049 | $5.0M | Add +0.1% |
| UNH Unitedhealth Group Inc. | 0.63% | 9,350 | $4.7M | Add +5.0% |
| KO The Coca-Cola Co. | 0.62% | 74,137 | $4.6M | Reduce -2.1% |
| HON Honeywell International Inc. | 0.59% | 19,739 | $4.5M | Reduce -0.1% |
| PEP Pepsico Inc. | 0.59% | 28,943 | $4.4M | Reduce -5.2% |
| SPTS SS SPDR P St Term TSY ETF | 0.57% | 146,544 | $4.3M | Reduce -5.4% |
| LLY Eli Lilly & Co. | 0.56% | 5,465 | $4.2M | Add +39.6% |
| AVB Avalonbay Communities Inc. | 0.53% | 18,064 | $4.0M | Reduce -0.2% |
| XLI SS Industrial Select Sector | 0.52% | 29,405 | $3.9M | Reduce -1.5% |
| XLV SS Health Care Select Sector | 0.51% | 28,053 | $3.9M | Add +0.4% |
| IWF iShares Russell 1000 Growth | 0.51% | 9,592 | $3.9M | Reduce -5.4% |
| FDLO Fidelity Low Volat Fact ETF | 0.51% | 62,706 | $3.8M | Add +6.1% |
| MRSH Marsh & McLennan Cos | 0.50% | 17,707 | $3.8M | Add +1.5% |
| VOO Vanguard S&P 500 ETF | 0.50% | 6,945 | $3.7M | Add +16.0% |
| BLK BlackRock Inc. | 0.49% | 3,556 | $3.6M | Reduce -2.2% |
| CSCO Cisco Systems Inc. | 0.48% | 61,451 | $3.6M | Reduce -3.6% |
| SDY SS SPDR S&P Dividend ETF | 0.48% | 27,202 | $3.6M | Reduce -3.2% |
| AGG iShares Core U.S. Aggregate | 0.48% | 36,916 | $3.6M | Add +2.7% |
| GTO Invesco Total Return Bond Et | 0.47% | 76,698 | $3.6M | Reduce -11.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.47% | 39,549 | $3.5M | Reduce -1.9% |
| AVGO Broadcom Inc. | 0.45% | 14,683 | $3.4M | Add +13.8% |
| BMY Bristol-Myers Squibb Co. | 0.43% | 57,154 | $3.2M | Reduce -6.1% |
| MRK Merck & Co. Inc. | 0.43% | 32,346 | $3.2M | Add +0.1% |
| VYM Vanguard High DVD Yield ETF | 0.42% | 24,630 | $3.1M | Reduce -0.1% |
| MO Altria Group Inc. | 0.41% | 58,368 | $3.1M | Reduce -0.5% |
| UYLD Angel Oak Ultrashort Income | 0.40% | 59,430 | $3.0M | Reduce -1.2% |
| IJR iShares Core S&P Small-Cap E | 0.40% | 25,910 | $3.0M | Add +0.0% |
| INDA iShares MSCI India ETF | 0.39% | 56,102 | $3.0M | Add +11.2% |
| GS Goldman Sachs Group Inc. | 0.38% | 4,926 | $2.8M | Reduce -4.3% |
| ENB Enbridge Inc. | 0.37% | 65,839 | $2.8M | Reduce -3.1% |
| MA Mastercard Inc. Class A | 0.37% | 5,278 | $2.8M | Add +0.8% |
| SYK Stryker Corp. | 0.36% | 7,566 | $2.7M | Add +0.0% |
| PM Philip Morris International | 0.35% | 21,979 | $2.6M | Reduce -10.8% |
| PFE Pfizer Inc. | 0.33% | 93,548 | $2.5M | Reduce -7.4% |
| PWR Quanta Services Inc. | 0.32% | 7,593 | $2.4M | Reduce -0.6% |
| LOW Lowe's Cos Inc. | 0.32% | 9,659 | $2.4M | Reduce -2.2% |
| SO The Southern Co. | 0.31% | 28,575 | $2.4M | Reduce -1.2% |
| WM Waste Management Inc. | 0.31% | 11,409 | $2.3M | Add +0.3% |
| PAYX Paychex Inc. | 0.30% | 16,250 | $2.3M | Reduce -1.6% |
| XLY SS Consumer Disc Select Sect | 0.30% | 9,981 | $2.2M | Reduce -8.2% |
| NFLX Netflix Inc. | 0.30% | 2,495 | $2.2M | Reduce -3.8% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.29% | 39,050 | $2.2M | Add +155.4% |
| MCK McKesson Corp. | 0.29% | 3,779 | $2.2M | No change |
| DUK Duke Energy Corp. | 0.29% | 19,944 | $2.1M | Reduce -0.3% |
| DHR Danaher Corp. | 0.28% | 9,233 | $2.1M | Add +14.8% |
| IJH iShares Core S&P Midcap ETF | 0.28% | 33,270 | $2.1M | Reduce -1.6% |
| AMGN Amgen Inc. | 0.27% | 7,854 | $2.0M | Add +1.4% |
| TGT Target Corp. | 0.27% | 15,126 | $2.0M | Reduce -7.7% |
| ABBV Abbvie Inc. | 0.27% | 11,354 | $2.0M | Reduce -0.8% |
| CMG Chipotle Mexican Grill Inc. | 0.26% | 32,314 | $1.9M | Reduce -0.0% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.26% | 25,577 | $1.9M | Add +2.5% |
| ZTS Zoetis Inc. | 0.25% | 11,691 | $1.9M | Reduce -1.7% |
| YUM Yum! Brands Inc. | 0.25% | 13,832 | $1.9M | Add +0.1% |
| UNP Union Pacific Corp. | 0.23% | 7,669 | $1.7M | Reduce -3.0% |
| ADBE Adobe Inc. | 0.23% | 3,868 | $1.7M | Reduce -9.9% |
| IBTH iShares Ibonds Dec 2027 Term | 0.22% | 76,000 | $1.7M | Add +6.3% |
| APH Amphenol Corp. Class A | 0.22% | 24,170 | $1.7M | Reduce -0.7% |
| EMR Emerson Electric Co. | 0.20% | 12,366 | $1.5M | Reduce -7.2% |
| EFG iShares MSCI Eafe Growth ETF | 0.20% | 15,780 | $1.5M | Reduce -35.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.20% | 13,699 | $1.5M | No change |
| FCOM Fidelity MSCI Comm Serv Indx | 0.20% | 25,942 | $1.5M | Reduce -7.6% |
Portfolio Sells Q3 2024 → Q4 2024
| AAPL Apple Inc. | Reduce -16.1% | 7.58% | −0.82 |
| TLT iShares 20+ Year Treasury BD | Reduce -25.3% | 0.84% | −0.42 |
| JNJ Johnson & Johnson | Reduce -5.1% | 1.05% | −0.19 |
| BA The Boeing Co. | Sold out | 0.00% | −0.16 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -35.7% | 0.20% | −0.15 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -0.7% | 2.18% | −0.14 |
| XOM Exxon Mobil Corp. | Reduce -0.1% | 1.30% | −0.12 |
| KO The Coca-Cola Co. | Reduce -2.1% | 0.62% | −0.11 |
| PEP Pepsico Inc. | Reduce -5.2% | 0.59% | −0.10 |
| GTO Invesco Total Return Bond Et | Reduce -11.4% | 0.47% | −0.08 |
| TGT Target Corp. | Reduce -7.7% | 0.27% | −0.07 |
| ADBE Adobe Inc. | Reduce -9.9% | 0.23% | −0.07 |
| PFE Pfizer Inc. | Reduce -7.4% | 0.33% | −0.06 |
| ORCL Oracle Corp. | Reduce -1.3% | 1.67% | −0.06 |
| NKE Nike Inc. Class B | Reduce -24.6% | 0.10% | −0.06 |
| ZTS Zoetis Inc. | Reduce -1.7% | 0.25% | −0.06 |
| SDY SS SPDR S&P Dividend ETF | Reduce -3.2% | 0.48% | −0.05 |
| HD Home Depot Inc. | Reduce -1.1% | 1.00% | −0.05 |
| DVY iShares Select Dividend ETF | Reduce -3.3% | 0.73% | −0.05 |
| PM Philip Morris International | Reduce -10.8% | 0.35% | −0.05 |
| AMT American Tower Corp. | Reduce -26.0% | 0.06% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -0.2% | 1.23% | −0.04 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -5.4% | 0.57% | −0.04 |
| MDY State Street SPDR S&P Midcap | Reduce -3.2% | 1.24% | −0.04 |
| LOW Lowe's Cos Inc. | Reduce -2.2% | 0.32% | −0.04 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -2.9% | 1.64% | −0.04 |
| SO The Southern Co. | Reduce -1.2% | 0.31% | −0.03 |
| ABBV Abbvie Inc. | Reduce -0.8% | 0.27% | −0.03 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.03 |
| INTC Intel Corp. | Sold out | 0.00% | −0.03 |
| LRCX Lam Research Corp. | Reduce -5.1% | 0.14% | −0.03 |
| NOC Northrop Grumman Corp. | Reduce -5.0% | 0.14% | −0.03 |
| UNP Union Pacific Corp. | Reduce -3.0% | 0.23% | −0.03 |
| IDV iShares International Select | Reduce -17.8% | 0.07% | −0.03 |
| CVX Chevron Corp. | Reduce -0.4% | 1.21% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.8% | 1.08% | −0.02 |
| CVS CVS Health Corp. | Reduce -15.1% | 0.04% | −0.02 |
| RYAN Ryan Specialty Holdings Inc. | Reduce -44.1% | 0.03% | −0.02 |
| SBUX Starbucks Corp. | Reduce -10.7% | 0.12% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.9% | 0.47% | −0.02 |
| XLI SS Industrial Select Sector | Reduce -1.5% | 0.52% | −0.02 |
| XLP SS Consumer Staples Sel Sect | Reduce -5.7% | 0.18% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -1.8% | 0.15% | −0.02 |
| DUK Duke Energy Corp. | Reduce -0.3% | 0.29% | −0.02 |
| ICLN iShares Global Clean Energy | Sold out | 0.00% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -8.7% | 0.09% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Reduce -4.9% | 0.10% | −0.02 |
| UPS United Parcel Service Class B | Reduce -2.0% | 0.17% | −0.02 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -25.0% | 0.05% | −0.02 |
| ABT Abbott Laboratories | Reduce -0.8% | 1.15% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| AMZN Amazon.com Inc. | Add +3.0% | 1.81% | +0.32 |
| V Visa Inc. Class A | Add +3.1% | 1.43% | +0.22 |
| BKLN Invesco Senior Loan ETF | Add +14.2% | 1.66% | +0.21 |
| JPM JPMorgan Chase & Co. | Add +2.5% | 1.28% | +0.18 |
| JEPQ JPM Nasdaq Equity Premium | Add +155.4% | 0.29% | +0.18 |
| NVDA Nvidia Corp. | Add +1.2% | 1.62% | +0.17 |
| GOOG Alphabet Inc. Class C | Add +11.2% | 0.82% | +0.17 |
| AVGO Broadcom Inc. | Add +13.8% | 0.45% | +0.16 |
| LLY Eli Lilly & Co. | Add +39.6% | 0.56% | +0.10 |
| VFLO Victoryshares Free Cash Flow | New | 0.09% | +0.09 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +9.1% | 0.69% | +0.09 |
| XLF SS Financial Select Sector | Add +3.4% | 0.84% | +0.08 |
| VOO Vanguard S&P 500 ETF | Add +16.0% | 0.50% | +0.08 |
| HELO JPMorgan Hedged Equity ETF | New | 0.08% | +0.08 |
| IYW iShares Ustechnology ETF | Add +0.1% | 1.33% | +0.07 |
| CRM Salesforce Inc. | New | 0.07% | +0.07 |
| BSX Boston Scientific Corp. | New | 0.06% | +0.06 |
| GEV GE Vernova Inc. | New | 0.05% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +46.1% | 0.15% | +0.05 |
| WCN Waste Connections Inc. | New | 0.05% | +0.05 |
| REGN Regeneron Pharmaceuticals | New | 0.04% | +0.04 |
| ACN Accenture PLC Class A | Add +114.4% | 0.07% | +0.04 |
| XLC SS Comm Select Sector SPDR | New | 0.03% | +0.03 |
| ROST Ross Stores Inc. | Add +4.2% | 0.71% | +0.03 |
| KEYS Keysight Technologies Inc. | New | 0.03% | +0.03 |
| AZO AutoZone Inc. | New | 0.03% | +0.03 |
| ADI Analog Devices Inc. | New | 0.03% | +0.03 |
| DFS Discover Financial Services | New | 0.03% | +0.03 |
| AMD Advanced Micro Devices | New | 0.03% | +0.03 |
| APD Air Products & Chemicals Inc. | Add +79.2% | 0.07% | +0.03 |
| NVO Novo-Nordisk A/S-Spons ADR | New | 0.03% | +0.03 |
| EGP Eastgroup Properties Inc. | New | 0.03% | +0.03 |
| C Citigroup Inc. | New | 0.03% | +0.03 |
| ODFL Old Dominion Freight Line | New | 0.03% | +0.03 |
| BRO Brown & Brown Inc. | New | 0.03% | +0.03 |
| TFIN Triumph Financial Inc. | New | 0.03% | +0.03 |
| NCNO Ncino Inc. | New | 0.03% | +0.03 |
| PGR Progressive Corp. | Add +79.2% | 0.07% | +0.03 |
| MA Mastercard Inc. Class A | Add +0.8% | 0.37% | +0.03 |
| SUSA iShares ESG Optimized MSCI U | Add +55.1% | 0.07% | +0.02 |
| FDLO Fidelity Low Volat Fact ETF | Add +6.1% | 0.51% | +0.02 |
| INTU Intuit Inc. | Add +43.0% | 0.08% | +0.02 |
| DE Deere & Co. | Add +23.9% | 0.10% | +0.02 |
| IBTK iShares Ibonds Dec 2030 Trea | Add +15.5% | 0.15% | +0.01 |
| HSY The Hershey Co. | Add +44.8% | 0.06% | +0.01 |
| IBTH iShares Ibonds Dec 2027 Term | Add +6.3% | 0.22% | +0.01 |
| HUDSON PAC PPTYS INC | New | 0.01% | +0.01 |
| META Meta Platforms Inc. Class A | Add +7.7% | 0.08% | +0.01 |
| GSHD Goosehead Insurance Inc. Class A | Add +4.5% | 0.04% | +0.01 |
| ETN Eaton Corp. PLC | Add +16.5% | 0.04% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 211 | $808.2M | SPY, GOOGL, AAPL, MCHB, MSFT |
| Q1 2026 | 199 | $722.2M | SPY, MCHB, AAPL, GOOGL, MSFT |
| Q4 2025 | 203 | $763.6M | MCHB, SPY, AAPL, GOOGL, MSFT |
| Q3 2025 | 205 | $712.1M | AAPL, MSFT, SPY, GOOGL, IWP |
| Q2 2025 | 213 | $697.5M | AAPL, SPY, MSFT, GOOGL, JEPI |
| Q1 2025 | 217 | $732.8M | AAPL, SPY, MSFT, GOOGL, JEPI |
| Q4 2024 | 218 | $750.3M | AAPL, SPY, MSFT, GOOGL, JEPI |
| Q3 2024 | 202 | $751.2M | AAPL, SPY, MSFT, GOOGL, JEPI |
| Q2 2024 | 197 | $699.0M | SPY, MSFT, AAPL, GOOGL, LQD |
| Q1 2024 | 192 | $681.3M | SPY, MSFT, AAPL, GOOGL, LQD |