Montecito Bank & Trust

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 21, 2025), Montecito Bank & Trust reported 273 stock positions worth $577.1 million. Its top holding was iShares Russell 1000 Growth (IWF) at 5.4% of the portfolio, followed by Nvidia (NVDA, 5.0%) and Microsoft (MSFT, 3.7%). Compared with Q3 2024, it opened 7 new positions, sold out of 12, added to 83 and reduced 116. The biggest buy was Vanguard Short-Term Treasury (VGSH, shares +15%) and the biggest sale Vanguard Intermediate-Term T (VGIT, shares −34%).

Most Recent 13F
Q2 2026
Location
SANTA BARBARA, CA
CIK
0001422508
Portfolio Value
$577.1M (Q4 2024)
SEC Filing
0001422508-25-000001 ↗ filed Jan 21, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $499.8M Q1 2024 Q2 2024: $491.3M Q2 2024 Q3 2024: $586.7M Q3 2024 Q4 2024: $577.1M $577.1M Q4 2024 Q1 2025: $564.7M Q1 2025 Q3 2025: $643.9M Q3 2025 Q4 2025: $627.3M Q4 2025 Q1 2026: $607.3M Q1 2026 Q2 2026: $668.4M Q2 2026

Holdings 273 stocks · $577.1M
IWF iShares Russell 1000 Growth 5.36% 77,046 $30.9M Reduce -0.5%
NVDA Nvidia Corp. 4.97% 213,416 $28.7M Reduce -3.8%
MSFT Microsoft Corp. 3.74% 51,205 $21.6M Reduce -0.1%
BIV Vanguard Intermediate-Term B 2.62% 202,077 $15.1M Add +1.3%
IVV iShares Core S&P 500 ETF 2.61% 25,589 $15.1M Add +3.1%
AGG iShares Core U.S. Aggregate 2.46% 146,435 $14.2M Reduce -0.0%
VGSH Vanguard Short-Term Treasury 2.29% 226,806 $13.2M Add +14.7%
IJH iShares Core S&P Midcap ETF 2.07% 191,303 $11.9M Add +1.7%
SPY SS SPDR S&P 500 ETF Trust-US 2.06% 20,278 $11.9M Reduce -8.7%
GOVT iShares US Treasury Bond ETF 2.06% 516,309 $11.9M Reduce -2.2%
GOOGL Alphabet Inc. Class A 1.73% 52,622 $10.0M Add +1.1%
QUAL iShares MSCI USA Quality Fac 1.71% 55,480 $9.9M Add +0.6%
IWD iShares Russell 1000 Value E 1.59% 49,442 $9.2M Reduce -0.5%
VCSH Vanguard S/T Corp. Bond ETF 1.54% 114,138 $8.9M Reduce -1.2%
IEFA iShares Core MSCI Eafe ETF 1.52% 125,080 $8.8M Add +7.4%
COST Costco Wholesale Corp. 1.51% 9,498 $8.7M Add +3.4%
LLY Eli Lilly & Co. 1.38% 10,293 $7.9M Reduce -4.1%
VIGI Vanguard Int Div App Indx FD 1.20% 86,679 $6.9M Reduce -1.9%
JPM JPMorgan Chase & Co. 1.19% 28,653 $6.9M Reduce -0.4%
KO The Coca-Cola Co. 1.16% 107,492 $6.7M Reduce -0.4%
IJR iShares Core S&P Small-Cap E 1.14% 57,111 $6.6M Add +0.2%
ABBV Abbvie Inc. 1.01% 32,845 $5.8M Reduce -0.7%
NEAR iShares SH Dba ETF Usd Inc. 1.01% 115,387 $5.8M Reduce -1.5%
TFLO iShares Treasury Floating Ra 0.98% 111,781 $5.6M Add +7.3%
PG The Procter & Gamble Co. 0.92% 31,496 $5.3M Add +0.7%
QQQ Invesco QQQ Trust Series 1 0.86% 9,698 $5.0M Reduce -2.3%
AVGO Broadcom Inc. 0.83% 20,764 $4.8M Reduce -0.1%
CVX Chevron Corp. 0.78% 31,249 $4.5M Reduce -0.6%
IYW iShares Ustechnology ETF 0.78% 28,344 $4.5M Add +1.1%
USMV iShares MSCI USA Min Vol Fac 0.72% 47,119 $4.2M Reduce -1.4%
EFV iShares MSCI Eafe Value ETF 0.72% 79,031 $4.1M Reduce -0.8%
EMXC iShares MSCI Emr MRK Ex Chna 0.71% 73,723 $4.1M Reduce -2.0%
ITOT iShares Core S&P Total U.S. 0.69% 30,963 $4.0M Add +1.8%
V Visa Inc. Class A 0.66% 12,023 $3.8M Add +1.9%
IWO iShares Russell 2000 Growth 0.66% 13,182 $3.8M No change
MUB iShares National Muni Bond E 0.64% 34,710 $3.7M Reduce -18.4%
ESGU iShares ESG Aware MSCI USA 0.63% 28,352 $3.7M Reduce -9.3%
VGIT Vanguard Intermediate-Term T 0.63% 62,448 $3.6M Reduce -34.1%
CWI State Street SPDR MSCI Acwi 0.62% 127,501 $3.6M Add +4.5%
VIG Vanguard Dividend Apprec ETF 0.61% 17,920 $3.5M Reduce -5.5%
TT Trane Technologies PLC 0.55% 8,663 $3.2M Add +7.4%
XOM Exxon Mobil Corp. 0.55% 29,635 $3.2M No change
VYM Vanguard High DVD Yield ETF 0.54% 24,588 $3.1M Reduce -4.1%
GOOG Alphabet Inc. Class C 0.54% 16,298 $3.1M Reduce -2.4%
UNP Union Pacific Corp. 0.54% 13,609 $3.1M Reduce -1.2%
JNJ Johnson & Johnson 0.53% 21,343 $3.1M No change
MRK Merck & Co. Inc. 0.51% 29,592 $2.9M Add +8.8%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.51% 26,382 $2.9M Add +9.0%
AMP Ameriprise Financial Inc. 0.50% 5,463 $2.9M Add +4.2%
VYMI Vanguard Int High DVD YLD Inc. 0.47% 39,885 $2.7M Add +5.1%
IVW iShares S&P 500 Growth ETF 0.46% 26,039 $2.6M No change
MA Mastercard Inc. Class A 0.43% 4,764 $2.5M Add +6.4%
CSCO Cisco Systems Inc. 0.42% 41,344 $2.4M Add +6.0%
ESGD iShares Trust iShares ESG Aw 0.42% 31,493 $2.4M Add +23.7%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.41% 52,568 $2.4M Reduce -0.5%
VOO Vanguard S&P 500 ETF 0.40% 4,309 $2.3M Reduce -1.3%
TSM Taiwan Semiconductor-SP ADR 0.40% 11,721 $2.3M Add +14.7%
HD Home Depot Inc. 0.38% 5,657 $2.2M Add +8.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.36% 9,559 $2.1M Add +8.4%
XLV SS Health Care Select Sector 0.36% 15,128 $2.1M Reduce -4.0%
CWB SS SPDR BB Conv Sec ETF 0.35% 26,238 $2.0M Reduce -20.8%
CSL Carlisle Cos Inc. 0.35% 5,515 $2.0M Reduce -0.9%
WMT Walmart Inc. 0.35% 22,412 $2.0M Reduce -3.7%
EFA iShares MSCI Eafe ETF 0.35% 26,722 $2.0M Reduce -0.9%
FISV Fiserv Inc. 0.35% 9,775 $2.0M No change
META Meta Platforms Inc. Class A 0.35% 3,408 $2.0M Reduce -0.7%
ECL Ecolab Inc. 0.34% 8,422 $2.0M Add +4.1%
PEP Pepsico Inc. 0.33% 12,698 $1.9M No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.33% 15,917 $1.9M Add +8.5%
VEA Vanguard Ftse Developed ETF 0.33% 40,054 $1.9M Add +0.9%
IWM iShares Russell 2000 ETF 0.33% 8,599 $1.9M Reduce -0.4%
IGIB iShares 5-10Y Inv Grade Corp. 0.33% 36,877 $1.9M Reduce -0.8%
ETN Eaton Corp. PLC 0.33% 5,688 $1.9M Reduce -6.0%
VNQ Vanguard Real Estate ETF 0.32% 20,956 $1.9M Add +100.9%
TMO Thermo Fisher Scientific Inc. 0.32% 3,497 $1.8M Reduce -3.2%
LOW Lowe's Cos Inc. 0.31% 7,342 $1.8M Reduce -2.2%
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.30% 1,653 $1.7M Reduce -3.4%
ACN Accenture PLC Class A 0.29% 4,755 $1.7M Reduce -6.5%
IWB iShares Russell 1000 ETF 0.29% 5,124 $1.7M Reduce -24.2%
MCD McDonald's Corp. 0.28% 5,543 $1.6M Reduce -1.6%
UNH Unitedhealth Group Inc. 0.28% 3,176 $1.6M Add +4.4%
XLY SS Consumer Disc Select Sect 0.28% 7,099 $1.6M Reduce -3.1%
ITW Illinois Tool Works 0.28% 6,272 $1.6M Reduce -0.4%
BKNG Booking Holdings Inc. 0.27% 312 $1.6M Add +14.7%
VZ Verizon Communications Inc. 0.26% 37,646 $1.5M Add +8.1%
PANW Palo Alto Networks Inc. 0.26% 8,202 $1.5M Reduce -0.2%
VEU Vanguard Ftse All-World Ex-U 0.25% 25,366 $1.5M No change
MBB iShares MBS ETF 0.25% 15,852 $1.5M Reduce -6.2%
CRM Salesforce Inc. 0.25% 4,270 $1.4M Add +12.6%
EMR Emerson Electric Co. 0.24% 11,270 $1.4M Reduce -0.4%
IHI iShares U.S. Medical Devices 0.24% 23,636 $1.4M No change
MDY State Street SPDR S&P Midcap 0.24% 2,414 $1.4M No change
COP Conocophillips 0.24% 13,804 $1.4M Add +5.2%
ORCL Oracle Corp. 0.24% 8,195 $1.4M Reduce -1.5%
DES Wisdomtree US Smallcap Divid 0.24% 39,624 $1.4M Add +3.9%
XSOE Wisdmtree Emerg MKT Ex-St Ow 0.23% 44,404 $1.4M Reduce -3.6%
GS Goldman Sachs Group Inc. 0.23% 2,309 $1.3M No change
GLD SPDR Gold Shares 0.23% 5,450 $1.3M Add +2.8%
IWR iShares Russell Mid-Cap ETF 0.23% 14,835 $1.3M Reduce -1.6%
PFF iShares Preferred & Income S 0.23% 41,516 $1.3M Reduce 0.0%
BSV Vanguard Short-Term Bond ETF 0.22% 16,679 $1.3M Reduce -4.2%
MCK McKesson Corp. 0.22% 2,251 $1.3M Reduce -16.6%
NEE Nextera Energy Inc. 0.22% 17,575 $1.3M No change
DE Deere & Co. 0.21% 2,925 $1.2M Add +16.4%
ACWI iShares MSCI Acwi ETF 0.21% 10,533 $1.2M No change
SCHW Schwab (charles) Corp. 0.21% 16,697 $1.2M No change
FDX FedEx Corp. 0.21% 4,391 $1.2M No change
IEI iShares 3-7 Year Treasury Bo 0.21% 10,566 $1.2M Reduce -10.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.21% 4,569 $1.2M Add +1.1%
IBDQ iShares Ibonds Dec 2025 Term 0.21% 48,059 $1.2M Add +11.3%
IBDR iShares Ibonds Dec 2026 Term 0.21% 49,791 $1.2M Add +11.4%
CAT Caterpillar Inc. 0.20% 3,235 $1.2M No change
DHR Danaher Corp. 0.20% 5,076 $1.2M Reduce -2.1%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.20% 48,628 $1.2M Add +11.7%
LULU Lululemon Athletica Inc. 0.20% 3,023 $1.2M Add +19.9%
IBDT iShares Ibonds Dec 2028 ETF 0.20% 46,390 $1.2M Add +11.8%
VGK Vanguard Ftse Europe ETF 0.20% 18,118 $1.1M Reduce -0.1%
IVE iShares S&P 500 Value ETF 0.20% 5,996 $1.1M Reduce -4.5%
KLAC KLA Corp. 0.20% 1,793 $1.1M No change
CL Colgate-Palmolive Co. 0.19% 12,320 $1.1M Add +9.0%
HON Honeywell International Inc. 0.19% 4,918 $1.1M Add +2.5%
BX Blackstone Inc. 0.19% 6,442 $1.1M Add +11.6%
PSCH Invesco S&P Smallcap Health 0.19% 24,876 $1.1M Reduce -0.4%
PFE Pfizer Inc. 0.19% 41,522 $1.1M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.19% 6,381 $1.1M Add +2.8%
IBTH iShares Ibonds Dec 2027 Term 0.18% 48,104 $1.1M Reduce -18.0%
IBTG iShares Ibonds Dec 2026 Term 0.18% 46,748 $1.1M Reduce -17.9%
IBTF iShares Ibonds Dec 2025 Term 0.18% 45,493 $1.1M Reduce -17.9%
PSA Public Storage 0.18% 3,416 $1.0M Add +8.5%
CMI Cummins Inc. 0.18% 2,901 $1.0M Reduce -3.1%
NFLX Netflix Inc. 0.17% 1,123 $1.0M Add +29.4%
ENB Enbridge Inc. 0.17% 23,454 $995K Reduce -16.9%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.17% 12,778 $967K No change
GSLC Goldman Activebeta US LC ETF 0.17% 8,350 $962K No change
MAS Masco Corp. 0.16% 13,037 $946K Add +10.7%
ADBE Adobe Inc. 0.16% 2,124 $945K Reduce -33.9%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.16% 8,724 $932K Reduce -13.6%
IBDU iShares Ibonds Dec 2029 Term 0.16% 40,555 $925K Add +16.5%
VPL Vanguard Ftse Pacific ETF 0.16% 12,984 $922K Reduce -3.1%
EOG EOG Resources Inc. 0.16% 7,522 $922K Add +9.5%
PM Philip Morris International 0.16% 7,657 $922K No change
HPQ HP Inc. 0.16% 27,997 $914K Add +3.1%
TMUS T-Mobile US Inc. 0.16% 4,063 $897K Add +19.0%
REGN Regeneron Pharmaceuticals 0.15% 1,252 $892K Add +12.4%
IBDV iShares Ibonds Dec 2030 Corp. 0.15% 40,643 $868K Add +10.2%
SHYG iShares 0-5 YR HY Corp. Bond 0.15% 20,310 $865K Reduce -1.4%
DLR Digital Realty Trust Inc. 0.15% 4,725 $838K Reduce -0.6%
ANET Arista Networks Inc. 0.14% 7,331 $810K Add +12.2%
QCOM Qualcomm Inc. 0.14% 5,220 $802K No change
SO The Southern Co. 0.13% 9,380 $772K Add +5.7%
XLF SS Financial Select Sector 0.13% 15,899 $768K Reduce -6.5%
WM Waste Management Inc. 0.13% 3,778 $762K Reduce -0.4%
IXN iShares Global Tech ETF 0.13% 8,991 $762K Reduce -0.3%
DHI D.R. Horton Inc. 0.13% 5,439 $760K Add +41.2%
JPIE JPMorgan Income ETF 0.13% 16,529 $754K New
USIG iShares Broad Usd Investment 0.13% 14,881 $748K Reduce -1.2%
FAST Fastenal Co. 0.13% 10,393 $747K Add +0.3%
IBDW iShares Ibonds Dec 2031 Corp. 0.13% 36,579 $744K No change
IJK iShares S&P Mid-Cap 400 Grow 0.13% 8,137 $740K No change
TM Toyota Motor Corp. -Spon ADR 0.13% 3,776 $735K No change
IEMG iShares Core MSCI Emerging 0.13% 14,033 $733K Reduce -4.5%
WFC Wells Fargo & Co. 0.13% 10,370 $728K Reduce -1.3%
CB Chubb Ltd. 0.13% 2,634 $728K Reduce -0.8%
MET Metlife Inc. 0.12% 8,665 $709K No change
IJT iShares S&P Small-Cap 600 GR 0.12% 5,168 $700K Reduce -1.1%
SYK Stryker Corp. 0.12% 1,936 $697K Reduce -1.3%
MAR Marriott International Class A 0.12% 2,480 $692K Reduce -2.1%
BMY Bristol-Myers Squibb Co. 0.12% 12,224 $691K No change
IBDX iShares Ibonds Dec 2032 TC 0.12% 27,985 $688K No change
SHV iShares 0-1 Year Treasury Bo 0.12% 6,210 $684K No change
IBDY iShares Ibonds Dec 2033 Corp. 0.12% 27,155 $682K No change
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.12% 7,872 $672K No change
VRTX Vertex Pharmaceuticals Inc. 0.12% 1,659 $668K Add +2.5%
PEG Public Service Enterprise GP 0.11% 7,830 $662K Reduce -3.9%
CI The Cigna Group 0.11% 2,390 $660K Add +20.2%
DVY iShares Select Dividend ETF 0.11% 4,807 $631K Reduce -0.8%
NKE Nike Inc. Class B 0.11% 8,107 $613K Reduce -4.6%
NOW ServiceNow Inc. 0.11% 578 $613K New
VTI VG Morningstar TS MKT ETF-US 0.11% 2,095 $607K Add +6.6%
DSI iShares ESG MSCI KLD 400 ETF 0.10% 5,443 $600K No change
MMM 3M Co. 0.10% 4,632 $598K Reduce -0.8%
PSX Phillips 66 0.10% 5,204 $593K Add +17.2%
EA Electronic Arts Inc. 0.10% 4,014 $587K No change
VB Vanguard Most SM-Cap ETF-Usd 0.10% 2,436 $585K Reduce -0.3%
VXF Vanguard Extended Market ETF 0.10% 3,056 $581K Reduce -3.1%
ESGE iShares Inc. iShares ESG Awar 0.10% 17,186 $574K No change
SBUX Starbucks Corp. 0.10% 6,183 $564K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.10% 4,490 $561K No change
DGRW Wisdomtree U.S. Quality Divi 0.10% 6,921 $560K No change
IGF iShares Global Infrastructur 0.09% 10,468 $547K Reduce -2.6%
EFG iShares MSCI Eafe Growth ETF 0.09% 5,621 $544K Reduce -6.4%
JPST JPMorgan Ultra-Short Income 0.09% 10,746 $541K Reduce -16.2%
MSI Motorola Solutions Inc. 0.09% 1,152 $532K No change
MDLZ Mondelez International Inc. Class A 0.09% 8,838 $528K No change
STIP iShares 0-5 Year Tips Bond E 0.09% 5,200 $523K New
SHY iShares 1-3 Year Treasury Bo 0.09% 6,348 $520K Reduce -13.6%
IEF iShares 7-10 Year Treasury B 0.09% 5,597 $517K Reduce -0.6%
VUG Vanguard Mrngstar GR ETF-Sui 0.09% 1,255 $515K Add +38.7%
CARR Carrier Global Corp. 0.09% 7,458 $509K Reduce -7.2%
XLB SS Materials Select Sector 0.09% 5,950 $501K Reduce -7.3%
CMG Chipotle Mexican Grill Inc. 0.09% 8,215 $495K Add +42.3%
GILD Gilead Sciences Inc. 0.08% 5,291 $489K No change
DEM Wisdomtree Emerging Markets 0.08% 12,019 $487K No change
VLUE iShares MSCI USA Value Facto 0.08% 4,602 $486K Reduce -2.6%
MO Altria Group Inc. 0.08% 9,264 $484K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.08% 8,540 $481K No change
CATH Global X S&P 500 Ca Val ETF 0.08% 6,765 $479K No change
ED Consolidated Edison Inc. 0.08% 5,311 $474K Add +4.0%
GIS General Mills Inc. 0.08% 7,403 $472K Reduce -1.0%
KBE SS SPDR S&P Bank ETF 0.08% 8,490 $471K No change
MU Micron Technology Inc. 0.08% 5,590 $470K No change
QLTA iShares Aaa - A Rated Corpor 0.08% 9,948 $465K Reduce -4.0%
VWO Vanguard Ftse Emerging Marke 0.08% 10,107 $445K No change
VLO Valero Energy Corp. 0.08% 3,617 $443K Reduce -5.1%
COF Capital One Financial Corp. 0.08% 2,453 $437K Reduce -5.7%
C Citigroup Inc. 0.07% 6,067 $427K Reduce -2.5%
IBDZ ISHARESIBONDSDEC2034TMCORP 0.07% 16,397 $417K Add +6.6%
EQIX Equinix Inc. 0.07% 436 $411K Add +3.1%
DKS Dick's Sporting Goods Inc. 0.07% 1,780 $407K Add +28.1%
ESML iShares ESG Aware MSCI USA S 0.07% 9,670 $407K No change
EMB iShares JP Morgan Usd Emergi 0.07% 4,556 $406K Add +1.2%
ROP Roper Technologies Inc. 0.07% 768 $399K Reduce -4.8%
DTE DTE Energy Company 0.07% 3,279 $396K Reduce -11.9%
GD General Dynamics Corp. 0.07% 1,486 $392K Reduce -1.9%
SMH Vaneck Semiconductor ETF 0.07% 1,600 $387K Reduce -17.3%
FIS Fidelity National Info Serv 0.06% 4,570 $369K Add +31.1%
XLE SS Energy Select Sector 0.06% 4,306 $369K Reduce -1.7%
ORLY O'reilly Automotive Inc. 0.06% 308 $365K New
KMB Kimberly-Clark Corp. 0.06% 2,772 $363K Reduce -3.9%
IJS iShares S&P Small-Cap 600 Va 0.06% 3,325 $361K No change
XBI SS SPDR S&P Biotech ETF 0.06% 3,900 $351K No change
XLP SS Consumer Staples Sel Sect 0.06% 4,453 $350K Reduce -18.3%
INVH Invitation Homes Inc. 0.06% 10,609 $339K Reduce -9.4%
NVO Novo-Nordisk A/S-Spons ADR 0.06% 3,861 $332K Add +17.1%
DD Dupont DE Nemours Inc. 0.05% 4,151 $317K Add +25.4%
JCI Johnson Controls Internation 0.05% 3,999 $316K No change
HACK Amplify Cybersecurity ETF 0.05% 4,160 $310K Reduce -35.6%
IBTI iShares Ibonds Dec 2028 Term 0.05% 13,794 $302K New
LMT Lockheed Martin Corp. 0.05% 595 $289K Reduce -5.4%
XVV iShares ESG Select Screened 0.05% 6,364 $288K Reduce -20.1%
IYE iShares U.S. Energy ETF 0.05% 6,319 $288K Reduce -4.3%
KKR KKR & Co. Inc. 0.05% 1,946 $288K Add +9.8%
NXPI NXP Semiconductors NV 0.05% 1,365 $284K Add +14.7%
CTSH Cognizant Tech Solutions-A 0.05% 3,680 $283K No change
TXN Texas Instruments Inc. 0.05% 1,472 $276K No change
DGX Quest Diagnostics Inc. 0.05% 1,827 $276K No change
AZN Astrazeneca PLC-Spons ADR 0.05% 4,156 $272K Add +34.5%
XLI SS Industrial Select Sector 0.05% 2,025 $267K Reduce -15.3%
CMCSA Comcast Corp. Class A 0.05% 7,104 $267K No change
TOL Toll Brothers Inc. 0.05% 2,101 $265K Add +39.5%
J Jacobs Solutions Inc. 0.04% 1,926 $257K Add +17.0%
OTIS Otis Worldwide Corp. 0.04% 2,777 $257K No change
KR Kroger Co. 0.04% 4,205 $257K Add +19.8%
ISRG Intuitive Surgical Inc. 0.04% 487 $254K Reduce -20.4%
ADI Analog Devices Inc. 0.04% 1,196 $254K No change
EXR Extra Space Storage Inc. 0.04% 1,686 $252K Reduce -6.8%
ICLN iShares Global Clean Energy 0.04% 22,004 $250K No change
SHEL Shell PLC-ADR 0.04% 3,995 $250K Add +29.1%
SPGI S&P Global Inc. 0.04% 497 $248K No change
IWS iShares Russell Mid-Cap Valu 0.04% 1,891 $245K No change
AMT American Tower Corp. 0.04% 1,301 $239K Add +44.1%
BND Vanguard Total Bond Market 0.04% 3,226 $232K No change
MDT Medtronic PLC 0.04% 2,816 $225K No change
XLC SS Comm Select Sector SPDR 0.04% 2,318 $224K Reduce -22.7%
AGZ iShares Agency Bond ETF 0.04% 2,078 $224K No change
ZTS Zoetis Inc. 0.04% 1,365 $222K No change
IBTJ iShares Ibonds Dec 2029 Term 0.04% 10,424 $222K New
CLX Clorox Company 0.04% 1,310 $213K No change
SHOP Shopify Inc. Class A 0.04% 2,000 $213K New
SCZ iShares MSCI Eafe Small-Cap 0.04% 3,465 $210K No change
ALTA PROPERTIES, INC. 0.03% 24,544 $182K No change
PENNX Royce Small-Cap Fund - in Ui 0.02% 15,158 $137K No change
CHARLES SCHWAB CORP (SCHW V5.375 PERP G) 0.02% 100,000 $99K No change
Other holdings (2): bonds, preferreds, convertibles and warrants · $320K (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 185$220KNo change
BANK OF AMERICA CORP (BAC V6.3 PERP DD) Fixed Income · principal 100,000$101KNo change

Total filed on the 13F, all lines: $577.4M.

Portfolio Sells Q3 2024 → Q4 2024
VGIT Vanguard Intermediate-Term T Reduce -34.1% 0.63% −0.35
BLK BlackRock Finance Inc. Sold out 0.00% −0.30
LLY Eli Lilly & Co. Reduce -4.1% 1.38% −0.24
IBTE iShares Ibonds Dec 2024 Term Sold out 0.00% −0.19
CVS CVS Health Corp. Sold out 0.00% −0.18
KO The Coca-Cola Co. Reduce -0.4% 1.16% −0.16
IBDP iShares Ibonds Dec 2024 Term Sold out 0.00% −0.16
MUB iShares National Muni Bond E Reduce -18.4% 0.64% −0.15
LRCX Lam Research Corp. Sold out 0.00% −0.13
VIGI Vanguard Int Div App Indx FD Reduce -1.9% 1.20% −0.13
ADBE Adobe Inc. Reduce -33.9% 0.16% −0.12
SPY SS SPDR S&P 500 ETF Trust-US Reduce -8.7% 2.06% −0.11
ABBV Abbvie Inc. Reduce -0.7% 1.01% −0.10
CWB SS SPDR BB Conv Sec ETF Reduce -20.8% 0.35% −0.08
IWB iShares Russell 1000 ETF Reduce -24.2% 0.29% −0.08
EMXC iShares MSCI Emr MRK Ex Chna Reduce -2.0% 0.71% −0.08
CSL Carlisle Cos Inc. Reduce -0.9% 0.35% −0.07
AGG iShares Core U.S. Aggregate Reduce -0.0% 2.46% −0.07
TMO Thermo Fisher Scientific Inc. Reduce -3.2% 0.32% −0.07
EFV iShares MSCI Eafe Value ETF Reduce -0.8% 0.72% −0.06
GOVT iShares US Treasury Bond ETF Reduce -2.2% 2.06% −0.05
XLV SS Health Care Select Sector Reduce -4.0% 0.36% −0.05
MINT PIMCO Enhanced Short Maturit Sold out 0.00% −0.05
NVS Novartis AG-Sponsored ADR Sold out 0.00% −0.05
UPS United Parcel Service Class B Sold out 0.00% −0.05
DHR Danaher Corp. Reduce -2.1% 0.20% −0.04
IBTH iShares Ibonds Dec 2027 Term Reduce -18.0% 0.18% −0.04
UNP Union Pacific Corp. Reduce -1.2% 0.54% −0.04
ESGU iShares ESG Aware MSCI USA Reduce -9.3% 0.63% −0.04
IBTG iShares Ibonds Dec 2026 Term Reduce -17.9% 0.18% −0.04
VGLT Vanguard Long-Term Treasury Sold out 0.00% −0.04
CTAS Cintas Corp. Sold out 0.00% −0.04
IBTF iShares Ibonds Dec 2025 Term Reduce -17.9% 0.18% −0.04
PGR Progressive Corp. Sold out 0.00% −0.04
VNQI Vanguard GLBL Ex-US Real Est Sold out 0.00% −0.03
EFA iShares MSCI Eafe ETF Reduce -0.9% 0.35% −0.03
LQD Ishr Ibx Usd Invgd CB ETF-Ui Reduce -13.6% 0.16% −0.03
LOW Lowe's Cos Inc. Reduce -2.2% 0.31% −0.03
VIG Vanguard Dividend Apprec ETF Reduce -5.5% 0.61% −0.03
IEI iShares 3-7 Year Treasury Bo Reduce -10.5% 0.21% −0.03
XSOE Wisdmtree Emerg MKT Ex-St Ow Reduce -3.6% 0.23% −0.02
MBB iShares MBS ETF Reduce -6.2% 0.25% −0.02
ENB Enbridge Inc. Reduce -16.9% 0.17% −0.02
CARR Carrier Global Corp. Reduce -7.2% 0.09% −0.02
IWD iShares Russell 1000 Value E Reduce -0.5% 1.59% −0.02
NKE Nike Inc. Class B Reduce -4.6% 0.11% −0.02
HACK Amplify Cybersecurity ETF Reduce -35.6% 0.05% −0.02
VCSH Vanguard S/T Corp. Bond ETF Reduce -1.2% 1.54% −0.02
VGK Vanguard Ftse Europe ETF Reduce -0.1% 0.20% −0.02
VPL Vanguard Ftse Pacific ETF Reduce -3.1% 0.16% −0.02

Portfolio Buys Q3 2024 → Q4 2024
VGSH Vanguard Short-Term Treasury Add +14.7% 2.29% +0.30
GOOGL Alphabet Inc. Class A Add +1.1% 1.73% +0.25
IVV iShares Core S&P 500 ETF Add +3.1% 2.61% +0.17
VNQ Vanguard Real Estate ETF Add +100.9% 0.32% +0.15
JPIE JPMorgan Income ETF New 0.13% +0.13
COST Costco Wholesale Corp. Add +3.4% 1.51% +0.12
DIS The Walt Disney Co. Add +9.0% 0.51% +0.11
NOW ServiceNow Inc. New 0.11% +0.11
V Visa Inc. Class A Add +1.9% 0.66% +0.11
TSM Taiwan Semiconductor-SP ADR Add +14.7% 0.40% +0.10
STIP iShares 0-5 Year Tips Bond E New 0.09% +0.09
AMP Ameriprise Financial Inc. Add +4.2% 0.50% +0.08
LULU Lululemon Athletica Inc. Add +19.9% 0.20% +0.08
TFLO iShares Treasury Floating Ra Add +7.3% 0.98% +0.08
BKNG Booking Holdings Inc. Add +14.7% 0.27% +0.07
CSCO Cisco Systems Inc. Add +6.0% 0.42% +0.07
CRM Salesforce Inc. Add +12.6% 0.25% +0.07
NFLX Netflix Inc. Add +29.4% 0.17% +0.07
IJH iShares Core S&P Midcap ETF Add +1.7% 2.07% +0.07
ORLY O'reilly Automotive Inc. New 0.06% +0.06
IYW iShares Ustechnology ETF Add +1.1% 0.78% +0.06
MA Mastercard Inc. Class A Add +6.4% 0.43% +0.06
IBTI iShares Ibonds Dec 2028 Term New 0.05% +0.05
ESGD iShares Trust iShares ESG Aw Add +23.7% 0.42% +0.05
BX Blackstone Inc. Add +11.6% 0.19% +0.04
TJX TJX Companies Inc. Add +8.5% 0.33% +0.04
ITOT iShares Core S&P Total U.S. Add +1.8% 0.69% +0.04
IBTJ iShares Ibonds Dec 2029 Term New 0.04% +0.04
SHOP Shopify Inc. Class A New 0.04% +0.04
DE Deere & Co. Add +16.4% 0.21% +0.04
TMUS T-Mobile US Inc. Add +19.0% 0.16% +0.04
ANET Arista Networks Inc. Add +12.2% 0.14% +0.03
IBM Intl Business Machines Corp. Add +8.4% 0.36% +0.03
VUG Vanguard Mrngstar GR ETF-Sui Add +38.7% 0.09% +0.03
CMG Chipotle Mexican Grill Inc. Add +42.3% 0.09% +0.03
QUAL iShares MSCI USA Quality Fac Add +0.6% 1.71% +0.03
IBDQ iShares Ibonds Dec 2025 Term Add +11.3% 0.21% +0.02
HON Honeywell International Inc. Add +2.5% 0.19% +0.02
IBDR iShares Ibonds Dec 2026 Term Add +11.4% 0.21% +0.02
HD Home Depot Inc. Add +8.6% 0.38% +0.02
DKS Dick's Sporting Goods Inc. Add +28.1% 0.07% +0.02
IBDS Ishrs Ibnds Dec 27 Corp. ETF Add +11.7% 0.20% +0.02
IBDU iShares Ibonds Dec 2029 Term Add +16.5% 0.16% +0.02
TT Trane Technologies PLC Add +7.4% 0.55% +0.02
IBDT iShares Ibonds Dec 2028 ETF Add +11.8% 0.20% +0.02
EOG EOG Resources Inc. Add +9.5% 0.16% +0.02
FIS Fidelity National Info Serv Add +31.1% 0.06% +0.01
DES Wisdomtree US Smallcap Divid Add +3.9% 0.24% +0.01
IBDV iShares Ibonds Dec 2030 Corp. Add +10.2% 0.15% +0.01
KKR KKR & Co. Inc. Add +9.8% 0.05% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 271$668.4MIWF, NVDA, IVV, MSFT, BIV
Q1 2026 266$607.3MIWF, NVDA, IVV, BIV, MSFT
Q4 2025 265$627.3MIWF, NVDA, MSFT, IVV, BIV
Q3 2025 274$643.9MNVDA, IWF, MSFT, IVV, BIV
Q1 2025 278$564.7MIWF, NVDA, MSFT, BIV, IVV
Q4 2024 273$577.1MIWF, NVDA, MSFT, BIV, IVV
Q3 2024 278$586.7MIWF, NVDA, MSFT, BIV, AGG
Q2 2024 258$491.3MIWF, NVDA, MSFT, IVV, SPY
Q1 2024 263$499.8MIWF, NVDA, MSFT, IVV, SPY