Montecito Bank & Trust
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 21, 2025), Montecito Bank & Trust reported 273 stock positions worth $577.1 million. Its top holding was iShares Russell 1000 Growth (IWF) at 5.4% of the portfolio, followed by Nvidia (NVDA, 5.0%) and Microsoft (MSFT, 3.7%). Compared with Q3 2024, it opened 7 new positions, sold out of 12, added to 83 and reduced 116. The biggest buy was Vanguard Short-Term Treasury (VGSH, shares +15%) and the biggest sale Vanguard Intermediate-Term T (VGIT, shares −34%).
- Most Recent 13F
- Q2 2026
- Location
- SANTA BARBARA, CA
- CIK
- 0001422508
- Portfolio Value
- $577.1M (Q4 2024)
- SEC Filing
- 0001422508-25-000001 ↗ filed Jan 21, 2025
Holdings Value
Holdings 273 stocks · $577.1M
| IWF iShares Russell 1000 Growth | 5.36% | 77,046 | $30.9M | Reduce -0.5% |
| NVDA Nvidia Corp. | 4.97% | 213,416 | $28.7M | Reduce -3.8% |
| MSFT Microsoft Corp. | 3.74% | 51,205 | $21.6M | Reduce -0.1% |
| BIV Vanguard Intermediate-Term B | 2.62% | 202,077 | $15.1M | Add +1.3% |
| IVV iShares Core S&P 500 ETF | 2.61% | 25,589 | $15.1M | Add +3.1% |
| AGG iShares Core U.S. Aggregate | 2.46% | 146,435 | $14.2M | Reduce -0.0% |
| VGSH Vanguard Short-Term Treasury | 2.29% | 226,806 | $13.2M | Add +14.7% |
| IJH iShares Core S&P Midcap ETF | 2.07% | 191,303 | $11.9M | Add +1.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.06% | 20,278 | $11.9M | Reduce -8.7% |
| GOVT iShares US Treasury Bond ETF | 2.06% | 516,309 | $11.9M | Reduce -2.2% |
| GOOGL Alphabet Inc. Class A | 1.73% | 52,622 | $10.0M | Add +1.1% |
| QUAL iShares MSCI USA Quality Fac | 1.71% | 55,480 | $9.9M | Add +0.6% |
| IWD iShares Russell 1000 Value E | 1.59% | 49,442 | $9.2M | Reduce -0.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.54% | 114,138 | $8.9M | Reduce -1.2% |
| IEFA iShares Core MSCI Eafe ETF | 1.52% | 125,080 | $8.8M | Add +7.4% |
| COST Costco Wholesale Corp. | 1.51% | 9,498 | $8.7M | Add +3.4% |
| LLY Eli Lilly & Co. | 1.38% | 10,293 | $7.9M | Reduce -4.1% |
| VIGI Vanguard Int Div App Indx FD | 1.20% | 86,679 | $6.9M | Reduce -1.9% |
| JPM JPMorgan Chase & Co. | 1.19% | 28,653 | $6.9M | Reduce -0.4% |
| KO The Coca-Cola Co. | 1.16% | 107,492 | $6.7M | Reduce -0.4% |
| IJR iShares Core S&P Small-Cap E | 1.14% | 57,111 | $6.6M | Add +0.2% |
| ABBV Abbvie Inc. | 1.01% | 32,845 | $5.8M | Reduce -0.7% |
| NEAR iShares SH Dba ETF Usd Inc. | 1.01% | 115,387 | $5.8M | Reduce -1.5% |
| TFLO iShares Treasury Floating Ra | 0.98% | 111,781 | $5.6M | Add +7.3% |
| PG The Procter & Gamble Co. | 0.92% | 31,496 | $5.3M | Add +0.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.86% | 9,698 | $5.0M | Reduce -2.3% |
| AVGO Broadcom Inc. | 0.83% | 20,764 | $4.8M | Reduce -0.1% |
| CVX Chevron Corp. | 0.78% | 31,249 | $4.5M | Reduce -0.6% |
| IYW iShares Ustechnology ETF | 0.78% | 28,344 | $4.5M | Add +1.1% |
| USMV iShares MSCI USA Min Vol Fac | 0.72% | 47,119 | $4.2M | Reduce -1.4% |
| EFV iShares MSCI Eafe Value ETF | 0.72% | 79,031 | $4.1M | Reduce -0.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.71% | 73,723 | $4.1M | Reduce -2.0% |
| ITOT iShares Core S&P Total U.S. | 0.69% | 30,963 | $4.0M | Add +1.8% |
| V Visa Inc. Class A | 0.66% | 12,023 | $3.8M | Add +1.9% |
| IWO iShares Russell 2000 Growth | 0.66% | 13,182 | $3.8M | No change |
| MUB iShares National Muni Bond E | 0.64% | 34,710 | $3.7M | Reduce -18.4% |
| ESGU iShares ESG Aware MSCI USA | 0.63% | 28,352 | $3.7M | Reduce -9.3% |
| VGIT Vanguard Intermediate-Term T | 0.63% | 62,448 | $3.6M | Reduce -34.1% |
| CWI State Street SPDR MSCI Acwi | 0.62% | 127,501 | $3.6M | Add +4.5% |
| VIG Vanguard Dividend Apprec ETF | 0.61% | 17,920 | $3.5M | Reduce -5.5% |
| TT Trane Technologies PLC | 0.55% | 8,663 | $3.2M | Add +7.4% |
| XOM Exxon Mobil Corp. | 0.55% | 29,635 | $3.2M | No change |
| VYM Vanguard High DVD Yield ETF | 0.54% | 24,588 | $3.1M | Reduce -4.1% |
| GOOG Alphabet Inc. Class C | 0.54% | 16,298 | $3.1M | Reduce -2.4% |
| UNP Union Pacific Corp. | 0.54% | 13,609 | $3.1M | Reduce -1.2% |
| JNJ Johnson & Johnson | 0.53% | 21,343 | $3.1M | No change |
| MRK Merck & Co. Inc. | 0.51% | 29,592 | $2.9M | Add +8.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.51% | 26,382 | $2.9M | Add +9.0% |
| AMP Ameriprise Financial Inc. | 0.50% | 5,463 | $2.9M | Add +4.2% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.47% | 39,885 | $2.7M | Add +5.1% |
| IVW iShares S&P 500 Growth ETF | 0.46% | 26,039 | $2.6M | No change |
| MA Mastercard Inc. Class A | 0.43% | 4,764 | $2.5M | Add +6.4% |
| CSCO Cisco Systems Inc. | 0.42% | 41,344 | $2.4M | Add +6.0% |
| ESGD iShares Trust iShares ESG Aw | 0.42% | 31,493 | $2.4M | Add +23.7% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.41% | 52,568 | $2.4M | Reduce -0.5% |
| VOO Vanguard S&P 500 ETF | 0.40% | 4,309 | $2.3M | Reduce -1.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.40% | 11,721 | $2.3M | Add +14.7% |
| HD Home Depot Inc. | 0.38% | 5,657 | $2.2M | Add +8.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.36% | 9,559 | $2.1M | Add +8.4% |
| XLV SS Health Care Select Sector | 0.36% | 15,128 | $2.1M | Reduce -4.0% |
| CWB SS SPDR BB Conv Sec ETF | 0.35% | 26,238 | $2.0M | Reduce -20.8% |
| CSL Carlisle Cos Inc. | 0.35% | 5,515 | $2.0M | Reduce -0.9% |
| WMT Walmart Inc. | 0.35% | 22,412 | $2.0M | Reduce -3.7% |
| EFA iShares MSCI Eafe ETF | 0.35% | 26,722 | $2.0M | Reduce -0.9% |
| FISV Fiserv Inc. | 0.35% | 9,775 | $2.0M | No change |
| META Meta Platforms Inc. Class A | 0.35% | 3,408 | $2.0M | Reduce -0.7% |
| ECL Ecolab Inc. | 0.34% | 8,422 | $2.0M | Add +4.1% |
| PEP Pepsico Inc. | 0.33% | 12,698 | $1.9M | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.33% | 15,917 | $1.9M | Add +8.5% |
| VEA Vanguard Ftse Developed ETF | 0.33% | 40,054 | $1.9M | Add +0.9% |
| IWM iShares Russell 2000 ETF | 0.33% | 8,599 | $1.9M | Reduce -0.4% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.33% | 36,877 | $1.9M | Reduce -0.8% |
| ETN Eaton Corp. PLC | 0.33% | 5,688 | $1.9M | Reduce -6.0% |
| VNQ Vanguard Real Estate ETF | 0.32% | 20,956 | $1.9M | Add +100.9% |
| TMO Thermo Fisher Scientific Inc. | 0.32% | 3,497 | $1.8M | Reduce -3.2% |
| LOW Lowe's Cos Inc. | 0.31% | 7,342 | $1.8M | Reduce -2.2% |
| GWW WW Grainger Inc. filed as GRAINGER W W INC | 0.30% | 1,653 | $1.7M | Reduce -3.4% |
| ACN Accenture PLC Class A | 0.29% | 4,755 | $1.7M | Reduce -6.5% |
| IWB iShares Russell 1000 ETF | 0.29% | 5,124 | $1.7M | Reduce -24.2% |
| MCD McDonald's Corp. | 0.28% | 5,543 | $1.6M | Reduce -1.6% |
| UNH Unitedhealth Group Inc. | 0.28% | 3,176 | $1.6M | Add +4.4% |
| XLY SS Consumer Disc Select Sect | 0.28% | 7,099 | $1.6M | Reduce -3.1% |
| ITW Illinois Tool Works | 0.28% | 6,272 | $1.6M | Reduce -0.4% |
| BKNG Booking Holdings Inc. | 0.27% | 312 | $1.6M | Add +14.7% |
| VZ Verizon Communications Inc. | 0.26% | 37,646 | $1.5M | Add +8.1% |
| PANW Palo Alto Networks Inc. | 0.26% | 8,202 | $1.5M | Reduce -0.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.25% | 25,366 | $1.5M | No change |
| MBB iShares MBS ETF | 0.25% | 15,852 | $1.5M | Reduce -6.2% |
| CRM Salesforce Inc. | 0.25% | 4,270 | $1.4M | Add +12.6% |
| EMR Emerson Electric Co. | 0.24% | 11,270 | $1.4M | Reduce -0.4% |
| IHI iShares U.S. Medical Devices | 0.24% | 23,636 | $1.4M | No change |
| MDY State Street SPDR S&P Midcap | 0.24% | 2,414 | $1.4M | No change |
| COP Conocophillips | 0.24% | 13,804 | $1.4M | Add +5.2% |
| ORCL Oracle Corp. | 0.24% | 8,195 | $1.4M | Reduce -1.5% |
| DES Wisdomtree US Smallcap Divid | 0.24% | 39,624 | $1.4M | Add +3.9% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.23% | 44,404 | $1.4M | Reduce -3.6% |
| GS Goldman Sachs Group Inc. | 0.23% | 2,309 | $1.3M | No change |
| GLD SPDR Gold Shares | 0.23% | 5,450 | $1.3M | Add +2.8% |
| IWR iShares Russell Mid-Cap ETF | 0.23% | 14,835 | $1.3M | Reduce -1.6% |
| PFF iShares Preferred & Income S | 0.23% | 41,516 | $1.3M | Reduce 0.0% |
Other holdings (2): bonds, preferreds, convertibles and warrants · $320K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 185 | $220K | No change |
| BANK OF AMERICA CORP (BAC V6.3 PERP DD) | Fixed Income · principal | 100,000 | $101K | No change |
Total filed on the 13F, all lines: $577.4M.
Portfolio Sells Q3 2024 → Q4 2024
| VGIT Vanguard Intermediate-Term T | Reduce -34.1% | 0.63% | −0.35 |
| BLK BlackRock Finance Inc. | Sold out | 0.00% | −0.30 |
| LLY Eli Lilly & Co. | Reduce -4.1% | 1.38% | −0.24 |
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.19 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.18 |
| KO The Coca-Cola Co. | Reduce -0.4% | 1.16% | −0.16 |
| IBDP iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.16 |
| MUB iShares National Muni Bond E | Reduce -18.4% | 0.64% | −0.15 |
| LRCX Lam Research Corp. | Sold out | 0.00% | −0.13 |
| VIGI Vanguard Int Div App Indx FD | Reduce -1.9% | 1.20% | −0.13 |
| ADBE Adobe Inc. | Reduce -33.9% | 0.16% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -8.7% | 2.06% | −0.11 |
| ABBV Abbvie Inc. | Reduce -0.7% | 1.01% | −0.10 |
| CWB SS SPDR BB Conv Sec ETF | Reduce -20.8% | 0.35% | −0.08 |
| IWB iShares Russell 1000 ETF | Reduce -24.2% | 0.29% | −0.08 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -2.0% | 0.71% | −0.08 |
| CSL Carlisle Cos Inc. | Reduce -0.9% | 0.35% | −0.07 |
| AGG iShares Core U.S. Aggregate | Reduce -0.0% | 2.46% | −0.07 |
| TMO Thermo Fisher Scientific Inc. | Reduce -3.2% | 0.32% | −0.07 |
| EFV iShares MSCI Eafe Value ETF | Reduce -0.8% | 0.72% | −0.06 |
| GOVT iShares US Treasury Bond ETF | Reduce -2.2% | 2.06% | −0.05 |
| XLV SS Health Care Select Sector | Reduce -4.0% | 0.36% | −0.05 |
| MINT PIMCO Enhanced Short Maturit | Sold out | 0.00% | −0.05 |
| NVS Novartis AG-Sponsored ADR | Sold out | 0.00% | −0.05 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.05 |
| DHR Danaher Corp. | Reduce -2.1% | 0.20% | −0.04 |
| IBTH iShares Ibonds Dec 2027 Term | Reduce -18.0% | 0.18% | −0.04 |
| UNP Union Pacific Corp. | Reduce -1.2% | 0.54% | −0.04 |
| ESGU iShares ESG Aware MSCI USA | Reduce -9.3% | 0.63% | −0.04 |
| IBTG iShares Ibonds Dec 2026 Term | Reduce -17.9% | 0.18% | −0.04 |
| VGLT Vanguard Long-Term Treasury | Sold out | 0.00% | −0.04 |
| CTAS Cintas Corp. | Sold out | 0.00% | −0.04 |
| IBTF iShares Ibonds Dec 2025 Term | Reduce -17.9% | 0.18% | −0.04 |
| PGR Progressive Corp. | Sold out | 0.00% | −0.04 |
| VNQI Vanguard GLBL Ex-US Real Est | Sold out | 0.00% | −0.03 |
| EFA iShares MSCI Eafe ETF | Reduce -0.9% | 0.35% | −0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -13.6% | 0.16% | −0.03 |
| LOW Lowe's Cos Inc. | Reduce -2.2% | 0.31% | −0.03 |
| VIG Vanguard Dividend Apprec ETF | Reduce -5.5% | 0.61% | −0.03 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -10.5% | 0.21% | −0.03 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Reduce -3.6% | 0.23% | −0.02 |
| MBB iShares MBS ETF | Reduce -6.2% | 0.25% | −0.02 |
| ENB Enbridge Inc. | Reduce -16.9% | 0.17% | −0.02 |
| CARR Carrier Global Corp. | Reduce -7.2% | 0.09% | −0.02 |
| IWD iShares Russell 1000 Value E | Reduce -0.5% | 1.59% | −0.02 |
| NKE Nike Inc. Class B | Reduce -4.6% | 0.11% | −0.02 |
| HACK Amplify Cybersecurity ETF | Reduce -35.6% | 0.05% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.2% | 1.54% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Reduce -0.1% | 0.20% | −0.02 |
| VPL Vanguard Ftse Pacific ETF | Reduce -3.1% | 0.16% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| VGSH Vanguard Short-Term Treasury | Add +14.7% | 2.29% | +0.30 |
| GOOGL Alphabet Inc. Class A | Add +1.1% | 1.73% | +0.25 |
| IVV iShares Core S&P 500 ETF | Add +3.1% | 2.61% | +0.17 |
| VNQ Vanguard Real Estate ETF | Add +100.9% | 0.32% | +0.15 |
| JPIE JPMorgan Income ETF | New | 0.13% | +0.13 |
| COST Costco Wholesale Corp. | Add +3.4% | 1.51% | +0.12 |
| DIS The Walt Disney Co. | Add +9.0% | 0.51% | +0.11 |
| NOW ServiceNow Inc. | New | 0.11% | +0.11 |
| V Visa Inc. Class A | Add +1.9% | 0.66% | +0.11 |
| TSM Taiwan Semiconductor-SP ADR | Add +14.7% | 0.40% | +0.10 |
| STIP iShares 0-5 Year Tips Bond E | New | 0.09% | +0.09 |
| AMP Ameriprise Financial Inc. | Add +4.2% | 0.50% | +0.08 |
| LULU Lululemon Athletica Inc. | Add +19.9% | 0.20% | +0.08 |
| TFLO iShares Treasury Floating Ra | Add +7.3% | 0.98% | +0.08 |
| BKNG Booking Holdings Inc. | Add +14.7% | 0.27% | +0.07 |
| CSCO Cisco Systems Inc. | Add +6.0% | 0.42% | +0.07 |
| CRM Salesforce Inc. | Add +12.6% | 0.25% | +0.07 |
| NFLX Netflix Inc. | Add +29.4% | 0.17% | +0.07 |
| IJH iShares Core S&P Midcap ETF | Add +1.7% | 2.07% | +0.07 |
| ORLY O'reilly Automotive Inc. | New | 0.06% | +0.06 |
| IYW iShares Ustechnology ETF | Add +1.1% | 0.78% | +0.06 |
| MA Mastercard Inc. Class A | Add +6.4% | 0.43% | +0.06 |
| IBTI iShares Ibonds Dec 2028 Term | New | 0.05% | +0.05 |
| ESGD iShares Trust iShares ESG Aw | Add +23.7% | 0.42% | +0.05 |
| BX Blackstone Inc. | Add +11.6% | 0.19% | +0.04 |
| TJX TJX Companies Inc. | Add +8.5% | 0.33% | +0.04 |
| ITOT iShares Core S&P Total U.S. | Add +1.8% | 0.69% | +0.04 |
| IBTJ iShares Ibonds Dec 2029 Term | New | 0.04% | +0.04 |
| SHOP Shopify Inc. Class A | New | 0.04% | +0.04 |
| DE Deere & Co. | Add +16.4% | 0.21% | +0.04 |
| TMUS T-Mobile US Inc. | Add +19.0% | 0.16% | +0.04 |
| ANET Arista Networks Inc. | Add +12.2% | 0.14% | +0.03 |
| IBM Intl Business Machines Corp. | Add +8.4% | 0.36% | +0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +38.7% | 0.09% | +0.03 |
| CMG Chipotle Mexican Grill Inc. | Add +42.3% | 0.09% | +0.03 |
| QUAL iShares MSCI USA Quality Fac | Add +0.6% | 1.71% | +0.03 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +11.3% | 0.21% | +0.02 |
| HON Honeywell International Inc. | Add +2.5% | 0.19% | +0.02 |
| IBDR iShares Ibonds Dec 2026 Term | Add +11.4% | 0.21% | +0.02 |
| HD Home Depot Inc. | Add +8.6% | 0.38% | +0.02 |
| DKS Dick's Sporting Goods Inc. | Add +28.1% | 0.07% | +0.02 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +11.7% | 0.20% | +0.02 |
| IBDU iShares Ibonds Dec 2029 Term | Add +16.5% | 0.16% | +0.02 |
| TT Trane Technologies PLC | Add +7.4% | 0.55% | +0.02 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +11.8% | 0.20% | +0.02 |
| EOG EOG Resources Inc. | Add +9.5% | 0.16% | +0.02 |
| FIS Fidelity National Info Serv | Add +31.1% | 0.06% | +0.01 |
| DES Wisdomtree US Smallcap Divid | Add +3.9% | 0.24% | +0.01 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +10.2% | 0.15% | +0.01 |
| KKR KKR & Co. Inc. | Add +9.8% | 0.05% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 271 | $668.4M | IWF, NVDA, IVV, MSFT, BIV |
| Q1 2026 | 266 | $607.3M | IWF, NVDA, IVV, BIV, MSFT |
| Q4 2025 | 265 | $627.3M | IWF, NVDA, MSFT, IVV, BIV |
| Q3 2025 | 274 | $643.9M | NVDA, IWF, MSFT, IVV, BIV |
| Q1 2025 | 278 | $564.7M | IWF, NVDA, MSFT, BIV, IVV |
| Q4 2024 | 273 | $577.1M | IWF, NVDA, MSFT, BIV, IVV |
| Q3 2024 | 278 | $586.7M | IWF, NVDA, MSFT, BIV, AGG |
| Q2 2024 | 258 | $491.3M | IWF, NVDA, MSFT, IVV, SPY |
| Q1 2024 | 263 | $499.8M | IWF, NVDA, MSFT, IVV, SPY |