Montecito Bank & Trust

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 17, 2025), Montecito Bank & Trust reported 278 stock positions worth $564.7 million. Its top holding was iShares Russell 1000 Growth (IWF) at 4.9% of the portfolio, followed by Nvidia (NVDA, 3.9%) and Microsoft (MSFT, 3.4%). Compared with Q4 2024, it opened 8 new positions, sold out of 3, added to 91 and reduced 129. The biggest buy was a new position in BlackRock (BLK) and the biggest sale Nvidia (NVDA, shares −6%).

Most Recent 13F
Q2 2026
Location
SANTA BARBARA, CA
CIK
0001422508
Portfolio Value
$564.7M (Q1 2025)
SEC Filing
0001422508-25-000002 ↗ filed Apr 17, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $499.8M Q1 2024 Q2 2024: $491.3M Q2 2024 Q3 2024: $586.7M Q3 2024 Q4 2024: $577.1M Q4 2024 Q1 2025: $564.7M $564.7M Q1 2025 Q3 2025: $643.9M Q3 2025 Q4 2025: $627.3M Q4 2025 Q1 2026: $607.3M Q1 2026 Q2 2026: $668.4M Q2 2026

Holdings 278 stocks · $564.7M
IWF iShares Russell 1000 Growth 4.85% 75,918 $27.4M Reduce -1.5%
NVDA Nvidia Corp. 3.85% 200,768 $21.8M Reduce -5.9%
MSFT Microsoft Corp. 3.37% 50,637 $19.0M Reduce -1.1%
BIV Vanguard Intermediate-Term B 2.79% 205,405 $15.7M Add +1.6%
IVV iShares Core S&P 500 ETF 2.54% 25,490 $14.3M Reduce -0.4%
VGSH Vanguard Short-Term Treasury 2.49% 239,491 $14.1M Add +5.6%
AGG iShares Core U.S. Aggregate 2.42% 138,247 $13.7M Reduce -5.6%
GOVT iShares US Treasury Bond ETF 2.06% 506,980 $11.7M Reduce -1.8%
SPY SS SPDR S&P 500 ETF Trust-US 2.00% 20,147 $11.3M Reduce -0.7%
IJH iShares Core S&P Midcap ETF 1.98% 191,689 $11.2M Add +0.2%
QUAL iShares MSCI USA Quality Fac 1.73% 57,023 $9.7M Add +2.8%
IWD iShares Russell 1000 Value E 1.66% 49,711 $9.4M Add +0.5%
IEFA iShares Core MSCI Eafe ETF 1.60% 119,138 $9.0M Reduce -4.8%
COST Costco Wholesale Corp. 1.57% 9,378 $8.9M Reduce -1.3%
LLY Eli Lilly & Co. 1.52% 10,406 $8.6M Add +1.1%
VCSH Vanguard S/T Corp. Bond ETF 1.49% 106,440 $8.4M Reduce -6.7%
GOOGL Alphabet Inc. Class A 1.45% 52,947 $8.2M Add +0.6%
KO The Coca-Cola Co. 1.34% 105,965 $7.6M Reduce -1.4%
VIGI Vanguard Int Div App Indx FD 1.27% 86,685 $7.2M Add +0.0%
JPM JPMorgan Chase & Co. 1.25% 28,703 $7.0M Add +0.2%
ABBV Abbvie Inc. 1.22% 32,789 $6.9M Reduce -0.2%
NEAR iShares SH Dba ETF Usd Inc. 1.09% 121,234 $6.2M Add +5.1%
IJR iShares Core S&P Small-Cap E 1.05% 56,946 $6.0M Reduce -0.3%
TFLO iShares Treasury Floating Ra 0.98% 109,270 $5.5M Reduce -2.3%
PG The Procter & Gamble Co. 0.96% 31,790 $5.4M Add +0.9%
CVX Chevron Corp. 0.92% 31,129 $5.2M Reduce -0.4%
EFV iShares MSCI Eafe Value ETF 0.82% 78,166 $4.6M Reduce -1.1%
USMV iShares MSCI USA Min Vol Fac 0.80% 48,367 $4.5M Add +2.6%
QQQ Invesco QQQ Trust Series 1 0.77% 9,277 $4.4M Reduce -4.3%
MUB iShares National Muni Bond E 0.76% 40,550 $4.3M Add +16.8%
V Visa Inc. Class A 0.73% 11,722 $4.1M Reduce -2.5%
ITOT iShares Core S&P Total U.S. 0.71% 33,082 $4.0M Add +6.8%
VGIT Vanguard Intermediate-Term T 0.70% 66,623 $4.0M Add +6.7%
IYW iShares Ustechnology ETF 0.70% 28,151 $4.0M Reduce -0.7%
EMXC iShares MSCI Emr MRK Ex Chna 0.66% 67,882 $3.7M Reduce -7.9%
CWI State Street SPDR MSCI Acwi 0.65% 124,481 $3.7M Reduce -2.4%
AVGO Broadcom Inc. 0.63% 21,100 $3.5M Add +1.6%
JNJ Johnson & Johnson 0.62% 21,261 $3.5M Reduce -0.4%
XOM Exxon Mobil Corp. 0.62% 29,384 $3.5M Reduce -0.8%
IWO iShares Russell 2000 Growth 0.60% 13,182 $3.4M No change
ESGU iShares ESG Aware MSCI USA 0.59% 27,473 $3.3M Reduce -3.1%
UNP Union Pacific Corp. 0.56% 13,498 $3.2M Reduce -0.8%
VYM Vanguard High DVD Yield ETF 0.56% 24,348 $3.1M Reduce -1.0%
VIG Vanguard Dividend Apprec ETF 0.55% 15,885 $3.1M Reduce -11.4%
VYMI Vanguard Int High DVD YLD Inc. 0.52% 40,016 $2.9M Add +0.3%
TT Trane Technologies PLC 0.51% 8,630 $2.9M Reduce -0.4%
MA Mastercard Inc. Class A 0.48% 4,973 $2.7M Add +4.4%
MRK Merck & Co. Inc. 0.48% 29,916 $2.7M Add +1.1%
AMP Ameriprise Financial Inc. 0.47% 5,433 $2.6M Reduce -0.6%
CSCO Cisco Systems Inc. 0.46% 42,352 $2.6M Add +2.4%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.46% 26,125 $2.6M Reduce -1.0%
GOOG Alphabet Inc. Class C 0.45% 16,370 $2.6M Add +0.4%
ESGD iShares Trust iShares ESG Aw 0.45% 31,123 $2.5M Reduce -1.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.44% 10,011 $2.5M Add +4.7%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.44% 53,898 $2.5M Add +2.5%
IVW iShares S&P 500 Growth ETF 0.43% 25,954 $2.4M Reduce -0.3%
VOO Vanguard S&P 500 ETF 0.41% 4,507 $2.3M Add +4.6%
EFA iShares MSCI Eafe ETF 0.39% 26,662 $2.2M Reduce -0.2%
VEA Vanguard Ftse Developed ETF 0.39% 42,821 $2.2M Add +6.9%
FISV Fiserv Inc. 0.38% 9,811 $2.2M Add +0.4%
ECL Ecolab Inc. 0.38% 8,430 $2.1M Add +0.1%
HD Home Depot Inc. 0.37% 5,776 $2.1M Add +2.1%
IGIB iShares 5-10Y Inv Grade Corp. 0.36% 38,343 $2.0M Add +4.0%
XLV SS Health Care Select Sector 0.36% 13,745 $2.0M Reduce -9.1%
META Meta Platforms Inc. Class A 0.35% 3,463 $2.0M Add +1.6%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.35% 16,265 $2.0M Add +2.2%
WMT Walmart Inc. 0.35% 22,347 $2.0M Reduce -0.3%
STIP iShares 0-5 Year Tips Bond E 0.34% 18,730 $1.9M Add +260.2%
TSM Taiwan Semiconductor-SP ADR 0.34% 11,405 $1.9M Reduce -2.7%
LOW Lowe's Cos Inc. 0.33% 8,087 $1.9M Add +10.2%
CWB SS SPDR BB Conv Sec ETF 0.33% 24,516 $1.9M Reduce -6.6%
CSL Carlisle Cos Inc. 0.33% 5,515 $1.9M No change
PEP Pepsico Inc. 0.33% 12,413 $1.9M Reduce -2.2%
UNH Unitedhealth Group Inc. 0.32% 3,414 $1.8M Add +7.5%
VNQ Vanguard Real Estate ETF 0.32% 19,712 $1.8M Reduce -5.9%
MCD McDonald's Corp. 0.31% 5,519 $1.7M Reduce -0.4%
IWM iShares Russell 2000 ETF 0.30% 8,500 $1.7M Reduce -1.1%
BKNG Booking Holdings Inc. 0.30% 364 $1.7M Add +16.7%
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.29% 1,656 $1.6M Add +0.2%
TMO Thermo Fisher Scientific Inc. 0.29% 3,247 $1.6M Reduce -7.2%
VZ Verizon Communications Inc. 0.28% 35,200 $1.6M Reduce -6.5%
ITW Illinois Tool Works 0.28% 6,308 $1.6M Add +0.6%
ETN Eaton Corp. PLC 0.27% 5,667 $1.5M Reduce -0.4%
VEU Vanguard Ftse All-World Ex-U 0.27% 25,366 $1.5M No change
GLD SPDR Gold Shares 0.27% 5,339 $1.5M Reduce -2.0%
BLK BlackRock Inc. 0.27% 1,621 $1.5M New
COP Conocophillips 0.26% 13,936 $1.5M Add +1.0%
MCK McKesson Corp. 0.26% 2,165 $1.5M Reduce -3.8%
MBB iShares MBS ETF 0.25% 15,307 $1.4M Reduce -3.4%
IHI iShares U.S. Medical Devices 0.25% 23,505 $1.4M Reduce -0.6%
XLY SS Consumer Disc Select Sect 0.25% 7,059 $1.4M Reduce -0.6%
PANW Palo Alto Networks Inc. 0.24% 8,104 $1.4M Reduce -1.2%
XSOE Wisdmtree Emerg MKT Ex-St Ow 0.24% 44,086 $1.4M Reduce -0.7%
ORCL Oracle Corp. 0.24% 9,710 $1.4M Add +18.5%
SCHW Schwab (charles) Corp. 0.23% 16,697 $1.3M No change
DE Deere & Co. 0.23% 2,782 $1.3M Reduce -4.9%
BSV Vanguard Short-Term Bond ETF 0.23% 16,647 $1.3M Reduce -0.2%
DES Wisdomtree US Smallcap Divid 0.23% 40,645 $1.3M Add +2.6%
MDY State Street SPDR S&P Midcap 0.23% 2,414 $1.3M No change
IWB iShares Russell 1000 ETF 0.23% 4,193 $1.3M Reduce -18.2%
PFF iShares Preferred & Income S 0.23% 41,516 $1.3M No change
GS Goldman Sachs Group Inc. 0.23% 2,326 $1.3M Add +0.7%
IBDQ iShares Ibonds Dec 2025 Term 0.22% 50,329 $1.3M Add +4.7%
IBDR iShares Ibonds Dec 2026 Term 0.22% 52,156 $1.3M Add +4.8%
KLAC KLA Corp. 0.22% 1,843 $1.3M Add +2.8%
IWR iShares Russell Mid-Cap ETF 0.22% 14,570 $1.2M Reduce -1.8%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.22% 50,993 $1.2M Add +4.9%
NEE Nextera Energy Inc. 0.22% 17,368 $1.2M Reduce -1.2%
EMR Emerson Electric Co. 0.22% 11,199 $1.2M Reduce -0.6%
CL Colgate-Palmolive Co. 0.22% 13,001 $1.2M Add +5.5%
PM Philip Morris International 0.22% 7,657 $1.2M No change
IBTF iShares Ibonds Dec 2025 Term 0.21% 51,743 $1.2M Add +13.7%
CRM Salesforce Inc. 0.21% 4,473 $1.2M Add +4.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.21% 6,871 $1.2M Add +7.7%
ACN Accenture PLC Class A 0.21% 3,798 $1.2M Reduce -20.1%
IBDT iShares Ibonds Dec 2028 ETF 0.21% 46,669 $1.2M Add +0.6%
VGK Vanguard Ftse Europe ETF 0.21% 16,543 $1.2M Reduce -8.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.20% 4,444 $1.1M Reduce -2.7%
IBTG iShares Ibonds Dec 2026 Term 0.20% 49,748 $1.1M Add +6.4%
IBTH iShares Ibonds Dec 2027 Term 0.20% 50,104 $1.1M Add +4.2%
IVE iShares S&P 500 Value ETF 0.20% 5,866 $1.1M Reduce -2.2%
ACWI iShares MSCI Acwi ETF 0.20% 9,540 $1.1M Reduce -9.4%
FDX FedEx Corp. 0.19% 4,391 $1.1M No change
CAT Caterpillar Inc. 0.19% 3,244 $1.1M Add +0.3%
JPIE JPMorgan Income ETF 0.19% 23,099 $1.1M Add +39.8%
NFLX Netflix Inc. 0.18% 1,116 $1.0M Reduce -0.6%
HON Honeywell International Inc. 0.18% 4,878 $1.0M Reduce -0.8%
IEI iShares 3-7 Year Treasury Bo 0.18% 8,575 $1.0M Reduce -18.8%
PSA Public Storage 0.18% 3,365 $1.0M Reduce -1.5%
TMUS T-Mobile US Inc. 0.18% 3,765 $1.0M Reduce -7.3%
LULU Lululemon Athletica Inc. 0.18% 3,546 $1.0M Add +17.3%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.18% 12,648 $997K Reduce -1.0%
ENB Enbridge Inc. 0.17% 22,099 $979K Reduce -5.8%
EOG EOG Resources Inc. 0.17% 7,580 $972K Add +0.8%
PSCH Invesco S&P Smallcap Health 0.17% 22,338 $967K Reduce -10.2%
PFE Pfizer Inc. 0.17% 37,939 $961K Reduce -8.6%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.17% 8,729 $949K Add +0.1%
IBDU iShares Ibonds Dec 2029 Term 0.17% 40,859 $945K Add +0.8%
DHR Danaher Corp. 0.16% 4,523 $927K Reduce -10.9%
MAS Masco Corp. 0.16% 13,293 $924K Add +2.0%
GSLC Goldman Activebeta US LC ETF 0.16% 8,350 $919K No change
VPL Vanguard Ftse Pacific ETF 0.16% 12,639 $916K Reduce -2.7%
SO The Southern Co. 0.16% 9,876 $908K Add +5.3%
IBDV iShares Ibonds Dec 2030 Corp. 0.16% 40,966 $890K Add +0.8%
SHYG iShares 0-5 YR HY Corp. Bond 0.15% 20,310 $864K No change
CI The Cigna Group 0.15% 2,624 $863K Add +9.8%
IBTI iShares Ibonds Dec 2028 Term 0.15% 38,664 $860K Add +180.3%
WM Waste Management Inc. 0.15% 3,678 $851K Reduce -2.6%
VRTX Vertex Pharmaceuticals Inc. 0.15% 1,752 $849K Add +5.6%
BX Blackstone Inc. 0.15% 6,072 $849K Reduce -5.7%
CMI Cummins Inc. 0.15% 2,626 $823K Reduce -9.5%
QCOM Qualcomm Inc. 0.14% 5,320 $817K Add +1.9%
REGN Regeneron Pharmaceuticals 0.14% 1,274 $808K Add +1.8%
HPQ HP Inc. 0.14% 28,538 $790K Add +1.9%
XLF SS Financial Select Sector 0.14% 15,849 $789K Reduce -0.3%
IBTJ iShares Ibonds Dec 2029 Term 0.14% 35,894 $781K Add +244.3%
CB Chubb Ltd. 0.14% 2,552 $771K Reduce -3.1%
IBDW iShares Ibonds Dec 2031 Corp. 0.14% 36,917 $766K Add +0.9%
USIG iShares Broad Usd Investment 0.13% 14,881 $760K No change
IEMG iShares Core MSCI Emerging 0.13% 14,013 $756K Reduce -0.1%
SYK Stryker Corp. 0.13% 1,996 $743K Add +3.1%
WFC Wells Fargo & Co. 0.13% 10,330 $742K Reduce -0.4%
MET Metlife Inc. 0.13% 8,917 $716K Add +2.9%
LRCX Lam Research Corp. 0.13% 9,791 $712K New
DHI D.R. Horton Inc. 0.13% 5,570 $708K Add +2.4%
BMY Bristol-Myers Squibb Co. 0.13% 11,604 $708K Reduce -5.1%
IBDX iShares Ibonds Dec 2032 TC 0.13% 28,265 $706K Add +1.0%
IBDY iShares Ibonds Dec 2033 Corp. 0.12% 27,429 $701K Add +1.0%
SHV iShares 0-1 Year Treasury Bo 0.12% 6,210 $686K No change
IXN iShares Global Tech ETF 0.12% 8,991 $681K No change
MMM 3M Co. 0.12% 4,632 $680K No change
IJK iShares S&P Mid-Cap 400 Grow 0.12% 8,137 $678K No change
DLR Digital Realty Trust Inc. 0.12% 4,675 $670K Reduce -1.1%
TM Toyota Motor Corp. -Spon ADR 0.12% 3,776 $667K No change
EA Electronic Arts Inc. 0.12% 4,608 $666K Add +14.8%
PEG Public Service Enterprise GP 0.12% 7,900 $650K Add +0.9%
DVY iShares Select Dividend ETF 0.11% 4,807 $646K No change
IJT iShares S&P Small-Cap 600 GR 0.11% 5,138 $640K Reduce -0.6%
PSX Phillips 66 0.11% 5,168 $638K Reduce -0.7%
AZN Astrazeneca PLC-Spons ADR 0.11% 8,484 $624K Add +104.1%
CF CF Industries Holdings Inc. filed as CF INDS HLDGS INC 0.11% 7,779 $608K Reduce -1.2%
ESGE iShares Inc. iShares ESG Awar 0.11% 17,186 $601K No change
GILD Gilead Sciences Inc. 0.11% 5,359 $600K Add +1.3%
MDLZ Mondelez International Inc. Class A 0.10% 8,568 $581K Reduce -3.0%
EFG iShares MSCI Eafe Growth ETF 0.10% 5,609 $561K Reduce -0.2%
DSI iShares ESG MSCI KLD 400 ETF 0.10% 5,443 $557K No change
MO Altria Group Inc. 0.10% 9,264 $556K No change
DGRW Wisdomtree U.S. Quality Divi 0.10% 6,921 $553K No change
VB Vanguard Most SM-Cap ETF-Usd 0.10% 2,436 $540K No change
VTI VG Morningstar TS MKT ETF-US 0.10% 1,965 $540K Reduce -6.2%
JPST JPMorgan Ultra-Short Income 0.10% 10,632 $538K Reduce -1.1%
IJJ iShares S&P Mid-Cap 400 Valu 0.09% 4,460 $534K Reduce -0.7%
VXF Vanguard Extended Market ETF 0.09% 3,046 $525K Reduce -0.3%
IGF iShares Global Infrastructur 0.09% 9,427 $515K Reduce -9.9%
SHY iShares 1-3 Year Treasury Bo 0.09% 6,223 $515K Reduce -2.0%
DEM Wisdomtree Emerging Markets 0.09% 12,019 $506K No change
MSI Motorola Solutions Inc. 0.09% 1,152 $504K No change
NOW ServiceNow Inc. 0.09% 631 $502K Add +9.2%
ADBE Adobe Inc. 0.09% 1,285 $493K Reduce -39.5%
VLUE iShares MSCI USA Value Facto 0.09% 4,602 $491K No change
NKE Nike Inc. Class B 0.09% 7,682 $488K Reduce -5.2%
QLTA iShares Aaa - A Rated Corpor 0.08% 10,084 $479K Add +1.4%
ANET Arista Networks Inc. 0.08% 6,170 $478K Reduce -15.8%
VLO Valero Energy Corp. 0.08% 3,617 $478K No change
IEF iShares 7-10 Year Treasury B 0.08% 4,988 $476K Reduce -10.9%
DGX Quest Diagnostics Inc. 0.08% 2,788 $472K Add +52.6%
MU Micron Technology Inc. 0.08% 5,420 $471K Reduce -3.0%
VWO Vanguard Ftse Emerging Marke 0.08% 10,357 $469K Add +2.5%
CARR Carrier Global Corp. 0.08% 7,392 $469K Reduce -0.9%
XLB SS Materials Select Sector 0.08% 5,350 $460K Reduce -10.1%
CATH Global X S&P 500 Ca Val ETF 0.08% 6,765 $457K No change
DTE DTE Energy Company 0.08% 3,304 $457K Add +0.8%
IBDZ ISHARESIBONDSDEC2034TMCORP 0.08% 17,716 $457K Add +8.0%
ROP Roper Technologies Inc. 0.08% 768 $453K No change
KBE SS SPDR S&P Bank ETF 0.08% 8,490 $450K No change
COF Capital One Financial Corp. 0.08% 2,473 $443K Add +0.8%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.08% 8,540 $442K No change
ORLY O'reilly Automotive Inc. 0.08% 308 $441K No change
ZTS Zoetis Inc. 0.08% 2,665 $439K Add +95.2%
GIS General Mills Inc. 0.08% 7,218 $432K Reduce -2.5%
C Citigroup Inc. 0.08% 6,067 $431K No change
FAST Fastenal Co. 0.08% 5,526 $429K Reduce -46.8%
EXC Exelon Corp. 0.07% 9,067 $418K New
GD General Dynamics Corp. 0.07% 1,486 $405K No change
XLE SS Energy Select Sector 0.07% 4,306 $402K No change
SBUX Starbucks Corp. 0.07% 3,934 $386K Reduce -36.4%
PH Parker Hannifin Corp. 0.07% 634 $385K New
KMB Kimberly-Clark Corp. 0.07% 2,700 $384K Reduce -2.6%
CMG Chipotle Mexican Grill Inc. 0.07% 7,615 $382K Reduce -7.3%
MAR Marriott International Class A 0.07% 1,580 $376K Reduce -36.3%
EMB iShares JP Morgan Usd Emergi 0.07% 4,136 $375K Reduce -9.2%
ESML iShares ESG Aware MSCI USA S 0.07% 9,670 $371K No change
INVH Invitation Homes Inc. 0.06% 10,479 $365K Reduce -1.2%
EQIX Equinix Inc. 0.06% 434 $354K Reduce -0.5%
XLP SS Consumer Staples Sel Sect 0.06% 4,303 $351K Reduce -3.4%
DKS Dick's Sporting Goods Inc. 0.06% 1,675 $338K Reduce -5.9%
ED Consolidated Edison Inc. 0.06% 3,026 $335K Reduce -43.0%
IJS iShares S&P Small-Cap 600 Va 0.06% 3,325 $324K No change
JCI Johnson Controls Internation 0.06% 3,999 $320K No change
XBI SS SPDR S&P Biotech ETF 0.06% 3,900 $316K No change
SMH Vaneck Semiconductor ETF 0.06% 1,485 $314K Reduce -7.2%
VUG Vanguard Mrngstar GR ETF-Sui 0.05% 820 $304K Reduce -34.7%
HACK Amplify Cybersecurity ETF 0.05% 4,110 $295K Reduce -1.2%
GEHC GE Healthcare Technology 0.05% 3,520 $284K New
AMT American Tower Corp. 0.05% 1,301 $283K No change
DD Dupont DE Nemours Inc. 0.05% 3,776 $282K Reduce -9.0%
CTSH Cognizant Tech Solutions-A 0.05% 3,680 $282K No change
LMT Lockheed Martin Corp. 0.05% 630 $281K Add +5.9%
OTIS Otis Worldwide Corp. 0.05% 2,717 $280K Reduce -2.2%
FIS Fidelity National Info Serv 0.05% 3,730 $279K Reduce -18.4%
XVV iShares ESG Select Screened 0.05% 6,364 $272K No change
TXN Texas Instruments Inc. 0.05% 1,472 $265K No change
KR Kroger Co. 0.05% 3,815 $258K Reduce -9.3%
EXR Extra Space Storage Inc. 0.04% 1,686 $250K No change
XLI SS Industrial Select Sector 0.04% 1,900 $249K Reduce -6.2%
IYE iShares U.S. Energy ETF 0.04% 4,989 $246K Reduce -21.1%
NXPI NXP Semiconductors NV 0.04% 1,289 $245K Reduce -5.6%
ISRG Intuitive Surgical Inc. 0.04% 493 $244K Add +1.2%
SHEL Shell PLC-ADR 0.04% 3,325 $244K Reduce -16.8%
ADI Analog Devices Inc. 0.04% 1,196 $241K No change
CMCSA Comcast Corp. Class A 0.04% 6,519 $241K Reduce -8.2%
BND Vanguard Total Bond Market 0.04% 3,264 $240K Add +1.2%
IWS iShares Russell Mid-Cap Valu 0.04% 1,891 $238K No change
PGR Progressive Corp. 0.04% 835 $236K New
IAU iShares Gold Trust 0.04% 3,945 $233K New
SPGI S&P Global Inc. 0.04% 457 $232K Reduce -8.1%
KKR KKR & Co. Inc. 0.04% 2,008 $232K Add +3.2%
AGZ iShares Agency Bond ETF 0.04% 2,078 $227K No change
MDT Medtronic PLC 0.04% 2,516 $226K Reduce -10.7%
SCZ iShares MSCI Eafe Small-Cap 0.04% 3,542 $225K Add +2.2%
XLC SS Comm Select Sector SPDR 0.04% 2,318 $224K No change
VGLT Vanguard Long-Term Treasury 0.04% 3,870 $223K New
J Jacobs Solutions Inc. 0.04% 1,716 $207K Reduce -10.9%
TOL Toll Brothers Inc. 0.04% 1,905 $201K Reduce -9.3%
ALTA PROPERTIES, INC. 0.03% 24,544 $182K No change
ICLN iShares Global Clean Energy 0.03% 13,149 $150K Reduce -40.2%
PENNX Royce Small-Cap Fund - in Ui 0.02% 15,158 $124K No change
CHARLES SCHWAB CORP (SCHW V5.375 PERP G) 0.02% 100,000 $100K No change
Other holdings (2): bonds, preferreds, convertibles and warrants · $323K (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 185$222KNo change
BANK OF AMERICA CORP (BAC V6.3 PERP DD) Fixed Income · principal 100,000$101KNo change

Total filed on the 13F, all lines: $565.0M.

Portfolio Sells Q4 2024 → Q1 2025
NVDA Nvidia Corp. Reduce -5.9% 3.85% −1.11
IWF iShares Russell 1000 Growth Reduce -1.5% 4.85% −0.51
MSFT Microsoft Corp. Reduce -1.1% 3.37% −0.37
QQQ Invesco QQQ Trust Series 1 Reduce -4.3% 0.77% −0.09
IJR iShares Core S&P Small-Cap E Reduce -0.3% 1.05% −0.09
IYW iShares Ustechnology ETF Reduce -0.7% 0.70% −0.08
ACN Accenture PLC Class A Reduce -20.1% 0.21% −0.08
ADBE Adobe Inc. Reduce -39.5% 0.09% −0.08
IVV iShares Core S&P 500 ETF Reduce -0.4% 2.54% −0.07
TSM Taiwan Semiconductor-SP ADR Reduce -2.7% 0.34% −0.07
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.7% 2.00% −0.06
VIG Vanguard Dividend Apprec ETF Reduce -11.4% 0.55% −0.06
IWB iShares Russell 1000 ETF Reduce -18.2% 0.23% −0.06
NVO Novo-Nordisk A/S-Spons ADR Sold out 0.00% −0.06
ANET Arista Networks Inc. Reduce -15.8% 0.08% −0.06
VCSH Vanguard S/T Corp. Bond ETF Reduce -6.7% 1.49% −0.05
ETN Eaton Corp. PLC Reduce -0.4% 0.27% −0.05
FAST Fastenal Co. Reduce -46.8% 0.08% −0.05
MAR Marriott International Class A Reduce -36.3% 0.07% −0.05
DIS The Walt Disney Co. Reduce -1.0% 0.46% −0.05
EMXC iShares MSCI Emr MRK Ex Chna Reduce -7.9% 0.66% −0.05
BX Blackstone Inc. Reduce -5.7% 0.15% −0.04
ESGU iShares ESG Aware MSCI USA Reduce -3.1% 0.59% −0.04
TT Trane Technologies PLC Reduce -0.4% 0.51% −0.04
AMP Ameriprise Financial Inc. Reduce -0.6% 0.47% −0.04
DHR Danaher Corp. Reduce -10.9% 0.16% −0.04
AGG iShares Core U.S. Aggregate Reduce -5.6% 2.42% −0.04
CLX Clorox Company Sold out 0.00% −0.04
SHOP Shopify Inc. Class A Sold out 0.00% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Reduce -34.7% 0.05% −0.04
IEI iShares 3-7 Year Treasury Bo Reduce -18.8% 0.18% −0.03
IVW iShares S&P 500 Growth ETF Reduce -0.3% 0.43% −0.03
CMI Cummins Inc. Reduce -9.5% 0.15% −0.03
SBUX Starbucks Corp. Reduce -36.4% 0.07% −0.03
XLY SS Consumer Disc Select Sect Reduce -0.6% 0.25% −0.03
TMO Thermo Fisher Scientific Inc. Reduce -7.2% 0.29% −0.03
IWM iShares Russell 2000 ETF Reduce -1.1% 0.30% −0.03
DLR Digital Realty Trust Inc. Reduce -1.1% 0.12% −0.03
EMR Emerson Electric Co. Reduce -0.6% 0.22% −0.02
ED Consolidated Edison Inc. Reduce -43.0% 0.06% −0.02
CWB SS SPDR BB Conv Sec ETF Reduce -6.6% 0.33% −0.02
PFE Pfizer Inc. Reduce -8.6% 0.17% −0.02
NKE Nike Inc. Class B Reduce -5.2% 0.09% −0.02
PSCH Invesco S&P Smallcap Health Reduce -10.2% 0.17% −0.02
CMG Chipotle Mexican Grill Inc. Reduce -7.3% 0.07% −0.02
ACWI iShares MSCI Acwi ETF Reduce -9.4% 0.20% −0.02
ICLN iShares Global Clean Energy Reduce -40.2% 0.03% −0.02
FIS Fidelity National Info Serv Reduce -18.4% 0.05% −0.01
PANW Palo Alto Networks Inc. Reduce -1.2% 0.24% −0.01
SMH Vaneck Semiconductor ETF Reduce -7.2% 0.06% −0.01

Portfolio Buys Q4 2024 → Q1 2025
BLK BlackRock Inc. New 0.27% +0.27
STIP iShares 0-5 Year Tips Bond E Add +260.2% 0.34% +0.25
VGSH Vanguard Short-Term Treasury Add +5.6% 2.49% +0.20
BIV Vanguard Intermediate-Term B Add +1.6% 2.79% +0.17
LLY Eli Lilly & Co. Add +1.1% 1.52% +0.14
LRCX Lam Research Corp. New 0.13% +0.13
MUB iShares National Muni Bond E Add +16.8% 0.76% +0.12
IBTI iShares Ibonds Dec 2028 Term Add +180.3% 0.15% +0.10
IBTJ iShares Ibonds Dec 2029 Term Add +244.3% 0.14% +0.10
NEAR iShares SH Dba ETF Usd Inc. Add +5.1% 1.09% +0.08
USMV iShares MSCI USA Min Vol Fac Add +2.6% 0.80% +0.08
IBM Intl Business Machines Corp. Add +4.7% 0.44% +0.08
EXC Exelon Corp. New 0.07% +0.07
VGIT Vanguard Intermediate-Term T Add +6.7% 0.70% +0.07
VIGI Vanguard Int Div App Indx FD Add +0.0% 1.27% +0.07
IWD iShares Russell 1000 Value E Add +0.5% 1.66% +0.07
PH Parker Hannifin Corp. New 0.07% +0.07
AZN Astrazeneca PLC-Spons ADR Add +104.1% 0.11% +0.06
JPIE JPMorgan Income ETF Add +39.8% 0.19% +0.06
JPM JPMorgan Chase & Co. Add +0.2% 1.25% +0.06
VEA Vanguard Ftse Developed ETF Add +6.9% 0.39% +0.05
VYMI Vanguard Int High DVD YLD Inc. Add +0.3% 0.52% +0.05
GEHC GE Healthcare Technology New 0.05% +0.05
MA Mastercard Inc. Class A Add +4.4% 0.48% +0.05
PG The Procter & Gamble Co. Add +0.9% 0.96% +0.04
PGR Progressive Corp. New 0.04% +0.04
IAU iShares Gold Trust New 0.04% +0.04
VGLT Vanguard Long-Term Treasury New 0.04% +0.04
ZTS Zoetis Inc. Add +95.2% 0.08% +0.04
CSCO Cisco Systems Inc. Add +2.4% 0.46% +0.04
CI The Cigna Group Add +9.8% 0.15% +0.04
UNH Unitedhealth Group Inc. Add +7.5% 0.32% +0.04
ECL Ecolab Inc. Add +0.1% 0.38% +0.04
DGX Quest Diagnostics Inc. Add +52.6% 0.08% +0.04
FISV Fiserv Inc. Add +0.4% 0.38% +0.04
VRTX Vertex Pharmaceuticals Inc. Add +5.6% 0.15% +0.03
IBTF iShares Ibonds Dec 2025 Term Add +13.7% 0.21% +0.03
BKNG Booking Holdings Inc. Add +16.7% 0.30% +0.03
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +2.5% 0.44% +0.03
IGIB iShares 5-10Y Inv Grade Corp. Add +4.0% 0.36% +0.03
SO The Southern Co. Add +5.3% 0.16% +0.03
KLAC KLA Corp. Add +2.8% 0.22% +0.03
ITOT iShares Core S&P Total U.S. Add +6.8% 0.71% +0.02
VTV Vanguard Mrngstr Val ETF-Aui Add +7.7% 0.21% +0.02
COP Conocophillips Add +1.0% 0.26% +0.02
CL Colgate-Palmolive Co. Add +5.5% 0.22% +0.02
GILD Gilead Sciences Inc. Add +1.3% 0.11% +0.02
LOW Lowe's Cos Inc. Add +10.2% 0.33% +0.02
TJX TJX Companies Inc. Add +2.2% 0.35% +0.02
IBTG iShares Ibonds Dec 2026 Term Add +6.4% 0.20% +0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 271$668.4MIWF, NVDA, IVV, MSFT, BIV
Q1 2026 266$607.3MIWF, NVDA, IVV, BIV, MSFT
Q4 2025 265$627.3MIWF, NVDA, MSFT, IVV, BIV
Q3 2025 274$643.9MNVDA, IWF, MSFT, IVV, BIV
Q1 2025 278$564.7MIWF, NVDA, MSFT, BIV, IVV
Q4 2024 273$577.1MIWF, NVDA, MSFT, BIV, IVV
Q3 2024 278$586.7MIWF, NVDA, MSFT, BIV, AGG
Q2 2024 258$491.3MIWF, NVDA, MSFT, IVV, SPY
Q1 2024 263$499.8MIWF, NVDA, MSFT, IVV, SPY