Net Worth Advisory Group
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 14, 2026), Net Worth Advisory Group reported 441 stock positions worth $494.6 million. Its top holding was Apple (AAPL) at 3.0% of the portfolio, followed by Vanguard Int-Term Corporate (VCIT, 3.0%) and Vanguard Intermediate-Term T (VGIT, 3.0%). Compared with Q3 2025, it opened 76 new positions, sold out of 37, added to 210 and reduced 153. The biggest buy was Apple (AAPL, shares +319%) and the biggest sale Netflix (NFLX, shares −23%).
- Most Recent 13F
- Q2 2026
- Location
- SANDY, UT
- CIK
- 0001791998
- Portfolio Value
- $494.6M (Q4 2025)
- SEC Filing
- 0001754960-26-000043 ↗ filed Jan 14, 2026
Holdings Value
Holdings 441 stocks · $494.6M
| AAPL Apple Inc. | 3.04% | 55,314 | $15.0M | Add +318.7% |
| VCIT Vanguard Int-Term Corporate | 3.03% | 179,200 | $15.0M | Add +57.5% |
| VGIT Vanguard Intermediate-Term T | 3.03% | 250,021 | $15.0M | Add +137.5% |
| BNDX Vanguard Total Intl Bond ETF | 2.78% | 284,086 | $13.7M | Add +16.4% |
| TIP iShares Tips Bond ETF | 2.53% | 114,018 | $12.5M | Add +8.6% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 2.32% | 104,127 | $11.5M | Add +18.9% |
| IEF iShares 7-10 Year Treasury B | 2.27% | 116,720 | $11.2M | Add +11.6% |
| SHY iShares 1-3 Year Treasury Bo | 2.23% | 133,411 | $11.0M | Add +8.4% |
| IVE iShares S&P 500 Value ETF | 2.22% | 51,810 | $11.0M | Add +818.1% |
| IVW iShares S&P 500 Growth ETF | 2.19% | 88,025 | $10.8M | Add +784.8% |
| CORP PIMCO Inv Grade Corp. BD ETF | 2.06% | 104,090 | $10.2M | Add +11.6% |
| TLH iShares 10-20 Year Treasury | 1.78% | 86,657 | $8.8M | Add +8.5% |
| BWX SS SPDR BB Intl Treasury BD | 1.73% | 380,616 | $8.6M | Add +13.5% |
| NVDA Nvidia Corp. | 1.45% | 38,439 | $7.2M | Add +24.2% |
| MSFT Microsoft Corp. | 1.37% | 13,983 | $6.8M | Add +122.5% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 1.20% | 73,525 | $5.9M | Add +10.4% |
| VTI VG Morningstar TS MKT ETF-US | 1.13% | 16,676 | $5.6M | Add +614.5% |
| GOOG Alphabet Inc. Class C | 0.92% | 14,560 | $4.6M | Add +39.2% |
| EFV iShares MSCI Eafe Value ETF | 0.91% | 63,220 | $4.5M | Add +427.6% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.90% | 34,004 | $4.5M | Add +769.5% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.85% | 43,432 | $4.2M | Add +710.0% |
| TSLA Tesla Inc. | 0.83% | 9,179 | $4.1M | Add +63.4% |
| GOOGL Alphabet Inc. Class A | 0.83% | 13,091 | $4.1M | Add +82.7% |
| AMZN Amazon.com Inc. | 0.80% | 17,154 | $4.0M | Add +42.8% |
| EFG iShares MSCI Eafe Growth ETF | 0.77% | 33,287 | $3.8M | Add +475.1% |
| META Meta Platforms Inc. Class A | 0.75% | 5,594 | $3.7M | Add +34.3% |
| SHV iShares 0-1 Year Treasury Bo | 0.71% | 31,932 | $3.5M | Reduce -2.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.69% | 6,997 | $3.4M | Add +265.6% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.69% | 37,143 | $3.4M | Reduce -1.0% |
| GLD SPDR Gold Shares | 0.68% | 8,547 | $3.4M | Add +135.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.64% | 16,544 | $3.2M | Add +193.8% |
| MINT PIMCO Enhanced Short Maturit | 0.63% | 30,974 | $3.1M | Reduce -2.9% |
| JNJ Johnson & Johnson | 0.61% | 14,557 | $3.0M | Add +24.0% |
| BND Vanguard Total Bond Market | 0.59% | 39,110 | $2.9M | Add +68.9% |
| JPM JPMorgan Chase & Co. | 0.58% | 8,961 | $2.9M | Add +4.4% |
| CSCO Cisco Systems Inc. | 0.57% | 36,919 | $2.8M | Add +27.5% |
| V Visa Inc. Class A | 0.56% | 7,858 | $2.8M | Add +22.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.51% | 5,062 | $2.5M | Add +7.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.51% | 3,710 | $2.5M | Add +8.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.51% | 4,089 | $2.5M | Add +8.0% |
| LLY Eli Lilly & Co. | 0.50% | 2,320 | $2.5M | Add +8.3% |
| GOVT iShares US Treasury Bond ETF | 0.50% | 106,868 | $2.5M | Add +211.4% |
| SCHG Schwab US Large-Cap Growth | 0.47% | 71,138 | $2.3M | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.46% | 4,702 | $2.3M | Reduce -0.1% |
| AXP American Express Co. | 0.46% | 6,101 | $2.3M | Add +3.8% |
| AGG iShares Core U.S. Aggregate | 0.45% | 22,495 | $2.2M | Add +32.8% |
| AMAT Applied Materials Inc. | 0.45% | 8,728 | $2.2M | Add +23.0% |
| RSP Invesco S&P 500 Equal Weight | 0.44% | 11,259 | $2.2M | Reduce -0.1% |
| LOW Lowe's Cos Inc. | 0.43% | 8,771 | $2.1M | Add +22.6% |
| TSM Taiwan Semiconductor-SP ADR | 0.42% | 6,911 | $2.1M | Reduce -5.7% |
| AVGO Broadcom Inc. | 0.42% | 6,060 | $2.1M | Add +17.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.42% | 11,587 | $2.1M | Add +267.1% |
| INTU Intuit Inc. | 0.41% | 3,043 | $2.0M | Add +8.6% |
| WMT Walmart Inc. | 0.41% | 18,056 | $2.0M | Reduce -24.3% |
| IJS iShares S&P Small-Cap 600 Va | 0.40% | 17,530 | $2.0M | Add +769.1% |
| IJT iShares S&P Small-Cap 600 GR | 0.40% | 14,008 | $2.0M | Add +673.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.38% | 5,967 | $1.9M | Add +56.3% |
| SCHV Schwab US Large-Cap Value | 0.38% | 62,942 | $1.9M | New |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.37% | 6,602 | $1.8M | Add +222.7% |
| AMP Ameriprise Financial Inc. | 0.35% | 3,515 | $1.7M | Add +17.8% |
| TRV The Travelers Cos Inc. | 0.34% | 5,744 | $1.7M | Add +23.2% |
| PCAR Paccar Inc. | 0.32% | 14,533 | $1.6M | Reduce -15.4% |
| COST Costco Wholesale Corp. | 0.31% | 1,791 | $1.5M | Add +4.4% |
| MPC Marathon Petroleum Corp. | 0.31% | 9,321 | $1.5M | Add +19.0% |
| AER Aercap Holdings NV | 0.30% | 10,287 | $1.5M | Add +13.4% |
| ADBE Adobe Inc. | 0.29% | 4,039 | $1.4M | Add +5.6% |
| ABBV Abbvie Inc. | 0.28% | 6,069 | $1.4M | Add +58.7% |
| AMD Advanced Micro Devices | 0.28% | 6,436 | $1.4M | Reduce -7.1% |
| LITE Lumentum Holdings Inc. | 0.28% | 3,736 | $1.4M | Add +109.7% |
| ABT Abbott Laboratories | 0.28% | 10,905 | $1.4M | New |
| GS Goldman Sachs Group Inc. | 0.27% | 1,511 | $1.3M | Reduce -22.3% |
| NFLX Netflix Inc. | 0.26% | 13,667 | $1.3M | Reduce -23.4% |
| LRCX Lam Research Corp. | 0.26% | 7,424 | $1.3M | Reduce -8.5% |
| CRM Salesforce Inc. | 0.23% | 4,342 | $1.2M | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.23% | 20,588 | $1.1M | Add +129.3% |
| IGOV iShares International Treasu | 0.23% | 26,722 | $1.1M | Add +244.3% |
| XOM Exxon Mobil Corp. | 0.22% | 9,100 | $1.1M | Reduce -0.9% |
| MS Morgan Stanley | 0.22% | 6,161 | $1.1M | Reduce -34.3% |
| CI The Cigna Group | 0.22% | 3,953 | $1.1M | Add +4.9% |
| COF Capital One Financial Corp. | 0.21% | 4,384 | $1.1M | New |
| PLTR Palantir Technologies Inc. Class A | 0.21% | 5,949 | $1.1M | Add +148.8% |
| MPWR Monolithic Power Systems Inc. | 0.21% | 1,156 | $1.0M | Add +7.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.21% | 4,905 | $1.0M | Add +291.1% |
| GL Globe Life Inc. | 0.20% | 7,233 | $1.0M | Add +15.3% |
| CVX Chevron Corp. | 0.20% | 6,565 | $1.0M | Add +36.9% |
| KLAC KLA Corp. | 0.20% | 823 | $1000K | Reduce -36.8% |
| LDOS Leidos Holdings Inc. | 0.20% | 5,535 | $999K | Add +24.9% |
| BSCR Invesco Bulletshares 2027 CB | 0.20% | 50,557 | $998K | Add +157.2% |
| WBD Warner Bros Discovery Inc. | 0.20% | 34,135 | $984K | New |
| ORCL Oracle Corp. | 0.20% | 5,021 | $979K | Add +428.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.20% | 10,868 | $972K | New |
| MCD McDonald's Corp. | 0.20% | 3,163 | $967K | Add +49.2% |
| ASML ASML Holding NV-NY Reg SHS | 0.20% | 903 | $967K | Add +13.0% |
| FCX Freeport-McMoran Inc. | 0.20% | 19,020 | $966K | Add +24.0% |
| BSCQ Invesco Bulletshares 2026 CB | 0.19% | 49,208 | $963K | Add +129.2% |
| COP Conocophillips | 0.19% | 10,236 | $958K | Add +75.5% |
| MRK Merck & Co. Inc. | 0.19% | 9,087 | $957K | Add +62.9% |
| BSCS Invesco Bulletshares 2028 CB | 0.19% | 45,476 | $937K | Add +141.1% |
| RIO Rio Tinto PLC-Spon ADR | 0.18% | 11,431 | $915K | Add +9.2% |
| BMY Bristol-Myers Squibb Co. | 0.18% | 16,849 | $909K | New |
Portfolio Sells Q3 2025 → Q4 2025
| NFLX Netflix Inc. | Reduce -23.4% | 0.26% | −0.36 |
| WFC Wells Fargo & Co. | Sold out | 0.00% | −0.34 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -2.4% | 0.71% | −0.33 |
| PM Philip Morris International | Sold out | 0.00% | −0.32 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -1.0% | 0.69% | −0.31 |
| WMT Walmart Inc. | Reduce -24.3% | 0.41% | −0.30 |
| MINT PIMCO Enhanced Short Maturit | Reduce -2.9% | 0.63% | −0.30 |
| GILD Gilead Sciences Inc. | Sold out | 0.00% | −0.29 |
| AXS Axis Capital Holdings Ltd. | Sold out | 0.00% | −0.27 |
| NVT Nvent Electric PLC | Sold out | 0.00% | −0.26 |
| COR Cencora Inc. | Sold out | 0.00% | −0.25 |
| MA Mastercard Inc. Class A | Reduce -70.8% | 0.06% | −0.25 |
| EMR Emerson Electric Co. | Sold out | 0.00% | −0.22 |
| MS Morgan Stanley | Reduce -34.3% | 0.22% | −0.21 |
| KLAC KLA Corp. | Reduce -36.8% | 0.20% | −0.20 |
| EOG EOG Resources Inc. | Sold out | 0.00% | −0.20 |
| RSP Invesco S&P 500 Equal Weight | Reduce -0.1% | 0.44% | −0.18 |
| GS Goldman Sachs Group Inc. | Reduce -22.3% | 0.27% | −0.18 |
| PSX Phillips 66 | Sold out | 0.00% | −0.17 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -0.1% | 0.46% | −0.17 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -5.7% | 0.42% | −0.17 |
| PCAR Paccar Inc. | Reduce -15.4% | 0.32% | −0.17 |
| NOW ServiceNow Inc. | Reduce -26.3% | 0.12% | −0.16 |
| FISV Fiserv Inc. | Sold out | 0.00% | −0.15 |
| FTNT Fortinet Inc. | Reduce -47.6% | 0.07% | −0.14 |
| WY Weyerhaeuser Co. | Sold out | 0.00% | −0.13 |
| MU Micron Technology Inc. | Reduce -71.2% | 0.07% | −0.13 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.13 |
| UBS UBS Group AG-Reg | Reduce -27.6% | 0.17% | −0.13 |
| EQT Eqt Corp. | Reduce -21.9% | 0.13% | −0.12 |
| COIN Coinbase Global Inc. Class A | Reduce -13.9% | 0.08% | −0.11 |
| ELV Elevance Health Inc. | Sold out | 0.00% | −0.11 |
| SAP Sap SE-Sponsored ADR | Sold out | 0.00% | −0.11 |
| WPM Wheaton Precious Metals Corp. | Sold out | 0.00% | −0.11 |
| TMUS T-Mobile US Inc. | Reduce -30.9% | 0.07% | −0.11 |
| REGN Regeneron Pharmaceuticals | Sold out | 0.00% | −0.11 |
| NVS Novartis AG-Sponsored ADR | Reduce -23.8% | 0.14% | −0.10 |
| LIN Linde PLC | Sold out | 0.00% | −0.10 |
| COHR Coherent Corp. | Reduce -67.5% | 0.07% | −0.10 |
| CDNS Cadence Design SYS Inc. | Reduce -8.9% | 0.13% | −0.10 |
| AEM Agnico Eagle Mines Ltd. | Reduce -50.6% | 0.05% | −0.10 |
| BSJP Invesco Bulletshares 2025 HY | Sold out | 0.00% | −0.10 |
| ALL Allstate Corp. | Reduce -2.0% | 0.18% | −0.09 |
| TDS Telephone and Data Systems | Sold out | 0.00% | −0.09 |
| DELL Dell Technologies -C | Reduce -6.4% | 0.13% | −0.09 |
| APP AppLovin Corp. Class A | Reduce -6.4% | 0.14% | −0.09 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.09 |
| KKR KKR & Co. Inc. | Sold out | 0.00% | −0.09 |
| AS Amer Sports Inc. | Sold out | 0.00% | −0.09 |
| SPOT Spotify Technology SA | Reduce -13.2% | 0.09% | −0.08 |
Portfolio Buys Q3 2025 → Q4 2025
| AAPL Apple Inc. | Add +318.7% | 3.04% | +2.07 |
| IVE iShares S&P 500 Value ETF | Add +818.1% | 2.22% | +1.88 |
| IVW iShares S&P 500 Growth ETF | Add +784.8% | 2.19% | +1.85 |
| VGIT Vanguard Intermediate-Term T | Add +137.5% | 3.03% | +1.20 |
| VTI VG Morningstar TS MKT ETF-US | Add +614.5% | 1.13% | +0.91 |
| IJJ iShares S&P Mid-Cap 400 Valu | Add +769.5% | 0.90% | +0.76 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +710.0% | 0.85% | +0.70 |
| EFV iShares MSCI Eafe Value ETF | Add +427.6% | 0.91% | +0.68 |
| EFG iShares MSCI Eafe Growth ETF | Add +475.1% | 0.77% | +0.58 |
| SCHG Schwab US Large-Cap Growth | New | 0.47% | +0.47 |
| MSFT Microsoft Corp. | Add +122.5% | 1.37% | +0.43 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +265.6% | 0.69% | +0.42 |
| SCHV Schwab US Large-Cap Value | New | 0.38% | +0.38 |
| IJS iShares S&P Small-Cap 600 Va | Add +769.1% | 0.40% | +0.34 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +193.8% | 0.64% | +0.34 |
| IJT iShares S&P Small-Cap 600 GR | Add +673.5% | 0.40% | +0.33 |
| GOOGL Alphabet Inc. Class A | Add +82.7% | 0.83% | +0.32 |
| GLD SPDR Gold Shares | Add +135.1% | 0.68% | +0.31 |
| ABT Abbott Laboratories | New | 0.28% | +0.28 |
| GOVT iShares US Treasury Bond ETF | Add +211.4% | 0.50% | +0.27 |
| VCIT Vanguard Int-Term Corporate | Add +57.5% | 3.03% | +0.27 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +267.1% | 0.42% | +0.26 |
| CRM Salesforce Inc. | New | 0.23% | +0.23 |
| COF Capital One Financial Corp. | New | 0.21% | +0.21 |
| WBD Warner Bros Discovery Inc. | New | 0.20% | +0.20 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +222.7% | 0.37% | +0.20 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.20% | +0.20 |
| LITE Lumentum Holdings Inc. | Add +109.7% | 0.28% | +0.19 |
| GOOG Alphabet Inc. Class C | Add +39.2% | 0.92% | +0.19 |
| BMY Bristol-Myers Squibb Co. | New | 0.18% | +0.18 |
| BA The Boeing Co. | New | 0.18% | +0.18 |
| PNC PNC Financial Services Group | New | 0.18% | +0.18 |
| SCHR Schwab Intermediate-Term US | New | 0.17% | +0.17 |
| AMGN Amgen Inc. | New | 0.17% | +0.17 |
| PFE Pfizer Inc. | New | 0.17% | +0.17 |
| SCHW Schwab (charles) Corp. | New | 0.17% | +0.17 |
| ICE Intercontinental Exchange Inc. | New | 0.17% | +0.17 |
| CVS CVS Health Corp. | New | 0.16% | +0.16 |
| MSI Motorola Solutions Inc. | New | 0.16% | +0.16 |
| HCA HCA Healthcare Inc. | New | 0.15% | +0.15 |
| MDYV SS SPDR S&P 400 MC Val ETF | New | 0.15% | +0.15 |
| PFGC Performance Food Group Co. | New | 0.14% | +0.14 |
| BIV Vanguard Intermediate-Term B | New | 0.14% | +0.14 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +291.1% | 0.21% | +0.13 |
| MDYG SS SPDR S&P 400 MC GR ETF | New | 0.13% | +0.13 |
| SCHZ Schwab US Aggregate Bond ETF | New | 0.13% | +0.13 |
| IGOV iShares International Treasu | Add +244.3% | 0.23% | +0.13 |
| GLW Corning Inc. | New | 0.13% | +0.13 |
| ORCL Oracle Corp. | Add +428.5% | 0.20% | +0.12 |
| SHOP Shopify Inc. Class A | New | 0.12% | +0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 411 | $396.9M | VCIT, VGIT, BNDX, TLH, VTIP |
| Q1 2026 | 436 | $482.4M | VCIT, VGIT, AAPL, BNDX, TIP |
| Q4 2025 | 441 | $494.6M | AAPL, VCIT, VGIT, BNDX, TIP |
| Q3 2025 | 402 | $345.7M | BNDX, TIP, SHY, IEF, LQD |
| Q2 2025 | 426 | $451.2M | VGIT, BNDX, VCIT, TIP, LQD |
| Q1 2025 | 367 | $317.9M | BNDX, TIP, SHY, IEF, LQD |
| Q4 2024 | 385 | $329.4M | BNDX, TIP, SHY, IEF, LQD |
| Q3 2024 | 386 | $337.0M | BNDX, TIP, SHY, IEF, LQD |