North Capital, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 18, 2026), North Capital, Inc. reported 89 stock positions worth $116.0 million. Its top holding was SS SPDR BB 1-3M T-Bill ETF (BIL) at 28.0% of the portfolio, followed by Dimensional US Core Equity M (DFAU, 11.8%) and Dimensional International (DFAI, 5.2%). Compared with Q3 2025, it opened 2 new positions, sold out of 643, added to 42 and reduced 41. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +7%) and the biggest sale Apple (AAPL, shares −32%).
- Most Recent 13F
- Q2 2026
- Location
- SALT LAKE CITY, UT
- CIK
- 0002065938
- Portfolio Value
- $116.0M (Q4 2025)
- SEC Filing
- 0002065938-26-000002 ↗ filed Feb 18, 2026
Holdings Value
Holdings 89 stocks · $116.0M
| BIL SS SPDR BB 1-3M T-Bill ETF | 28.02% | 355,783 | $32.5M | Add +6.5% |
| DFAU Dimensional US Core Equity M | 11.77% | 291,940 | $13.7M | Add +5.1% |
| DFAI Dimensional International Co. | 5.24% | 159,458 | $6.1M | Add +10.0% |
| DFAE Dimensional Emerging Core Eq | 3.99% | 142,192 | $4.6M | Add +0.2% |
| AAPL Apple Inc. | 3.82% | 16,296 | $4.4M | Reduce -32.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 3.74% | 6,356 | $4.3M | Reduce -1.2% |
| VGSH Vanguard Short-Term Treasury | 2.45% | 48,497 | $2.8M | Reduce -4.0% |
| QQQ Invesco QQQ Trust Series 1 | 2.41% | 4,558 | $2.8M | Add +5.0% |
| VGUS Vanguard Ultra SHRT Treasury | 1.63% | 25,041 | $1.9M | Reduce -4.5% |
| GOOGL Alphabet Inc. Class A | 1.59% | 5,905 | $1.8M | Reduce -1.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.53% | 3,540 | $1.8M | Reduce -0.1% |
| AMUB Etracs Alerian MLP Ind Ser B filed as UBS AG LONDON BRANCH | 1.42% | 87,201 | $1.6M | Reduce -2.1% |
| AMZN Amazon.com Inc. | 1.42% | 7,126 | $1.6M | Add +9.7% |
| MSFT Microsoft Corp. | 1.40% | 3,369 | $1.6M | Reduce -4.2% |
| VXUS Vanguard Total Intl Stock | 1.40% | 21,487 | $1.6M | Add +1.5% |
| META Meta Platforms Inc. Class A | 1.38% | 2,431 | $1.6M | Add +3.0% |
| GOOG Alphabet Inc. Class C | 1.19% | 4,397 | $1.4M | Add +1.9% |
| JPM JPMorgan Chase & Co. | 1.08% | 3,900 | $1.3M | Add +0.4% |
| AVUS Avantis U.S. Equity ETF | 0.85% | 8,801 | $984K | Add +11.7% |
| AVGO Broadcom Inc. | 0.84% | 2,828 | $979K | Add +0.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.83% | 3,715 | $958K | Add +0.7% |
| XLK SS Technology Select Sector | 0.71% | 5,704 | $821K | No change |
| BRK.A Berkshire Hathaway Inc. Class A | 0.65% | 1 | $755K | New |
| GLD SPDR Gold Shares | 0.64% | 1,888 | $748K | Add +11.1% |
| VWO Vanguard Ftse Emerging Marke | 0.59% | 12,767 | $686K | Add +1.6% |
| VZ Verizon Communications Inc. | 0.59% | 16,844 | $686K | Add +4.6% |
| SCHD Schwab US DVD Equity ETF | 0.57% | 24,114 | $661K | Add +205.2% |
| IWF iShares Russell 1000 Growth | 0.57% | 1,389 | $657K | Reduce -0.1% |
| HD Home Depot Inc. | 0.56% | 1,888 | $650K | Add +9.3% |
| SHY iShares 1-3 Year Treasury Bo | 0.53% | 7,485 | $620K | Reduce -0.0% |
| DFAC Dimensional US Core Equity 2 | 0.50% | 14,627 | $579K | Reduce -1.7% |
| AXP American Express Co. | 0.50% | 1,555 | $575K | Reduce -8.9% |
| RSP Invesco S&P 500 Equal Weight | 0.49% | 2,979 | $571K | Add +34.4% |
| VIG Vanguard Dividend Apprec ETF | 0.46% | 2,424 | $533K | Reduce -0.0% |
| PG The Procter & Gamble Co. | 0.41% | 3,335 | $478K | Add +13.4% |
| WFC Wells Fargo & Co. | 0.40% | 4,985 | $465K | Add +67.0% |
| V Visa Inc. Class A | 0.40% | 1,314 | $461K | Reduce -0.1% |
| EW Edwards Lifesciences Corp. | 0.39% | 5,265 | $449K | Reduce -0.0% |
| ABBV Abbvie Inc. | 0.38% | 1,948 | $445K | Add +5.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.38% | 1,484 | $439K | No change |
| RTX RTX Corp. | 0.37% | 2,366 | $434K | Add +0.6% |
| SHV iShares 0-1 Year Treasury Bo | 0.37% | 3,891 | $429K | Reduce -0.0% |
| IWM iShares Russell 2000 ETF | 0.36% | 1,687 | $415K | Add +2.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.36% | 1,232 | $413K | Add +3.4% |
| T AT&T Inc. | 0.35% | 16,529 | $411K | Reduce -0.0% |
| TSLA Tesla Inc. | 0.35% | 900 | $405K | Reduce -0.1% |
| ICE Intercontinental Exchange Inc. | 0.35% | 2,499 | $405K | Reduce -0.0% |
| CSCO Cisco Systems Inc. | 0.35% | 5,235 | $403K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.34% | 2,229 | $395K | Add +1.0% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.33% | 7,498 | $383K | Reduce -0.0% |
| AMJB Alerian MLP ETN2044 filed as JPMORGAN CHASE FINL CO LLC | 0.33% | 12,808 | $383K | Add +58.5% |
| ETN Eaton Corp. PLC | 0.33% | 1,190 | $379K | Reduce -0.1% |
| COWZ Pacer US Cash Cows 100 ETF | 0.30% | 5,725 | $344K | Add +4.9% |
| KKR KKR & Co. Inc. | 0.29% | 2,626 | $335K | Reduce -4.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.28% | 1,555 | $329K | Add +0.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.28% | 2,832 | $322K | Add +1.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.28% | 5,852 | $322K | Reduce -0.0% |
| JNJ Johnson & Johnson | 0.27% | 1,529 | $316K | Reduce -2.4% |
| ORCL Oracle Corp. | 0.27% | 1,605 | $313K | Reduce -4.7% |
| MRK Merck & Co. Inc. | 0.26% | 2,910 | $306K | Reduce -2.7% |
| TT Trane Technologies PLC | 0.26% | 785 | $306K | Reduce -0.1% |
| NVDA Nvidia Corp. | 0.25% | 1,526 | $285K | Reduce -0.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.24% | 961 | $279K | Add +0.6% |
| PM Philip Morris International | 0.24% | 1,704 | $273K | Reduce -0.1% |
| IAU iShares Gold Trust | 0.23% | 3,324 | $270K | Add +61.1% |
| CAT Caterpillar Inc. | 0.23% | 470 | $269K | Reduce -0.2% |
| KO The Coca-Cola Co. | 0.23% | 3,767 | $263K | Add +13.6% |
| DFAT Dimensional US Target Value | 0.23% | 4,414 | $263K | Add +0.4% |
| JQUA JPMorgan US Quality Factor | 0.22% | 4,131 | $261K | New |
| DFAS Dimensional US Small Cap ETF | 0.22% | 3,739 | $260K | Add +0.3% |
| C Citigroup Inc. | 0.22% | 2,199 | $257K | Reduce -0.1% |
| GILD Gilead Sciences Inc. | 0.22% | 2,079 | $255K | Reduce -0.1% |
| VEA Vanguard Ftse Developed ETF | 0.22% | 4,067 | $254K | Add +50.7% |
| LLY Eli Lilly & Co. | 0.21% | 230 | $247K | Reduce -0.4% |
| WMT Walmart Inc. | 0.21% | 2,184 | $243K | Add +2.7% |
| INTC Intel Corp. | 0.21% | 6,506 | $240K | Add +17.9% |
| EMR Emerson Electric Co. | 0.20% | 1,781 | $236K | Reduce -0.1% |
| QCOM Qualcomm Inc. | 0.20% | 1,371 | $235K | Reduce -0.1% |
| FLSW Franklin Ftse Switzerland | 0.20% | 5,600 | $232K | Reduce -0.0% |
| WM Waste Management Inc. | 0.19% | 1,000 | $220K | Reduce -0.1% |
| KYN Kayne Anderson Energy Infra | 0.19% | 17,639 | $218K | Reduce -0.0% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.19% | 2,228 | $216K | Reduce -0.0% |
| VYM Vanguard High DVD Yield ETF | 0.18% | 1,449 | $208K | Add +0.4% |
| EFA iShares MSCI Eafe ETF | 0.18% | 2,163 | $208K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.18% | 1,426 | $204K | Add +2.3% |
| GS Goldman Sachs Group Inc. | 0.17% | 230 | $202K | Add +2.7% |
| SGOV iShares 0-3 Month Treasury B | 0.17% | 2,000 | $201K | Reduce -0.1% |
| VENU Venu Holding Corp. filed as VENU HLDG CORP | 0.12% | 17,186 | $145K | Add +23.4% |
| MMT Aberdeen Multimarket Income | 0.04% | 10,000 | $47K | Reduce -0.0% |
Portfolio Sells Q3 2025 → Q4 2025
| AAPL Apple Inc. | Reduce -32.4% | 3.82% | −0.93 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.25 |
| FELV Fidelity Enh LRG Cap Val ETF | Sold out | 0.00% | −0.23 |
| BA The Boeing Co. | Sold out | 0.00% | −0.15 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.14 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.14 |
| GD General Dynamics Corp. | Sold out | 0.00% | −0.14 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.14 |
| DVY iShares Select Dividend ETF | Sold out | 0.00% | −0.14 |
| AMP Ameriprise Financial Inc. | Sold out | 0.00% | −0.14 |
| CG The Carlyle Group Inc. | Sold out | 0.00% | −0.14 |
| LMT Lockheed Martin Corp. | Sold out | 0.00% | −0.14 |
| NOW ServiceNow Inc. | Sold out | 0.00% | −0.13 |
| APH Amphenol Corp. Class A | Sold out | 0.00% | −0.13 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.13 |
| ADP Automatic Data Processing | Sold out | 0.00% | −0.13 |
| IMSR Terrestrial Energy Inc. | Sold out | 0.00% | −0.13 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.12 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.12 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.12 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.12 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.12 |
| COP Conocophillips | Sold out | 0.00% | −0.12 |
| FXF Invesco Currencyshares Swiss | Sold out | 0.00% | −0.12 |
| BHP BHP Group Ltd.-Spon ADR | Sold out | 0.00% | −0.12 |
| IDV iShares International Select | Sold out | 0.00% | −0.11 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.11 |
| MPC Marathon Petroleum Corp. | Sold out | 0.00% | −0.11 |
| VRSK Verisk Analytics Inc. | Sold out | 0.00% | −0.11 |
| NVS Novartis AG-Sponsored ADR | Sold out | 0.00% | −0.11 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.11 |
| SH Proshares Short S&P500 | Sold out | 0.00% | −0.11 |
| MCD McDonald's Corp. | Sold out | 0.00% | −0.10 |
| DELL Dell Technologies -C | Sold out | 0.00% | −0.10 |
| TSM Taiwan Semiconductor-SP ADR | Sold out | 0.00% | −0.10 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.10 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.10 |
| DFUS Dimensional US Eq MKT ETF | Sold out | 0.00% | −0.10 |
| NTAP Netapp Inc. | Sold out | 0.00% | −0.10 |
| TRV The Travelers Cos Inc. | Sold out | 0.00% | −0.10 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.10 |
| D Dominion Energy Inc. | Sold out | 0.00% | −0.10 |
| ORCL Oracle Corp. | Reduce -4.7% | 0.27% | −0.10 |
| IEV iShares Europe ETF | Sold out | 0.00% | −0.10 |
| SDY SS SPDR S&P Dividend ETF | Sold out | 0.00% | −0.09 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.09 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.09 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.09 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.09 |
| LRCX Lam Research Corp. | Sold out | 0.00% | −0.09 |
Portfolio Buys Q3 2025 → Q4 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +6.5% | 28.02% | +4.31 |
| DFAU Dimensional US Core Equity M | Add +5.1% | 11.77% | +1.94 |
| DFAI Dimensional International Co. | Add +10.0% | 5.24% | +1.16 |
| BRK.A Berkshire Hathaway Inc. Class A | New | 0.65% | +0.65 |
| DFAE Dimensional Emerging Core Eq | Add +0.2% | 3.99% | +0.53 |
| SCHD Schwab US DVD Equity ETF | Add +205.2% | 0.57% | +0.40 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.0% | 2.41% | +0.40 |
| GOOG Alphabet Inc. Class C | Add +1.9% | 1.19% | +0.38 |
| AMZN Amazon.com Inc. | Add +9.7% | 1.42% | +0.31 |
| JQUA JPMorgan US Quality Factor | New | 0.22% | +0.22 |
| WFC Wells Fargo & Co. | Add +67.0% | 0.40% | +0.21 |
| VXUS Vanguard Total Intl Stock | Add +1.5% | 1.40% | +0.19 |
| AVUS Avantis U.S. Equity ETF | Add +11.7% | 0.85% | +0.18 |
| GLD SPDR Gold Shares | Add +11.1% | 0.64% | +0.18 |
| RSP Invesco S&P 500 Equal Weight | Add +34.4% | 0.49% | +0.17 |
| AMJB Alerian MLP ETN2044 | Add +58.5% | 0.33% | +0.15 |
| JPM JPMorgan Chase & Co. | Add +0.4% | 1.08% | +0.14 |
| AVGO Broadcom Inc. | Add +0.7% | 0.84% | +0.13 |
| IAU iShares Gold Trust | Add +61.1% | 0.23% | +0.12 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.7% | 0.83% | +0.10 |
| VEA Vanguard Ftse Developed ETF | Add +50.7% | 0.22% | +0.09 |
| RTX RTX Corp. | Add +0.6% | 0.37% | +0.07 |
| VWO Vanguard Ftse Emerging Marke | Add +1.6% | 0.59% | +0.06 |
| INTC Intel Corp. | Add +17.9% | 0.21% | +0.06 |
| PG The Procter & Gamble Co. | Add +13.4% | 0.41% | +0.06 |
| KO The Coca-Cola Co. | Add +13.6% | 0.23% | +0.06 |
| COWZ Pacer US Cash Cows 100 ETF | Add +4.9% | 0.30% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.4% | 0.36% | +0.05 |
| ABBV Abbvie Inc. | Add +5.3% | 0.38% | +0.05 |
| IWM iShares Russell 2000 ETF | Add +2.4% | 0.36% | +0.05 |
| VZ Verizon Communications Inc. | Add +4.6% | 0.59% | +0.04 |
| META Meta Platforms Inc. Class A | Add +3.0% | 1.38% | +0.04 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +1.0% | 0.34% | +0.04 |
| WMT Walmart Inc. | Add +2.7% | 0.21% | +0.04 |
| GS Goldman Sachs Group Inc. | Add +2.7% | 0.17% | +0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.8% | 0.28% | +0.03 |
| DIS The Walt Disney Co. | Add +1.9% | 0.28% | +0.03 |
| DFAT Dimensional US Target Value | Add +0.4% | 0.23% | +0.03 |
| DFAS Dimensional US Small Cap ETF | Add +0.3% | 0.22% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.6% | 0.24% | +0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Add +2.3% | 0.18% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Add +0.4% | 0.18% | +0.02 |
| HD Home Depot Inc. | Add +9.3% | 0.56% | +0.02 |
| VENU Venu Holding Corp. | Add +23.4% | 0.12% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 102 | $132.4M | BIL, DFAU, DFAI, DFAE, AAPL |
| Q1 2026 | 93 | $118.1M | BIL, DFAU, DFAI, DFAE, AAPL |
| Q4 2025Amended | 89 | $116.0M | BIL, DFAU, DFAI, DFAE, AAPL |
| Q3 2025 | 730 | $129.3M | BIL, DFAU, AAPL, DFAI, DFAE |
| Q2 2025 | 611 | $115.9M | BIL, DFAU, AAPL, DFAI, SPY |
| Q1 2025 | 618 | $106.0M | BIL, DFAU, DFAI, SPY, DFAE |