Northern Financial Advisors Inc

Name: Northern Financial Advisors Inc 13F holdings, Q4 2024
Creator: Northern Financial Advisors Inc
Published: 2025-01-30

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 30, 2025), Northern Financial Advisors Inc reported 107 stock positions worth $125.2 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.8% of the portfolio, followed by Apple (AAPL, 3.7%) and SS SPDR Dow Jones Indus Avg (DIA, 3.7%). Compared with Q3 2024, it opened 7 new positions, sold out of 4, added to 12 and reduced 80. The biggest buy was a new position in BlackRock (BLK) and the biggest sale Merck (MRK, shares −27%).

Most Recent 13F: Q2 2026
Location: BLOOMFIELD HILLS, MI
CIK: 0001962457
Portfolio Value: $125.2M (Q4 2024)
SEC Filing: 0001085146-25-000621 ↗ filed Jan 30, 2025

Holdings Value

Holdings 107 stocks · $125.2M


SPY SS SPDR S&P 500 ETF Trust-US	8.75%	18,693	$11.0M	Reduce -6.8%
AAPL Apple Inc.	3.73%	18,647	$4.7M	Reduce -4.5%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	3.69%	10,851	$4.6M	Reduce -11.0%
WMT Walmart Inc.	3.21%	44,528	$4.0M	Reduce -6.7%
NFLX Netflix Inc.	3.04%	4,264	$3.8M	Reduce -6.4%
AVGO Broadcom Inc.	2.94%	15,850	$3.7M	Reduce -1.9%
NVR NVR Inc.	2.93%	449	$3.7M	No change
MSFT Microsoft Corp.	2.81%	8,352	$3.5M	Reduce -3.2%
JPM JPMorgan Chase & Co.	2.12%	11,056	$2.7M	Reduce -2.0%
AXP American Express Co.	2.11%	8,897	$2.6M	Reduce -3.2%
XOM Exxon Mobil Corp.	1.93%	22,512	$2.4M	Reduce -3.4%
NVDA Nvidia Corp.	1.91%	17,756	$2.4M	Reduce -3.5%
NOW ServiceNow Inc.	1.81%	2,143	$2.3M	Reduce -3.7%
GS Goldman Sachs Group Inc.	1.72%	3,760	$2.2M	Reduce -2.5%
QQQ Invesco QQQ Trust Series 1	1.71%	4,177	$2.1M	Add +2.1%
ORCL Oracle Corp.	1.65%	12,367	$2.1M	Reduce -3.5%
V Visa Inc. Class A	1.50%	5,931	$1.9M	Reduce -9.6%
CAT Caterpillar Inc.	1.50%	5,160	$1.9M	Reduce -0.5%
TRV The Travelers Cos Inc.	1.26%	6,531	$1.6M	Reduce -2.7%
UNH Unitedhealth Group Inc.	1.25%	3,105	$1.6M	Reduce -5.5%
LLY Eli Lilly & Co.	1.24%	2,016	$1.6M	Reduce -19.2%
HON Honeywell International Inc.	1.23%	6,806	$1.5M	Reduce -9.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	1.22%	6,971	$1.5M	Reduce -10.8%
META Meta Platforms Inc. Class A	1.22%	2,612	$1.5M	Reduce -3.9%
VFC VF Corp.	1.22%	71,258	$1.5M	Reduce -3.9%
PG The Procter & Gamble Co.	1.19%	8,904	$1.5M	Reduce -14.4%
MRK Merck & Co. Inc.	1.16%	14,593	$1.5M	Reduce -27.2%
TXN Texas Instruments Inc.	1.16%	7,729	$1.4M	Reduce -11.8%
COST Costco Wholesale Corp.	1.16%	1,578	$1.4M	Reduce -5.5%
TMUS T-Mobile US Inc.	1.14%	6,465	$1.4M	Reduce -3.2%
SAP Sap SE-Sponsored ADR	1.09%	5,544	$1.4M	Reduce -6.6%
HD Home Depot Inc.	1.08%	3,460	$1.3M	Reduce -0.5%
LOW Lowe's Cos Inc.	1.04%	5,277	$1.3M	Add +0.1%
MA Mastercard Inc. Class A	0.97%	2,307	$1.2M	Reduce -9.1%
KO The Coca-Cola Co.	0.97%	19,403	$1.2M	Add +0.5%
MMM 3M Co.	0.94%	9,135	$1.2M	Add +3.0%
ETN Eaton Corp. PLC	0.94%	3,535	$1.2M	Reduce -20.6%
AMZN Amazon.com Inc.	0.93%	5,319	$1.2M	Add +102.9%
PGR Progressive Corp.	0.92%	4,816	$1.2M	Reduce -0.1%
RTX RTX Corp.	0.90%	9,758	$1.1M	Reduce -7.4%
CSCO Cisco Systems Inc.	0.84%	17,811	$1.1M	Reduce -1.1%
EPD Enterprise Products Partners	0.81%	32,340	$1.0M	Reduce -4.7%
MCD McDonald's Corp.	0.81%	3,482	$1.0M	Reduce -13.5%
COF Capital One Financial Corp.	0.76%	5,368	$957K	No change
DD Dupont DE Nemours Inc.	0.75%	12,367	$943K	Reduce -12.7%
GD General Dynamics Corp.	0.72%	3,444	$907K	Reduce -2.1%
AMGN Amgen Inc.	0.69%	3,337	$870K	Reduce -34.2%
BLK BlackRock Inc.	0.67%	812	$832K	New
CMG Chipotle Mexican Grill Inc.	0.62%	12,848	$775K	Reduce -10.1%
T AT&T Inc.	0.61%	33,432	$761K	Reduce -3.8%
INTU Intuit Inc.	0.60%	1,197	$752K	Reduce -10.6%
SHW The Sherwin-Williams Co.	0.60%	2,206	$750K	Add +17.1%
CVX Chevron Corp.	0.59%	5,139	$744K	Reduce -0.2%
TDG Transdigm Group Inc.	0.56%	553	$701K	No change
MS Morgan Stanley	0.54%	5,338	$671K	Reduce -1.3%
CRM Salesforce Inc.	0.50%	1,865	$624K	Reduce -3.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.50%	14,131	$621K	Reduce -10.0%
MET Metlife Inc.	0.49%	7,509	$615K	Reduce -1.5%
ABBV Abbvie Inc.	0.49%	3,457	$614K	Reduce -2.8%
SLB SLB Ltd. filed as SCHLUMBERGER LTD	0.48%	15,588	$598K	Reduce -0.3%
TMO Thermo Fisher Scientific Inc.	0.47%	1,123	$584K	Reduce -17.9%
ITW Illinois Tool Works	0.47%	2,304	$584K	Reduce -5.7%
CMI Cummins Inc.	0.45%	1,632	$569K	No change
LMT Lockheed Martin Corp.	0.45%	1,153	$560K	Reduce -29.9%
PEP Pepsico Inc.	0.43%	3,550	$540K	Reduce -34.9%
CL Colgate-Palmolive Co.	0.42%	5,840	$531K	Reduce -14.6%
QCOM Qualcomm Inc.	0.42%	3,442	$529K	Reduce -5.5%
YUM Yum! Brands Inc.	0.40%	3,704	$497K	Reduce -9.1%
DHR Danaher Corp.	0.40%	2,159	$496K	Reduce -20.7%
ELV Elevance Health Inc.	0.39%	1,323	$488K	Reduce -30.7%
SBUX Starbucks Corp.	0.39%	5,346	$488K	Reduce -11.1%
BMY Bristol-Myers Squibb Co.	0.38%	8,394	$475K	New
NOC Northrop Grumman Corp.	0.38%	1,009	$474K	Reduce -14.7%
VZ Verizon Communications Inc.	0.37%	11,699	$468K	Reduce -9.4%
TGT Target Corp.	0.36%	3,376	$456K	Reduce -55.7%
DE Deere & Co.	0.36%	1,053	$446K	Reduce -5.5%
LIN Linde PLC	0.35%	1,058	$443K	Reduce -18.1%
ACN Accenture PLC Class A	0.35%	1,241	$437K	Reduce -18.6%
C Citigroup Inc.	0.34%	6,090	$429K	Reduce -4.7%
CB Chubb Ltd.	0.31%	1,401	$387K	Reduce -5.8%
PH Parker Hannifin Corp.	0.30%	590	$375K	No change
PNC PNC Financial Services Group	0.30%	1,935	$373K	Add +0.1%
DELL Dell Technologies -C	0.29%	3,189	$367K	Reduce -5.3%
GILD Gilead Sciences Inc.	0.29%	3,962	$366K	New
PFE Pfizer Inc.	0.28%	13,310	$353K	New
GOOGL Alphabet Inc. Class A	0.28%	1,854	$351K	New
PPG PPG Industries Inc.	0.28%	2,931	$350K	New
ADBE Adobe Inc.	0.27%	747	$332K	Reduce -19.0%
MU Micron Technology Inc.	0.25%	3,769	$317K	No change
GOOG Alphabet Inc. Class C	0.25%	1,626	$310K	Reduce -10.0%
SCHX Schwab US Large-Cap ETF	0.25%	13,281	$308K	Reduce -16.5%
EMN Eastman Chemical Co.	0.23%	3,116	$285K	Reduce -3.3%
SPYX SS SPDR S&P 500 Foss FL ETF	0.23%	5,862	$282K	Add +0.3%
DFUS Dimensional US Eq MKT ETF	0.22%	4,339	$277K	Add +0.1%
DBEF Xtrackers MSCI Eafe Hedged E	0.22%	6,661	$276K	Add +0.7%
JNJ Johnson & Johnson	0.22%	1,906	$276K	Reduce -43.2%
KDP Keurig Dr Pepper Inc.	0.21%	8,241	$265K	Reduce -10.9%
SU Suncor Energy Inc.	0.21%	7,308	$261K	No change
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.20%	2,219	$247K	Reduce -23.3%
USB US Bancorp	0.20%	5,118	$245K	Reduce -3.8%
IWM iShares Russell 2000 ETF	0.19%	1,095	$242K	Add +0.2%
AVY Avery Dennison Corp.	0.19%	1,252	$234K	Reduce -4.1%
ABT Abbott Laboratories	0.17%	1,931	$218K	Reduce -19.3%
IWD iShares Russell 1000 Value E	0.17%	1,134	$210K	No change
CPRI Capri Holdings Ltd.	0.17%	9,894	$208K	Reduce -17.0%
CI The Cigna Group	0.17%	754	$208K	New
DON Wisdomtree US Midcap Dividen	0.17%	4,069	$207K	Add +0.6%

Portfolio Sells Q3 2024 → Q4 2024


MRK Merck & Co. Inc.	Reduce -27.2%	1.16%	−0.57
AMGN Amgen Inc.	Reduce -34.2%	0.69%	−0.55
TGT Target Corp.	Reduce -55.7%	0.36%	−0.54
LLY Eli Lilly & Co.	Reduce -19.2%	1.24%	−0.43
ELV Elevance Health Inc.	Reduce -30.7%	0.39%	−0.36
LMT Lockheed Martin Corp.	Reduce -29.9%	0.45%	−0.28
PEP Pepsico Inc.	Reduce -34.9%	0.43%	−0.27
DOW Dow Inc.	Sold out	0.00%	−0.23
DIA SS SPDR Dow Jones Indus Avg	Reduce -11.0%	3.69%	−0.23
CPRI Capri Holdings Ltd.	Reduce -17.0%	0.17%	−0.22
TXN Texas Instruments Inc.	Reduce -11.8%	1.16%	−0.22
DD Dupont DE Nemours Inc.	Reduce -12.7%	0.75%	−0.20
UNH Unitedhealth Group Inc.	Reduce -5.5%	1.25%	−0.20
AMD Advanced Micro Devices	Sold out	0.00%	−0.20
JNJ Johnson & Johnson	Reduce -43.2%	0.22%	−0.19
ETN Eaton Corp. PLC	Reduce -20.6%	0.94%	−0.18
DHR Danaher Corp.	Reduce -20.7%	0.40%	−0.18
TMO Thermo Fisher Scientific Inc.	Reduce -17.9%	0.47%	−0.18
PG The Procter & Gamble Co.	Reduce -14.4%	1.19%	−0.17
NKE Nike Inc. Class B	Sold out	0.00%	−0.16
COP Conocophillips	Sold out	0.00%	−0.16
XOM Exxon Mobil Corp.	Reduce -3.4%	1.93%	−0.14
MCD McDonald's Corp.	Reduce -13.5%	0.81%	−0.12
CL Colgate-Palmolive Co.	Reduce -14.6%	0.42%	−0.11
LIN Linde PLC	Reduce -18.1%	0.35%	−0.11
ADBE Adobe Inc.	Reduce -19.0%	0.27%	−0.10
NOC Northrop Grumman Corp.	Reduce -14.7%	0.38%	−0.10
IBM Intl Business Machines Corp.	Reduce -10.8%	1.22%	−0.09
GD General Dynamics Corp.	Reduce -2.1%	0.72%	−0.08
RTX RTX Corp.	Reduce -7.4%	0.90%	−0.07
VZ Verizon Communications Inc.	Reduce -9.4%	0.37%	−0.07
ACN Accenture PLC Class A	Reduce -18.6%	0.35%	−0.06
SBUX Starbucks Corp.	Reduce -11.1%	0.39%	−0.06
KDP Keurig Dr Pepper Inc.	Reduce -10.9%	0.21%	−0.05
QCOM Qualcomm Inc.	Reduce -5.5%	0.42%	−0.05
EMN Eastman Chemical Co.	Reduce -3.3%	0.23%	−0.05
CAT Caterpillar Inc.	Reduce -0.5%	1.50%	−0.04
ABBV Abbvie Inc.	Reduce -2.8%	0.49%	−0.04
YUM Yum! Brands Inc.	Reduce -9.1%	0.40%	−0.03
ABT Abbott Laboratories	Reduce -19.3%	0.17%	−0.03
AVY Avery Dennison Corp.	Reduce -4.1%	0.19%	−0.03
INTU Intuit Inc.	Reduce -10.6%	0.60%	−0.03
SCHX Schwab US Large-Cap ETF	Reduce -16.5%	0.25%	−0.03
SLB SLB Ltd.	Reduce -0.3%	0.48%	−0.02
ITW Illinois Tool Works	Reduce -5.7%	0.47%	−0.02
CB Chubb Ltd.	Reduce -5.8%	0.31%	−0.02
DIS The Walt Disney Co.	Reduce -23.3%	0.20%	−0.01
ORCL Oracle Corp.	Reduce -3.5%	1.65%	−0.01
DELL Dell Technologies -C	Reduce -5.3%	0.29%	−0.01
PGR Progressive Corp.	Reduce -0.1%	0.92%	−0.01

Portfolio Buys Q3 2024 → Q4 2024


BLK BlackRock Inc.	New	0.67%	+0.67
AMZN Amazon.com Inc.	Add +102.9%	0.93%	+0.56
BMY Bristol-Myers Squibb Co.	New	0.38%	+0.38
GILD Gilead Sciences Inc.	New	0.29%	+0.29
PFE Pfizer Inc.	New	0.28%	+0.28
GOOGL Alphabet Inc. Class A	New	0.28%	+0.28
PPG PPG Industries Inc.	New	0.28%	+0.28
QQQ Invesco QQQ Trust Series 1	Add +2.1%	1.71%	+0.19
CI The Cigna Group	New	0.17%	+0.17
SHW The Sherwin-Williams Co.	Add +17.1%	0.60%	+0.05
PNC PNC Financial Services Group	Add +0.1%	0.30%	+0.03
MMM 3M Co.	Add +3.0%	0.94%	+0.02
DFUS Dimensional US Eq MKT ETF	Add +0.1%	0.22%	+0.02
SPYX SS SPDR S&P 500 Foss FL ETF	Add +0.3%	0.23%	+0.02
IWM iShares Russell 2000 ETF	Add +0.2%	0.19%	+0.01
DBEF Xtrackers MSCI Eafe Hedged E	Add +0.7%	0.22%	+0.01
DON Wisdomtree US Midcap Dividen	Add +0.6%	0.17%	+0.01
LOW Lowe's Cos Inc.	Add +0.1%	1.04%	−0.04
KO The Coca-Cola Co.	Add +0.5%	0.97%	−0.09

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	100	$151.2M	SPY, AVGO, CAT, AAPL, WMT
Q1 2026	105	$137.2M	SPY, WMT, AVGO, AAPL, MSFT
Q4 2025	88	$87.5M	SPY, AVGO, MSFT, DIA, AAPL
Q3 2025	124	$190.6M	SPY, VTV, VUG, AAPL, NFLX
Q2 2025	107	$133.2M	SPY, NFLX, DIA, AVGO, WMT
Q1 2025	105	$121.1M	SPY, DIA, AAPL, NFLX, WMT
Q4 2024	107	$125.2M	SPY, AAPL, DIA, WMT, NFLX
Q3 2024	104	$131.8M	SPY, DIA, AAPL, NVR, WMT
Q2 2024	103	$124.7M	SPY, DIA, AAPL, NVR, MSFT
Q1 2024	114	$128.1M	SPY, DIA, NVR, MSFT, AAPL