Northern Financial Advisors Inc
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Northern Financial Advisors Inc reported 124 stock positions worth $190.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.2% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 5.7%) and Vanguard Mrngstar GR ETF-Sui (VUG, 4.1%). Compared with Q2 2025, it opened 23 new positions, sold out of 6, added to 59 and reduced 34. The biggest buy was a new position in Vanguard Mrngstr Val ETF-Aui (VTV) and the biggest sale SS SPDR Dow Jones Indus Avg (DIA, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- BLOOMFIELD HILLS, MI
- CIK
- 0001962457
- Portfolio Value
- $190.6M (Q3 2025)
- SEC Filing
- 0001962457-25-000002 ↗ filed Nov 10, 2025
Holdings Value
Holdings 124 stocks · $190.6M
| SPY SS SPDR S&P 500 ETF Trust-US | 8.16% | 23,332 | $15.5M | Add +26.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 5.71% | 58,353 | $10.9M | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.11% | 16,324 | $7.8M | New |
| AAPL Apple Inc. | 3.47% | 25,968 | $6.6M | Add +38.6% |
| NFLX Netflix Inc. | 2.91% | 4,628 | $5.5M | Add +7.9% |
| AVGO Broadcom Inc. | 2.80% | 16,191 | $5.3M | Add +2.0% |
| BND Vanguard Total Bond Market | 2.78% | 71,123 | $5.3M | New |
| VEA Vanguard Ftse Developed ETF | 2.78% | 88,256 | $5.3M | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 2.59% | 10,636 | $4.9M | Reduce -1.8% |
| NVDA Nvidia Corp. | 2.55% | 26,087 | $4.9M | Add +16.4% |
| WMT Walmart Inc. | 2.40% | 44,412 | $4.6M | Add +1.3% |
| MSFT Microsoft Corp. | 2.39% | 8,791 | $4.6M | Add +8.2% |
| JPM JPMorgan Chase & Co. | 2.03% | 12,277 | $3.9M | Add +10.8% |
| ORCL Oracle Corp. | 2.02% | 13,691 | $3.9M | Add +9.7% |
| NVR NVR Inc. | 1.89% | 449 | $3.6M | No change |
| GS Goldman Sachs Group Inc. | 1.57% | 3,761 | $3.0M | Add +0.3% |
| AXP American Express Co. | 1.53% | 8,797 | $2.9M | Add +0.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.46% | 10,946 | $2.8M | New |
| XOM Exxon Mobil Corp. | 1.43% | 24,191 | $2.7M | Add +1.3% |
| CAT Caterpillar Inc. | 1.29% | 5,169 | $2.5M | Add +2.8% |
| QQQ Invesco QQQ Trust Series 1 | 1.29% | 4,078 | $2.4M | Reduce -2.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.15% | 7,750 | $2.2M | Add +9.8% |
| MTBA Simplify MBS ETF | 1.11% | 41,863 | $2.1M | New |
| NOW ServiceNow Inc. | 1.08% | 2,232 | $2.1M | Add +2.8% |
| V Visa Inc. Class A | 1.07% | 5,981 | $2.0M | Add +0.8% |
| COST Costco Wholesale Corp. | 1.01% | 2,087 | $1.9M | Add +30.5% |
| META Meta Platforms Inc. Class A | 0.99% | 2,580 | $1.9M | Add +0.0% |
| SPYX SS SPDR S&P 500 Foss FL ETF | 0.99% | 34,489 | $1.9M | Add +485.4% |
| TRV The Travelers Cos Inc. | 0.97% | 6,633 | $1.9M | Reduce -1.0% |
| MMM 3M Co. | 0.94% | 11,503 | $1.8M | Add +3.2% |
| RTX RTX Corp. | 0.89% | 10,089 | $1.7M | Add +1.0% |
| KO The Coca-Cola Co. | 0.87% | 24,931 | $1.7M | Add +13.7% |
| LLY Eli Lilly & Co. | 0.80% | 2,008 | $1.5M | Reduce -10.0% |
| TMUS T-Mobile US Inc. | 0.78% | 6,239 | $1.5M | Reduce -0.4% |
| VWO Vanguard Ftse Emerging Marke | 0.77% | 27,041 | $1.5M | New |
| HD Home Depot Inc. | 0.76% | 3,578 | $1.4M | Add +4.4% |
| SAP Sap SE-Sponsored ADR | 0.76% | 5,397 | $1.4M | Reduce -0.1% |
| CSCO Cisco Systems Inc. | 0.73% | 20,270 | $1.4M | Add +7.3% |
| PG The Procter & Gamble Co. | 0.71% | 8,861 | $1.4M | Add +0.8% |
| LOW Lowe's Cos Inc. | 0.71% | 5,382 | $1.4M | Reduce -0.2% |
| MA Mastercard Inc. Class A | 0.70% | 2,349 | $1.3M | Add +2.8% |
| ETN Eaton Corp. PLC | 0.69% | 3,525 | $1.3M | Add +0.2% |
| HON Honeywell International Inc. | 0.69% | 6,229 | $1.3M | Reduce -1.0% |
| NKE Nike Inc. Class B | 0.67% | 18,298 | $1.3M | Add +6.3% |
| COF Capital One Financial Corp. | 0.64% | 5,720 | $1.2M | Add +0.2% |
| GD General Dynamics Corp. | 0.62% | 3,468 | $1.2M | Add +1.3% |
| PGR Progressive Corp. | 0.62% | 4,779 | $1.2M | Add +0.3% |
| MCD McDonald's Corp. | 0.60% | 3,786 | $1.2M | Add +8.1% |
| AMZN Amazon.com Inc. | 0.58% | 5,039 | $1.1M | Add +85.6% |
| SHW The Sherwin-Williams Co. | 0.57% | 3,118 | $1.1M | Add +2.5% |
| GILD Gilead Sciences Inc. | 0.53% | 9,164 | $1.0M | Add +0.9% |
| T AT&T Inc. | 0.52% | 34,930 | $986K | Reduce -0.4% |
| EPD Enterprise Products Partners | 0.51% | 31,129 | $973K | Reduce -3.7% |
| AMGN Amgen Inc. | 0.51% | 3,418 | $965K | Reduce -1.6% |
| EBAY eBay Inc. | 0.49% | 10,356 | $942K | Reduce -2.2% |
| BLK BlackRock Inc. | 0.49% | 797 | $929K | Add +0.3% |
| ABBV Abbvie Inc. | 0.48% | 3,923 | $908K | Reduce -1.2% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.46% | 7,653 | $871K | New |
| MS Morgan Stanley | 0.45% | 5,351 | $851K | Add +0.5% |
| VGSH Vanguard Short-Term Treasury | 0.43% | 13,923 | $819K | New |
| INTU Intuit Inc. | 0.43% | 1,188 | $811K | Reduce -1.7% |
| MU Micron Technology Inc. | 0.41% | 4,714 | $789K | Add +25.1% |
| JNJ Johnson & Johnson | 0.41% | 4,245 | $787K | Add +39.0% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.39% | 14,303 | $738K | Add +1.8% |
| TDG Transdigm Group Inc. | 0.38% | 555 | $732K | Add +0.4% |
| CMI Cummins Inc. | 0.36% | 1,632 | $689K | No change |
| CVX Chevron Corp. | 0.36% | 4,418 | $686K | Add +1.0% |
| C Citigroup Inc. | 0.35% | 6,548 | $665K | Add +4.7% |
| AMD Advanced Micro Devices | 0.35% | 4,070 | $658K | Add +2.6% |
| GLD SPDR Gold Shares | 0.34% | 1,828 | $650K | New |
| NOC Northrop Grumman Corp. | 0.33% | 1,033 | $629K | Add +4.3% |
| MRK Merck & Co. Inc. | 0.33% | 7,425 | $623K | Reduce -5.9% |
| UNH Unitedhealth Group Inc. | 0.33% | 1,799 | $621K | Add +0.1% |
| MET Metlife Inc. | 0.32% | 7,357 | $606K | Add +0.3% |
| DD Dupont DE Nemours Inc. | 0.31% | 7,551 | $588K | Reduce -6.8% |
| TXN Texas Instruments Inc. | 0.30% | 3,156 | $580K | Reduce -7.4% |
| YUM Yum! Brands Inc. | 0.29% | 3,674 | $558K | Reduce -2.3% |
| LIN Linde PLC | 0.29% | 1,167 | $554K | Reduce -0.3% |
| ELV Elevance Health Inc. | 0.29% | 1,710 | $553K | Reduce -15.8% |
| DE Deere & Co. | 0.29% | 1,198 | $548K | Add +2.0% |
| VZ Verizon Communications Inc. | 0.29% | 12,369 | $544K | Add +11.7% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 0.28% | 15,588 | $536K | No change |
| ITW Illinois Tool Works | 0.28% | 2,051 | $535K | Reduce -0.1% |
| GOOGL Alphabet Inc. Class A | 0.26% | 2,035 | $495K | Add +8.5% |
| CRM Salesforce Inc. | 0.25% | 2,030 | $481K | Add +17.6% |
| GOOG Alphabet Inc. Class C | 0.25% | 1,971 | $480K | Add +9.6% |
| LMT Lockheed Martin Corp. | 0.25% | 952 | $475K | Reduce -13.1% |
| VYM Vanguard High DVD Yield ETF | 0.24% | 3,230 | $455K | New |
| QCOM Qualcomm Inc. | 0.24% | 2,714 | $452K | Reduce -3.4% |
| PH Parker Hannifin Corp. | 0.24% | 594 | $450K | Add +0.7% |
| DELL Dell Technologies -C | 0.23% | 3,111 | $441K | Reduce -0.1% |
| CMG Chipotle Mexican Grill Inc. | 0.23% | 11,036 | $432K | Reduce -14.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.22% | 1,303 | $428K | New |
| SBUX Starbucks Corp. | 0.22% | 4,882 | $413K | Reduce -6.0% |
| PNC PNC Financial Services Group | 0.20% | 1,939 | $390K | Add +0.1% |
| SCHX Schwab US Large-Cap ETF | 0.20% | 14,443 | $380K | Add +3.0% |
| ROST Ross Stores Inc. | 0.20% | 2,441 | $372K | New |
| CB Chubb Ltd. | 0.19% | 1,295 | $366K | Reduce -3.4% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.17% | 6,876 | $319K | No change |
| CL Colgate-Palmolive Co. | 0.17% | 3,943 | $315K | Reduce -29.0% |
Portfolio Sells Q2 2025 → Q3 2025
| DIA SS SPDR Dow Jones Indus Avg | Reduce -1.8% | 2.59% | −0.99 |
| LLY Eli Lilly & Co. | Reduce -10.0% | 0.80% | −0.50 |
| SAP Sap SE-Sponsored ADR | Reduce -0.1% | 0.76% | −0.48 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.4% | 1.29% | −0.45 |
| HON Honeywell International Inc. | Reduce -1.0% | 0.69% | −0.41 |
| TRV The Travelers Cos Inc. | Reduce -1.0% | 0.97% | −0.37 |
| TMUS T-Mobile US Inc. | Reduce -0.4% | 0.78% | −0.34 |
| CMG Chipotle Mexican Grill Inc. | Reduce -14.1% | 0.23% | −0.31 |
| ELV Elevance Health Inc. | Reduce -15.8% | 0.29% | −0.30 |
| INTU Intuit Inc. | Reduce -1.7% | 0.43% | −0.29 |
| TGT Target Corp. | Sold out | 0.00% | −0.28 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.27 |
| T AT&T Inc. | Reduce -0.4% | 0.52% | −0.24 |
| EPD Enterprise Products Partners | Reduce -3.7% | 0.51% | −0.24 |
| TXN Texas Instruments Inc. | Reduce -7.4% | 0.30% | −0.23 |
| AMGN Amgen Inc. | Reduce -1.6% | 0.51% | −0.22 |
| CI The Cigna Group | Reduce -31.6% | 0.15% | −0.22 |
| CL Colgate-Palmolive Co. | Reduce -29.0% | 0.17% | −0.21 |
| KDP Keurig Dr Pepper Inc. | Sold out | 0.00% | −0.19 |
| LOW Lowe's Cos Inc. | Reduce -0.2% | 0.71% | −0.19 |
| ROYAL CARIBBEAN CRUISES (RCL 6 08/15/25) | Sold out | 0.00% | −0.18 |
| EMN Eastman Chemical Co. | Sold out | 0.00% | −0.17 |
| MRK Merck & Co. Inc. | Reduce -5.9% | 0.33% | −0.14 |
| SBUX Starbucks Corp. | Reduce -6.0% | 0.22% | −0.14 |
| LMT Lockheed Martin Corp. | Reduce -13.1% | 0.25% | −0.13 |
| YUM Yum! Brands Inc. | Reduce -2.3% | 0.29% | −0.13 |
| LIN Linde PLC | Reduce -0.3% | 0.29% | −0.12 |
| DD Dupont DE Nemours Inc. | Reduce -6.8% | 0.31% | −0.11 |
| VFC VF Corp. | Sold out | 0.00% | −0.10 |
| ITW Illinois Tool Works | Reduce -0.1% | 0.28% | −0.10 |
| CB Chubb Ltd. | Reduce -3.4% | 0.19% | −0.10 |
| QCOM Qualcomm Inc. | Reduce -3.4% | 0.24% | −0.10 |
| ADBE Adobe Inc. | Reduce -10.7% | 0.13% | −0.10 |
| EBAY eBay Inc. | Reduce -2.2% | 0.49% | −0.10 |
| DHR Danaher Corp. | Reduce -13.0% | 0.15% | −0.10 |
| ABBV Abbvie Inc. | Reduce -1.2% | 0.48% | −0.08 |
| DFUS Dimensional US Eq MKT ETF | Reduce -9.8% | 0.15% | −0.07 |
| ABT Abbott Laboratories | Reduce -1.7% | 0.13% | −0.06 |
| DELL Dell Technologies -C | Reduce -0.1% | 0.23% | −0.06 |
| PEP Pepsico Inc. | Reduce -8.8% | 0.11% | −0.05 |
Portfolio Buys Q2 2025 → Q3 2025
| VTV Vanguard Mrngstr Val ETF-Aui | New | 5.71% | +5.71 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 4.11% | +4.11 |
| BND Vanguard Total Bond Market | New | 2.78% | +2.78 |
| VEA Vanguard Ftse Developed ETF | New | 2.78% | +2.78 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 1.46% | +1.46 |
| MTBA Simplify MBS ETF | New | 1.11% | +1.11 |
| VWO Vanguard Ftse Emerging Marke | New | 0.77% | +0.77 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Add +485.4% | 0.99% | +0.77 |
| AAPL Apple Inc. | Add +38.6% | 3.47% | +0.58 |
| BOXX Alpha Architect 1-3 MNTH Box | New | 0.46% | +0.46 |
| VGSH Vanguard Short-Term Treasury | New | 0.43% | +0.43 |
| GLD SPDR Gold Shares | New | 0.34% | +0.34 |
| VYM Vanguard High DVD Yield ETF | New | 0.24% | +0.24 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.22% | +0.22 |
| ROST Ross Stores Inc. | New | 0.20% | +0.20 |
| AIQ Global X Art Intel & Tech | New | 0.16% | +0.16 |
| HUM Humana Inc. | New | 0.15% | +0.15 |
| AMZN Amazon.com Inc. | Add +85.6% | 0.58% | +0.13 |
| RCL Royal Caribbean Cruises Ltd. | New | 0.13% | +0.13 |
| TMO Thermo Fisher Scientific Inc. | New | 0.12% | +0.12 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | New | 0.12% | +0.12 |
| FXE Invesco Currencyshares Euro | New | 0.12% | +0.12 |
| BA The Boeing Co. | New | 0.12% | +0.12 |
| DGX Quest Diagnostics Inc. | New | 0.12% | +0.12 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.11% | +0.11 |
| MU Micron Technology Inc. | Add +25.1% | 0.41% | +0.07 |
| JNJ Johnson & Johnson | Add +39.0% | 0.41% | +0.06 |
| NTIP Network-1 Technologies Inc. | New | 0.02% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +9.6% | 0.25% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +8.5% | 0.26% | +0.01 |
| PFE Pfizer Inc. | Add +25.5% | 0.15% | −0.01 |
| DIS The Walt Disney Co. | Add +27.3% | 0.13% | −0.03 |
| ORCL Oracle Corp. | Add +9.7% | 2.02% | −0.03 |
| IWM iShares Russell 2000 ETF | Add +4.1% | 0.15% | −0.03 |
| NOC Northrop Grumman Corp. | Add +4.3% | 0.33% | −0.04 |
| USB US Bancorp | Add +0.2% | 0.13% | −0.04 |
| C Citigroup Inc. | Add +4.7% | 0.35% | −0.05 |
| SCHX Schwab US Large-Cap ETF | Add +3.0% | 0.20% | −0.06 |
| PNC PNC Financial Services Group | Add +0.1% | 0.20% | −0.07 |
| PH Parker Hannifin Corp. | Add +0.7% | 0.24% | −0.07 |
| VZ Verizon Communications Inc. | Add +11.7% | 0.29% | −0.07 |
| AMD Advanced Micro Devices | Add +2.6% | 0.35% | −0.08 |
| UNH Unitedhealth Group Inc. | Add +0.1% | 0.33% | −0.09 |
| CRM Salesforce Inc. | Add +17.6% | 0.25% | −0.10 |
| NVDA Nvidia Corp. | Add +16.4% | 2.55% | −0.10 |
| CVX Chevron Corp. | Add +1.0% | 0.36% | −0.11 |
| BAC Bank of America Corp. | Add +1.8% | 0.39% | −0.11 |
| MS Morgan Stanley | Add +0.5% | 0.45% | −0.12 |
| MET Metlife Inc. | Add +0.3% | 0.32% | −0.12 |
| GD General Dynamics Corp. | Add +1.3% | 0.62% | −0.13 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 100 | $151.2M | SPY, AVGO, CAT, AAPL, WMT |
| Q1 2026 | 105 | $137.2M | SPY, WMT, AVGO, AAPL, MSFT |
| Q4 2025 | 88 | $87.5M | SPY, AVGO, MSFT, DIA, AAPL |
| Q3 2025 | 124 | $190.6M | SPY, VTV, VUG, AAPL, NFLX |
| Q2 2025 | 107 | $133.2M | SPY, NFLX, DIA, AVGO, WMT |
| Q1 2025 | 105 | $121.1M | SPY, DIA, AAPL, NFLX, WMT |
| Q4 2024 | 107 | $125.2M | SPY, AAPL, DIA, WMT, NFLX |
| Q3 2024 | 104 | $131.8M | SPY, DIA, AAPL, NVR, WMT |
| Q2 2024 | 103 | $124.7M | SPY, DIA, AAPL, NVR, MSFT |
| Q1 2024 | 114 | $128.1M | SPY, DIA, NVR, MSFT, AAPL |