Northern Financial Advisors Inc

Name: Northern Financial Advisors Inc 13F holdings, Q3 2025
Creator: Northern Financial Advisors Inc
Published: 2025-11-10

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Northern Financial Advisors Inc reported 124 stock positions worth $190.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.2% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 5.7%) and Vanguard Mrngstar GR ETF-Sui (VUG, 4.1%). Compared with Q2 2025, it opened 23 new positions, sold out of 6, added to 59 and reduced 34. The biggest buy was a new position in Vanguard Mrngstr Val ETF-Aui (VTV) and the biggest sale SS SPDR Dow Jones Indus Avg (DIA, shares −2%).

Most Recent 13F: Q2 2026
Location: BLOOMFIELD HILLS, MI
CIK: 0001962457
Portfolio Value: $190.6M (Q3 2025)
SEC Filing: 0001962457-25-000002 ↗ filed Nov 10, 2025

Holdings Value

Holdings 124 stocks · $190.6M


SPY SS SPDR S&P 500 ETF Trust-US	8.16%	23,332	$15.5M	Add +26.3%
VTV Vanguard Mrngstr Val ETF-Aui	5.71%	58,353	$10.9M	New
VUG Vanguard Mrngstar GR ETF-Sui	4.11%	16,324	$7.8M	New
AAPL Apple Inc.	3.47%	25,968	$6.6M	Add +38.6%
NFLX Netflix Inc.	2.91%	4,628	$5.5M	Add +7.9%
AVGO Broadcom Inc.	2.80%	16,191	$5.3M	Add +2.0%
BND Vanguard Total Bond Market	2.78%	71,123	$5.3M	New
VEA Vanguard Ftse Developed ETF	2.78%	88,256	$5.3M	New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	2.59%	10,636	$4.9M	Reduce -1.8%
NVDA Nvidia Corp.	2.55%	26,087	$4.9M	Add +16.4%
WMT Walmart Inc.	2.40%	44,412	$4.6M	Add +1.3%
MSFT Microsoft Corp.	2.39%	8,791	$4.6M	Add +8.2%
JPM JPMorgan Chase & Co.	2.03%	12,277	$3.9M	Add +10.8%
ORCL Oracle Corp.	2.02%	13,691	$3.9M	Add +9.7%
NVR NVR Inc.	1.89%	449	$3.6M	No change
GS Goldman Sachs Group Inc.	1.57%	3,761	$3.0M	Add +0.3%
AXP American Express Co.	1.53%	8,797	$2.9M	Add +0.1%
VB Vanguard Most SM-Cap ETF-Usd	1.46%	10,946	$2.8M	New
XOM Exxon Mobil Corp.	1.43%	24,191	$2.7M	Add +1.3%
CAT Caterpillar Inc.	1.29%	5,169	$2.5M	Add +2.8%
QQQ Invesco QQQ Trust Series 1	1.29%	4,078	$2.4M	Reduce -2.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	1.15%	7,750	$2.2M	Add +9.8%
MTBA Simplify MBS ETF	1.11%	41,863	$2.1M	New
NOW ServiceNow Inc.	1.08%	2,232	$2.1M	Add +2.8%
V Visa Inc. Class A	1.07%	5,981	$2.0M	Add +0.8%
COST Costco Wholesale Corp.	1.01%	2,087	$1.9M	Add +30.5%
META Meta Platforms Inc. Class A	0.99%	2,580	$1.9M	Add +0.0%
SPYX SS SPDR S&P 500 Foss FL ETF	0.99%	34,489	$1.9M	Add +485.4%
TRV The Travelers Cos Inc.	0.97%	6,633	$1.9M	Reduce -1.0%
MMM 3M Co.	0.94%	11,503	$1.8M	Add +3.2%
RTX RTX Corp.	0.89%	10,089	$1.7M	Add +1.0%
KO The Coca-Cola Co.	0.87%	24,931	$1.7M	Add +13.7%
LLY Eli Lilly & Co.	0.80%	2,008	$1.5M	Reduce -10.0%
TMUS T-Mobile US Inc.	0.78%	6,239	$1.5M	Reduce -0.4%
VWO Vanguard Ftse Emerging Marke	0.77%	27,041	$1.5M	New
HD Home Depot Inc.	0.76%	3,578	$1.4M	Add +4.4%
SAP Sap SE-Sponsored ADR	0.76%	5,397	$1.4M	Reduce -0.1%
CSCO Cisco Systems Inc.	0.73%	20,270	$1.4M	Add +7.3%
PG The Procter & Gamble Co.	0.71%	8,861	$1.4M	Add +0.8%
LOW Lowe's Cos Inc.	0.71%	5,382	$1.4M	Reduce -0.2%
MA Mastercard Inc. Class A	0.70%	2,349	$1.3M	Add +2.8%
ETN Eaton Corp. PLC	0.69%	3,525	$1.3M	Add +0.2%
HON Honeywell International Inc.	0.69%	6,229	$1.3M	Reduce -1.0%
NKE Nike Inc. Class B	0.67%	18,298	$1.3M	Add +6.3%
COF Capital One Financial Corp.	0.64%	5,720	$1.2M	Add +0.2%
GD General Dynamics Corp.	0.62%	3,468	$1.2M	Add +1.3%
PGR Progressive Corp.	0.62%	4,779	$1.2M	Add +0.3%
MCD McDonald's Corp.	0.60%	3,786	$1.2M	Add +8.1%
AMZN Amazon.com Inc.	0.58%	5,039	$1.1M	Add +85.6%
SHW The Sherwin-Williams Co.	0.57%	3,118	$1.1M	Add +2.5%
GILD Gilead Sciences Inc.	0.53%	9,164	$1.0M	Add +0.9%
T AT&T Inc.	0.52%	34,930	$986K	Reduce -0.4%
EPD Enterprise Products Partners	0.51%	31,129	$973K	Reduce -3.7%
AMGN Amgen Inc.	0.51%	3,418	$965K	Reduce -1.6%
EBAY eBay Inc.	0.49%	10,356	$942K	Reduce -2.2%
BLK BlackRock Inc.	0.49%	797	$929K	Add +0.3%
ABBV Abbvie Inc.	0.48%	3,923	$908K	Reduce -1.2%
BOXX Alpha Architect 1-3 MNTH Box	0.46%	7,653	$871K	New
MS Morgan Stanley	0.45%	5,351	$851K	Add +0.5%
VGSH Vanguard Short-Term Treasury	0.43%	13,923	$819K	New
INTU Intuit Inc.	0.43%	1,188	$811K	Reduce -1.7%
MU Micron Technology Inc.	0.41%	4,714	$789K	Add +25.1%
JNJ Johnson & Johnson	0.41%	4,245	$787K	Add +39.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.39%	14,303	$738K	Add +1.8%
TDG Transdigm Group Inc.	0.38%	555	$732K	Add +0.4%
CMI Cummins Inc.	0.36%	1,632	$689K	No change
CVX Chevron Corp.	0.36%	4,418	$686K	Add +1.0%
C Citigroup Inc.	0.35%	6,548	$665K	Add +4.7%
AMD Advanced Micro Devices	0.35%	4,070	$658K	Add +2.6%
GLD SPDR Gold Shares	0.34%	1,828	$650K	New
NOC Northrop Grumman Corp.	0.33%	1,033	$629K	Add +4.3%
MRK Merck & Co. Inc.	0.33%	7,425	$623K	Reduce -5.9%
UNH Unitedhealth Group Inc.	0.33%	1,799	$621K	Add +0.1%
MET Metlife Inc.	0.32%	7,357	$606K	Add +0.3%
DD Dupont DE Nemours Inc.	0.31%	7,551	$588K	Reduce -6.8%
TXN Texas Instruments Inc.	0.30%	3,156	$580K	Reduce -7.4%
YUM Yum! Brands Inc.	0.29%	3,674	$558K	Reduce -2.3%
LIN Linde PLC	0.29%	1,167	$554K	Reduce -0.3%
ELV Elevance Health Inc.	0.29%	1,710	$553K	Reduce -15.8%
DE Deere & Co.	0.29%	1,198	$548K	Add +2.0%
VZ Verizon Communications Inc.	0.29%	12,369	$544K	Add +11.7%
SLB SLB Ltd. filed as SCHLUMBERGER LTD	0.28%	15,588	$536K	No change
ITW Illinois Tool Works	0.28%	2,051	$535K	Reduce -0.1%
GOOGL Alphabet Inc. Class A	0.26%	2,035	$495K	Add +8.5%
CRM Salesforce Inc.	0.25%	2,030	$481K	Add +17.6%
GOOG Alphabet Inc. Class C	0.25%	1,971	$480K	Add +9.6%
LMT Lockheed Martin Corp.	0.25%	952	$475K	Reduce -13.1%
VYM Vanguard High DVD Yield ETF	0.24%	3,230	$455K	New
QCOM Qualcomm Inc.	0.24%	2,714	$452K	Reduce -3.4%
PH Parker Hannifin Corp.	0.24%	594	$450K	Add +0.7%
DELL Dell Technologies -C	0.23%	3,111	$441K	Reduce -0.1%
CMG Chipotle Mexican Grill Inc.	0.23%	11,036	$432K	Reduce -14.1%
VTI VG Morningstar TS MKT ETF-US	0.22%	1,303	$428K	New
SBUX Starbucks Corp.	0.22%	4,882	$413K	Reduce -6.0%
PNC PNC Financial Services Group	0.20%	1,939	$390K	Add +0.1%
SCHX Schwab US Large-Cap ETF	0.20%	14,443	$380K	Add +3.0%
ROST Ross Stores Inc.	0.20%	2,441	$372K	New
CB Chubb Ltd.	0.19%	1,295	$366K	Reduce -3.4%
DBEF Xtrackers MSCI Eafe Hedged E	0.17%	6,876	$319K	No change
CL Colgate-Palmolive Co.	0.17%	3,943	$315K	Reduce -29.0%
SU Suncor Energy Inc.	0.16%	7,308	$306K	No change
AIQ Global X Art Intel & Tech	0.16%	5,988	$296K	New
CI The Cigna Group	0.15%	1,023	$295K	Reduce -31.6%
DHR Danaher Corp.	0.15%	1,444	$286K	Reduce -13.0%
DFUS Dimensional US Eq MKT ETF	0.15%	3,921	$284K	Reduce -9.8%
PFE Pfizer Inc.	0.15%	11,119	$283K	Add +25.5%
HUM Humana Inc.	0.15%	1,074	$279K	New
IWM iShares Russell 2000 ETF	0.15%	1,144	$277K	Add +4.1%
ABT Abbott Laboratories	0.13%	1,881	$252K	Reduce -1.7%
RCL Royal Caribbean Cruises Ltd.	0.13%	777	$251K	New
ADBE Adobe Inc.	0.13%	696	$246K	Reduce -10.7%
USB US Bancorp	0.13%	5,044	$244K	Add +0.2%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.13%	2,117	$243K	Add +27.3%
TMO Thermo Fisher Scientific Inc.	0.12%	483	$234K	New
VBR Vngrd Mrngst SL-CP Val ETF-U	0.12%	1,121	$234K	New
FXE Invesco Currencyshares Euro	0.12%	2,152	$233K	New
IWD iShares Russell 1000 Value E	0.12%	1,134	$231K	No change
BA The Boeing Co.	0.12%	1,064	$230K	New
DGX Quest Diagnostics Inc.	0.12%	1,205	$230K	New
DON Wisdomtree US Midcap Dividen	0.11%	4,118	$215K	No change
JAAA Janus Henderson Aaa Clo ETF	0.11%	4,118	$209K	New
PEP Pepsico Inc.	0.11%	1,465	$206K	Reduce -8.8%
AVY Avery Dennison Corp.	0.11%	1,252	$203K	No change
NTIP Network-1 Technologies Inc.	0.02%	19,169	$29K	New

Portfolio Sells Q2 2025 → Q3 2025


DIA SS SPDR Dow Jones Indus Avg	Reduce -1.8%	2.59%	−0.99
LLY Eli Lilly & Co.	Reduce -10.0%	0.80%	−0.50
SAP Sap SE-Sponsored ADR	Reduce -0.1%	0.76%	−0.48
QQQ Invesco QQQ Trust Series 1	Reduce -2.4%	1.29%	−0.45
HON Honeywell International Inc.	Reduce -1.0%	0.69%	−0.41
TRV The Travelers Cos Inc.	Reduce -1.0%	0.97%	−0.37
TMUS T-Mobile US Inc.	Reduce -0.4%	0.78%	−0.34
CMG Chipotle Mexican Grill Inc.	Reduce -14.1%	0.23%	−0.31
ELV Elevance Health Inc.	Reduce -15.8%	0.29%	−0.30
INTU Intuit Inc.	Reduce -1.7%	0.43%	−0.29
TGT Target Corp.	Sold out	0.00%	−0.28
ACN Accenture PLC Class A	Sold out	0.00%	−0.27
T AT&T Inc.	Reduce -0.4%	0.52%	−0.24
EPD Enterprise Products Partners	Reduce -3.7%	0.51%	−0.24
TXN Texas Instruments Inc.	Reduce -7.4%	0.30%	−0.23
AMGN Amgen Inc.	Reduce -1.6%	0.51%	−0.22
CI The Cigna Group	Reduce -31.6%	0.15%	−0.22
CL Colgate-Palmolive Co.	Reduce -29.0%	0.17%	−0.21
KDP Keurig Dr Pepper Inc.	Sold out	0.00%	−0.19
LOW Lowe's Cos Inc.	Reduce -0.2%	0.71%	−0.19
ROYAL CARIBBEAN CRUISES (RCL 6 08/15/25)	Sold out	0.00%	−0.18
EMN Eastman Chemical Co.	Sold out	0.00%	−0.17
MRK Merck & Co. Inc.	Reduce -5.9%	0.33%	−0.14
SBUX Starbucks Corp.	Reduce -6.0%	0.22%	−0.14
LMT Lockheed Martin Corp.	Reduce -13.1%	0.25%	−0.13
YUM Yum! Brands Inc.	Reduce -2.3%	0.29%	−0.13
LIN Linde PLC	Reduce -0.3%	0.29%	−0.12
DD Dupont DE Nemours Inc.	Reduce -6.8%	0.31%	−0.11
VFC VF Corp.	Sold out	0.00%	−0.10
ITW Illinois Tool Works	Reduce -0.1%	0.28%	−0.10
CB Chubb Ltd.	Reduce -3.4%	0.19%	−0.10
QCOM Qualcomm Inc.	Reduce -3.4%	0.24%	−0.10
ADBE Adobe Inc.	Reduce -10.7%	0.13%	−0.10
EBAY eBay Inc.	Reduce -2.2%	0.49%	−0.10
DHR Danaher Corp.	Reduce -13.0%	0.15%	−0.10
ABBV Abbvie Inc.	Reduce -1.2%	0.48%	−0.08
DFUS Dimensional US Eq MKT ETF	Reduce -9.8%	0.15%	−0.07
ABT Abbott Laboratories	Reduce -1.7%	0.13%	−0.06
DELL Dell Technologies -C	Reduce -0.1%	0.23%	−0.06
PEP Pepsico Inc.	Reduce -8.8%	0.11%	−0.05

Portfolio Buys Q2 2025 → Q3 2025


VTV Vanguard Mrngstr Val ETF-Aui	New	5.71%	+5.71
VUG Vanguard Mrngstar GR ETF-Sui	New	4.11%	+4.11
BND Vanguard Total Bond Market	New	2.78%	+2.78
VEA Vanguard Ftse Developed ETF	New	2.78%	+2.78
VB Vanguard Most SM-Cap ETF-Usd	New	1.46%	+1.46
MTBA Simplify MBS ETF	New	1.11%	+1.11
VWO Vanguard Ftse Emerging Marke	New	0.77%	+0.77
SPYX SS SPDR S&P 500 Foss FL ETF	Add +485.4%	0.99%	+0.77
AAPL Apple Inc.	Add +38.6%	3.47%	+0.58
BOXX Alpha Architect 1-3 MNTH Box	New	0.46%	+0.46
VGSH Vanguard Short-Term Treasury	New	0.43%	+0.43
GLD SPDR Gold Shares	New	0.34%	+0.34
VYM Vanguard High DVD Yield ETF	New	0.24%	+0.24
VTI VG Morningstar TS MKT ETF-US	New	0.22%	+0.22
ROST Ross Stores Inc.	New	0.20%	+0.20
AIQ Global X Art Intel & Tech	New	0.16%	+0.16
HUM Humana Inc.	New	0.15%	+0.15
AMZN Amazon.com Inc.	Add +85.6%	0.58%	+0.13
RCL Royal Caribbean Cruises Ltd.	New	0.13%	+0.13
TMO Thermo Fisher Scientific Inc.	New	0.12%	+0.12
VBR Vngrd Mrngst SL-CP Val ETF-U	New	0.12%	+0.12
FXE Invesco Currencyshares Euro	New	0.12%	+0.12
BA The Boeing Co.	New	0.12%	+0.12
DGX Quest Diagnostics Inc.	New	0.12%	+0.12
JAAA Janus Henderson Aaa Clo ETF	New	0.11%	+0.11
MU Micron Technology Inc.	Add +25.1%	0.41%	+0.07
JNJ Johnson & Johnson	Add +39.0%	0.41%	+0.06
NTIP Network-1 Technologies Inc.	New	0.02%	+0.02
GOOG Alphabet Inc. Class C	Add +9.6%	0.25%	+0.01
GOOGL Alphabet Inc. Class A	Add +8.5%	0.26%	+0.01
PFE Pfizer Inc.	Add +25.5%	0.15%	−0.01
DIS The Walt Disney Co.	Add +27.3%	0.13%	−0.03
ORCL Oracle Corp.	Add +9.7%	2.02%	−0.03
IWM iShares Russell 2000 ETF	Add +4.1%	0.15%	−0.03
NOC Northrop Grumman Corp.	Add +4.3%	0.33%	−0.04
USB US Bancorp	Add +0.2%	0.13%	−0.04
C Citigroup Inc.	Add +4.7%	0.35%	−0.05
SCHX Schwab US Large-Cap ETF	Add +3.0%	0.20%	−0.06
PNC PNC Financial Services Group	Add +0.1%	0.20%	−0.07
PH Parker Hannifin Corp.	Add +0.7%	0.24%	−0.07
VZ Verizon Communications Inc.	Add +11.7%	0.29%	−0.07
AMD Advanced Micro Devices	Add +2.6%	0.35%	−0.08
UNH Unitedhealth Group Inc.	Add +0.1%	0.33%	−0.09
CRM Salesforce Inc.	Add +17.6%	0.25%	−0.10
NVDA Nvidia Corp.	Add +16.4%	2.55%	−0.10
CVX Chevron Corp.	Add +1.0%	0.36%	−0.11
BAC Bank of America Corp.	Add +1.8%	0.39%	−0.11
MS Morgan Stanley	Add +0.5%	0.45%	−0.12
MET Metlife Inc.	Add +0.3%	0.32%	−0.12
GD General Dynamics Corp.	Add +1.3%	0.62%	−0.13

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	100	$151.2M	SPY, AVGO, CAT, AAPL, WMT
Q1 2026	105	$137.2M	SPY, WMT, AVGO, AAPL, MSFT
Q4 2025	88	$87.5M	SPY, AVGO, MSFT, DIA, AAPL
Q3 2025	124	$190.6M	SPY, VTV, VUG, AAPL, NFLX
Q2 2025	107	$133.2M	SPY, NFLX, DIA, AVGO, WMT
Q1 2025	105	$121.1M	SPY, DIA, AAPL, NFLX, WMT
Q4 2024	107	$125.2M	SPY, AAPL, DIA, WMT, NFLX
Q3 2024	104	$131.8M	SPY, DIA, AAPL, NVR, WMT
Q2 2024	103	$124.7M	SPY, DIA, AAPL, NVR, MSFT
Q1 2024	114	$128.1M	SPY, DIA, NVR, MSFT, AAPL