Northstar Financial Companies, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Northstar Financial Companies, Inc. reported 100 stock positions worth $108.1 million. Its top holding was iShares Russell 1000 ETF (IWB) at 11.6% of the portfolio, followed by Visa Class A (V, 7.5%) and Apple (AAPL, 5.3%). Compared with Q2 2025, it opened 12 new positions, sold out of 12, added to 40 and reduced 38. The biggest buy was a new position in iShares Gold Trust (IAU) and the biggest sale Royal Gold (RGLD, shares −75%).
- Most Recent 13F
- Q2 2026
- Location
- CONSHOHOCKEN, PA
- CIK
- 0002059828
- Portfolio Value
- $108.1M (Q3 2025)
- SEC Filing
- 0001765380-25-000466 ↗ filed Nov 12, 2025
Holdings Value
Holdings 100 stocks · $108.1M
| IWB iShares Russell 1000 ETF | 11.63% | 34,381 | $12.6M | Reduce -0.9% |
| V Visa Inc. Class A | 7.53% | 23,841 | $8.1M | Add +2.6% |
| AAPL Apple Inc. | 5.30% | 22,489 | $5.7M | Reduce -1.6% |
| VOOG Vanguard S&P 500 Growth ETF | 4.82% | 11,961 | $5.2M | Reduce -0.3% |
| MSFT Microsoft Corp. | 4.37% | 9,112 | $4.7M | Add +3.9% |
| VEA Vanguard Ftse Developed ETF | 3.79% | 68,392 | $4.1M | Reduce -0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.68% | 11,409 | $2.9M | Add +1.3% |
| AMZN Amazon.com Inc. | 2.30% | 11,321 | $2.5M | Add +18.5% |
| GOOG Alphabet Inc. Class C | 2.11% | 9,345 | $2.3M | Add +5.6% |
| VZ Verizon Communications Inc. | 2.04% | 50,153 | $2.2M | Add +14.0% |
| CVX Chevron Corp. | 1.95% | 13,593 | $2.1M | Add +12.6% |
| PEP Pepsico Inc. | 1.75% | 13,437 | $1.9M | Add +16.5% |
| ITOT iShares Core S&P Total U.S. | 1.70% | 12,633 | $1.8M | Reduce -6.1% |
| AFL Aflac Inc. | 1.67% | 16,194 | $1.8M | Add +22.9% |
| RTX RTX Corp. | 1.61% | 10,400 | $1.7M | Add +21.5% |
| JNJ Johnson & Johnson | 1.58% | 9,206 | $1.7M | Add +21.8% |
| ED Consolidated Edison Inc. | 1.52% | 16,366 | $1.6M | Add +35.9% |
| NVDA Nvidia Corp. | 1.51% | 8,735 | $1.6M | Add +31.1% |
| DUK Duke Energy Corp. | 1.50% | 13,135 | $1.6M | Add +30.2% |
| BP BP PLC-Spons ADR | 1.48% | 46,525 | $1.6M | Add +14.0% |
| SO The Southern Co. | 1.35% | 15,347 | $1.5M | Add +27.8% |
| IAU iShares Gold Trust | 1.27% | 18,828 | $1.4M | New |
| GOOGL Alphabet Inc. Class A | 1.11% | 4,916 | $1.2M | Reduce -1.3% |
| LHX L3HARRIS Technologies Inc. | 1.01% | 3,571 | $1.1M | Add +38.4% |
| MA Mastercard Inc. Class A | 0.99% | 1,876 | $1.1M | Reduce -0.4% |
| JPM JPMorgan Chase & Co. | 0.94% | 3,211 | $1.0M | Add +39.9% |
| COST Costco Wholesale Corp. | 0.90% | 1,050 | $972K | Reduce -12.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.84% | 11,403 | $911K | Add +19.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.83% | 1,781 | $895K | Reduce -3.1% |
| AVGO Broadcom Inc. | 0.82% | 2,692 | $888K | Add +36.2% |
| HD Home Depot Inc. | 0.79% | 2,107 | $854K | Reduce -0.7% |
| WFC Wells Fargo & Co. | 0.78% | 10,052 | $843K | Add +8.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.76% | 1,361 | $817K | Add +6.9% |
| QCOM Qualcomm Inc. | 0.75% | 4,900 | $815K | Reduce -1.2% |
| MU Micron Technology Inc. | 0.70% | 4,540 | $760K | Add +55.4% |
| META Meta Platforms Inc. Class A | 0.62% | 912 | $669K | Add +23.1% |
| WSBK Winchester Bancorp Inc. | 0.62% | 70,000 | $669K | New |
| ABBV Abbvie Inc. | 0.61% | 2,855 | $661K | Add +0.0% |
| CSCO Cisco Systems Inc. | 0.61% | 9,648 | $660K | Reduce -4.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.60% | 2,311 | $652K | Add +0.2% |
| LLY Eli Lilly & Co. | 0.59% | 840 | $641K | Add +148.5% |
| PFE Pfizer Inc. | 0.58% | 24,811 | $632K | Reduce -2.5% |
| PG The Procter & Gamble Co. | 0.58% | 4,096 | $629K | Reduce -5.1% |
| XOM Exxon Mobil Corp. | 0.57% | 5,429 | $612K | Add +0.3% |
| ETN Eaton Corp. PLC | 0.56% | 1,629 | $610K | Add +1.4% |
| MO Altria Group Inc. | 0.56% | 9,226 | $609K | Reduce -2.2% |
| BDX Becton Dickinson and Co. | 0.55% | 3,180 | $595K | Reduce -0.8% |
| OXY Occidental Petroleum Corp. | 0.54% | 12,286 | $581K | Reduce -33.5% |
| CAT Caterpillar Inc. | 0.53% | 1,198 | $571K | Add +0.2% |
| IWM iShares Russell 2000 ETF | 0.52% | 2,332 | $564K | Reduce -0.1% |
| ORCL Oracle Corp. | 0.52% | 1,987 | $559K | Add +0.7% |
| IWO iShares Russell 2000 Growth | 0.50% | 1,699 | $544K | No change |
| BIV Vanguard Intermediate-Term B | 0.49% | 6,753 | $527K | Add +39.8% |
| ADP Automatic Data Processing | 0.47% | 1,731 | $508K | Reduce -1.8% |
| JPST JPMorgan Ultra-Short Income | 0.47% | 9,968 | $506K | Reduce -8.1% |
| SHEL Shell PLC-ADR | 0.42% | 6,339 | $453K | Add +2.1% |
| SCHD Schwab US DVD Equity ETF | 0.42% | 16,491 | $450K | Reduce -17.7% |
| GS Goldman Sachs Group Inc. | 0.41% | 561 | $447K | Add +2.2% |
| XLI SS Industrial Select Sector | 0.37% | 2,574 | $397K | Reduce -8.3% |
| T AT&T Inc. | 0.36% | 13,927 | $393K | Reduce -1.7% |
| MRSH Marsh & McLennan Cos | 0.36% | 1,940 | $391K | No change |
| WMT Walmart Inc. | 0.34% | 3,566 | $368K | New |
| XLP SS Consumer Staples Sel Sect | 0.34% | 4,656 | $365K | Reduce -14.2% |
| SCHB Schwab US Broad Market ETF | 0.34% | 14,164 | $364K | New |
| KO The Coca-Cola Co. | 0.32% | 5,225 | $347K | No change |
| EFA iShares MSCI Eafe ETF | 0.32% | 3,684 | $344K | Reduce -44.3% |
| DGRW Wisdomtree U.S. Quality Divi | 0.32% | 3,836 | $341K | Add +0.2% |
| EMR Emerson Electric Co. | 0.31% | 2,571 | $337K | No change |
| TTE Totalenergies SE -Spon ADR | 0.31% | 5,585 | $333K | New |
| ESGU iShares ESG Aware MSCI USA | 0.31% | 2,278 | $332K | No change |
| UNP Union Pacific Corp. | 0.31% | 1,399 | $331K | Reduce -8.9% |
| KHC The Kraft Heinz Co. | 0.30% | 12,530 | $326K | New |
| AZN Astrazeneca PLC-Spons ADR | 0.30% | 4,236 | $325K | Add +0.4% |
| URI United Rentals Inc. | 0.30% | 336 | $321K | No change |
| TSLA Tesla Inc. | 0.29% | 713 | $317K | New |
| GE General Electric filed as GE AEROSPACE | 0.29% | 1,052 | $317K | Reduce -1.8% |
| MUB iShares National Muni Bond E | 0.28% | 2,867 | $305K | New |
| PH Parker Hannifin Corp. | 0.28% | 395 | $299K | Add +0.3% |
| CL Colgate-Palmolive Co. | 0.27% | 3,640 | $291K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.27% | 3,312 | $289K | Reduce -8.9% |
| VCIT Vanguard Int-Term Corporate | 0.27% | 3,426 | $288K | No change |
| OUNZ Vaneck Merk Gold ETF | 0.26% | 7,696 | $286K | Reduce -39.5% |
| CARR Carrier Global Corp. | 0.26% | 4,663 | $278K | Reduce -4.9% |
| GSK GSK PLC-Spon ADR | 0.26% | 6,399 | $276K | Reduce -5.0% |
| XLY SS Consumer Disc Select Sect | 0.25% | 1,121 | $269K | Reduce -6.1% |
| RGLD Royal Gold Inc. | 0.25% | 1,336 | $268K | Reduce -75.2% |
| AGG iShares Core U.S. Aggregate | 0.25% | 2,660 | $267K | Add +0.1% |
| MMT Aberdeen Multimarket Income | 0.24% | 54,694 | $261K | Add +0.4% |
| SCHZ Schwab US Aggregate Bond ETF | 0.24% | 10,879 | $255K | New |
| PM Philip Morris International | 0.22% | 1,488 | $241K | Reduce -3.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.22% | 349 | $233K | Reduce -5.7% |
| SBUX Starbucks Corp. | 0.21% | 2,685 | $227K | Reduce -23.6% |
| SGOL Abrdn Physical Gold Shares | 0.21% | 6,138 | $226K | Reduce -37.7% |
| UBER Uber Technologies Inc. | 0.20% | 2,163 | $212K | New |
| MDT Medtronic PLC | 0.20% | 2,213 | $211K | New |
| FDX FedEx Corp. | 0.19% | 891 | $210K | Reduce -5.1% |
| BTZ BlackRock Credit Allocation | 0.15% | 14,617 | $162K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.15% | 13,362 | $160K | Add +0.7% |
| PIM Franklin Master Interm IT-Ui filed as PUTNAM MASTER INTER INCOME T | 0.06% | 20,245 | $70K | No change |
| SLQT Selectquote Inc. | 0.02% | 10,542 | $21K | New |
Portfolio Sells Q2 2025 → Q3 2025
| RGLD Royal Gold Inc. | Reduce -75.2% | 0.25% | −0.75 |
| IWB iShares Russell 1000 ETF | Reduce -0.9% | 11.63% | −0.63 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.43 |
| OKE Oneok Inc. | Sold out | 0.00% | −0.40 |
| UGI Ugi Corp. | Sold out | 0.00% | −0.39 |
| FELC Fidelity Enh LRG Cap Cor ETF | Sold out | 0.00% | −0.37 |
| COST Costco Wholesale Corp. | Reduce -12.1% | 0.90% | −0.33 |
| EFA iShares MSCI Eafe ETF | Reduce -44.3% | 0.32% | −0.30 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.29 |
| VTV Vanguard Mrngstr Val ETF-Aui | Sold out | 0.00% | −0.28 |
| ETR Entergy Corp. | Sold out | 0.00% | −0.27 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.3% | 3.79% | −0.27 |
| OXY Occidental Petroleum Corp. | Reduce -33.5% | 0.54% | −0.27 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.25 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.23 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.22 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.21 |
| ITOT iShares Core S&P Total U.S. | Reduce -6.1% | 1.70% | −0.19 |
| OUNZ Vaneck Merk Gold ETF | Reduce -39.5% | 0.26% | −0.16 |
| SCHD Schwab US DVD Equity ETF | Reduce -17.7% | 0.42% | −0.14 |
| PG The Procter & Gamble Co. | Reduce -5.1% | 0.58% | −0.13 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -0.3% | 4.82% | −0.13 |
| SBUX Starbucks Corp. | Reduce -23.6% | 0.21% | −0.12 |
| XLP SS Consumer Staples Sel Sect | Reduce -14.2% | 0.34% | −0.12 |
| CSCO Cisco Systems Inc. | Reduce -4.4% | 0.61% | −0.12 |
| CARR Carrier Global Corp. | Reduce -4.9% | 0.26% | −0.12 |
| SGOL Abrdn Physical Gold Shares | Reduce -37.7% | 0.21% | −0.11 |
| MA Mastercard Inc. Class A | Reduce -0.4% | 0.99% | −0.11 |
| JPC Nuveen Prefered & Income Opp | Sold out | 0.00% | −0.10 |
| JPST JPMorgan Ultra-Short Income | Reduce -8.1% | 0.47% | −0.10 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.1% | 0.83% | −0.10 |
| ADP Automatic Data Processing | Reduce -1.8% | 0.47% | −0.09 |
| PM Philip Morris International | Reduce -3.0% | 0.22% | −0.07 |
| QCOM Qualcomm Inc. | Reduce -1.2% | 0.75% | −0.07 |
| XLI SS Industrial Select Sector | Reduce -8.3% | 0.37% | −0.06 |
| T AT&T Inc. | Reduce -1.7% | 0.36% | −0.06 |
| UNP Union Pacific Corp. | Reduce -8.9% | 0.31% | −0.06 |
| PFE Pfizer Inc. | Reduce -2.5% | 0.58% | −0.06 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -8.9% | 0.27% | −0.04 |
| FDX FedEx Corp. | Reduce -5.1% | 0.19% | −0.03 |
| BDX Becton Dickinson and Co. | Reduce -0.8% | 0.55% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.7% | 0.22% | −0.02 |
| XLY SS Consumer Disc Select Sect | Reduce -6.1% | 0.25% | −0.02 |
| HD Home Depot Inc. | Reduce -0.7% | 0.79% | −0.02 |
| GSK GSK PLC-Spon ADR | Reduce -5.0% | 0.26% | −0.01 |
| MO Altria Group Inc. | Reduce -2.2% | 0.56% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -0.1% | 0.52% | −0.00 |
| GE General Electric | Reduce -1.8% | 0.29% | +0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -1.3% | 1.11% | +0.19 |
| AAPL Apple Inc. | Reduce -1.6% | 5.30% | +0.43 |
Portfolio Buys Q2 2025 → Q3 2025
| IAU iShares Gold Trust | New | 1.27% | +1.27 |
| WSBK Winchester Bancorp Inc. | New | 0.62% | +0.62 |
| GOOG Alphabet Inc. Class C | Add +5.6% | 2.11% | +0.47 |
| NVDA Nvidia Corp. | Add +31.1% | 1.51% | +0.41 |
| JNJ Johnson & Johnson | Add +21.8% | 1.58% | +0.38 |
| WMT Walmart Inc. | New | 0.34% | +0.34 |
| SCHB Schwab US Broad Market ETF | New | 0.34% | +0.34 |
| LHX L3HARRIS Technologies Inc. | Add +38.4% | 1.01% | +0.34 |
| MU Micron Technology Inc. | Add +55.4% | 0.70% | +0.33 |
| LLY Eli Lilly & Co. | Add +148.5% | 0.59% | +0.32 |
| RTX RTX Corp. | Add +21.5% | 1.61% | +0.31 |
| TTE Totalenergies SE -Spon ADR | New | 0.31% | +0.31 |
| KHC The Kraft Heinz Co. | New | 0.30% | +0.30 |
| TSLA Tesla Inc. | New | 0.29% | +0.29 |
| MUB iShares National Muni Bond E | New | 0.28% | +0.28 |
| DUK Duke Energy Corp. | Add +30.2% | 1.50% | +0.27 |
| ED Consolidated Edison Inc. | Add +35.9% | 1.52% | +0.27 |
| AVGO Broadcom Inc. | Add +36.2% | 0.82% | +0.26 |
| JPM JPMorgan Chase & Co. | Add +39.9% | 0.94% | +0.25 |
| SCHZ Schwab US Aggregate Bond ETF | New | 0.24% | +0.24 |
| AFL Aflac Inc. | Add +22.9% | 1.67% | +0.23 |
| BP BP PLC-Spons ADR | Add +14.0% | 1.48% | +0.21 |
| SO The Southern Co. | Add +27.8% | 1.35% | +0.20 |
| UBER Uber Technologies Inc. | New | 0.20% | +0.20 |
| MDT Medtronic PLC | New | 0.20% | +0.20 |
| PEP Pepsico Inc. | Add +16.5% | 1.75% | +0.16 |
| CVX Chevron Corp. | Add +12.6% | 1.95% | +0.16 |
| AMZN Amazon.com Inc. | Add +18.5% | 2.30% | +0.12 |
| BIV Vanguard Intermediate-Term B | Add +39.8% | 0.49% | +0.10 |
| ORCL Oracle Corp. | Add +0.7% | 0.52% | +0.07 |
| ABBV Abbvie Inc. | Add +0.0% | 0.61% | +0.06 |
| VZ Verizon Communications Inc. | Add +14.0% | 2.04% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +19.8% | 0.84% | +0.06 |
| META Meta Platforms Inc. Class A | Add +23.1% | 0.62% | +0.05 |
| CAT Caterpillar Inc. | Add +0.2% | 0.53% | +0.05 |
| QQQ Invesco QQQ Trust Series 1 | Add +6.9% | 0.76% | +0.03 |
| SLQT Selectquote Inc. | New | 0.02% | +0.02 |
| GS Goldman Sachs Group Inc. | Add +2.2% | 0.41% | +0.01 |
| WFC Wells Fargo & Co. | Add +8.4% | 0.78% | +0.01 |
| F Ford Motor Co. | Add +0.7% | 0.15% | −0.00 |
| AZN Astrazeneca PLC-Spons ADR | Add +0.4% | 0.30% | −0.01 |
| PH Parker Hannifin Corp. | Add +0.3% | 0.28% | −0.01 |
| DGRW Wisdomtree U.S. Quality Divi | Add +0.2% | 0.32% | −0.02 |
| MMT Aberdeen Multimarket Income | Add +0.4% | 0.24% | −0.02 |
| AGG iShares Core U.S. Aggregate | Add +0.1% | 0.25% | −0.03 |
| ETN Eaton Corp. PLC | Add +1.4% | 0.56% | −0.03 |
| SHEL Shell PLC-ADR | Add +2.1% | 0.42% | −0.04 |
| XOM Exxon Mobil Corp. | Add +0.3% | 0.57% | −0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.3% | 2.68% | −0.09 |
| IBM Intl Business Machines Corp. | Add +0.2% | 0.60% | −0.10 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 117 | $148.4M | IWB, V, VOOG, AAPL, VEA |
| Q1 2026 | 112 | $125.8M | IWB, V, VOOG, AAPL, VEA |
| Q4 2025 | 114 | $125.6M | IWB, V, AAPL, VOOG, MSFT |
| Q3 2025 | 100 | $108.1M | IWB, V, AAPL, VOOG, MSFT |
| Q2 2025 | 100 | $96.2M | IWB, V, VOOG, AAPL, MSFT |
| Q1 2025 | 104 | $92.2M | IWB, V, AAPL, VOOG, MSFT |
| Q4 2024 | 108 | $105.6M | IWB, AAPL, V, VOOG, MSFT |