Northwest Capital Management Inc
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), Northwest Capital Management Inc reported 434 stock positions worth $233.3 million. Its top holding was Schwab Intermediate-Term US (SCHR) at 10.7% of the portfolio, followed by Schwab US Large-Cap ETF (SCHX, 7.1%) and Microsoft (MSFT, 6.4%). Compared with Q3 2024, it opened 11 new positions, sold out of 32, added to 45 and reduced 99. The biggest buy was Microsoft (MSFT, shares +1%) and the biggest sale Schwab Intermediate-Term US (SCHR, shares −53%).
- Most Recent 13F
- Q4 2025
- Location
- Lake Oswego, OR
- CIK
- 0001730404
- Portfolio Value
- $233.3M (Q4 2024)
- SEC Filing
- 0001580642-25-000734 ↗ filed Feb 4, 2025
Holdings Value
Holdings 434 stocks · $233.3M
| SCHR Schwab Intermediate-Term US | 10.72% | 1,029,172 | $25.0M | Reduce -52.9% |
| SCHX Schwab US Large-Cap ETF | 7.10% | 714,720 | $16.6M | Reduce -10.1% |
| MSFT Microsoft Corp. | 6.45% | 35,668 | $15.0M | Add +0.8% |
| EFV iShares MSCI Eafe Value ETF | 4.71% | 209,424 | $11.0M | Reduce -7.8% |
| AAPL Apple Inc. | 4.63% | 43,117 | $10.8M | Reduce -16.2% |
| ESGU iShares ESG Aware MSCI USA | 4.26% | 77,087 | $9.9M | Reduce -8.9% |
| QUAL iShares MSCI USA Quality Fac | 3.05% | 39,896 | $7.1M | Reduce -8.5% |
| PG The Procter & Gamble Co. | 2.71% | 37,669 | $6.3M | Add +24.9% |
| SCHM Schwab US Mid Cap ETF | 2.33% | 196,309 | $5.4M | Reduce -5.1% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 2.25% | 102,199 | $5.2M | Reduce -4.8% |
| VUSB Vanguard Ultra Short Bond Et | 2.21% | 103,931 | $5.2M | No change |
| AMZN Amazon.com Inc. | 2.18% | 23,185 | $5.1M | Reduce -1.2% |
| MBB iShares MBS ETF | 2.17% | 55,154 | $5.1M | Reduce -3.2% |
| SCHF Schwab Intl Equity ETF | 1.86% | 234,347 | $4.3M | Reduce -4.0% |
| SCHD Schwab US DVD Equity ETF | 1.70% | 145,360 | $4.0M | Reduce -0.4% |
| AGG iShares Core U.S. Aggregate | 1.57% | 37,793 | $3.7M | Reduce -17.9% |
| XCEM Columbia Em Core Ex-China | 1.46% | 115,035 | $3.4M | Add +41.6% |
| IVV iShares Core S&P 500 ETF | 1.26% | 5,011 | $2.9M | Reduce -6.4% |
| SPLV Invesco S&P 500 Low Volatili | 1.26% | 41,899 | $2.9M | Reduce -7.6% |
| IFRA iShares US Infrastructure | 1.20% | 60,387 | $2.8M | Reduce -5.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.11% | 4,411 | $2.6M | Reduce -0.1% |
| SCHZ Schwab US Aggregate Bond ETF | 1.04% | 106,479 | $2.4M | Reduce -46.3% |
| IYW iShares Ustechnology ETF | 0.97% | 14,234 | $2.3M | Reduce -10.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.89% | 45,972 | $2.1M | Reduce -12.5% |
| ITOT iShares Core S&P Total U.S. | 0.79% | 14,317 | $1.8M | Reduce -0.0% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.78% | 31,382 | $1.8M | Reduce -25.6% |
| SPAB SS SPDR P Agg Bond ETF | 0.73% | 68,236 | $1.7M | Reduce -25.6% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.72% | 26,618 | $1.7M | Reduce -5.4% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.72% | 62,821 | $1.7M | Reduce -5.0% |
| SCHC Schwab Intl Small-Cap Equity | 0.66% | 45,176 | $1.6M | Reduce -6.2% |
| SCHQ Schwab Long-Term US Treasury | 0.66% | 48,912 | $1.5M | Reduce -50.1% |
| MRK Merck & Co. Inc. | 0.66% | 15,375 | $1.5M | Add +4.6% |
| FBND Fidelity Total Bond ETF | 0.65% | 34,012 | $1.5M | Reduce -3.0% |
| SCHA Schwab US Small-Cap ETF | 0.62% | 55,740 | $1.4M | Reduce -15.4% |
| SPMO Invesco S&P 500 Momentum ETF | 0.61% | 15,080 | $1.4M | New |
| NVDA Nvidia Corp. | 0.61% | 10,550 | $1.4M | Reduce -12.9% |
| BND Vanguard Total Bond Market | 0.58% | 18,823 | $1.4M | Add +417.1% |
| QQQM Invesco Nasdaq 100 ETF | 0.57% | 6,263 | $1.3M | Add +16.9% |
| IT Gartner Inc. | 0.55% | 2,650 | $1.3M | No change |
| BINC iShares Flex I A ETF-Usd Inc. | 0.54% | 24,331 | $1.3M | Add +0.1% |
| UCON First Trust Smith Unconstrai | 0.52% | 49,231 | $1.2M | Reduce -12.1% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.51% | 23,188 | $1.2M | No change |
| GOOG Alphabet Inc. Class C | 0.48% | 5,834 | $1.1M | Add +0.0% |
| SCHB Schwab US Broad Market ETF | 0.45% | 46,130 | $1.0M | Reduce -24.1% |
| IEMG iShares Core MSCI Emerging | 0.43% | 19,109 | $998K | Add +61541.9% |
| COST Costco Wholesale Corp. | 0.42% | 1,060 | $971K | Reduce -15.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.39% | 2,021 | $916K | Reduce -22.6% |
| TBT Proshares Ultrashort 20+Y TR | 0.39% | 24,998 | $915K | New |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.39% | 13,106 | $904K | Reduce -25.8% |
| SCHV Schwab US Large-Cap Value | 0.39% | 34,508 | $900K | Reduce -3.4% |
| JAVA JPMorgan Active Value ETF | 0.38% | 14,118 | $894K | No change |
| JPST JPMorgan Ultra-Short Income | 0.38% | 17,532 | $883K | Reduce -7.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.37% | 2,078 | $853K | No change |
| XLE SS Energy Select Sector | 0.37% | 9,956 | $853K | Reduce -12.1% |
| META Meta Platforms Inc. Class A | 0.35% | 1,406 | $823K | Add +0.1% |
| TSLA Tesla Inc. | 0.34% | 1,938 | $783K | Reduce -35.8% |
| IWF iShares Russell 1000 Growth | 0.33% | 1,940 | $779K | No change |
| AMGN Amgen Inc. | 0.33% | 2,936 | $765K | Reduce -2.2% |
| VOO Vanguard S&P 500 ETF | 0.33% | 1,415 | $762K | Reduce -21.0% |
| SCHG Schwab US Large-Cap Growth | 0.32% | 26,563 | $740K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.30% | 1,360 | $695K | Add +1.2% |
| IAU iShares Gold Trust | 0.28% | 13,252 | $656K | New |
| VXF Vanguard Extended Market ETF | 0.28% | 3,394 | $645K | Reduce -3.3% |
| INTC Intel Corp. | 0.27% | 31,597 | $634K | Reduce -6.1% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.27% | 29,159 | $628K | Reduce -3.3% |
| SHEL Shell PLC-ADR | 0.27% | 10,000 | $627K | No change |
| MELI MercadoLibre Inc. | 0.26% | 350 | $595K | No change |
| SPIP SS SPDR P Tips ETF | 0.24% | 21,773 | $551K | Reduce -29.9% |
| AXON Axon Enterprise Inc. | 0.22% | 862 | $512K | Reduce -11.3% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.22% | 10,643 | $508K | No change |
| PYLD PIMCO Multisector Bond Actv | 0.21% | 19,075 | $494K | No change |
| ABT Abbott Laboratories | 0.21% | 4,321 | $489K | Reduce -0.5% |
| NVS Novartis AG-Sponsored ADR | 0.21% | 5,000 | $487K | No change |
| IJH iShares Core S&P Midcap ETF | 0.20% | 7,445 | $464K | No change |
| ICVT iShares Convertible Bond ETF | 0.19% | 5,312 | $451K | Reduce -18.2% |
| CSCO Cisco Systems Inc. | 0.19% | 7,534 | $446K | Add +0.0% |
| SCHO Schwab Short-Term US Treas | 0.19% | 18,036 | $434K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.17% | 5,493 | $386K | Add +16.7% |
| BILS SS Spdrb B 3-12M T-Bill ETF | 0.15% | 3,430 | $340K | Reduce -22.3% |
| HD Home Depot Inc. | 0.14% | 859 | $334K | Reduce -13.1% |
| DGRW Wisdomtree U.S. Quality Divi | 0.13% | 3,673 | $297K | Add +1.1% |
| DD Dupont DE Nemours Inc. | 0.13% | 3,833 | $292K | No change |
| UL Unilever PLC | 0.13% | 5,146 | $292K | No change |
| KO The Coca-Cola Co. | 0.12% | 4,567 | $284K | Reduce -1.3% |
| NFLX Netflix Inc. | 0.12% | 316 | $282K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.11% | 7,776 | $265K | Reduce -15.3% |
| GOOGL Alphabet Inc. Class A | 0.11% | 1,380 | $261K | Reduce -11.5% |
| XOM Exxon Mobil Corp. | 0.11% | 2,401 | $258K | No change |
| STIP iShares 0-5 Year Tips Bond E | 0.11% | 2,567 | $258K | No change |
| JGRO JPMorgan Active Growth ETF | 0.11% | 3,036 | $246K | Add +1.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.10% | 4,460 | $244K | Add +67.8% |
| UBER Uber Technologies Inc. | 0.10% | 4,022 | $243K | No change |
| ABBV Abbvie Inc. | 0.10% | 1,352 | $240K | Reduce -5.3% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 0.10% | 3,925 | $237K | No change |
| CVX Chevron Corp. | 0.10% | 1,627 | $236K | No change |
| NKE Nike Inc. Class B | 0.10% | 2,987 | $226K | Reduce -28.3% |
| CTVA Corteva Inc. | 0.10% | 3,951 | $225K | Add +0.0% |
| IDEV iShares Core MSCI Dev MKTS | 0.10% | 3,477 | $224K | Add +1.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.10% | 4,342 | $222K | Add +0.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.09% | 917 | $220K | Reduce -20.7% |
Lines left out (2) · $80 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | IBOXX INV CP ETF | 0 | $46 |
| DHI D.R. Horton Inc. | COM | 0 | $34 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $233.3M.
Portfolio Sells Q3 2024 → Q4 2024
| SCHR Schwab Intermediate-Term US | Reduce -52.9% | 10.72% | −9.20 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -46.3% | 1.04% | −0.66 |
| SCHQ Schwab Long-Term US Treasury | Reduce -50.1% | 0.66% | −0.58 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -25.6% | 0.78% | −0.17 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -25.6% | 0.73% | −0.13 |
| AGG iShares Core U.S. Aggregate | Reduce -17.9% | 1.57% | −0.11 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -69.0% | 0.05% | −0.09 |
| TCAF T Rowe PRC Cap Appreciation | Reduce -71.5% | 0.04% | −0.08 |
| SPIP SS SPDR P Tips ETF | Reduce -29.9% | 0.24% | −0.06 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Reduce -92.8% | 0.00% | −0.05 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -25.8% | 0.39% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -22.6% | 0.39% | −0.04 |
| SCHB Schwab US Broad Market ETF | Reduce -24.1% | 0.45% | −0.04 |
| NKE Nike Inc. Class B | Reduce -28.3% | 0.10% | −0.04 |
| PANW Palo Alto Networks Inc. | Reduce -84.5% | 0.01% | −0.04 |
| COMT iShares Gsci Commodity Dynam | Reduce -97.2% | 0.00% | −0.03 |
| BOND PIMCO Active Bond Exchange-T | Reduce -38.8% | 0.07% | −0.03 |
| MA Mastercard Inc. Class A | Reduce -94.9% | 0.00% | −0.02 |
| VT Vanguard Tot World STK ETF | Reduce -90.1% | 0.00% | −0.02 |
| AMGN Amgen Inc. | Reduce -2.2% | 0.33% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -21.0% | 0.33% | −0.01 |
| UNP Union Pacific Corp. | Reduce -33.8% | 0.04% | −0.01 |
| INTC Intel Corp. | Reduce -6.1% | 0.27% | −0.01 |
| SPEM State Street SP PTF Em ETF | Reduce -30.2% | 0.04% | −0.01 |
| MOO Vaneck Agribusiness ETF | Sold out | 0.00% | −0.01 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.01 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Reduce -22.3% | 0.15% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.01 |
| GTO Invesco Total Return Bond Et | Reduce -38.5% | 0.03% | −0.01 |
| DOW Dow Inc. | Reduce -1.7% | 0.07% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -15.3% | 0.11% | −0.01 |
| PM Philip Morris International | Reduce -76.4% | 0.00% | −0.01 |
| TMUS T-Mobile US Inc. | Sold out | 0.00% | −0.01 |
| IEF iShares 7-10 Year Treasury B | Reduce -25.9% | 0.05% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Reduce -97.4% | 0.00% | −0.01 |
| EW Edwards Lifesciences Corp. | Sold out | 0.00% | −0.01 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.01 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -30.4% | 0.04% | −0.01 |
| NOW ServiceNow Inc. | Reduce -53.9% | 0.01% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -40.5% | 0.01% | −0.01 |
| PDBC Invesco Optimum Yield Divers | Reduce -61.0% | 0.01% | −0.01 |
| CHD Church & Dwight Co. Inc. | Sold out | 0.00% | −0.01 |
| SRE Sempra | Sold out | 0.00% | −0.01 |
| DLS Wisdomtree Intl S/C DVD Fund | Sold out | 0.00% | −0.01 |
| GPN Global Payments Inc. | Sold out | 0.00% | −0.01 |
| DBA Invesco DB Agriculture Fund | Sold out | 0.00% | −0.00 |
| BURL Burlington Stores Inc. | Sold out | 0.00% | −0.00 |
| ULST SS Ultra Short TM Bond ETF | Reduce -44.0% | 0.01% | −0.00 |
| TSN Tyson Foods Inc. Class A | Sold out | 0.00% | −0.00 |
| SPLB SS SPDR P Long Term C ETF | Reduce -28.6% | 0.02% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| MSFT Microsoft Corp. | Add +0.8% | 6.45% | +0.96 |
| PG The Procter & Gamble Co. | Add +24.9% | 2.71% | +0.82 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.61% | +0.61 |
| XCEM Columbia Em Core Ex-China | Add +41.6% | 1.46% | +0.50 |
| BND Vanguard Total Bond Market | Add +417.1% | 0.58% | +0.48 |
| IEMG iShares Core MSCI Emerging | Add +61541.9% | 0.43% | +0.43 |
| TBT Proshares Ultrashort 20+Y TR | New | 0.39% | +0.39 |
| IAU iShares Gold Trust | New | 0.28% | +0.28 |
| QQQM Invesco Nasdaq 100 ETF | Add +16.9% | 0.57% | +0.18 |
| GOOG Alphabet Inc. Class C | Add +0.0% | 0.48% | +0.12 |
| SPHY SS SPDR P High Yield ETF | New | 0.09% | +0.09 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.08% | +0.08 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +0.1% | 0.54% | +0.07 |
| META Meta Platforms Inc. Class A | Add +0.1% | 0.35% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.2% | 0.30% | +0.06 |
| MRK Merck & Co. Inc. | Add +4.6% | 0.66% | +0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +67.8% | 0.10% | +0.05 |
| CSCO Cisco Systems Inc. | Add +0.0% | 0.19% | +0.05 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +76.3% | 0.08% | +0.04 |
| IEFA iShares Core MSCI Eafe ETF | Add +16.7% | 0.17% | +0.03 |
| JGRO JPMorgan Active Growth ETF | Add +1.6% | 0.11% | +0.02 |
| DGRW Wisdomtree U.S. Quality Divi | Add +1.1% | 0.13% | +0.02 |
| EEM iShares MSCI Emerging Market | Add +12.1% | 0.09% | +0.02 |
| NULV Nuveen ESG Large-Cap Val ETF | Add +138.3% | 0.02% | +0.02 |
| IWB iShares Russell 1000 ETF | Add +0.2% | 0.08% | +0.01 |
| CTVA Corteva Inc. | Add +0.0% | 0.10% | +0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +0.4% | 0.10% | +0.01 |
| HEQT Simplify Hedged Equity ETF | Add +0.5% | 0.07% | +0.01 |
| IDEV iShares Core MSCI Dev MKTS | Add +1.6% | 0.10% | +0.01 |
| LLY Eli Lilly & Co. | Add +9.5% | 0.07% | +0.01 |
| DFAC Dimensional US Core Equity 2 | Add +2.0% | 0.05% | +0.01 |
| IXUS iShares Core Intl Stock ETF | Add +1.7% | 0.09% | +0.01 |
| FTEC Fidelity MSCI Info Tech Indx | New | 0.01% | +0.01 |
| ACIO Aptus Collared Invest Opp | Add +0.9% | 0.04% | +0.01 |
| ROMO Strategy Shares Newfound | Add +0.9% | 0.04% | +0.01 |
| SIRI Sirius XM Holdings Inc. | New | 0.01% | +0.01 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.01% | +0.01 |
| CCOR Core Alternative ETF | Add +0.5% | 0.05% | +0.01 |
| JIRE JPMorgan Int Res Enh Eqty | Add +1.3% | 0.09% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | New | 0.00% | +0.00 |
| AVEM Avantis Emerging Markets Eq | Add +2.5% | 0.05% | +0.00 |
| CORP PIMCO Inv Grade Corp. BD ETF | Add +3.3% | 0.02% | +0.00 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Add +277.4% | 0.00% | +0.00 |
| RSSB RTRN Stack GLBL STK & BD ETF | New | 0.00% | +0.00 |
| UPS United Parcel Service Class B | Add +0.3% | 0.02% | +0.00 |
| NANC Sbvrs CNGS DMC TR ETF-Usd Inc. | New | 0.00% | +0.00 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +33.9% | 0.00% | +0.00 |
| TOTL SS Doubleline TR Tact ETF | Add +13.9% | 0.00% | +0.00 |
| DBND Doubleline Oppor Cor BND-Usd | Add +17.5% | 0.00% | +0.00 |
| COLM Columbia Sportswear Co. | Add +0.9% | 0.00% | +0.00 |
Notes & Other Activity Q3 2024 → Q4 2024
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | IBOXX INV CP ETF | Reduce -100.0% | 0 | $46 |
| PII Polaris Inc. | COM | Sold out | 0 | $31before exit |
| EMB iShares JP Morgan Usd Emergi | JPMORGAN USD EMG | Sold out | 0 | $2before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 92 | $23.1M | PG, MSFT, EFV, QUAL, SCHG |
| Q3 2025 | 252 | $95.1M | SCHX, AAPL, MSFT, PG, EFV |
| Q2 2025 | 349 | $184.7M | MSFT, SCHF, SCHX, AAPL, SCHD |
| Q1 2025 | 441 | $243.3M | SCHR, SCHF, SCHX, MSFT, AAPL |
| Q4 2024 | 434 | $233.3M | SCHR, SCHX, MSFT, EFV, AAPL |
| Q3 2024Amended | 456 | $277.5M | SCHR, SCHX, MSFT, EFV, AAPL |
| Q2 2024 | 461 | $274.1M | AMZN, SCHR, SCHX, MSFT, SCHQ |
| Q1 2024 | 553 | $312.5M | SCHR, AMZN, SCHX, MSFT, SCHQ |